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Ms Retha D Cooper from Brownsburg, IN

Age 63 b. 10/31/1962
📍 6 Robinwood Dr, #brownsburg, IN 46112-1924
✉️ dawnl123@yahoo.com, rdarla77@aol.com, raye62@sbcglobal.net, dawnl@bellsouth.net, retha.cooper@yahoo.com, raye62@att.net, rcooper@fuse.net, dawnl123@hotmail.com, dawnl@yahoo.com, dawnl1@yahoo.com, dawnl123@bellsouth.net
👨‍👩‍👧 Relatives: Anthony E Furlani,Anthony E Furlani,Bethany Luther,Christopher W Cooper,Cindy M Johnson,D Furlani Jr,D Furlani Jr,Daniel J Furlani Jr,Daniel J Furlani Jr,Holly J Luther,J R Furlani,Laura L Archer,Mark Edward Luther,Mark Edward Luther Jr,Nancy J Cooper,Richard W Cooper,Robert L Gebhart,Sandra M Vanwynsberghe Jr,Alexander R Gebhart,Amanda M Houchens,Ashley M Vanwynsberghe,Betty L Nichols,Brandi N Cooper,Brian K Archer,Chris Cooper,Cindy J Johnson,Daniel J Furlani Sr,Earl M Beady,Eva M Patrick,James T Mcatee Sr,Jeffrey B Sherman,Jennifer A James Jr,Jerry L Gebhart,Jesse L Johnson,Julie Rene Wiles,Kathy L Butler,Kelsie R Vanwynsberghe,Kristopher Gebhart,Lisa M Pahl,Mark A Johnson,Morgan L Vanwynsberghe,Nancy C Wooldridge,Raymond E Vanwynsberghe,Robert T Gebhart,Roger L Gebhart,Sandra M Vanwynsberghe,Shirley Cooper,Tracie Furlani,Vicki L Furlani,William D Wiles
🕐 15 previous addresses

Ms Retha B Cooper from Charleston, SC

Age 77 b. 2/19/1949
📍 1239 Wimbee Dr, #charleston, SC 29407-6683
✉️ rethacooper@netscape.net, rcooper863@gmail.com
👨‍👩‍👧 Relatives: Robert F Cooper,Lynn Cooper Sherman,Vonna Denise Jordan,Andre L Judkins Jr,Andre Lamont Judkins,Antonio L Jordan,Barbara Jean Judkins,Bradley Dequint Sherman,Mr Bradley D Sherman,Gwendolyn M Jordan,Janiece L Judkins,Jessica Renea Judkins,Lavon D Sherman,Lynne R Judkins,Patrick Arthur Sherman,Patrick F Sherman,Shannon C Gillihan,Sherman L Cooper,Anna M Sherman,Bradley Scott Rosenthal,Brian E Mcdaniel,Dr Carol Arthur Sherman,Claire A Sherman,Elizabeth A Paquin,Francis V Sherman Jr,Francis Vincent Sherman Jr,Inthrop A Sherman,Janet E Mcdaniel,Jennifer M Brown,Jesse P Payton,Katelyn M Mcdaniel,Lanny A Hathaway Jr,Lanny G Hathaway Sr,Lawrence J Foisey Jr,Maria A Afamasaga,Marian A Pascal,Marika A Mcdaniel,Marika A Mcdaniel,Mia H West,Michele M Lucier,Michele Ml Cola,Michelle W Jordan,Neil A Cola,Neila Cola,Shyrl L Sherman,Terrance P Mcdaniel,Timothy Wayne Gillihan,Trevor W Sherman,Wesley Francis Cola,Yolanda B Hathaway
🕐 7 previous addresses

Ms Retha A Cooper from Richton, MS

Age 54 b. 3/10/1972
📍 13 Willis Edwards Dr, #richton, MS 39476-8600
✉️ richtonchick@gmail.com
👨‍👩‍👧 Relatives: James W Cooper Jr,Brandy L Mills,Carolyn E Mcrae,Charles Anthony Mcrae,Charlie C Mcrae,Chris L Cooper,Kristy S Cooper,Mary Helen Cooper,Morgan D Mcrae,Alice F Shows Sr,Amanda L Cherry,Ashton R Jenkins,Austin Shows,Belinda Jolene Winters,C Cooper,C Cooper,C Cooper,C Cooper,Carolyn J Mcrae,David J Mcrae,Debbie B Brokaw,Diane C Daughdrill,Donna A Harris,Donna K Saul,Easter Carolene Burge,Heather Joyce Cooper,Jason R Mcrae,John Owen Sanders,Judy A Shuttlesworth,Kristofer W Dubose,Kristy A Cooper,Little Joe Mills,Michelle S Wallace,Patrick Carey Mcrae,Philip E Mcrae,Philip C Mcrae,Phillip Mcrae,Rebecca J Sanders,Roberta D Strickland,Samuel J Mcrae,Savannah G Cooper,Shanda T Adcock,Shelly M Tucker,Anthony G Shuttlesworth,Bruce Patrick Cherry,Doyle C Simmers,James T Tucker,John R Burge,Melissa A Roberts
🕐 11 previous addresses

