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Ms Ruth Evelyn Brandenburg from Oroville, CA

Age 93 b. 4/12/1933
📍 5404 Royal Oaks Dr, #oroville, CA 95966-3834
✉️ prrbrandenburg@san.rr.com, prrbrandenburg@aol.com, prrbrandenburg@blackplanet.com, robert.brandenburg@aol.com, prrbrandenburg@netscape.net
👨‍👩‍👧 Relatives: Robert H Brandenburg Jr,Aaron Russell Brandenburg,Paula Kay Brandenburg,Aaron Brandebburg,Arin Kalene Brandenburg,Kathleen D Brandenburg
🕐 12 previous addresses

Ruth Ann Brandenburg

Age 68 b. 1958-03-15
📍 1045 Clover Ln, Hanford Ca
📞 (559) 707-7827, (559) 707-1311
✉️ KRBRAND97@GMAIL.COM

Ruth Brandenburg

Age 92 b. 1933-12-21
📍 200 Garrett St Apt B, Fredericktown Mo
📞 (573) 783-4334, (573) 944-4474
✉️ AUSTINKOPPLIN@YMAIL.COM

Ruth Brandenburg from Newburgh, NY

Age 86
📍 133 Sunset Dr, Newburgh, NY 12550
📞 (845) 562-6296, (914) 562-3251, (845) 562-6296, (914) 268-2806
👨‍👩‍👧 Relatives: Bruce A Brandenburg,William A Brandenburg,Donald S Brandenburg,D S Brandenburg,Donald S Burg,William A Burg

Ruth Brandenburg from Knoxville, TN

Age 85
📍 718 Witt Pl, Knoxville, TN 37915
📞 (865) 522-0513
👨‍👩‍👧 Relatives: Obie M Brandenburg,Ria Antoinette Brandenberg,Ventrice G Branderberg,Jr Obie Brandenburg

Ruth Brandenburg from Sabina, OH

Age 71 b. Apr 1955 Clinton Co.
📍 4924 N State Route 72
📞 (937) 584-2990

Ruth Brandenburg from Fisk, MO

Age 92 b. Dec 1933 Butler Co.
📍 Po Box 751
📞 (802) 748-1473

Ruth Brandenburg from Hanford, CA

Age 68 b. Mar 1958 Kings Co.
📍 905 E Florinda St
📞 (559) 589-9972

Ruth Brandenburg from Oroville, CA

Age 93 b. Apr 1933 Butte Co.
📍 5404 Royal Oaks Dr
📞 (530) 589-0998

Ruth Brandenburg from Johnson City, TN

Age 101 b. Aug 1924 Washington Co.
📍 212 Green Valley Dr
📞 (423) 282-4006

Ruth Brandenburg from Zephyrhills, FL

Age 112 b. Mar 1914 Pasco Co.
📍 36849 Kiowa Ave
📞 (956) 664-9990

Ruth Brandenburg from Dover, DE

Age 97
📍 1140 State St, Dover, DE 19901
📞 (302) 678-1671, (305) 925-5470

Ruth Brandenburg from Johnson City, TN

Age 89
📍 212 Green Valley Dr, Johnson City, TN 37601
📞 (423) 282-4006, (615) 282-4006
👨‍👩‍👧 Relatives: Donald L Brandenburg,Ralph Brandenburg

Ruth Brandenburg from Austin, TX

Age 99
📍 2016 Singing Brk, Austin, TX 78723
📞 (512) 926-9546
👨‍👩‍👧 Relatives: Lyle O Brandenburg

Ruth Brandenburg from Falmouth, KY

Age 89 b. May 1936 Pendleton Co.
📍 113 State St
📞 (859) 654-4665

Ruth Brandenburg from Falmouth, KY

Age 89 b. May 1936 Pendleton Co.
📍 313 Main St
📞 (859) 654-4665

Ruth Brandenburg from Newburgh, NY

Age 96 b. Jul 1929 Orange Co.
📍 133 Sunset Dr
📞 (845) 565-7158

Ruth Brandenburg from Austin, IN

Age 70 b. Aug 1955 Scott Co.
📍 410 Broadway St
📞 (812) 794-4086
👤 aka Brandenburg Ruth

