Rickie Richards from Ruston, LA

Age 59
๐Ÿ“ 3017 Zachry Ave, Ruston, LA 71270
๐Ÿ“ž (318) 255-9979, (404) 299-8129, (770) 978-1120
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Marilyn D Richards,Belinda S Hortonrichards,Shanna C Richardson
๐Ÿช La, Inc

Rickie Richards from Mountain Lakes, NJ

Age 57
๐Ÿ“ 25 Hillcrest Rd, Mountain Lakes, NJ 07046
๐Ÿ“ž (973) 402-5444, (973) 402-5444, (718) 797-0932, (973) 670-6825, (313) 589-1630

Rickie Richards from Des Moines, IA

Age 79 b. Aug 1946 Polk Co.
๐Ÿ“ 5413 Se 1st Ct
๐Ÿ“ž (515) 287-1114

Rickie Richards

๐Ÿ“ 1104 Goodyear Ave Apt 307, Gadsden Al
๐Ÿ“ž (318) 436-8646, (256) 515-7370
โœ‰๏ธ RICKIERICHARDS@HOTMAIL.COM

Rickie Richards from Stone Mtn, GA

๐Ÿ“ 4764 Banner Elk Dr
๐Ÿ“ž (678) 725-3096 (VERIZON WIRELESS)
โœ‰๏ธ RICKIE.RICHARDS@HAWAII.RR.COM

Rickie Richards from Peru, IN

Age 68 b. Apr 1957
๐Ÿ“ 5916 S 250 E
๐Ÿ“ž (765) 689-8024
๐Ÿ‘ค aka Rick G Richards, Rickie G Richards, Richard Gene Richards

Rickie Richards from Toledo, OH

Age 71 b. May 1954 Lucas Co.
๐Ÿ“ 332 Tudor St
๐Ÿ“ž (419) 478-7936
๐Ÿ‘ค aka Rickie Richards

Rickie Richards from Springfield, IL

Age 75 b. Apr 1950
๐Ÿ“ 2225 Harbor Lndg
๐Ÿ“ž (217) 522-8900
๐Ÿ‘ค aka Rick Alan Richards, R Richards, Richard Alan Richards

Rickie Richards from Gadsden, AL

Age 71 b. Oct 1954
๐Ÿ“ 1104 Goodyear Ave
๐Ÿ“ž (256) 515-7370
๐Ÿ‘ค aka Rickey Lee Richards, R Richards, Ricky Lee Richards

Rickie Richards from Phoenix, AZ

Age 67 b. Mar 1959
๐Ÿ“ 4003 W Wethersfield Rd
๐Ÿ‘ค aka Rick A Richards, Rick R Richards, Richard Richards

Rickie Richards from Irving, TX

Age 57 b. Apr 1968 Dallas Co.
๐Ÿ“ 4004 W Pioneer Dr Apt 121

Rickie Richards from Ypsilanti, MI

Age 58 b. Jul 1967
๐Ÿ“ 940 W Michigan Ave Apt 6
๐Ÿ‘ค aka Rickie Dale Richards

Rickie Richards from Bellefonte, PA

Age 64 b. Dec 1961 Centre Co.
๐Ÿ“ 149 Willow Dr

Rickie Richards from Toledo, OH

Age 71 b. May 1954
๐Ÿ“ 332 1/2 Tudor St
๐Ÿ‘ค aka Rickie L Richard, Richard Leigh Richards

Rickie Richards from Tulsa, OK

Age 72 b. Jul 1953
๐Ÿ“ 940 E 61st St Apt 10a
๐Ÿ‘ค aka Rickie Lee Richards, Rick L Richards, Richard Lee Richards

