Ross Stern

Age 43 b. 1983-02-21
๐Ÿ“ 9414 140th, Orland Pk Il 60462
๐Ÿ“ž (708) 856-2048, (773) 374-0600
โœ‰๏ธ RSTERN2183@YAHOO.COM, rstern2183@yahoo.com

Ross Stern

๐Ÿ“ 2604 Mears Dr, Gatesville Tx
๐Ÿ“ž (111) 111-0001
โœ‰๏ธ REDSTAR58@GMAIL.COM

Ross Stern

๐Ÿ“ 4n971 Crane, St Chas Il 60175
๐Ÿ“ž (111) 111-0001
โœ‰๏ธ REDSTAR58@GMAIL.COM

Ross Stern from Rockford, IL

Age 50 b. Apr 1975
๐Ÿ“ 6055 Alamo Dr
๐Ÿ“ž (815) 980-9871
๐Ÿ‘ค aka R Stern

Ross Stern from Lemont, IL

Age 43 b. Feb 1983
๐Ÿ“ 12959 Waterford Dr
๐Ÿ“ž (708) 856-2048

Ross Stern from Baltimore, MD

Age 66 b. Jan 1960
๐Ÿ“ 212 E Montgomery St
๐Ÿ“ž (410) 752-6064

Ross Stern

๐Ÿ“ 777 N Van Buren St Apt 2411, Milwaukee Wi
๐Ÿ“ž (646) 335-8919, (646) 335-8919
โœ‰๏ธ SKIMAN1984@YAHOO.COM

Ross Stern

๐Ÿ“ 777 Van Buren, Milwaukee Wi 53202
๐Ÿ“ž (646) 335-8919, (646) 335-8919
โœ‰๏ธ SKIMAN1984@YAHOO.COM

Ross Stern from Orlando, FL

Male
๐Ÿ“ 10224 Dylan St
๐Ÿ“ž (407) 810-1349 (AT&T MOBILITY)

Ross Stern from Riverside, CA

0000 Male
๐Ÿ“ 9175 65th St
๐Ÿ“ž (951) 347-1448

Ross Stern from Needham Heights, MA

Age 41 b. Jan 1985
๐Ÿ“ 33 Birch St

Ross Stern from Saint Charles, IL

Age 68 b. Apr 1958 Kane Co.
๐Ÿ“ 4 N Avenue Crane 971

Ross Stern from Riverside, CA

Age 64 b. Jan 1962 Riverside Co.
๐Ÿ“ 9129 Deodar Ct

Ross Stern from Charlotte, NC

Age 51 b. Apr 1975 Mecklenburg Co.
๐Ÿ“ 10013 Green Hedge Ave
๐Ÿ‘ค aka Ross A Stern

Ross Stern from Imlay City, MI

Age 64 b. Nov 1961 Lapeer Co.
๐Ÿ“ 8276 Norman Rd

Ross Stern from Orlando, FL

Age 44 b. Dec 1981 Orange Co.
๐Ÿ“ 2661 College Knights Ct D

Ross Stern from Baltimore, MD

Age 66 b. Jan 1960 Baltimore City Co.
๐Ÿ“ 100 E Pratt St

Ross Stern from Kingman, AZ

Age 63 b. Aug 1962 Mohave Co.
๐Ÿ“ 1500 Mountain Trail Rd

Ross Stern from Manteca, CA

Age 65 b. 1961 Male
๐Ÿ“ 123 Rose Ln

Ross Stern from Baltimore, MD

Baltimore Co.
๐Ÿ“ 304 W Chesapeake Ave

Ross Stern from Boca Raton, FL

๐Ÿ“ 6902 Palmetto Cir S Apt 811

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 21 contact records for Ross Stern across 8 states. The most recent address on file is in Rockford, Illinois. Of these records, 10 include phone numbers and 5 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Stern Ross

Clark County
PIN: 17702415008
· 7163 Magic Moment Ln, Clark County nv
Built: 1986.0
Assessed: $0

Stern Ross M &

Palm-beach County
· 18043 Mambo Dr, Sunshine-Parkway 33496.0
Built: 1996.0
Assessed: $320,731

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Ross Stern in Sunshine-Parkway. Values shown are from county assessor records and may differ from current market prices.

