Robert Ekhaml

๐Ÿ“ 1715 Pepper Dr, El Cajon Ca
๐Ÿ“ž (619) 250-3186, (619) 442-9717
โœ‰๏ธ STAMPERDI@HOTMAIL.COM, stamperdi@hotmail.com

Robert Ekhaml from San Diego, CA

Age 86 b. Sep 1939 Male
๐Ÿ“ 6502 Del Cerro Blvd
๐Ÿ“ž (619) 286-8375
โœ‰๏ธ dnbobe@charter.net

Robert Ekhaml

Age 86 b. 1939-09-09
๐Ÿ“ 6502 Del Cerro Blvd, San Diego Ca
๐Ÿ“ž (619) 286-8375, (619) 286-8375
โœ‰๏ธ DNBOBE@SBCGLOBAL.NET, dnbobe@sbcglobal.net

Robert J Ekhaml from El Cajon, CA

Age 62
๐Ÿ“ 1715 Pepper Dr, El Cajon, CA 92021
๐Ÿ“ž (619) 442-9717, (619) 851-6885, (619) 250-3185
โœ‰๏ธ rekhaml@yahoo.com

Robert Ekhaml

๐Ÿ“ 1450 Harbor Island Dr Slip H10, San Diego Ca
๐Ÿ“ž (619) 250-3186, (619) 442-9717
โœ‰๏ธ STAMPERDI@HOTMAIL.COM

Robert Ekhaml from San Diego, CA

Age 66 b. Sep 1959 San Diego Co.
๐Ÿ“ 600 W St Broadway 600

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 6 contact records for Robert Ekhaml in California. The most recent address on file is in San Diego, California. Of these records, 5 include phone numbers and 5 include email addresses. The listed age is 62. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

2008 Mercedes-Benz CLS-Class
ยท Registered to: Robert Ekhaml
ยท VIN: WDDDJ72X28A121576
·
1715 Pepper Dr, El Cajon, CA, 92021-3644
·
(619) 250-3185

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 1 vehicle registration record is associated with Robert Ekhaml. Registered makes include Mercedes-Benz. The most recent model year on record is 2008. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Northwestern Mutual

Robert EkhamlSales Executive
(414) 271-1444robert.ekhaml@.nmfn.com
11455 El Camino Real Ste 365, San Diego, CA92130

Northwestern Mutual Financial

Robert EkhamlManager
(770) 656-6322r.ekhaml@nmfn.com
1515 Hascall Dr Sw, Marietta, GA30064

Northwestern Mutual Financial

Robert EkhamlManager
(770) 656-6322r.ekhaml@nmfn.com
1515 Hascall Dr Sw, Marietta, GA30064
nmfn.com

Robert Ekhaml, CLU, ChFC, CASL

Greater San Diego Area

Northwestern Mutual Financial

Robert EkhamlManager
(770) 656-6322r.ekhaml@nmfn.com
1515 Hascall Dr Sw, Marietta, GA30064

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 7 business affiliations were found for Robert Ekhaml. Companies include Northwestern Mutual, Northwestern Mutual Financial. Roles listed include Sales Executive and Manager. Records are compiled from state business registries, SEC filings, and professional networking databases.

Pacific Delta, LLC

Addr: 1715 Pepper Dr, El Cajon, OR, 92021
OR
MEMBER: Robert J Ekhaml

Pacific Delta, LLC

Addr: 1715 Pepper Dr, El Cajon, CA, 92021
CA
Officer: robert J ekhaml

Source: Public Records Robert Ekhaml appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Robert Ekhaml

