Robert Guarnera from Ipswich, MA

Age 67
๐Ÿ“ 45 Choate Ln, Ipswich, MA 01938
๐Ÿ“ž (978) 356-0940, (508) 356-0671, (978) 356-0940, (978) 887-8602, (978) 887-3813, (978) 356-5458, (978) 317-0833
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Laura M Guarnera,Danielle H Guarnera,Aimee D Mitchell,Jennifer H Guarnera,Robt T Guarnera,A Guarnera

Robert Guarnera from Eastchester, NY

Age 74
๐Ÿ“ 10 Channing Pl, Eastchester, NY 10709
๐Ÿ“ž (914) 337-6954, (914) 337-6954, (914) 961-4101
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Parma B Guarnera,Joan H Guarnera,Leonard Guarnera

Robert Guarnera from Ipswich, MA

Age 80 b. 1946 Male
๐Ÿ“ 45 Choate Ln
๐Ÿ’ผ 2204
๐Ÿ“ž (978) 317-0833 (Cell), (978) 356-0940

Robert Guarnera from Eastchester, NY

Male
๐Ÿ“ 10 Channing Pl #2l
๐Ÿ“ž (914) 671-5315 (AT&T MOBILITY)

Robert Guarnera from Richmond, VA

Age 60 b. Aug 1965 Richmond City Co.
๐Ÿ“ 5547 Jahnke Rd

Robert Guarnera from Armonk, NY

Age 85 b. Mar 1940 Westchester Co.
๐Ÿ“ 1 Byram Brook Pl

Robert Guarnera from Ford, MA

Essex Co.
๐Ÿ“ 13 Pye Brook Ln Box Ford Ma

Robert Guarnera from Valhalla, NY

Westchester Co.
๐Ÿ“ 400 Columbus Ave

Robert Guarnera from Mc Lean, VA

Fairfax Co.
๐Ÿ“ 1802 Wilson Ln 102

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 9 contact records for Robert Guarnera across 3 states. The most recent address on file is in Ipswich, Massachusetts. Of these records, 4 include phone numbers. Ages range from 67 to 74, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Guarnera Robert

Richmond County
PIN: C0050792008
· 5547 Jahnke Rd
Lot: 16,678sqft

Guarnera Robert S & Tina H

Chesterfield County
· 1907 Northcreek Dr, Clover-Hill

Robert Guarnera

2023 Essex County
· 10 Cornell, Schroon

Robert Guarnera

2021 Essex County
· 10 Cornell, Schroon

Robert Guarnera

2022 Essex County
· 10 Cornell, Schroon

Robert Guarnera

2024 Essex County
· 10 Cornell, Schroon

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 6 property records linked to Robert Guarnera in Clover-Hill. Values shown are from county assessor records and may differ from current market prices.

Robert E Guarnera

Reg: 1/1/123080
10 Channing Pl 2l
DOB: 19400331 Gender: Male
Senate: 16

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Robert Guarnera. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 INFINITI FX35
ยท Registered to: Robert Guarnera
ยท VIN: JN8AS1MW0CM153773
·
10 Channing Pl, Eastchester, NY, 10709-1035
·
(914) 747-1980
2008 TOYOTA SIENNA
ยท Registered to: Robert Guarnera
ยท VIN: 5TDZK23C98S157330
·
5547 Jahnke Rd, Richmond, VA, 23225-2827
2007 NISSAN FRONTIER PICKUP
ยท Registered to: Robert Guarnera
ยท VIN: 1N6AD07W77C416619
·
5547 Jahnke Rd, Richmond, VA, 23225

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 3 vehicle registration records are associated with Robert Guarnera. Registered makes include Infiniti, Toyota, Nissan. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

QDRO Guru Inc

+19147124897bobg@paiqdro.net
Harrison,

New Ro Runners

Robert GuarneraBoard Member
New Rochelle, NY

Robert Guarnera

Sales Manager
Rtg Consulting Group
Ipswich, Massachusetts, United States

Robert Guarnera

Sales Manager
Rtg Consulting Group
Massachusetts

Robert Guarnera

United States

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 6 business affiliations were found for Robert Guarnera. Companies include Rtg Consulting Group. Roles listed include Null and Board Member. Records are compiled from state business registries, SEC filings, and professional networking databases.

