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Sam Carney from Cheswold, DE

Age 80 b. 1/20/1946
📍 Po Box 146, #cheswold, DE 19936-0146
✉️ clc72050@aol.com, clc@aol.com, rcarney@attbi.com
👨‍👩‍👧 Relatives: Carol M Carey,Ashley L Carney,Kristen D Carney,Nicolas Vandetti,Pamela A Carney,Ronald L Carney Jr,Ronald Carney,Wanda Carney Vandetti,Alvin G Carney,Angela L Mahar,Ashley Carney,Barbara J Asbury,Cynthia L Murphy,David Bodine,Katherine Anne Corey,Lester L Blakeman Jr,Michael D Carey,P Donald Carey,Paul G Carey Jr,Paul Donald Carey,Paul R Carey,Robin E Murphy Sr,Robin E Murphy,Shannon Y Shehorn,Wanda D Lawrence,Wanda Vandetti,William J Corey,Amanda Elizabeth Miller,Anthony T Carney,Arthur Elexander Lawrence,Carey Graves,Charlotte A Carney,Daniel Sm Mahar,Debra A Carey,Graves Carey,Kenneth T Miller,Kristin M Lang,Marian R Carney,Marjorie L Miller,Mark A Miller,Milton B Carney Jr,Natalie S Bailey,Pamela A Miller,Pamela A Miller,Randy Scott Miller,Scott M Miller,Scott A Pinder,Steven D Shehorn,Tammy M Lang
🕐 12 previous addresses

Sam Carney

Age 44 b. 1981-08-24
📍 71 W Meath Ring, Weldon Spring Mo
📞 (573) 268-6316, (314) 363-6893
✉️ KRISSI1027@HOTMAIL.COM, krissi1027@hotmail.com

Sam Raymond Carney from Las Vegas, NV

Age 93 b. 9/14/1932
📍 867 N Lamb Blvd, Ofc Pc136, #las Vegas, NV 89110-5484
👨‍👩‍👧 Relatives: Brian Lee Carney,Brian Carney,Jonna D Carney,Shari A Carney,Shelby L Carney,Sylvia A Carney Jr,Brian Thomas Carney,Christopher R Carney,Christopher Carney,Cynthia L Purnell,Debra K Powell,Erienne L Elliott,Gloria C Carney,Jonathan B Elliott,Leonard R Elliott Jr,Meredith Lee,Michael A Elliott,Phyllis Lena Elliott,Roy Williams Lee Jr,Tana Carney,Tana M Carney,Thelma C Carney Sr,Brent Allan Clausen,Bruce E Carney,Charlotte E Carney,Cindy Smith,Colton J Bieker,Deborah A Williams Jr,Donny Lee Williams,Gina M Seal,Jennifer Lynn Brown,John Robert Bieker,Kirby G Smith,Lee Williams,Leonard Elliott,Lesley Ann Williams,Maria D Porta,Marion D Elliott,Michael M Porta,Michael Porta,Natasha M Williams,Penny Marie Malone,Peter T Carney,Sean Elliott,Susan Kimberly Corbin,Tamara L Hardman,Tammy J Smith,Terence J Powell,Vito S Porta Jr,Wanda L Smith
🕐 6 previous addresses

Sam Carney

Age 44 b. 1981-08-24
📍 71 West Meath Ring, St Charles County Mo 63304
📞 (573) 268-6316, (314) 363-6893
✉️ KRISSI1027@HOTMAIL.COM

Sam Carney

Age 93 b. 1932-08-07
📍 407 Hastings Rd, Belton Tx
📞 (254) 598-9523
✉️ TELLUMCARNEY@YAHOO.COM

Sam Carney from Lewisport, KY

Age 55
📍 307 Grace Ct, Lewisport, KY 42351
📞 (270) 295-6175, (502) 295-6175, (270) 945-1775, (870) 231-4529