Rickie Richards from Conway, SC

Age 61 b. Sep 1964
๐Ÿ“ 5041 Deanna Ln
๐Ÿ‘ค aka Rickie Gene Richards

Rickie Richards from Lemoore, CA

Age 35 b. Dec 1990
๐Ÿ“ 341 N 19 1/2 Ave
๐Ÿ‘ค aka Rickie Richard

Rickie Richards from Ruston, LA

Age 70 b. Oct 1955 Lincoln Co.
๐Ÿ“ 3017 Zachry Ave

Rickie Richards from Cincinnati, OH

Hamilton Co.
๐Ÿ“ 1504 Chase Ave
๐Ÿ“ž (304) 682-4478

Rickie Richards from Binghamton, NY

Broome Co.
๐Ÿ“ 99 Main St
๐Ÿ“ž (317) 291-5055

Rickie Richards from Johnson City, NY

Broome Co.
๐Ÿ“ 49 Zoa Ave

Rickie Richards from Binghamton, NY

Broome Co.
๐Ÿ“ 17 Frederick St 1

Rickie Richards from Virginia Beach, VA

Virginia Beach City Co.
๐Ÿ“ 1521 Selden St

Rickie Richards from Aynor, SC

Horry Co.
๐Ÿ“ 4193 Bakers Chapel Rd

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 26 contact records for Rickie Richards across 17 states. The most recent address on file is in Des Moines, Iowa. Of these records, 13 include phone numbers and 4 include email addresses. Ages range from 57 to 59, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Richards Rickie & Marguerite

Sangamon County
· 1804 Reading Road, Capital

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Rickie Richards in Capital. Values shown are from county assessor records and may differ from current market prices.

Rickie Richards

Democrat
17 Frederick St, 3, 13901
DOB: 19531227 Gender: Male

Rickie J Richards

Independent
49 Zoa Ave, 12, 13790
DOB: 19790824 Gender: Male

Rickie Lee Richards

Independent
Precinct: 720161

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 3 voter registration records were found for Rickie Richards. Records show affiliations with DEM, IND, which may reflect different individuals or changes over time. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2010 Kia Soul
ยท Registered to: Rickie Richards
ยท VIN: KNDJT2A29A7176965
·
1804 Reading Rd, Springfield, IL, 62703
·
(217) 529-2638
2012 Jeep Wrangler
ยท Registered to: Rickie Richards
ยท VIN: 1C4BJWEG7CL122808
·
25 Hillcrest Rd, Mountain Lakes, NJ, 07046-1307
·
(973) 402-5444
2011 MERCEDES-BENZ C-CLASS
ยท Registered to: Rickie Richards
ยท VIN: WDDGF5EB6BA450128
·
25 Hillcrest Rd, Mountain Lakes, NJ, 07046-1307
·
(973) 402-5444
2011 CADILLAC CTS
ยท Registered to: Rickie Richards
ยท VIN: 1G6DH8EY9B0115483
·
25 Hillcrest Rd, Mountain Lakes, NJ, 07046-1307
2017 Ford F350 Super Duty
ยท Registered to: Rickie Richards
ยท VIN: 1FTRF3A64HEC00580
·
12891 Reed Rd, Grafton, OH, 44044-9576
2011 Chevrolet Silverado 2500HD
ยท Registered to: Rickie Richards
ยท VIN: 1GC1KXCG7BF225208
·
13444 Paint Horse Ln, Newell, SD, 57760-5728
2008 Saab 9-3
ยท Registered to: Rickie Richards
ยท VIN: YS3FB49Y381126341
·
25 Hillcrest Rd, Mountain Lakes, NJ, 07046-1307
·
(973) 402-5444
2007 CHEVROLET MALIBU
ยท Registered to: Rickie Richards
ยท VIN: 1G1ZS58F77F114522
·
12891 Reed Rd, Grafton, OH, 44044-9576

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 8 vehicle registration records are associated with Rickie Richards. Registered makes include Kia, Jeep, Mercedes-Benz, Cadillac and others. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Vsias

Rickie RichardsTreasurer
Richmond, VA

Eagle Harbor Construction Jv

Rickie RichardsTeacher
rickie.richards@excite.com
332 Tudor St, Toledo, OH43612
eagleharboronline.com

Latam Computer Corp

Rickie RichardsAccountant
rickie.richards@excite.com
332 Tudor St, Toledo, OH43612

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 6 business affiliations were found for Rickie Richards. Companies include Latam Computer Corp. Roles listed include Treasurer and Teacher. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: 3017 Zachry Avenue, Ruston, LOUISIANA, 71270
LOUISIANA
Officer: Rickie Richards

La., INC.

