Roy Longman from Los Angeles, CA

Age 70 b. 1956 Male
๐Ÿ“ 12424 Deerbrook Ln
๐Ÿ“ž (310) 863-5738 (Cell), (310) 472-1360
โœ‰๏ธ roylongman@att.net

Roy Longman

Age 59 b. 1966-04-12
๐Ÿ“ 931 Glennshire Dr, Knoxville Tn
๐Ÿ“ž (865) 603-0431, (865) 694-7061
โœ‰๏ธ KTOWN66@AOL.COM

Roy D Longman from La, CA

Age 66
๐Ÿ“ 12424 Deerbrook Ln, Los Angeles, CA 90049
๐Ÿ“ž (310) 472-1360, (310) 943-5111, (310) 863-5738

Roy Longman from Delaware, OH

Age 89 b. May 1936 Delaware Co.
๐Ÿ“ 30 Ravine Ridge Dr
๐Ÿ“ž (740) 362-5519
๐Ÿ‘ค aka Roy J Ongman

Roy Longman from Knoxville, TN

Age 59 b. Apr 1966 Knox Co.
๐Ÿ“ 601 S Peters Rd 58
๐Ÿ“ž (724) 588-1807

Roy Longman

๐Ÿ“ 12424 Deerbrook Ln, Los Angeles Ca
๐Ÿ“ž (310) 490-5016, (310) 490-5016
โœ‰๏ธ RLONGMAN@CRESAPARTNERS.COM

Roy Longman

๐Ÿ“ 12424 Deerbrook, Los Angeles Ca 90049
๐Ÿ“ž (310) 490-5016, (310) 490-5016
โœ‰๏ธ RLONGMAN@CRESAPARTNERS.COM

Roy Longman from Kenockee, MI

Male
๐Ÿ“ 3131 Oneil Rd
๐Ÿ“ž (810) 348-6067 (VERIZON WIRELESS)

Roy Longman from Brown City, MI

Age 81 b. Nov 1944 Lapeer Co.
๐Ÿ“ 3948 Earl West Rd

Roy Longman from Los Angeles, CA

Age 70 b. Mar 1956 Los Angeles Co.
๐Ÿ“ 11726 San Vincente Bl 500

Roy Longman from Middletown, OH

Butler Co.
๐Ÿ“ 11 Henrick Dr
๐Ÿ“ž (937) 423-3820

Roy Longman from Detroit, MI

Wayne Co.
๐Ÿ“ 180 A Po Box

Roy Longman from Lorain, OH

Lorain Co.
๐Ÿ“ 2455 E 37th St

Roy Longman from Knoxville, TN

๐Ÿ“ 931 Glennshire Dr

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 14 contact records for Roy Longman across 4 states. The most recent address on file is in Los Angeles, California. Of these records, 9 include phone numbers and 4 include email addresses. The listed age is 66. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Longman Roy Charles & Moore Kristi Lea

Knox County
· 931 Glennshire Dr, District-3

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Roy Longman in District-3. Values shown are from county assessor records and may differ from current market prices.

2010 INFINITI FX35
ยท Registered to: Roy Longman
ยท VIN: JN8AS1MU8AM801209
·
12424 Deerbrook Ln, Los Angeles, CA, 90049
·
(310) 472-1360
2008 CHEVROLET IMPALA CAR UPPER MIDSIZE
ยท Registered to: Roy Longman
ยท VIN: 2G1WT58K981339966
·
8400 Olde Colony Trl Apt 49, Knoxville, TN, 37923
·
(865) 694-7061
2013 Toyota Prius
ยท Registered to: Roy Longman
ยท VIN: JTDKN3DUXD5628312
·
12424 Deerbrook Ln, Los Angeles, CA, 90049
·
(310) 943-5111
2017 Subaru Forester
ยท Registered to: Roy Longman
ยท VIN: JF2SJAGC4HH801766
·
931 Glennshire Dr, Knoxville, TN, 37923-1972
2017 TOYOTA PRIUS
ยท Registered to: Roy Longman
ยท VIN: JTDKN3DUXH5628312
·
12424 Deerbrook Ln, Los Angeles, CA, 90049-1912
·
(310) 943-5111

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with Roy Longman. Registered makes include Infiniti, Chevrolet, Toyota, Subaru. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Cresa

Principal
+13123764114rlongman@cresa.com
Los Angeles,

Wvhta

Roy LongmanStaff Member
(304) 342-6511Roy_Longman@wvhta.com
Charleston, WV25328

C5 Youth Foundation Of Southern

Roy LongmanSecretary
Los Angeles, CA

Roy Longman

West Wickham, Greater London, United Kingdom
London, Greater London, United Kingdom Building Materials