Sam Carney from Wilmer, AL

Age 52
📍 8130 Samantha Dr, Wilmer, AL 36587
📞 (251) 649-5394

Sam Carney from Colbert, GA

Age 107 b. Mar 1919
📍 132 Shady Ln
📞 (706) 789-2280
👤 aka Sam Daniel Carney

Sam Carney from Camden, AR

Age 67 b. Aug 1958 Ouachita Co.
📍 1485 Country Club Rd 79
📞 (443) 260-0971

Sam Carney from Debary, FL

Age 82 b. Oct 1943 Volusia Co.
📍 33 Valleywood Dr
📞 (407) 323-7167

Sam Carney from Lewisport, KY

Male
📍 307 Grace Ct
📞 (270) 945-1775 (AT&T MOBILITY)

Sam Carney from Wilmer, AL

Age 57 b. 1969 Male
📍 8130 Samantha Dr
📞 (251) 649-5394

Sam Carney from Madison, TN

Age 63 b. Sep 1962 Davidson Co.
📍 920 Gallatin Pi

Sam Carney from Houston, TX

0
📍 8323 Cinnamon Ln #1507, Houston, TX 77072

Sam Carney from Newport Beach, CA

Orange Co.
📍 210 Ruby Ave
📞 (949) 673-4047

Sam Carney from Rome, GA

Floyd Co.
📍 600 Redmond Rd Nw E 7

Sam Carney from Mcalester, OK

Pittsburg Co.
📍 211 S C St

Sam Carney from Jacksonville, FL

Duval Co.
📍 1100 Seagate Ave 145

Unknown Person

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 19 contact records for Sam Carney across 11 states. The most recent address on file is in Wilmer, Alabama. Of these records, 13 include phone numbers and 4 include email addresses. Ages range from 52 to 55, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Carney Sam H & Judy K

Volusia County
PIN: 30190402000060
· 33 Valleywood Dr, Debary 32713
Value: $105,319

Carney Sam Est

Marion County

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 2 property records linked to Sam Carney in 3. Values shown are from county assessor records and may differ from current market prices.

2003 CHEVROLET IMPALA
· Registered to: Sam Carney
· VIN: 2G1WH52K439199975
·
1075 Hickory Ln, Indiana, PA, 15701
2009 KIA SEDONA
· Registered to: Sam Carney
· VIN: KNDMB233496282599
·
3469 Plank Rd, Natural Bridge, VA, 24578-4063
·
(240) 381-7126
2003 Subaru Legacy
· Registered to: Sam Carney
· VIN: 4S3BE635836215115
·
307 Grace Ct, Lewisport, KY, 42351-7090
·
(270) 295-6175

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 3 vehicle registration records are associated with Sam Carney. Registered makes include Chevrolet, Kia, Subaru. The most recent model year on record is 2009. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Vocate

Senior Operations Associate
samuel.carney@vocate.me
San Francisco,

Carney Sam Sales and Mktg Inc

President
(386) 668-0475
De Bary, FL
Engineering, Management, Accounting, Research and Related Industries (Services)

Sam Carney's Sales & Marketing

Owner
(386) 228-4246
Lake Helen, FL
Wholesale Trade - Non-Durable Goods (Products)

First Metropolitan Mortgage Co

Owner
(410) 944-8000
Baltimore, MD
Non-Depository Credit Institutions (Credit)

Guthrie County Farm Bureau

Sam CarneyDirector
Guthrie Center, IA

Sam Carney

Daytona Beach, Florida, United States Retail
LinkedIn

Weyerhaeuser Company

Sam CarneyProcess Engineer
(318) 263-2529scarney@weyerhaeuser.com
Simsboro, LA

National Pork Producers Council

Sam CarneyPresident Elect
(515) 278-8012scarney@pork.org
Urbandale, IA

Sam Carney

Retired from albertson fl. · Debary, Florida

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 19 business affiliations were found for Sam Carney. Companies include Carney Sam Sales and Mktg Inc, Sam Carney's Sales & Marketing, First Metropolitan Mortgage Co and 2 more. Roles listed include Senior Operations Associate and Head Of Content Delivery. Records are compiled from state business registries, SEC filings, and professional networking databases.

