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Ray Lovelace from Tigard, OR

Age 94 b. 11/9/1931
📍 15535 Sw Bristlecone Way, #tigard, OR 97223-2688
✉️ rluv52@yahoo.com, lov80479@frontier.com, ov9300@aol.com, lov@msn.com, lov804@msn.com, lov9300@aol.com, rluv52@gtemail.net
👨‍👩‍👧 Relatives: Benjamin T Lovelace Jr,Bethany L Lovelace,Deborah Jean Lovelace,Gina L Lovelace,Raymond Allen Lovelace,Ashley N Lovelace,Benjamin T Lovelace,Raymond L Anderson,Tyrus R Lovelace,Tyrus R Lovelace,Andrew R Lake,Ashley Sierra Bradley,Ashley D Lee,Brett T Harrett,Brian Charles Harrett,Bud Bradley,Celeste G Simpkins,Christopher Bud Bradley,Christopher R Proctor,Constance A Lovelace,David Raymond Bradley Jr,Diane Lorene Anderson,Donald L Feltman,Douglas A Simpkins,Jean E Harrett,Jesse A Zirkle,Jesse A Zirkle,Jessica Harrett,Jessica L Zirkle,Joseph K Simpkins,Kimberly D Bickford,Kristy Lyn Anderson,Laverna R Feltman,Malcolm G Simpkins,Malcolm J Simpkins,Matthew E Bickford,Michael D Wilson,Nancy R Bradley,Patricia A Simpkins,Penny J Feltman,Peter G Anderson,Robert David Bradley,Stacey A Bradley,Stenski Kelley,Stephanie B Bradley,Stephanie L Bradley,Stephen Mitchell Lee,Teena L Garner,William A Bradley,William D Bradley

Mr Ray H Lovelace from Kansas City, MO

Age 75 b. 3/26/1950
📍 3421 E 69th St, #kansas City, MO 64132-3257
✉️ ray.lovelace@msn.com, 6724@verizon.com
👨‍👩‍👧 Relatives: Bettie R Lovelace,Clarissa Lovelace,Eliza J Nicodemus,Garren L Lovelace Sr,Joann Lovelace,Joann R Robertson,Kenneth E Lovelace,Lee R Lovelace,Shirley R Lovelace,Andrell Robertson,Anganetta Sanders Lovelace,Antonio Delfonce Lovelace,Antonio D Lovelace,Barry W Nicodemus,Bettie R Lovelace,Bill J Lovelace,Carnelius Lovelace,Cornelious Reliford,Dearest N Lovelace,Demarco Nicodemus,Elizabeth Burbridge,Garren L Lovelace,Harlan E Burbridge,Ike Crawford,Isaac A Crawford,Isaaca Crawford,Johnny P Love,Joseph Crawford Jr,Joseph Crawford Jr,Lashon R Lovelace,Marcus J Lovelace,Nadjai Deneen Lovelace,Ray Robertson,Shabree R Lovelace,Shabree Lovelace,Shacora N Lovelace,Sharon D Lovelace,Aaron L Broughton Sr,Deangelo Powell,Donna L Lovelace,Edward Moore Jr,Felicia Marie Powell,Harlene R Wilson,Jeffrey Hummel,Melissa E Chappel,Myron R Sanders Jr,Shawn M Love,Sherese D Sanders,Shontray L Gilbert
🕐 12 previous addresses

Mr Ray L Lovelace from Richmond, VA

Age 103 b. 1/1/1923
📍 1600 Westbrook Ave, Apt 8281, #richmond, VA 23227-3392
👨‍👩‍👧 Relatives: Bruce L Lovelace,Charlotte S Lovelace,Ashley M Lovelace,Cynthia L Heisey,Michele F Jasinowski,Alexandra L. Jasinowski,Amy Weinstock Jasinowski,Andres Perez Franco Jr,Andres Conroy Franco 3rd,Barbara A Heisey,Brian K Heisey,Chad R Atkinson,Charles R Jasinowski,Christopher Lawrence Bartlett,Clare E Heisey,David Michael Atkinson,David M Atkinson Jr,David W Atkinson,David Wesley Atkinson,Devra M Jasinowski,Doris A Jasinowski,Gloria K Jasinowski,J Atkinson,J Atkinson,J Atkinson,Jacob A Heisey,Jacob G Heisey,Jennifer C Franco,Jennifer Lynn Klotz,Jessie M Atkinson,John Dalton,John Ashley Dalton,John Robert Jasinowski,Kelley N Salamone,Laura A Bartlett,Laurel A Bartlett,Laurie A Reardon,Lisa A Atkinson,Margaret P Vest,Megan L Atkinson,Michelle J Smith,Patricia T Franco,Patricia C Franco,Raechel E Bartlett,Sarah E Northrop,Shelby E Boltz,Stephanie S Atkinson,Stephen Laroy Bartlett,Steven D Bartlett,Thomas T Jasinowski
🕐 5 previous addresses