Retha Cooper

Age 63 b. 1962-10-31
📍 4036 Hickory Trl E, Indianapolis In 46203
📞 (317) 339-8531
✉️ RAYE62@ATT.NET, raye62@att.net

Retha Cooper from Mc Caulley, TX

Age 58
📍 162 Po Box, Mc Caulley, TX 79534
📞 (915) 576-2229
👨‍👩‍👧 Relatives: Rhonda Lee Pritchard,Randall Keith Pritchard,Joe Wayne Cooper,Travis Ray Pritchard,Jennifer Christine Cooper,Rosa Pritchard,Billy R Cooper,Reba R Pritchard,Leroy Pritchard

Retha Cooper from Gladewater, TX

Age 88
📍 1009 Chevy Chase St, Gladewater, TX 75647
📞 (903) 845-3667
👨‍👩‍👧 Relatives: Julius Allen Cooper,Mozelle Parsons Cooper,J Cooper

Retha L Cooper from Saint Louis, MO

Age 117 b. 8/31/1908
📍 808 Abston Ave, #saint Louis, MO 63135-1816
👨‍👩‍👧 Relatives: Roy L Cooper Jr,Roy L Cooper,K Blaise Cooper,Kenneth B Cooper,Andrea J Cooper,Ann L Cooper,Ann Linkul Cooper,Brian A Theiss,Charles Cooper,Cheryl Ann Thomas,Constance Marie Williams,Cynthia M Cooper,Cynthia Cooper,David T Dempsey,Duston A Cooper,Floriann T Linkul,Fred L Linkul,Jeanette L Dempsey,Jeanne Marie Linkul,Joanne F Cooper,John E Cooper Jr,John Edward Cooper,John N Cooper,John E Cooper,John E Cooper Sr,John Victor Dempsey Jr,John J Dempsey,John W Doll,Joseph W Cooper,Joy L Doll,Juana D Cooper,Kenneth R Cooper,Mary P Cooper,Mary E Dempsey,Michael Louse Strebeck,Michelle L Dempsey,Nancy M Criley,Peter M Cooper,Robert P Cooper,Roland A Cooper,Sarah Wisniewski,Sarah Suanne Wisniewski,Terry Ann Linkul,Thomas F Cooper,Timothy P Dempsey,Timothy P Dempsey Sr,Timothy J Linkul,Vincent Conrad Cooper,Walter N Cooper,Wayne D Shatley Jr
🕐 1 previous address

Retha Cooper from Vonore, TN

Age 84 b. Aug 1941 Monroe Co.
📍 989 Rarity Bay Pkwy
📞 (610) 769-7190

Retha Cooper from Dover, DE

Age 103 b. Aug 1922 Kent Co.
📍 7 S New St
📞 (903) 989-2426
👤 aka Retha Mae Walker, Retha M Cooper, Retha Mae Barlow

Retha Cooper from Warrior, AL

Female
📍 1135 Old Hayden Rd
📞 (256) 393-3353 (AT&T MOBILITY)

Retha Cooper from Chicago, IL

Age 81 b. Oct 1944 Cook Co.
📍 252 E 109th St
📞 (312) 568-0038

Retha Cooper from Florence, SC

Age 77 b. Feb 1949 Florence Co.
📍 121 Fore Rd
📞 (215) 441-5536

Retha Cooper from Indianapolis, IN

Age 63 b. Oct 1962 Marion Co.
📍 4835 Dustin Dr
📞 (801) 553-1334
👤 aka Retha D Furlani, Retha D Gebhart

Retha Cooper from Plant City, FL

Age 84 b. Jan 1942 Hillsborough Co.
📍 607 S Howard St
📞 (813) 754-6951

Retha Cooper

📍 10 Oak Haven Ct, Sumter Sc
📞 (803) 840-0175, (803) 840-0175
✉️ RETHA_COOPER@YAHOO.COM