Channing Place, INC.

ID: 284573
Addr: 141 Halstead Ave, Mamaroneck, NEW YORK, 10543
Filed: Nov 10, 1969 NEW YORK Suffolk County
Chairman: Robert Guarnera

Qdro Guru INC.

ID: 924921
Addr: 1 Byram Brook Pl, Armonk, NEW YORK, 10504
Filed: Jun 20, 1984 NEW YORK Westchester County
Chairman: Robert Guarnera

Source: Public Records Robert Guarnera appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Robert Guarnera

Everett High School - Everett, MA, MA
1965

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Robert Guarnera has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$10 Nov 10, 2011
2012
Wellpoint, INC. Wellpac
Guarnera, Robert Manager Technology Senior Ii @ The Wellpoint Companies, INC Richmond, VA
$10 Dec 19, 2014
2014
Carepac Of California Blue Cross
Guarnera, Robert Manager Technology Senior Iii @ The Wellpoint Companies, INC Richmond, VA
$15 Nov 2, 2018
2018
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Staff Vp Ops & Execution @ The Anthem Companies, INC Richmond, VA
$15 Oct 7, 2016
2016
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Director I Technology @ The Anthem Companies, INC Richmond, VA
$15 Dec 15, 2017
2018
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Staff Vice President Ops & Execution @ The Anthem Companies, INC Richmond, VA
$15 Nov 20, 2015
2016
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Director I Technology @ The Anthem Companies, INC Richmond, VA
$10 Nov 9, 2012
2012
Wellpoint, INC. Wellpac
Guarnera, Robert Portfolio Director @ The Wellpoint Companies, INC Richmond, VA
$10 Oct 28, 2011
2012
Wellpoint, INC. Wellpac
Guarnera, Robert Manager Technology Senior Ii @ The Wellpoint Companies, INC Richmond, VA
$10 Jul 6, 2012
2012
Wellpoint, INC Wellpac
Guarnera, Robert Richmond, VA
$15 Sep 23, 2016
2016
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Director I Technology @ The Anthem Companies, INC Richmond, VA
$15 Dec 16, 2016
2016
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Director I Technology @ The Anthem Companies, INC Richmond, VA
$10 Dec 9, 2011
2012
Wellpoint, INC. Wellpac
Guarnera, Robert Manager Technology Senior Ii @ The Wellpoint Companies, INC Richmond, VA
$15 Jul 15, 2016
2016
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Director I Technology @ The Anthem Companies, INC Richmond, VA
$15 Nov 29, 2019
2020
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Dir Engineering @ The Anthem Companies, INC Richmond, VA
$15 Sep 25, 2015
2016
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Director I Technology @ The Anthem Companies, INC Richmond, VA
$15 Nov 4, 2016
2016
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Director I Technology @ The Anthem Companies, INC Richmond, VA
$15 Dec 11, 2020
2020
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Dir Engineering @ The Anthem Companies, INC Richmond, VA
$15 Dec 18, 2015
2016
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Director I Technology @ The Anthem Companies, INC Richmond, VA
$15 Nov 16, 2018
2018
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Staff Vp Ops & Execution @ The Anthem Companies, INC Richmond, VA
$15 Aug 12, 2016
2016
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Director I Technology @ The Anthem Companies, INC Richmond, VA
$10 Dec 21, 2012
2012
Wellpoint, INC. Wellpac
Guarnera, Robert Portfolio Director @ The Wellpoint Companies, INC Richmond, VA
$10 Nov 10, 2011
2012
Wellpoint, INC Wellpac
Guarnera, Robert Richmond, VA
$15 Sep 11, 2015
2016
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Director I Technology @ The Anthem Companies, INC Richmond, VA
$10 Aug 5, 2011
2012
Wellpoint, INC. Wellpac
Guarnera, Robert Manager Technology Senior Ii @ The Wellpoint Companies, INC Richmond, VA
$15 Sep 22, 2017
2018
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Staff Vice President Ops & Execution @ The Anthem Companies, INC Richmond, VA