Ruth Brandenburg from Columbus, OH

Age 109 b. Nov 1916 Franklin Co.
📍 3078 Karl Rd
📞 (614) 268-0390

Ruth Brandenburg from Dover, DE

Age 109 b. Dec 1916 Kent Co.
📍 13 Webbs Ln Unit C
📞 (936) 544-9278

Ruth Brandenburg from Lufkin, TX

Age 91 b. 1935 Angelina Co.
📍 108 Oak Shadows St
📞 (936) 632-4749

Ruth Brandenburg from Knoxville, TN

Age 98 b. Feb 1928 Knox Co.
📍 718 Witt Pl
📞 (865) 633-6547

Ruth Brandenburg from Dallas, TX

Age 113 b. May 1912 Dallas Co.
📍 545 Fawn Ridge Dr Apt 120
📞 (303) 410-8828

Ruth Brandenburg from Martinsville, IL

Female
📍 411 N Illinois St
📞 (217) 821-0618 (VERIZON WIRELESS)

Ruth Brandenburg from Beattyville, KY

Age 80 b. 1946 Female
📍 4063 Highway 587
📞 (606) 464-9401

Ruth Brandenburg from Valley Cottage, NY

Age 97 b. Jul 1928 Rockland Co.
📍 75 Ridge Rd Unit A

Ruth Brandenburg from Amarillo, TX

Age 69 b. Sep 1956 Potter Co.
📍 7610 Bluebonnet Dr

Ruth Brandenburg from Frederick, MD

Age 116 b. Feb 1910 Frederick Co.
📍 1421 Taney Ave 127

Ruth Brandenburg from Central City, NE

Age 102 b. Jan 1924 Merrick Co.
📍 1204 17th St

Ruth Brandenburg from Royse City, TX

Age 109 b. Feb 1917 Hunt Co.
📍 4740 Private Road 2671

Ruth Brandenburg from Olympia, WA

Age 94 b. Apr 1932 Thurston Co.
📍 2113 Beta St Se

Ruth Brandenburg from Fort Myers, FL

Age 111 b. Feb 1915 Lee Co.
📍 1925 Virginia Ave 411

Ruth Brandenburg from Fredericktown, MO

Madison Co.
📍 205 Garrett St
📞 (573) 783-8675

Ruth Brandenburg from Beattyville, KY

Lee Co.
📍 1080 Center St
📞 (440) 892-3440

Ruth Brandenburg from Hanford, CA

Age 68 b. 1958 Female
📍 1045 Clover Ln
💼 1003

Ruth Brandenburg from Erie, IL

Whiteside Co.
📍 705 7th Ave Unit 2 A

Ruth Brandenburg from Morgan Hill, CA

Santa Clara Co.
📍 3420 Blue Grass Ct

Ruth Brandenburg from Terre Haute, IN

Vigo Co.
📍 1200 Maple Ave 212

Ruth Brandenburg from Royse City, TX

Rockwall Co.
📍 1 Box 30 B

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 39 contact records for Ruth Brandenburg across 14 states. The most recent address on file is in Sabina, Ohio. Of these records, 27 include phone numbers and 3 include email addresses. Ages range from 85 to 99, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Brandenburg Ruth

Clark County
PIN: 11-20-329-009
· 400 SE 6th St
Lot: 8,214sqft

Brandenburg Ruth Haddix

Pendleton County
· 385 Pleasant Hill Rd, Butler

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 2 property records linked to Ruth Brandenburg in Butler. Values shown are from county assessor records and may differ from current market prices.

Ruth Marie Brandenburg

116 Aspen CIR, Leesburg, , 34748

Ruth C Brandenburg

Reg: 849175
133 Sunset Dr
DOB: 19280724 Gender: Female
Senate: 22

Ruth Gail Brandenburg

Republican
Precinct: 190409

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 3 voter registration records were found for Ruth Brandenburg in . Party affiliation is listed as REP. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2010 Dodge Journey
· Registered to: Ruth Brandenburg
· VIN: 3D4PG5FV5AT178617
·
329 Morrow St, Greenville, OH, 45331-1836
·
(937) 621-4036
2007 FORD FOCUS
· Registered to: Ruth Brandenburg
· VIN: 1FAFP34N97W182856
·
4063 Highway 587, Beattyville, KY, 41311-8075

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 2 vehicle registration records are associated with Ruth Brandenburg. Registered makes include Dodge, Ford. The most recent model year on record is 2010. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Brandenburg Real Estate

Owner
(936) 632-4749
Lufkin, TX
Real Estate (Housing)

Ruth Ann Brandenburg

United States

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 3 business affiliations were found for Ruth Brandenburg. Companies include Brandenburg Real Estate. Records are compiled from state business registries, SEC filings, and professional networking databases.