Retha Cooper from Florence, SC

Age 53 b. Jun 1972 Florence Co.
📍 4317 E Palmetto St 23

Retha Cooper from Waldenburg, AR

Age 101
📍 31 Po Box, Waldenburg, AR 72475

Retha Cooper from Colorado Springs, CO

0
📍 17765 Grama Rdg, Colorado Springs, CO 80908

Retha Cooper from Newport News, VA

Newport News City Co.
📍 621 Eastwood Dr
📞 (626) 282-6269

Retha Cooper

📍 5119 Trump Dr, Indianapolis In
📞 (317) 938-4232, (317) 938-4232

Retha Cooper from Tulare, CA

Age 87 b. 1939 Female
📍 13446 Avenue 232
💼 1702

Retha Cooper from Hamlin, TX

Jones Co.
📍 Po Box 15

Retha Cooper from Indianapolis, IN

📍 4036 Hickory Trl E

Retha Cooper from Christiansbrg, VA

Montgomery Co.
📍 166 East St 114

Retha Cooper from Kershaw, SC

Lancaster Co.
📍 511 W Church St

Retha Cooper from Osceola, AR

Mississippi Co.
📍 120 N Broadway St

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 26 contact records for Retha Cooper across 14 states. The most recent address on file is in Vonore, Tennessee. Of these records, 16 include phone numbers and 5 include email addresses. Ages range from 58 to 101, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Cooper Retha M

Hillsborough County
PIN: 222832ZZZ000006101100P
· 607 S Howard St, Plant City 33563
Value: $46,202

Cooper Retha M

Hillsborough County
· 607 S Howard St, Plant-City 33563.0
Built: 1960.0
Assessed: $71,596

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 2 property records linked to Retha Cooper in Plant-City. Values shown are from county assessor records and may differ from current market prices.

Retha Cooper

Ringgold, 307364500
DOB: 1/1/1950 Gender: Female
Congress: 014

Retha L Cooper

Republican Reg: 09/16/1974
5216 Wagonwheel Dr, Schnecksville, PA, 18078
DOB: 08/12/1941 Gender: Female

Retha Cooper

1061 S Little Creek Rd, Dover, 19901
DOB: 1922
County: K

Retha M Cooper

607 S Howard St, Plant City, , 33563

Retha North Cooper

Reg: 19680516
71 Sugar Creek Ln, Ringgold, 307364500
Gender: Female

retha LOCKHART cooper

Republican Reg: 02/09/2015
1723 Thistleburn Ln, Colfax, NC, 27235
DOB: 1941 Gender: Female
County: Guilford

Retha L Cooper

5216 Wagonwheel Dr
DOB: 08/12/1941 Gender: Female

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 7 voter registration records were found for Retha Cooper in Pennsylvania, , North Carolina. Records show affiliations with R, REP, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2007 Ford Explorer Sport Trac
· Registered to: Retha Cooper
· VIN: 1FMEU33817UA39370
·
607 S Howard St, Plant City, FL, 33563-5321

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 1 vehicle registration record is associated with Retha Cooper. Registered makes include Ford. The most recent model year on record is 2007. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Family Unity Learning Ctr Inc

Manager
(863) 687-8823
Lakeland, FL
Amusement and Recreation Services (Services)

Retha Cooper

Teacher
Darlington County School District
Florence, South Carolina, United States Primary/Secondary Education
rethac@darlington.k12.sc.us
LinkedIn

Retha Cooper

Teacher
Darlington County School District
South Carolina
rethac@darlington.k12.sc.us
LinkedIn

Retha Cooper

teacher at Darling · Florence, South Carolina Area

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 5 business affiliations were found for Retha Cooper. Companies include Family Unity Learning Ctr Inc, Darlington County School District. Records are compiled from state business registries, SEC filings, and professional networking databases.

Retha Cooper

Garland High School - Garland, NC, NC
1973

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Retha Cooper has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Retha Cooper

Female
·
13 Willis Edwards Dr, Richton, MS 39476 (Perry County)
31.4084, -88.9520
· (601) 310-8076
Marital: Married TZ: Central
Homeowner Single Family Purchased 2013
MP

Retha N Cooper

Age 66 Female
·
71 Sugar Creek Ln, Ringgold, GA 30736 (Catoosa County)
34.9292, -85.0328
Marital: Inferred Married TZ: Eastern
Homeowner Single Family Built 1983 Purchased 1984
MP

Retha Cooper

Female
·
9311 S Rhodes Ave, Chicago, IL 60619 (Cook County)
41.7247, -87.6105
TZ: Central
Single Family
MP

Retha M Cooper

Age 95 Female
·
101 Babb Dr, Dover, DE 19901 (Kent County)
39.1600, -75.5080
Marital: Married TZ: Eastern
Edu: Some College
Multi-Family
MP

Retha E Cooper

Age 72 Female
·
252 E 109th St, Chicago, IL 60628 (Cook County)
41.6962, -87.6163
· (773) 520-5309
Marital: Single TZ: Central
Occ: Healthcare Edu: Some College
Homeowner Single Family
MP

Retha Cooper

Female
·
6 Robinwood Dr, Brownsburg, IN 46112 (Hendricks County)
39.8246, -86.3813
TZ: Eastern
Single Family
MP