Q Onsgaard; Jeannie

Roy LongmanManager
ktown66@aol.com
8400 Olde Colony Trl Apt 49, Knoxville, TN37923
penttbom.ws

Cresapartners LLC

Roy LongmanPrincipal
(609) 452-8200rlongman@cresapartners.com
Princeton, NJ

Roy Longman

Application Developer ยท Knoxville, Tennessee Area

Q Onsgaard; Jeannie

Roy LongmanManager
ktown66@aol.com
8400 Olde Colony Trl Apt 49, Knoxville, TN37923

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 10 business affiliations were found for Roy Longman. Companies include Wvhta, Cresapartners LLC, Q Onsgaard; Jeannie. Roles listed include Principal and Staff Member. Records are compiled from state business registries, SEC filings, and professional networking databases.

Mortgage Funding By Longman

Addr: 2121 Panhandle Rd., #81, Delaware, OH, 43015
OH
Officer: Roy John Longman

Unknown Corporation

ID: 1195746
Officer: Roy Longman

Source: Public Records Roy Longman appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

roy longman

A
Addr: Knoxville, TN

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Roy Longman holds 1 state-issued professional license on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Roy Longman

Middletown High School - Middletown, OH, OH
1984

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Roy Longman has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$1,000 Jan 1, 1
2004 REP
Robert Pohl For Assembly 2004
Longman, Roy Broker @ Metrospace CORP DBA Cresa Partners Los Angeles, CA
$1,000 Jan 1, 1
2002 REP
Bob Pohl For Assembly
Longman, Roy Real Estate Broker @ Cresa Los Angeles, CA
$1,000 Dec 23, 2003
2004 REP
Pohl, Bob
Longman, Roy Broker @ Metrospace CORP DBA Cresa Partners Los Angeles, CA
$500 Aug 16, 2004
2004 REP
Pohl, Bob
Longman, Roy Broker @ Metrospace CORP DBA Cresa Partners Los Angeles, CA
$1,000 Dec 26, 2001
2002 REP
Pohl, Bob
Longman, Roy Real Estate Broker @ Cresa Los Angeles, CA
$150 Oct 14, 2020
2020 DEM
Biden, Joe
Longman, Roy Real Estate Broker @ Cresa Los Angeles Los Angeles, CA
$500 Sep 6, 2002
2002 REP
Pohl, Bob
Longman, Roy Real Estate Broker @ Cresa Los Angeles, CA
$150 Oct 14, 2020
DEM
Biden, Joe
Contributor Real Estate Broker @ Cresa Los Angeles Los Angeles, CA
$500 Jun 8, 2020
Unknown Committee
Longman, Roy Real Estate Broker @ Cresa Los Angeles Los Angeles, CA
$1,000
2004 R
Pohl, Bob
Contributor Metrospace CORP DBA Cresa Partners Los Angeles, CA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 10 political contribution records found for Roy Longman. Total disclosed contributions amount to $6,800. Recipients include Biden, Joe, Pohl, Bob. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Roy Longman

Male
·
12421 Rochedale Ln, Los Angeles, CA 90049 (Los Angeles County)
34.0784, -118.4866
· (310) 863-5738
TZ: Pacific
Single Family
MP

Roy Longman

Male
·
4015 Garden Ave, Los Angeles, CA 90039 (Los Angeles County)
34.1244, -118.2680
TZ: Pacific
Single Family
MP

Roy C Longman

Age 51 Male
·
931 Glennshire Dr, Knoxville, TN 37923 (Knox County)
35.9336, -84.1183
· (865) 694-7061
Marital: Single TZ: Eastern
Edu: Graduate School
Homeowner Single Family Built 1985 Purchased 2013
MP

Roy N Longman

Age 72 Male
·
2312 N Green Valley Pkwy, Henderson, NV 89014 (Clark County)
36.0577, -115.0850
Marital: Married TZ: Pacific
Multi-Family
MP

Roy D Longman

Age 61 Male
·
12424 Deerbrook Ln, Los Angeles, CA 90049 (Los Angeles County)
34.0741, -118.4860
· (310) 472-1360
Marital: Married TZ: Pacific
Occ: White Collar Edu: Graduate School
Homeowner Single Family Built 1969 Purchased 2004

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 5 demographic profiles associated with Roy Longman. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Roy Longman. These loans were issued to businesses, not individuals.

Car Candy INC.