Ross D Stern

NF Reg: 11/04/2012
1500 Locust St 2508, Philadelphia, PA, 19102
DOB: 01/22/1985 Gender: Male

Ross M Stern

18043 Mambo Dr, Boca Raton, , 33496

Ross Allen Stern

Democrat
212 Montgomery St, Baltimore, MD, 21230
Gender: Male
County: Baltimore City

ross ALLEN stern

Republican Reg: 03/14/2005
Removed
DOB: 1975 Gender: Male
County: Mecklenburg

Ross Stern

7163 Magic Moment Ln, Las Vegas, NV, 89119
County: Clark

Ross H Stern

Democrat
1199 Park Avenue, 10128
DOB: 19840502 Gender: Male

Ross D Stern

Independent
340 East 34 Street, 0, 10016
DOB: 19850122 Gender: Male

Ross D Stern

1500 Locust St 2508
DOB: 01/22/1985 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 8 voter registration records were found for Ross Stern in Pennsylvania, , Maryland and 1 other state. Records show affiliations with NF, DEM, REP, IND, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2014 Subaru Outback
ยท Registered to: Ross Stern
ยท VIN: 4S4BRDLCXE2223231
·
18043 Mambo Dr, Boca Raton, FL, 33496
·
(954) 790-2838
2017 SUBARU OUTBACK
ยท Registered to: Ross Stern
ยท VIN: 4S4BRDLCXH2223231
·
18043 Mambo Dr, Boca Raton, FL, 33496
·
(954) 790-2838
2013 Kia Rio
ยท Registered to: Ross Stern
·
6055 Alamo Dr, Rockford, IL, 61109
·
(815) 980-9872

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 3 vehicle registration records are associated with Ross Stern. Registered makes include Subaru, Kia. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Summit Partners

Vice President
+12127166840rstern@alkeoncapital.com
New York,

University System of Maryland

Ross SternAssistant to the President, State and Community Relations
+1.301.405.6637stern@deans.umd.edu
College Park, MD20742-5235

Ross Stern

Brighton And Hove

Swim Shop

Ross SternSales Customer
(630) 258-3972rhstern@mindspring.com
4n971 Crane Rd, Saint Charles, IL60175
swimshop1.com

St. Charles Consulting Group

Ross SternBoard Member
(630) 377-5555rstern@stccg.com
Saint Charles, IL

Ross M. Stern

Sales/Leaing Associate at We

Ross Stern

Harrisburg, PA17101

Ross Stern

Limited liability company manager
Orlando, FL

Swim Shop

Ross SternSales Customer
(630) 258-3972rhstern@mindspring.com
4n971 Crane Rd, Saint Charles, IL60175

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 16 business affiliations were found for Ross Stern. Companies include University System of Maryland, St. Charles Consulting Group, Swim Shop. Roles listed include Vice President and Vice President (healthcare Private Equity). Records are compiled from state business registries, SEC filings, and professional networking databases.

