Robert Fujioka from Newport Beach, CA

Age 88
๐Ÿ“ 2660 Vista Del Oro, Newport Beach, CA 92660
๐Ÿ“ž (949) 644-5056, (949) 644-5056, (949) 644-6155
โœ‰๏ธ mrkfujioka@aol.com, mrkfujioka@ibm.net, vd02660@aol.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Mark H Fujioka,Mary T Fujioka,Mark H Fujioka,Kelly Fujioka,Trust Fujioka

Robert Fujioka from Sacramento, CA

Age 57 b. Dec 1968 Male
๐Ÿ“ 5411 Del Rio Rd
๐Ÿ“ž (916) 442-0395, (916) 442-8087
โœ‰๏ธ joefujioka@hotmail.com

Robert Fujioka from Fremont, CA

Age 69 b. Jan 1957 Alameda Co.
๐Ÿ“ 48849 Semillon Dr
๐Ÿ“ž (510) 490-5483

Robert Fujioka from Huntington Beach, CA

Feb 1900 Orange Co.
๐Ÿ“ 6151 Shelly Dr
๐Ÿ“ž (714) 892-7131

Robert Fujioka from Newport Beach, CA

Age 100 b. Aug 1925 Orange Co.
๐Ÿ“ 2660 Vista Del Oro
๐Ÿ“ž (949) 644-5056

Robert Fujioka from Lakewood, CO

0
๐Ÿ“ 232 Brentwood St, Lakewood, CO 80226
๐Ÿ“ž (303) 233-8179
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Tracy Miya Fujioka

Robert Fujioka from Anaheim, CA

Age 69 b. Jan 1957 Orange Co.
๐Ÿ“ 2210 S Loara St
๐Ÿ“ž (334) 863-4501

Robert Fujioka from West Covina, CA

Age 87 b. Feb 1939 Los Angeles Co.
๐Ÿ“ 1406 Peppertree Cir
๐Ÿ“ž (626) 336-5570

Robert Fujioka from Los Angeles, CA

Age 48 b. Nov 1977 Los Angeles Co.
๐Ÿ“ 8641 Cadillac Ave Apt 1
๐Ÿ“ž (310) 837-7753

Robert Fujioka from Torrance, CA

Male
๐Ÿ“ 20527 Avis Ave
๐Ÿ“ž (760) 861-3798 (AT&T MOBILITY)

Robert Fujioka from Spring, TX

Age 71 b. May 1954 Harris Co.
๐Ÿ“ 310 Cypresswood Dr

Robert Fujioka from Honolulu, HI

Age 74 b. Jan 1952 Honolulu Co.
๐Ÿ“ 145 Kaiolohia Wa

Robert Fujioka from Alhambra, CA

Age 71 b. May 1954 Los Angeles Co.
๐Ÿ“ 814 N Monterey St 1

Robert Fujioka from San Francisco, CA

Age 68 b. Jan 1958 San Francisco Co.
๐Ÿ“ 1598 Custer Ave

Robert Fujioka from Honolulu, HI

Age 57 b. 1969 Honolulu Co.
๐Ÿ“ 145 Kaiolohia Way

Robert Fujioka from Las Vegas, NV

Clark Co.
๐Ÿ“ 2325 Carillo St

Robert Fujioka from Waipahu, HI

Honolulu Co.
๐Ÿ“ 94 102 Kikepa St Unit 1022

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 17 contact records for Robert Fujioka across 5 states. The most recent address on file is in Sacramento, California. Of these records, 10 include phone numbers and 2 include email addresses. The listed age is 88. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Robert Shiro Fujioka

Republican Reg: 09/28/2017
239 Grimley Rd, Schwenksville, PA, 19473
DOB: 05/10/1954

Robert Shiro Fujioka

239 Grimley Rd
DOB: 05/10/1954

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Robert Fujioka in Pennsylvania. Party affiliation is listed as R. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2011 Toyota RAV4
ยท Registered to: Robert Fujioka
ยท VIN: JTMWF4DV9B5035552
·
2660 Vista Del Oro, Newport Beach, CA, 92660
·
(949) 644-5056

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 1 vehicle registration record is associated with Robert Fujioka. Registered makes include Toyota. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Kapiolani Medical Center For Women & Children

