Ray Rizzo from Ulster Park, NY

Age 45 b. Aug 1980 Ulster Co.
๐Ÿ“ 284 Union Center Rd
๐Ÿ“ž (845) 338-4591, (914) 338-4591

Ray Rizzo from Raleigh, NC

0
๐Ÿ“ 5501 Crossfield Dr, Raleigh, NC 27613
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Karen Joyce Rizzo,Matthew S Rizzo,Mark A Rizzo,Angela Maria Rizzo,Raymond Paul Rizzo

Ray Rizzo from East Meadow, NY

0
๐Ÿ“ 1305 Prospect Ave, East Meadow, NY 11554
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Raphael M Rizzo,Matthew R Rizzo,Nancy J Rizzo,Michael J Rizzo,Raphael M Rizzo,Josephine M Rizzo

Ray Rizzo from Mahopac, NY

Age 61 b. Jan 1965 Putnam Co.
๐Ÿ“ 135 Watermelon Hill Rd
๐Ÿ“ž (914) 628-3370

Ray Rizzo from Syracuse, NY

Age 98 b. Dec 1927 Onondaga Co.
๐Ÿ“ 235 Germania Ave
๐Ÿ“ž (315) 487-6108

Ray Rizzo

๐Ÿ“ 85 Brigham Ln, Lake Katrine Ny
๐Ÿ“ž (845) 336-5961, (845) 336-5010
โœ‰๏ธ RRIZZO3@HVC.RR.COM

Ray Rizzo from Greenwich, CT

Male
๐Ÿ“ 340 Pemberwick Rd
โœ‰๏ธ mararizzo@yahoo.com

Ray Rizzo from Tuckerton, NJ

Male
๐Ÿ“ 232 Laurel Ct
๐Ÿ“ž (609) 879-9188 (SPRINT)

Ray Rizzo from Kenner, LA

Age 111 b. May 1914 Jefferson Co.
๐Ÿ“ Po Box 641524

Ray Rizzo from Yorba Linda, CA

๐Ÿ“ 4071 2nd St, Yorba Linda, CA 92886
๐Ÿ“ž (714) 779-0929

Ray Rizzo from Waltham, MA

๐Ÿ“ 967 Main St
๐Ÿ“ž (757) 410-7564

Ray Rizzo from Yorba Linda, CA

Orange Co.
๐Ÿ“ 19035 Sundown Ln
๐Ÿ“ž (714) 337-2576

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 12 contact records for Ray Rizzo across 7 states. The most recent address on file is in Ulster Park, New York. Of these records, 8 include phone numbers and 2 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Rizzo Ray

PIN: 9862889492
Built: 1998.0
Assessed: $443,800

Rizzo Ray

Boulder County
PIN: 146330613004
· 2426 Pine St, BOULDER co
Built: 1910.0
Assessed: $47,088

Rizzo Ray

Boulder County
· 2426 Pine St, Boulder Co
Built: 1910.0
Assessed: $47,088 ยท Sale: $72,000

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 3 property records linked to Ray Rizzo in Boulder. Values shown are from county assessor records and may differ from current market prices.

Ray G Rizzo

Reg: 1017150
284 Union Center Rd, 8, 12487
DOB: 19800807 Gender: Male

Ray G Rizzo

GRE
284 Union Center Rd, 8, 12487
DOB: 19800807 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Ray Rizzo. Party affiliation is listed as GRE. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2009 Chevrolet Silverado 1500
ยท Registered to: Ray Rizzo
ยท VIN: 3GCEC33J89G159411
·
4071 2nd St, Yorba Linda, CA, 92886
·
(714) 779-0929
2007 CHEVROLET SILVERADO 1500
ยท Registered to: Ray Rizzo
ยท VIN: 2GCEC13JX71512855
·
19035 Sundown Ln, Yorba Linda, CA, 92886-4226
2007 CHEVROLET TAHOE
ยท Registered to: Ray Rizzo
ยท VIN: 1GNFK13057R297172
·
19035 Sundown Ln, Yorba Linda, CA, 92886-4226
2012 Cadillac Srx
ยท Registered to: Ray Rizzo
ยท VIN: 3GYFNCE3XCS528247
·
19035 Sundown Ln, Yorba Linda, CA, 92886-4226
·
(714) 993-2468
2009 Honda Accord
ยท Registered to: Ray RIZZO
ยท VIN: 1HGCS22819A010969
·
20754 Ridgecrest Rd, Locust, NJ, 28097
·
(704) 485-3552

