OpenDataUSA

Quick Navigation

Sam Pemberton from Nixa, MO

Age 69
📍 305 Coventry Cir #4, Nixa, MO 65714
📞 (417) 725-3197, (417) 693-0029, (417) 725-3197, (417) 886-0599
✉️ bigflatkids@aol.com
👨‍👩‍👧 Relatives: Sherri D Pemberton,Pat Pemberton,Patricia Ann Pemberton,John Wayne Pemberton
🏪 M&t Remodeling, Llc

Sam L Pemberton from Clever, MO

Age 64 b. 7/25/1961
📍 326 W Cherokee Path, #clever, MO 65631-6697
👨‍👩‍👧 Relatives: Agnes B Pemberton,Betty K Pemberton,Jennifer M Pemberton,Kerry Lee Blair,Lynn G Pemberton,Angelia M Blair,Bailey J Hedgpeth,Brandon S Pemberton,Carla P Martin,Colton Diamond Pemberton,David L Johnson,Deborah A Pemberton,Diamond Pemberton,Elizabeth M Hightower,Eric D Hightower,Jacob E Blair,Jacob Matthew Pemberton,Jamie A Bennett,Jason K Hedgpeth,Joseph Earl Pemberton,Joyce M Blair,Justin Pembertou,Kerry E Graven,Madelaine H Krueger,Maria R Hedgpeth,Mary E Graven,Mary Pat Matchell,Michael Gerald Pemberton,Na Johnson,Philip C Blair,Regina N Blair,Rufus Eric Blair,Sarah K Long,Alisha D Lowman,Ann K Johnson,Anthony E Matchell,Billy J Hightower,Brandy Ann Mcgarity,Darren T Edwards,Dennis Raymond Krueger,E Dale Hightower,Ernie D Hightower,Ernie L Hightower,Gary James Bartosh,Kathleen Ann Hofmann,Leta M Hightower,Michelle Blair,Natalia Carreen Mcmillan,Terry Lynn Karr,Tim C Long
🕐 6 previous addresses

Sam Pemberton from Burton, TX

Age 76 b. Nov 1949 Washington Co.
📍 5558 Longpoint Rd
📞 (979) 289-9076

Sam Pemberton

📍 1700 Felts Dr, Marion Il
📞 (618) 273-4960, (618) 926-3317
✉️ SAMFPEMBERTON@GMAIL.COM

Sam Pemberton from Yuma, AZ

Age 98 b. Oct 1927 Yuma Co.
📍 2525 S Virginia Dr 13
📞 (618) 822-2525

Sam Pemberton from Raleigh, IL

Age 74 b. Oct 1951 Saline Co.
📍 595 Karel Park Rd
📞 (618) 268-4960
👤 aka Pemberton Sam

Sam Pemberton

📍 900 Boardman Dr Apt E49, Gallup Nm
📞 (505) 979-0718
✉️ SPEMBERT@GMAIL.COM

Sam Pemberton from Beverly Hills, CA

Male
📍 9641 Sunset Boulevard
📞 (310) 429-2983 (VERIZON WIRELESS)

Sam Pemberton from Nixa, MO

Age 82 b. 1944 Male
📍 305 W Coventry Cir
📞 (417) 725-3197

Sam Pemberton from Baton Rouge, LA

Age 81 b. Sep 1944 East Baton Rouge Co.
📍 11070 Mead Rd 1604

Sam Pemberton from Punta Gorda, FL

Age 50 b. Sep 1975 Charlotte Co.
📍 26212 Copiapo Ci

Sam Pemberton from Artesia, NM

Age 110 b. Aug 1915 Eddy Co.
📍 1404 W Champ Clark Ave

Sam Pemberton from Yuma, AZ

📍 2525 S Virginia Dr, Yuma, AZ 85364
📞 (928) 726-7992

Sam Pemberton from Gallup, NM

📍 900 S Boardman Ave
📞 (505) 863-2982

Sam Pemberton from Flagstaff, AZ

U
📍 4015 E Soliere Ave

Sam Pemberton from Ozark, MO

Christian Co.
📍 1051 Riverbluff Dr

Sam Pemberton from Gallup, NM

Mckinley Co.
📍 900 S Boardman Av J 99

Unknown Person

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 18 contact records for Sam Pemberton across 8 states. The most recent address on file is in Burton, Texas. Of these records, 11 include phone numbers and 3 include email addresses. The listed age is 69. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Sam Denis Pemberton

