Rita Moritz from Pell City, AL

Age 80 b. Jan 1946 Female
๐Ÿ“ 332 Driftwood Pt
๐Ÿ’ผ 1702
๐Ÿ“ž (703) 560-7869, (205) 814-9852
โœ‰๏ธ rita_moritz@yahoo.com

Rita Moritz from Warren, NJ

0
๐Ÿ“ 3 King George Rd, Warren, NJ 07059
๐Ÿ“ž (732) 469-2828, (732) 805-1920, (732) 469-3508

Rita Moritz from Hampton Bays, NY

Age 64
๐Ÿ“ 39 Sherwood Rd, Hampton Bays, NY 11946
๐Ÿ“ž (631) 728-4862, (516) 728-3798

Rita Moritz from La Verne, CA

Age 61
๐Ÿ“ 3945 Bradford St #30, La Verne, CA 91750
๐Ÿ“ž (909) 392-0604, (818) 914-3558

Rita Moritz from Methuen, MA

Age 41 b. Aug 1984 Essex Co.
๐Ÿ“ 677 Prospect St
๐Ÿ“ž (978) 686-8724, (208) 461-4157

Rita Moritz from North Royalton, OH

Age 104 b. Apr 1921 Cuyahoga Co.
๐Ÿ“ 8555 Alexandra Dr Apt 101
๐Ÿ“ž (440) 230-9633

Rita Moritz from Omaha, NE

Age 86 b. 1940 Douglas Co.
๐Ÿ“ 4659 Spring St
๐Ÿ“ž (402) 551-5488

Rita Moritz from Sun City, AZ

Age 96
๐Ÿ“ 18616 99th Ave #1081, Sun City, AZ 85373
๐Ÿ“ž (623) 972-6426, (303) 469-5003, (623) 972-6426
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Ernest W Moritz,Mickey Moritz

Rita Oneil Moritz

๐Ÿ“ 130 Landing Dr, Leesburg Fl
๐Ÿ“ž (419) 356-8106, (419) 351-9197
โœ‰๏ธ RITAOMORITZ@GMAIL.COM

Rita Moritz from Ontario, CA

Age 76 b. Jan 1950 San Bernardino Co.
๐Ÿ“ 2800 E Riverside Dr Apt 349
๐Ÿ“ž (909) 923-3853

Rita Moritz from Norway, MI

Age 57 b. 1969 Dickinson Co.
๐Ÿ“ 727 Brown St
๐Ÿ“ž (906) 563-8016

Rita Moritz from Buffalo, NY

Age 106 b. Nov 1919 Erie Co.
๐Ÿ“ 204 Yeager Dr
๐Ÿ“ž (716) 632-4433

Rita Moritz from Warren, NJ

Female
๐Ÿ“ 3 King George Rd
๐Ÿ“ž (908) 884-9564 (SPRINT)

Rita Moritz from Somerset, NJ

Age 95 b. Jul 1930
๐Ÿ“ 57 Bayard Rd

Rita Moritz from Cawker City, KS

Age 79 b. Jul 1946 Mitchell Co.
๐Ÿ“ Po Box 169

Rita Moritz from Santa Barbara, CA

Age 91 b. Oct 1934 Santa Barbara Co.
๐Ÿ“ 2911 Holly Rd

Rita Moritz from Phoenix, AZ

Age 108 b. Aug 1917 Maricopa Co.
๐Ÿ“ 12843 S 40th Pl

Rita Moritz from Summerville, SC

Age 73 b. Sep 1952 Dorchester Co.
๐Ÿ“ 111 Rebellion Rd

Rita Moritz from Genoa, OH

Ottawa Co.
๐Ÿ“ 850 Nottingham Dr
๐Ÿ“ž (419) 855-3908

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 19 contact records for Rita Moritz across 11 states. The most recent address on file is in Pell City, Alabama. Of these records, 14 include phone numbers and 2 include email addresses. Ages range from 61 to 96, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Moritz Rita &

Lake County
· 36743 Skycrest Blvd, Fruitland-Park-Lady-Lake 34731.0
Built: 1980.0
Assessed: $27,430

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Rita Moritz in Fruitland-Park-Lady-Lake. Values shown are from county assessor records and may differ from current market prices.

