Robert Stearman from Louisville, KY

0
๐Ÿ“ 4003 3rd St, Louisville, KY 40214
๐Ÿ“ž (502) 507-3927
โœ‰๏ธ rbtj@aol.com, rbtj@att.net, rbtj@msn.com, rbtj@yahoo.com, rbtj1@aol.com, rbtj38@aol.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Mary R Stearman,Mary C Stearman,Karen J Stearman

Robert Stearman from Louisville, KY

Age 54
๐Ÿ“ 10702 Hobbs Station Rd, Louisville, KY 40223
๐Ÿ“ž (502) 245-8398, (502) 245-8398, (502) 897-1432
โœ‰๏ธ bobstearman@home.com, bstearman@home.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Cathie L Stearman,Kathi L Stearman,Scott Stearman

Robert Stearman from Louisville, KY

Age 80
๐Ÿ“ 3275 Taylor Blvd, Louisville, KY 40215
๐Ÿ“ž (502) 368-7242, (502) 368-7242, (502) 363-0701
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Mary R Stearman,Gregory R Stearman,Karen J Stearman,Mary C Stearman,Kathy M Stearman

Robert Stearman from Ponte Vedra, FL

Age 99
๐Ÿ“ 131 Solano Cay Cir, Ponte Vedra, FL 32082
๐Ÿ“ž (479) 621-8480, (501) 621-8480, (501) 631-1306

Robert Stearman from Green Cv Spgs, FL

Age 68
๐Ÿ“ 263 Bush Ct, Green Cv Spgs, FL 32043
๐Ÿ“ž (904) 291-9652, (904) 291-9652, (904) 403-9103, (904) 262-3595, (904) 272-8682, (904) 264-4875, (904) 737-3495

Robert Stearman from Green Cove Springs, FL

Age 79 b. May 1946
๐Ÿ“ 263 Bush Ct
๐Ÿ“ž (904) 291-9652, (904) 403-9103

Robert Stearman from Cumberland, KY

Age 91
๐Ÿ“ Hc 67, Cumberland, KY 40823
๐Ÿ“ž (606) 633-3905, (423) 428-6428
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Stephen W Stearman,Steven M Stearman,Cloie E Stearman,Annette Stearman

Robert Stearman from Watauga, TX

0
๐Ÿ“ 6036 Nanci Dr, Watauga, TX 76148

Robert Stearman from Rogers, AR

Age 79 b. May 1946 Benton Co.
๐Ÿ“ 15498 Haynes Rd
๐Ÿ“ž (850) 937-0700

Robert Stearman from Boca Raton, FL

Age 71 b. Jun 1954 Palm Beach Co.
๐Ÿ“ 17094 Ryton Ln
๐Ÿ“ž (561) 994-9334

Robert Stearman from Cumberland, KY

Age 103 b. Aug 1922 Harlan Co.
๐Ÿ“ 10776 S Highway 119
๐Ÿ“ž (606) 633-3905

Robert Stearman from Campbellsville, KY

Age 61 b. Mar 1964 Taylor Co.
๐Ÿ“ 199 Natures Way
๐Ÿ“ž (270) 465-5021

Robert Stearman from Louisville, KY

Age 66 b. Dec 1959 Jefferson Co.
๐Ÿ“ 326 Monohan Dr
๐Ÿ“ž (502) 897-1432

Robert Stearman from Houston, TX

Age 47 b. May 1978 Harris Co.
๐Ÿ“ 1290 Hopper Rd
๐Ÿ“ž (713) 445-5549

Robert Stearman from Louisville, KY

Age 66 b. Dec 1959 Jefferson Co.
๐Ÿ“ 10702 Hobbs Station Rd
๐Ÿ“ž (502) 245-8398

Robert Stearman from Littleton, CO

Age 70 b. Sep 1955
๐Ÿ“ 9967 Candlewood Ln
๐Ÿ“ž (303) 365-1543

Robert Stearman from Louisville, KY

Age 45
๐Ÿ“ 234 Granvil Dr, Louisville, KY 40218
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Michelle M Stearman,Michael Stearman

Robert Stearman from Louisville, KY

0
๐Ÿ“ 2821 Winterhaven Rd, Louisville, KY 40220
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Kathi L Stearman

