Rich Lyons

Age 42 b. 1983-06-22
๐Ÿ“ 15w480 Concord, Elmhrst Il 60126
๐Ÿ“ž (708) 212-2664, (708) 278-2664
โœ‰๏ธ RLYONS124@YAHOO.COM, rlyons124@yahoo.com

Rich Lyons from Atkinson, NH

Age 51 b. 4/14/1974
๐Ÿ“ 26 Coventry Rd, #atkinson, NH 03811-2501
โœ‰๏ธ disturbedx247@msn.com, disturbedx@msn.com, dusthoward84@yahoo.com, jdust84@aol.com

Rich Lyons

๐Ÿ“ 8394 Parkside, Hayden Id 83835
๐Ÿ“ž (208) 762-9100, (208) 691-8605
โœ‰๏ธ LYONS2340@GMAIL.COM

Rich Lyons

๐Ÿ“ 8394 N Parkside Dr, Hayden Id
๐Ÿ“ž (208) 762-9100, (208) 691-8605
โœ‰๏ธ LYONS2340@GMAIL.COM

Rich Lyons from Lowell, MI

Age 76 b. Aug 1949 Kent Co.
๐Ÿ“ 4697 Murray Lake Ave Ne
๐Ÿ“ž (616) 691-7561

Rich Lyons from Omaha, NE

Age 75 b. 1951 Douglas Co.
๐Ÿ“ 17131 Shirley St
๐Ÿ“ž (402) 334-1297

Rich Lyons from Centennial, CO

Age 73 b. Jul 1952 Arapahoe Co.
๐Ÿ“ 7743 S Elm Ct
๐Ÿ“ž (763) 444-8913

Rich Lyons from Marshall, TX

Age 58 b. Jun 1967 Harrison Co.
๐Ÿ“ 4302 Pine Burr Ter
๐Ÿ“ž (903) 938-3589

Rich Lyons

๐Ÿ“ 284 35th, La Salle Il 61301
๐Ÿ“ž (773) 403-4274
โœ‰๏ธ RLYONS284@HOTMAIL.COM

Rich Lyons

๐Ÿ“ 284 N 35th Rd, La Salle Il
๐Ÿ“ž (773) 403-4274
โœ‰๏ธ RLYONS284@HOTMAIL.COM

Rich Lyons from Plantation, FL

Male
๐Ÿ“ 12200 Tara Dr
๐Ÿ“ž (305) 472-6411 (Cell)

Rich Lyons from Battle Creek, MI

Age 68 b. Dec 1957 Calhoun Co.
๐Ÿ“ 129 Orchard Ave

Rich Lyons from Stuart, FL

Age 67 b. 1959 Male
๐Ÿ“ 4869 Se Pine Ridge Way

Rich Lyons from Denver, CO

Denver Co.
๐Ÿ“ 2722 S Fillmore St

Rich Lyons from Clovis, CA

Fresno Co.
๐Ÿ“ 290 Herndon Ave

Rich Lyons from Weston, FL

Broward Co.
๐Ÿ“ 16171 Blatt Blvd

Rich Lyons from Altonah, UT

Duchesne Co.
๐Ÿ“ 9 Hc 65 Po Box 9

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 19 contact records for Rich Lyons across 8 states. The most recent address on file is in Lowell, Michigan. Of these records, 12 include phone numbers and 6 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

rich WESLEY lyons

Unaffiliated Reg: 08/09/2016
2615 Martin St, Walkertown, NC, 27051
DOB: 1999 Gender: Male
County: Forsyth

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Rich Lyons in North Carolina. Party affiliation is listed as UNA. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2005 Mazda RX-8
ยท Registered to: Rich Lyons
ยท VIN: JM1FE17N750149497
·
168 Pond Dr, Twp Washinton, NJ, 07676
·
(508) 954-6081
2007 Chrysler 300
ยท Registered to: Rich Lyons
ยท VIN: 2C3KA63HX7H743379
·
PO Box 272, Stollings, WV, 83402
·
(208) 529-1916
2005 CHRYSLER PT CRUISER CUV
ยท Registered to: Rich Lyons
·
4202 Pine Burr Ter, Marshall, TX, 75672
·
(903) 938-3589

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 3 vehicle registration records are associated with Rich Lyons. Registered makes include Mazda, Chrysler. The most recent model year on record is 2007. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Amazon Web Services

Commercial Business Manager - New England
riclyons@amazon.com

Lighthouse First United

Religious Leader
(903) 938-3525
Marshall, TX
Membership Organizations (Organizations)

LIUNA Public Employees

Manager
(407) 895-5678
Orlando, FL
Membership Organizations (Organizations)

