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Rick Shannon Cutler

Age 59 b. 1967-03-09
📍 5346 E Westridge Rd, Anaheim Ca
📞 (714) 282-8844, (714) 989-2333, (714) 501-8345
✉️ RICK@RCPENTERTAINMENT.COM, rick@rcpentertainment.com, rick.cutler@gmail.com

Rick Cutler from Lancaster, CA

Age 48
📍 44153 Acacia St, Lancaster, CA 93535
📞 (661) 822-1492, (661) 946-8542, (208) 587-4545, (907) 349-0933, (661) 822-1492, (208) 587-4545, (208) 234-7343, (907) 563-8847, (702) 643-7323
👨‍👩‍👧 Relatives: M Teresa Cutler,Warren Teresa,Michelle C Cutler,Jodi L Cutler,Michelle Cutler

Rick Cutler from Washington, NC

📍 765 Whootentown Rd
📞 (252) 975-1768, (252) 975-2202

Rick Cutler from Fort Lauderdale, FL

Age 70 b. Aug 1955 Broward Co.
📍 1806 Sw 22nd St Frnt
📞 (314) 581-8460

Rick Cutler

📍 Po Box 757, South Hill Va
📞 (434) 636-2001
✉️ JAN@BUGGS.NET

Rick Cutler

📍 55 Blackferry Ct, South Hill Va 23970
📞 (434) 636-2001
✉️ JAN@BUGGS.NET

Rick Cutler from Pldl Pldl, CA

Male
📍 44153 Acacia St
📞 (661) 349-0933 (VERIZON WIRELESS)

Rick Cutler from Tehachapi, CA

Age 61 b. 1965 Male
📍 22700 Tom Ct
📞 (661) 822-1492

Rick Cutler from Dubois, ID

Age 81 b. Aug 1944 Clark Co.
📍 62 Hc 62 44

Rick Cutler from Anaheim, CA

📍 5346 E Westridge Rd, Anaheim, CA 92807
📞 (714) 501-8345

Rick Cutler from Danbury, CT

Male
📍 39 Old Ridgebury Rd

Rick Cutler from Ann Arbor, MI

Washtenaw Co.
📍 230 St Clair Bv

Rick Cutler from Anchorage, AK

Anchorage Co.
📍 7960 Ascot St A

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 13 contact records for Rick Cutler across 7 states. The most recent address on file is in Washington, North Carolina. Of these records, 9 include phone numbers and 3 include email addresses. The listed age is 48. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

2004 CHEVROLET CAVALIER
· Registered to: Rick Cutler
· VIN: 1G1JF52F547195858
·
44153 Acacia St, Lancaster, CA, 93535
2004 GMC SIERRA FULL SIZE TRUCK
· Registered to: Rick Cutler
· VIN: 1GTHK29224E312567
·
PO Box 268, Blackfoot, ID, 83221
2011 Toyota Sequoia
· Registered to: Rick Cutler
· VIN: 5TDKY5G17BS035423
·
5346 E Westridge Rd, Anaheim, CA, 92807-3728
·
(714) 501-8345
· Registered to: Rick Cutler
·
PO Box 268, Blackfoot, ID, 83221
2004 Chevrolet Cavalier
· Registered to: Rick Cutler
·
22700 Tom Ct, Tehachapi, CA, 93561
·
(661) 822-1492

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 5 vehicle registration records are associated with Rick Cutler. Registered makes include Chevrolet, Gmc, Toyota, N. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Brut Aftershave

Sr Dir Mktg - Infusium Brut Sea Breeze Pert And Sure
+12037970350rcutler@hotus.com

Cleveland Range Inc

President
(216) 481-4900
Cleveland, OH
Commercial and Industrial Machinery and Computer Equipment (Equipment)

Cutler Camera Delaware Inc

President
(302) 475-3303
Wilmington, DE
Miscellaneous Retail (Stores)

Cleveland Range LLC

Ceo
(216) 481-4900
Cleveland, OH
Commercial and Industrial Machinery and Computer Equipment (Equipment)

