Richard Benonis

๐Ÿ“ 286 Summerfield Pl, Flat Rock Nc
๐Ÿ“ž (210) 287-8540, (830) 279-8112
โœ‰๏ธ SRMS8112@GMAIL.COM

Richard Benonis from Barksdale, TX

Age 82
๐Ÿ“ 22335 State Highway 55, Barksdale, TX 78828
๐Ÿ“ž (830) 234-3490, (210) 599-8701
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Victoria Sue Barr,Helen Coleen Barr,John Roy Barr,Amy J Barr

Richard Robert Benonis from Flat Rock, NC

Age 89
๐Ÿ“ 286 Summerfield Pl, Flat Rock, NC 28731
๐Ÿ“ž (828) 692-3731, (828) 697-8845, (210) 287-8540

Richard Benonis from Barksdale, TX

Age 94 b. Feb 1932 Edwards Co.
๐Ÿ“ 22335 S State Highway 55
๐Ÿ“ž (830) 234-3490

Richard Benonis

๐Ÿ“ 92 Murphy, Mag Vl Nc 28751
๐Ÿ“ž (828) 697-8845, (830) 597-2230
โœ‰๏ธ RICHARDBENONIS@YAHOO.COM

Richard Benonis

๐Ÿ“ 92 Murphy Dr, Maggie Valley Nc
๐Ÿ“ž (828) 697-8845, (830) 597-2230
โœ‰๏ธ RICHARDBENONIS@YAHOO.COM

Richard Benonis from Media, PA

Age 60 b. Jan 1966 Delaware Co.
๐Ÿ“ 4 Martins Run
๐Ÿ“ž (610) 325-4542

Richard Benonis from Philadelphia, PA

Age 59 b. Jul 1966 Philadelphia Co.
๐Ÿ“ 7019 Oxford Ave
๐Ÿ“ž (215) 745-8216

Richard Benonis from Pittsburgh, PA

Age 60 b. 1966 Male
๐Ÿ“ 123 Thousand Oaks Dr

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 9 contact records for Richard Benonis across 3 states. The most recent address on file is in Flat Rock, North Carolina. Of these records, 8 include phone numbers and 3 include email addresses. Ages range from 82 to 89, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Benonis Richard P & Helyn H (w)

Allegheny County
· 123 Thousand Oaks Dr, Upper-St-Clair
Sale: $569,400 (3182014.0)

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Richard Benonis in Upper-St-Clair. Values shown are from county assessor records and may differ from current market prices.

Richard Philip Benonis

Independent Reg: 07/04/1998
123 Thousand Oaks Dr, Pittsburgh, PA, 15241
DOB: 07/20/1966 Gender: Male

richard ROBERT benonis

Unaffiliated Reg: 02/19/2010
286 Summerfield Pl, Flat Rock, NC, 28731
DOB: 1932 Gender: Male
County: Henderson

Richard Philip Benonis

123 Thousand Oaks Dr
DOB: 07/20/1966 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 3 voter registration records were found for Richard Benonis in Pennsylvania, North Carolina. Records show affiliations with I, UNA, which may reflect different individuals or changes over time. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2008 GMC Acadia
ยท Registered to: Richard Benonis
ยท VIN: 1GKER33718J294086
·
286 Summerfield Pl, Flat Rock, NC, 28731-9203
·
(828) 692-3731

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 1 vehicle registration record is associated with Richard Benonis. Registered makes include Gmc. The most recent model year on record is 2008. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

AXA Advisors

Exec. VP America Division
+17247667200ext7380richard.benonis@axa-advisors.com
Seven Fields,

Richard Benonis

United Kingdom

Richard Benonis

pastor at Diocese

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 5 business affiliations were found for Richard Benonis. Roles listed include Exec. VP America Division and Executive Vice President Northeast Region. Records are compiled from state business registries, SEC filings, and professional networking databases.

richard benonis

Nonresident Health
VALID
License # W773336
Addr: Bala Cynwyd, PA

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Richard Benonis holds 1 state-issued professional license on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Richard P Benonis

Group Tour
Jun 20, 2015, 11:00 AM
ยท WH

Source: White House Visitor Logs ยท Obama Administration Transparency Initiative ยท NARA Richard Benonis appears in 1 White House visitor log entry from the WAVES/ACR access control system. These records were released under government transparency initiatives and primarily cover the Obama administration era.