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with Ray Rizzo. Registered makes include Chevrolet, Cadillac, Honda. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Premier Team International

Owner
+14806597245ray@premierteaminternational.net
New York,

L & S Entertainment

Ray RizzoPrincipal
(516) 561-4141ray@coolsqr.com
12 N Cottage St, Valley Stream, NY11580

Ray's Shoe Repair

Owner
(631) 588-3428
Ronkonkoma, NY
Personal Services (Services)

Matt Michaels Sy Laskin Entrmt

Principal
East Meadow, NY
Amusement and Recreation Services (Services)

Harrisburg Bridge Club

Ray RizzoMembership
Camp Hill, PA

Ray Rizzo

Department Manager
Coborn'S INC.
Moorhead, Minnesota, United States

Ray Rizzo

Florida

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 13 business affiliations were found for Ray Rizzo. Companies include L & S Entertainment, Ray's Shoe Repair, Matt Michaels Sy Laskin Entrmt and 1 more. Roles listed include Owner and Administrator. Records are compiled from state business registries, SEC filings, and professional networking databases.

Ray Rizzo, INC.

Filed: Jul 31, 1980
Registered Agent: Ray Rizzo

Ray Rizzo, INC.

Filed: Jul 31, 1980
CEO: Ray Rizzo

Ray Rizzo

Ray Rizzo, INC.

Addr: 4071 Second St, Yorba Linda, CA, 92886
CA
CEO: Ray Rizzo

Source: Public Records Ray Rizzo appears in 4 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

$5 Dec 18, 2011
2012
Working Families Party, INC
Rizzo, Ray Valley Stream, NY
$1,000 Mar 18, 1996
1996 REP
Linder, William Henry
Rizzo, Ray S Dmb & B Greenwich, CT
$250 Mar 20, 1980
1980 REP
Quayle, Dan
Rizzo, Ray Hook Drugs INC Zionsville, IN
$1,000 Mar 18, 1996
REP
Linder, William Henry
Contributor Dmb & B Greenwich, CT
$200 Oct 18, 2006
Unknown Committee
Rizzo, Ray Chairman @ State Of Indiana Zionsville, IN

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 5 political contribution records found for Ray Rizzo. Total disclosed contributions amount to $2,455. Recipients include Linder, William Henry. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Ray Rizzo

·
235 Germania Ave, Syracuse, NY 13219 (Onondaga County)
43.0483, -76.2465
· (315) 868-7542
TZ: Eastern
Homeowner Single Family Built 1963
MP

Ray G Rizzo

Age 37 Male
·
284 Union Center Rd, Ulster Park, NY 12487 (Ulster County)
41.8527, -73.9920
· (845) 338-4591
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1991

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 2 demographic profiles associated with Ray Rizzo. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Ray Rizzo. These loans were issued to businesses, not individuals.

Ron Hailicka Equipment, INC.

Corporation

$33,553 Paid in Full
Address:
PO Box 331
Butte Falls, OR97522
Approved

Apr 28, 2020

Forgiven

$33,924

Jobs Reported

3

Loan #

9324357209

Loan Size

Small

Berrien Co. Vfw Post 5978

Non-Profit Organization

$8,668 Paid in Full
Address:
PO Box 331
Nashville, GA31639-0331
Approved

Apr 30, 2020

Forgiven

$8,764

Jobs Reported

13

Loan #

6116497305

Loan Size

Small

Borderview Bell Ranch, Flp

Partnership

$5,250 Paid in Full
Address:
PO Box 331
Opheim, MT59250-0331
Approved

Apr 28, 2020

Forgiven

$5,286

Jobs Reported

1

Loan #

7301547205

Loan Size

Small

G. Atkinson Trucking

Sole Proprietorship

$19,732 Paid in Full
Address:
PO Box 331
Guin, AL35563-0331
Approved

Apr 15, 2020

Forgiven

$19,932

Jobs Reported

2

Loan #

8688517107

Loan Size

Small

Donald F Jewell

Sole Proprietorship

$1,000 Paid in Full
Address:
PO Box 331
Weeping Water, NE68463
Approved

Apr 30, 2020

Forgiven

$1,008

Jobs Reported

1

Loan #

7091967301

Loan Size

Small

Oregon West Lumber Sales, INC.