Subchapter S Corporation

$6,250 Paid in Full
Address:
11726 San Vicente Blvd Ste 410
Los Angeles, CA90049
Approved

May 1, 2020

Forgiven

$6,313

Jobs Reported

2

Loan #

2131437701

Loan Size

Small

Logica Capital Advisers, LLC

Limited Liability Company(LLC

$72,400 Paid in Full
Address:
11726 San Vicente Blvd 260
Los Angeles, CA90049-4982
Approved

Jun 17, 2020

Forgiven

$73,253

Jobs Reported

6

Loan #

7279457902

Loan Size

Small

Harriett Bay

Sole Proprietorship

$4,200 Paid in Full
Address:
11726 San Vicente Blvd
Los Angeles, CA90049-5044
Approved

Jan 27, 2021

Forgiven

$4,229

Jobs Reported

1

Loan #

6909798308

Loan Size

Small

Cresa Partners Of Los Angeles INC.

Corporation

$523,800 Paid in Full
Address:
11726 San Vicente Blvd Ste 500
Los Angeles, CA90049-5048
Approved

Jan 22, 2021

Forgiven

$527,641

Jobs Reported

22

Loan #

4123928309

Loan Size

Medium

Sage Glendale Ii, LLC

Limited Liability Company(LLC

$47,000 Paid in Full
Address:
11726 San Vicente Blvd Unit#414
Los Angeles, CA90049-5047
Approved

Apr 27, 2020

Forgiven

$47,507

Jobs Reported

2

Loan #

4151567200

Loan Size

Small

Robert Guglielmi

Sole Proprietorship

$20,833 Exemption 4
Address:
11726 San Vicente Blvd Ste 410
Los Angeles, CA90049-5047
Approved

Apr 5, 2021

Jobs Reported

1

Loan #

6969648703

Loan Size

Small

Robert D. Guglielmi Cpa INC

Corporation

$63,750 Paid in Full
Address:
11726 San Vicente Blvd Ste 410
Los Angeles, CA90049
Approved

May 6, 2020

Forgiven

$64,368

Jobs Reported

3

Loan #

3074617410

Loan Size

Small

Dan Gallup

Independent Contractors

$20,833 Paid in Full
Address:
11726 San Vicente Blvd suite 500
Los Angeles, CA90049
Approved

May 2, 2020

Forgiven

$20,969

Jobs Reported

1

Loan #

9568237302

Loan Size

Small

Blue Paradise Aquatics INC

Corporation

$25,000 Paid in Full
Address:
11726 San Vicente Blvd Ste 410
Los Angeles, CA90049
Approved

May 1, 2020

Forgiven

$25,257

Jobs Reported

5

Loan #

1708407704

Loan Size

Small

Goldstein Financial Group

Subchapter S Corporation

$89,790 Paid in Full
Address:
11726 San Vicente Blvd Suite 235
Los Angeles, CA90049-5044
Approved

Apr 15, 2020

Forgiven

$90,624

Jobs Reported

5

Loan #

1479097201

Loan Size

Small

Brentwood Printing INC.

Corporation

$19,868 Paid in Full
Address:
11726 San Vicente Blvd Ste 160
Los Angeles, CA90049-5044
Approved

Feb 14, 2021

Forgiven

$20,033

Jobs Reported

5

Loan #

9054858408

Loan Size

Small

Sage Mountain Senior Housing Partners, LLC

Limited Liability Company(LLC

$615,000 Paid in Full
Address:
11726 San Vicente Blvd #414
Los Angeles, CA90045-5044
Approved

Apr 10, 2020

Forgiven

$620,945

Jobs Reported

90

Loan #

2454917109

Loan Size

Medium

Ntr Partners Administration LLC

Limited Liability Company(LLC

$35,400 Paid in Full
Address:
11726 San Vicente Blvd
Los Angeles, CA90049-5045
Approved

May 1, 2020

Forgiven

$35,767

Jobs Reported

2

Loan #

9938027710

Loan Size

Small

1140 Wilshire LLC

Limited Liability Company(LLC

$41,665 Paid in Full
Address:
11726 San Vicente Blvd 410
Los Angeles, CA90049
Approved

May 18, 2020

Forgiven

$42,249

Jobs Reported

2

Loan #

8182727408

Loan Size

Small

The Soroudi Group

Corporation

$90,190 Paid in Full
Address:
11726 San Vicente Blvd Ste 205
Los Angeles, CA90049-5045
Approved

Mar 20, 2021

Forgiven

$90,874

Jobs Reported

4

Loan #

6152848601

Loan Size

Small

Fresno Senior Housing Partners, LLC

Limited Liability Company(LLC

$427,500 Paid in Full
Address:
11726 San Vicente Blvd #414
Los Angeles, CA90049-4982
Approved

