Sandra Elfman from Northport, NY

Age 81 b. Oct 1944 Suffolk Co.
๐Ÿ“ 33 Beverly Ct
๐Ÿ“ž (631) 421-3412

Sandra Elfman from Devils Lake, ND

Age 67 b. Oct 1958 Ramsey Co.
๐Ÿ“ 1411 11th Ave Se
๐Ÿ“ž (701) 662-3928

Sandra Elfman from Union City, CA

๐Ÿ“ 33089 Mission Blvd, Union City, CA 94587
๐Ÿ“ž (510) 324-2773, (510) 967-1663

Sandra Elfman from Malden, MA

Age 57
๐Ÿ“ 123 Coleman St #123, Malden, MA 02148
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Barry M Elfman

Sandra Elfman from Rutland, VT

Age 82 b. Nov 1943 Rutland Co.
๐Ÿ“ 151 Pearl St Unit 3

Sandra Elfman from Peabody, MA

Age 70 b. Sep 1955 Essex Co.
๐Ÿ“ 381 Western Ave

Sandra Elfman from San Jose, CA

Age 82 b. Sep 1943 Santa Clara Co.
๐Ÿ“ 5733 Halleck Dr
๐Ÿ‘ค aka Wilson Sandra A

Sandra Elfman from Danvers, MA

Age 69 b. Feb 1957
๐Ÿ“ 98 Newbury St Trlr 21a
๐Ÿ‘ค aka Sandra P Elfman, Sandra Elfmanmarie, Sandra P Elfman-Marie

Sandra Elfman from Naples, FL

Age 82 b. Aug 1943 Collier Co.
๐Ÿ“ 4223 Mourning Dove Dr

Sandra Elfman from Malden, MA

Age 69 b. 1957 Female
๐Ÿ“ 123 Coleman St

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 10 contact records for Sandra Elfman across 6 states. The most recent address on file is in Northport, New York. Of these records, 3 include phone numbers. The listed age is 57. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Sandra L Elfman

Reg: 09866170
33 Beverly Ct, 13, 11768
DOB: 19441013 Gender: Female

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Sandra Elfman. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2010 Dodge Grand Caravan
ยท Registered to: Sandra Elfman
ยท VIN: 2D4RN5D15AR131444
·
1411 11Th Ave Se, Devils Lake, ND, 58301-4035

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 1 vehicle registration record is associated with Sandra Elfman. Registered makes include Dodge. The most recent model year on record is 2010. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Citibank

Vice President Operations-citicard
+15196804701sandra.elfman@citi.com

Sandra Elfman

Project Manager Atm North American Portfolio
London, Ontario, Canada Financial Services

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 2 business affiliations were found for Sandra Elfman. Roles listed include Vice President Operations-citicard. Records are compiled from state business registries, SEC filings, and professional networking databases.

Sandra Elfman

Pauline Johnson Collegiate & Vocational School - Brantford, ON
1976

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Sandra Elfman has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Sandra L Elfman

Age 72 Female
·
33 Beverly Ct, Northport, NY 11768 (Suffolk County)
40.9198, -73.2850
Marital: Married TZ: Eastern
Edu: Some College
Single Family
MP

Sandra Elfman

Female
·
22 Coles Pl, Northport, NY 11768 (Suffolk County)
40.9231, -73.3316
TZ: Eastern
Homeowner Single Family Purchased 2014
MP

Sandra A Elfman

Age 38 Female
·
PO Box 128, Solana Beach, CA 92075 (San Diego County)
32.9893, -117.2610
Marital: Single TZ: Pacific
Occ: White Collar Edu: High School
Homeowner
MP

Sandra Elfman

Female
·
98 Newbury St, Danvers, MA 01923 (Essex County)
42.5706, -70.9443
TZ: Eastern
Multi-Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 4 demographic profiles associated with Sandra Elfman. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Sandra Elfman. These loans were issued to businesses, not individuals.

