Roxanne Barry

Age 64 b. 1961-05-10
๐Ÿ“ 45815 Bristol Cir, Novi Mi 48377
๐Ÿ“ž (248) 763-6619, (248) 763-6619
โœ‰๏ธ MRMBARRY@SBCGLOBAL.NET, mrmbarry@sbcglobal.net

Roxanne K Barry

Age 53 b. 1972-10-19
๐Ÿ“ 128 Buchanan Ave, Kalamazoo Mi
๐Ÿ“ž (269) 598-6348, (269) 385-1864
โœ‰๏ธ ROXANNEBARRY2002@YAHOO.COM

Roxanne Barry from Floresville, TX

Age 44
๐Ÿ“ 111 Turalura Ln, Floresville, TX 78114
๐Ÿ“ž (830) 216-2333, (210) 635-7049, (210) 635-8533, (830) 216-2333, (210) 387-8260, (210) 635-7049, (210) 635-8533, (210) 649-3720

Roxanne Barry from Louisville, KY

Age 62 b. Jun 1963 Jefferson Co.
๐Ÿ“ 7921 Nature Way
๐Ÿ“ž (502) 326-9169, (502) 593-7206

Roxanne Barry from Lake Arthur, LA

Age 53
๐Ÿ“ 22 Mcclure Ave, Lake Arthur, LA 70549
๐Ÿ“ž (337) 774-0403, (337) 774-3278, (337) 774-0403, (337) 774-3437
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Steven Allen Barry,Delton Joseph Barry

Roxanne Barry from Riverside, CA

Age 69 b. Jan 1957 Riverside Co.
๐Ÿ“ 2120 Rorimer Dr
๐Ÿ“ž (914) 738-3334, (909) 681-7808
๐Ÿ‘ค aka Barry Roxanne C

Roxanne Barry from Osceola, IN

Age 47
๐Ÿ“ 10287 Ashwood Forest Dr, Osceola, IN 46561
๐Ÿ“ž (574) 675-0810, (269) 651-4894
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Mark Stephen Barry

Roxanne Barry from Osceola, IN

Age 58 b. Sep 1967 St Joseph Co.
๐Ÿ“ 10287 Ashwood Forest Dr
๐Ÿ“ž (574) 675-0810

Roxanne Barry from Novi, MI

Age 64 b. May 1961 Oakland Co.
๐Ÿ“ 45815 Bristol Cir
๐Ÿ“ž (248) 668-0925

Roxanne Barry from Andover, MA

Age 78 b. Jul 1947 Essex Co.
๐Ÿ“ 14 School St
๐Ÿ“ž (978) 475-8024

Roxanne Barry from San Francisco, CA

Age 59 b. Feb 1967 San Francisco Co.
๐Ÿ“ 168 Bernard St
๐Ÿ“ž (609) 678-7849

Roxanne Barry from Kalamazoo, MI

Age 53 b. Oct 1972 Kalamazoo Co.
๐Ÿ“ 1714 S Park St
๐Ÿ“ž (217) 795-2030

Roxanne Barry from Louisville, KY

Age 62 b. Jun 1963 Jefferson Co.
๐Ÿ“ 4305 Landside Dr
๐Ÿ“ž (502) 495-0313

Roxanne Barry

๐Ÿ“ 22 Mcclure Ave, Lake Arthur La
๐Ÿ“ž (337) 329-2732
โœ‰๏ธ ROXANNEBARRY1@GMAIL.COM

Roxanne Barry from Goodyear, AZ

Age 66 b. 1960 Female
๐Ÿ“ 12114 S 182nd Ave
โœ‰๏ธ roxnwa@yahoo.com

Roxanne Barry from Victorville, CA

0000 Female
๐Ÿ“ 16780 Green Tree Blvd
๐Ÿ“ž (760) 243-7570

Roxanne Barry from Lake Arthur, LA

Age 65 b. Aug 1960 Jefferson Davis Co.
๐Ÿ“ 331 First St 2

Roxanne Barry from Bucyrus, KS

Age 55 b. Jan 1971 Miami Co.
๐Ÿ“ 2901 W 223rd St

Roxanne Barry from Port Hueneme, CA

Age 80 b. May 1945 Ventura Co.
๐Ÿ“ 865 Castle Way Ct
๐Ÿ‘ค aka Roxanne Barry, Barry Roxanne

