OpenDataUSA

Quick Navigation

Ron Ogden

Age 57 b. 1968-03-15
📍 28710 Savannah, Shenandoah Tx 77381
📞 (832) 585-9760, (713) 248-4293, (281) 528-9399, (832) 601-4513
✉️ ROMO95@COMCAST.NET, romo95@comcast.net, romo95@sbcglobal.net

Ron Ogden

Age 85 b. 1940-10-14
📍 11406 W Bekemeyer St, Wichita Ks 67212
📞 (316) 722-7316, (316) 722-7316
✉️ OGDENICT2400@ATT.NET, ogdenict2400@att.net

Ron Ogden from Austin, TX

Age 75
📍 1122 Colorado St #1404, Austin, TX 78701
📞 (512) 477-4405, (512) 858-5234
👨‍👩‍👧 Relatives: Joel Mills Ogden,Isabel Ross Ogden,Andrea Lee Ogden,Ronnie M Ogden,Flahive Ogdenlatson,Isabel Ogden
🏪 Flahive, Ogden & Latson, A Professional Corporation, 505 West 12th Street, Ltd

Ron Ogden

📍 19 Old Buie Rd, Odum Ga
📞 (912) 256-1308
✉️ RON.OGDEN@RAYONIERAM.COM, ron.ogden@rayonieram.com

Ron Ogden from Glendale, AZ

Age 85 b. 1941 Male
📍 4845 W Acoma Dr
📞 (602) 439-0859

Ron R Ogden from Glendale, AZ

Age 81
📍 4845 W Acoma Dr, Glendale, AZ 85306
📞 (602) 439-0859

Ron Ogden from Tipton, IA

Age 63 b. Jun 1962 Cedar Co.
📍 519 W 5th St
📞 (563) 886-6450

Ron Ogden from Santa Fe, NM

Age 86 b. May 1939 Santa Fe Co.
📍 1847 Cam Cruz Blanca
📞 (505) 983-6202

Ron Ogden from Seattle, WA

Age 94 b. May 1931 King Co.
📍 10756 27th Ave Sw
📞 (206) 242-9331

Ron Ogden from Salinas, CA

Male
📍 316 Sequoia St
📞 (831) 595-8633 (AT&T MOBILITY)

Ron Ogden from Twinsburg, OH

Age 74 b. Jan 1952 Summit Co.
📍 9986 Darrow Rd

Ron Ogden from Santa Rosa, CA

Sonoma Co.
📍 67 Scenic Ave
📞 (480) 632-5419

Ron Ogden from Tulsa, OK

Tulsa Co.
📍 2110 W 49th St
📞 (860) 489-3188

Ron Ogden from Tulsa, OK

Tulsa Co.
📍 2245 Southwest Blvd
📞 (860) 644-3276

Ron Ogden from Santa Fe, NM

Santa Fe Co.
📍 18110 Cam Cruz Blanca
📞 (505) 983-7780

Ron Ogden

📍 4258 Amelia Olive Branch Rd, Batavia Oh
📞 (513) 532-4479, (513) 532-4479

Ron Ogden from Escondido, CA

San Diego Co.
📍 1281 Rincon Rd
👤 aka Ogden Roanld H

Ron Ogden from Davenport, IA

Scott Co.
📍 907 E 39th St 225

Ron Ogden from Tulsa, OK

Tulsa Co.
📍 4835 S 34th West Ave

Ron Ogden from Phoenix, AZ

Maricopa Co.
📍 2108 W Sunnyside Dr

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 20 contact records for Ron Ogden across 8 states. The most recent address on file is in Glendale, Arizona. Of these records, 15 include phone numbers and 3 include email addresses. Ages range from 75 to 81, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Ogden Ron & Isabel Ross

Hays County
· 7225 Creek Rd, Dripping Springs, TX 78620, Dripping-Springs-Wimberley

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to Ron Ogden in Dripping-Springs-Wimberley. Values shown are from county assessor records and may differ from current market prices.