Addr: 3017 Zachry Avenue, Ruston, LA, 71270
LA
Agent: Rickie Richards

Unknown Corporation

PRESIDENT: Rickie L Richards

Source: Public Records Rickie Richards appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

rickie richards

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Rickie Richards holds 1 state-issued professional license on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Rickie Richards

Grand Blanc High School - Grand Blanc, MI, MI
2004

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Rickie Richards has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$110 Jul 14, 2003
2004 REP
Suit, Terrie L
Richards, Rickie L Local Govt @ City Of Virginia Beach Virginia Beach, VA
$125 May 23, 2017
2018 REP
Villanueva, Ronald John Asuncion
Richards, Rickie Cpa @ Rickie L Richards Cpa PC Virginia Beach
$125 Jun 13, 2002
2004 REP
McDonnell, Robert F (bob)
Richards, Rickie L Local Govt @ City Of Virginia Beach Virginia Beach, VA
$125 Jul 23, 2003
2004 REP
McDonnell, Robert F (bob)
Richards, Rickie L Local Govt @ City Of Virginia Beach Virginia Beach, VA
$120 Jun 19, 2006
2008 REP
Welch Iii, John J
Richards, Rickie Accountant @ City Of Virginia Beach Virginia Beach, VA
$40 Jun 24, 2006
2008 REP
Welch Iii, John J
Richards, Rickie Accountant @ City Of Virginia Beach Virginia Beach, VA
$195 Jul 10, 2000
2002 REP
McDonnell, Robert F (bob)
Richards, Rickie L Local Govt @ City Of Virginia Beach Virginia Beach, VA
$125 May 23, 2017
REP
Villanueva, Ronald John Asuncion
Contributor Cpa @ Rickie L Richards Cpa PC Virginia Beach
$10 Dec 18, 2021
Unknown Committee
Richards, Rickie Springfield, IL
$125
2018 REP
Villanueva, Ronald John Asuncion
Contributor Cpa @ Rickie L Richards Cpa PC Virginia Beach

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 10 political contribution records found for Rickie Richards. Total disclosed contributions amount to $1,100. Recipients include Villanueva, Ronald John Asuncion. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Rickie Richards

·
1173 Willow St, Grafton, OH 44044 (Lorain County)
41.2701, -82.0474
TZ: Eastern
Homeowner Single Family Built 1955 Purchased 2003
MP

Rickie G Richards

Age 60 Male
·
5916 S 250 E, Peru, IN 46970 (Miami County)
40.6793, -86.0243
· (765) 689-8024
Marital: Married TZ: Eastern
Edu: Graduate School
Homeowner Single Family Built 1880 Purchased 2002
MP

Rickie N Richards

Age 57 Male
·
1900 E Tropicana Ave, Las Vegas, NV 89119 (Clark County)
36.1008, -115.1250
Marital: Single TZ: Pacific
Multi-Family
MP

Rickie J Richards

Age 62 Male
·
13444 Paint Horse Ln, Newell, SD 57760 (Butte County)
44.9472, -103.0610
· (605) 456-2130
Marital: Married TZ: Mountain
Occ: Service Industry Edu: High School
Homeowner Single Family
MP

Rickie A Richards

Age 59 Male
·
11824 Hopkins Flats Rd, Custer, SD 57730 (Custer County)
43.7673, -103.5958
Marital: Single TZ: Mountain
Edu: High School
Single Family
MP

Rickie L Richards

Age 55 Male
·
567 Scotia Rd, Port Matilda, PA 16870 (Centre County)
40.8076, -77.9447
· (814) 231-8149
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1989 Purchased 1998
MP

Rickie L Richards

Age 63 Male
·
1104 Goodyear Ave, Gadsden, AL 35903 (Etowah County)
34.0079, -85.9639
Marital: Inferred Single TZ: Central
Multi-Family
MP

Rickie L Richards

Age 69 Male
·
1521 Selden St, Virginia Bch, VA 23454 (Virginia Beach City County)
36.8820, -76.0468
· (757) 871-6288
Marital: Married TZ: Eastern
Occ: White Collar Edu: Some College
Homeowner Single Family Built 1962 Purchased 1975
MP

Rickie Richards

Female
·
2710 S Magnolia Dr, Baker, LA 70714 (East Baton Rouge County)
30.5758, -91.1738
TZ: Central
Single Family
MP

Rickie Richards

Age 52 Male
·
1304 Meadowlark Cir, Conway, SC 29527 (Horry County)
33.8657, -79.1500
Marital: Single TZ: Eastern
Edu: High School
Single Family
MP

Rickie Richards

Age 38 Male
·
49 Zoa Ave, Johnson City, NY 13790 (Broome County)
42.1227, -75.9505
· (607) 352-3173
Marital: Single TZ: Eastern
Single Family
MP

Rickie S Richards

Age 49 Male
·
929 18th St, Dallas, TX 75216 (Dallas County)
32.7350, -96.8099
· (214) 758-0831
TZ: Central
Homeowner Single Family Built 1940 Purchased 2011

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 12 demographic profiles associated with Rickie Richards. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Rickie Richards. These loans were issued to businesses, not individuals.