Roxanne Barry from Ripon, CA

Age 65 b. Dec 1960 San Joaquin Co.
๐Ÿ“ 1210 Willow Ct

Roxanne Barry from San Francisco, CA

Age 59 b. Feb 1967 San Francisco Co.
๐Ÿ“ 292 San Jose Ave

Roxanne Barry from Floresville, TX

Age 55 b. Jul 1970
๐Ÿ“ 204 Fawn Ln

Roxanne Barry from Snoqualmie, WA

Age 65 b. Dec 1960 King Co.
๐Ÿ“ 34817 Se Kinsey St 204

Roxanne Barry from Shawnee Msn, KS

Johnson Co.
๐Ÿ“ 7610 Riley

Roxanne Barry from Lake Arthur, LA

๐Ÿ“ 10 Mcclure Ave

Roxanne Barry

๐Ÿ“ 42211 Parkside Ci 202 Ste Rling Heights Mi

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 28 contact records for Roxanne Barry across 10 states. The most recent address on file is in Louisville, Kentucky. Of these records, 17 include phone numbers and 5 include email addresses. Ages range from 44 to 53, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Roxanne M Barry

2024 Cortland County
· 546 Tim Hill, Marathon

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Roxanne Barry. Values shown are from county assessor records and may differ from current market prices.

Roxanne Barry

Reg: 1/1/242881
202 Sharron Ave
DOB: 19530619 Gender: Female
Senate: 21

Roxanne M Barry

Reg: 1/1/61193
527 Divers Crossing
DOB: 19670917 Gender: Female
Senate: 22

Roxanne R Barry

16 Regent St, Coventry, 02816

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 3 voter registration records were found for Roxanne Barry. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2007 CADILLAC ESCALADE
ยท Registered to: Roxanne Barry
ยท VIN: 1GYFK63837R163461
·
865 Castle Way Ct, Port Hueneme, CA, 93041
·
(805) 271-4718
1997 TOYOTA TERCEL 2DR SEDAN
ยท Registered to: Roxanne Barry
ยท VIN: JT2AC52L4V0276486
·
128 Buchanan Ave, Kalamazoo, MI, 49001
·
(269) 385-1864
2006 PONTIAC VIBE
ยท Registered to: Roxanne Barry
ยท VIN: 5Y2SL65896Z434973
·
128 Buchanan Ave, Kalamazoo, MI, 49001
·
(269) 385-1864
2007 CADILLAC ESCALADE
ยท Registered to: Roxanne Barry
·
451 E Port Hueneme Rd Apt 226, Port Hueneme, CA, 93041-3063

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 4 vehicle registration records are associated with Roxanne Barry. Registered makes include Cadillac, Toyota, Pontiac. The most recent model year on record is 2007. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Bright Horizons UK

Employee Relations Advisor
roxanne.barry@brighthorizons.com
Northampton,

Roxanne Barry

Emergency Room And Human Resources Advisor
Bright Horizons
Raunds, Northamptonshire, United Kingdom Human Resources

Roxanne Barry

Emergency Room And Human Resources Advisor
Bright Horizons

Cory DeLong

Roxanne BarryPresident
redrox5@comcast.net
1706 Sw Sunset St, Blue Springs, MO64015
directelectronicsplus.com

Cory DeLong

Roxanne BarryPresident
redrox5@comcast.net
1706 Sw Sunset St, Blue Springs, MO64015

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 9 business affiliations were found for Roxanne Barry. Companies include Bright Horizons, Cory DeLong. Roles listed include Employee Relations Advisor and Property And Casualty Manager. Records are compiled from state business registries, SEC filings, and professional networking databases.

Roxanne L Barry

ID: L16492094
Addr: 4120 E. Saraband Way, Gilbert, AZ, 85298
AZ

Unknown Corporation

TREASURER: Roxanne Barry

Source: Public Records Roxanne Barry appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Roxanne Barry