Ray Lovelace from Mesquite, TX

Age 57
📍 2300 Stafford Ln, Mesquite, TX 75150
📞 (972) 279-3415, (972) 279-6071, (972) 672-8707, (972) 672-8799, (501) 664-8721, (972) 203-8607
👨‍👩‍👧 Relatives: Barbara Diane Lovelace,Anthony Ray Lovelace,Tamara R Lovelace,Tamera Rhea Lovelace,D B Lovelace,Yvette Lovelace

Ray Lovelace from England, AR

Age 55
📍 Walter Estes Rd, England, AR 72046
📞 (501) 803-9183, (501) 803-9183, (501) 851-2319
👨‍👩‍👧 Relatives: Essie V Lovelace,Angela Lovelace Mcgee,Sarah Lovelace,Dearest N Lovelace,Naomi Lovelace,Harry Lovelace,Sarah Lovelace

Ray Lovelace from Manteca, CA

Age 104 b. Jun 1921 San Joaquin Co.
📍 320 N Powers Ave
📞 (209) 823-4816, (619) 997-3850

Ray Lovelace from Rosedale, MD

Age 63 b. Jun 1962 Baltimore Co.
📍 1502 Cavel Rd
📞 (410) 682-2094

Ray Lovelace from Bryant, AR

Age 54 b. Sep 1971 Saline Co.
📍 Po Box 884
📞 (330) 673-9611

Ray Lovelace from Stow, OH

Age 54 b. Sep 1971 Summit Co.
📍 3302 Crown Pointe Dr
📞 (201) 653-3034

Ray Lovelace from Maumelle, AR

Age 67 b. 1959 Male
📍 60 Meadow Ridge Loop
📞 (501) 993-2323 (Cell)

Ray Lovelace from Bryant, AR

Age 54 b. Sep 1971 Saline Co.
📍 O Box 884 B
📞 (330) 673-9611

Ray Lovelace from Bonham, TX

Age 114 b. Apr 1911 Fannin Co.
📍 1508 N Center St
📞 (903) 583-2464

Ray Lovelace from Richmond, VA

Age 103 b. Jan 1923 Henrico Co.
📍 8708 Greenford Dr
📞 (804) 747-0925

Ray Lovelace from Humboldt, TN

Age 78 b. Sep 1947 Gibson Co.
📍 125 Bogle Loop
📞 (901) 686-0728
👤 aka Vernon Ray Lovelace

Ray Lovelace from Mesquite, TX

Dallas Co.
📍 2300 Stafford Ln
📞 (972) 279-6071

Ray Lovelace

📍 417 E Mckinley St, Jasonville In
📞 (812) 564-1474, (812) 564-1473

Ray Lovelace from Kansas City, MO

Age 75 b. Mar 1950 Jackson Co.
📍 1308 W 40th St 3

Ray Lovelace from Cincinnati, OH

Age 88 b. Feb 1938 Hamilton Co.
📍 7433 Harrison Ave

Ray Lovelace from New Richmond, OH

Age 42 b. Jun 1983
📍 1560 Bethel New Richmond Rd
👤 aka Raymond E Lovelace, Ray Lovelance, Ray Lovelace

Ray Lovelace from Blacksburg, SC

Age 81 b. Nov 1944 Cherokee Co.
📍 198 Woody Rd

Ray Lovelace from Marietta, GA

Cobb Co.
📍 286 Sherbrook Ct Nw
📞 (770) 426-0279

Ray H Lovelace from Las Vegas, NV

📍 3313 Westleigh Ave, #las Vegas, NV 89102-1825
🕐 1 previous address

Ray Lovelace from Albany, KY

Clinton Co.
📍 Rr 1 Po Box 304
👤 aka Loveless Ray

Ray Lovelace from Maumelle, AR

Pulaski Co.
📍 Rr 2 Po Box 342

Unknown Person

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 25 contact records for Ray Lovelace across 13 states. The most recent address on file is in Manteca, California. Of these records, 17 include phone numbers and 2 include email addresses. Ages range from 55 to 57, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Lovelace Ray

Jackson County
PIN: 46-410-22-01-00-0-00-000
· 3421 E 69th St, KANSAS CITY mo
Built: 1947.0
Assessed: $17,875

Lovelace Ray

Pulaski County
PIN: 42R-021.00-014.02
· 14010 North Fork Dr, MAUMELLE ar
Assessed: $7,050

Lovelace Ray

Pulaski County
PIN: 42R-021.00-014.00
· North Fork Dr, MAUMELLE ar
Assessed: $8,600

Lovelace, Ray

Garland County
PIN: 70982
· Colgadura Way, FOUNTAIN LAKE ar
Assessed: $1,000

Lovelace Ray

Pulaski County
· 14010 North Fork Dr, Ar 72113.0
Assessed: $7,050

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 5 property records linked to Ray Lovelace. Values shown are from county assessor records and may differ from current market prices.