Director Kapi'olani Health Foundation
+18089836000
Honolulu,

Robert Fujioka

Vice Chair

Robert Fujioka Studios

Robert Fujioka
(415) 960-3010studio@fujioka.com
Mountain View, CA94043

First National Bank - Kansas & Colorado

Robert FujiokaExecutive Vice President, Commerical Banking and Trust
+1.808.525.7000rfujioka@fnb.com
Goodland, KS67735-3006

BancWest Corporation

Robert FujiokaExecutive Vice President
+1.808.525.6242rfujioka@fhb.com
Honolulu, HI96813-4423

Japanese American National Museum

Robert FujiokaVice-Chair
Los Angeles, CA

Robert Fujioka

United States

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 11 business affiliations were found for Robert Fujioka. Companies include Robert Fujioka Studios, Robert Fujioka Studios, First National Bank - Kansas & Colorado and 1 more. Roles listed include Director Kapi'olani Health Foundation and Regn. Ofcr.. Records are compiled from state business registries, SEC filings, and professional networking databases.

Robert T Fujioka

ID: F12677270
Addr: PO Box 1240, Honolulu, HI, 96807
HI

Robert Fujioka Studios, INC.

Filed: Jul 1, 1987
Registered Agent: Robert R Fujioka

Robert Fujioka Studios, INC.

Filed: Jul 1, 1987
CEO: Robert R Fujioka

Robert Fujioka Studios, INC.

Addr: 1560 Davidson Avenue, San Francisco, CA, 94124
CA
CEO: Robert R Fujioka

First Hawaiian Leasing, INC.

Addr: PO Box 1240, Honolulu, HI, 96807
HI
Officer: Robert Fujioka

Unknown Corporation

Addr: PO Box 1240, Honolulu, HI, 96807
Officer: Robert Fujioka

Source: Public Records Robert Fujioka appears in 6 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Inventor Record

Robert Fujioka - Fremont

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Robert Fujioka is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

Robert Fujioka

Waipahu High School - Waipahu, HI, HI
1953

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Robert Fujioka has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$200 Sep 25, 1997
1998
First Hawaiian INC Good Citizenship Committee
Fujioka, Robert T Executive Vice @ First Hawaiian Bank Honolulu, HI
$1,500 May 5, 2014
2014
First Hawaiian Bank Citizenship Committee
Fujioka, Robert T Vice Chairman & Chief Lndg Off @ First Hawaiian Bank Honolulu, HI
$250 Mar 23, 2000
2000
First Hawaiian Bank Good Citizenship Committee
Fujioka, Robert T Executive Vice @ First Hawaiian Bank Honolulu, HI
$250 Oct 25, 2010
2010 DEM
Abercrombie, Neil (g)
Fujioka, Robert T Vice Chairman @ First Hawaiian Bank Honolulu, HI
$600 Feb 18, 2016
2016 DEM
Schatz, Brian
Fujioka, Robert T Ceo @ First Hawaiian Bank Honolulu, HI
$1,000 Feb 20, 2015
2016 DEM
Schatz, Brian
Fujioka, Robert T Ceo @ First Hawaiian Bank Honolulu, HI
$200 Mar 4, 2010
2010 DEM
Inouye, Daniel K
Fujioka, Robert T Executive Vice @ First Hawaiian Bank Honolulu, HI
$1,000 May 17, 2013
2014
Caldwell, Kirk
Fujioka, Robert T Vice Chairman @ First Hawaiian Bank Honolulu, HI
$1,000 Dec 21, 2009
2010
Carlisle, Peter
Fujioka, Robert T Vice Chairman @ First Hawaiian Bank Honolulu, HI
$1,000 May 8, 2015
2016
Caldwell, Kirk
Fujioka, Robert T Vice Chairman @ First Hawaiian Bank Honolulu, HI
$1,000 Feb 24, 2016
2016 328
Fujioka, Margaret
Fujioka, Robert Retired Texarkana, TX
$250 Sep 2, 2004
2004 DEM
Case, Edward Espenett
Fujioka, Robert T Executive Vice @ First Hawaiian Bank Honolulu, HI
$1,000 Jun 30, 2009
2010 DEM
Hannemann, Mufi (g)
Fujioka, Robert T Vice Chairman @ First Hawaiian Bank Honolulu, HI
$1,000 Apr 30, 2013
2014 DEM
Schatz, Brian
Fujioka, Robert T Ceo, Chairman & Director @ First Hawaiian Bank Honolulu, HI
$350 Sep 29, 2012
2012
Caldwell, Kirk
Fujioka, Robert T Vice Chairman @ First Hawaiian Bank Honolulu, HI
$500 Nov 20, 2017
2018 DEM
Kim, Donna Mercado
Fujioka, Robert Banker @ First Hawaiian Bank Honolulu, HI
$1,000 Aug 12, 2010
2010
First Hawaiian Bank Citizenship Committee
Fujioka, Robert T Vice Chairman @ First Hawaiian Bank Honolulu, HI
$1,000 Jul 18, 2008
2008
First Hawaiian Bank Citizenship Committee
Fujioka, Robert T Vice Chairman @ First Hawaiian Bank Honolulu, HI
$500 Jul 20, 2016
2016 DEM
Hanabusa, Colleen Wakako
Fujioka, Robert T Vice Chairman @ First Hawaiian Bank Honolulu, HI
$400 Aug 7, 2009
2010 DEM
Inouye, Daniel K
Fujioka, Robert T Executive Vice @ First Hawaiian Bank Honolulu, HI
$500 Sep 1, 2010
2010 DEM
Sakamoto, Norman (ltg)
Fujioka, Robert T Vice Chairman @ First Hawaiian Bank Honolulu, HI
$350 May 18, 2012
2012
First Hawaiian Bank Citizenship Committee
Fujioka, Robert T Vice Chairman & Chief Lndg Off @ First Hawaiian Bank Honolulu, HI
$476 Jan 18, 2016
2016 328
Fujioka, Margaret
Fujioka, Robert Retired Texarkana, TX
$1,000 Dec 5, 2013
2014 DEM
Kim, Donna Mercado
Fujioka, Robert Banker @ First Hawaiian Bank Honolulu, HI
$1,000 Sep 29, 2014
2014 DEM
Ige, David
Fujioka, Robert Vice Chairman @ First Hawaiian Bank Honolulu, HI
$600 Feb 18, 2016
2016 DEM
Schatz, Brian
Fujioka, Robert T Ceo @ First Hawaiian Bank Honolulu, HI
$1,500 Mar 14, 2012
2012
First Hawaiian Bank Citizenship Committee
Fujioka, Robert T Vice Chairman & Chief Lndg Off @ First Hawaiian Bank Honolulu, HI
$500 Jul 20, 2016
DEM
Hanabusa, Colleen Wakako
Contributor Vice Chairman @ First Hawaiian Bank Honolulu, HI
$1,000 Mar 13, 2018
Unknown Committee
Fujioka, Robert T Retired @ Not Employed Honolulu, HI
$1,000
2014 DEM
Ige, David
Contributor Vice Chairman @ First Hawaiian Bank Honolulu, HI