La Habra High School - La Habra, CA, CA
1969

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Roxanne Barry has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$500 Jul 6, 2020
2020 DEM
Hoadley, Jon
Barry, Roxanne Insurance @ Jm Wilson CORP Kalamazoo, MI
$10 Sep 26, 2016
2016
Hoadley, Jon B
Barry, Roxanne Insurance Jmwilson Kalamazoo, MI
$10 Jun 26, 2016
2016
Hoadley, Jon B
Barry, Roxanne Insurance Jmwilson Kalamazoo, MI
$10 Apr 26, 2016
2016
Hoadley, Jon B
Barry, Roxanne Insurance Jmwilson Kalamazoo, MI
$10 Jul 26, 2016
2016
Hoadley, Jon B
Barry, Roxanne Insurance Jmwilson Kalamazoo, MI
$100 Dec 26, 2015
2016 DEM
Hoadley, Jon
Barry, Roxanne Insurance @ Jmwilson Kalamazoo, MI
$500 May 14, 2019
2020 DEM
Hoadley, Jon
Barry, Roxanne Insurance @ Jm Wilson Kalamazoo, MI
$10 Nov 26, 2016
2016
Hoadley, Jon B
Barry, Roxanne Insurance Jmwilson Kalamazoo, MI
$10 Feb 26, 2016
2016 DEM
Hoadley, Jon
Barry, Roxanne Insurance @ Jmwilson Kalamazoo, MI
$10 May 26, 2016
2016 DEM
Hoadley, Jon
Barry, Roxanne Insurance @ Jmwilson Kalamazoo, MI
$500 Aug 10, 2017
2018
Hoadley, Jon B
Barry, Roxanne Insurance Jmwilson Kalamazoo, MI
$100 Oct 27, 2020
2020
Progressive Turnout Project
Barry, Roxanne Insurance @ Jm Wilson CORP Kalamazoo, MI
$10 Aug 26, 2016
2016
Hoadley, Jon B
Barry, Roxanne Insurance Jmwilson Kalamazoo, MI
$10 Mar 26, 2016
2016
Hoadley, Jon B
Barry, Roxanne Insurance Jmwilson Kalamazoo, MI
$70 Mar 31, 2019
2020 DEM
Buttigieg, Pete
Barry, Roxanne Insurance @ Jm Wilson Kalamazoo, MI
$125 May 1, 2017
2018
Hoadley, Jon B
Barry, Roxanne Insurance Jmwilson Kalamazoo, MI
$10 Oct 26, 2016
2016
Hoadley, Jon B
Barry, Roxanne Insurance Jmwilson Kalamazoo, MI
$10 Dec 26, 2016
2016
Hoadley, Jon B
Barry, Roxanne Kalamazoo, MI
$250 Oct 27, 2020
2020
Biden Victory Fund
Barry, Roxanne Insurance @ Jm Wilson Kalamazoo, MI
$10 Dec 26, 2015
2016 DEM
Hoadley, Jon
Barry, Roxanne Insurance @ Jmwilson Kalamazoo, MI
$100 Dec 26, 2015
DEM
Hoadley, Jon
Contributor Insurance @ Jmwilson Kalamazoo, MI
$500 Nov 1, 2019
Unknown Committee
Barry, Roxanne Insurance @ Jm Wilson CORP Kalamazoo, MI
$100
2016 DEM
Hoadley, Jon
Contributor Insurance @ Jmwilson Kalamazoo, MI

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 23 political contribution records found for Roxanne Barry. Total disclosed contributions amount to $2,965. Recipients include Hoadley, Jon. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Roxanne Barry

Age 50 Female
·
1812 Castenada Dr, Burlingame, CA 94010 (San Mateo County)
37.5870, -122.3900
· (650) 552-9051
Marital: Married TZ: Pacific
Occ: White Collar Edu: Some College
Homeowner Single Family Built 1957 Purchased 2007
MP

Roxanne M Barry

Age 49 Female
·
527 Divers Crossing, Marathon, NY 13803 (Cortland County)
42.4319, -76.0330
· (607) 849-4568
Marital: Married TZ: Eastern
Homeowner Single Family Built 1990
MP

Roxanne Barry

Female
·
112 Knotty Oak Rd, Coventry, RI 02816 (Kent County)
41.6966, -71.5581
TZ: Eastern
Homeowner Single Family Built 1956 Purchased 2016
MP

Roxanne M Barry

Age 56 Female
·
45815 Bristol Cir, Novi, MI 48377 (Oakland County)
42.5172, -83.5036
· (248) 668-0925
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Purchased 2001
MP

Roxanne Barry

Age 56 Female
·
6682 S Jacqueline Way, Gilbert, AZ 85298 (Maricopa County)
33.2398, -111.7176
Marital: Married TZ: Mountain
Edu: Some College
Homeowner Single Family Built 2011 Purchased 2012
MP

Roxanne Barry

Age 54 Female
·
13417 Cain Ln, Louisville, KY 40245 (Jefferson County)
38.2946, -85.5132
· (502) 326-9169
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family
MP

Roxanne K Barry

Age 44 Female
·
128 Buchanan Ave, Kalamazoo, MI 49001 (Kalamazoo County)
42.2533, -85.5831
Marital: Single TZ: Eastern
Homeowner Single Family
MP