2012 CHEVROLET CAMARO
· Registered to: Ron Ogden
· VIN: 2G1FA1E3XC9142018
·
4845 W Acoma Dr, Glendale, AZ, 85306-4408
·
(602) 439-0859
2011 BMW X3
· Registered to: Ron Ogden
· VIN: 5UXWX7C54BL735151
·
118 La Vereda St, Santa Fe, NM, 87501-2253
·
(505) 983-6202
2013 Chevrolet Silverado 1500
· Registered to: Ron Ogden
· VIN: 3GCPKSE74DG121657
·
18211 Highway 61, Bowling Green, MO, 63334
·
(573) 324-5288
2005 GMC Yukon
· Registered to: Ron Ogden
· VIN: 1GKEK13T15R129223
·
102 Via La Soledad, Redondo Beach, CA, 90277
·
(310) 378-3912
2013 Chevrolet Equinox
· Registered to: Ron Ogden
· VIN: 2GNALPEK8D6433424
·
445 Frankie Ln, Lewisville, TX, 75057
·
(214) 533-7539
2007 Chevrolet Equinox
· Registered to: Ron Ogden
· VIN: 2CNDL73F176245761
·
18211 Highway 61, Bowling Green, MO, 63334
·
(573) 324-5288
2001 TOYOTA SEQUOIA FULL SIZE UTILITY
· Registered to: Ron Ogden
· VIN: 5TDBT44A01S056741
·
251 Eagle View Cir, North Salt Lake, UT, 84054
·
(801) 298-3520
2007 Chevrolet Silverado 1500
· Registered to: Ron Ogden
· VIN: 1GCEK19J57Z516524
·
18211 Highway 61, Bowling Green, MO, 63334
·
(573) 324-5288
2012 JEEP WRANGLER UNLIMITED
· Registered to: Ron Ogden
· VIN: 1C4BJWFG4CL117838
·
461 Grizzly Dr, Seeley Lake, MT, 59868
·
(406) 677-2616
2017 CHEVROLET SILVERADO 1500
· Registered to: Ron Ogden
· VIN: 3GCPKSE74HG121657
·
18211 Highway 61, Bowling Green, MO, 63334-3622
·
(573) 324-5288
2012 Nissan Sentra
· Registered to: Ron Ogden
· VIN: 3N1AB6AP9CL772522
·
100 Sunkist Dr, Sherman, IL, 62684-1903
·
(217) 899-8594

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 11 vehicle registration records are associated with Ron Ogden. Registered makes include Chevrolet, Bmw, Gmc, Toyota and others. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

SERIES Seating

Co Founder V.p. Sales
rogden@seriesseating.com
Winona Lake,

Sereis Seating Intl

VP
(574) 372-3390
Warsaw, IN
Amusement and Recreation Services (Services)

St James Cemetery Assn

Manager
(262) 654-3458
Kenosha, WI
Real Estate (Housing)

Alpha Church Interiors

Ron Ogden
(219) 594-2288ron@waveone.net
Pierceton, IN46562

Ron Ogden

Glendale, Arizona, United States Aviation & Aerospace
LinkedIn

Sequetech Corp

Ron OgdenProfessor
drrondo23@aim.com
6920 So. 34th St., Lincoln, NE68516
sequetech.com

Sereis Seating International

Ron OgdenVice President
(574) 372-3390ron.ogden@seriesinternational.com
Warsaw, IN

Ogden & Associates

Ron OgdenOwner
(727) 787-4137
Palm Harbor, FL

Ron Ogden

Phoenix, Arizona Area

Hope Church

Ron OgdenReligious Leader
(831) 595-8633rogden@att.net
316 Sequoia St, Salinas, CA93906

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 25 business affiliations were found for Ron Ogden. Companies include Sereis Seating Intl, St James Cemetery Assn, Alpha Church Interiors and 3 more. Roles listed include Co Founder V.p. Sales and Professor. Records are compiled from state business registries, SEC filings, and professional networking databases.

Ogden'S On-Time Delivery, INC.

Filed: Jul 12, 2004
Registered Agent: Ron Ogden

Ogden'S On-Time Delivery, INC.

Filed: Jul 12, 2004
CEO: Ron Ogden

Ron E. Ogden

Addr: 5644 E. Vanness, Pierceton, IN, 46562
IN

Ron E. Ogden

Addr: 2224 E Winona Avenue, Warsaw, IN, 46580
IN

Ron E. Ogden

Addr: 5644 E. Vanness, Pierceton, IN, 46562
IN

Ron E. Ogden

Addr: 1315 Wooster Rd, Winona Lake, IN, 46590
IN

Ron E. Ogden

Addr: 2224 E. Winona Avenue, Warsaw, IN, 46580
IN

Unknown Corporation

Addr: 1122 Colorado St., Austin, TX, 78701
TX
Managing Member: Ron Ogden

Worship Space Advisors INC.

Addr: 1315 Wooster Rd, Winona Lake, IN, 46590
IN
Incorporator: Ron E. Ogden

Unknown Corporation

Addr: 1122 Colorado St., Austin, TX, 78701
TX
Officer: Ron Ogden

509 West 12th St. LLC

ID: 0801930854
Addr: 1122 Colorado St 1404, Austin, TX, 78701
TX
MEMBER: Ron Ogden

509 West 12th St. LLC

ID: 0801930854
Addr: 1122 Colorado St 1404, Austin, TX, 78701
TX
DIRECTOR: Ron Ogden

The Episcopal Theological Seminary Of The Southwest

ID: 0011010901
Addr: 1122 Colorado Street, Austin, TX, 78701
TX
Director: Ron M Ogden

Curecrete Distribution, INC.