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 30 political contribution records found for Robert Fujioka. Total disclosed contributions amount to $21,926. Recipients include Hanabusa, Colleen Wakako, Ige, David. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Robert Fujioka

Age 75 Male
·
8641 Cadillac Ave, Los Angeles, CA 90034 (Los Angeles County)
34.0388, -118.3790
Marital: Single TZ: Pacific
Multi-Family
MP

Robert Fujioka

Male
·
3421 Waverley St, Palo Alto, CA 94306 (Santa Clara County)
37.4225, -122.1220
TZ: Pacific
Homeowner Single Family Built 1948 Purchased 2001
MP

Robert S Fujioka

Age 78 Male
·
1406 Peppertree Cir, West Covina, CA 91792 (Los Angeles County)
34.0395, -117.9180
Marital: Married TZ: Pacific
Homeowner Single Family Built 1972 Purchased 2005
MP

Robert S Fujioka

Male
·
16911 Purche Ave, Torrance, CA 90504 (Los Angeles County)
33.8777, -118.3200
· (310) 323-8954
Marital: Married TZ: Pacific
Homeowner Single Family Built 1956 Purchased 1977
MP

Robert Fujioka

Age 63 Male
·
2434 W Lynnwood Dr, Longview, WA 98632 (Cowlitz County)
46.1557, -122.9228
Marital: Married TZ: Pacific
Occ: White Collar Edu: Graduate School
Homeowner Single Family Built 1968 Purchased 2007
MP

Robert T Fujioka

Age 48 Male
·
5411 Del Rio Rd, Sacramento, CA 95822 (Sacramento County)
38.5262, -121.5080
· (916) 442-0395
Marital: Married TZ: Pacific
Homeowner Single Family Built 1956
MP