Roxanne C Barry

Age 60 Female
·
2120 Rorimer Dr, Riverside, CA 92509 (Riverside County)
34.0299, -117.4160
· (951) 681-7808
Marital: Married TZ: Pacific
Occ: Healthcare Edu: Some College
Homeowner Single Family Built 1989 Purchased 2003
MP

Roxanne D Barry

Age 57 Female
·
22 McClure Ave, Lake Arthur, LA 70549 (Jefferson Davis County)
30.0782, -92.6671
· (337) 774-4737
TZ: Central
Edu: High School
Homeowner Single Family
MP

Roxanne Barry

Age 64 Female
·
202 Sharron Ave, Plattsburgh, NY 12901 (Clinton County)
44.6729, -73.4618
Marital: Single TZ: Eastern
Occ: Professional Edu: High School
Single Family
MP

Roxanne Barry

Age 70 Female
·
219 Maple St, Northfield, MN 55057 (Rice County)
44.4580, -93.1507
· (978) 578-0969
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 1953 Purchased 2004
MP

Roxanne Barry

Female
·
3419 S Denton Rd, Independence, MO 64052 (Jackson County)
39.0597, -94.4678
TZ: Central
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 12 demographic profiles associated with Roxanne Barry. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Roxanne Barry. These loans were issued to businesses, not individuals.

The Blue Canoe INC

Corporation

$15,000 Paid in Full
Address:
14 School St
Marblehead, MA01945-3327
Approved

Apr 7, 2020

Forgiven

$15,159

Jobs Reported

4

Loan #

6929527004

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Roxanne Barry. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Roxanne Barry on the map

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Roxanne Barry in Novi, MI: Background Summary

Location
45815 Bristol Cir, Novi Mi 48377, Novi, MI
Other Locations
Louisville, KY ยท Riverside, CA ยท Osceola, IN and 12 more
Profiles Found
28 people with this name
Phone Numbers
(830) 393-1119 and 21 others on file
Email
roy.koenig@att.net and 9 others on file
Possible Relatives
Bart Wayne Barry, George W Averill SR, Joann C Koenig, Ragan Dean Koenig, Remington J Koeing and 99 more
Career
Employee Relations Advisor, Property And Casualty Manager at Bright Horizons, Cory DeLong
Vehicles
4 linked โ€” 2007 Cadillac Escalade, 1997 Toyota Tercel and 2 more
Contributions
$2,965 total โ€” Hoadley, Jon, Hoadley, Jon
PPP Loans
$15,000 for The Blue Canoe INC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Roxanne Barry. Because public records are indexed by name rather than by a unique identifier, the 90 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Roxanne Barry

Search Complexity: High

90 public records across 14states, belonging to approximately 28 different individuals. With 28 distinct profiles across 14 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 14 states. Highest concentration: California (17%), followed by Michigan and Louisiana. Spans the West and Midwest regions.

CA15recordsMI9recordsLA5recordsMO5recordsKY4recordsTX3records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (44%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (23) and Business & Corporate Filings (9).

34
Contact & Address Records
23
Political Contribution Records
9
Business & Corporate Filings
4
Vehicle Registration Records
3
Voter Registration Records
2
Corporate Records

Age Distribution

Age range: approximately 37 years, suggesting multiple generations. Largest group: Senior (65+) (38%).

Senior (65+)5peopleMiddle-Age (40-64)8people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Roxanne Barry

Is Roxanne Barry a registered voter?
Yes, voter registration records show Roxanne Barry is registered. We found 3 voter registration entries across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Roxanne Barry own property?
County assessor records show 1 property associated with Roxanne Barry . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Roxanne Barry?
Records show 4 vehicle registrations associated with Roxanne Barry, including a 2007 CADILLAC ESCALADE. Registered makes include Cadillac, Toyota, Pontiac. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Roxanne Barry?
We found 9 business affiliations for Roxanne Barry (Employee Relations Advisor). Other companies include Cory DeLong. Business records are compiled from state registries, SEC filings, and professional databases.
Has Roxanne Barry made political donations?
FEC disclosure records show 23 reported political contributions from Roxanne Barry, totaling $2,965. Recipients include Hoadley, Jon. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Roxanne Barry?
Our database contains 90 total records for Roxanne Barry spanning 14 states. This includes 28 distinct contact records, 17 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Roxanne Barry?
The 90 records displayed for Roxanne Barry are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Roxanne Barry remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.