County: Christian

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 1 voter registration record was found for Sam Pemberton. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2008 Nissan Altima
· Registered to: Sam Pemberton
· VIN: 1N4BL24E68C199346
·
14 Gardner Cir, New London, CT, 06320-4315
·
(860) 271-3681
2009 Ford Escape
· Registered to: Sam Pemberton
· VIN: 1FMCU04G69KA03118
·
595 Karel Park Rd, Raleigh, IL, 62977-1528
·
(618) 277-2629
2008 Honda Ridgeline
· Registered to: Sam Pemberton
· VIN: 2HJYK165X8H504399
·
595 Karel Park Rd, Raleigh, IL, 62977
2012 CHEVROLET COLORADO
· Registered to: Sam Pemberton
· VIN: 1GCHTCFE9C8109285
·
305 W Coventry Cir, Nixa, MO, 65714-8290
·
(417) 693-0029
2012 RAM RAM PICKUP 2500
· Registered to: Sam Pemberton
· VIN: 3C6TD4CL3CG249981
·
233 Santaluz Ln, Austin, TX, 78732-2462
·
(979) 289-9076
· Registered to: Sam Pemberton
·
1106 Glenn St, Daingerfield, TX, 75638

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 6 vehicle registration records are associated with Sam Pemberton. Registered makes include Nissan, Ford, Honda, Chevrolet and others. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Impero Software

Chief Executive Officer
+441509611341spemberton@imperosoftware.com
Reading,
LinkedIn

Softel-USA

Sam PembertonChief Executive Officer
(203) 354-4602spemberton@softel-usa.com
800 Cnncticut Ave E Wing, Norwalk, CT6854

Pep Construction Co

Partner
(417) 725-3197
Nixa, MO
Construction - Special Trade Contractors (Construction)

Softel USA

President
(310) 309-5281
Santa Monica, CA
Wholesale Trade - Durable Goods (Products)

Pemberton, Sam

Sam Pemberton
(425) 885-2974pembertonsam@hotmail.com
Redmond, WA98052

Uneque Cafe'

Sam PembertonOwner
(417) 746-4101SPemberton@UnequeCafe.com
Norwood, MO65717

Sam Pemberton

Senior Service Advisor
Gilder Group
Sheffield, Sheffield, United Kingdom Automotive
sam.pemberton@gildergroup.co.uk
LinkedIn

Sam Pemberton

Financial Advisor
Vanguard
Pennsylvania
LinkedIn

Preferred Printing Inc

Sam PembertonSales Customer
(417) 693-0029spemberton@netscape.net
305 W Coventry Cir, Nixa, MO65714
preferredprint.com

Uneque Cafe'

Sam PembertonOwner
(417) 746-4101
Norwood, MO

Sam Pemberton

United States

Preferred Printing Inc

Sam PembertonSales Customer
(417) 693-0029spemberton@netscape.net
305 W Coventry Cir, Nixa, MO65714

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 31 business affiliations were found for Sam Pemberton. Companies include Softel-USA, Pep Construction Co, Softel USA and 4 more. Roles listed include Chief Executive Officer and Director. Records are compiled from state business registries, SEC filings, and professional networking databases.

Sam Pemberton,

Addr: 305 Coventry Circl, Nixa, MO, 65714
MO

Sam Pemberton,

Addr: 305 Coventry Circl, Nixa, MO, 65714
MO

Sam Pemberton

Addr: 305 Coventry Circle, Strafford, MO, 65714
MO

Source: Public Records Sam Pemberton appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Sam Pemberton