Robert K Fujioka

Age 60 Male
·
6151 Shelly Dr, Huntingtn Bch, CA 92647 (Orange County)
33.7393, -118.0220
· (714) 892-7131
Marital: Married TZ: Pacific
Occ: Insurance Edu: Some College
Homeowner Single Family Built 1963 Purchased 1964
MP

Robert M Fujioka

Age 60 Male
·
48849 Semillon Dr, Fremont, CA 94539 (Alameda County)
37.4663, -121.9110
· (510) 490-5483
Marital: Married TZ: Pacific
Occ: Insurance Edu: Some College
Homeowner Single Family Built 1985 Purchased 2001
MP

Robert T Fujioka

Age 65 Male
·
145 Kaiolohia Way, Honolulu, HI 96825 (Honolulu County)
21.2879, -157.7070
· (808) 395-8234
Marital: Married TZ: Hawaii
Edu: Some College
Homeowner Single Family Built 1980 Purchased 2001
MP

Robert K Fujioka

Age 92 Male
·
2660 Vista Del Oro, Newport Beach, CA 92660 (Orange County)
33.6444, -117.8800
· (949) 644-5056
Marital: Married TZ: Pacific
Homeowner Single Family Built 1969

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 10 demographic profiles associated with Robert Fujioka. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Robert Fujioka. These loans were issued to businesses, not individuals.

The Urban Arborist

Corporation

$108,900 Paid in Full
Address:
1550 Davidson Ave
San Francisco, CA94124-1418
Approved

Mar 15, 2021

Forgiven

$109,470

Jobs Reported

13

Loan #

2699048603

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Robert Fujioka. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Robert Fujioka on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
28
1
13
2
1
1
1
1

Robert Fujioka in Sacramento, CA: Background Summary

Location
5411 Del Rio Rd, Sacramento, CA 95822
Other Locations
Fremont, CA ยท Huntington Beach, CA ยท Newport Beach, CA and 10 more
Profiles Found
17 people with this name
Phone Numbers
(949) 644-5056 and 9 others on file
Email
mrkfujioka@aol.com and 3 others on file
Possible Relatives
Mark H Fujioka, Mary T Fujioka, Kelly Fujioka, Trust Fujioka, Tracy Miya Fujioka
Career
Director Kapi'olani Health Foundation, Regn. Ofcr. at Robert Fujioka Studios, Robert Fujioka Studios
Voter Registration
Registered Republican
Vehicles
1 linked โ€” 2011 Toyota Rav4
Contributions
$21.9K total โ€” Ige, David, Hanabusa, Colleen Wakako
PPP Loans
$109K for The Urban Arborist

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Robert Fujioka. Because public records are indexed by name rather than by a unique identifier, the 84 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Robert Fujioka

Search Complexity: High

84 public records across 8states, belonging to approximately 17 different individuals. With 17 distinct profiles across 8 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 8 states. Highest concentration: California (33%), followed by Hawaii and Kansas. Spans the West and Midwest regions.

CA28recordsHI13recordsKS2recordsCO1recordWA1recordNV1record

Record Type Breakdown

Data spans 8 record categories. Largest: Political Contribution Records (41%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (21) and Business & Corporate Filings (11).

30
Political Contribution Records
21
Contact & Address Records
11
Business & Corporate Filings
6
Corporate Records
2
Voter Registration Records
1
Vehicle Registration Records

Age Distribution

Age range: approximately 52 years, suggesting multiple generations. Largest group: Senior (65+) (70%).

Senior (65+)7peopleMiddle-Age (40-64)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Robert Fujioka

Is Robert Fujioka a registered voter?
Yes, voter registration records show Robert Fujioka is registered in Pennsylvania with R affiliation. We found 2 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
What vehicles are registered to Robert Fujioka?
Records show 1 vehicle registration associated with Robert Fujioka, including a 2011 Toyota RAV4. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Robert Fujioka?
We found 11 business affiliations for Robert Fujioka (Director Kapi'olani Health Foundation). Other companies include Robert Fujioka Studios, First National Bank - Kansas & Colorado. Business records are compiled from state registries, SEC filings, and professional databases.
Has Robert Fujioka made political donations?
FEC disclosure records show 30 reported political contributions from Robert Fujioka, totaling $21,926. Recipients include Hanabusa, Colleen Wakako and Ige, David. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Robert Fujioka?
Our database contains 84 total records for Robert Fujioka spanning 8 states. This includes 17 distinct contact records, 10 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Robert Fujioka?
The 84 records displayed for Robert Fujioka are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Robert Fujioka remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.