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Ryan S Pedigo from Columbus, IN

Age 51 b. 5/5/1975
📍 222 Sycamore St, Apt 1d, #columbus, IN 47201-6866
✉️ ryanpedigo75@yahoo.com
👨‍👩‍👧 Relatives: Cherry N Staten,Jay Jay Pedigo,Jay Pedigo,Jay J Pedigo,Marsha J Pedigo,Cherry Staten,Tone Staten
🕐 4 previous addresses

Ryan Pedigo

📍 3737 S Bentley Ave Apt 504, Los Angeles Ca
📞 (415) 385-8455, (714) 403-4056
✉️ RPEDIGO@GMAIL.COM, rpedigo@gmail.com

Ryan Pedigo

Age 37 b. 1989-03-28
📍 3390 Country Village, Jurupa Vly Ca 92509
📞 (111) 111-0001
✉️ RYANPPEDIGO@GMAIL.COM, ryanppedigo@gmail.com

Ryan Pedigo

Age 42 b. 1983-12-08
📍 11029 N 99th East Ave, Owasso Ok
📞 (469) 247-5345
✉️ RYAN_LM02@YAHOO.COM, ryan_lm02@yahoo.com

Ryan Pedigo from Riverside, CA

Age 45 b. Mar 1981 Riverside Co.
📍 6034 Oakwood St
📞 (321) 303-8468, (321) 633-0692
👤 aka Ryan Eygendaal

Ryan Pedigo

📍 7804 Loma Ln, Godley Tx
📞 (469) 247-5345, (817) 304-1004
✉️ RYAN_LM02@YAHOO.COM

Ryan Pedigo from Valrico, FL

📍 2013 Cricket Ln
📞 (813) 240-1070 (AT&T MOBILITY)
✉️ RYAN.PEDIGO@NETZERO.NET

Ryan Pedigo from Roanoke, TX

Age 42 b. Dec 1983 Denton Co.
📍 6 Heritage Ct
📞 (817) 491-9185

Ryan Pedigo from Herrin, IL

Age 53 b. Sep 1972
📍 13622 Bandyville Rd
📞 (618) 985-8089

Ryan Pedigo from Valrico, FL

Age 68 b. Nov 1957 Hillsborough Co.
📍 1836 S Valrico Rd
📞 (813) 653-1785

Ryan Pedigo from Parker, CO

Age 42 b. May 1984
📍 17908 Mimosa St
📞 (720) 234-8312

Ryan Pedigo from Marion, IL

Age 51 b. Dec 1974 Williamson Co.
📍 13772 Dekalb St
📞 (618) 942-7320

Ryan Pedigo

📍 4064 Braysville Rd, Spencer In
📞 (812) 325-3342, (812) 325-3342
✉️ RYANPEDIGO603@YAHOO.COM

Ryan Pedigo from Chino Hills, CA

Age 45 b. 1981 Male
📍 14760 Moon Crest Ln
📞 (909) 393-4538

Ryan Pedigo from Spencer, IN

Age 45 b. 1981 Owen Co.
📍 600 Fletcher Ave

Ryan Pedigo from Columbus, IN

Bartholomew Co.
📍 737 Heritage Woods
📞 (419) 529-9310

Ryan Pedigo from Los Angeles, CA

Age 40 b. 1986 Male
📍 765 Weyburn Pl Apt 209

Ryan Pedigo from Spencer, IN

Owen Co.
📍 139 N County Line Rd E

Ryan Pedigo from Defuniak Springs, FL

Walton Co.
📍 368 Marion Dr

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 19 contact records for Ryan Pedigo across 6 states. The most recent address on file is in Riverside, California. Of these records, 15 include phone numbers and 7 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Pedigo Ryan J

Hillsborough County
PIN: 202936ZZZ000002744200U
· 1836 S Valrico Rd, Valrico 33596
Value: $278,150

Pedigo Ryan

Nueces County
PIN: 711200050370
· 7505 Long S Dr
Lot: 6,892sqft

Pedigo Ryan

Nueces County
· 7505 Long S Dr, Corpus-Christi

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 3 property records linked to Ryan Pedigo in Corpus-Christi. Values shown are from county assessor records and may differ from current market prices.

Ryan Pedigo

Republican
10517ashfield St # 2c, Highlands Ranch, CO, 80126
DOB: 1984 Gender: Male
County: Douglas

Ryan J Pedigo

1836 S Valrico RD, Valrico, , 335965269

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 2 voter registration records were found for Ryan Pedigo in Colorado, . Party affiliation is listed as REP. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2004 Ford Expedition
· Registered to: Ryan Pedigo
· VIN: 1FMRU15W24LB53624
·
1836 S Valrico Rd, Valrico, FL, 33596

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 1 vehicle registration record is associated with Ryan Pedigo. Registered makes include Ford. The most recent model year on record is 2004. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Health Dept

Executive Director
(813) 307-8071vitalstats@doh.state.fl.us
Tampa, FL
Administration of Human Resource Programs (Administration)

Harbor Emergency Medical Education Foundation

Ryan PedigoVP
Villa Park, CA

Ryan Pedigo

United States
LinkedIn

Ryan Pedigo, M.D.