Sam Carney

Mount Edgecumbe High School - Sitka, AK, AK
2005

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Sam Carney has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$50 Dec 7, 2000
2000 DEM
Myers, Dick
Carney, Sam Adair, IA
$50 Feb 1, 2020
2020 REP
Young, David
Carney, Sam Farmer @ Carney Farms Adair, IA
$1,000 Mar 18, 2010
2010
National Pork Producers Council Pork Pac
Carney, Sam Manager @ Self Adair, IA
$1,400 Jun 23, 2015
2016
National Pork Producers Council Pork Pac
Carney, Sam Manager @ Self Adair, IA
$75 Aug 22, 2001
2002 DEM
Kibbie, John
Carney, Sam Adair, IA
$40 Jan 8, 2000
2000 REP
McLaren, Derryl
Carney, Sam Adair, IA
$1,065 Mar 23, 2009
2010
National Pork Producers Council Pork Pac
Carney, Sam Manager @ Self Adair, IA
$225 Mar 25, 2016
2016
National Pork Producers Council Pork Pac
Carney, Sam Manager @ Self Adair, IA
$100 Oct 29, 2020
2020 REP
Young, David
Carney, Sam Farmer @ Self Employed Adair, IA
$100 Sep 15, 2005
2006 D
Gronstal, Michael E
Carney, Sam Adair, IA
$300 May 17, 2018
2018
National Pork Producers Council Pork Pac
Carney, Sam Pork Producer @ Self Adair, IA
$100 May 29, 2020
2020 REP
Young, David
Carney, Sam Farmer @ Self Employed Adair, IA
$100 Dec 21, 2000
2000 DEM
Vilsack, Tom & Pederson, Sally
Carney, Sam Adair, IA
$500 Mar 28, 1984
1984 DEM
Gore, Albert Jr
Carney, Sam W Self-Employed Madison, TN
$100 May 29, 2020
2020 REP
Young, David
Carney, Sam Farmer @ Self Employed Adair, IA
$50 Sep 21, 2001
2002 REP
Iverson Jr, Stewart
Carney, Sam Adair, IA
$500 Oct 23, 2012
2012 REP
Romney, Mitt / Ryan, Paul D.
Carney, Sam Engineer @ Domtar Paper Co Lewisport, KY
$100 Aug 29, 2020
2020 REP
Young, David
Carney, Sam Farmer @ Self Employed Adair, IA
$100 Jan 18, 2002
2002 DEM
Wise, Philip
Carney, Sam Adair, IA
$1,000 Feb 9, 1993
1994 DEM
Sasser, James R
Carney, Sam W Pediatrician Madison, TN
$200 Oct 18, 2006
2006 D
Gronstal, Michael E
Carney, Sam Adair, IA
$1,000 Mar 7, 2011
2012
National Pork Producers Council Pork Pac
Carney, Sam Manager @ Self Adair, IA
$1,000 Mar 16, 2012
2012
National Pork Producers Council Pork Pac
Carney, Sam Manager @ Self Adair, IA
$1,000 Jun 15, 2017
2018
National Pork Producers Council Pork Pac
Carney, Sam Pork Producer @ Self Adair, IA
$1,100 Mar 11, 2014
2014
National Pork Producers Council Pork Pac
Carney, Sam Manager @ Self Adair, IA
$1,200 Mar 29, 2013
2014
National Pork Producers Council Pork Pac
Carney, Sam Manager @ Self Adair, IA
$75 Aug 16, 2002
2002 DEM
Reeder, Jackie
Carney, Sam Adair, IA
$104 May 5, 2020
2020 REP
Young, David
Carney, Sam Farmer @ Self Employed Adair, IA
$1,200 Mar 29, 2013
National Pork Producers Council Pork Pac
Contributor Manager @ Self Adair, IA
$100 Sep 29, 2020
Unknown Committee
Carney, Sam Farmer @ Self-Employed Adair, IA
$100 09/15/2005
State Senate
Citizens for Gronstal
Contributor Adair, IA
$200
2006 D
Gronstal, Michael E
Contributor Adair, IA