Rita O'Neil Moritz

130 Landing DR, Leesburg, , 34748

Rita E Moritz

Gender: F

Rita Moritz

Republican
39 Sherwood Rd, 2, 11946
DOB: 19250112 Gender: Female

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 3 voter registration records were found for Rita Moritz in . Party affiliation is listed as REP. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2006 Chrysler Sebring
ยท Registered to: Rita Moritz
ยท VIN: 1C3EL56R36N274972
·
5637 Beauchamp, W Bloomfield, MI, 48322
1996 CHRYSLER LHS CAR BASIC LUXURY
ยท Registered to: Rita Moritz
ยท VIN: 2C3HC56F2TH191931
·
4659 Spring St, Omaha, NE, 68106
·
(402) 551-5488
2009 Mercedes-Benz CLK-Class
ยท Registered to: Rita Moritz
ยท VIN: WDBTK56F99T103766
·
2911 Holly Rd, Santa Barbara, CA, 93105-2154
·
(805) 682-5029
1999 FORD TAURUS 4DR SEDAN
ยท Registered to: Rita Moritz
ยท VIN: 1FAFP53S6XG135538
·
4659 Spring St, Omaha, NE, 68106
·
(402) 551-5488

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 4 vehicle registration records are associated with Rita Moritz. Registered makes include Chrysler, Mercedes-Benz, Ford. The most recent model year on record is 2009. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Rita Moritz

Lpn

Rita Moritz

Lpn ยท Toledo, Ohio

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 5 business affiliations were found for Rita Moritz. Records are compiled from state business registries, SEC filings, and professional networking databases.

Rita Moritz

Cosmo
INACTIVE
License # 011080072
Firm: Rita Moritz
Addr: Des Plaines, IL 60018

rita moritz

Cosmo
INACTIVE
License # 011080072
Addr: Des Plaines, IL 60018
County: Cook
Issued: Jan 1, 1998 Exp: Sep 30, 1989

Licensed Professional

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Rita Moritz holds 3 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Rita Moritz

North Hunterdon High School - Annandale, NJ, NJ
1971

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Rita Moritz has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Rita R Moritz

Age 76 Female
·
4659 Spring St, Omaha, NE 68106 (Douglas County)
41.2305, -95.9836
· (402) 551-5488
Marital: Married TZ: Central
Occ: Service Industry Edu: High School
Homeowner Single Family Built 1961
MP

Rita E Moritz

Age 80 Female
·
605 Redwood St, Cawker City, KS 67430 (Mitchell County)
39.5112, -98.4383
· (785) 781-4875
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 1917
MP

Rita M Moritz

Age 82 Female
·
2911 Holly Rd, Santa Barbara, CA 93105 (Santa Barbara County)
34.4590, -119.7150
· (805) 570-3037
Marital: Married TZ: Pacific
Homeowner Single Family Built 1962 Purchased 2004
MP

Rita O Moritz

Age 71 Female
·
130 Landing Dr, Leesburg, FL 34748 (Lake County)
28.8374, -81.9045
Marital: Married TZ: Eastern
Occ: Healthcare Edu: Some College
Single Family
MP

Rita D Moritz

Female
·
3945 Bradford St, La Verne, CA 91750 (Los Angeles County)
34.1127, -117.7550
· (909) 392-0604
Marital: Single TZ: Pacific
Edu: High School
Homeowner Multi-Family
MP

Rita A Moritz

Age 48 Female
·
727 Brown St, Norway, MI 49870 (Dickinson County)
45.7884, -87.9101
· (906) 563-8016
Marital: Married TZ: Central
Homeowner Single Family
MP

Rita Moritz

Female
·
10 Bramble Path, Pelham, NH 03076 (Hillsborough County)
42.7335, -71.3241
TZ: Eastern
Single Family
MP

Rita M Moritz

Age 71 Female
·
PO Box 763, Pell City, AL 35125 (Saint Clair County)
33.5731, -86.2766
Marital: Married TZ: Central
Occ: Professional Edu: Graduate School
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 8 demographic profiles associated with Rita Moritz. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Rita Moritz. These loans were issued to businesses, not individuals.

Lucky Landscaping LLC

Corporation

$36,855 Paid in Full
Address:
5001 South Ave
Toledo, OH43615
Approved

Apr 15, 2020

Forgiven

$32,056

Jobs Reported

5

Loan #

9724577106

Loan Size

Small

Drew Garrett

Independent Contractors

$20,833 Paid in Full
Address:
2800 E Riverside Dr Apt 251
Ontario, CA91761-7466
Approved

Apr 6, 2021

Forgiven

$20,952

Jobs Reported

1

Loan #

7750608702

Loan Size

Small

Yanira Topete

Self-Employed Individuals

$14,937 Paid in Full
Address:
2800 E Riverside Dr Apt 135
Ontario, CA91761-7477
Approved

May 22, 2021

Forgiven

$14,991

Jobs Reported

1

Loan #

5579549007

Loan Size

Small

Raylenia Garbutt

Self-Employed Individuals

$20,833 Paid in Full
Address:
2800 E Riverside Dr
Ontario, CA91761-7405
Approved

May 29, 2021

Forgiven

$20,878

Jobs Reported

1

Loan #

9436349007

Loan Size

Small

Emmanuel Mallet Jr

Sole Proprietorship

$17,602 Exemption 4
Address:
2800 E Riverside Dr Apt 60
Ontario, CA91761-7454
Approved

