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Roberto H Palmer Jr from Hialeah, FL

Age 67 b. 2/11/1959
📍 534 E 63rd St, #hialeah, FL 33013-1151
✉️ roberto.palmer@rocketmail.com, roberto.palmer@verizon.net
👨‍👩‍👧 Relatives: Gertrudis G Palmer,Amalio Palmer,Linette Palmer,Roberto Palmer Jr,Roberto Palmer Jr,Jackie Cobos,Jackie Palmer,Robert Robinson Jr,Roberto Palmer Jr,Ada M Fuentes,Alba L Fuentes,Alejandro Paulo Fuentes Sr,Alisa Robinson,Alysa R Robinson,Alysa Ronovia Robinson,Antonio Fuentes,Antonio Torrellus Robinson,Bertha L Cobos,David J Fuertes,Demetrius Harris,Diahann D Harris,Edna Fuentes,Israel Norwood,Joseph A Cobos,Lavoris J Robinson,Lisa Robinson Alessandro,Lisa Harri Robinson,Lisa L Robinson,Maria Fuentes,Mark A Harris,Mary O Harris,Ronald E Harris,Tony Robinson,Tonya Renae Carney,Valeria R Coles,Valerie Harris,Christine R Roberson,Curtis T Carney,Dennis P Carney,Devon Carney,Heather Ngiehl Giehl,Lori Ann Carney,Lori Carney Morris,Marcell Thomas,Michael J Carney,Natalie Dennis Peak,Richard Saint Julien,Sedrick M Frazier
🕐 7 previous addresses

Roberto Palmer

Age 48 b. 1977-10-11
📍 Apt 201, 1014 Salzedo St, Coral Gables Fl
📞 (305) 439-6851, (786) 339-8962
✉️ LEGOMYSHORTS@HOTMAIL.COM, legomyshorts@hotmail.com

Roberto Palmer from Hialeah, FL

Age 55
📍 534 63rd St, Hialeah, FL 33013
📞 (305) 681-2933, (305) 681-2933, (305) 824-0625, (305) 681-2812
👨‍👩‍👧 Relatives: Hertrudis Palmer,Gertrudis G Depalmer,Gertrudis G Depalmer,Linette Palmer,Amalio Palmer

Roberto Palmer from Independence, MO

Age 41 b. 4/1/1984
📍 18608 E Susquehanna Rdg, #independence, MO 64056-2014
👨‍👩‍👧 Relatives: Brandie Jean Palmer,Mary Jane Palmer,Rae Ann Palmer,Robert G Palmer Sr,Ruth N Palmer,Brandie Rico-Delfin Brandie Rico-Delfin,Juan A Rico Delfin,Juan Rico Delfin
🕐 5 previous addresses

Roberto D Palmer from Morrow, GA

📍 Neal Ave, #morrow, GA
👨‍👩‍👧 Relatives: Carol Y Palmer,Carol A Palmer,Carolyn E Hayes,Charles A Palmer,Elliott Keith Palmer,Erica Palmer Dobbs,Jennifer P Palmer,Roberta D Palmer,Roderic A Palmer,Roderick A Palmer,Rodrick Palmer,Shantori M Palmer,Aleta M Gardner,Angie L Williams,Armetha Cox,Ashley M Dobbs,Atia K Williams,Atiba K Williams,Belinda A Young,Bruce Howard Dobbs,Carlos D Giles,Carolyn Emanuel-Hayes,Chatira Giles,Chatira N Giles,Chris E Hayes,Corrie L Williams,David Cox,Denise E Colbert,Donte Deshaun White,Edna C Boddie,Frank L Williams,Jackie R Hayes,Jennifer R Hayes,Jessyca R Hayes,Jessyca Raychelle Hayes,Joseph Williams,Joseph Nicholas Williams Sr,Karla Evette Caradine,Maxine L Williams,Michele K Palmer,Nate T Cox,Shantori P Williams,Sherry C Caldwell,Susan D Degrace,Terrance A Williams,Trevor K Williams,Vickie Cox Edmondson
🕐 9 previous addresses