Benton High School - Benton, AR, AR
1965

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Sam Pemberton has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$25 Nov 3, 2016
2016 DEM
Hillary For America
Pemberton, Sam Retired Gallup, NM
$11 Apr 18, 2017
2018 DEM
Democratic Congressional Campaign Committee
Pemberton, Sam Not Employed Gallup, NM
$50 Oct 12, 2016
2016 12
Clinton, Hillary Rodham
Pemberton, Sam Retired Gallup, NM
$15 Jul 3, 2017
2018 DEM
Democratic Congressional Campaign Committee
Pemberton, Sam Not Employed Gallup, NM
$50 Oct 22, 2016
2018
Hillary Victory Fund
Pemberton, Sam Retired Gallup, NM
$51 Oct 2, 2016
2016 12
Clinton, Hillary Rodham
Pemberton, Sam Retired Gallup, NM
$35 Oct 22, 2016
2016 DEM
Hillary For America
Pemberton, Sam Retired Gallup, NM
$5 Apr 23, 2014
2014 DEM
Democratic Congressional Campaign Committee
Pemberton, Sam Retired Gallup, NM
$50 Sep 26, 2016
2016 12
Clinton, Hillary Rodham
Pemberton, Sam Retired Gallup, NM
$20 Oct 21, 2020
2020 DEM
Dccc
Pemberton, Sam Drywall Estimarter Bidder @ Self Employed Nixa, MO
$42 Nov 2, 2016
2016 DEM
Hillary For America
Pemberton, Sam Retired Gallup, NM
$500 Jan 1, 1
1992 DEM
Ladenburg, John
Pemberton, Sam Tacoma, WA
$15 Apr 3, 2017
2018 DEM
Democratic Congressional Campaign Committee
Pemberton, Sam Not Employed Gallup, NM
$11 Apr 17, 2017
2018 DEM
Democratic Congressional Campaign Committee
Pemberton, Sam Not Employed Gallup, NM
$25 May 24, 2019
2020 DEM
Bullock, Steve
Pemberton, Sam Construction @ Self Nixa, MO
$15 May 29, 2017
2018 DEM
Dccc
Pemberton, Sam Not Employed Gallup, NM
$100 Mar 1, 2020
2020 DEM
Biden, Joe
Pemberton, Sam Contractor @ Pep Construction Nixa, MO
$50 Sep 18, 2016
2016 12
Clinton, Hillary Rodham
Pemberton, Sam Retired Gallup, NM
$50 Oct 17, 2016
2016 12
Clinton, Hillary Rodham
Pemberton, Sam Retired Gallup, NM
$15 Jul 4, 2017
2018 DEM
Democratic Congressional Campaign Committee
Pemberton, Sam Retired Gallup, NM
$11 May 17, 2017
2018 DEM
Dccc
Pemberton, Sam Not Employed Gallup, NM
$25 Nov 8, 2016
2016 DEM
Hillary For America
Pemberton, Sam Retired Gallup, NM
$15 Jan 29, 2017
2018 DEM
Democratic Congressional Campaign Committee
Pemberton, Sam Not Employed Gallup, NM
$5 Feb 26, 2024
2024 DEM
Dscc
Pemberton, Sam Construction @ Self Nixa, MO
$15 Apr 29, 2017
2018 DEM
Democratic Congressional Campaign Committee
Pemberton, Sam Not Employed Gallup, NM
$3 Dec 11, 2017
2018 DEM
Jones, Doug
Pemberton, Sam Not Employed Gallup, NM
$36 Oct 5, 2016
2016 12
Clinton, Hillary Rodham
Pemberton, Sam Retired Gallup, NM
$50 May 26, 2019
2020 DEM
Bullock, Steve
Pemberton, Sam Construction @ Self Nixa, MO
$50 Oct 18, 2016
2016
Hillary Victory Fund
Pemberton, Sam Retired Gallup, NM
$15 Aug 3, 2017
2018 DEM
Democratic Congressional Campaign Committee
Pemberton, Sam Retired Gallup, NM
$50 Mar 4, 2020
2020 DEM
Biden, Joe
Pemberton, Sam Contractor @ Pep Construction Nixa, MO
$250 Jun 19, 2017
2018 DEM
Dnc Services Corporation/Democratic National Committee
Pemberton, Sam D Construction Estimator Contrac @ Self Nixa, MO
$15 Oct 1, 2020
2020 DEM
Biden, Joe
Pemberton, Sam Contractor @ Pep Const Nixa, MO
$15 Aug 3, 2017
2018 DEM
Democratic Congressional Campaign Committee
Pemberton, Sam Not Employed Gallup, NM
$50 Oct 22, 2016
2016 DEM
Hillary For America
Pemberton, Sam Retired Gallup, NM
$25 Nov 2, 2016
2016 DEM
Hillary For America
Pemberton, Sam Retired Gallup, NM
$8 Mar 31, 2014
2014 DEM
Democratic Congressional Campaign Committee
Pemberton, Sam Retired Gallup, NM
$42 Nov 2, 2016
2018
Hillary Victory Fund
Pemberton, Sam Retired Gallup, NM
$25 Nov 2, 2016
2016 DEM
Hillary For America
Pemberton, Sam Retired Gallup, NM
$15 Feb 25, 2017
2018 DEM
Democratic Congressional Campaign Committee
Pemberton, Sam Not Employed Gallup, NM
$50 Oct 31, 2016
2016 DEM
Hillary For America
Pemberton, Sam Retired Gallup, NM
$5 Mar 27, 2017
2018 DEM
Heinrich, Martin Trevor
Pemberton, Sam Not Employed Gallup, NM
$3 Jan 28, 2014
2014 DEM
Democratic Congressional Campaign Committee
Pemberton, Sam Retired Gallup, NM
$15 May 20, 2017
2018 DEM
Dccc
Pemberton, Sam Not Employed Gallup, NM
$25 Nov 5, 2016
2016 DEM
Hillary For America
Pemberton, Sam Retired Gallup, NM
$15 Sep 3, 2017
2018 DEM
Dccc
Pemberton, Sam Not Employed Gallup, NM
$36 Oct 5, 2016
2016
Hillary Victory Fund
Pemberton, Sam Retired Gallup, NM
$25 Nov 8, 2016
2016 DEM
Hillary For America
Pemberton, Sam Retired Gallup, NM
$22 Oct 1, 2016
2016 12
Clinton, Hillary Rodham
Pemberton, Sam Retired Gallup, NM
$100 Apr 25, 2019
2020 DEM
Biden, Joe
Pemberton, Sam Construction @ Self Nixa, MO
$250 Jun 19, 2017
DEM
Dnc Services Corporation/Democratic National Committee
Contributor Construction Estimator Contrac @ Self Nixa, MO
$20 Aug 25, 2020
Unknown Committee
Pemberton, Sam Drywall Estimarter Bidder @ Self-Employed Nixa, MO