Ray Dean Lovelace

60 Meadow Ridge Loop, Maumelle, AR, 72113

Ray Homer Lovelace

County: Kansas City

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 2 voter registration records were found for Ray Lovelace in Arkansas. Voter data is released as public information under state election laws and reflects status at time of the state data release.

1990 CHEVROLET CAVALIER
· Registered to: Ray Lovelace
· VIN: 1G1JC14G2LJ298390
·
14201 Lovelace Ln, North Little Rock, AR, 72113
1989 CADILLAC DEVILLE CAR MID LUXURY
· Registered to: Ray Lovelace
· VIN: 1G6CD1158K4281982
·
2300 Stafford Ln, Mesquite, TX, 75150
·
(972) 279-6071
2011 Volvo XC70
· Registered to: Ray Lovelace
· VIN: YV4952BL6B1111268
·
2841 Captain Sams Rd, Johns Island, SC, 29455
·
(502) 895-8766
1987 CADILLAC FLEETWOOD CAR MID LUXURY
· Registered to: Ray Lovelace
· VIN: 1G6CB5180H4241752
·
2300 Stafford Ln, Mesquite, TX, 75150
·
(972) 279-6071
2003 Chevrolet Suburban
· Registered to: Ray Lovelace
· VIN: 1GNEC16Z43J267530
·
4212 Robinwood Cir, Bryant, AR, 72022
·
(501) 847-0989
2007 CHEVROLET MALIBU
· Registered to: Ray Lovelace
· VIN: 1G1ZW571X7F195137
·
14201 Lovelace Ln, N Little Rock, AR, 72113-9765
2009 TOYOTA CAMRY
· Registered to: Ray Lovelace
· VIN: 4T1BK46K39U587248
·
1600 Westbrook Ave Apt 539, Richmond, VA, 23227-3329
·
(804) 264-6629

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 7 vehicle registration records are associated with Ray Lovelace. Registered makes include Chevrolet, Cadillac, Volvo, Toyota. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Perfect Touch

Owner
(703) 897-9992
Woodbridge, VA
Personal Services

Ray Lovelace

United States
LinkedIn

Brad Cole Construction CO

Ray LovelaceAudiologists
(971) 732-4615lov804@bradcoleconstruction.com
15535 SW Bristlecone Way, Portland, or97223

Otsuka America Inc

Ray LovelaceBranch Manager
(971) 732-4615lov804@msn.com
15535 Sw Bristlecone Way, Portland, OR97223
otsuka.com

Ray Lovelace

Portland, Oregon Area

Toelke & Assoc Inc

Ray LovelaceOwner
(971) 732-4615lov804@msn.com
15535 Sw Bristlecone Way, Portland, OR97223

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 10 business affiliations were found for Ray Lovelace. Companies include Perfect Touch, Brad Cole Construction CO, Toelke & Assoc Inc. Roles listed include Audiologists and Branch Manager. Records are compiled from state business registries, SEC filings, and professional networking databases.

$10 Oct 13, 1995
1998 REP
Bush, George W
Lovelace,ray Bonham, TX
$15 Jun 16, 1997
1998 REP
Bush, George W
Lovelace,ray Bonham, TX
$15 Jun 16, 1997
REP
Bush, George W
Contributor Bonham, TX

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 3 political contribution records found for Ray Lovelace. Total disclosed contributions amount to $40. Recipients include Bush, George W. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Ray Lovelace

Male
·
3827 Iberis Ave, Cincinnati, OH 45213 (Hamilton County)
39.1820, -84.4071
Marital: Married TZ: Eastern
Homeowner Single Family
MP

Ray E Lovelace

·
417 E McKinley St, Jasonville, IN 47438 (Greene County)
39.1612, -87.1933
· (812) 564-1474
TZ: Eastern
Homeowner Single Family Built 1900 Purchased 2011
MP

Ray Lovelace

Age 22
·
37 Baldknob Trl, Fillmore, IL 62032 (Montgomery County)
39.1575, -89.2636
· (217) 538-2476
Marital: Single TZ: Central
Homeowner Single Family
MP

Ray L Lovelace

Age 94 Male
·
1550 Westminster Canterbury Way, Richmond, VA 23227 (Henrico County)
37.5990, -77.4620
Marital: Married TZ: Eastern
Multi-Family
MP