Ruth Brandenburg

NURSE PRACTITIONER
Individual Female
NPI: 1891292686
School: OTHER (2018)
Org: Royale Internal Medicine LLC

Source: CMS NPI Registry (NPPES) · State Medical Boards · Healthcare Provider Databases 1 healthcare provider record found for Ruth Brandenburg in the CMS National Provider Identifier registry. NPI registration is required for providers billing Medicare or Medicaid. Listing here does not constitute an endorsement of care quality.

ruth brandenburg

A
Addr: Sabina, OH

Ruth Brandenburg

Cosmo
INACTIVE
License # 011100198
Firm: Ruth Brandenburg
Addr: Bensenville, IL 60106

ruth brandenburg

Cosmo
INACTIVE
License # 011100198
Addr: Bensenville, IL 60106
County: Cook
Issued: Jan 1, 1998 Exp: Sep 30, 1987

Licensed Professional

Source: State Professional Licensing Boards · Dept. of Professional Regulation Ruth Brandenburg holds 4 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Ruth Brandenburg

Dunedin High School - Dunedin, FL, FL
1965

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Ruth Brandenburg has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$15 Aug 19, 2004
2004 DEM
Williams, Brendan W
Brandenburg, Ruth Lacey, WA
$500 Jun 21, 1988
1988 DEM
Larouche, Lyndon H Jr
Brandenburg, Ruth G Mount Pleasant, TX
$25 May 15, 2008
2008 DEM
Clinton, Hillary Rodham
Brandenburg, Ruth Not Employed Kennewick, WA
$500 Jun 21, 1988
DEM
Larouche, Lyndon H Jr
Contributor Mount Pleasant, TX
$15
2004 D
Williams, Brendan W
Contributor Lacey, WA

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 5 political contribution records found for Ruth Brandenburg. Total disclosed contributions amount to $1,055. Recipients include Larouche, Lyndon H Jr, Williams, Brendan W. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Ruth Brandenburg

Age 71 Female
·
4063 Highway 587, Beattyville, KY 41311 (Lee County)
37.5119, -83.7807
· (606) 464-9401
Marital: Married TZ: Eastern
Homeowner Single Family Built 1985
MP

Ruth S Brandenburg

Age 62 Female
·
410 Broadway St, Austin, IN 47102 (Scott County)
38.7502, -85.8036
Marital: Married TZ: Eastern
Occ: Professional Edu: High School
Homeowner Single Family Built 1950
MP

Ruth A Brandenburg

Age 36 Female
·
329 Morrow St, Greenville, OH 45331 (Darke County)
40.1024, -84.6222
· (937) 621-4036
TZ: Eastern
Homeowner Single Family Built 1900 Purchased 2012
MP

Ruth Brandenburg

Age 78 Female
·
1830 E Indianola Ave, Phoenix, AZ 85016 (Maricopa County)
33.4919, -112.0410
Marital: Single TZ: Mountain
Homeowner Single Family
MP

Ruth Brandenburg

Age 82 Female
·
108 Oak Shadows St, Lufkin, TX 75901 (Angelina County)
31.2997, -94.7026
· (936) 632-4749
Marital: Married TZ: Central
Occ: White Collar Edu: Graduate School
Homeowner Single Family Built 1978 Purchased 1987
MP

Ruth A Brandenburg

Female
·
1112 Prairie Ave, Mattoon, IL 61938 (Coles County)
39.4839, -88.3679
TZ: Central
Homeowner Single Family Built 1920
MP

Ruth Brandenburg

Female
·
2448 S 49th St, Kansas City, KS 66106 (Wyandotte County)
39.0568, -94.6914
Marital: Single TZ: Central
Occ: Management Edu: Some College
Single Family
MP

Ruth Brandenburg

Age 86 Female
·
400 SE 6th St, Casey, IL 62420 (Clark County)
39.2960, -87.9858
Marital: Married TZ: Central
Single Family
MP

Ruth E Brandenburg

Female
·
37 La Mirada Ave, Oroville, CA 95966 (Butte County)
39.5043, -121.4840
· (530) 370-1139
TZ: Pacific
Homeowner Single Family Built 1947 Purchased 2015
MP

Ruth Brandenburg

Female
·
1045 Clover Ln, Hanford, CA 93230 (Kings County)
36.3474, -119.6290
· (559) 707-7827
TZ: Pacific
Homeowner Single Family Built 1987 Purchased 2014
MP

Ruth A Brandenburg

Age 78 Female
·
1855 S Orange Grove Ave, Los Angeles, CA 90019 (Los Angeles County)
34.0421, -118.3690
TZ: Pacific
Single Family
MP

Ruth C Brandenburg

Age 36 Female
·
5009 Winesap Dr, Muskegon, MI 49442 (Muskegon County)
43.2450, -86.1228
· (231) 750-7522
Marital: Inferred Married TZ: Eastern
Edu: High School
Single Family
MP

Ruth A Brandenburg

Age 85 Female
·
44092 Natalie Ter, Ashburn, VA 20147 (Loudoun County)
39.0460, -77.4767
· (703) 726-0411
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Multi-Family Built 1999 Purchased 2002
MP

Ruth H Brandenburg

Age 81 Female
·
113 State St, Falmouth, KY 41040 (Pendleton County)
38.6804, -84.3423
· (859) 653-5576
Marital: Married TZ: Eastern
Occ: White Collar Edu: High School
Homeowner Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 14 demographic profiles associated with Ruth Brandenburg. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Ruth Brandenburg. These loans were issued to businesses, not individuals.