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 32 political contribution records found for Sam Carney. Total disclosed contributions amount to $14,134. Recipients include National Pork Producers Council Pork Pac, Citizens for Gronstal, Gronstal, Michael E. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Sam Carney

Age 47 Male
·
8130 Samantha Dr, Wilmer, AL 36587 (Mobile County)
30.8616, -88.3069
· (251) 649-5394
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 1997
MP

Sam R Carney

Age 69 Male
·
110 W Buchanan St, Carlinville, IL 62626 (Macoupin County)
39.2871, -89.8821
Marital: Single TZ: Central
Homeowner Single Family
MP

Sam W Carney

Age 59 Male
·
307 Grace Ct, Lewisport, KY 42351 (Hancock County)
37.9245, -86.8867
· (270) 295-6175
Marital: Single TZ: Central
Edu: High School
Homeowner Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 3 demographic profiles associated with Sam Carney. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Sam Carney. These loans were issued to businesses, not individuals.

Shyra Green

Sole Proprietorship

$20,833 Paid in Full
Address:
867 N Lamb Blvd Spc 232
Las Vegas, NV89110-2337
Approved

Mar 25, 2021

Forgiven

$20,974

Jobs Reported

1

Loan #

9247398604

Loan Size

Small

Carney Farms INC

Corporation

$26,335 Paid in Full
Address:
1343 330th St
Adair, IA50002-8540
Approved

Aug 7, 2020

Forgiven

$22,405

Jobs Reported

2

Loan #

5044048203

Loan Size

Small

Timothy Richards

Independent Contractors

$594 Paid in Full
Address:
867 N Lamb Blvd Spc 154
Las Vegas, NV89110-2323
Approved

Jan 31, 2021

Forgiven

$598

Jobs Reported

1

Loan #

9739218309

Loan Size

Small

Shyra Green

Sole Proprietorship

$20,800 Paid in Full
Address:
867 N Lamb Blvd Spc 232
Las Vegas, NV89110-2300
Approved

Feb 24, 2021

Forgiven

$20,964

Jobs Reported

1

Loan #

3902818501

Loan Size

Small

Sherry Carney

Sole Proprietorship

$3,181 Paid in Full
Address:
1343 330th St
Adair, IA50002-8540
Approved

Mar 17, 2021

Forgiven

$3,189

Jobs Reported

1

Loan #

4089808608

Loan Size

Small

Deonte Mitchell

Self-Employed Individuals

$27,708 Exemption 4
Address:
867 N Lamb Blvd Spc 175
Las Vegas, NV89110-2322
Approved

Apr 19, 2021

Jobs Reported

1

Loan #

6211208805

Loan Size

Small

Deonte Mitchell

Self-Employed Individuals

$19,791 Exemption 4
Address:
867 N Lamb Blvd Spc 175
Las Vegas, NV89110-2322
Approved

Apr 1, 2021

Jobs Reported

1

Loan #

4517638700

Loan Size

Small

Sarah Bannister

Sole Proprietorship

$20,832 Paid in Full
Address:
867 N Lamb Blvd Spc 61
Las Vegas, NV89110-2310
Approved

Apr 22, 2021

Forgiven

$20,923

Jobs Reported

1

Loan #

8344878810

Loan Size

Small

William Huihui

Sole Proprietorship

$20,832 Paid in Full
Address:
867 N Lamb Blvd Spc 93
Las Vegas, NV89110-2327
Approved