Clerkship Director at Ha

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 7 business affiliations were found for Ryan Pedigo. Companies include Health Dept. Roles listed include VP. Records are compiled from state business registries, SEC filings, and professional networking databases.

Ryan Pedigo

Oak Grove High School - San Jose, CA, CA
2002

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Ryan Pedigo has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$3 Aug 26, 2008
2008
United Parcel Service, INC Pac Florid
Pedigo, Ryan On Road Supervisor Highlands Ranch, CO
$2 Aug 26, 2011
2012
United Parcel Service, INC Pac Florid
Pedigo, Ryan Ft Local Sort Superv Highlands Ranch, CO
$100 Mar 9, 2016
2016 DEM
Sanders, Bernard
Pedigo, Ryan Manager @ Ups San Jose, CA
$111 Aug 26, 2012
2012
United Parcel Service INC Pac
Pedigo, Ryan Business Mgr @ Ups Corpus Christi, TX
$100 Feb 20, 2020
2020 DEM
Sanders, Bernard
Pedigo, Ryan Owner @ Pedigo Logistics LLC Parker, CO
$134 Aug 26, 2013
2014
United Parcel Service INC Pac
Pedigo, Ryan Business Mgr @ Ups Corpus Christi, TX
$100 Apr 13, 2018
2018
California Association Of Realtors Issues Mobilization Pac
Pedigo, Ryan Real Estate Broker @ Century 21 M&m And Associates San Jose, CA
$167 Sep 30, 2016
2016
United Parcel Services INC Political Action Commi
Pedigo, Ryan Business Mgr @ United Parcel Service San Jose, CA
$134 Aug 26, 2014
2014
United Parcel Service INC Pac
Pedigo, Ryan Business Mgr @ Ups Corpus Christi, TX
$167 Aug 26, 2015
2016
United Parcel Service INC Pac
Pedigo, Ryan Business Mgr @ Ups Corpus Christi, TX
$6 Aug 26, 2013
2014
United Parcel Service, INC Pac Florid
Pedigo, Ryan Business Mgr Corpus Christi, TX
$167 Oct 24, 2016
2016
United Parcel Service INC Pac
Pedigo, Ryan Business Mgr @ United Parcel Service INC San Jose, CA
$100 Feb 4, 2020
2020 DEM
Sanders, Bernard
Pedigo, Ryan Owner @ Pedigo Logistics LLC Parker, CO
$134 Sep 30, 2014
2014
United Parcel Services INC Political Action Commi
Pedigo, Ryan Business Mgr @ United Parcel Service Corpus Christi, TX
$4 Aug 28, 2009
2010
United Parcel Service, INC Pac Florid
Pedigo, Ryan Comprehensive Health Highlands Ranch, CO
$167 Nov 25, 2015
2016
United Parcel Services INC Political Action Commi
Pedigo, Ryan Business Mgr @ United Parcel Service Corpus Christi, TX
$2 Aug 26, 2010
2010
United Parcel Service, INC Pac Florid
Pedigo, Ryan On Road Supervisor Highlands Ranch, CO
$111 Sep 30, 2012
2012
United Parcel Services INC Political Action Commi
Pedigo, Ryan Business Manager @ United Parcel Service Highlands Ranch, CO
$6 Aug 30, 2014
2014
United Parcel Service, INC Pac Florid
Pedigo, Ryan Business Mgr Corpus Christi, TX
$134 Sep 30, 2013
2014
United Parcel Services INC Political Action Commi
Pedigo, Ryan Business Mgr @ United Parcel Service Corpus Christi, TX
$5 Aug 26, 2012
2012
United Parcel Service, INC Pac Florid
Pedigo, Ryan Business Manager Highlands Ranch, CO
$167 Sep 30, 2016
United Parcel Services INC Political Action Commi
Contributor Business Mgr @ United Parcel Service San Jose, CA
$100 Feb 4, 2020
Unknown Committee
Pedigo, Ryan Owner @ Pedigo Logistics LLC Parker, CO
$167
2016
United Parcel Services INC Political Action Commi
Contributor Business Mgr @ United Parcel Service San Jose, CA

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 24 political contribution records found for Ryan Pedigo. Total disclosed contributions amount to $2,290. Recipients include United Parcel Services INC Political Action Commi. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Ryan Pedigo