Strain Chiropractic Clinic

Professional Association

$87,038 Paid in Full
Address:
2326 Canyon Lake Dr
Rapid City, SD57702-2914
Approved

Apr 15, 2020

Forgiven

$87,455

Jobs Reported

9

Loan #

9321097110

Loan Size

Small

Xtreme Auto Recovery INC.

Corporation

$104,408 Paid in Full
Address:
17 Frederick St
Constantia, NY13044-2630
Approved

Jan 22, 2021

Forgiven

$105,336

Jobs Reported

11

Loan #

3999888310

Loan Size

Small

Athula Mayadunna

Sole Proprietorship

$1,703 Paid in Full
Address:
17 Frederick St
Staten Island, NY10314-2813
Approved

Apr 29, 2021

Forgiven

$1,709

Jobs Reported

1

Loan #

4790628905

Loan Size

Small

Deangelis Sampson

Sole Proprietorship

$20,833 Paid in Full
Address:
3017 Zachry Ave
Ruston, LA71270-5202
Approved

Apr 17, 2021

Forgiven

$20,938

Jobs Reported

1

Loan #

5064788809

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 4 PPP loan records are linked to businesses associated with Rickie Richards. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Rickie Richards

Scratch Tickets
$9
Prize Won
·Denton, TX (Denton County)
Claimed: 2025-04-18T00:00:00.000

Source: IMDb ยท Open Library ยท Sports Reference ยท FIDE Chess Federation Additional public records from specialized databases including entertainment industry credits (IMDb), published works (Open Library), sports statistics, and other publicly available reference sources.

Find Rickie Richards on the map

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Rickie Richards in PA: Background Summary

Location
567 Scotia Rd Port Matilda, PA 16870-7211
Other Locations
Des Moines, IA ยท Stone Mtn, GA ยท Peru, IN and 16 more
Profiles Found
26 people with this name
Phone Numbers
(814) 231-8149 and 16 others on file
Email
rickbrmn@hotmail.com and 8 others on file
Possible Relatives
Kerry M Richards, Bradley M Richards, Carol L Fazler, Mark A Richards, Nicholas R Richards and 86 more
Career
Treasurer, Teacher at Latam Computer Corp
Voter Registration
Registered Independent
Properties
1property owned
Vehicles
8 linked โ€” 2010 Kia Soul, 2012 Jeep Wrangler and 6 more
Contributions
$1,100 total โ€” Villanueva, Ronald John Asuncion, Villanueva, Ronald John Asuncion
PPP Loans
$214K for Strain Chiropractic Clinic, Xtreme Auto Recovery INC.

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Rickie Richards. Because public records are indexed by name rather than by a unique identifier, the 84 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Rickie Richards

Search Complexity: High

84 public records across 19states, belonging to approximately 26 different individuals. With 26 distinct profiles across 19 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 19 states. Highest concentration: Ohio (13%), followed by Louisiana and New Jersey. Spans the Midwest and South regions.

OH11recordsLA6recordsNJ4recordsIL4recordsNY4recordsTX4records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (49%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (10) and Vehicle Registration Records (8).

34
Contact & Address Records
10
Political Contribution Records
8
Vehicle Registration Records
6
Business & Corporate Filings
4
PPP Loan Records
3
Voter Registration Records

Age Distribution

Age range: approximately 44 years, suggesting multiple generations. Largest group: Senior (65+) (62%).

Senior (65+)8peopleMiddle-Age (40-64)4peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Rickie Richards

Is Rickie Richards a registered voter?
Yes, voter registration records show Rickie Richards is registered with DEM affiliation. We found 3 voter registration entries across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Rickie Richards own property?
County assessor records show 1 property associated with Rickie Richards . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Rickie Richards?
Records show 8 vehicle registrations associated with Rickie Richards, including a 2010 Kia Soul. Registered makes include Kia, Jeep, Mercedes-Benz, Cadillac. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Rickie Richards?
We found 6 business affiliations for Rickie Richards (TREASURER). Business records are compiled from state registries, SEC filings, and professional databases.
Has Rickie Richards made political donations?
FEC disclosure records show 10 reported political contributions from Rickie Richards, totaling $1,100. Recipients include Villanueva, Ronald John Asuncion. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Rickie Richards?
Our database contains 84 total records for Rickie Richards spanning 19 states. This includes 26 distinct contact records, 13 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Rickie Richards?
The 84 records displayed for Rickie Richards are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Rickie Richards remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.