Lyons Pressure Wash

Owner
(570) 748-0550
Mill Hall, PA
Construction - Special Trade Contractors (Construction)

Rich Lyons Painting

Owner
(707) 642-7477
Vallejo, CA
Construction - Special Trade Contractors (Construction)

R & G Properties

Partner
Doylestown, PA
Real Estate (Housing)

N & N Boats

Owner
(559) 322-9736
Clovis, CA
Gasoline Service Stations and Automotive Dealers (Automotive)

Pro-Serv Commercial Cleaning

Owner
(602) 867-8889
Phoenix, AZ
Business Services (Services)

Horse Drawn Films Inc

President
male
Massapequa Park, NY
Miscellaneous Establishments

Lyons Consulting Group

Rich LyonsCEO + President at Lyons Consulting Group
Chicago,

Lighthouse Pentecostal UPC

Rich Lyons
(903) 938-3525revrich@internetwork.net
Marshall, 75671TX

United Way of Idaho Falls & Bonneville County Inc

Rich LyonsExecutive Board
Idaho Falls, ID

Rich Lyons

Rochester, Minnesota, United States Hospital & Health Care

Monroe County Supervisor-Elect

Rich LyonsData Entry Keyers
(518) 872-2363lion@keyselections.org
1047 Bradt Hollow Rd, Berne, ny12023

C Cowles & Company

Rich LyonsChief Information Officer
(804) 545-6401rlyons@ccowles.com
Glen Allen, VA

C. Cowles & Co. Metal Produc

Rich LyonsSales Manager
(203) 865-3117rlyons@cowlesproducts.com
New Haven, CT

R & G Properties

Rich LyonsOwner
(215) 345-7721
Doylestown, PA

Fam LLC

Rich LyonsVice President Of Sales
(323) 278-9999richl@fambrands.com
Los Angeles, CA

Yakima City Utilities

Rich LyonsOperations Manager
(509) 575-6194rlyons@ci.yakima.wa.us
Yakima, WA

The Mathworks Inc

Rich LyonsSales Manager
(508) 647-7000rich.lyons@mathworks.com
Natick, MA

Metropolitan Life Insurance

Rich LyonsPurchasing Information Technology
(631) 732-4949rlyons@metlife.com
New York, NY

Bloomberg

Rich LyonsSystems Analyst
(212) 587-3375rlyons1@bloomberg.net
New York, NY

Rich De Lyons

Greater Chicago Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 81 business affiliations were found for Rich Lyons. Companies include Lighthouse First United, LIUNA Public Employees, Lyons Pressure Wash and 14 more. Roles listed include Commercial Business Manager - New England and CEO And President. Records are compiled from state business registries, SEC filings, and professional networking databases.

Inventor Record

Rich LYONS - San Francisco

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Rich Lyons is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

Rich Lyons

Abraham Lincoln High School - Council Bluffs, IA, IA
1970

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Rich Lyons has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$3 Oct 15, 2019
2020 DEM
Sanders, Bernard
Lyons, Rich Not Employed Concord, MA
$3 Nov 10, 2019
2020 DEM
Sanders, Bernard
Lyons, Rich Not Employed Concord, MA
$1,000 Jun 16, 2017
2018 DEM
Kounalakis, Eleni
Lyons, Rich University Administrator @ Uc Berkeley Berkeley, CA
$3 Oct 10, 2019
2020 DEM
Sanders, Bernard
Lyons, Rich Not Employed Concord, MA
$1,000 Jun 16, 2017
2018
Actblue
Lyons, Rich University Administrator @ Uc Berkeley Berkeley, CA
$10 Jan 22, 2019
2020 DEM
Sanders, Bernard
Lyons, Rich Not Employed Concord, MA
$33 Sep 10, 2008
2008 328
Nader, Ralph
Lyons, Rich Painting Contractor @ Self Vallejo, CA
$5 Feb 12, 2019
2020 DEM
Khanna, Rohit
Lyons, Rich Not Employed Concord, MA
$3 Sep 16, 2019
2020 DEM
Sanders, Bernard
Lyons, Rich Not Employed Concord, MA
$50 Sep 9, 2008
2008 IND
Nader For President 2008
Lyons, Rich Painting Contractor @ Self Vallejo, CA
$3 Dec 10, 2019
2020 DEM
Sanders, Bernard
Lyons, Rich Not Employed Concord, MA
$3 Dec 10, 2019
2020 DEM
Sanders, Bernard
Lyons, Rich Not Employed Concord, MA
$5 Oct 14, 2018
2018 DEM
Campa Najjar, Ammar
Lyons, Rich Teacher @ Cambridge Public Schools Concord, MA
$20 Oct 9, 2010
2010
Hesson, Jennifer
Lyons, Rich Trenton, MI
$50 Sep 9, 2008
2008 328
Nader, Ralph
Lyons, Rich Painting Contractor @ Self Vallejo, CA
$50 Oct 10, 2002
2002 DEM
Leone, Carlo
Lyons, Rich Stamford, CT
$33 Sep 10, 2008
2008 IND
Nader For President 2008
Lyons, Rich Painting Contractor @ Self Vallejo, CA
$100 Sep 22, 2018
2018
Kounalakis, Eleni
Lyons, Rich Professor @ University Of California, Berkeley Berkeley, CA
$75 Mar 5, 2018
2018 DEM
Massachusetts Democratic State Committee
Lyons, Rich Teacher @ Cambridge Public Schools Concord, MA
$50 Sep 9, 2008
IND
Nader For President 2008
Contributor Painting Contractor @ Self Vallejo, CA
$1,000
2018 DEM
Kounalakis, Eleni
Contributor University Administrator @ Uc Berkeley Berkeley, CA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 21 political contribution records found for Rich Lyons. Total disclosed contributions amount to $3,498. Recipients include Nader For President 2008, Kounalakis, Eleni. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Rich J Lyons