ID: 601298998
Officer: Ron Ogden

Unknown Corporation

Addr: Woodinville, WA
Officer: Ron Ogden

Source: Public Records Ron Ogden appears in 15 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

$250 Jan 23, 2018
2018
White, Robert Andrew
Ogden, Ron Dripping Springs, TX
$250 Jan 23, 2018
2018
Actblue Texas
Ogden, Ron Lawyer @ Self Dripping Springs, TX
$250 Sep 16, 2012
2012 DEM
Adams, John
Ogden, Ron Lawyer @ Self Dripping Springs, TX
$5 Apr 16, 1996
1996
Cotee River Suncoast Republican Club
Ogden, Ron Palm Harbor, FL
$1,000 Jan 1, 1
1998 DEM
Armbrister, Ken
Ogden, Ron M Dripping Springs, TX
$100 Sep 5, 2012
2012 DEM
Obama, Barack
Ogden, Ron Lawyer @ Self Employed Santa Fe, NM
$1,000 Sep 15, 1995
1996 DEM
Morris, Charles Edward
Ogden, Ron Flahive Ogden & Latson PC Dripping Springs, TX
$500 Jun 26, 1996
1996 DEM
Doggett, Lloyd
Ogden, Ron Flahive Ogden & Latson Dripping Springs, TX
$300 Oct 26, 1994
1994 DEM
Laughlin, Gregory Haines
Ogden, Ron Attorney Dripping Springs, TX
$1,000 Aug 7, 1984
1984 DEM
Democratic Senatorial Campaign Committee
Ogden, Ron M Attorney Austin, TX
$1,000 Oct 12, 1988
1988 REP
Republican National Committee Contributions (aka Republican National Finance Committee
Ogden, Ron M Flahive Ogden & Latson Austin, TX
$20 Nov 13, 2008
2008
Denton County Democratic Party Cec
Ogden, Ron Lewisville, TX
$25 Mar 10, 2014
2014
Ogden For Legislature
Ogden, Ron Elmira, NY
$50 Jun 26, 2012
2012 DEM
Obama, Barack
Ogden, Ron Lawyer @ Self Employed Santa Fe, NM
$60 Jul 9, 2009
2010
Denton County Democratic Party
Ogden, Ron Lewisville, TX
$35 Sep 21, 2014
2014
Chemung County Democratic Party Ccdc
Ogden, Ron Elmira, NY
$250 Sep 16, 2012
2012 REP
Field, Scott
Ogden, Ron Retired Dripping Springs, TX
$1,000 Jun 14, 1996
1996 DEM
Morris, Charles Edward
Ogden, Ron M Flahive Ogden & Latson PC Dripping Springs, TX
$5 Apr 16, 1996
Cotee River Suncoast Republican Club
Contributor Palm Harbor, FL
$1,000 Sep 15, 1995
Unknown Committee
Ogden, Ron Flahive Ogden & Latson PC Dripping Springs, TX
$35
2014
Chemung County Democratic Party Ccdc
Contributor Elmira, NY
$250 20120916
Field, Scott (Mr.)
Contributor Retired

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 22 political contribution records found for Ron Ogden. Total disclosed contributions amount to $8,385. Recipients include Cotee River Suncoast Republican Club, Chemung County Democratic Party Ccdc, Field, Scott (Mr.). Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Ron Ogden

Age 78 Male
·
1122 Colorado St, Austin, TX 78701 (Travis County)
30.2735, -97.7429
· (512) 478-7485
Marital: Inferred Married TZ: Central
Edu: Some College
Homeowner Multi-Family Built 1965
MP

Ron R Ogden

Age 76 Male
·
4845 W Acoma Dr, Glendale, AZ 85306 (Maricopa County)
33.6178, -112.1640
· (602) 439-0859
Marital: Married TZ: Mountain
Edu: Graduate School
Homeowner Single Family Built 1985 Purchased 1986
MP

Ron Ogden

Age 65 Male
·
PO Box 212, Saint Georges, DE 19733 (New Castle County)
39.5560, -75.6513
Marital: Single TZ: Eastern
Homeowner
MP

Ron Ogden

Age 52 Male
·
1390 Stage Rd, Ionia, MI 48846 (Ionia County)
43.0070, -84.9953
· (616) 402-7059
TZ: Eastern
Homeowner Single Family Built 1994
MP

Ron M Ogden

Age 78 Male
·
7337 Creek Rd, Dripping Spgs, TX 78620 (Hays County)
30.2468, -98.1159
TZ: Central
Homeowner Single Family Built 1987

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 5 demographic profiles associated with Ron Ogden. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Ron Ogden. These loans were issued to businesses, not individuals.

