Rita Gingras from New York, NY

Age 93
๐Ÿ“ 315 Avenue C #10f, New York, NY 10009
๐Ÿ“ž (401) 949-1706
โœ‰๏ธ mary.gingras@csfb.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Mary Ann Gingras

Rita Gingras from Boston, MA

Age 49
๐Ÿ“ 440 Saratoga St #2, Boston, MA 02128
๐Ÿ“ž (617) 569-5479, (617) 569-5479, (617) 242-4290

Rita Gingras from Andover, MA

Age 77
๐Ÿ“ 240 River Rd, Andover, MA 01810
๐Ÿ“ž (603) 964-5100

Rita Gingras from Auburn, MA

Age 54
๐Ÿ“ 10 Fletcher Dr, Auburn, MA 01501
๐Ÿ“ž (508) 832-5078
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Robert N Gingras,Barry P Gingras,Jacqueline C Gingras

Rita Gingras from Trumbull, CT

Age 83 b. May 1942 Fairfield Co.
๐Ÿ“ 1000 Old Town Rd
๐Ÿ“ž (203) 373-0754, (860) 742-1550

Rita Gingras from Lexington, MA

Age 97
๐Ÿ“ 17 Boulder Rd #d, Lexington, MA 02420
๐Ÿ“ž (781) 676-7702, (978) 683-1586, (781) 596-3737
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Robert A Gingras

Rita Gingras from Williamsburg, MA

Age 109 b. May 1916 Hampshire Co.
๐Ÿ“ 78 West St
๐Ÿ“ž (352) 625-2097

Rita Gingras from Gilmanton, NH

Age 81 b. Jun 1944 Belknap Co.
๐Ÿ“ Po Box 453
๐Ÿ“ž (603) 267-7545

Rita Gingras from Auburn, MA

Age 98 b. Aug 1927
๐Ÿ“ 10 Fletcher Dr
๐Ÿ“ž (508) 832-5078

Rita Gingras from New York, NY

Age 108 b. May 1917 New York Co.
๐Ÿ“ 315 Avenue C Apt 10 F
๐Ÿ“ž (401) 949-1706

Rita Gingras from Pawtucket, RI

Age 83
๐Ÿ“ 106 Hanover Ave, Pawtucket, RI 02861
๐Ÿ“ž (401) 722-7292, (401) 722-7292, (401) 333-3795

Rita Gingras from Sarasota, FL

Age 90
๐Ÿ“ 3223 Lockwood Ridge Rd #45, Sarasota, FL 34234
๐Ÿ“ž (941) 922-3794, (941) 351-7173, (941) 355-0239, (941) 922-3794
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: John P Gingras

Rita Gingras from Manhattan Beach, CA

Age 63 b. Jul 1962 Los Angeles Co.
๐Ÿ“ 121 14th St C
๐Ÿ“ž (310) 951-2611

Rita Gingras from Charlestown, MA

Age 61 b. Apr 1965
๐Ÿ“ 58 Baldwin St
๐Ÿ“ž (919) 782-9474
๐Ÿ‘ค aka Rita Diprima

Rita Gingras from Leominster, MA

0
๐Ÿ“ 18 Legate Hill Rd, Leominster, MA 01453
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Barbara L Denesowicz,James F Gingras

Rita Gingras from Naples, FL

Age 90 b. 1936 Female
๐Ÿ“ 1641 W Mount Vernon Ln
๐Ÿ“ž (603) 964-5100

Rita L Gingras from El Segundo, CA

Age 59
๐Ÿ“ 617 Loma Vista St, El Segundo, CA 90245

Rita Gingras from Clearwater, FL

Age 105 b. Mar 1921 Pinellas Co.
๐Ÿ“ 1630 S Lady Mary Dr

Rita Gingras from Tempe, AZ

Age 63 b. Sep 1962 Maricopa Co.
๐Ÿ“ 1111 E University Dr 105

Rita Gingras from Albion, RI

Age 95 b. Sep 1930 Providence Co.
๐Ÿ“ 3 Main St Unit 94

Rita Gingras from Denver, CO

Age 49 b. May 1976 Adams Co.
๐Ÿ“ 12150 Race St Apt E202

Rita Gingras from San Pedro, CA

Age 63 b. Jul 1962 Los Angeles Co.
๐Ÿ“ 1252 Western Drive Park 89

Rita Gingras from North Hampton, NH

Age 89 b. Aug 1936 Rockingham Co.
๐Ÿ“ 21 River Rd

Rita Gingras from Sarasota, FL

Age 102 b. Feb 1924 Sarasota Co.
๐Ÿ“ 3223 Lockwood Ridge Rd

Rita Gingras from Nahant, MA

Age 109 b. Mar 1917
๐Ÿ“ 24 Sea Breeze Ln D

Rita Gingras from Bronx, NY

0
๐Ÿ“ 3049 Sedgwick Ave, Bronx, NY 10468

Rita Gingras from New York, NY

New York Co.
๐Ÿ“ 315 Avenue C 10 F

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 27 contact records for Rita Gingras across 9 states. The most recent address on file is in Trumbull, Connecticut. Of these records, 15 include phone numbers and 1 include email addresses. Ages range from 49 to 97, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Gingras, Rita Theresa