Age 58 Male
·
4869 SE Pine Ridge Way, Stuart, FL 34997 (Martin County)
27.1539, -80.1881
Marital: Single TZ: Eastern
Single Family
MP

Rich Lyons

Male
·
3304 Shasta Dam Blvd, Shasta Lake, CA 96019 (Shasta County)
40.6873, -122.3870
TZ: Pacific
Homeowner Multi-Family Built 1989
MP

Rich E Lyons

Age 75 Male
·
2117 Charles St, Portsmouth, OH 45662 (Scioto County)
38.7316, -82.9740
Marital: Married TZ: Eastern
Single Family
MP

Rich Lyons

Age 48 Male
·
3590 Renovo Rd, Mill Hall, PA 17751 (Clinton County)
41.1869, -77.5561
· (570) 893-1989
Marital: Married TZ: Eastern
Homeowner Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 4 demographic profiles associated with Rich Lyons. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Rich Lyons. These loans were issued to businesses, not individuals.

Roompact LLC

Limited Liability Company(LLC

$121,157 Paid in Full
Address:
405 W Superior St Ste 400A
Chicago, IL60654-8561
Approved

Jan 30, 2021

Forgiven

$122,031

Jobs Reported

4

Loan #

8806258306

Loan Size

Small

Know Your Options LLC

Limited Liability Company(LLC

$91,287 Paid in Full
Address:
405 W Superior St #60654
Chicago, IL60654-3408
Approved

Apr 11, 2020

Forgiven

$92,275

Jobs Reported

6

Loan #

3270967102

Loan Size

Small

Bernards Northtown INC

Corporation

$868,600 Paid in Full
Address:
510 Deere Dr
New Richmond, WI54017-1253
Approved

Apr 4, 2020

Forgiven

$876,297

Jobs Reported

54

Loan #

4654017005

Loan Size

Medium

Itguy Solutions

Subchapter S Corporation

$3,675 Paid in Full
Address:
405 W Superior St Ste 625
Chicago, IL60654-8784
Approved

Mar 25, 2021

Forgiven

$3,705

Jobs Reported

2

Loan #

8742368609

Loan Size

Small

Semfia, LLC

Limited Liability Company(LLC

$2,667 Paid in Full
Address:
405 W Superior St
Chicago, IL60654-3408
Approved

Jun 29, 2020

Forgiven

$2,698

Jobs Reported

1

Loan #

5912558008

Loan Size

Small

Team A, LTD.

Subchapter S Corporation

$87,500 Paid in Full
Address:
405 W Superior St
Chicago, IL60654-8559
Approved

Apr 29, 2020

Forgiven

$88,356

Jobs Reported

6

Loan #

3238787303

Loan Size

Small

David Crabill

Independent Contractors

$4,136 Exemption 4
Address:
405 W Superior St Ste 417
Chicago, IL60654-8561
Approved

May 19, 2021

Jobs Reported

1

Loan #

3657299001

Loan Size

Small

New Coast Ventures LLC

Limited Liability Company(LLC

$64,455 Paid in Full
Address:
405 W Superior St Ste 500
Chicago, IL60654-8561
Approved

Jan 20, 2021

Forgiven

$64,725

Jobs Reported

4

Loan #

2221648302

Loan Size

Small

David Crabill

Independent Contractors

$4,136 Exemption 4
Address:
405 W Superior St Ste 417
Chicago, IL60654-8561
Approved

Mar 27, 2021

Jobs Reported

1

Loan #

1695848703

Loan Size

Small

The National Association For Urban Debate Leagues (naudl)