R C Productions

Owner
(714) 237-1491C.Rick@rcproductions.com
Anaheim, CA
Motion Pictures (Entertainment)

Rick Cutler

Canada
LinkedIn

Save Mart

Rick CutlerManager
(563) 332-0553r.cutler@foodmaxx.com
4635 E 48th Pl, Davenport, IA52807
foodmaxx.com

Kindred Healthcare Inc

Rick CutlerPharmacy Director
(215) 722-8555
Philadelphia, PA

Lpl Investment Holdings Inc

Rick CutlerPresident Chambers Financial Group
(617) 423-3644richard.cutler@lpl.com
Boston, MA

Doculabs Inc

Rick CutlerMarketing Executive
(312) 433-7793rcutler@doculabs.com
Chicago, IL

R C Productions

Rick CutlerOwner
(714) 237-1491pmoore@goodwillwct.org
Anaheim, CA

Rick Cutler

Environmentalist and gr · Arlington, Massachusetts

Save Mart

Rick CutlerManager
(563) 332-0553r.cutler@foodmaxx.com
4635 E 48th Pl, Davenport, IA52807

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 36 business affiliations were found for Rick Cutler. Companies include Cleveland Range Inc, Cutler Camera Delaware Inc, Cleveland Range LLC and 5 more. Roles listed include Sr Dir Mktg - Infusium Brut Sea Breeze Pert And Sure and Director For Marketing. Records are compiled from state business registries, SEC filings, and professional networking databases.

Rick Cutler

Addr: 1111 North Hadley Road, Fort Wayne, IN, 46804
IN

Lincoln Foodservice Products LLC

Addr: 1111 North Hadley Road, Fort Wayne, IN, 46804
IN
President: Rick Cutler

Source: Public Records Rick Cutler appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

🏛️

Rick Cutler

2021
Election Worker
Department: Board Of Election Poll Workers
💵 Pay: $1.00

Source: City/State Transparency Portals · Government Payroll Databases · Open Data Portals Rick Cutler appears in 1 government employment record from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