Helix High School - La Mesa, CA, CA
1977

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Robert Ekhaml has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$13 Jul 14, 2014
2014
National Association Of Insurance And Financial Advisors California Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$13 Nov 25, 2013
2014
California Association Of Insurance And Financial Advisors Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$13 Sep 14, 2017
2018
National Association Of Insurance And Financial Advisors California Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$25 Nov 10, 2011
2012 UNK
National Association Of Insurance And Financial Advisors Political Action Comm
Ekhaml, Robert J Insurance Agent @ Northwestern Mutual Financial Network El Cajon, CA
$13 Jul 21, 2012
2012
California Association Of Insurance And Financial Advisors Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$13 Oct 8, 2014
2014
National Association Of Insurance And Financial Advisors California Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$13 Dec 17, 2014
2014
National Association Of Insurance And Financial Advisors California Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$10 Aug 13, 2019
2020
National Association Of Insurance And Financial Advisors California Political Action Committee
Ekhaml, Robert Agent Advisor @ Northwestern Mutual Financial Network El Cajon, CA
$25 Aug 19, 2013
2014
California Association Of Insurance And Financial Advisors Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$13 Dec 30, 2013
2014
California Association Of Insurance And Financial Advisors Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$13 Jul 13, 2013
2014
California Association Of Insurance And Financial Advisors Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$13 Jul 14, 2015
2016
National Association Of Insurance And Financial Advisors California Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$25 Nov 12, 2015
2016
National Association Of Insurance And Financial Advisors California Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$13 Dec 17, 2015
2016
National Association Of Insurance And Financial Advisors California Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$25 Dec 10, 2011
2012 UNK
National Association Of Insurance And Financial Advisors Political Action Comm
Ekhaml, Robert J Insurance Agent @ Northwestern Mutual Financial Network El Cajon, CA
$13 Sep 24, 2012
2012
California Association Of Insurance And Financial Advisors Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$13 Oct 21, 2013
2014
California Association Of Insurance And Financial Advisors Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$13 Nov 14, 2016
2016
National Association Of Insurance And Financial Advisors California Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$25 Sep 12, 2016
2016
National Association Of Insurance And Financial Advisors California Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$13 Aug 17, 2012
2012
California Association Of Insurance And Financial Advisors Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$150 Oct 15, 2007
2008
California Association Of Insurance And Financial Advisors Political Action Committee
Ekhaml, Robert J Insurance Agent @ Northwestern Mutual San Diego, CA
$13 Nov 20, 2014
2014
National Association Of Insurance And Financial Advisors California Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$13 Nov 26, 2012
2012
California Association Of Insurance And Financial Advisors Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$13 Aug 10, 2015
2016
National Association Of Insurance And Financial Advisors California Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$150 Nov 16, 2009
2010
California Association Of Insurance And Financial Advisors Political Action Committee
Ekhaml, Robert J Insurance Agent @ Northwestern Mutual Financial Network El Cajon, CA
$13 Oct 13, 2015
2016
National Association Of Insurance And Financial Advisors California Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$150 Dec 16, 2004
2004
California Association Of Insurance And Financial Advisors Political Action Committee
Ekhaml, Robert J Insurance Agent @ Northwestern Mutual San Diego, CA
$13 Oct 14, 2016
2016
National Association Of Insurance And Financial Advisors California Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$13 Sep 14, 2013
2014
California Association Of Insurance And Financial Advisors Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$13 Aug 14, 2014
2014
National Association Of Insurance And Financial Advisors California Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$13 Dec 8, 2016
2016
National Association Of Insurance And Financial Advisors California Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$13 Dec 17, 2012
2012
California Association Of Insurance And Financial Advisors Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$150 Jan 26, 2009
2010
California Association Of Insurance And Financial Advisors Political Action Committee
Ekhaml, Robert J Insurance Agent @ Northwestern Mutual Financial Network El Cajon, CA
$13 Jul 13, 2016
2016
National Association Of Insurance And Financial Advisors California Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$13 Aug 15, 2017
2018
National Association Of Insurance And Financial Advisors California Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$13 Jul 15, 2019
2020
National Association Of Insurance And Financial Advisors California Political Action Committee
Ekhaml, Robert Agent Advisor @ Northwestern Mutual Financial Network El Cajon, CA
$13 Sep 10, 2015
2016
National Association Of Insurance And Financial Advisors California Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$13 Jul 13, 2017
2018
National Association Of Insurance And Financial Advisors California Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$25 Sep 17, 2014
2014
National Association Of Insurance And Financial Advisors California Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$13 Aug 9, 2016
2016
National Association Of Insurance And Financial Advisors California Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$25 Oct 10, 2011
2012 UNK
National Association Of Insurance And Financial Advisors Political Action Comm
Ekhaml, Robert J Insurance Agent @ Northwestern Mutual Financial Network El Cajon, CA
$13 Oct 22, 2012
2012
California Association Of Insurance And Financial Advisors Political Action Committee
Ekhaml, Robert Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$100 Nov 10, 2003
2004
California Association Of Insurance And Financial Advisors Political Action Committee
Ekhaml, Robert J Insurance Agent @ Northwestern Mutual San Diego, CA
$13 Jul 13, 2013
California Association Of Insurance And Financial Advisors Political Action Committee
Contributor Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA
$13
2014
California Association Of Insurance And Financial Advisors Political Action Committee
Contributor Insurance Agent @ Northwestern Mutual Financial Network San Diego, CA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 45 political contribution records found for Robert Ekhaml. Total disclosed contributions amount to $1,285. Recipients include California Association Of Insurance And Financial Advisors Political Action Committee. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Robert J Ekhaml