Ross Stern

Western High School - Anaheim, CA, CA
1981

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Ross Stern has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$100 Sep 17, 2014
2014
Kasemeyer, Edward Johns
Stern, Ross A Education Baltimore, MD
$50 Aug 1, 2011
2012 DEM
Madaleno, Richard
Stern, Ross A Baltimore, MD
$25 Jun 16, 2015
2016 DEM
Tarrant, Shawn Z
Stern, Ross A Education Baltimore, MD
$100 Jan 7, 2016
2016
Zucker, Craig Jason
Stern, Ross A Baltimore, MD
$250 Aug 7, 2002
2002 DEM
Hoffman, Barbara A
Stern, Ross Baltimore, MD
$100 Nov 18, 2004
2004 DEM
Busch, Michael E
Stern, Ross A Baltimore, MD
$100 Jun 1, 2003
2004 REP
Aumann, Susan L M
Stern, Ross A Baltimore, MD
$5 Jun 15, 2004
2004 DEM
Frush, Barbara A (slate Committee 2)
Stern, Ross A Baltimore, MD
$100 Sep 6, 2002
2002 DEM
Fitzsimmons, Erin M
Stern, Ross A Baltimore, MD
$100 Jun 3, 2010
2010 DEM
Griffith, Melony Ghee
Stern, Ross A Baltimore, MD
$100 Nov 30, 2009
2010
O Malley, Martin Joseph
Stern, Ross A Baltimore, MD
$100 Invalid Date
2016 REP
Serafini, Andrew A
Stern, Ross Education @ University Of Maryland Baltimore, MD
$100 Jun 10, 2003
2004 DEM
Hammen, Peter A
Stern, Ross A Baltimore, MD
$5 Jun 19, 2003
2004 DEM
Schaefer, William Donald (slate Committee 1)
Stern, Ross A Baltimore, MD
$100 Jun 6, 2012
2012 DEM
King, Nancy J
Stern, Ross A Baltimore, MD
$100 Dec 12, 2004
2004 DEM
Currie, Ulysses
Stern, Ross A Baltimore, MD
$200 Jan 11, 2012
2012 DEM
Busch, Michael E
Stern, Ross A Baltimore, MD
$50 May 15, 2014
2014
Guzzone, Guy Joseph
Stern, Ross A Education Baltimore, MD
$100 May 22, 2004
2004 REP
Aumann, Susan L M
Stern, Ross A Baltimore, MD
$50 Jan 7, 2016
2016
Luedtke, Eric Gerald
Stern, Ross A Baltimore, MD
$60 Jun 28, 2002
2002 DEM
Hoyer, Steny Hamilton
Stern, Ross Baltimore, MD
$100 Jun 5, 2013
2014
Degrange, James Edgar
Stern, Ross A Baltimore, MD
$150 Jul 9, 2008
2008 DEM
Griffith, Melony Ghee
Stern, Ross A Baltimore, MD
$100 Oct 17, 2008
2008 DEM
Klausmeier, Katherine
Stern, Ross A Baltimore, MD
$100 Jan 8, 2010
2010 DEM
Middleton, Thomas McLain
Stern, Ross A Baltimore, MD
$100 Jun 22, 2004
2004 DEM
Davis, Dereck Eugene
Stern, Ross Baltimore, MD
$100 Jun 10, 2008
2008 REP
Glassman, Barry
Stern, Ross A Baltimore, MD
$125 May 9, 2001
2002 DEM
Townsend, Kathleen Kennedy (g)
Stern, Ross Baltimore, MD
$35 May 27, 2008
2008 DEM
Guzzone, Guy
Stern, Ross A Baltimore, MD
$5 Jun 19, 2003
2004 DEM
Moe, Brian R (slate Committee 1)
Stern, Ross A Baltimore, MD
$100 Jun 6, 2014
2014
Murray, Patrick Harrington
Stern, Ross Education @ University Of Maryland College Park Baltimore, MD
$100 Jul 24, 2012
2012
Hammen, Peter A
Stern, Ross A Baltimore, MD
$100 Jun 10, 2010
2010 DEM
Degrange, James Ed
Stern, Ross A Baltimore, MD
$100 May 18, 2004
2004 DEM
Jones, Adrienne A
Stern, Ross A Baltimore, MD
$100 Jan 8, 2016
2016
Middleton, Thomas McLain
Stern, Ross A Baltimore, MD
$100 Oct 24, 2007
2008 DEM
Kasemeyer, Edward J
Stern, Ross A Baltimore, MD
$100 Jun 17, 2004
2004 DEM
Kasemeyer, Edward J
Stern, Ross A Baltimore, MD
$100 Jun 27, 2013
2014
Jones, Adrienne A
Stern, Ross A Education @ University Of Maryland Baltiimore, MD
$200 Jun 21, 2010
2010 DEM
Miller Jr, Thomas V (mike)
Stern, Ross A Baltimore, MD
$200 Dec 17, 2015
2016 DEM
Alsobrooks, Angela Deneece
Stern, Ross Education @ University Of Maryland Baltimore, MD
$5 Jun 15, 2004
2004 DEM
Menes, Pauline H (slate Committee 2)
Stern, Ross A Baltimore, MD
$30 Sep 10, 2015
2016 DEM
Alsobrooks, Angela Deneece
Stern, Ross Education @ University Of Maryland Baltimore, MD
$200 Jun 19, 2015
2016 DEM
Busch, Michael Erin
Stern, Ross A Education Baltimore, MD
$100 Oct 30, 2007
2008 DEM
McIntosh, Maggie
Stern, Ross A Baltimore, MD
$100 Jan 12, 2009
2008 DEM
Middleton, Thomas McLain
Stern, Ross A Baltimore, MD
$100 Jan 7, 2010
2010 DEM
Guzzone, Guy
Stern, Ross A Baltimore, MD
$250 Oct 9, 2001
2002 DEM
Hoffman, Barbara A
Stern, Ross Baltimore, MD
$5 Jun 15, 2004
2004 DEM
Ross, Justin D (slate Committee 2)
Stern, Ross A Baltimore, MD
$100 Nov 3, 2015
2016 DEM
Lierman, Brooke
Stern, Ross Allen Education @ University Of Maryland Baltimore, MD
$5 Jun 15, 2004
2004 DEM
Moe, Brian R (slate Committee 1)
Stern, Ross A Baltimore, MD
$250 Jun 10, 2016
REP
Sukhia, Ken
Contributor Retired St Charles, IL
$250 Jun 10, 2016
Unknown Committee
Stern, Ross Retired Saint Charles, IL
$50
2006 D
Barkley, Charles
Contributor Baltimore, MD

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 53 political contribution records found for Ross Stern. Total disclosed contributions amount to $5,354. Recipients include Sukhia, Ken, Barkley, Charles. Federal law requires disclosure of contributions above $200 to federal candidates.

