Sherri L Ellsworth from Gilbert, AZ

Age 69
๐Ÿ“ 760 N Bristol Ln, Gilbert, AZ 85234
๐Ÿ“ž (480) 632-8666, (480) 643-0985, (480) 620-6352, (602) 545-1308, (480) 832-9342
โœ‰๏ธ bsagary@aol.com

Sherri Ellsworth from Gilbert, AZ

Age 73 b. 1953 Female
๐Ÿ“ 760 N Bristol Ln
๐Ÿ“ž (480) 643-0985

Sherri Ellsworth from Stanfield, AZ

Age 71 b. Sep 1954 Pinal Co.
๐Ÿ“ Po Box 152

Sherri Ellsworth from Portland, OR

Age 63 b. Aug 1962
๐Ÿ“ 3916 Se Llewellyn St
๐Ÿ‘ค aka Sherri Lee Cole, Sherri Lee Ruiz, Sherri Lee Putman

Sherri Ellsworth from Commerce City, CO

Age 76 b. 1950 Female
๐Ÿ“ 16232 E 100th Way
๐Ÿ“ž (480) 620-6352 (Cell)

Sherri Ellsworth from Mesa, AZ

Maricopa Co.
๐Ÿ“ 4665 E Grove Ci Ci

Sherri Ellsworth from Kearney, NE

Buffalo Co.
๐Ÿ“ 603 E 27th St Unit 5

Sherri Ellsworth from Portland, OR

Washington Co.
๐Ÿ“ 17117 Nw Blacktail Dr

Sherri Ellsworth from Sunderland, MA

Franklin Co.
๐Ÿ“ 11 S Main St

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 9 contact records for Sherri Ellsworth across 5 states. The most recent address on file is in Gilbert, Arizona. Of these records, 3 include phone numbers and 1 include email addresses. The listed age is 69. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Sherri L Ellsworth

Reg: R43838
2077 Stillman Rd, 0, 13485
DOB: 19770615 Gender: Female

Sherri Lee Ellsworth

Democrat Reg: 6/27/2008
18340 Petite Ct, Gladstone, OR, 97027
DOB: 1/1/1962
County: Clackamas

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Sherri Ellsworth in Oregon. Party affiliation is listed as DEM. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

Business Record

sherrillaellsworth@gmail.com

Sherri Ellsworth

Saint George, Utah, United States Health, Wellness And Fitness

Sherri Ellsworth, MS, QMHP, CRC

Portland, Oregon Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 6 business affiliations were found for Sherri Ellsworth. Roles listed include Null. Records are compiled from state business registries, SEC filings, and professional networking databases.

Sherri Ellsworth

Nursing Board
NOT RENEWED
License # 043120110
Firm: Sherri Lynn Ellsworth
Addr: Patoka, IL 62875

sherri ellsworth

Nursing Board
NOT RENEWED
License # 043120110
Addr: Patoka, IL 62875
County: Marion
Issued: Dec 22, 2014 Exp: Jan 31, 2023

Licensed Professional

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Sherri Ellsworth holds 3 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Sherri Ellsworth

Dobson High School - Mesa, AZ, AZ
1987

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Sherri Ellsworth has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Sherri Ellsworth

Female
·
1039 S Maple, Mesa, AZ 85206 (Maricopa County)
33.3960, -111.7460
TZ: Mountain
Single Family
MP

Sherri L Ellsworth

Age 64 Female
·
16232 E 100th Way, Commerce City, CO 80022 (Adams County)
39.8319, -104.8942
Marital: Married
Edu: High School
Single Family
MP

Sherri L Ellsworth

Age 58 Female
·
1707 Boulder Springs Rd, Saint George, UT 84790 (Washington County)
37.0825, -113.5480
· (435) 229-7961
Marital: Married TZ: Mountain
Edu: Some College
Homeowner Single Family Built 2001 Purchased 2009
MP

Sherri L Ellsworth

Female
·
10950 W 65th Way, Arvada, CO 80004 (Jefferson County)
39.8168, -105.1220
Marital: Single TZ: Mountain
Single Family
MP

Sherri Ellsworth

Female
·
18340 Petite Ct, Gladstone, OR 97027 (Clackamas County)
45.3908, -122.5980
· (503) 927-4179
TZ: Pacific
Homeowner Single Family Built 1973 Purchased 2008

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 5 demographic profiles associated with Sherri Ellsworth. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Sherri Ellsworth. These loans were issued to businesses, not individuals.