$50 Aug 31, 2020
2020
Axa Equitable Life Insurance Company Political Action Committee (axa Pac)
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA
$50 Oct 31, 2017
2018
Axa Equitable Life Insurance Company Political Action Committee (axa Equitable Pac)
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA
$50 May 31, 2016
2016
Axa Equitable Life Insurance Company Political Action Committee (axa Equitable Pac)
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA
$50 Jul 31, 2020
2020
Axa Equitable Life Insurance Company Political Action Committee (axa Pac)
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA
$50 Jun 30, 2017
2018
Axa Equitable Life Insurance Company Political Action Committee (axa Equitable Pac)
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA
$50 Nov 30, 2017
2018
Axa Equitable Life Insurance Company Political Action Committee (axa Pac)
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA
$50 Sep 30, 2018
2018
Axa Equitable Life Insurance Company Political Action Committee (axa Pac)
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA
$50 Jul 31, 2018
2018
Axa Equitable Life Insurance Company Political Action Committee (axa Pac)
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA
$50 Sep 30, 2017
2018
Axa Equitable Life Insurance Company Political Action Committee (axa Equitable Pac)
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA
$50 Aug 31, 2021
2022
Equitable Holdings, INC. Political Action Committee (equitable Pac)
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA
$50 Jun 30, 2018
2018
Axa Equitable Life Insurance Company Political Action Committee (axa Pac)
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA
$50 Jul 31, 2017
2018
Axa Equitable Life Insurance Company Political Action Committee (axa Equitable Pac)
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA
$50 Aug 31, 2019
2020
Axa Equitable Life Insurance Company Political Action Committee (axa Pac)
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA
$50 Jul 31, 2020
2020
Axa Equitable Life Insurance Company Political Action Committee (axa Pac)
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA
$50 Sep 30, 2019
2020
Axa Equitable Life Insurance Company Political Action Committee (axa Pac)
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA
$50 Jul 31, 2016
2016
Axa Equitable Life Insurance Company Political Action Committee (axa Equitable Pac)
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA
$50 May 31, 2018
2018
Axa Equitable Life Insurance Company Political Action Committee (axa Pac)
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA
$50 May 31, 2017
2018
Axa Equitable Life Insurance Company Political Action Committee (axa Pac)
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA
$100 Aug 31, 2016
2016
Axa Equitable Life Insurance Company Political Action Committee (axa Equitable Pac)
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA
$50 Aug 31, 2017
2018
Axa Equitable Life Insurance Company Political Action Committee (axa Equitable Pac)
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA
$50 Jun 30, 2019
2020
Axa Equitable Life Insurance Company Political Action Committee (axa Pac)
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA
$100 Nov 26, 2018
2018
Axa Equitable Life Insurance Company Political Action Committee (axa Pac)
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA
$50 Apr 30, 2017
2018
Axa Equitable Life Insurance Company Political Action Committee (axa Equitable Pac)
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA
$50 Dec 31, 2017
2018
Axa Equitable Life Insurance Company Political Action Committee (axa Pac)
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA
$50 Nov 30, 2021
2022
Equitable Holdings, INC. Political Action Committee (equitable Pac)
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA
$50 Sep 30, 2016
2016
Axa Equitable Life Insurance Company Political Action Committee (axa Equitable Pac)
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA
$50 Jun 30, 2016
2016
Axa Equitable Life Insurance Company Political Action Committee (axa Equitable Pac)
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA
$100 Nov 28, 2016
2016
Axa Equitable Life Insurance Company Political Action Committee (axa Equitable Pac)
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA
$50 Jun 30, 2016
Axa Equitable Life Insurance Company Political Action Committee (axa Equitable Pac)
Contributor Branch Manager @ Axa Advisors Pittsburgh, PA
$50 Aug 31, 2020
Unknown Committee
Benonis, Richard Branch Manager @ Axa Advisors Pittsburgh, PA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 30 political contribution records found for Richard Benonis. Total disclosed contributions amount to $1,650. Recipients include Axa Equitable Life Insurance Company Political Action Committee (axa Equitable Pac). Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Richard P Benonis

Age 51 Male
·
123 Thousand Oaks Dr, Pittsburgh, PA 15241 (Allegheny County)
40.3063, -80.0927
· (724) 260-5167
TZ: Eastern
Homeowner Single Family Built 1990 Purchased 2014

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 1 demographic profile associated with Richard Benonis. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Richard Benonis. These loans were issued to businesses, not individuals.