Age 35 Male
·
638 Chynoweth Ave, San Jose, CA 95136 (Santa Clara County)
37.2601, -121.8540
· (720) 234-8312
Marital: Single TZ: Pacific
Occ: White Collar Edu: High School
Single Family
MP

Ryan Pedigo

Male
·
11029 N 99th East Ave, Owasso, OK 74055 (Tulsa County)
36.3138, -95.8640
TZ: Central
Homeowner Single Family Built 2002 Purchased 2013
MP

Ryan J Pedigo

Age 59 Male
·
1836 S Valrico Rd, Valrico, FL 33596 (Hillsborough County)
27.9129, -82.2529
· (813) 653-1785
Marital: Married TZ: Eastern
Homeowner Single Family Built 1976 Purchased 2003
MP

Ryan Pedigo

Age 36 Male
·
14760 Moon Crest Ln, Chino Hills, CA 91709 (San Bernardino County)
33.9857, -117.7520
· (909) 393-4538
Marital: Married TZ: Pacific
Edu: Some College
Homeowner Multi-Family
MP

Ryan Pedigo

Male
·
13 Tamerlane Dr, Stafford, VA 22554 (Stafford County)
38.4938, -77.3666
TZ: Eastern
Single Family
MP

Ryan L Pedigo

Age 28 Male
·
496 Macedonia Rd, Adolphus, KY 42120 (Allen County)
36.6886, -86.2450
Marital: Single TZ: Central
Single Family
MP

Ryan L Pedigo

Male
·
324 McFall St, Benton, IL 62812 (Franklin County)
37.9991, -88.9257
TZ: Central
Homeowner Single Family
MP

Ryan Pedigo

Male
·
103 Smith Dr, De Soto, IL 62924 (Jackson County)
37.8187, -89.2170
TZ: Central
Homeowner Single Family Purchased 2003

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 8 demographic profiles associated with Ryan Pedigo. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Ryan Pedigo. These loans were issued to businesses, not individuals.

Alain Hernandez

Self-Employed Individuals

$3,520 Paid in Full
Address:
5301 W Spring Creek Pkwy
Plano, TX75024-3587
Approved

Mar 15, 2021

Forgiven

$3,547

Jobs Reported

1

Loan #

2412788606

Loan Size

Small

Jose Guillen

Independent Contractors

$15,625 Paid in Full
Address:
5301 W Spring Creek Pkwy
Plano, TX75024-3587
Approved

May 12, 2021

Forgiven

$15,732

Jobs Reported

1

Loan #

9857048906

Loan Size

Small

Davonte Wilson

Sole Proprietorship

$29,117 Exemption 4
Address:
5301 W Spring Creek Pkwy
Plano, TX75024-3587
Approved

Apr 23, 2021

Jobs Reported

1

Loan #

9280798804

Loan Size

Small

Men'S Medical And Wellness, PLLC

Limited Liability Company(LLC

$36,837 Paid in Full
Address:
5301 W Spring Creek Pkwy #2234
Plano, TX75024-3571
Approved

Jun 23, 2020

Forgiven

$37,081

Jobs Reported

3

Loan #

1897768004

Loan Size

Small

Travis Pearson

Independent Contractors

$11,053 Paid in Full
Address:
5301 W Spring Creek Pkwy Apt 1628
Plano, TX75024-3571
Approved

Mar 30, 2021

Forgiven

$11,137

Jobs Reported

1

Loan #

3199268706

Loan Size

Small

Global Dallas Logistics LLC

Limited Liability Company(LLC

$5,042 Paid in Full
Address:
5301 W Spring Creek Parkway Apt 615
Plano, TX75024-4905
Approved

May 6, 2020

Forgiven

$10,532

Jobs Reported

1

Loan #

2818797406

Loan Size

Small

Davonte Wilson

Sole Proprietorship

$20,797 Exemption 4
Address:
5301 W Spring Creek Pkwy
Plano, TX75024-3587
Approved

Jan 28, 2021

Jobs Reported

1

Loan #

7530948305

Loan Size

Small

Khirian Wingfield

Independent Contractors

$11,725 Paid in Full
Address:
5301 W Spring Creek Pkwy
Plano, TX75024-3587
Approved

Apr 26, 2021

Forgiven

$11,776

Jobs Reported

1

Loan #

1576108908

Loan Size

Small

Bruce A Rodgers

Sole Proprietorship

$5,228 Paid in Full
Address:
13772 DeKalb St
Marion, IL62959-8237
Approved

Feb 23, 2021

Forgiven

$5,243

Jobs Reported

1

Loan #

3278198500

Loan Size

Small

Travis Pearson

Independent Contractors

$11,053 Paid in Full
Address:
5301 W Spring Creek Pkwy Apt 1628
Plano, TX75024-4909
Approved