Khris & Brooke Winings Farm Jv

Joint Venture

$9,104 Paid in Full
Address:
PO Box 304
Dalhart, TX79022-0304
Approved

May 4, 2020

Forgiven

$9,182

Jobs Reported

1

Loan #

1315477408

Loan Size

Small

Lft INC

Subchapter S Corporation

$74,395 Paid in Full
Address:
11 S Main St
Oxford, OH45056
Approved

Jun 17, 2020

Forgiven

$75,258

Jobs Reported

57

Loan #

7991277900

Loan Size

Small

Miami Area Economic Development Service

Non-Profit Organization

$22,600 Paid in Full
Address:
11 S Main St
Miami, OK74354-7022
Approved

Apr 7, 2020

Forgiven

$22,772

Jobs Reported

2

Loan #

7455867003

Loan Size

Small

Lawrence P Ryan Dds Md PC

Corporation

$32,315 Paid in Full
Address:
11 S Main St Ste 1
Marlborough, CT06447-1565
Approved

May 1, 2020

Forgiven

$32,713

Jobs Reported

4

Loan #

5708197700

Loan Size

Small

Divide Abstact Company, INC.

Subchapter S Corporation

$23,437 Paid in Full
Address:
11 S Main ST
Crosby, ND58730-3302
Approved

Apr 7, 2020

Forgiven

$23,552

Jobs Reported

3

Loan #

6574007001

Loan Size

Small

Joseph B Barker

Sole Proprietorship

$9,424 Paid in Full
Address:
PO Box 304
Antwerp, OH45813-0304
Approved

Aug 5, 2020

Forgiven

$9,451

Jobs Reported

6

Loan #

3814538206

Loan Size

Small

Warfield Prescription Center INC

Corporation

$35,200 Paid in Full
Address:
PO Box 304
Warfield, KY41267
Approved

Apr 28, 2020

Forgiven

$35,626

Jobs Reported

3

Loan #

7059047209

Loan Size

Small

Miami Chamber Of Commerce

501(c)6 รขโ‚ฌโ€œ Non Profit Members

$8,443 Paid in Full
Address:
11 S Main St
Miami, OK74354-7022
Approved

Jan 23, 2021

Forgiven

$8,537

Jobs Reported

2

Loan #

4606988310

Loan Size

Small

Family Violence Project

Non-Profit Organization

$25,900 Paid in Full
Address:
PO Box 304
Augusta, ME04332-0304
Approved

Apr 10, 2020

Forgiven

$26,068

Jobs Reported

32

Loan #

2156677100

Loan Size

Small

Prewett Enterprises INC.

Subchapter S Corporation

$8,500 Paid in Full
Address:
11 S Main St
Pontotoc, MS38863-2811
Approved

Jan 20, 2021

Forgiven

$8,548

Jobs Reported

2

Loan #

2231678304

Loan Size

Small

Swink Waterwell Service

Sole Proprietorship

$12,035 Paid in Full
Address:
11 S Main St
Higgins, TX79046-9803
Approved

Apr 10, 2020

Forgiven

$12,226

Jobs Reported

3

Loan #

2110537109

Loan Size

Small

Richard J McCain P.c.