Pinellas County
PIN: 15 29 27 58590 006 0100
· 1630 S Lady Mary Dr, Clearwater 33756
Value: $99,605

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Rita Gingras. Values shown are from county assessor records and may differ from current market prices.

Rita P Gingras

15 Lucille Dr, Smithfield, 02828

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Rita Gingras. Voter data is released as public information under state election laws and reflects status at time of the state data release.

Rita Gingras

Clerk
United States Postal Service
Boston, Massachusetts, United States Government Administration

Rita Gingras

Clerk
United States Postal Service

Rita Gingras

Founder, Rita Ltd Edition<br

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 4 business affiliations were found for Rita Gingras. Companies include United States Postal Service. Records are compiled from state business registries, SEC filings, and professional networking databases.

Rita Gingras

Dobson High School - Mesa, AZ, AZ
1994

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Rita Gingras has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$100 Oct 9, 2018
2018 DEM
Rosen, Jacky
Gingras, Rita Self Employed Grants Pass, OR
$100 Aug 30, 2012
2012 DEM
Obama, Barack
Gingras, Rita Self Employed @ Rchameleon El Segundo, CA
$25 Oct 1, 2018
2018 DEM
Hegar, Mary Jennings Mj
Gingras, Rita Self Employed Grants Pass, OR
$25 Sep 3, 2020
2020 DEM
Ossoff, T. Jonathan
Gingras, Rita Self Oceanside, CA
$100 Oct 9, 2018
2018 DEM
Rosen, Jacky
Gingras, Rita Not Employed Grants Pass, OR
$1 Aug 7, 2017
2018 DEM
Actblue
Gingras, Rita Self Employed Grants Pasd, OR
$100 Mar 26, 2017
2018 DEM
McCaskill, Claire
Gingras, Rita Self Employed Grants Pasd, OR
$10 Oct 19, 2020
2020
Lmg Pac
Gingras, Rita Self Oceanside, CA
$1 Jul 7, 2017
2018 DEM
Actblue
Gingras, Rita Self Employed Grants Pasd, OR
$25 Oct 18, 2020
2020
Meidastouch
Gingras, Rita Self Oceanside, CA
$1 Jul 7, 2017
2018 DEM
Actblue
Gingras, Rita Self Employed Grants Pasd, OR
$50 Oct 5, 2018
2018 DEM
Heitkamp, Heidi
Gingras, Rita Not Employed Grants Pasd, OR
$10 Sep 25, 2020
2020 DEM
Harrison, Jaime
Gingras, Rita Self Employed Oceanside, CA
$50 Mar 13, 2017
2018 DEM
Ossoff, T. Jonathan
Gingras, Rita Self Employed Grants Pasd, OR
$25 Jan 31, 2017
2018 DEM
Donnelly, Joseph Simon
Gingras, Rita Self Employed Grants Pasd, OR
$1 Aug 7, 2017
2018 DEM
Actblue
Gingras, Rita Self Employed Grants Pasd, OR
$25 Sep 3, 2020
2020 DEM
McGrath, Amy
Gingras, Rita Self Oceanside, CA
$15 Sep 4, 2020
2020 DEM
Smith, Christy
Gingras, Rita Self Oceanside, CA
$50 Mar 20, 2017
2018 12
Jon Ossoff For Congress
Gingras, Rita Retired @ Not Employed Grants Pass, OR
$1 Aug 7, 2017
2018 DEM
Actblue
Gingras, Rita Self Employed Grants Pasd, OR
$100 Aug 16, 2018
2018 DEM
Janz, Andrew
Gingras, Rita Founder @ Ritas Grants Pass, OR
$100 Oct 13, 2020
2020 DEM
Peters, Gary
Gingras, Rita Self Oceanside, CA
$50 Mar 27, 2017
2018 12
Jon Ossoff For Congress
Gingras, Rita Retired @ Not Employed Grants Pass, OR
$100 Nov 18, 2018
2020 DEM
Espy, Alphonso Michael
Gingras, Rita Self Employed Grants Pass, OR
$100 Oct 9, 2018
2018 DEM
McCaskill, Claire
Gingras, Rita Retired @ Not Employed Grants Pass, OR
$50 Oct 1, 2018
2018 DEM
Nelson, Bill
Gingras, Rita Self Employed Grants Pass, OR