$20 Sep 23, 2014
2014 DEM
Romanoff, Andrew
Cutler, Rick Not Employed Bend, OR
$3 Oct 19, 2010
2010
Actblue
Cutler, Rick Retired Golden, CO
$3 Jan 12, 2016
2016 DEM
Actblue
Cutler, Rick Not Employed Bend, OR
$25 Feb 28, 2018
2018 DEM
Defazio, Peter A
Cutler, Rick Retired Bend, OR
$25 Sep 12, 2014
2014 DEM
Merkley, Jeffrey Alan
Cutler, Rick Not Employed Bend, OR
$25 Aug 30, 2017
2018 DEM
Defazio, Peter A
Cutler, Rick Retired Bend, OR
$10 Apr 3, 2011
2012
Democracy For America
Cutler, Rick Retired Golden, CO
$25 Jul 30, 2017
2018 DEM
Defazio, Peter A
Cutler, Rick Retired Bend, OR
$25 May 27, 2010
2010
Actblue
Cutler, Rick Retired Golden, CO
$3 Oct 29, 2014
2012 DEM
Actblue
Cutler, Rick Not Employed Bend, OR
$25 Dec 30, 2013
2014 DEM
Merkley, Jeffrey Alan
Cutler, Rick Retired Bend, OR
$35 Oct 2, 2014
2014
Vote Yes On Measure 92: We Have The Right To Know What S In Our Food
Cutler, Rick Bend, OR
$25 May 3, 2010
2010
Actblue
Cutler, Rick Retired Golden, CO
$50 Mar 30, 2013
2014 DEM
Merkley, Jeffrey Alan
Cutler, Rick Retired Bend, OR
$25 Apr 30, 2018
2018 DEM
Defazio, Peter A
Cutler, Rick Retired Bend, OR
$13 Sep 22, 2014
2014 DEM
Grayson, Alan Mark
Cutler, Rick Not Employed Bend, OR
$25 Feb 18, 2018
2018 DEM
Defazio, Peter A
Cutler, Rick Retired Bend, OR
$3 Aug 22, 2014
2014 DEM
Actblue
Cutler, Rick Not Employed Bend, OR
$3 May 22, 2015
2016 DEM
Actblue
Cutler, Rick Not Employed Bend, OR
$35 Oct 1, 2014
2014
Vote Yes On Measure 92: We Have The Right To Know What S In Our Food
Cutler, Rick Bend, OR
$3 Feb 25, 2013
2014 DEM
Democratic Congressional Campaign Committee
Cutler, Rick Musician @ Self New York, NY
$35 Nov 18, 2014
2014
Vote Yes On Measure 92: We Have The Right To Know What S In Our Food
Cutler, Rick Bend, OR
$1 Jun 1, 2010
2010
Actblue
Cutler, Rick Retired Golden, CO
$25 Jan 30, 2017
2018 DEM
Defazio, Peter A
Cutler, Rick Retired Bend, OR
$25 Apr 7, 2014
2014 DEM
Merkley, Jeffrey Alan
Cutler, Rick Retired Bend, OR
$13 Aug 22, 2014
2014 DEM
Blue America Pac
Cutler, Rick Not Employed Bend, OR
$3 Jul 30, 2016
2016 DEM
Actblue
Cutler, Rick Not Employed Bend, OR
$25 Aug 30, 2016
2016 DEM
Defazio, Peter A
Cutler, Rick Not Employed Bend, OR
$25 Jun 30, 2017
2018 DEM
Defazio, Peter A
Cutler, Rick Retired Bend, OR
$3 Sep 17, 2014
2014 DEM
Actblue
Cutler, Rick Not Employed Bend, OR
$3 Dec 30, 2013
2014 DEM
Actblue
Cutler, Rick Retired Bend, OR
$25 Apr 29, 2013
2014 DEM
Merkley, Jeffrey Alan
Cutler, Rick Retired Bend, OR
$25 Feb 29, 2016
2016 DEM
Defazio, Peter A
Cutler, Rick Not Employed Bend, OR
$25 Apr 26, 2010
2010 DEM
Halter, William A
Cutler, Rick Retired Golden, CO
$13 Feb 22, 2015
2014
Blue America Pac
Cutler, Rick Not Employed Bend, OR
$25 May 30, 2017
2018 DEM
Defazio, Peter A
Cutler, Rick Retired Bend, OR
$25 May 14, 2010
2010 DEM
Halter, William A
Cutler, Rick Retired Golden, CO
$8 Apr 18, 2011
2012
Progressive Change Campaign Committee
Cutler, Rick Retired Golden, CO
$3 Jan 29, 2016
2016 DEM
Actblue
Cutler, Rick Not Employed Bend, OR
$50 Oct 27, 2014
2014
Vote Yes On Measure 92: We Have The Right To Know What S In Our Food
Cutler, Rick Bend, OR
$3 May 22, 2014
2014 DEM
Actblue
Cutler, Rick Retired Bend, OR
$25 Aug 30, 2016
2016 DEM
Defazio, Peter A
Cutler, Rick Retired Bend, OR
$3 Oct 30, 2017
2018 DEM
Actblue
Cutler, Rick Retired Bend, OR
$25 Oct 9, 2018
2018 DEM
Moveon.org Political Action
Cutler, Rick Retired Bend, OR
$25 May 30, 2016
2016 DEM
Defazio, Peter A
Cutler, Rick Not Employed Bend, OR
$3 Jan 31, 2014
2014 DEM
Actblue
Cutler, Rick Retired Bend, OR
$50 Oct 30, 2008
2008 DEM
Obama, Barack
Cutler, Rick Retired @ Not Employed Golden, CO
$13 Oct 23, 2010
2010
Democracy For America
Cutler, Rick Retired Golden, CO
$30 Nov 2, 2008
2008 DEM
Obama, Barack
Cutler, Rick Retired @ Not Employed Golden, CO
$1 May 14, 2010
2010
Actblue
Cutler, Rick Retired Golden, CO
$5 Dec 18, 2019
REP
Trump, Donald J
Contributor Technician @ Rc Productions, INC Orange, CA
$1,000 Feb 25, 2004
Unknown Committee
Cutler, Rick Owner @ R & S Trucking Santa Rosa, CA
$25
2011 D
State Senate Democratic Cmte Of Wisconsin
Contributor Golden, CO