Apr 4, 2021

Jobs Reported

1

Loan #

6533438709

Loan Size

Small

Ahndrea Serrano

Sole Proprietorship

$19,790 Paid in Full
Address:
2800 E Riverside Dr Alt 259
Ontario, CA91761
Approved

Mar 20, 2021

Forgiven

$19,883

Jobs Reported

1

Loan #

5684488607

Loan Size

Small

Yanira Topete

Self-Employed Individuals

$14,937 Paid in Full
Address:
2800 E Riverside Dr Apt 135
Ontario, CA91761-7477
Approved

Apr 26, 2021

Forgiven

$15,029

Jobs Reported

1

Loan #

1552888903

Loan Size

Small

Lauren Fennell

Sole Proprietorship

$20,833 Paid in Full
Address:
2800 E Riverside Dr Apt 262
Ontario, CA91761-7466
Approved

May 11, 2021

Forgiven

$20,931

Jobs Reported

1

Loan #

7933898907

Loan Size

Small

Lauren Fennell

Sole Proprietorship

$20,833 Paid in Full
Address:
2800 E Riverside Dr Apt 262
Ontario, CA91761-7466
Approved

Apr 9, 2021

Forgiven

$20,955

Jobs Reported

1

Loan #

9607978704

Loan Size

Small

Michael White

Sole Proprietorship

$20,833 Paid in Full
Address:
5001 South Ave
Toledo, OH43615-6441
Approved

May 18, 2021

Forgiven

$20,932

Jobs Reported

1

Loan #

2911869008

Loan Size

Small

Juannesha Bradley

Sole Proprietorship

$20,832 Paid in Full
Address:
2800 E Riverside Dr Apt 280
Ontario, CA91761-7467
Approved

May 12, 2021

Forgiven

$20,911

Jobs Reported

1

Loan #

9503248910

Loan Size

Small

Harold Crumley Jr

Sole Proprietorship

$20,832 Paid in Full
Address:
2800 E Riverside Dr Apt 199
Ontario, CA91761-7479
Approved

Mar 8, 2021

Forgiven

$20,966

Jobs Reported

1

Loan #

7867398508

Loan Size

Small

Nichole Corcoles

Sole Proprietorship

$20,832 Exemption 4
Address:
2800 E Riverside Dr Apt 192
Ontario, CA91761-7479
Approved

Apr 10, 2021

Jobs Reported

1

Loan #

1670638801

Loan Size

Small

Tyler Bergman

Independent Contractors

$2,830 Paid in Full
Address:
2800 E Riverside Dr
Ontario, CA91761-7405
Approved

Apr 26, 2021

Forgiven

$2,850

Jobs Reported

1

Loan #

2309038900

Loan Size

Small

Lovely Hair

Limited Liability Company(LLC

$5,207 Paid in Full
Address:
2800 E Riverside Dr Apt 35
Ontario, CA91761-7400
Approved

Mar 8, 2021

Forgiven

$5,271

Jobs Reported

1

Loan #

8102108505

Loan Size

Small

Kameron Childress

Sole Proprietorship

$19,790 Paid in Full
Address:
2800 E Riverside Dr Apr 259
Ontario, CA91761
Approved

Mar 20, 2021

Forgiven

$19,841

Jobs Reported

1

Loan #

5724558610

Loan Size

Small

Drew Garrett

Independent Contractors

$20,833 Paid in Full
Address:
2800 E Riverside Dr Apt 251
Ontario, CA91761-7466
Approved

May 2, 2021

Forgiven

$20,937

Jobs Reported

1

Loan #

6406408904

Loan Size

Small

Ddsi Transport LLC

Limited Liability Company(LLC

$9,701 Paid in Full
Address:
2800 E Riverside Dr Apt 278
Ontario, CA91761-7467
Approved