Alan Hougen

Sole Proprietorship

$1,562 Paid in Full
Address:
PO Box 128
Melstone, MT59054-0128
Approved

Apr 29, 2020

Forgiven

$22,657

Jobs Reported

1

Loan #

3395507304

Loan Size

Small

Lyssy & Eckel, INC.

Subchapter S Corporation

$1,058,300 Paid in Full
Address:
Po Box 128
Poth, TX78147-0128
Approved

Apr 16, 2020

Forgiven

$1,068,013

Jobs Reported

102

Loan #

3014207207

Loan Size

Medium-Large

Asteroid Operating Company, INC.

Corporation

$292,200 Paid in Full
Address:
PO Box 128
Englishtown, NJ07726
Approved

Apr 15, 2020

Forgiven

$294,794

Jobs Reported

15

Loan #

1118497208

Loan Size

Medium

Gwen Salmans

Self-Employed Individuals

$9,600 Paid in Full
Address:
PO Box 128
Hanston, KS67849-0128
Approved

Apr 15, 2020

Forgiven

$9,661

Jobs Reported

1

Loan #

9637477102

Loan Size

Small

J Hall INC

Limited Liability Company(LLC

$39,000 Paid in Full
Address:
PO Box 128
Barbourville, KY40906-0128
Approved

Apr 28, 2020

Forgiven

$39,469

Jobs Reported

4

Loan #

6696987207

Loan Size

Small

Crossville First United Methodist Church

Non-Profit Organization

$8,700 Paid in Full
Address:
PO Box 128
Crossville, AL35962-0128
Approved

Apr 29, 2020

Forgiven

$8,738

Jobs Reported

5

Loan #

4372617304

Loan Size

Small

T&t Seed Express, INC.

Corporation

$116,000 Paid in Full
Address:
PO Box 128
Cortland, NE68331
Approved

Apr 3, 2020

Forgiven

$76,211

Jobs Reported

16

Loan #

4504047008

Loan Size

Small

Avx Northwest, INC.

Corporation

$18,700 Paid in Full
Address:
PO Box 128
Montesano, WA98563-0128
Approved

Apr 14, 2020

Forgiven

$18,815

Jobs Reported

2

Loan #

7897707107

Loan Size

Small

Miles Consultant LLC

Limited Liability Company(LLC

$20,800 Paid in Full
Address:
PO Box 128
Onida, SD57564
Approved

Apr 29, 2020

Forgiven

$20,947

Jobs Reported

1

Loan #

2972767308

Loan Size

Small

D.e. Exploration, INC.

Subchapter S Corporation

$69,700 Paid in Full
Address:
PO Box 128
Wellsville, KS66092-0128
Approved

Apr 9, 2020

Forgiven

$70,306

Jobs Reported

7

Loan #

9219387009

Loan Size

Small

Scott Truck Systems, INC.

Corporation

$570,000 Paid in Full
Address:
PO Box 128
Whiteland, IN46184
Approved

Apr 27, 2020

Forgiven

$261,482

Jobs Reported

18

Loan #

4636687210

Loan Size

Medium

Bryza Properties, LLC

Limited Liability Company(LLC

$11,500 Paid in Full
Address:
PO Box 128
Anton, TX79313
Approved

Apr 30, 2020

Forgiven

$11,412

Jobs Reported

2

Loan #

7249987308

Loan Size

Small

F/V Paulo Marc LLC

Limited Liability Company(LLC

$5,400 Paid in Full
Address:
PO Box 128
South Bristol, ME04568
Approved

Apr 28, 2020

Forgiven

$5,447

Jobs Reported

1

Loan #

1606337303

Loan Size

Small

Consolidated Dairy Management, LLC

Limited Liability Company(LLC

$333,620 Paid in Full
Address:
PO Box 128
Dalhart, TX79022
Approved

Apr 16, 2020

Forgiven

$335,446

Jobs Reported

37

Loan #

3090457203

Loan Size

Medium

Streamline Painting INC

Corporation

$18,600 Paid in Full
Address:
PO Box 128
Elma, NY14059
Approved

Apr 15, 2020

Forgiven

$18,799

Jobs Reported

4

Loan #

1922917204

Loan Size

Small

Rural Hill Sand And Gravel CORP.