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 52 political contribution records found for Sam Pemberton. Total disclosed contributions amount to $2,420. Recipients include Dnc Services Corporation/Democratic National Committee. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Sam Pemberton

Age 72 Male
·
305 W Coventry Cir, Nixa, MO 65714 (Christian County)
37.0410, -93.3078
· (417) 725-3197
Marital: Married TZ: Central
Occ: Healthcare Edu: High School
Homeowner Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 1 demographic profile associated with Sam Pemberton. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Sam Pemberton. These loans were issued to businesses, not individuals.

Pep Construction INC

Subchapter S Corporation

$13,540 Paid in Full
Address:
305 W Coventry Cir
Nixa, MO65714-8290
Approved

Apr 28, 2020

Forgiven

$13,619

Jobs Reported

3

Loan #

8482107205

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Sam Pemberton. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Sam Pemberton on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
1
3
2
2
1
3
1
18
3
2
2

Found 38 results across 11 states

Fewer
More

Sam Pemberton in Nixa, MO: Background Summary

Location
305 Coventry Cir #4,Nixa, MO 65714, Nixa, MO
Other Locations
Burton, TX · Yuma, AZ · Raleigh, IL and 7 more
Profiles Found
18 people with this name
Phone Numbers
(417) 725-3197 and 12 others on file
Email
bigflatkids@aol.com and 2 others on file
Possible Relatives
Sherri D Pemberton, Pat Pemberton, Patricia Ann Pemberton, John Wayne Pemberton, Agnes B Pemberton and 49 more
Career
Chief Executive Officer, Director at Softel-USA, Pep Construction Co
Vehicles
6 linked — 2008 Nissan Altima, 2009 Ford Escape and 4 more
Contributions
$2,419.65 total — Dnc Services Corporation/Democratic National Committee
PPP Loans
$13,540 for Pep Construction INC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Sam Pemberton. Because public records are indexed by name rather than by a unique identifier, the 117 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Sam Pemberton

Search Complexity: High

117 public records across 11states, belonging to approximately 18 different individuals. With 18 distinct profiles across 11 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 11 states. Highest concentration: Missouri (15%), followed by Arizona and New Mexico. Spans the Midwest and West regions.

MO18recordsAZ3recordsNM3recordsIL3recordsCT2recordsCA2records

Record Type Breakdown

Data spans 7 record categories. Largest: Political Contribution Records (45%), which include employer and occupation, which are strong distinguishing fields. Also includes Business & Corporate Filings (31) and Contact & Address Records (21).

52
Political Contribution Records
31
Business & Corporate Filings
21
Contact & Address Records
6
Vehicle Registration Records
3
Corporate Records
1
Voter Registration Records

Age Distribution

Age range: approximately 60 years, suggesting multiple generations. Largest group: Senior (65+) (88%).

Senior (65+)7peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Sam Pemberton

Is Sam Pemberton a registered voter?
Yes, voter registration records show Sam Pemberton is registered. We found 1 voter registration entry across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
What vehicles are registered to Sam Pemberton?
Records show 6 vehicle registrations associated with Sam Pemberton, including a 2008 Nissan Altima. Registered makes include Nissan, Ford, Honda, Chevrolet. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Sam Pemberton?
We found 31 business affiliations for Sam Pemberton (Chief Executive Officer). Other companies include Pep Construction Co, Softel USA. Business records are compiled from state registries, SEC filings, and professional databases.
Has Sam Pemberton made political donations?
FEC disclosure records show 52 reported political contributions from Sam Pemberton, totaling $2,420. Recipients include Dnc Services Corporation/Democratic National Committee. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Sam Pemberton?
Our database contains 117 total records for Sam Pemberton spanning 11 states. This includes 18 distinct contact records, 11 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Sam Pemberton?
The 117 records displayed for Sam Pemberton are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Sam Pemberton remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.