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 53 political contribution records found for Rick Cutler. Total disclosed contributions amount to $1,964. Recipients include Trump, Donald J, State Senate Democratic Cmte Of Wisconsin. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Rick A Cutler

Age 71 Male
·
PO Box 292391, Ft Lauderdale, FL 33329 (Broward County)
26.1039, -80.2716
Marital: Single TZ: Eastern
Occ: White Collar Edu: Graduate School
Homeowner Single Family
MP

Rick G Cutler

Age 73 Male
·
2425 N Pamela Dr, Inkom, ID 83245 (Bannock County)
42.7970, -112.2200
· (208) 775-4576
Marital: Married TZ: Mountain
Occ: Professional Edu: High School
Homeowner Single Family Built 1980
MP

Rick Cutler

Male
·
8970 N 5200 W, Tremonton, UT 84337 (Box Elder County)
41.6714, -112.1410
· (661) 822-1492
TZ: Mountain
Homeowner Single Family Built 1981 Purchased 2016
MP

Rick D Cutler

Age 69 Male
·
RR 6 Box 864, Pocatello, ID 83202 (Bannock County)
42.9350, -112.4740
· (208) 237-2064
Marital: Married TZ: Mountain
Occ: Service Industry Edu: High School
Homeowner Single Family
MP

Rick Cutler

Male
·
64 SE Piper Dr, Bend, OR 97702 (Deschutes County)
44.0502, -121.2750
· (541) 633-7669
TZ: Pacific
Homeowner Single Family Built 1968 Purchased 2011
MP

Rick R Cutler

Age 62 Male
·
1806 SW 22nd St, Ft Lauderdale, FL 33315 (Broward County)
26.0947, -80.1648
Marital: Inferred Married TZ: Eastern
Occ: Professional Edu: Graduate School
Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 6 demographic profiles associated with Rick Cutler. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Rick Cutler. These loans were issued to businesses, not individuals.

Harris Oil, INC.

Subchapter S Corporation

$75,647 Paid in Full
Address:
PO Box 268
Brushton, NY12916
Approved

Apr 7, 2020

Forgiven

$76,211

Jobs Reported

10

Loan #

6822497008

Loan Size

Small

Santa Ynez Valley Water Gardens

Sole Proprietorship

$33,282 Paid in Full
Address:
PO Box 414
Buellton, CA93427
Approved

May 8, 2020

Forgiven

$33,625

Jobs Reported

4

Loan #

3893577404

Loan Size

Small

Herbert S. Burling H Sherman Burling

Limited Liability Company(LLC

$17,050 Paid in Full
Address:
PO Box 268
Chatham, NJ07928-0268
Approved

May 5, 2020

Forgiven

$17,244

Jobs Reported

4

Loan #

1998547403

Loan Size

Small

Max Flowers Trucking LLC

Limited Liability Company(LLC

$10,100 Paid in Full
Address:
Po Box 268
Sauk Centre, MN56378
Approved

Apr 27, 2020

Forgiven

$10,210

Jobs Reported

1

Loan #

3587727207

Loan Size

Small

Lisa England

Sole Proprietorship

$5,315 Paid in Full
Address:
PO Box 268
Waurika, OK73573
Approved

Apr 28, 2020

Forgiven

$5,352

Jobs Reported

1

Loan #

8094947208

Loan Size

Small

Mark D Williams Custom Homes, INC.