Corporation

$34,052 Paid in Full
Address:
PO Box 331
Butte Falls, OR97522
Approved

Apr 28, 2020

Forgiven

$34,535

Jobs Reported

7

Loan #

8421297201

Loan Size

Small

Cyc Logistics LLC

Corporation

$17,097 Paid in Full
Address:
12 N Cottage St
Valley Stream, NY11580-4647
Approved

Jan 30, 2021

Forgiven

$17,240

Jobs Reported

3

Loan #

8794998307

Loan Size

Small

Steelbridge Ministries

Non-Profit Organization

$195,000 Paid in Full
Address:
PO Box 331
Albuquerque, NM87103-0331
Approved

Apr 9, 2020

Forgiven

$114,660

Jobs Reported

13

Loan #

9035057010

Loan Size

Medium

Cyc Logistics LLC

Corporation

$17,097 Paid in Full
Address:
12 N Cottage St
Valley Stream, NY11580
Approved

May 1, 2020

Forgiven

$17,314

Jobs Reported

3

Loan #

2601147703

Loan Size

Small

Brian Lox LLC

Limited Liability Company(LLC

$6,839 Paid in Full
Address:
PO Box 331
Watertown, WI53094-0331
Approved

May 1, 2020

Forgiven

$6,885

Jobs Reported

1

Loan #

8700217300

Loan Size

Small

Island Roofing INC

Corporation

$30,500 Paid in Full
Address:
PO Box 331
Cedarhurst, NY11516
Approved

Apr 30, 2020

Forgiven

$29,232

Jobs Reported

3

Loan #

6284147304

Loan Size

Small

Stpmr LTD.

Corporation

$18,200 Paid in Full
Address:
PO Box 331
Avon, OH44011
Approved

Apr 12, 2020

Forgiven

$18,431

Jobs Reported

1

Loan #

4059537101

Loan Size

Small

Fete LLC

Limited Liability Company(LLC

$10,230 Paid in Full
Address:
PO Box 331
Brooklin, ME04614
Approved

Apr 28, 2020

Forgiven

$10,289

Jobs Reported

4

Loan #

7583347201

Loan Size

Small

Leonard Schleifer

Independent Contractors

$18,650 Exemption 4
Address:
777 Old Saw Mill River Rd
Tarrytown, NY10591-6717
Approved

Apr 7, 2021

Jobs Reported

1

Loan #

8054858708

Loan Size

Small

Frequency Selective Networks INC

Cooperative

$14,500 Paid in Full
Address:
12 N Cottage St
Valley Stream, NY11580-4647
Approved

Jan 22, 2021

Forgiven

$14,620

Jobs Reported

2

Loan #

3787278302

Loan Size

Small

Timeless Seeds INC

Corporation

$175,200 Paid in Full
Address:
PO Box 331
Ulm, MT59485
Approved

Apr 12, 2020

Forgiven

$176,906

Jobs Reported

15

Loan #

4068047109

Loan Size

Medium

Moon'S Towing Service INC

Corporation

$414,246 Paid in Full
Address:
PO Box 331
Westwego, LA70094
Approved

Apr 29, 2020

Forgiven

$422,093

Jobs Reported

50

Loan #

2204187308

Loan Size

Medium

Ocean State Tax Services INC

Subchapter S Corporation

$8,000 Paid in Full
Address:
PO Box 331
East Greenwich, RI02818
Approved

Apr 30, 2020

Forgiven

$8,061

Jobs Reported

1

Loan #

4729027308

Loan Size

Small

Atk Repairs INC

Subchapter S Corporation

$7,477 Paid in Full
Address:
PO Box 331
Guin, AL35563-0331
Approved

Apr 13, 2020

Forgiven

$7,533

Jobs Reported

2

Loan #

5186897101

Loan Size

Small

Mo'S Microgreens LLC

Sole Proprietorship

$2,786 Paid in Full
Address:
PO Box 331
Waynesboro, VA22980-5427
Approved

May 20, 2020

Forgiven

$2,806

Jobs Reported

1

Loan #

9678667401

Loan Size

Small

R & R Dozing

Sole Proprietorship

$6,797 Paid in Full
Address:
PO Box 331
Rainier, WA98576
Approved

May 6, 2020

Forgiven

$5,050

Jobs Reported

1

Loan #

2943427410

Loan Size

Small

Metro Tech Services INC

Corporation

$22,500 Paid in Full
Address:
PO Box 331
Somerville, MA02143-0009
Approved

Aug 7, 2020

Forgiven

$22,640

Jobs Reported

3

Loan #

5185568210

Loan Size

Small

Jon Lee Black

Sole Proprietorship

$6,230 Paid in Full
Address:
PO Box 331
Crowell, TX79227-0331
Approved

Apr 9, 2020

Forgiven

$6,266

Jobs Reported

1

Loan #

9094767000

Loan Size

Small

Goldman & Murphy L.l.p.