Corporation

$85,688 Paid in Full
Address:
PO Box 128
Belleville, NY13611
Approved

Apr 29, 2020

Forgiven

$86,662

Jobs Reported

10

Loan #

3749247307

Loan Size

Small

Rogco Family 1, LLC

Partnership

$31,270 Paid in Full
Address:
PO Box 128
Dalhart, TX79022
Approved

Apr 27, 2020

Forgiven

$31,547

Jobs Reported

7

Loan #

4384037206

Loan Size

Small

Riverside Sport Goods LLC

Limited Liability Company(LLC

$7,300 Paid in Full
Address:
PO Box 128
Chetopa, KS67336-0128
Approved

Apr 8, 2020

Forgiven

$7,339

Jobs Reported

2

Loan #

8533437004

Loan Size

Small

Marietta Day Care And Preschool INC.

Subchapter S Corporation

$34,343 Paid in Full
Address:
PO Box 128
Marietta, OK73448
Approved

Apr 7, 2020

Forgiven

$34,539

Jobs Reported

11

Loan #

6512197006

Loan Size

Small

Travel Unity INC.

Non-Profit Organization

$900 Paid in Full
Address:
PO Box 128
Pleasantville, NY10570
Approved

Apr 29, 2020

Jobs Reported

2

Loan #

2017237304

Loan Size

Small

Altavista Energy, INC.

Subchapter S Corporation

$108,200 Paid in Full
Address:
PO Box 128
Wellsville, KS66092-0128
Approved

Apr 8, 2020

Forgiven

$109,144

Jobs Reported

8

Loan #

8660687001

Loan Size

Small

D & G Transport, INC

Subchapter S Corporation

$185,000 Paid in Full
Address:
PO Box 128
Bethel, PA19507-0128
Approved

Apr 6, 2020

Forgiven

$186,632

Jobs Reported

25

Loan #

5995597007

Loan Size

Medium

Tripp Bros, INC.

Corporation

$454,800 Paid in Full
Address:
PO Box 128
Ayden, NC28513
Approved

Apr 15, 2020

Forgiven

$458,350

Jobs Reported

45

Loan #

1067077210

Loan Size

Medium

Awt Environment Services INC.

Corporation

$582,282 Paid in Full
Address:
PO Box 128
Sayreville, NJ08872
Approved

Apr 6, 2020

Forgiven

$586,666

Jobs Reported

42

Loan #

6437747004

Loan Size

Medium

Brenda Brady

Sole Proprietorship

$8,800 Paid in Full
Address:
PO Box 128
Winnett, MT59087-0128
Approved

Jul 23, 2020

Forgiven

$8,843

Jobs Reported

1

Loan #

7351458109

Loan Size

Small

Bowling Green Auto Care

Sole Proprietorship

$5,600 Paid in Full
Address:
PO Box 128
Thornburg, Va, VA22565
Approved

May 18, 2020

Forgiven

$5,684

Jobs Reported

2

Loan #

8267767408

Loan Size

Small

Buesing'S Pump & Supply, INC.

Subchapter S Corporation

$107,100 Paid in Full
Address:
PO Box 128
Tonkawa, OK74653-0218
Approved

Apr 9, 2020

Forgiven

$107,933

Jobs Reported

10

Loan #

9364827006

Loan Size

Small

Banana Box Grocery, INC.

Subchapter S Corporation

$26,137 Paid in Full
Address:
PO Box 128
Mantachie, MS38855
Approved

Apr 9, 2020

Forgiven

$26,304

Jobs Reported

6

Loan #

9985327001

Loan Size

Small

Premier Healthcare LLC

Limited Liability Company(LLC

$134,400 Paid in Full
Address:
PO Box 128
Ardmore, OK73402-0128
Approved

Apr 10, 2020

Forgiven

$135,438

Jobs Reported

35

Loan #

1230947103

Loan Size

Small

Ltc Management Company

Corporation

$181,600 Paid in Full
Address:
PO Box 128
Ardmore, OK73402-0128
Approved

Apr 10, 2020

Forgiven

$182,968

Jobs Reported

19

Loan #

1229537101

Loan Size

Medium

L Hust Farms General Partnership

Partnership

$115,900 Paid in Full
Address:
PO Box 128
Slaughters, KY42456
Approved

Apr 13, 2020

Forgiven

$117,127

Jobs Reported

14

Loan #

5688817110

Loan Size

Small

Burke, INC.