Roberto Palmer from Orange, CA

📍 18700 E Center Ave, #orange, CA 92869-3520
👨‍👩‍👧 Relatives: Everardo P Juarez,Felipe J Palmer,Georgina Palmer,Anthony Palmer,Bonnie L Juarez,Chelsea D Juarez,Christina C Valenzuela,Ciro T Cortes,Evelyn E Talley,George L Shappell Jr,Jessica Juarez Huerta,Juan A Cortes,Julie E Cortes,Julio C Huerta Jr,Julio Cesar Huerta Sr,Maria L Cortes,Maria Teresa Cortez,Patricia Cortes,Patricia Cortes,Rochele Caren Cortes,Sherrie Palmer,Vanessa M Palmer,Victor M Cortes,Victor M Cortes,Will E Juarez,William Edward Juarez,Amanda J Bibbens,Ariahna T Treece,Arthur Dominguez,Beatrice G Juarez,Bruce A Smalley,Christopher Pau Linsday,Debra A Rodriguez,Dorothy Treece,Emigdio M Cortez,Gary Alan Moser,George L Shappell Sr,Gustavo Arturo Cortez,Heather D Smalley,Jeremy Bryan Cramer,Joan E Shappell,John R Treece,Luis Filberto Estrada,Manuel P Juarez,Marco A Huerta,Maria P Cortez,Michael John Treece,Ricardo M Rodriguez,Teresa Juarez,William E Talley

Roberto Palmer from Bronx, NY

Age 100 b. Sep 1925 Bronx Co.
📍 1703 Watson Ave
📞 (503) 645-5035

Roberto Palmer from Orange, CA

Orange Co.
📍 11751 Hewes St Apt D
📞 (615) 989-3023, (540) 989-3023

Roberto Palmer from Hialeah, FL

Age 67 b. 1959 Male
📍 534 E 63rd St
📞 (305) 389-0795 (Cell)
✉️ rpalmerjr@att.net

Roberto Palmer from Pocola, OK

Age 30 b. Oct 1995
📍 803 E Pryor Ave
📞 (479) 459-4262

Roberto Juarez Palmer from Anaheim, CA

Age 71 b. 1/1/1955
📍 2133 S Anchor St, #anaheim, CA 92802-4904
🕐 1 previous address

Roberto Palmer from Homestead, FL

Age 49 b. 1977 Male
📍 2947 Ne 1st Dr
📞 (786) 339-8962

Roberto Palmer from Miami, FL

Miami Dade Co.
📍 2245 Sw 123 Rd Ct
📞 (305) 439-6851

Roberto Palmer from Anaheim, CA

📍 2133 S Anchor St, Anaheim, CA 92802
📞 (714) 971-0813

Roberto Palmer from Milford, DE

Sussex Co.
📍 95 Bb Rr 1
📞 (212) 254-8381

Roberto Palmer from Conover, NC

Catawba Co.
📍 311 11 Th St Nw
📞 (828) 366-2595

Roberto Palmer from Miami, FL

📍 2245 Sw 123rd Ct
📞 (305) 439-6851

Roberto Palmer from Hyattsville, MD

Prince Georges Co.
📍 Po Box 2293

Roberto Palmer from Woodburn, OR

Marion Co.
📍 16688 Ne Pacific Hwy

Roberto Palmer from North Miami, FL

Miami Dade Co.
📍 1670 Nw 129th St

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 20 contact records for Roberto Palmer across 10 states. The most recent address on file is in Bronx, New York. Of these records, 15 include phone numbers and 3 include email addresses. The listed age is 55. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Roberto Aaron Palmer

Republican
Precinct: 400106

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 1 voter registration record was found for Roberto Palmer. Party affiliation is listed as REP. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2013 Toyota Sienna
· Registered to: Roberto Palmer
· VIN: 5TDKK3DC7DS325501
·
2133 S Anchor St, Anaheim, CA, 92802
·
(714) 971-0813
2010 MERCEDES-BENZ E-CLASS
· Registered to: Roberto Palmer
· VIN: WDDHF5GB3AA115196
·
2245 SW 123rd Ct, Miami, FL, 33175-7725
· Registered to: Roberto Palmer
·
7773 Embassy Blvd, Miramar, FL, 33023
·
(954) 989-0582