Ross M Stern

License: 3277471 Sales Associate

Source: State Real Estate Commissions ยท NAR License Databases

MP

Ross A Stern

Age 42 Male
·
6055 Alamo Dr, Rockford, IL 61109 (Winnebago County)
42.1936, -89.0661
· (815) 980-9871
Marital: Married TZ: Central
Occ: Healthcare Edu: Some College
Homeowner Single Family Built 2000 Purchased 2006
MP

Ross Stern

Male
·
9175 65th St, Riverside, CA 92509 (Riverside County)
33.9705, -117.4840
· (951) 347-1448
TZ: Pacific
Single Family
MP

Ross D Stern

Age 44 Male
·
33 Birch St, Needham Hgts, MA 02494 (Norfolk County)
42.2926, -71.2400
· (781) 559-3061
Marital: Inferred Single TZ: Eastern
Homeowner Single Family Built 2014
MP

Ross M Stern

Age 35 Male
·
9414 W 140th St, Orland Park, IL 60462 (Cook County)
41.6336, -87.8378
· (708) 856-2048
TZ: Central
Edu: High School
Homeowner Single Family
MP

Ross H Stern

Age 33 Male
·
1199 Park Ave, New York, NY 10128 (New York County)
40.7853, -73.9532
· (212) 348-0312
Marital: Married TZ: Eastern
Edu: High School
Homeowner Multi-Family
MP

Ross Stern

Age 55 Male
·
9129 Deodar Ct, Riverside, CA 92503 (Riverside County)
33.9120, -117.4300
· (951) 500-9108
Marital: Married TZ: Pacific
Occ: Professional Edu: Some College
Homeowner Single Family Built 1976 Purchased 1994
MP

Ross A Stern

Age 55 Male
·
8276 Norman Rd, Imlay City, MI 48444 (Lapeer County)
43.0824, -83.0087
Marital: Single TZ: Eastern
Edu: High School
Homeowner Single Family
MP

Ross A Stern

Age 57 Male
·
212 E Montgomery St, Baltimore, MD 21230 (Baltimore City County)
39.2799, -76.6108
· (410) 752-6064
Marital: Married TZ: Eastern
Homeowner Single Family Built 1852 Purchased 1992

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 8 demographic profiles associated with Ross Stern. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Ross Stern on the map

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Ross Stern in Orland Pk, IL: Background Summary

Location
9414 140th, Orland Pk Il 60462, Orland Pk, IL
Other Locations
Rockford, IL ยท Lemont, IL ยท Baltimore, MD and 9 more
Profiles Found
21 people with this name
Phone Numbers
(708) 856-2048 and 6 others on file
Email
rstern2183@yahoo.com and 2 others on file
Career
Vice President, Vice President (healthcare Private Equity) at University System of Maryland, St. Charles Consulting Group
Voter Registration
Registered Democrat
Properties
2properties owned
Vehicles
3 linked โ€” 2014 Subaru Outback, 2017 Subaru Outback and 1 more
Contributions
$5,353.56 total โ€” Sukhia, Ken, Barkley, Charles

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Ross Stern. Because public records are indexed by name rather than by a unique identifier, the 114 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Ross Stern

Search Complexity: High

114 public records across 12states, belonging to approximately 21 different individuals. With 21 distinct profiles across 12 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 12 states. Highest concentration: Illinois (12%), followed by Maryland and Florida. Spans the Midwest and South regions.

IL14recordsMD8recordsFL6recordsCA6recordsNV2recordsMA2records

Record Type Breakdown

Data spans 6 record categories. Largest: Political Contribution Records (51%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (22) and Business & Corporate Filings (16).

53
Political Contribution Records
22
Contact & Address Records
16
Business & Corporate Filings
8
Voter Registration Records
3
Vehicle Registration Records
2
Property Ownership Records

Age Distribution

Age range: approximately 27 years, suggesting multiple generations. Largest group: Senior (65+) (38%).

Senior (65+)3peopleMiddle-Age (40-64)5people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Ross Stern

Is Ross Stern a registered voter?
Yes, voter registration records show Ross Stern is registered in Pennsylvania with NF affiliation. We found 8 voter registration entries across 4 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Ross Stern own property?
County assessor records show 2 properties associated with Ross Stern . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Ross Stern?
Records show 3 vehicle registrations associated with Ross Stern, including a 2014 Subaru Outback. Registered makes include Subaru, Kia. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Ross Stern?
We found 16 business affiliations for Ross Stern (Vice President). Other companies include St. Charles Consulting Group, Swim Shop. Business records are compiled from state registries, SEC filings, and professional databases.
Has Ross Stern made political donations?
FEC disclosure records show 53 reported political contributions from Ross Stern, totaling $5,354. Recipients include Sukhia, Ken and Barkley, Charles. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Ross Stern?
Our database contains 114 total records for Ross Stern spanning 12 states. This includes 21 distinct contact records, 10 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Ross Stern?
The 114 records displayed for Ross Stern are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Ross Stern remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.