$10 Jul 22, 2011
2012
Wellpoint, INC. Wellpac
Guarnera, Robert Manager Technology Senior Ii @ The Wellpoint Companies, INC Richmond, VA
$15 Oct 23, 2015
2016
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Director I Technology @ The Anthem Companies, INC Richmond, VA
$10 Oct 24, 2014
2014
Wellpoint, INC. Wellpac
Guarnera, Robert Manager Technology Senior Iii @ The Wellpoint Companies, INC Richmond, VA
$10 Dec 23, 2011
2012
Wellpoint, INC. Wellpac
Guarnera, Robert Manager Technology Senior Ii @ The Wellpoint Companies, INC Richmond, VA
$15 Nov 6, 2015
2016
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Director I Technology @ The Anthem Companies, INC Richmond, VA
$15 Jul 27, 2018
2018
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Staff Vp Ops & Execution @ The Anthem Companies, INC Richmond, VA
$15 Aug 11, 2017
2018
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Staff Vice President Ops & Execution @ The Anthem Companies, INC Richmond, VA
$10 Jun 22, 2012
2012
Wellpoint, INC Wellpac
Guarnera, Robert Richmond, VA
$15 Aug 26, 2016
2016
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Director I Technology @ The Anthem Companies, INC Richmond, VA
$15 Oct 19, 2018
2018
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Staff Vp Ops & Execution @ The Anthem Companies, INC Richmond, VA
$15 Dec 1, 2017
2018
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Staff Vice President Ops & Execution @ The Anthem Companies, INC Richmond, VA
$10 Nov 25, 2011
2012
Wellpoint, INC. Wellpac
Guarnera, Robert Manager Technology Senior Ii @ The Wellpoint Companies, INC Richmond, VA
$15 Oct 20, 2017
2018
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Staff Vice President Ops & Execution @ The Anthem Companies, INC Richmond, VA
$10 Jun 8, 2012
2012
Wellpoint, INC Wellpac
Guarnera, Robert Richmond, VA
$10 May 11, 2012
2012
Wellpoint, INC Wellpac
Guarnera, Robert Richmond, VA
$15 Jul 29, 2016
2016
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Director I Technology @ The Anthem Companies, INC Richmond, VA
$10 Nov 23, 2012
2012
Wellpoint, INC. Wellpac
Guarnera, Robert Portfolio Director @ The Wellpoint Companies, INC Richmond, VA
$15 Oct 5, 2018
2018
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Staff Vp Ops & Execution @ The Anthem Companies, INC Richmond, VA
$1 Mar 26, 2016
2016 DEM
Actblue
Guarnera, Robert Systems Manager @ Anthemcom Richmond, VA
$10 Oct 14, 2011
2012
Wellpoint, INC. Wellpac
Guarnera, Robert Manager Technology Senior Ii @ The Wellpoint Companies, INC Richmond, VA
$15 Oct 9, 2015
2016
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Director I Technology @ The Anthem Companies, INC Richmond, VA
$15 Aug 14, 2015
2016
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Director I Technology @ The Anthem Companies, INC Richmond, VA
$15 Sep 18, 2020
2020
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Dir Engineering @ The Anthem Companies, INC Richmond, VA
$15 Dec 4, 2015
2016
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Director I Technology @ The Anthem Companies, INC Richmond, VA
$15 Dec 2, 2016
2016
Anthem, INC. Political Action Committee (anthem Pac)
Guarnera, Robert Director I Technology @ The Anthem Companies, INC Richmond, VA
$15 Jul 15, 2016
Anthem, INC. Political Action Committee (anthem Pac)
Contributor Director I Technology @ The Anthem Companies, INC Richmond, VA
$15 Dec 24, 2020
Unknown Committee
Guarnera, Robert Dir Engineering @ The Anthem Companies, INC. Richmond, VA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 52 political contribution records found for Robert Guarnera. Total disclosed contributions amount to $676. Recipients include Anthem, INC. Political Action Committee (anthem Pac). Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Robert T Guarnera