Ray R Lovelace

Age 69 Male
·
125 Bogle Loop, Humboldt, TN 38343 (Gibson County)
35.8789, -88.8338
Marital: Married TZ: Central
Homeowner Single Family
MP

Ray D Lovelace

Age 58 Male
·
60 Meadow Ridge Loop, Maumelle, AR 72113 (Pulaski County)
34.8793, -92.4112
· (501) 993-2323
TZ: Central
Homeowner Single Family Built 2001 Purchased 2008
MP

Ray H Lovelace

Age 67 Male
·
3421 E 69th St, Kansas City, MO 64132 (Jackson County)
39.0012, -94.5469
· (816) 665-3070
TZ: Central
Homeowner Single Family Built 1947 Purchased 2012
MP

Ray Lovelace

Age 79 Male
·
419 Prairie Hill Ct, Springtown, TX 76082 (Parker County)
32.9493, -97.6447
· (817) 677-3565
Marital: Single TZ: Central
Occ: Professional Edu: Some College
Homeowner Single Family Purchased 1988

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 8 demographic profiles associated with Ray Lovelace. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Ray Lovelace. These loans were issued to businesses, not individuals.

Flow Hot Yoga Studio

Limited Liability Company(LLC

$4,000 Paid in Full
Address:
728 PO Box
Granbury, TX76048-0728
Approved

Apr 9, 2020

Forgiven

$4,041

Jobs Reported

1

Loan #

9674147009

Loan Size

Small

Perini Ranch Steakhouse LP

Limited Liability Partnership

$478,934 Paid in Full
Address:
728 PO Box
Buffalo Gap, TX79508-0728
Approved

Apr 6, 2020

Forgiven

$482,579

Jobs Reported

56

Loan #

5662877010

Loan Size

Medium

Source: SBA PPP Loan Data · CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Ray Lovelace. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Ray Lovelace on the map

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Found 63 results across 15 states

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Ray Lovelace in OR: Background Summary

Location
15535 SW Bristlecone Way Tigard, OR 97223-2688
Other Locations
Manteca, CA · Rosedale, MD · Bryant, AR and 12 more
Profiles Found
25 people with this name
Phone Numbers
(503) 579-0900 and 21 others on file
Email
rluv52@yahoo.com and 8 others on file
Possible Relatives
Benjamin T Lovelace JR, Bethany L Lovelace, Deborah Jean Lovelace, Gina L Lovelace, Raymond Allen Lovelace and 149 more
Career
Audiologists, Branch Manager at Perfect Touch, Brad Cole Construction CO
Properties
5properties owned
Vehicles
7 linked — 1990 Chevrolet Cavalier, 1989 Cadillac Deville and 5 more
Contributions
$40 total — Bush, George W
PPP Loans
$483K for Flow Hot Yoga Studio, Perini Ranch Steakhouse LP

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Ray Lovelace. Because public records are indexed by name rather than by a unique identifier, the 74 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Ray Lovelace

Search Complexity: High

74 public records across 15states, belonging to approximately 25 different individuals. With 25 distinct profiles across 15 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 15 states. Highest concentration: Arkansas (23%), followed by Texas and Oregon. Spans the South and Midwest regions.

AR17recordsTX10recordsOR7recordsOH6recordsMO5recordsVA4records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (56%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (10) and Vehicle Registration Records (7).

37
Contact & Address Records
10
Business & Corporate Filings
7
Vehicle Registration Records
5
Property Ownership Records
3
Political Contribution Records
2
Voter Registration Records

Age Distribution

Age range: approximately 72 years, suggesting multiple generations. Largest group: Senior (65+) (67%).

Senior (65+)8peopleMiddle-Age (40-64)4people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Ray Lovelace

Is Ray Lovelace a registered voter?
Yes, voter registration records show Ray Lovelace is registered in Arkansas. We found 2 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Ray Lovelace own property?
County assessor records show 5 properties associated with Ray Lovelace . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Ray Lovelace?
Records show 7 vehicle registrations associated with Ray Lovelace, including a 1990 CHEVROLET CAVALIER. Registered makes include Chevrolet, Cadillac, Volvo, Toyota. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Ray Lovelace?
We found 10 business affiliations for Ray Lovelace, including Perfect Touch. Other companies include Brad Cole Construction CO, Toelke & Assoc Inc. Business records are compiled from state registries, SEC filings, and professional databases.
Has Ray Lovelace made political donations?
FEC disclosure records show 3 reported political contributions from Ray Lovelace, totaling $40. Recipients include Bush, George W. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Ray Lovelace?
Our database contains 74 total records for Ray Lovelace spanning 15 states. This includes 25 distinct contact records, 17 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Ray Lovelace?
The 74 records displayed for Ray Lovelace are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Ray Lovelace remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.