Corporation

$88,410 Paid in Full
Address:
12 N Cottage St
Valley Stream, NY11580-4647
Approved

Feb 16, 2021

Forgiven

$89,069

Jobs Reported

6

Loan #

9364578402

Loan Size

Small

Goldman & Murphy, L.l.p.

Corporation

$98,825 Paid in Full
Address:
12 N Cottage St
Valley Stream, NY11580
Approved

Apr 15, 2020

Forgiven

$99,842

Jobs Reported

6

Loan #

1823097201

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 25 PPP loan records are linked to businesses associated with Ray Rizzo. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

๐Ÿ—๏ธ

Unknown

QUEENS
DM SIGNED OFF
๐Ÿ—๏ธ

Ray Rizzo

QUEENS
#401073477

DEMO CONTR

๐Ÿ“ 58-13 41 AVENUE, QUEENS

DM Completed/Signed

Source: City Building Departments ยท DOB Permit Databases ยท Construction Records Building permit records from city and county building departments. Shows construction, renovation, and demolition permits associated with properties linked to this individual. Permit data is public record maintained by local government.

Find Ray Rizzo on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
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Ray Rizzo in Ulster Park, NY: Background Summary

Location
284 Union Center Rd, Ulster Park, NY 12487
Other Locations
Mahopac, NY ยท Syracuse, NY ยท Greenwich, CT and 4 more
Profiles Found
12 people with this name
Phone Numbers
(845) 338-4591 and 9 others on file
Email
rrizzo3@hvc.rr.com and 1 other on file
Possible Relatives
Karen Joyce Rizzo, Matthew S Rizzo, Mark A Rizzo, Angela Maria Rizzo, Raymond Paul Rizzo and 5 more
Career
Owner, Administrator at L & S Entertainment, Ray's Shoe Repair
Voter Registration
Registered GRE
Properties
2properties owned
Vehicles
5 linked โ€” 2009 Chevrolet Silverado 1500, 2007 Chevrolet Silverado 1500 and 3 more
Contributions
$2,455 total โ€” Linder, William Henry
PPP Loans
$1261K for Ron Hailicka Equipment, INC., Berrien Co. Vfw Post 5978

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Ray Rizzo. Because public records are indexed by name rather than by a unique identifier, the 76 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Ray Rizzo

Search Complexity: High

76 public records across 10states, belonging to approximately 12 different individuals. With 12 distinct profiles across 10 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 10 states. Highest concentration: New York (16%), followed by California and North Carolina. Spans the Northeast and West regions.

NY12recordsCA7recordsNC2recordsCT2recordsCO2recordsNJ1record

Record Type Breakdown

Data spans 8 record categories. Largest: PPP Loan Records (35%), which are tied to specific businesses and addresses. Also includes Contact & Address Records (15) and Business & Corporate Filings (13).

25
PPP Loan Records
15
Contact & Address Records
13
Business & Corporate Filings
5
Vehicle Registration Records
5
Political Contribution Records
4
Corporate Records

Age Distribution

Age range: approximately 66 years, suggesting multiple generations. Largest group: Senior (65+) (50%).

Senior (65+)2peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Ray Rizzo

Is Ray Rizzo a registered voter?
Yes, voter registration records show Ray Rizzo is registered. We found 2 voter registration entries across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Ray Rizzo own property?
County assessor records show 3 properties associated with Ray Rizzo . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Ray Rizzo?
Records show 5 vehicle registrations associated with Ray Rizzo, including a 2009 Chevrolet Silverado 1500. Registered makes include Chevrolet, Cadillac, Honda. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Ray Rizzo?
We found 13 business affiliations for Ray Rizzo (Owner). Other companies include Ray's Shoe Repair, Matt Michaels Sy Laskin Entrmt. Business records are compiled from state registries, SEC filings, and professional databases.
Has Ray Rizzo made political donations?
FEC disclosure records show 5 reported political contributions from Ray Rizzo, totaling $2,455. Recipients include Linder, William Henry. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Ray Rizzo?
Our database contains 76 total records for Ray Rizzo spanning 10 states. This includes 12 distinct contact records, 8 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Ray Rizzo?
The 76 records displayed for Ray Rizzo are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Ray Rizzo remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.