Industrial Age Scales INC

Corporation

$14,500 Paid in Full
Address:
PO Box 668
Hamilton, TX76531
Approved

Apr 4, 2020

Forgiven

$14,597

Jobs Reported

3

Loan #

4666677001

Loan Size

Small

Spartan Waste LLC

Limited Liability Company(LLC

$47,075 Paid in Full
Address:
PO Box 668
Drayton, SC29333
Approved

Apr 8, 2020

Forgiven

$47,660

Jobs Reported

4

Loan #

8587837001

Loan Size

Small

Adams Sales And Service LLC

Limited Liability Company(LLC

$38,532 Paid in Full
Address:
PO Box 668
Plover, WI54467
Approved

Apr 27, 2020

Forgiven

$38,744

Jobs Reported

6

Loan #

4463457201

Loan Size

Small

Mitchell& Mitchell PC

Corporation

$97,272 Paid in Full
Address:
PO Box 668
Dalton, GA30722-0668
Approved

Apr 10, 2020

Forgiven

$98,157

Jobs Reported

10

Loan #

1346687110

Loan Size

Small

Imbedded Artists INC

Corporation

$41,667 Paid in Full
Address:
PO Box 668
Amagansett, NY11930
Approved

May 1, 2020

Forgiven

$42,163

Jobs Reported

2

Loan #

8800967310

Loan Size

Small

Wayne-White Services, INC.

Corporation

$54,200 Paid in Full
Address:
PO Box 668
Fairfield, IL62837-0111
Approved

Apr 27, 2020

Forgiven

$54,700

Jobs Reported

5

Loan #

4254247201

Loan Size

Small

Gnw Packaging Products LLC

Limited Liability Company(LLC

$8,258 Paid in Full
Address:
PO Box 668
Frankfort, IL60423-0668
Approved

Apr 27, 2020

Forgiven

$7,297

Jobs Reported

1

Loan #

4746947206

Loan Size

Small

Lw Sales, INC

Subchapter S Corporation

$54,152 Paid in Full
Address:
PO Box 668
Groton, SD57445-0668
Approved

Apr 13, 2020

Forgiven

$54,571

Jobs Reported

6

Loan #

5471417107

Loan Size

Small

Reod CORP

Corporation

$8,100 Paid in Full
Address:
PO Box 668
Southeastern, PA19399
Approved

Apr 27, 2020

Forgiven

$8,206

Jobs Reported

1

Loan #

5744737203

Loan Size

Small

Backcountry Mechanical LLC

Subchapter S Corporation

$33,700 Paid in Full
Address:
PO Box 668
Breckenridge, CO80424
Approved

Apr 29, 2020

Forgiven

$34,023

Jobs Reported

3

Loan #

2415447303

Loan Size

Small

Stoddard Development INC

Corporation

$7,400 Paid in Full
Address:
PO Box 668
Littlefield, AZ86432
Approved

May 11, 2020

Forgiven

$7,536

Jobs Reported

3

Loan #

5115307407

Loan Size

Small

Bear Creek Reps INC

Corporation

$9,656 Paid in Full
Address:
PO Box 668
Kittredge, CO80457-0668
Approved

Apr 10, 2020

Forgiven

$9,705

Jobs Reported

1

Loan #

2280247108

Loan Size

Small

Dk Miller Investments INC.