Max Parrish Auomotive, LLC

$45,363 Paid in Full
Address:
313 Main St
Approved

Apr 10, 2020

Forgiven

$45,857

Loan #

1970637110

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Ruth Brandenburg. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Ruth Brandenburg on the map

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Found 75 results across 19 states

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Ruth Brandenburg in CA: Background Summary

Location
5404 Royal Oaks Dr Oroville, CA 95966-3834
Other Locations
Sabina, OH · Fisk, MO · Hanford, CA and 24 more
Profiles Found
39 people with this name
Phone Numbers
(530) 589-0998 and 27 others on file
Email
prrbrandenburg@san.rr.com and 6 others on file
Possible Relatives
Robert H Brandenburg JR, Aaron Russell Brandenburg, Paula Kay Brandenburg, Aaron Brandebburg, Arin Kalene Brandenburg and 14 more
Career
Brandenburg Real Estate
Voter Registration
Registered Republican
Properties
2properties owned
Vehicles
2 linked — 2010 Dodge Journey, 2007 Ford Focus
Contributions
$1,055 total — Larouche, Lyndon H Jr, Williams, Brendan W
Healthcare
Licensed provider — NURSE PRACTITIONER
Licenses
2 professional licenses (COSMO)
PPP Loans
$45,362.5 for Max Parrish Auomotive, LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Ruth Brandenburg. Because public records are indexed by name rather than by a unique identifier, the 88 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Healthcare Provider Data

Healthcare provider information is sourced from the National Plan and Provider Enumeration System (NPPES), a registry managed by the Centers for Medicare and Medicaid Services (CMS). Every healthcare provider that bills Medicare or Medicaid is required to obtain a National Provider Identifier (NPI), so the presence of an NPI listing confirms that the individual holds recognized healthcare credentials. The specialty, practice address, and taxonomy codes reflect the provider's own attestation at the time of registration or most recent update. An NPI listing does not constitute an endorsement of care quality, nor does it indicate whether the provider is currently accepting new patients.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Ruth Brandenburg

Search Complexity: High

88 public records across 19states, belonging to approximately 39 different individuals. With 39 distinct profiles across 19 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 19 states. Highest concentration: Texas (11%), followed by Illinois and California. Spans the South and Midwest regions.

TX10recordsIL9recordsCA9recordsKY8recordsOH6recordsTN5records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (71%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (5) and Professional License Records (4).

52
Contact & Address Records
5
Political Contribution Records
4
Professional License Records
3
Voter Registration Records
3
Business & Corporate Filings
2
Property Ownership Records

Frequently Asked Questions About Ruth Brandenburg

Is Ruth Brandenburg a registered voter?
Yes, voter registration records show Ruth Brandenburg is registered in . We found 3 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Ruth Brandenburg own property?
County assessor records show 2 properties associated with Ruth Brandenburg . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Ruth Brandenburg?
Records show 2 vehicle registrations associated with Ruth Brandenburg, including a 2010 Dodge Journey. Registered makes include Dodge, Ford. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Ruth Brandenburg?
We found 3 business affiliations for Ruth Brandenburg, including Brandenburg Real Estate. Business records are compiled from state registries, SEC filings, and professional databases.
Is Ruth Brandenburg a healthcare provider?
Yes, the CMS National Provider Identifier registry lists Ruth Brandenburg as a registered healthcare provider (NPI: 1891292686). NPI registration is required for all providers billing Medicare or Medicaid. This listing confirms enrollment in the federal healthcare system but does not indicate quality of care.
Has Ruth Brandenburg made political donations?
FEC disclosure records show 5 reported political contributions from Ruth Brandenburg, totaling $1,055. Recipients include Larouche, Lyndon H Jr and Williams, Brendan W. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Ruth Brandenburg?
Our database contains 88 total records for Ruth Brandenburg spanning 19 states. This includes 39 distinct contact records, 27 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Ruth Brandenburg?
The 88 records displayed for Ruth Brandenburg are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Ruth Brandenburg remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.