$50 Mar 28, 2017
2018 DEM
Ossoff, T. Jonathan
Gingras, Rita Grants Pass, OR
$1 Jul 7, 2017
2018 DEM
Actblue
Gingras, Rita Self Employed Grants Pasd, OR
$100 Oct 16, 2018
2018 DEM
Sinema, Kyrsten
Gingras, Rita Self Employed Grants Pass, OR
$50 Feb 9, 2016
2016 DEM
Sanders, Bernard
Gingras, Rita Self Employed Grants Pass, OR
$50 Sep 26, 2020
2020 DEM
Bullock, Steve
Gingras, Rita Self Oceanside, CA
$15 Sep 4, 2020
2020 DEM
Gideon, Sara
Gingras, Rita Small Business Owner @ Self Employed Grants Pass, OR
$10 Nov 20, 2019
2020 DEM
Mangone, Kim
Gingras, Rita Retail @ Self Mission Viejo, CA
-$50 Mar 28, 2017
2018 DEM
Ossoff, T. Jonathan
Gingras, Rita Grants Pasd, OR
$83 Nov 11, 2020
2020 DEM
Ossoff, T. Jonathan
Gingras, Rita Retired @ Not Employed Oceanside, CA
$10 Sep 4, 2020
2020 DEM
Arballo, Phil
Gingras, Rita Self Oceanside, CA
$25 Apr 7, 2017
2018 DEM
oROURKE, ROBERT BETO
Gingras, Rita Self Employed Grants Pasd, OR
$250 Aug 11, 2020
2020
Biden Victory Fund
Gingras, Rita Self Employeed @ Self Employed Oceanside, CA
$100 Oct 1, 2018
2018 DEM
Sinema, Kyrsten
Gingras, Rita Self Employed Grants Pass, OR
$250 Oct 9, 2018
2018 DEM
O Rourke, Robert Beto
Gingras, Rita Self Employed Grants Pass, OR
$100 Sep 19, 2020
2020 DEM
McGrath, Amy
Gingras, Rita Self Oceanside, CA
$100 Sep 30, 2018
2018 DEM
Janz, Andrew
Gingras, Rita Founder @ Ritas Grants Pass, OR
$50 Oct 5, 2018
2018 DEM
Heitkamp, Heidi
Gingras, Rita Self Employed Grants Pass, OR
$1 Aug 7, 2017
2018 DEM
Actblue
Gingras, Rita Self Employed Grants Pasd, OR
$250 Oct 9, 2018
2018 DEM
O Rourke, Robert Beto
Gingras, Rita Self Employed Grants Pass, OR
$25 Oct 3, 2020
2020
Lmg Pac
Gingras, Rita Self Oceanside, CA
$1 Jul 7, 2017
2018 DEM
Actblue
Gingras, Rita Self Employed Grants Pasd, OR
$50 Sep 26, 2020
2020 DEM
Harrison, Jaime
Gingras, Rita Self Oceanside, CA
$100 Oct 9, 2018
2018 DEM
Nelson, Bill
Gingras, Rita Self Employed Grants Pass, OR
$1 Jul 7, 2017
2018 DEM
Actblue
Gingras, Rita Self Employed Grants Pasd, OR
$50 Sep 19, 2020
DEM
Harrison, Jaime
Contributor Self Employed Oceanside, CA
$83 Nov 18, 2020
Unknown Committee
Gingras, Rita Self Oceanside, CA
$200
2014
Kelly, Jack F Iii
Contributor Admin @ Us Postal Service Boston, MA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 53 political contribution records found for Rita Gingras. Total disclosed contributions amount to $3,220. Recipients include Harrison, Jaime, Kelly, Jack F Iii. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Rita Gingras

Age 52 Female
·
44 Beachview Rd, Boston, MA 02128 (Suffolk County)
42.3793, -71.0293
· (617) 966-6019
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1960 Purchased 2008
MP

Rita L Gingras

Age 55 Female
·
1024 NW Cooke Ave, Grants Pass, OR 97526 (Josephine County)
42.4626, -123.3360
Marital: Married TZ: Pacific
Edu: Some College
Single Family
MP

Rita T Gingras

Age 96 Female
·
1630 S Lady Mary Dr, Clearwater, FL 33756 (Pinellas County)
27.9373, -82.7814
· (727) 584-8202
Marital: Married TZ: Eastern
Homeowner Single Family Built 1957

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 3 demographic profiles associated with Rita Gingras. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Rita Gingras. These loans were issued to businesses, not individuals.