Corporation

$64,917 Paid in Full
Address:
11 S Main St
Lexington, NC27292-3319
Approved

Mar 25, 2021

Forgiven

$65,534

Jobs Reported

6

Loan #

9066128605

Loan Size

Small

Lighthouse Of The Carolinas. INC

Non-Profit Organization

$1,600 Paid in Full
Address:
PO Box 304
Greenwood, SC29648-0304
Approved

Apr 29, 2020

Forgiven

$1,609

Jobs Reported

1

Loan #

3844127304

Loan Size

Small

Pink Mama'S Ice Cream LLC

Limited Liability Company(LLC

$35,900 Paid in Full
Address:
11 S Main St
Travelers Rest, SC29690-1809
Approved

Apr 6, 2020

Forgiven

$36,182

Jobs Reported

21

Loan #

5872027000

Loan Size

Small

Sharon G Berliner Lcsw

Sole Proprietorship

$20,800 Paid in Full
Address:
PO Box 304
Kennebunk, ME04043
Approved

Apr 14, 2020

Forgiven

$20,977

Jobs Reported

1

Loan #

6961907109

Loan Size

Small

Linda Melendez

Sole Proprietorship

$4,174 Paid in Full
Address:
PO Box 304
Columbia, MS39429
Approved

May 21, 2020

Forgiven

$4,246

Jobs Reported

1

Loan #

1712627801

Loan Size

Small

Tiffany'S Nails Plus INC

Corporation

$14,245 Paid in Full
Address:
11 S Main St
Marlborough, CT06447-1553
Approved

Jan 28, 2021

Forgiven

$14,389

Jobs Reported

3

Loan #

7224018310

Loan Size

Small

Miami Area Economic Development Service

Non-Profit Organization

$22,633 Paid in Full
Address:
11 S Main St
Miami, OK74354-7022
Approved

Jan 23, 2021

Forgiven

$22,887

Jobs Reported

2

Loan #

4954118303

Loan Size

Small

Alter CORP

Corporation

$22,900 Paid in Full
Address:
PO Box 304
Black Canyon City, AZ85324
Approved

Apr 28, 2020

Forgiven

$23,031

Jobs Reported

2

Loan #

1310137303

Loan Size

Small

Robert Wilson Enterprises, INC.

Subchapter S Corporation

$17,700 Paid in Full
Address:
PO Box 304
England, AR72046
Approved

Apr 29, 2020

Forgiven

$17,820

Jobs Reported

9

Loan #

2250727305

Loan Size

Small

William E. Pohlmeier

Self-Employed Individuals

$8,552 Paid in Full
Address:
PO Box 304
Edgar, NE68935
Approved

May 7, 2020

Forgiven

$9,705

Jobs Reported

1

Loan #

3484687401

Loan Size

Small

S&h Retail INC

Subchapter S Corporation

$20,900 Paid in Full
Address:
PO Box 304
Akeley, MN56433-0304
Approved

Apr 4, 2020

Forgiven

$21,115

Jobs Reported

12

Loan #

4860967009

Loan Size

Small

Vincent Hawley

Self-Employed Individuals

$9,691 Paid in Full
Address:
11 S Main St
Lambertville, NJ08530-2135
Approved

Apr 24, 2021

Forgiven

$9,757

Jobs Reported

1

Loan #

1201848900

Loan Size

Small

Promed Medical Management INC

Subchapter S Corporation

$28,000 Paid in Full
Address:
PO Box 304
Carmel, IN46082-0304
Approved

Apr 15, 2020

Forgiven

$28,208

Jobs Reported

2

Loan #

1331337205

Loan Size

Small

Rachel Mae Enterprises INC.

Corporation

$70,300 Paid in Full
Address:
11 S Main St
Hartford, WI53027-1850
Approved

Jan 20, 2021

Forgiven

$70,830

Jobs Reported

19

Loan #

1873098304

Loan Size

Small

Robert D. White

Sole Proprietorship

$130,300 Paid in Full
Address:
PO Box 304
Wimberley, TX78676-0304
Approved

Apr 15, 2020

Forgiven

$131,538

Jobs Reported

10

Loan #

8773157100

Loan Size

Small

Martha Ballou

Sole Proprietorship

$24,390 Paid in Full
Address:
11 S Main St
Monticello, KY42633-2175
Approved

Apr 7, 2021

Forgiven

$24,474

Jobs Reported

5

Loan #

8303968708

Loan Size

Small

Glastonbury Arts, INC.

Non-Profit Organization

$5,325 Paid in Full
Address:
PO Box 304
Glastonbury, CT06033
Approved

Apr 27, 2020

Forgiven

$5,372

Jobs Reported

4

Loan #

4404807210

Loan Size

Small

Donaway Appliance Service Company INC.