May 1, 2020

Forgiven

$9,772

Jobs Reported

1

Loan #

4982397710

Loan Size

Small

Tyler Bergman

Independent Contractors

$2,830 Paid in Full
Address:
2800 E Riverside Dr
Ontario, CA91761-7405
Approved

Apr 5, 2021

Forgiven

$2,851

Jobs Reported

1

Loan #

6849568709

Loan Size

Small

Christine Simon

Self-Employed Individuals

$15,353 Paid in Full
Address:
2800 E Riverside Dr
Ontario, CA91761-7405
Approved

Apr 11, 2021

Forgiven

$15,398

Jobs Reported

1

Loan #

1784128810

Loan Size

Small

Barry Cain

Sole Proprietorship

$20,666 Paid in Full
Address:
5001 South Ave
Toledo, OH43615-6400
Approved

Apr 27, 2021

Forgiven

$20,740

Jobs Reported

1

Loan #

2583138909

Loan Size

Small

Saundra Radabaugh

Sole Proprietorship

$12,707 Exemption 4
Address:
5001 South Ave
Toledo, OH43615-6441
Approved

Apr 9, 2021

Jobs Reported

1

Loan #

9580968700

Loan Size

Small

Michael White

Sole Proprietorship

$20,833 Paid in Full
Address:
5001 South Ave
Toledo, OH43615-6400
Approved

Apr 21, 2021

Forgiven

$20,949

Jobs Reported

1

Loan #

7043938806

Loan Size

Small

Ricky Leslie

Sole Proprietorship

$19,024 Paid in Full
Address:
2800 E Riverside Dr Apt 297
Ontario, CA91761-7482
Approved

May 22, 2021

Forgiven

$19,057

Jobs Reported

1

Loan #

5869699004

Loan Size

Small

Lucky Landscaping LLC

Corporation

$36,853 Paid in Full
Address:
5001 South Ave
Toledo, OH43615-6441
Approved

Jan 23, 2021

Forgiven

$37,329

Jobs Reported

5

Loan #

4551008300

Loan Size

Small

Shayntel Blackwell

Sole Proprietorship

$11,545 Exemption 4
Address:
5001 South Ave
Toledo, OH43615-6441
Approved

May 27, 2021

Jobs Reported

1

Loan #

8130539008

Loan Size

Small

Mi Storey

Independent Contractors

$20,832 Paid in Full
Address:
2800 E Riverside Dr Apt 140
Ontario, CA91761-7477
Approved

Apr 2, 2021

Forgiven

$20,931

Jobs Reported

1

Loan #

5147908705

Loan Size

Small

Alfonzo Moore

Sole Proprietorship

$20,833 Paid in Full
Address:
5001 South Ave
Toledo, OH43615-6441
Approved

Apr 13, 2021

Forgiven

$20,973

Jobs Reported

1

Loan #

2844978804

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 28 PPP loan records are linked to businesses associated with Rita Moritz. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Rita Moritz on the map

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Rita Moritz in Pell City, AL: Background Summary

Location
332 Driftwood Pt, Pell City, AL 35128
Other Locations
Methuen, MA ยท North Royalton, OH ยท Omaha, NE and 10 more
Profiles Found
19 people with this name
Phone Numbers
(703) 560-7869 and 16 others on file
Email
rita_moritz@yahoo.com and 1 other on file
Possible Relatives
Deanne E Gildredmoritz, Robert W Moritzjr, Robert Moritz, Bruce A Moritz, De Ann Moritz and 19 more
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
4 linked โ€” 2006 Chrysler Sebring, 1996 Chrysler Lhs and 2 more
Licenses
2 professional licenses (COSMO)
PPP Loans
$511K for Lucky Landscaping LLC, Drew Garrett

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Rita Moritz. Because public records are indexed by name rather than by a unique identifier, the 80 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Rita Moritz

Search Complexity: High

80 public records across 15states, belonging to approximately 19 different individuals. With 19 distinct profiles across 15 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county โ€” highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 15 states. Highest concentration: California (9%), followed by Alabama and New Jersey. Spans the Midwest and West regions.

CA7recordsAL5recordsNJ4recordsNE4recordsIL3recordsMI3records

Record Type Breakdown

Data spans 7 record categories. Largest: PPP Loan Records (39%), which are tied to specific businesses and addresses. Also includes Contact & Address Records (27) and Business & Corporate Filings (5).

28
PPP Loan Records
27
Contact & Address Records
5
Business & Corporate Filings
4
Vehicle Registration Records
3
Voter Registration Records
3
Professional License Records

Age Distribution

Age range: approximately 67 years, suggesting multiple generations. Largest group: Senior (65+) (69%).

Senior (65+)9peopleMiddle-Age (40-64)4people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Rita Moritz

Is Rita Moritz a registered voter?
Yes, voter registration records show Rita Moritz is registered in . We found 3 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Rita Moritz own property?
County assessor records show 1 property associated with Rita Moritz . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Rita Moritz?
Records show 4 vehicle registrations associated with Rita Moritz, including a 2006 Chrysler Sebring. Registered makes include Chrysler, Mercedes-Benz, Ford. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Rita Moritz?
We found 5 business affiliations for Rita Moritz. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Rita Moritz?
Our database contains 80 total records for Rita Moritz spanning 15 states. This includes 19 distinct contact records, 14 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Rita Moritz?
The 80 records displayed for Rita Moritz are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Rita Moritz remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.