Corporation

$21,800 Paid in Full
Address:
PO Box 668
Cimarron, KS67835-0668
Approved

Apr 8, 2020

Forgiven

$21,952

Jobs Reported

2

Loan #

7688897002

Loan Size

Small

Industrial Age Contractors INC

Corporation

$150,000 Paid in Full
Address:
PO Box 668
Hamilton, TX76531
Approved

Apr 4, 2020

Forgiven

$150,999

Jobs Reported

16

Loan #

4662777010

Loan Size

Medium

Php Power, LLC

Limited Liability Company(LLC

$4,100 Paid in Full
Address:
PO Box 668
Whitmore Lake, MI48189
Approved

Apr 29, 2020

Forgiven

$4,138

Jobs Reported

1

Loan #

3230837300

Loan Size

Small

Lighthouse Ventures, LLC

Limited Liability Company(LLC

$51,571 Paid in Full
Address:
PO Box 668
Mercer Island, WA98040-0668
Approved

Apr 27, 2020

Forgiven

$52,251

Jobs Reported

2

Loan #

4819807201

Loan Size

Small

M Factor LLC

Limited Liability Company(LLC

$6,001 Paid in Full
Address:
PO Box 668
Mercer Island, WA98040-0668
Approved

Apr 28, 2020

Forgiven

$6,079

Jobs Reported

1

Loan #

9725587209

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 17 PPP loan records are linked to businesses associated with Richard Benonis. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Richard Benonis on the map

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Richard Benonis in Flat Rock, NC: Background Summary

Location
286 Summerfield Pl, Flat Rock Nc, Flat Rock, NC
Other Locations
Flat Rock, NC ยท Barksdale, TX ยท Media, PA and 2 more
Profiles Found
9 people with this name
Phone Numbers
(210) 287-8540 and 7 others on file
Email
srms8112@gmail.com and 1 other on file
Possible Relatives
Victoria Sue Barr, Helen Coleen Barr, John Roy Barr, Amy J Barr
Career
Exec. VP America Division, Executive Vice President Northeast Region
Voter Registration
Registered Independent
Properties
1property owned
Vehicles
1 linked โ€” 2008 Gmc Acadia
Contributions
$1,650 total โ€” Axa Equitable Life Insurance Company Political Action Committee (axa Equitable Pac)
Licenses
1 professional license (NONRESIDENT HEALTH)
PPP Loans
$648K for Industrial Age Scales INC, Spartan Waste LLC
White House
1 recorded visit

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Richard Benonis. Because public records are indexed by name rather than by a unique identifier, the 72 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Richard Benonis

Search Complexity: Moderate

72 public records across 3states, belonging to approximately 9 different individuals. There are 9 distinct profiles in the results. Using the state filter or checking age and address details will help identify the correct individual.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are moderately distributed across 3 states. Highest concentration: Pennsylvania (11%), followed by Texas and North Carolina. Spans the South and Northeast regions.

PA8recordsTX5recordsNC4records

Record Type Breakdown

Data spans 8 record categories. Largest: Political Contribution Records (43%), which include employer and occupation, which are strong distinguishing fields. Also includes PPP Loan Records (17) and Contact & Address Records (12).

30
Political Contribution Records
17
PPP Loan Records
12
Contact & Address Records
5
Business & Corporate Filings
3
Voter Registration Records
1
Property Ownership Records

Age Distribution

Age range: approximately 34 years, suggesting multiple generations. Largest group: Senior (65+) (75%).

Senior (65+)3peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Richard Benonis

Is Richard Benonis a registered voter?
Yes, voter registration records show Richard Benonis is registered in Pennsylvania with I affiliation. We found 3 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Richard Benonis own property?
County assessor records show 1 property associated with Richard Benonis . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Richard Benonis?
Records show 1 vehicle registration associated with Richard Benonis, including a 2008 GMC Acadia. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Richard Benonis?
We found 5 business affiliations for Richard Benonis (Exec. VP America Division). Business records are compiled from state registries, SEC filings, and professional databases.
Has Richard Benonis made political donations?
FEC disclosure records show 30 reported political contributions from Richard Benonis, totaling $1,650. Recipients include Axa Equitable Life Insurance Company Political Action Committee (axa Equitable Pac). Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Richard Benonis?
Our database contains 72 total records for Richard Benonis spanning 3 states. This includes 9 distinct contact records, 8 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Richard Benonis?
The 72 records displayed for Richard Benonis are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Richard Benonis remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.