Subchapter S Corporation

$26,100 Paid in Full
Address:
PO Box 268
Excelsior, MN55331-0268
Approved

May 7, 2020

Forgiven

$26,244

Jobs Reported

2

Loan #

3453187401

Loan Size

Small

Jada'S Jumping Jumpers

Sole Proprietorship

$20,833 Paid in Full
Address:
44153 Acacia St
Lancaster, CA93535-5629
Approved

May 23, 2021

Forgiven

$14,046

Jobs Reported

1

Loan #

6941929001

Loan Size

Small

Perseverance Transfer, INC

Corporation

$19,076 Paid in Full
Address:
7806 Birch Bay Dr Apt 405
Blaine, WA98230-9038
Approved

May 20, 2020

Forgiven

$19,213

Jobs Reported

2

Loan #

9730347408

Loan Size

Small

England Construction INC.

Corporation

$23,542 Paid in Full
Address:
PO Box 268
Waurika, OK73573
Approved

Apr 9, 2020

Forgiven

$23,720

Jobs Reported

4

Loan #

9628757003

Loan Size

Small

Boyle Disposal INC

Corporation

$8,060 Paid in Full
Address:
PO Box 268
Wallingford, PA19086
Approved

Apr 30, 2020

Forgiven

$8,162

Jobs Reported

1

Loan #

7024827305

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 10 PPP loan records are linked to businesses associated with Rick Cutler. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Rick Cutler on the map

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Found 43 results across 19 states

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Rick Cutler in Anaheim, CA: Background Summary

Location
5346 E Westridge Rd, Anaheim Ca, Anaheim, CA
Other Locations
Washington, NC · Fort Lauderdale, FL · Pldl Pldl, CA and 6 more
Profiles Found
13 people with this name
Phone Numbers
(714) 282-8844 and 8 others on file
Email
rick@rcpentertainment.com and 2 others on file
Possible Relatives
M Teresa Cutler, Warren Teresa, Michelle C Cutler, Jodi L Cutler, Michelle Cutler
Career
Sr Dir Mktg - Infusium Brut Sea Breeze Pert And Sure, Director For Marketing at Cleveland Range Inc, Cutler Camera Delaware Inc
Vehicles
5 linked — 2004 Chevrolet Cavalier, 2004 Gmc Sierra and 3 more
Contributions
$1,963.5 total — State Senate Democratic Cmte Of Wisconsin, Trump, Donald J
PPP Loans
$239K for Harris Oil, INC., Santa Ynez Valley Water Gardens

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Rick Cutler. Because public records are indexed by name rather than by a unique identifier, the 131 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Rick Cutler

Search Complexity: High

131 public records across 19states, belonging to approximately 13 different individuals. With 13 distinct profiles across 19 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 19 states. Highest concentration: California (10%), followed by Idaho and Iowa. Spans the West and Midwest regions.

CA13recordsID5recordsIA3recordsFL3recordsNC3recordsOH2records

Record Type Breakdown

Data spans 6 record categories. Largest: Political Contribution Records (43%), which include employer and occupation, which are strong distinguishing fields. Also includes Business & Corporate Filings (36) and Contact & Address Records (18).

53
Political Contribution Records
36
Business & Corporate Filings
18
Contact & Address Records
10
PPP Loan Records
5
Vehicle Registration Records
2
Corporate Records

Age Distribution

Age range: approximately 34 years, suggesting multiple generations. Largest group: Senior (65+) (50%).

Senior (65+)2peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Rick Cutler

What vehicles are registered to Rick Cutler?
Records show 5 vehicle registrations associated with Rick Cutler, including a 2004 CHEVROLET CAVALIER. Registered makes include Chevrolet, Gmc, Toyota, N. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Rick Cutler?
We found 36 business affiliations for Rick Cutler (Sr Dir Mktg - Infusium Brut Sea Breeze Pert And Sure). Other companies include Cutler Camera Delaware Inc, Cleveland Range LLC. Business records are compiled from state registries, SEC filings, and professional databases.
Has Rick Cutler made political donations?
FEC disclosure records show 53 reported political contributions from Rick Cutler, totaling $1,964. Recipients include Trump, Donald J and State Senate Democratic Cmte Of Wisconsin. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Rick Cutler?
Our database contains 131 total records for Rick Cutler spanning 19 states. This includes 13 distinct contact records, 9 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Rick Cutler?
The 131 records displayed for Rick Cutler are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Rick Cutler remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.