Jfm Structures

Corporation

$90,967 Paid in Full
Address:
PO Box 453
Medford, NY11763
Approved

Apr 15, 2020

Forgiven

$92,117

Jobs Reported

9

Loan #

2272517204

Loan Size

Small

Tyler Maroney

Sole Proprietorship

$20,800 Paid in Full
Address:
240 River Rd
Marstons MIlls, MA02648
Approved

Jun 8, 2020

Forgiven

$20,990

Jobs Reported

1

Loan #

9571017808

Loan Size

Small

Eat Bistro & Drinks LLC

Limited Liability Company(LLC

$31,200 Paid in Full
Address:
PO Box 453
New Castle, CO81647-0453
Approved

Apr 14, 2020

Forgiven

$31,380

Jobs Reported

9

Loan #

7275367107

Loan Size

Small

Jc All Pro Sprinkler & Landscape LLC

Subchapter S Corporation

$7,586 Paid in Full
Address:
12150 Race St Apt L302
Northglenn, CO80241-3332
Approved

Mar 10, 2021

Forgiven

$7,646

Jobs Reported

3

Loan #

8528908506

Loan Size

Small

Mid Atlantic Rf Systems INC

Subchapter S Corporation

$41,400 Paid in Full
Address:
PO Box 453
Forest Hill, MD21050-0745
Approved

May 1, 2020

Forgiven

$41,854

Jobs Reported

3

Loan #

6810207702

Loan Size

Small

E And Z Excavating LLC

Limited Liability Company(LLC

$5,388 Paid in Full
Address:
PO Box 453
Molalla, OR97038
Approved

Jun 9, 2020

Forgiven

$5,454

Jobs Reported

3

Loan #

9801237800

Loan Size

Small

Ramsey Christian Church

Non-Profit Organization

$23,894 Paid in Full
Address:
PO Box 453
Ramsey, IL62080-0453
Approved

Apr 28, 2020

Forgiven

$24,023

Jobs Reported

4

Loan #

9789587208

Loan Size

Small

Jfm Pumping INC

Corporation

$14,657 Paid in Full
Address:
PO Box 453
Medford, NY11763
Approved

Apr 11, 2020

Forgiven

$14,844

Jobs Reported

2

Loan #

3131807100

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 8 PPP loan records are linked to businesses associated with Rita Gingras. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Rita Gingras on the map

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Rita Gingras in New York, NY: Background Summary

Location
315 Avenue C #10F,New York, NY 10009, New York, NY
Other Locations
Trumbull, CT ยท Williamsburg, MA ยท Gilmanton, NH and 14 more
Profiles Found
27 people with this name
Phone Numbers
(401) 949-1706 and 12 others on file
Email
mary.gingras@csfb.com
Possible Relatives
Mary Ann Gingras, Luci A Diprima, Steven Diprima, Charles E Diprima, Albert J Gingrasjr and 17 more
Career
United States Postal Service
Contributions
$3,220.33 total โ€” Kelly, Jack F Iii, Harrison, Jaime
PPP Loans
$236K for Jfm Structures, Tyler Maroney

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Rita Gingras. Because public records are indexed by name rather than by a unique identifier, the 116 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Rita Gingras

Search Complexity: High

116 public records across 10states, belonging to approximately 27 different individuals. With 27 distinct profiles across 10 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 10 states. Highest concentration: Massachusetts (17%), followed by New York and Florida. Spans the Northeast and West regions.

MA20recordsNY6recordsFL6recordsCA6recordsRI5recordsNH3records

Record Type Breakdown

Data spans 6 record categories. Largest: Political Contribution Records (47%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (45) and PPP Loan Records (8).

53
Political Contribution Records
45
Contact & Address Records
8
PPP Loan Records
4
Business & Corporate Filings
1
Property Ownership Records
1
Voter Registration Records

Age Distribution

Age range: approximately 61 years, suggesting multiple generations. Largest group: Senior (65+) (68%).

Senior (65+)13peopleMiddle-Age (40-64)6people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Rita Gingras

Is Rita Gingras a registered voter?
Yes, voter registration records show Rita Gingras is registered. We found 1 voter registration entry across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Rita Gingras own property?
County assessor records show 1 property associated with Rita Gingras . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What businesses are associated with Rita Gingras?
We found 4 business affiliations for Rita Gingras, including united states postal service. Business records are compiled from state registries, SEC filings, and professional databases.
Has Rita Gingras made political donations?
FEC disclosure records show 53 reported political contributions from Rita Gingras, totaling $3,220. Recipients include Harrison, Jaime and Kelly, Jack F Iii. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Rita Gingras?
Our database contains 116 total records for Rita Gingras spanning 10 states. This includes 27 distinct contact records, 15 with phone numbers, 1 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Rita Gingras?
The 116 records displayed for Rita Gingras are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Rita Gingras remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.