Apr 19, 2021

Forgiven

$11,136

Jobs Reported

1

Loan #

6056688808

Loan Size

Small

Bruce A Rodgers

Sole Proprietorship

$10,407 Paid in Full
Address:
13772 DeKalb St
Marion, IL62959-8237
Approved

Apr 24, 2021

Forgiven

$10,437

Jobs Reported

1

Loan #

1277588901

Loan Size

Small

Jonathan Guillen

Independent Contractors

$9,375 Paid in Full
Address:
5301 W Spring Creek Pkwy Apt 415
Plano, TX75024-4904
Approved

Apr 26, 2021

Forgiven

$9,455

Jobs Reported

1

Loan #

1923638909

Loan Size

Small

Alain Hernandez

Self-Employed Individuals

$3,520 Paid in Full
Address:
5301 W Spring Creek Pkwy
Plano, TX75024-3587
Approved

Apr 16, 2021

Forgiven

$3,565

Jobs Reported

1

Loan #

4755418808

Loan Size

Small

Kamorin Goode

Sole Proprietorship

$17,993 Exemption 4
Address:
5301 W Spring Creek Pkwy
Plano, TX75024-3571
Approved

Apr 23, 2021

Jobs Reported

1

Loan #

9164488808

Loan Size

Small

J-Ton Contractors, INC

Subchapter S Corporation

$10,100 Paid in Full
Address:
600 Fletcher Ave
Lincoln, NE68521-8901
Approved

Apr 28, 2020

Forgiven

$10,186

Jobs Reported

4

Loan #

7603127203

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 15 PPP loan records are linked to businesses associated with Ryan Pedigo. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Ryan Pedigo on the map

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Found 34 results across 9 states

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Ryan Pedigo in Los Angeles, CA: Background Summary

Location
3737 S Bentley Ave Apt 504, Los Angeles Ca, Los Angeles, CA
Other Locations
Riverside, CA · Valrico, FL · Roanoke, TX and 8 more
Profiles Found
19 people with this name
Phone Numbers
(812) 378-9503 and 17 others on file
Email
ryanpedigo75@yahoo.com and 5 others on file
Possible Relatives
Cherry N Staten, Jay Jay Pedigo, Jay Pedigo, Jay J Pedigo, Marsha J Pedigo and 2 more
Career
Health Dept
Voter Registration
Registered Republican
Properties
2properties owned
Vehicles
1 linked — 2004 Ford Expedition
Contributions
$2,289.7 total — United Parcel Services INC Political Action Commi, United Parcel Services INC Political Action Commi
PPP Loans
$201K for Alain Hernandez, Jose Guillen

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Ryan Pedigo. Because public records are indexed by name rather than by a unique identifier, the 84 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Ryan Pedigo

Search Complexity: High

84 public records across 9states, belonging to approximately 19 different individuals. With 19 distinct profiles across 9 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 9 states. Highest concentration: California (14%), followed by Florida and Indiana. Spans the West and South regions.

CA12recordsFL6recordsIN4recordsIL4recordsCO3recordsOK2records

Record Type Breakdown

Data spans 7 record categories. Largest: Political Contribution Records (32%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (23) and PPP Loan Records (15).

24
Political Contribution Records
23
Contact & Address Records
15
PPP Loan Records
7
Business & Corporate Filings
3
Property Ownership Records
2
Voter Registration Records

Age Distribution

Age range: approximately 32 years, suggesting multiple generations. Largest group: Senior (65+) (13%).

Senior (65+)1personMiddle-Age (40-64)6peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Ryan Pedigo

Is Ryan Pedigo a registered voter?
Yes, voter registration records show Ryan Pedigo is registered in Colorado with REP affiliation. We found 2 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Ryan Pedigo own property?
County assessor records show 3 properties associated with Ryan Pedigo . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Ryan Pedigo?
Records show 1 vehicle registration associated with Ryan Pedigo, including a 2004 Ford Expedition. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Ryan Pedigo?
We found 7 business affiliations for Ryan Pedigo, including Health Dept. Business records are compiled from state registries, SEC filings, and professional databases.
Has Ryan Pedigo made political donations?
FEC disclosure records show 24 reported political contributions from Ryan Pedigo, totaling $2,290. Recipients include United Parcel Services INC Political Action Commi. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Ryan Pedigo?
Our database contains 84 total records for Ryan Pedigo spanning 9 states. This includes 19 distinct contact records, 15 with phone numbers, 7 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Ryan Pedigo?
The 84 records displayed for Ryan Pedigo are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Ryan Pedigo remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.