Retha M Cooper

Age 75 Female
·
607 S Howard St, Plant City, FL 33563 (Hillsborough County)
28.0092, -82.1271
· (813) 716-9035
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1960 Purchased 1983
MP

Retha Cooper

Female
·
8805 Mitchell Rd, Adams Run, SC 29426 (Charleston County)
32.7467, -80.3907
TZ: Eastern
Single Family
MP

Retha Cooper

Age 67 Female
·
1135 Old Hayden Rd, Warrior, AL 35180 (Jefferson County)
33.8289, -86.8043
· (205) 612-4513
Marital: Single TZ: Central
Single Family
MP

Retha L Cooper

Age 76 Female
·
1723 Thistleburn Ln, Colfax, NC 27235 (Guilford County)
36.0991, -80.0095
· (423) 884-6258
Marital: Married TZ: Eastern
Edu: Graduate School
Single Family
MP

Retha B Cooper

Age 68 Female
·
1239 Wimbee Dr, Charleston, SC 29407 (Charleston County)
32.7866, -80.0000
· (843) 571-1269
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1956 Purchased 1986
MP

Retha V Cooper

Age 55 Female
·
166 Easy St, Christiansbrg, VA 24073 (Montgomery County)
37.1659, -80.4770
Marital: Single TZ: Eastern
Edu: High School
Homeowner Single Family Built 1969
MP

Retha D Cooper

Age 61 Female
·
PO Box 162, Mc Caulley, TX 79534 (Fisher County)
32.7770, -100.2320
· (325) 962-5045
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 13 demographic profiles associated with Retha Cooper. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Retha Cooper. These loans were issued to businesses, not individuals.

Carl S Washburn

Independent Contractors

$16,200 Paid in Full
Address:
162 PO Box
Sundown, TX79372-0162
Approved

Apr 29, 2020

Forgiven

$16,342

Jobs Reported

1

Loan #

2963367304

Loan Size

Small

Ammo Plumbing LLC

Sole Proprietorship

$7,100 Paid in Full
Address:
162 PO Box
Venus, TX76084-0162
Approved

Apr 16, 2020

Forgiven

$7,148

Jobs Reported

2

Loan #

2864657204

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Retha Cooper. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Retha Cooper on the map

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Found 49 results across 17 states

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Retha Cooper in Indianapolis, IN: Background Summary

Location
4036 Hickory Trl E, Indianapolis In 46203, Indianapolis, IN
Other Locations
Vonore, TN · Dover, DE · Warrior, AL and 9 more
Profiles Found
26 people with this name
Phone Numbers
(317) 941-1802 and 20 others on file
Email
dawnl123@yahoo.com and 14 others on file
Possible Relatives
Anthony E Furlani, Bethany Luther, Christopher W Cooper, Cindy M Johnson, D Furlani JR and 199 more
Career
Family Unity Learning Ctr Inc, Darlington County School District
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
1 linked — 2007 Ford Explorer Sport Trac
PPP Loans
$23,300 for Carl S Washburn, Ammo Plumbing LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Retha Cooper. Because public records are indexed by name rather than by a unique identifier, the 65 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Retha Cooper

Search Complexity: High

65 public records across 17states, belonging to approximately 26 different individuals. With 26 distinct profiles across 17 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county — highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 17 states. Highest concentration: South Carolina (9%), followed by Indiana and Arkansas. Spans the South and Midwest regions.

SC6recordsIN5recordsAR4recordsTX4recordsFL4recordsAL3records

Record Type Breakdown

Data spans 6 record categories. Largest: Contact & Address Records (67%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Voter Registration Records (7) and Business & Corporate Filings (5).

34
Contact & Address Records
7
Voter Registration Records
5
Business & Corporate Filings
2
Property Ownership Records
2
PPP Loan Records
1
Vehicle Registration Records

Age Distribution

Age range: approximately 64 years, suggesting multiple generations. Largest group: Senior (65+) (73%).

Senior (65+)8peopleMiddle-Age (40-64)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Retha Cooper

Is Retha Cooper a registered voter?
Yes, voter registration records show Retha Cooper is registered. We found 7 voter registration entries across 3 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Retha Cooper own property?
County assessor records show 2 properties associated with Retha Cooper . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Retha Cooper?
Records show 1 vehicle registration associated with Retha Cooper, including a 2007 Ford Explorer Sport Trac. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Retha Cooper?
We found 5 business affiliations for Retha Cooper, including Family Unity Learning Ctr Inc. Other companies include darlington county school district. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Retha Cooper?
Our database contains 65 total records for Retha Cooper spanning 17 states. This includes 26 distinct contact records, 16 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Retha Cooper?
The 65 records displayed for Retha Cooper are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Retha Cooper remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.