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Richard Brienza from Montgomery, AL

Age 76
📍 7812 Copperfield Dr, Montgomery, AL 36117
📞 (334) 277-5025, (334) 277-5025
👨‍👩‍👧 Relatives: Shane M Brienza,Monica Shellee Breinza,Shellee M Walker,Barbara R Brienza,Myron S Brienza,My Brienza

Richard Brienza from New Milford, NJ

Age 90
📍 724 Plympton St, New Milford, NJ 07646
📞 (201) 261-5686
👨‍👩‍👧 Relatives: Jane E Brienza,Constance B Hidirsah,Enis I Hidirsah,Edythe W Brienza,Christopher C Brienza

Richard Brienza from New Milford, NJ

Age 70 b. Sep 1955
📍 326 Manor Rd
📞 (630) 653-0029, (201) 906-2270

Richard Brienza from Alliance, OH

Age 83 b. Jan 1943 Stark Co.
📍 2225 S Rockhill Ave
📞 (219) 763-1032, (330) 622-4080

Richard Brienza from Bound Brook, NJ

Age 64
📍 618 Thomas Pl, Bound Brook, NJ 08805
📞 (732) 356-7130, (732) 560-0148
👨‍👩‍👧 Relatives: Sharon Lynn Brienza,Edith W Brienza,Sharonlynn Brienza

Richard Brienza from Montgomery, AL

Age 88 b. 1938 Montgomery Co.
📍 7812 Copperfield Dr
📞 (334) 277-5025

Richard Brienza from Oyster Bay, NY

Age 58 b. Feb 1968 Nassau Co.
📍 20 Laurel Woods Dr
📞 (516) 922-0153

Richard Brienza from Oyster Bay, NY

Age 46
📍 13 Francesca Dr, Oyster Bay, NY 11771
📞 (516) 922-0153, (516) 671-4242, (516) 741-8152
👨‍👩‍👧 Relatives: Erin Cristin Brienza,Fitzsimmons Brienza
🏪 Pioneer Ready-Mix, Inc

Richard Brienza from Mahwah, NJ

Age 71 b. 1955 Bergen Co.
📍 2235 Margaret Ct
📞 (201) 828-5856

Richard Brienza from Staten Island, NY

Age 69 b. Oct 1956 Richmond Co.
📍 10 Riley Pl
📞 (718) 720-8580

Richard Brienza from Caldwell, OH

Age 70 b. Mar 1956 Noble Co.
📍 812 Mill Rd
📞 (740) 423-5263

Richard Brienza from New Milford, NJ

Age 101 b. Sep 1924 Bergen Co.
📍 724 Plympton St
📞 (201) 261-5686

Richard Brienza from Montgomery, AL

Age 88 b. 1938 Male
📍 507 Forest Hills Dr
💼 2800
📞 (334) 430-6443 (Cell)

Richard Brienza

📍 81 Grassy Point, Stony Point Ny 10980
📞 (201) 694-5902
✉️ RICH122@OPTONLINE.NET

Richard Brienza

📍 2235 Margaret Ct, Mahwah Nj
📞 (201) 694-5902
✉️ RICH122@OPTONLINE.NET

Richard Brienza from Brooklyn, NY

Age 71 b. Sep 1954 Kings Co.
📍 2614 E 63 Rd St

Richard Brienza from Bound Brook, NJ

Age 76 b. 1950 Somerset Co.
📍 618 Thomas Pl

Richard Brienza from Montgomery, AL

Age 87 b. Jul 1938 Montgomery Co.
📍 468 Forest Hills Dr

Richard Brienza from Hackensack, NJ

0
📍 19 Jefferson St, Hackensack, NJ 07601
🏪 Tandem Trucking Co Inc

Richard Brienza from Kearny, NJ

📍 100 Central Ave
📞 (206) 546-5084

Richard Brienza from Staten Island, NY

Richmond Co.
📍 108 Mcveigh Ave

Richard Brienza from Jamaica, NY

Queens Co.
📍 8721 77th St

Richard Brienza from Wetumpka, AL

Elmore Co.
📍 501 Autauga St

Richard Brienza from Flushing, NY

Queens Co.
📍 15429 21st Ave

Richard Brienza from Kearny, NJ

Hudson Co.
📍 100 Central Ave 73

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 25 contact records for Richard Brienza across 4 states. The most recent address on file is in New Milford, New Jersey. Of these records, 16 include phone numbers and 2 include email addresses. Ages range from 46 to 90, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Brienza Richard R & Brienza Barbara J

Montgomery County
· 7812 Copperfield Dr, Montgomery

Brienza, Richard & Ann Marie

Residential Monmouth County
· 136 Four Winds Dr, 07748

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 2 property records linked to Richard Brienza in Montgomery. Values shown are from county assessor records and may differ from current market prices.