Age 57 Male
·
1715 Pepper Dr, El Cajon, CA 92021 (San Diego County)
32.8164, -116.9180
· (619) 250-3185
Marital: Married TZ: Pacific
Occ: White Collar Edu: Some College
Homeowner Single Family
MP

Robert T Ekhaml

Age 77 Male
·
6502 Del Cerro Blvd, San Diego, CA 92120 (San Diego County)
32.7814, -117.0570
· (619) 286-8375
Marital: Married TZ: Pacific
Edu: Graduate School
Homeowner Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 2 demographic profiles associated with Robert Ekhaml. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Robert Ekhaml. These loans were issued to businesses, not individuals.

Gms Food INC

Corporation

$21,112 Paid in Full
Address:
600 W Broadway
San Diego, CA92101-3311
Approved

Mar 20, 2021

Forgiven

$21,309

Jobs Reported

9

Loan #

5185568602

Loan Size

Small

Marco Polo INC

Corporation

$144,000 Paid in Full
Address:
11455 El Camino Real Ste 305
San Diego, CA92130-2088
Approved

Apr 30, 2020

Forgiven

$145,326

Jobs Reported

6

Loan #

4893227300

Loan Size

Small

Blank Paige INC

Corporation

$215,160 Exemption 4
Address:
600 W Broadway
Glendale, CA91204-1022
Approved

Feb 6, 2021

Jobs Reported

12

Loan #

4332078408

Loan Size

Medium

Meliora Law Firm Apc

Corporation

$12,500 Paid in Full
Address:
600 W Broadway
Glendale, CA91204-1022
Approved

Feb 20, 2021

Forgiven

$12,626

Jobs Reported

1

Loan #

2561698509

Loan Size

Small

Randall Rechs

Sole Proprietorship

$19,917 Paid in Full
Address:
11455 El Camino Real Ste 358
San Diego, CA92130-3046
Approved

Feb 27, 2021

Forgiven

$20,206

Jobs Reported

1

Loan #

5257748510

Loan Size

Small

David W. Hearst Jr. Foundation

Non-Profit Organization

$26,100 Paid in Full
Address:
11455 El Camino Real STE 305
San Diego, CA92130-2088
Approved

Apr 29, 2020

Forgiven

$26,340

Jobs Reported

1

Loan #

2343137304

Loan Size

Small

Huguenor Mattis, Apc

Subchapter S Corporation

$132,500 Paid in Full
Address:
11455 El Camino Real
San Diego, CA92130
Approved

May 1, 2020

Forgiven

$130,955

Jobs Reported

5

Loan #

3303927708

Loan Size

Small

Kevin Young

Self-Employed Individuals

$20,833 Paid in Full
Address:
600 W Broadway
San Diego, CA92101-3311
Approved

Apr 19, 2021

Forgiven

$20,954

Jobs Reported

1

Loan #

5992048802

Loan Size

Small

Kevin Young

Self-Employed Individuals

$20,833 Paid in Full
Address:
600 W Broadway
San Diego, CA92101-3311
Approved

Apr 1, 2021

Forgiven

$20,964

Jobs Reported

1

Loan #

4252718704

Loan Size

Small

Law Offices Of Alton F Kuperman

Sole Proprietorship

$31,220 Paid in Full
Address:
11455 El Camino Real Suite 358
San Diego, CA92130-2045
Approved

