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Roy Delay from Tulsa, OK

Age 58
📍 1435 Allegheny Ave, Tulsa, OK 74112
📞 (918) 806-2059, (918) 806-8944, (918) 834-3238, (918) 806-2059, (918) 834-3238, (918) 806-8944, (918) 425-9225
✉️ jamedud11@yahoo.com, rdelay8131@aol.com
👨‍👩‍👧 Relatives: Orval L Delay,Etha Delay,Linda K Delay,Christina M Delay,Louella Delay

Roy Delay

Age 79 b. 1946-11-26
📍 13824 Methuen Green, Dallas Tx 75240
📞 (214) 750-9027, (214) 499-5586
✉️ ROYDELAY.DALLAS@GMAIL.COM, roydelay.dallas@gmail.com

Roy Delay

Age 70 b. 1955-09-04
📍 1835 Benton Dr Apt 8, Redding Ca
📞 (530) 153-7421
✉️ HAWKSDELAY@GMAIL.COM, hawksdelay@gmail.com

Roy Delay

📍 2511 Southwood Dr, Dallas Tx
📞 (214) 499-5586, (214) 499-5587
✉️ ROYDELAY.DALLAS@GMAIL.COM

Roy Delay from Knightstown, IN

Age 53 b. 1973 Henry Co.
📍 674 W 1100 N
📞 (765) 345-9307, (765) 860-0220

Roy Delay from Dallas, TX

Age 80 b. Oct 1945 Dallas Co.
📍 3626 N Hall St Ste 408
📞 (214) 528-4379

Roy Delay from Reading, PA

Age 84 b. Dec 1941 Berks Co.
📍 1340 Green St
📞 (610) 944-8112

Roy Delay from Atlanta, GA

Age 89 b. Dec 1936 Fulton Co.
📍 1425 Heatherland Dr Sw
📞 (404) 344-6770

Roy Delay from Seattle, WA

Age 80 b. 1946 King Co.
📍 3016 Nw 61st St
📞 (206) 782-2764

Roy Delay from Ringgold, GA

Age 113 b. Feb 1913 Catoosa Co.
📍 2951 Burning Bush Rd
📞 (706) 866-1467

Roy Delay

📍 224 Eagle Rd, Mountain Top Pa
📞 (570) 868-0266
✉️ ROYBOY@EPIX.NET

Roy Delay from Phoenix, AZ

Male
📍 8319 W Bloomfield Rd
📞 (602) 412-8918 (T-MOBILE)

Roy Delay from Little Rock, AR

Age 70 b. Dec 1955 Pulaski Co.
📍 123 Amy Ln

Roy Delay from Mountain Top, PA

Age 60 b. 1966 Luzerne Co.
📍 224 Eagle Rd

Roy Delay from Helena, OK

Age 101 b. Oct 1924 Alfalfa Co.
📍 Po Box 24

Roy Delay from Dallas, TX

Age 68 b. 1958 Dallas Co.
📍 5208 Northmoor Dr

Roy Delay from Wilkes Barre, PA

Age 60 b. Jan 1966 Luzerne Co.
📍 704 Wildflower Dr

Roy Delay from Broken Arrow, OK

Age 71 b. 1955 Wagoner Co.
📍 3124 S 202nd East Ave

Roy Delay from Atlanta, GA

Fulton Co.
📍 1425 Weatherland Dr
📞 (714) 633-0115

Roy Delay from Redding, CA

Male
📍 1835 Benton Dr Apt 8
💼 1702

Roy Delay from Palmer, AK

Matanuska Susitna Co.
📍 7475 Hc 4 Box 7475 A

Roy Delay from Seattle, WA

King Co.
📍 1800 6th Ave

Roy Delay from Santa Rosa, CA

Sonoma Co.
📍 2725 Yuma St

Roy Delay from Shasta Lake, CA

Shasta Co.
📍 1307 Montana Ave

Roy Delay from Ringgold, GA

Catoosa Co.
📍 11 Po Box 11

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 25 contact records for Roy Delay across 10 states. The most recent address on file is in Knightstown, Indiana. Of these records, 13 include phone numbers and 5 include email addresses. The listed age is 58. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Delay Roy A

Cobb County
· 685 Mayes Rd, Acworth-Kennesaw Ga
Assessed: $32,916

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to Roy Delay in Acworth-Kennesaw. Values shown are from county assessor records and may differ from current market prices.