Richard P Brienza

Unaffiliated
2235 Margaret Ct, Mahwah, 07430
DOB: 7/30/1955
County: Bergen

Richard C Brienza

Reg: 03368384
13 Francesca Dr
DOB: 19680217 Gender: Male
Senate: 3

Richard J Brienza

Reg: 306304987
10 Riley Place
DOB: 19851225 Gender: Male
Senate: 11

Richard A Brienza

Reg: 412230168
82-32 259 Street
DOB: 19951120 Gender: Male
Senate: 3

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 4 voter registration records were found for Richard Brienza. Party affiliation is listed as U. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2006 Cadillac DTS
· Registered to: Richard Brienza
· VIN: 1G6KD57936U143396
·
2235 Margaret Ct, Mahwah, NJ, 07430
·
(201) 694-5902
2011 JEEP GRAND CHEROKEE
· Registered to: Richard Brienza
· VIN: 1J4RR6GTXBC509265
·
428 Cumberland St, Caldwell, OH, 43724-1234
·
(740) 732-4433
2013 Hyundai Elantra
· Registered to: Richard Brienza
· VIN: 5NPDH4AE1DH345204
·
3887 Willow Way, Kent, OH, 44240
·
(330) 428-2868
2014 Lincoln Mkz Hybrid
· Registered to: Richard Brienza
· VIN: 3LN6L2LU0ER800196
·
39 Ferro Rd, Wolcott, CT, 06705
2007 JEEP GRAND CHEROKEE
· Registered to: Richard Brienza
· VIN: 1J8HR58287C539320
·
428 Cumberland St, Caldwell, OH, 43724-1234
1987 PORSCHE 911 COUPE
· Registered to: Richard Brienza
· VIN: WP0JB0934HS051254
·
428 Cumberland St, Caldwell, OH, 43724
2013 Ford F-150
· Registered to: Richard Brienza
· VIN: 1FTFW1ET9DKD39464
·
2235 Margaret Ct, Mahwah, NJ, 07430
·
(201) 694-5902
· Registered to: Richard Brienza
·
13 Francesca Dr, Oyster Bay, NY, 11771428 Cumberland St, Caldwell, OH, 43724
1975 ALFA ROMEO
· Registered to: Richard Brienza
·
428 Cumberland St, Caldwell, OH, 43724

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 10 vehicle registration records are associated with Richard Brienza. Registered makes include Cadillac, Jeep, Hyundai, Lincoln and others. The most recent model year on record is 2014. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Mikes Tire Shop

+17407324433mikestireshop@yahoo.com
Caldwell,

Pioneer Building Material Corp

Manager
(516) 746-4341
New Hyde Park, NY
Mobile Home Dealers, Garden Supply, Building Materials and Hardware (Construction)

Mikes Tire Shop

Owner
(740) 732-4433
Caldwell, OH
Gasoline Service Stations and Automotive Dealers (Automotive)

Minisceongo Yacht Club INC

Richard BrienzaDirector
Stony Point, NY

Richard Brienza

Sahiwal, Punjab, Pakistan
LinkedIn

Pioneer Building & Mason Mater

Richard BrienzaChief Executive
(516) 746-4341
Daly City, CA

Richard Brienza

Greater New York City Area

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 12 business affiliations were found for Richard Brienza. Companies include Pioneer Building Material Corp, Mikes Tire Shop, Pioneer Building & Mason Mater. Roles listed include Null and Director. Records are compiled from state business registries, SEC filings, and professional networking databases.

Denton Legacy CORP.

ID: 1863080
Addr: 321 Denton Avenue, New Hyde Park, NEW YORK, 11040
Filed: Oct 26, 1994 NEW YORK Nassau County
Chairman: Richard Brienza

161 Denton CORP.

ID: 2875398
Addr: 321 Denton Ave, New Hyde Park, NEW YORK, 11040
Filed: Feb 28, 2003 NEW YORK Nassau County
Chairman: Richard Brienza

Pioneer Ready-Mix, INC.

ID: 3232805
Addr: 24 E Park Avenue, Long Beach, NEW YORK, 11561
Filed: Jul 20, 2005 NEW YORK Nassau County
Chairman: Richard Brienza

Denton Legacy CORP.

ID: 1863080
Addr: 321 Denton Avenue, New Hyde Park, NEW YORK, 11040
Filed: Oct 26, 1994 NEW YORK Nassau County
Chairman: Richard Brienza

Majestic Stone CORP.