Subchapter S Corporation

$45,469 Paid in Full
Address:
11 S Main St
Berlin, MD21811-1426
Approved

Feb 2, 2021

Forgiven

$45,890

Jobs Reported

16

Loan #

1437488405

Loan Size

Small

Wright County Historical Society

Non-Profit Organization

$48,500 Paid in Full
Address:
PO Box 304
Buffalo, MN55313-0304
Approved

Apr 11, 2020

Forgiven

$49,051

Jobs Reported

5

Loan #

2828257107

Loan Size

Small

Aleisa G. Johnson

Sole Proprietorship

$3,958 Paid in Full
Address:
PO Box 304
Sebastopol, MS39359-0304
Approved

Apr 29, 2020

Forgiven

$3,983

Jobs Reported

1

Loan #

2782687307

Loan Size

Small

Verite Stained Glass INC.

Corporation

$2,817 Paid in Full
Address:
11 S Main St
Oberlin, OH44074-1626
Approved

Feb 17, 2021

Forgiven

$2,833

Jobs Reported

1

Loan #

9811408400

Loan Size

Small

Zeta Fencing, INC.

Corporation

$49,000 Paid in Full
Address:
11 S Main St Ste 3
Natick, MA01760-4955
Approved

May 1, 2020

Forgiven

$49,368

Jobs Reported

5

Loan #

6637217700

Loan Size

Small

Divide Abstract Company INC.

Subchapter S Corporation

$20,669 Paid in Full
Address:
11 S Main St
Crosby, ND58730-3302
Approved

Feb 11, 2021

Forgiven

$20,736

Jobs Reported

3

Loan #

7149308400

Loan Size

Small

Esham Family Limited Partnership

Partnership

$352,037 Paid in Full
Address:
11 S Main St
Berlin, MD21811-1426
Approved

Feb 12, 2021

Forgiven

$355,152

Jobs Reported

106

Loan #

7499968410

Loan Size

Medium

Lft INC

Subchapter S Corporation

$104,153 Paid in Full
Address:
11 S Main St
Oxford, OH45056-1792
Approved

Apr 13, 2021

Forgiven

$105,398

Jobs Reported

57

Loan #

2605488802

Loan Size

Small

Zeta Fencing INC.

Corporation

$49,000 Paid in Full
Address:
11 S Main St
Natick, MA01760-4955
Approved

Feb 8, 2021

Forgiven

$49,266

Jobs Reported

5

Loan #

5411088403

Loan Size

Small

One T, INC. DBA O'Pub

Corporation

$31,820 Paid in Full
Address:
11 S Main St
Oxford, OH45056
Approved

Jun 17, 2020

Forgiven

$32,189

Jobs Reported

7

Loan #

7991327902

Loan Size

Small

Ride Headquarters, LLC

Limited Liability Company(LLC

$6,870 Paid in Full
Address:
11 S Main St
Sherborn, MA01770-1421
Approved

May 5, 2020

Forgiven

$6,928

Jobs Reported

1

Loan #

2177207403

Loan Size

Small

Basin Electric INC

Corporation

$51,600 Paid in Full
Address:
PO Box 304
Stanford, MT59479-0304
Approved

Apr 3, 2020

Forgiven

$52,027

Jobs Reported

6

Loan #

4452667003

Loan Size

Small

Kbond Mfg Jewwler

Sole Proprietorship

$22,801 Paid in Full
Address:
PO Box 304
Holliday, TX76366-0304
Approved

Apr 27, 2020

Forgiven

$22,959

Jobs Reported

1

Loan #

3489347207

Loan Size

Small

Rave Pcs Sv INC

Corporation

$16,425 Paid in Full
Address:
11 S Main St
Spring Valley, NY10977-4912
Approved

Feb 27, 2021

Forgiven

$16,592

Jobs Reported

5

Loan #

5270078504

Loan Size

Small

Richard Lara Farms INC

Corporation

$177,500 Paid in Full
Address:
PO Box 304
Westley, CA95387-0304
Approved

Apr 30, 2020

Forgiven

$168,547

Jobs Reported

16

Loan #

4736767305

Loan Size

Medium

Bybee & Bybee Of Nevada, INC.