Robert Stearman from Louisville, KY

Age 92 b. 1934 Male
๐Ÿ“ 928 Denmark St
๐Ÿ“ž (502) 690-8120

Robert Stearman from Dallas, TX

Age 89 b. Dec 1936 Dallas Co.
๐Ÿ“ 5105 Columbia Ave
๐Ÿ‘ค aka Stearman Robert M

Robert Stearman from Phoenix, AZ

๐Ÿ“ 68 W Virginia Ave
๐Ÿ“ž (602) 254-2323

Robert Stearman from Phoenix, AZ

Maricopa Co.
๐Ÿ“ 2101 W Virginia Ave
๐Ÿ“ž (602) 254-2323

Robert Stearman from Elizabethtown, KY

Age 62 b. 1964 Male
๐Ÿ“ 404 Cardinal Dr

Robert Stearman from Oklahoma City, OK

Oklahoma Co.
๐Ÿ“ 12 Nw 84th St

Robert Stearman from Phoenix, AZ

Maricopa Co.
๐Ÿ“ 3102 N 6th Ave 213

Robert Stearman from El Sobrante, CA

Contra Costa Co.
๐Ÿ“ 878 Marin Rd

Robert Stearman from Winder, GA

Barrow Co.
๐Ÿ“ 772 Highway 211 Nw

Robert Stearman from Chandler, AZ

Maricopa Co.
๐Ÿ“ 20 S Cooper Rd

Robert Stearman from Louisville, KY

๐Ÿ“ 4003 S 3rd St

Robert Stearman from Louisville, KY

Jefferson Co.
๐Ÿ“ 4003 S 3rd St 1

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 31 contact records for Robert Stearman across 9 states. The most recent address on file is in Green Cove Springs, Florida. Of these records, 18 include phone numbers and 2 include email addresses. Ages range from 45 to 99, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Robert Stearman

Statham, 30666
DOB: 1/1/1969 Gender: Male
Congress: 010

Robert Stearman

Democrat
3010veneto Ct, Highlands Ranch, CO, 80126
DOB: 1955 Gender: Male
County: Douglas

Robert S Stearman

DEMOCRATIC Reg: 1/28/2015

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 3 voter registration records were found for Robert Stearman in Colorado. Records show affiliations with DEM, DEMOCRATIC, which may reflect different individuals or changes over time. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

1992 HONDA PRELUDE
ยท Registered to: Robert Stearman
ยท VIN: JHMBB226XNC019644
·
10702 Hobbs Station Rd, Louisville, KY, 40223
·
(502) 245-8398
1994 ACURA INTEGRA CAR UPPER MIDSIZE
ยท Registered to: Robert Stearman
ยท VIN: JH4DC2386RS000087
·
10702 Hobbs Station Rd, Louisville, KY, 40223
·
(502) 245-8398
2006 Dodge Ram 1500
ยท Registered to: Robert Stearman
ยท VIN: 1D7HU18236S706031
·
18502 River Timber Dr, Del Valle, TX, 78617
2003 LEXUS ES 300 CAR MID LUXURY
ยท Registered to: Robert Stearman
ยท VIN: JTHBF30G130141636
·
9967 Candlewood Ln, Highlands Ranch, CO, 80126
1991 CADILLAC DEVILLE 4DR SEDAN
ยท Registered to: Robert Stearman
ยท VIN: 1G6CD53BXM4240668
·
5301 W Spring Creek Pkwy Apt 2011, Plano, TX, 75024
1997 FORD EXPLORER WAGON
ยท Registered to: Robert Stearman
ยท VIN: 1FMDU32P0VZB71492
·
5301 W Spring Creek Pkwy Apt 2011, Plano, TX, 75024
1995 CHEVROLET LUMINA APV VAN
ยท Registered to: Robert Stearman
ยท VIN: 1GNDU06L3ST104305
·
1885 Tom Stearman Rd, Summersville, KY, 42782
1989 CHEVROLET V10 BLAZER WAGON
ยท Registered to: Robert Stearman
ยท VIN: 1GNEV18K8KF112832
·
3251 Highway 566, Magnolia, KY, 42757
2010 HYUNDAI SONATA
ยท Registered to: Robert Stearman
ยท VIN: 5NPET4AC1AH583499
·
928 Denmark St, Louisville, KY, 40215-2909
2003 SUBARU IMPREZA 4DR SEDAN
ยท Registered to: Robert Stearman
ยท VIN: JF1GD29693G512864
·
10702 Hobbs Station Rd, Louisville, KY, 40223
·
(502) 245-8398

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 10 vehicle registration records are associated with Robert Stearman. Registered makes include Honda, Acura, Dodge, Lexus and others. The most recent model year on record is 2010. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

FC Barcelona

Recruiter
robert.stearman@fcbarcelona.com
Louisville,

Regional Support Activity

(904) 542-6713
Jacksonville, FL
Business Services (Services)