ID: 3928434
Addr: 321 Denton Ave., New Hyde Park, NEW YORK, 11040
Filed: Mar 24, 2010 NEW YORK Nassau County
Chairman: Richard Brienza

Richard C. Brienza, INC.

Addr: 222 E Main St, Alliance, OH, 44601
OH
Officer: Richard C Brienza

Unknown Corporation

ID: 769023
Officer: Richard Brienza

Source: Public Records Richard Brienza appears in 7 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

🏛️

Richard Brienza

Firefighter
Department: Fire Department
💵 Pay: $47,394.00
🏛️

Richard Brienza

2020
Police Officer
Department: Police Department
💵 Pay: $46,000.00

Source: City/State Transparency Portals · Government Payroll Databases · Open Data Portals Richard Brienza appears in 2 government employment records from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

Richard Brienza

Elmore County High School - Eclectic, AL, AL
2003

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Richard Brienza has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$2 Jan 23, 2001
2002
Ford Motor Company Civic Action Fund
Brienza, Richard E Wolcott, CT
$2 Oct 9, 2001
2002
Ford Motor Company Civic Action Fund
Brienza, Richard E Wolcott, CT
$2 Jun 6, 2002
2002
Ford Motor Company Civic Action Fund
Brienza, Richard E Wolcott, CT
$2 Jul 10, 2001
2002
Ford Motor Company Civic Action Fund
Brienza, Richard E Wolcott, CT
$5 Sep 29, 2013
2014 DEM
Democratic Congressional Campaign Committee
Brienza, Richard Construction @ Unemployed Staten Island, NY
$2 May 7, 2002
2002
Ford Motor Company Civic Action Fund
Brienza, Richard E Wolcott, CT
$2 Dec 6, 2001
2002
Ford Motor Company Civic Action Fund
Brienza, Richard E Wolcott, CT
$2 Apr 5, 2001
2002
Ford Motor Company Civic Action Fund
Brienza, Richard E Wolcott, CT
$2 Jan 3, 2002
2002
Ford Motor Company Civic Action Fund
Brienza, Richard E Wolcott, CT
$2 May 8, 2001
2002
Ford Motor Company Civic Action Fund
Brienza, Richard E Wolcott, CT
$2 Jun 7, 2001
2002
Ford Motor Company Civic Action Fund
Brienza, Richard E Wolcott, CT
$2 Sep 19, 2001
2002
Ford Motor Company Civic Action Fund
Brienza, Richard E Wolcott, CT
$2 Nov 13, 2001
2002
Ford Motor Company Civic Action Fund
Brienza, Richard E Wolcott, CT
$2 Mar 11, 2002
2002
Ford Motor Company Civic Action Fund
Brienza, Richard E Wolcott, CT
$2 Aug 16, 2001
2002
Ford Motor Company Civic Action Fund
Brienza, Richard E Wolcott, CT
$2 Apr 4, 2002
2002
Ford Motor Company Civic Action Fund
Brienza, Richard E Wolcott, CT
$2 Feb 5, 2002
2002
Ford Motor Company Civic Action Fund
Brienza, Richard E Wolcott, CT
$2 Mar 19, 2001
2002
Ford Motor Company Civic Action Fund
Brienza, Richard E Wolcott, CT
$2 Feb 14, 2001
2002
Ford Motor Company Civic Action Fund
Brienza, Richard E Wolcott, CT
$2 Feb 5, 2002
Ford Motor Company Civic Action Fund
Contributor Wolcott, CT

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 20 political contribution records found for Richard Brienza. Total disclosed contributions amount to $43. Recipients include Ford Motor Company Civic Action Fund. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Richard C Brienza

Age 61 Male
·
813 Frazier St, Caldwell, OH 43724 (Noble County)
39.7525, -81.5213
· (740) 732-5213
Marital: Single TZ: Eastern
Edu: High School
Single Family
MP

Richard Brienza

Age 65 Male
·
112 Morris Pkwy, Valley Stream, NY 11580 (Nassau County)
40.6762, -73.6887
· (516) 825-3947
Marital: Married TZ: Eastern
Homeowner Single Family Built 1949
MP

Richard C Brienza

Age 48 Male
·
13 Francesca Dr, Oyster Bay, NY 11771 (Nassau County)
40.8594, -73.5323
Marital: Married TZ: Eastern
Homeowner Single Family Built 1960 Purchased 2000
MP

Richard C Brienza

Male
·
2224 Antram Ave, Alliance, OH 44601 (Stark County)
40.8996, -81.1169
· (330) 823-2066
TZ: Eastern
Homeowner Single Family Built 1968
MP