Subchapter S Corporation

$104,166 Paid in Full
Address:
405 W Superior St Ste 700
Chicago, IL60654-8784
Approved

Mar 23, 2021

Forgiven

$104,597

Jobs Reported

5

Loan #

6797498600

Loan Size

Small

Maryam Morattab

Sole Proprietorship

$4,279 Paid in Full
Address:
14311 Addison St
Sherman Oaks, CA91423-1819
Approved

Apr 1, 2021

Forgiven

$4,294

Jobs Reported

1

Loan #

4638078705

Loan Size

Small

Managebac INC

Corporation

$199,300 Paid in Full
Address:
405 W Superior St Ste 600A
Chicago, IL60654-8559
Approved

Apr 28, 2020

Forgiven

$200,419

Jobs Reported

13

Loan #

1884337303

Loan Size

Medium

Roompact LLC

Limited Liability Company(LLC

$143,415 Paid in Full
Address:
405 W Superior St
Chicago, IL60654-3408
Approved

Apr 13, 2020

Forgiven

$144,520

Jobs Reported

10

Loan #

4491527108

Loan Size

Small

Vantage Solutions LLC

Limited Liability Company(LLC

$29,350 Exemption 4
Address:
405 W Superior St
Chicago, IL60654-8559
Approved

Apr 10, 2021

Jobs Reported

7

Loan #

1436138806

Loan Size

Small

Hunt Club INC.

Corporation

$1,132,100 Paid in Full
Address:
405 W Superior St
Chicago, IL60654-3408
Approved

Apr 7, 2020

Forgiven

$1,129,269

Jobs Reported

69

Loan #

7339657002

Loan Size

Medium-Large

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 15 PPP loan records are linked to businesses associated with Rich Lyons. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Rich Lyons on the map

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Rich Lyons in Elmhrst, IL: Background Summary

Location
15w480 Concord, Elmhrst Il 60126, Elmhrst, IL
Other Locations
Lowell, MI ยท Omaha, NE ยท Centennial, CO and 8 more
Profiles Found
19 people with this name
Phone Numbers
(708) 212-2664 and 12 others on file
Email
rlyons124@yahoo.com and 6 others on file
Possible Relatives
D Lyons, Darla W Lyons, David E Lyons, Deanna J Dickinson, Drew Erickson Lyons and 90 more
Career
Commercial Business Manager - New England, CEO And President at Lighthouse First United, LIUNA Public Employees
Voter Registration
Registered No Party Preference
Vehicles
3 linked โ€” 2005 Mazda Rx-8, 2007 Chrysler 300 and 1 more
Contributions
$3,497.88 total โ€” Kounalakis, Eleni, Nader For President 2008
PPP Loans
$2860K for Roompact LLC, Know Your Options LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Rich Lyons. Because public records are indexed by name rather than by a unique identifier, the 147 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Rich Lyons

Search Complexity: High

147 public records across 21states, belonging to approximately 19 different individuals. With 19 distinct profiles across 21 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 21 states. Highest concentration: California (5%), followed by Florida and Texas. Spans the West and Northeast regions.

CA7recordsFL6recordsTX4recordsPA4recordsNY4recordsIL2records

Record Type Breakdown

Data spans 7 record categories. Largest: Business & Corporate Filings (57%), which reveal professional roles and employer history. Also includes Political Contribution Records (21) and Contact & Address Records (20).

81
Business & Corporate Filings
21
Political Contribution Records
20
Contact & Address Records
15
PPP Loan Records
3
Vehicle Registration Records
1
Voter Registration Records

Age Distribution

Age range: approximately 49 years, suggesting multiple generations. Largest group: Senior (65+) (56%).

Senior (65+)5peopleMiddle-Age (40-64)4people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Rich Lyons

Is Rich Lyons a registered voter?
Yes, voter registration records show Rich Lyons is registered in North Carolina with UNA affiliation. We found 1 voter registration entry across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
What vehicles are registered to Rich Lyons?
Records show 3 vehicle registrations associated with Rich Lyons, including a 2005 Mazda RX-8. Registered makes include Mazda, Chrysler. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Rich Lyons?
We found 81 business affiliations for Rich Lyons (Commercial Business Manager - New England). Other companies include LIUNA Public Employees, Lyons Pressure Wash. Business records are compiled from state registries, SEC filings, and professional databases.
Has Rich Lyons made political donations?
FEC disclosure records show 21 reported political contributions from Rich Lyons, totaling $3,498. Recipients include Nader For President 2008 and Kounalakis, Eleni. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Rich Lyons?
Our database contains 147 total records for Rich Lyons spanning 21 states. This includes 19 distinct contact records, 12 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Rich Lyons?
The 147 records displayed for Rich Lyons are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Rich Lyons remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.