Corporation

$132,500 Paid in Full
Address:
PO Box 128
Valdese, NC28690
Approved

Apr 14, 2020

Forgiven

$133,389

Jobs Reported

11

Loan #

6697197110

Loan Size

Small

Lakeland Manor INC.

Corporation

$113,800 Paid in Full
Address:
PO Box 128
Ardmore, OK73402-0128
Approved

Apr 15, 2020

Forgiven

$114,657

Jobs Reported

32

Loan #

8518517104

Loan Size

Small

Lhi INC

Corporation

$182,500 Paid in Full
Address:
PO Box 128
West Dennis, MA02670-0128
Approved

Apr 6, 2020

Forgiven

$338,040

Jobs Reported

9

Loan #

6405627009

Loan Size

Medium

Susan Dew Hoff Memorial Clinic INC

Non-Profit Organization

$12,400 Paid in Full
Address:
PO Box 128
West Milford, WV26451-0128
Approved

Apr 9, 2020

Forgiven

$12,473

Jobs Reported

2

Loan #

9319767002

Loan Size

Small

J-Hunke 3 Properties LLC

Limited Liability Company(LLC

$350,000 Paid in Full
Address:
PO Box 128
Snyder, NE68664-0128
Approved

Apr 3, 2020

Forgiven

$352,392

Jobs Reported

26

Loan #

4467547005

Loan Size

Medium

The Shinery Neenah LLC

Limited Liability Company(LLC

$7,000 Paid in Full
Address:
PO Box 128
Larsen, WI54947-0128
Approved

Apr 29, 2020

Forgiven

$7,064

Jobs Reported

3

Loan #

3236587309

Loan Size

Small

D & H Lawn Irrigation, INC.

Subchapter S Corporation

$79,645 Paid in Full
Address:
PO Box 128
Tinley Park, IL60477-0128
Approved

Apr 15, 2020

Forgiven

$80,672

Jobs Reported

2

Loan #

8980817100

Loan Size

Small

Sparrow Cotton Company, INC.