Apr 10, 2020

Forgiven

$395,699

Jobs Reported

60

Loan #

2496127106

Loan Size

Medium

Hacl Packaging LLC

Limited Liability Company(LLC

$124,155 Paid in Full
Address:
11726 San Vicente Blvd Ste 220
Los Angeles, CA90049-5045
Approved

Apr 30, 2020

Forgiven

$125,267

Jobs Reported

8

Loan #

6897297306

Loan Size

Small

Humberto R. Gray A Professional Law Corporation

Corporation

$71,397 Paid in Full
Address:
11726 San Vicente Blvd Ste 670
Los Angeles, CA90049-5049
Approved

Feb 10, 2021

Forgiven

$71,952

Jobs Reported

4

Loan #

6421588409

Loan Size

Small

Sage Tucson Senior Living LLC

Limited Liability Company(LLC

$505,500 Paid in Full
Address:
11726 San Vicente Blvd # 414
Los Angeles, CA90049-4982
Approved

Apr 10, 2020

Forgiven

$494,952

Jobs Reported

80

Loan #

2468937105

Loan Size

Medium

Jama Laurent Ph.d.

Self-Employed Individuals

$20,833 Paid in Full
Address:
11726 San Vicente Blvd Suite 370
Los Angeles, CA90049-4982
Approved

Aug 6, 2020

Forgiven

$21,031

Jobs Reported

1

Loan #

4821378209

Loan Size

Small

Robert Guglielmi

Sole Proprietorship

$20,833 Exemption 4
Address:
11726 San Vicente Blvd Ste 410
Los Angeles, CA90049-5047
Approved

May 22, 2021

Jobs Reported

1

Loan #

5886319008

Loan Size

Small

Guglielmi & Ohira, INC

Corporation

$108,333 Paid in Full
Address:
11726 San Vicente Blvd #410
Los Angeles, CA90049
Approved

May 2, 2020

Forgiven

$109,393

Jobs Reported

5

Loan #

9401187309

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 22 PPP loan records are linked to businesses associated with Roy Longman. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Roy Longman on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
15
5
1
1
6
8
1

Roy Longman in Los Angeles, CA: Background Summary

Location
12424 Deerbrook Ln, Los Angeles, CA 90049
Other Locations
LA, CA ยท Delaware, OH ยท Knoxville, TN and 6 more
Profiles Found
14 people with this name
Phone Numbers
(310) 472-1360 and 9 others on file
Email
roylongman@att.net and 2 others on file
Career
Principal, Secretary at Wvhta, Cresapartners LLC
Properties
1property owned
Vehicles
5 linked โ€” 2010 Infiniti Fx35, 2008 Chevrolet Impala and 3 more
Contributions
$6,800 total โ€” Pohl, Bob, Biden, Joe
PPP Loans
$2955K for Car Candy INC., Logica Capital Advisers, LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Roy Longman. Because public records are indexed by name rather than by a unique identifier, the 75 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Roy Longman

Search Complexity: High

75 public records across 7states, belonging to approximately 14 different individuals. With 14 distinct profiles across 7 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 7 states. Highest concentration: California (20%), followed by Tennessee and Ohio. Spans the West and Midwest regions.

CA15recordsTN8recordsOH6recordsMI5recordsWV1recordNJ1record

Record Type Breakdown

Data spans 8 record categories. Largest: PPP Loan Records (32%), which are tied to specific businesses and addresses. Also includes Contact & Address Records (18) and Business & Corporate Filings (10).

22
PPP Loan Records
18
Contact & Address Records
10
Business & Corporate Filings
10
Political Contribution Records
5
Vehicle Registration Records
2
Corporate Records

Age Distribution

Age range: approximately 30 years, suggesting multiple generations. Largest group: Senior (65+) (80%).

Senior (65+)4peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Roy Longman

Does Roy Longman own property?
County assessor records show 1 property associated with Roy Longman . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Roy Longman?
Records show 5 vehicle registrations associated with Roy Longman, including a 2010 INFINITI FX35. Registered makes include Infiniti, Chevrolet, Toyota, Subaru. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Roy Longman?
We found 10 business affiliations for Roy Longman (Principal). Other companies include Cresapartners LLC, Q Onsgaard; Jeannie. Business records are compiled from state registries, SEC filings, and professional databases.
Has Roy Longman made political donations?
FEC disclosure records show 10 reported political contributions from Roy Longman, totaling $6,800. Recipients include Biden, Joe and Pohl, Bob. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Roy Longman?
Our database contains 75 total records for Roy Longman spanning 7 states. This includes 14 distinct contact records, 9 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Roy Longman?
The 75 records displayed for Roy Longman are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Roy Longman remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.