Bancroft Elementary Parent Teacher

Robert StearmanCo-President
Washington, DC

D W ODOM Photography

Robert StearmanCoo
(502) 773-9093robert.stearman@yahoo.com
3707 S 4th St, Louisville, KY40214
churchfinancecouncil.org

Robert (Bo) Stearman

Consultant WAVE

Jester, Stephen L CPA

Robert StearmanTechnology Manager
(502) 507-3927robert.stearman@hotmail.com
4003 S 3rd St, Louisville, KY40214

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 10 business affiliations were found for Robert Stearman. Companies include Regional Support Activity, Jester, Stephen L CPA. Roles listed include Recruiter and Co-President. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Kentucky Limited Liability Company/Foreign Limited Liability Company
Officer: Robert A Stearman

Robert A Stearman

Robert Stearman

Robert Stearman

Board Of Trustees Of The Eighteenth Street Baptist Church Of Louisville, Kentucky

Addr: KY
KY
Director: Robert Stearman

Source: Public Records Robert Stearman appears in 5 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

๐Ÿ›๏ธ

Robert Stearman

Teacher, General Elementary
Department: Dcps
๐Ÿ’ต Pay: $131,973.00

Source: City/State Transparency Portals ยท Government Payroll Databases ยท Open Data Portals Robert Stearman appears in 1 government employment record from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

Robert Stearman

Breckinridge County High School - Harned, KY, KY
1978

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Robert Stearman has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$100 Sep 25, 2020
2020 DEM
McGrath, Amy
Stearman, Robert Indiana University Highlands Ranch, CO
$100 Jul 24, 2020
2020 DEM
McGrath, Amy
Stearman, Robert Scientist @ Indiana University Indianapolis, IN
$100 Jul 24, 2020
2020 DEM
McGrath, Amy
Stearman, Robert Scientist @ Indiana University Indianapolis, IN
$100 May 9, 2020
2020 DEM
Biden, Joe
Stearman, Robert Scientist @ IU Indianapolis, IN
$100 Sep 25, 2020
2020 DEM
Bullock, Steve
Stearman, Robert Scientist @ Indiana University Highlands Ranch, CO
$100 Sep 25, 2020
2020 DEM
McGrath, Amy
Stearman, Robert Scientist @ IU Highlands Ranch, CO
$100 Jun 22, 2020
2020 DEM
Biden, Joe
Stearman, Robert Scientist @ IU Indianapolis, IN
$100 May 9, 2020
2020 DEM
Biden, Joe
Stearman, Robert Scientist @ IU Indianapolis, IN
$250 Sep 25, 2020
2020 DEM
Biden, Joe
Stearman, Robert Scientist @ Indiana University Highlands Ranch, CO
$100 Sep 25, 2020
DEM
McGrath, Amy
Contributor Scientist @ IU Highlands Ranch, CO
$100 Jul 24, 2020
Unknown Committee
Stearman, Robert Scientist @ IU Highlands Ranch, CO

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 11 political contribution records found for Robert Stearman. Total disclosed contributions amount to $1,250. Recipients include McGrath, Amy. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Robert Stearman

Age 55 Male
·
1000 SW 84th St, Oklahoma City, OK 73139 (Oklahoma County)
35.3819, -97.5337
· (405) 636-4020
TZ: Central
Multi-Family
MP

Robert Stearman

Male
·
404 Cardinal Dr, Elizabethtown, KY 42701 (Hardin County)
37.7102, -85.8843
TZ: Eastern
Homeowner Single Family Built 1977 Purchased 2015
MP

Robert S Stearman

Age 62 Male
·
3010 Veneto Ct, Hghlnds Ranch, CO 80126 (Douglas County)
39.5459, -104.9520
· (303) 587-4420
Marital: Married TZ: Mountain
Edu: Graduate School
Homeowner Single Family Built 2008 Purchased 2008
MP

Robert T Stearman

Age 53 Male
·
199 Natures Way, Campbellsvlle, KY 42718 (Taylor County)
37.3116, -85.4026
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family
MP

Robert G Stearman

Male
·
3225 Monette Ln, Plano, TX 75025 (Collin County)
33.0775, -96.7551
· (904) 403-5526
TZ: Central
Homeowner Single Family Built 1987 Purchased 2012
MP

Robert A Stearman

Age 57 Male
·
10702 Hobbs Station Rd, Louisville, KY 40223 (Jefferson County)
38.2573, -85.5554
· (502) 291-9807
Marital: Married TZ: Eastern
Homeowner Single Family Purchased 1999
MP

Robert J Stearman

Age 83 Male
·
928 Denmark St, Louisville, KY 40215 (Jefferson County)
38.1958, -85.7764
· (502) 882-3367
TZ: Eastern
Occ: Professional Edu: High School
Homeowner Single Family Purchased 2013

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with Robert Stearman. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Robert Stearman. These loans were issued to businesses, not individuals.