Age 70 Male
·
45 Choate Ln, Ipswich, MA 01938 (Essex County)
42.6975, -70.8939
· (978) 317-0833
Marital: Married TZ: Eastern
Occ: Management Edu: Some College
Homeowner Single Family Built 1993 Purchased 1992
MP

Robert S Guarnera

Age 52 Male
·
5547 Jahnke Rd, Richmond, VA 23225 (Richmond City County)
37.5184, -77.5014
Marital: Inferred Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1941 Purchased 2006
MP

Robert S Guarnera

Male
·
1907 Northcreek Dr, N Chesterfld, VA 23236 (Chesterfield County)
37.4667, -77.5821
· (804) 276-4296
TZ: Eastern
Homeowner Single Family Built 1994 Purchased 1994
MP

Robert E Guarnera

Age 77 Male
·
10 Channing Pl, Eastchester, NY 10709 (Westchester County)
40.9584, -73.8053
· (914) 337-6954
Marital: Married TZ: Eastern
Occ: White Collar Edu: Graduate School
Homeowner Multi-Family Built 1956

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 4 demographic profiles associated with Robert Guarnera. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Robert Guarnera on the map

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Robert Guarnera in Ipswich, MA: Background Summary

Location
45 Choate Ln,Ipswich, MA 01938, Ipswich, MA
Other Locations
Eastchester, NY ยท Richmond, VA ยท Armonk, NY and 3 more
Profiles Found
9 people with this name
Phone Numbers
(978) 356-0940 and 4 others on file
Possible Relatives
Laura M Guarnera, Danielle H Guarnera, Aimee D Mitchell, Jennifer H Guarnera, Robt T Guarnera and 4 more
Career
Board Member at Rtg Consulting Group
Properties
2properties owned
Vehicles
3 linked โ€” 2012 Infiniti Fx35, 2008 Toyota Sienna and 1 more
Contributions
$676 total โ€” Anthem, INC. Political Action Committee (anthem Pac)

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Robert Guarnera. Because public records are indexed by name rather than by a unique identifier, the 88 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Robert Guarnera

Search Complexity: Moderate

88 public records across 3states, belonging to approximately 9 different individuals. There are 9 distinct profiles in the results. Using the state filter or checking age and address details will help identify the correct individual.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are moderately distributed across 3 states. Highest concentration: Massachusetts (10%), followed by New York and Virginia. Spans the Northeast and South regions.

MA9recordsNY7recordsVA7records

Record Type Breakdown

Data spans 7 record categories. Largest: Political Contribution Records (63%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (13) and Property Ownership Records (6).

52
Political Contribution Records
13
Contact & Address Records
6
Property Ownership Records
6
Business & Corporate Filings
3
Vehicle Registration Records
2
Corporate Records

Age Distribution

Age range: approximately 25 years, suggesting multiple generations. Largest group: Senior (65+) (75%).

Senior (65+)3peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Robert Guarnera

Is Robert Guarnera a registered voter?
Yes, voter registration records show Robert Guarnera is registered. We found 1 voter registration entry across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Robert Guarnera own property?
County assessor records show 6 properties associated with Robert Guarnera . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Robert Guarnera?
Records show 3 vehicle registrations associated with Robert Guarnera, including a 2012 INFINITI FX35. Registered makes include Infiniti, Toyota, Nissan. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Robert Guarnera?
We found 6 business affiliations for Robert Guarnera (null). Business records are compiled from state registries, SEC filings, and professional databases.
Has Robert Guarnera made political donations?
FEC disclosure records show 52 reported political contributions from Robert Guarnera, totaling $676. Recipients include Anthem, INC. Political Action Committee (anthem Pac). Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Robert Guarnera?
Our database contains 88 total records for Robert Guarnera spanning 3 states. This includes 9 distinct contact records, 4 with phone numbers. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Robert Guarnera?
The 88 records displayed for Robert Guarnera are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Robert Guarnera remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.