Roy Delay

Powder Springs, 301274432
DOB: 1/1/1961 Gender: Male
Congress: 011

Roy M Delay

Independent Reg: 02/05/1998
224 Eagle Rd, Mountain Top, PA, 18707
DOB: 01/04/1966 Gender: Male

Roy E Delay

Republican Reg: 07/10/1963
408 W Spring St, Fleetwood, PA, 19522
DOB: 12/11/1941 Gender: Male

Roy Anthony Delay

Reg: 19970222
685 Mayes Rd, Powder Springs, 301274432
Gender: Male

Roy E Delay

408 W Spring St
DOB: 12/11/1941 Gender: Male

Roy T Delay

Reg: 12/07/1983
3016 61st St, Seattle, WA, 98107
DOB: 07/23/1946 Gender: Male
County: KI

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 6 voter registration records were found for Roy Delay in Pennsylvania, Washington. Records show affiliations with I, R, which may reflect different individuals or changes over time. 3 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2002 HONDA ACCORD
· Registered to: Roy Delay
· VIN: JHMCG56722C030238
·
5208 Northmoor Dr, Dallas, TX, 75229
·
(214) 750-9027
2008 Toyota Avalon
· Registered to: Roy Delay
· VIN: 4T1BK36B78U312958
·
3124 S 202Nd East Ave, Broken Arrow, OK, 74014-1930
·
(918) 833-7370

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 2 vehicle registration records are associated with Roy Delay. Registered makes include Honda, Toyota. The most recent model year on record is 2008. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Delay Roy E III

Owner
(214) 528-4379
Dallas, TX
Legal Services (Services)

Roy Delay

Broken Arrow, Oklahoma, United States Military
LinkedIn

Gaither Tool Company

Roy DelayIT sales
MADISONrdelay@gmail.com
1801 Benton Ave Box 1527, Granite City, IL62040

Handy Ace Hardware Inc

Roy DelaySales Customer
rdelay@yahoo.com
2703 S Gardenia Ave, Broken Arrow, OK74012
handyacehardware.com

Handy Ace Hardware Inc

Roy DelaySales Customer
rdelay@yahoo.com
2703 S Gardenia Ave, Broken Arrow, OK74012

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 7 business affiliations were found for Roy Delay. Companies include Delay Roy E III, Gaither Tool Company, Handy Ace Hardware Inc. Roles listed include IT sales and Sales Customer. Records are compiled from state business registries, SEC filings, and professional networking databases.

Roy Delay

Addr: 674 W 1100 N, Knightstown, IN, 46148
IN

Rush County Boys' & Girls' Agricultural Association, INC.

Addr: 674 W 1100 N, Knightstown, IN, 46148
IN
President: Roy Delay

Unknown Corporation

Addr: 2720 Fairmount, Dallas, TX, 75201
TX
Officer: Roy E Delay

Source: Public Records Roy Delay appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Roy T Delay

Group Tour
Jun 2, 2016, 09:00 AM
· WH

Source: White House Visitor Logs · Obama Administration Transparency Initiative · NARA Roy Delay appears in 1 White House visitor log entry from the WAVES/ACR access control system. These records were released under government transparency initiatives and primarily cover the Obama administration era.