Apr 22, 2021

Forgiven

$20,923

Jobs Reported

1

Loan #

8893008810

Loan Size

Small

Shyra Green

Sole Proprietorship

$20,800 Exemption 4
Address:
867 N Lamb Blvd Spc 232
Las Vegas, NV89110-2337
Approved

Apr 29, 2021

Jobs Reported

1

Loan #

5173498902

Loan Size

Small

Shariya Graves

Sole Proprietorship

$20,832 Paid in Full
Address:
867 N Lamb Blvd Spc 232
Las Vegas, NV89110-2337
Approved

May 12, 2021

Forgiven

$20,974

Jobs Reported

1

Loan #

9611538900

Loan Size

Small

Carney Farms INC

Corporation

$26,335 Paid in Full
Address:
1343 330th St
Adair, IA50002-8540
Approved

Mar 27, 2021

Forgiven

$26,466

Jobs Reported

5

Loan #

1797668709

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 12 PPP loan records are linked to businesses associated with Sam Carney. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Sam Carney on the map

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Found 35 results across 19 states

Fewer
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Sam Carney in Weldon Spring, MO: Background Summary

Location
71 W Meath Ring, Weldon Spring Mo, Weldon Spring, MO
Other Locations
Wilmer, AL · Colbert, GA · Camden, AR and 7 more
Profiles Found
19 people with this name
Phone Numbers
(302) 678-1199 and 13 others on file
Email
clc72050@aol.com and 4 others on file
Possible Relatives
Carol M Carey, Ashley L Carney, Kristen D Carney, Nicolas Vandetti, Pamela A Carney and 93 more
Career
Senior Operations Associate, Head Of Content Delivery at Carney Sam Sales and Mktg Inc, Sam Carney's Sales & Marketing
Properties
1property owned
Vehicles
3 linked — 2003 Chevrolet Impala, 2009 Kia Sedona and 1 more
Contributions
$14.2K total — National Pork Producers Council Pork Pac, Gronstal, Michael E
PPP Loans
$229K for Shyra Green, Carney Farms INC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Sam Carney. Because public records are indexed by name rather than by a unique identifier, the 94 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Sam Carney

Search Complexity: High

94 public records across 19states, belonging to approximately 19 different individuals. With 19 distinct profiles across 19 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 19 states. Highest concentration: Kentucky (6%), followed by Iowa and Florida. Spans the South and Midwest regions.

KY6recordsIA6recordsFL4recordsAL3recordsGA2recordsTX1record

Record Type Breakdown

Data spans 6 record categories. Largest: Political Contribution Records (36%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (22) and Business & Corporate Filings (19).

32
Political Contribution Records
22
Contact & Address Records
19
Business & Corporate Filings
12
PPP Loan Records
3
Vehicle Registration Records
2
Property Ownership Records

Age Distribution

Age range: approximately 62 years, suggesting multiple generations. Largest group: Senior (65+) (56%).

Senior (65+)5peopleMiddle-Age (40-64)4people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Sam Carney

Does Sam Carney own property?
County assessor records show 2 properties associated with Sam Carney . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Sam Carney?
Records show 3 vehicle registrations associated with Sam Carney, including a 2003 CHEVROLET IMPALA. Registered makes include Chevrolet, Kia, Subaru. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Sam Carney?
We found 19 business affiliations for Sam Carney (Senior Operations Associate). Other companies include Sam Carney's Sales & Marketing, First Metropolitan Mortgage Co. Business records are compiled from state registries, SEC filings, and professional databases.
Has Sam Carney made political donations?
FEC disclosure records show 32 reported political contributions from Sam Carney, totaling $14,134. Recipients include National Pork Producers Council Pork Pac and Citizens for Gronstal and 1 others. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Sam Carney?
Our database contains 94 total records for Sam Carney spanning 19 states. This includes 19 distinct contact records, 13 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Sam Carney?
The 94 records displayed for Sam Carney are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Sam Carney remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.