Richard Brienza

Male
·
108 W Broad St, Malvern, PA 19355 (Chester County)
40.0414, -75.5371
TZ: Eastern
MP

Richard R Brienza

Age 51 Male
·
7812 Copperfield Dr, Montgomery, AL 36117 (Montgomery County)
32.3743, -86.1608
· (334) 277-5025
Marital: Married TZ: Central
Edu: Some College
Homeowner Single Family Built 1993 Purchased 2003
MP

Richard E Brienza

Age 65 Male
·
39 Ferro Rd, Waterbury, CT 06705 (New Haven County)
41.5642, -72.9917
Marital: Single TZ: Eastern
Occ: Professional
Homeowner Single Family
MP

Richard Brienza

Male
·
77 Daniele Dr, Asbury Park, NJ 07712 (Monmouth County)
40.2697, -74.0566
TZ: Eastern
Homeowner Single Family Built 1990 Purchased 2016
MP

Richard Brienza

Male
·
16 Bradley Dr, Montgomery, AL 36109 (Montgomery County)
32.3812, -86.2685
TZ: Central
Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 9 demographic profiles associated with Richard Brienza. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Richard Brienza. These loans were issued to businesses, not individuals.

Richard Brienza

$17,587 Paid in Full
Address:
428 Cumberland St
Approved

Feb 12, 2021

Forgiven

$17,674

Loan #

7535138406

Loan Size

Small

Mike'S Tire Shop

Sole Proprietorship

$15,300 Paid in Full
Address:
428 Cumberland St
Caldwell, OH43724-1234
Approved

May 6, 2020

Forgiven

$15,437

Jobs Reported

3

Loan #

2545097401

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Richard Brienza. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Richard Brienza on the map

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Found 56 results across 7 states

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Richard Brienza in New Milford, NJ: Background Summary

Location
326 Manor Rd, New Milford, NJ
Other Locations
Alliance, OH · Montgomery, AL · Oyster Bay, NY and 9 more
Profiles Found
25 people with this name
Phone Numbers
(334) 277-5025 and 14 others on file
Email
rich122@optonline.net
Possible Relatives
Shane M Brienza, Monica Shellee Breinza, Shellee M Walker, Barbara R Brienza, Myron S Brienza and 11 more
Career
Director at Pioneer Building Material Corp, Mikes Tire Shop
Voter Registration
Registered No Party Preference
Properties
1property owned
Vehicles
10 linked — 2006 Cadillac Dts, 2011 Jeep Grand Cherokee and 8 more
Contributions
$43 total — Ford Motor Company Civic Action Fund
PPP Loans
$50,474.64 for Richard Brienza, Richard Brienza

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Richard Brienza. Because public records are indexed by name rather than by a unique identifier, the 102 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Richard Brienza

Search Complexity: High

102 public records across 7states, belonging to approximately 25 different individuals. With 25 distinct profiles across 7 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 7 states. Highest concentration: New York (14%), followed by New Jersey and Ohio. Spans the Northeast and Midwest regions.

NY14recordsNJ14recordsOH14recordsAL9recordsCT3recordsCA1record

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (36%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (20) and Business & Corporate Filings (12).

32
Contact & Address Records
20
Political Contribution Records
12
Business & Corporate Filings
10
Vehicle Registration Records
7
Corporate Records
4
Voter Registration Records

Age Distribution

Age range: approximately 56 years, suggesting multiple generations. Largest group: Senior (65+) (73%).

Senior (65+)8peopleMiddle-Age (40-64)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Richard Brienza

Is Richard Brienza a registered voter?
Yes, voter registration records show Richard Brienza is registered with U affiliation. We found 4 voter registration entries across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Richard Brienza own property?
County assessor records show 2 properties associated with Richard Brienza . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Richard Brienza?
Records show 10 vehicle registrations associated with Richard Brienza, including a 2006 Cadillac DTS. Registered makes include Cadillac, Jeep, Hyundai, Lincoln. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Richard Brienza?
We found 12 business affiliations for Richard Brienza (null). Other companies include Mikes Tire Shop, Pioneer Building & Mason Mater. Business records are compiled from state registries, SEC filings, and professional databases.
Has Richard Brienza made political donations?
FEC disclosure records show 20 reported political contributions from Richard Brienza, totaling $43. Recipients include Ford Motor Company Civic Action Fund. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Richard Brienza?
Our database contains 102 total records for Richard Brienza spanning 7 states. This includes 25 distinct contact records, 16 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Richard Brienza?
The 102 records displayed for Richard Brienza are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Richard Brienza remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.