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 3 vehicle registration records are associated with Roberto Palmer. Registered makes include Toyota, Mercedes-Benz, N. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Roberto Palmer

Profesor De Secundaria
Generalitat Valenciana - Education Department
Carabobo
rpalmer@gva.es
LinkedIn

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 1 business affiliation was found for Roberto Palmer. Records are compiled from state business registries, SEC filings, and professional networking databases.

roberto JR palmer

Age 16
Youth Saltwater - Hard Card Included
Addr: 9520 SW 118th Ct, Miami, FL 33186
County: Miami-Dade
Phone: (305) 796-7900
Email: lilrobert0102@gmail.com

roberto JR palmer

Youth Saltwater - Hard Card Included
Addr: Miami, FL 33186
County: Miami-Dade
Phone: (305) 796-7900
Email: lilrobert0102@gmail.com

Source: State Professional Licensing Boards · Dept. of Professional Regulation Roberto Palmer holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

$1 Nov 24, 2015
2016
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Mar 20, 2014
2014
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Jan 25, 2012
2012
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 May 24, 2012
2012
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Jan 16, 2004
2004
Dade County Police Benevolent Associatio
Palmer, Roberto
$1 Mar 26, 2012
2012
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$0 Jun 27, 2013
2014
Fla Pba Law & Order Pac
Palmer, Roberto Tallahassee, FL
$1 Oct 17, 2007
2008
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Dec 19, 2007
2008
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Sep 20, 2011
2012
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Apr 26, 2010
2010
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Jan 27, 2009
2010
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Feb 22, 2011
2012
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Jul 26, 2007
2008
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 May 20, 2016
2016
Dade County Police Benevolent Association P A C
Palmer, Roberto Doral, FL
$1 Dec 15, 2015
2016
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Oct 26, 2010
2010
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Feb 23, 2009
2010
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Nov 14, 2007
2008
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Aug 29, 2016
2016
Dade County Police Benevolent Association P A C
Palmer, Roberto Doral, FL
$1 Oct 14, 2011
2012
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Sep 25, 2012
2012
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Oct 23, 2009
2010
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Jun 22, 2009
2010
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Jul 27, 2015
2016
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Jul 20, 2016
2016
Dade County Police Benevolent Association P A C
Palmer, Roberto Doral, FL
$1 Sep 26, 2016
2016
Dade County Police Benevolent Association P A C
Palmer, Roberto Doral, FL
$1 Nov 24, 2009
2010
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Oct 20, 2015
2016
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Apr 19, 2012
2012
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$0 May 31, 2013
2014
Fla Pba Law & Order Pac
Palmer, Roberto Tallahassee, FL
$1 Jun 21, 2004
2004
Dade County Police Benevolent Associatio
Palmer, Roberto Miami, FL
$1 Oct 23, 2008
2008
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Apr 27, 2004
2004
Dade County Police Benevolent Associatio
Palmer, Roberto Miami, FL
$1 Mar 19, 2013
2014
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Jul 21, 2008
2008
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Jun 24, 2015
2016
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Nov 22, 2013
2014
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Apr 21, 2008
2008
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Apr 25, 2013
2014
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Feb 22, 2007
2008
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Dec 19, 2013
2014
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Aug 19, 2015
2016
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Apr 22, 2016
2016
Dade County Police Benevolent Association P A C
Palmer, Roberto Doral, FL
$1 Sep 17, 2010
2010
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 May 28, 2009
2010
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Jun 28, 2010
2010
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Mar 23, 2007
2008
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Feb 25, 2016
2016
Dade County Police Benevolent Associatio
Palmer, Roberto Doral, FL
$1 Dec 22, 2003
2004
Dade County Police Benevolent Associatio
Palmer, Roberto Miami, FL
$1 Jan 16, 2004
Dade County Police Benevolent Associatio
Contributor
$1
2014
Dade County Police Benevolent Associatio
Contributor Doral, FL

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 52 political contribution records found for Roberto Palmer. Total disclosed contributions amount to $51. Recipients include Dade County Police Benevolent Associatio. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Roberto Palmer