Corporation

$74,369 Paid in Full
Address:
PO Box 128
Byromville, GA31007-0128
Approved

Apr 15, 2020

Forgiven

$74,962

Jobs Reported

26

Loan #

9111977105

Loan Size

Small

William S Woods Cpa PC

Corporation

$45,600 Paid in Full
Address:
PO Box 128
Providence, NC27315
Approved

Apr 29, 2020

Forgiven

$46,019

Jobs Reported

4

Loan #

3350037301

Loan Size

Small

The Groff Company LLC

Subchapter S Corporation

$20,800 Paid in Full
Address:
PO Box 128
Eagle, CO81631
Approved

Apr 9, 2020

Forgiven

$20,971

Jobs Reported

1

Loan #

9630667010

Loan Size

Small

Baker Bros Electric LLC

Limited Liability Company(LLC

$57,113 Paid in Full
Address:
PO Box 128
Mitchell, SD57301-0128
Approved

Apr 9, 2020

Forgiven

$57,857

Jobs Reported

5

Loan #

9449957009

Loan Size

Small

Southeastern Enterprises Of The Big Bend, LLC

Limited Liability Company(LLC

$43,706 Paid in Full
Address:
PO Box 128
Monticello, FL32345-0128
Approved

Apr 30, 2020

Forgiven

$44,116

Jobs Reported

10

Loan #

6857877309

Loan Size

Small

Lighthouse Wine And Seafood

Corporation

$23,000 Paid in Full
Address:
PO Box 128
Manchester, ME04351-0128
Approved

Apr 27, 2020

Forgiven

$23,161

Jobs Reported

9

Loan #

6017707203

Loan Size

Small

Realco Ii

Partnership

$7,000 Paid in Full
Address:
PO Box 128
Bloomfield, IN47424-0128
Approved

Apr 5, 2020

Forgiven

$7,058

Jobs Reported

1

Loan #

5492507000

Loan Size

Small

Piscataquis Monumental Company

Corporation

$16,500 Paid in Full
Address:
PO Box 128
Dover Foxcroft, ME04426
Approved

Apr 7, 2020

Forgiven

$16,686

Jobs Reported

6

Loan #

7046747001

Loan Size

Small

Jack B, INC.

Corporation

$220,900 Paid in Full
Address:
PO Box 128
Valdese, NC28690
Approved

Apr 14, 2020

Forgiven

$222,534

Jobs Reported

37

Loan #

7063027108

Loan Size

Medium

Nevada Onion INC

Limited Liability Company(LLC

$373,357 Paid in Full
Address:
PO Box 128
Yerington, NV89447
Approved

May 4, 2020

Forgiven

$378,377

Jobs Reported

48

Loan #

1226907404

Loan Size

Medium

Gunsmoke Hunting

Sole Proprietorship

$6,700 Paid in Full
Address:
PO Box 128
Hanston, KS67849-0128
Approved

Apr 15, 2020

Forgiven

$6,740

Jobs Reported

1

Loan #

9798497109

Loan Size

Small

Sooner Healthcare Management LLC

Limited Liability Company(LLC

$52,600 Paid in Full
Address:
PO Box 128
Ardmore, OK73402-0128
Approved

Apr 10, 2020

Forgiven

$53,004

Jobs Reported

6

Loan #

1232997100

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 50 PPP loan records are linked to businesses associated with Sandra Elfman. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Sandra Elfman on the map

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1
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Sandra Elfman in Northport, NY: Background Summary

Location
33 Beverly Ct, Northport, NY 11768
Other Locations
Devils Lake, ND ยท Union City, CA ยท Rutland, VT and 5 more
Profiles Found
10 people with this name
Phone Numbers
(631) 421-3412 and 3 others on file
Possible Relatives
Barry M Elfman
Career
Vice President Operations-citicard
Vehicles
1 linked โ€” 2010 Dodge Grand Caravan
PPP Loans
$6462K for Alan Hougen, Lyssy & Eckel, INC.

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Sandra Elfman. Because public records are indexed by name rather than by a unique identifier, the 72 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Sandra Elfman

Search Complexity: High

72 public records across 6states, belonging to approximately 10 different individuals. With 10 distinct profiles across 6 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county โ€” highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 6 states. Highest concentration: Massachusetts (10%), followed by New York and California. Spans the Northeast and West regions.

MA7recordsNY4recordsCA3recordsND2recordsVT1recordFL1record

Record Type Breakdown

Data spans 5 record categories. Largest: PPP Loan Records (75%), which are tied to specific businesses and addresses. Also includes Contact & Address Records (13) and Business & Corporate Filings (2).

50
PPP Loan Records
13
Contact & Address Records
2
Business & Corporate Filings
1
Voter Registration Records
1
Vehicle Registration Records

Age Distribution

Age range: approximately 26 years, suggesting multiple generations. Largest group: Senior (65+) (83%).

Senior (65+)5peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Sandra Elfman

Is Sandra Elfman a registered voter?
Yes, voter registration records show Sandra Elfman is registered. We found 1 voter registration entry across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
What vehicles are registered to Sandra Elfman?
Records show 1 vehicle registration associated with Sandra Elfman, including a 2010 Dodge Grand Caravan. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Sandra Elfman?
We found 2 business affiliations for Sandra Elfman (Vice President Operations-citicard). Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Sandra Elfman?
Our database contains 72 total records for Sandra Elfman spanning 6 states. This includes 10 distinct contact records, 3 with phone numbers. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Sandra Elfman?
The 72 records displayed for Sandra Elfman are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Sandra Elfman remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.