Ot Brim

Self-Employed Individuals

$6,440 Paid in Full
Address:
3275 Taylor Blvd
Louisville, KY40215-2649
Approved

Mar 8, 2021

Forgiven

$6,518

Jobs Reported

1

Loan #

7891218500

Loan Size

Small

Jenna Hightower

Self-Employed Individuals

$20,416 Paid in Full
Address:
4505 S Hardy Dr
Tempe, AZ85282-6565
Approved

Apr 14, 2021

Forgiven

$20,495

Jobs Reported

1

Loan #

3096328806

Loan Size

Small

Done Rite Cleaning Company

Limited Liability Company(LLC

$3,125 Paid in Full
Address:
4505 S Hardy Dr Apt 1150
Tempe, AZ85282-6567
Approved

May 11, 2021

Forgiven

$3,137

Jobs Reported

1

Loan #

8368168901

Loan Size

Small

Jenna Hightower

Self-Employed Individuals

$20,416 Paid in Full
Address:
4505 S Hardy Dr
Tempe, AZ85282-6565
Approved

May 22, 2021

Forgiven

$20,467

Jobs Reported

1

Loan #

6297979003

Loan Size

Small

Ot Brim

Self-Employed Individuals

$4,545 Paid in Full
Address:
3275 Taylor Blvd
Louisville, KY40215
Approved

Apr 29, 2020

Forgiven

$4,583

Jobs Reported

1

Loan #

4454197302

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 5 PPP loan records are linked to businesses associated with Robert Stearman. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Robert Stearman on the map

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Robert Stearman in Louisville, KY: Background Summary

Location
4003 3rd St,Louisville, KY 40214, Louisville, KY
Other Locations
Green Cove Springs, FL ยท Rogers, AR ยท Boca Raton, FL and 12 more
Profiles Found
31 people with this name
Phone Numbers
(502) 507-3927 and 14 others on file
Email
rbtj@aol.com and 7 others on file
Possible Relatives
Mary R Stearman, Mary C Stearman, Karen J Stearman, Cathie L Stearman, Kathi L Stearman and 75 more
Career
Recruiter, Co-President at Regional Support Activity, Jester, Stephen L CPA
Voter Registration
Registered Democrat
Vehicles
10 linked โ€” 1992 Honda Prelude, 1994 Acura Integra and 8 more
Contributions
$1,250 total โ€” McGrath, Amy
PPP Loans
$54,941.8 for Ot Brim, Jenna Hightower

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Robert Stearman. Because public records are indexed by name rather than by a unique identifier, the 89 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Robert Stearman

Search Complexity: High

89 public records across 10states, belonging to approximately 31 different individuals. With 31 distinct profiles across 10 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 10 states. Highest concentration: Kentucky (31%), followed by Florida and Colorado. Spans the South and West regions.

KY28recordsFL8recordsCO7recordsTX5recordsAZ5recordsOK2records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (45%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (11) and Vehicle Registration Records (10).

36
Contact & Address Records
11
Political Contribution Records
10
Vehicle Registration Records
10
Business & Corporate Filings
5
Corporate Records
5
PPP Loan Records

Age Distribution

Age range: approximately 59 years, suggesting multiple generations. Largest group: Senior (65+) (69%).

Senior (65+)9peopleMiddle-Age (40-64)4people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Robert Stearman

Is Robert Stearman a registered voter?
Yes, voter registration records show Robert Stearman is registered. We found 3 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
What vehicles are registered to Robert Stearman?
Records show 10 vehicle registrations associated with Robert Stearman, including a 1992 HONDA PRELUDE. Registered makes include Honda, Acura, Dodge, Lexus. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Robert Stearman?
We found 10 business affiliations for Robert Stearman (Recruiter). Other companies include Jester, Stephen L CPA. Business records are compiled from state registries, SEC filings, and professional databases.
Has Robert Stearman made political donations?
FEC disclosure records show 11 reported political contributions from Robert Stearman, totaling $1,250. Recipients include McGrath, Amy. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Robert Stearman?
Our database contains 89 total records for Robert Stearman spanning 10 states. This includes 31 distinct contact records, 18 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Robert Stearman?
The 89 records displayed for Robert Stearman are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Robert Stearman remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.