Age 58 Male
·
534 E 63rd St, Hialeah, FL 33013 (Miami-Dade County)
25.8798, -80.2725
· (305) 681-2933
Marital: Married TZ: Eastern
Homeowner Single Family Built 1951 Purchased 2005
MP

Roberto Palmer

Age 21 Male
·
803 E Pryor Ave, Pocola, OK 74902 (Le Flore County)
35.2598, -94.4941
· (479) 806-2920
Marital: Single TZ: Central
Homeowner Single Family Built 1977
MP

Roberto Palmer

Age 39 Male
·
2947 NE 1st Dr, Homestead, FL 33033 (Miami-Dade County)
25.4712, -80.4340
TZ: Eastern
Homeowner Single Family Built 2007 Purchased 2014
MP

Roberto Palmer

Age 24 Male
·
1505 Garden Plz, Columbia, SC 29204 (Richland County)
34.0124, -81.0112
· (803) 238-4483
Marital: Single TZ: Eastern
Multi-Family
MP

Roberto Palmer

Age 40 Male
·
2245 SW 123rd Ct, Miami, FL 33175 (Miami-Dade County)
25.7464, -80.3948
· (305) 553-5951
TZ: Eastern
Homeowner Single Family Built 1977 Purchased 2009

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 5 demographic profiles associated with Roberto Palmer. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Roberto Palmer on the map

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Found 37 results across 11 states

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Roberto Palmer in Coral Gables, FL: Background Summary

Location
Apt 201, 1014 Salzedo St, Coral Gables Fl, Coral Gables, FL
Other Locations
Bronx, NY · Orange, CA · Hialeah, FL and 9 more
Profiles Found
20 people with this name
Phone Numbers
(305) 904-4949 and 14 others on file
Email
roberto.palmer@rocketmail.com and 3 others on file
Possible Relatives
Gertrudis G Palmer, Amalio Palmer, Linette Palmer, Roberto Palmer JR, Jackie Cobos and 146 more
Voter Registration
Registered Republican
Vehicles
3 linked — 2013 Toyota Sienna, 2010 Mercedes-Benz E-Class and 1 more
Contributions
$50.5 total — Dade County Police Benevolent Associatio, Dade County Police Benevolent Associatio
Licenses
2 professional licenses (Youth Saltwater - Hard Card Included)

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Roberto Palmer. Because public records are indexed by name rather than by a unique identifier, the 91 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Roberto Palmer

Search Complexity: High

91 public records across 11states, belonging to approximately 20 different individuals. With 20 distinct profiles across 11 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 11 states. Highest concentration: Florida (21%), followed by California and Oklahoma. Spans the South and West regions.

FL19recordsCA6recordsOK2recordsNY2recordsNC2recordsMO1record

Record Type Breakdown

Data spans 6 record categories. Largest: Political Contribution Records (60%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (27) and Vehicle Registration Records (3).

52
Political Contribution Records
27
Contact & Address Records
3
Vehicle Registration Records
2
Professional License Records
1
Voter Registration Records
1
Business & Corporate Filings

Age Distribution

Age range: approximately 70 years, suggesting multiple generations. Largest group: Senior (65+) (43%).

Senior (65+)3peopleMiddle-Age (40-64)3peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Roberto Palmer

Is Roberto Palmer a registered voter?
Yes, voter registration records show Roberto Palmer is registered with REP affiliation. We found 1 voter registration entry across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
What vehicles are registered to Roberto Palmer?
Records show 3 vehicle registrations associated with Roberto Palmer, including a 2013 Toyota Sienna. Registered makes include Toyota, Mercedes-Benz, N. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Roberto Palmer?
We found 1 business affiliation for Roberto Palmer. Business records are compiled from state registries, SEC filings, and professional databases.
Has Roberto Palmer made political donations?
FEC disclosure records show 52 reported political contributions from Roberto Palmer, totaling $51. Recipients include Dade County Police Benevolent Associatio. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Roberto Palmer?
Our database contains 91 total records for Roberto Palmer spanning 11 states. This includes 20 distinct contact records, 15 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Roberto Palmer?
The 91 records displayed for Roberto Palmer are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Roberto Palmer remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.