Roy Delay

Fleetwood Area High School - Fleetwood, PA, PA
1984

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Roy Delay has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$5 Nov 2, 2012
2012 DEM
Democratic Senatorial Campaign Committee
Delay, Roy Attorney @ Self Dallas, TX
$5 Oct 10, 2008
2008
Actblue
Delay, Roy Lawyer @ Srlf Dallas, TX
$3 May 4, 2020
2020
Equality Pac
Delay, Roy Not Employed St Petersburg, FL
$10 Jun 16, 2016
2016 DEM
Fiorini, Dan
Delay, Roy St Petersburg, FL
$5 Mar 26, 2020
2020 DEM
Biden, Joe
Delay, Roy Not Employed St Petersburg, FL
$5 Aug 13, 2014
2014 DEM
Franken, Al
Delay, Roy Not Employed Seattle, WA
$25 Nov 17, 2017
2018 12
Jones, Doug
Delay, Roy Not Employed Seattle, WA
$3 Aug 13, 2012
2012 DEM
Democratic Congressional Campaign Committee
Delay, Roy Attorney @ Self Dallas, TX
$3 Sep 13, 2012
2012 DEM
Democratic Congressional Campaign Committee
Delay, Roy Attorney @ Self Dallas, TX
$27 May 21, 2016
2016 DEM
Ventrella, Tony
Delay, Roy Not Employed Seattle, WA
$10 Aug 15, 2019
2020 DEM
Inslee, Jay R
Delay, Roy Not Employed Seattle, WA
$3 Oct 14, 2023
2024 DEM
Priorities Usa Action
Delay, Roy Not Employed St Petersburg, FL
$3 Sep 22, 2012
2012
Actblue
Delay, Roy Lawyer @ Self Dallas, TX
$5 Apr 27, 2020
2020 DEM
Biden, Joe
Delay, Roy Not Employed St Petersburg, FL
$3 Aug 8, 2014
2014 DEM
Democratic Congressional Campaign Committee
Delay, Roy Not Employed Seattle, WA
$5 Jun 30, 2014
2014 DEM
Democratic Congressional Campaign Committee
Delay, Roy Not Employed Seattle, WA
$3 Apr 18, 2020
2020 DEM
Biden, Joe
Delay, Roy Not Employed St Petersburg, FL
$5 Apr 27, 2020
2020 DEM
Biden, Joe
Delay, Roy Not Employed St Petersburg, FL
$3 Mar 20, 2020
2020 DEM
McGrath, Amy
Delay, Roy Not Employed St Petersburg, FL
$3 Mar 20, 2020
2020
Equality Pac
Delay, Roy Not Employed St Petersburg, FL
$60 Oct 15, 2001
2002 REP
Coen, Jeffrey
Delay, Roy Attorney @ Solo Practice Dallas, TX
$3 May 4, 2020
2020
Equality Pac
Delay, Roy Not Employed St Petersburg, FL
$10 Oct 23, 2020
2020 DEM
Biden, Joe
Delay, Roy Not Employed St Petersburg, FL
$3 Mar 14, 2023
2024 DEM
Priorities Usa Action
Delay, Roy Not Employed St Petersburg, FL
$3 Jan 17, 2018
2018 DEM
Nelson, Bill
Delay, Roy Not Employed St Petersburg, FL
$5 Mar 20, 2020
2020 DEM
Biden, Joe
Delay, Roy Not Employed St Petersburg, FL
$3 Oct 13, 2012
2012 DEM
Democratic Congressional Campaign Committee
Delay, Roy Attorney @ Self Dallas, TX
$10 Aug 30, 2020
2020 DEM
Biden, Joe
Delay, Roy Not Employed St Petersburg, FL
$6 Oct 25, 2020
2020 DEM
Davis, Morris D. Col.
Delay, Roy Not Employed St Petersburg, FL
$10 Aug 15, 2019
2020 DEM
Inslee, Jay R
Delay, Roy Not Employed Seattle, WA
$3 Aug 21, 2020
2020
Equality Pac
Delay, Roy Not Employed St Petersburg, FL
$5 Mar 26, 2020
2020 DEM
Biden, Joe
Delay, Roy Not Employed St Petersburg, FL
$5 Jul 3, 2014
2014 DEM
Democratic Congressional Campaign Committee
Delay, Roy Not Employed Seattle, WA
$30 Sep 22, 2012
2012 DEM
Democratic Senatorial Campaign Committee
Delay, Roy Lawyer @ Self Dallas, TX
$3 Aug 22, 2020
2020 DEM
Biden, Joe
Delay, Roy Not Employed St Petersburg, FL
$3 Jan 18, 2018
2018 DEM
O Rourke, Robert Beto
Delay, Roy Not Employed St Petersburg, FL
$5 Jan 18, 2018
2018 DEM
McCaskill, Claire
Delay, Roy Not Employed St Petersburg, FL
$3 Jul 26, 2020
2020 DEM
Jones, Doug
Delay, Roy Not Employed St Petersburg, FL
$3 Jul 26, 2020
2020
Equality Pac
Delay, Roy Not Employed St Petersburg, FL
$10 Jun 16, 2016
DEM
Fiorini, Dan
Contributor St Petersburg, FL
$10
2016 DEM
Fiorini, Dan
Contributor St Petersburg, FL
$60 20011015
Coen, Jeffrey
Contributor Attorney @ Solo Practice

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 42 political contribution records found for Roy Delay. Total disclosed contributions amount to $385. Recipients include Fiorini, Dan, Coen, Jeffrey. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Roy T Delay

Age 71 Male
·
3016 NW 61st St, Seattle, WA 98107 (King County)
47.6731, -122.3980
· (206) 714-8775
Marital: Married TZ: Pacific
Edu: Graduate School
Homeowner Single Family Built 1916 Purchased 1991
MP

Roy A Delay

Age 61 Male
·
3124 S 202nd East Ave, Broken Arrow, OK 74014 (Wagoner County)
36.1184, -95.7515
· (918) 615-6325
Marital: Single TZ: Central
Edu: Some College
Homeowner Single Family Built 2007 Purchased 2007
MP

Roy M Delay

Age 51 Male
·
224 Eagle Rd, Mountain Top, PA 18707 (Luzerne County)
41.1091, -75.9370
· (570) 817-0626
Marital: Married TZ: Eastern
Occ: White Collar Edu: Some College
Homeowner Single Family
MP