May 29, 2020

Forgiven

$31,549

Jobs Reported

3

Loan #

5001077804

Loan Size

Small

Blue Water Management, LLC

Limited Liability Company(LLC

$390,200 Paid in Full
Address:
11455 El Camino Real Ste 305
San Diego, CA92130-2088
Approved

Apr 28, 2020

Forgiven

$393,867

Jobs Reported

18

Loan #

9575887209

Loan Size

Medium

Vantage Point Advisors, INC.

Corporation

$490,900 Paid in Full
Address:
11455 El Camino Real Suite 450
San Diego, CA92130-2045
Approved

Apr 11, 2020

Forgiven

$496,495

Jobs Reported

17

Loan #

3281407104

Loan Size

Medium

Independa, INC.

Corporation

$108,337 Paid in Full
Address:
11455 El Camino Real Ste 365
San Diego, CA92130-3036
Approved

Apr 10, 2020

Forgiven

$109,153

Jobs Reported

3

Loan #

1151287108

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 13 PPP loan records are linked to businesses associated with Robert Ekhaml. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Robert Ekhaml on the map

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1

Robert Ekhaml in El Cajon, CA: Background Summary

Location
1715 Pepper Dr, El Cajon Ca, El Cajon, CA
Other Locations
San Diego, CA ยท El Cajon, CA
Profiles Found
6 people with this name
Phone Numbers
(619) 250-3186 and 4 others on file
Email
stamperdi@hotmail.com and 3 others on file
Career
Sales Executive, Manager at Northwestern Mutual, Northwestern Mutual Financial
Vehicles
1 linked โ€” 2008 Mercedes-Benz CLS-Class
Contributions
$1,285 total โ€” California Association Of Insurance And Financial Advisors Political Action Committee, California Association Of Insurance And Financial Advisors Political Action Committee
PPP Loans
$1634K for Gms Food INC, Marco Polo INC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Robert Ekhaml. Because public records are indexed by name rather than by a unique identifier, the 82 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Robert Ekhaml

Search Complexity: Moderate

82 public records across 3states, belonging to approximately 6 different individuals. There are 6 distinct profiles in the results. Using the state filter or checking age and address details will help identify the correct individual.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are moderately distributed across 3 states. Highest concentration: California (17%), followed by Georgia and Oregon. Spans the West and South regions.

CA14recordsGA4recordsOR1record

Record Type Breakdown

Data spans 6 record categories. Largest: Political Contribution Records (57%), which include employer and occupation, which are strong distinguishing fields. Also includes PPP Loan Records (13) and Contact & Address Records (11).

45
Political Contribution Records
13
PPP Loan Records
11
Contact & Address Records
7
Business & Corporate Filings
2
Corporate Records
1
Vehicle Registration Records

Age Distribution

Age range: approximately 25 years, suggesting multiple generations. Largest group: Senior (65+) (67%).

Senior (65+)2peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Robert Ekhaml

What vehicles are registered to Robert Ekhaml?
Records show 1 vehicle registration associated with Robert Ekhaml, including a 2008 Mercedes-Benz CLS-Class. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Robert Ekhaml?
We found 7 business affiliations for Robert Ekhaml, including Northwestern Mutual (Sales Executive). Other companies include Northwestern Mutual Financial. Business records are compiled from state registries, SEC filings, and professional databases.
Has Robert Ekhaml made political donations?
FEC disclosure records show 45 reported political contributions from Robert Ekhaml, totaling $1,285. Recipients include California Association Of Insurance And Financial Advisors Political Action Committee. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Robert Ekhaml?
Our database contains 82 total records for Robert Ekhaml spanning 3 states. This includes 6 distinct contact records, 5 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Robert Ekhaml?
The 82 records displayed for Robert Ekhaml are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Robert Ekhaml remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.