Epic Health Consultants LLC

Limited Liability Company(LLC

$41,300 Paid in Full
Address:
1454 Bay Harbor Dr
Palm Harbor, FL34685-3443
Approved

Apr 19, 2021

Forgiven

$41,820

Jobs Reported

5

Loan #

5926778800

Loan Size

Small

Epic Health Solutions LLC

Limited Liability Company(LLC

$42,172 Exemption 4
Address:
1454 Bay Harbor Dr
Palm Harbor, FL34685-3443
Approved

Feb 7, 2021

Jobs Reported

4

Loan #

5102108403

Loan Size

Small

Epic Health Consultants L.l.c.

Limited Liability Company(LLC

$30,485 Exemption 4
Address:
1454 Bay Harbor Dr
Palm Harbour, FL34682
Approved

May 3, 2020

Jobs Reported

4

Loan #

9949167309

Loan Size

Small

Powell Welding

Sole Proprietorship

$20,800 Paid in Full
Address:
PO Box 52
Hitchcock, OK73744-0052
Approved

Apr 28, 2020

Forgiven

$10,472

Jobs Reported

1

Loan #

8561827207

Loan Size

Small

Ryan Clay And Associates PLLC DBA Texas Star Alliance Public

Sole Proprietorship

$23,000 Paid in Full
Address:
1122 Colorado Street
Austin, TX78701
Approved

Apr 29, 2020

Forgiven

$23,222

Jobs Reported

1

Loan #

4434027300

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 5 PPP loan records are linked to businesses associated with Ron Ogden. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Ron Ogden on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
6
7
1
2
2
9
1
1
4
1
4
4
1
1
5
12
1
2
1

Found 65 results across 19 states

Fewer
More

Ron Ogden in Shenandoah, TX: Background Summary

Location
28710 Savannah, Shenandoah Tx 77381, Shenandoah, TX
Other Locations
Glendale, AZ · Tipton, IA · Santa Fe, NM and 8 more
Profiles Found
20 people with this name
Phone Numbers
(832) 585-9760 and 16 others on file
Email
romo95@comcast.net and 3 others on file
Possible Relatives
Joel Mills Ogden, Isabel Ross Ogden, Andrea Lee Ogden, Ronnie M Ogden, Flahive Ogdenlatson and 1 more
Career
Co Founder V.p. Sales, Professor at Sereis Seating Intl, St James Cemetery Assn
Properties
1property owned
Vehicles
11 linked — 2012 Chevrolet Camaro, 2011 Bmw X3 and 9 more
Contributions
$8,385 total — Field, Scott (Mr.), Chemung County Democratic Party Ccdc
PPP Loans
$158K for Epic Health Consultants LLC, Epic Health Solutions LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Ron Ogden. Because public records are indexed by name rather than by a unique identifier, the 110 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Ron Ogden

Search Complexity: High

110 public records across 19states, belonging to approximately 20 different individuals. With 20 distinct profiles across 19 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 19 states. Highest concentration: Texas (11%), followed by Indiana and California. Spans the Midwest and West regions.

TX12recordsIN9recordsCA7recordsAZ6recordsOK5recordsNE4records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (25%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (25) and Political Contribution Records (22).

26
Contact & Address Records
25
Business & Corporate Filings
22
Political Contribution Records
15
Corporate Records
11
Vehicle Registration Records
5
PPP Loan Records

Age Distribution

Age range: approximately 37 years, suggesting multiple generations. Largest group: Senior (65+) (75%).

Senior (65+)6peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Ron Ogden

Does Ron Ogden own property?
County assessor records show 1 property associated with Ron Ogden . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Ron Ogden?
Records show 11 vehicle registrations associated with Ron Ogden, including a 2012 CHEVROLET CAMARO. Registered makes include Chevrolet, Bmw, Gmc, Toyota. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Ron Ogden?
We found 25 business affiliations for Ron Ogden (Co Founder V.p. Sales). Other companies include St James Cemetery Assn, Alpha Church Interiors. Business records are compiled from state registries, SEC filings, and professional databases.
Has Ron Ogden made political donations?
FEC disclosure records show 22 reported political contributions from Ron Ogden, totaling $8,385. Recipients include Cotee River Suncoast Republican Club and Chemung County Democratic Party Ccdc and 1 others. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Ron Ogden?
Our database contains 110 total records for Ron Ogden spanning 19 states. This includes 20 distinct contact records, 15 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Ron Ogden?
The 110 records displayed for Ron Ogden are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Ron Ogden remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.