Roy E Delay

Age 75 Male
·
408 W Spring St, Fleetwood, PA 19522 (Berks County)
40.4573, -75.8292
· (610) 944-8112
Marital: Married TZ: Eastern
Occ: Management Edu: Some College
Homeowner Single Family Built 1969 Purchased 1974
MP

Roy A Delay

Age 44 Male
·
674 W 1100 N, Knightstown, IN 46148 (Henry County)
39.7729, -85.4577
· (765) 426-8772
Marital: Married TZ: Eastern
Homeowner Single Family Built 1962 Purchased 2013
MP

Roy Delay

Male
·
685 Mayes Rd, Powder Spgs, GA 30127 (Cobb County)
33.9369, -84.6793
TZ: Eastern
Single Family
MP

Roy Delay

Age 80 Male
·
5661 N Mission Ln, Prescott Vly, AZ 86314 (Yavapai County)
34.6239, -112.3100
Marital: Married TZ: Mountain
Occ: White Collar Edu: Some College
Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with Roy Delay. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Roy Delay. These loans were issued to businesses, not individuals.

Kims Royal Cleaners INC

Subchapter S Corporation

$37,200 Paid in Full
Address:
402 N Main St
Doylestown, PA18901-3404
Approved

Apr 16, 2020

Forgiven

$37,539

Jobs Reported

3

Loan #

2368827208

Loan Size

Small

Kims Royal Cleaners INC

Subchapter S Corporation

$37,205 Paid in Full
Address:
402 N Main St
Doylestown, PA18901-3404
Approved

Feb 4, 2021

Forgiven

$37,452

Jobs Reported

4

Loan #

3160578403

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Roy Delay. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Roy Delay on the map

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Found 51 results across 12 states

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Roy Delay in Tulsa, OK: Background Summary

Location
1435 Allegheny Ave,Tulsa, OK 74112, Tulsa, OK
Other Locations
Knightstown, IN · Dallas, TX · Reading, PA and 13 more
Profiles Found
25 people with this name
Phone Numbers
(918) 806-2059 and 14 others on file
Email
jamedud11@yahoo.com and 4 others on file
Possible Relatives
Orval L Delay, Etha Delay, Linda K Delay, Christina M Delay, Louella Delay
Career
IT sales, Sales Customer at Delay Roy E III, Gaither Tool Company
Voter Registration
Registered Independent
Properties
1property owned
Vehicles
2 linked — 2002 Honda Accord, 2008 Toyota Avalon
Contributions
$385 total — Coen, Jeffrey, Fiorini, Dan
PPP Loans
$74,405 for Kims Royal Cleaners INC, Kims Royal Cleaners INC
White House
1 recorded visit

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Roy Delay. Because public records are indexed by name rather than by a unique identifier, the 103 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Roy Delay

Search Complexity: High

103 public records across 12states, belonging to approximately 25 different individuals. With 25 distinct profiles across 12 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 12 states. Highest concentration: Oklahoma (10%), followed by Pennsylvania and Texas. Spans the South and West regions.

OK10recordsPA8recordsTX6recordsIN6recordsGA6recordsCA4records

Record Type Breakdown

Data spans 8 record categories. Largest: Political Contribution Records (45%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (31) and Business & Corporate Filings (7).

42
Political Contribution Records
31
Contact & Address Records
7
Business & Corporate Filings
6
Voter Registration Records
3
Corporate Records
2
Vehicle Registration Records

Age Distribution

Age range: approximately 60 years, suggesting multiple generations. Largest group: Senior (65+) (73%).

Senior (65+)8peopleMiddle-Age (40-64)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Roy Delay

Is Roy Delay a registered voter?
Yes, voter registration records show Roy Delay is registered. We found 6 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Roy Delay own property?
County assessor records show 1 property associated with Roy Delay . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Roy Delay?
Records show 2 vehicle registrations associated with Roy Delay, including a 2002 HONDA ACCORD. Registered makes include Honda, Toyota. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Roy Delay?
We found 7 business affiliations for Roy Delay, including Delay Roy E III. Other companies include Gaither Tool Company, Handy Ace Hardware Inc. Business records are compiled from state registries, SEC filings, and professional databases.
Has Roy Delay made political donations?
FEC disclosure records show 42 reported political contributions from Roy Delay, totaling $385. Recipients include Fiorini, Dan and Coen, Jeffrey. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Roy Delay?
Our database contains 103 total records for Roy Delay spanning 12 states. This includes 25 distinct contact records, 13 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Roy Delay?
The 103 records displayed for Roy Delay are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Roy Delay remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.