Subchapter S Corporation

$43,300 Paid in Full
Address:
PO Box 304
McLean, TX79057
Approved

Apr 10, 2020

Forgiven

$43,604

Jobs Reported

6

Loan #

2056977110

Loan Size

Small

Cross Town Motor Inn CORP.

Cooperative

$11,500 Paid in Full
Address:
PO Box 304
Cedarhurst, NY11516
Approved

May 1, 2020

Forgiven

$11,632

Jobs Reported

1

Loan #

7084287703

Loan Size

Small

First Bapt Church Hereford

Non-Profit Organization

$19,700 Paid in Full
Address:
PO Box 304
Monkton, MD21111
Approved

May 7, 2020

Forgiven

$19,922

Jobs Reported

1

Loan #

3698677404

Loan Size

Small

Pink Mama'S Ice Cream LLC

Limited Liability Company(LLC

$48,373 Paid in Full
Address:
11 S Main St
Travelers Rest, SC29690-1809
Approved

Feb 10, 2021

Forgiven

$48,927

Jobs Reported

12

Loan #

6488368407

Loan Size

Small

Time Square Memories, LLC

Limited Liability Company(LLC

$3,195 Paid in Full
Address:
685 8th Ave
New York, NY10036
Approved

May 12, 2020

Forgiven

$3,234

Jobs Reported

2

Loan #

5223087410

Loan Size

Small

Maduro On Main INC

Corporation

$11,004 Paid in Full
Address:
11 S Main St
Fortville, IN46040-1357
Approved

Apr 28, 2020

Forgiven

$10,058

Jobs Reported

1

Loan #

6812497200

Loan Size

Small

Donaway Appliance Service Company, INC.

Subchapter S Corporation

$45,400 Paid in Full
Address:
11 S Main St
Berlin, MD21811-1426
Approved

Apr 5, 2020

Forgiven

$45,835

Jobs Reported

6

Loan #

5537937005

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 50 PPP loan records are linked to businesses associated with Sherri Ellsworth. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Sherri Ellsworth on the map

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Sherri Ellsworth in Gilbert, AZ: Background Summary

Location
760 N Bristol Ln, Gilbert, AZ 85234, Gilbert, AZ 85234
Other Locations
Stanfield, AZ ยท Portland, OR ยท Commerce City, CO and 3 more
Profiles Found
9 people with this name
Phone Numbers
(480) 632-8666 and 4 others on file
Email
bsagary@aol.com
Voter Registration
Registered Democrat
Licenses
2 professional licenses (NURSING BOARD)
PPP Loans
$1929K for Khris & Brooke Winings Farm Jv, Lft INC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Sherri Ellsworth. Because public records are indexed by name rather than by a unique identifier, the 76 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Sherri Ellsworth

Search Complexity: High

76 public records across 7states, belonging to approximately 9 different individuals. With 9 distinct profiles across 7 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Professional License Records section may be most helpful for disambiguation because these records contain license numbers and issuing states.

Geographic Distribution

Records are widely distributed across 7 states. Highest concentration: Arizona (8%), followed by Oregon and Illinois. Spans the West and Midwest regions.

AZ6recordsOR4recordsIL3recordsCO3recordsUT1recordNE1record

Record Type Breakdown

Data spans 5 record categories. Largest: PPP Loan Records (71%), which are tied to specific businesses and addresses. Also includes Contact & Address Records (9) and Business & Corporate Filings (6).

50
PPP Loan Records
9
Contact & Address Records
6
Business & Corporate Filings
3
Professional License Records
2
Voter Registration Records

Age Distribution

Age range: approximately 8 years. Largest group: Senior (65+) (67%).

Senior (65+)2peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Sherri Ellsworth

Is Sherri Ellsworth a registered voter?
Yes, voter registration records show Sherri Ellsworth is registered. We found 2 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
What businesses are associated with Sherri Ellsworth?
We found 6 business affiliations for Sherri Ellsworth (null). Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Sherri Ellsworth?
Our database contains 76 total records for Sherri Ellsworth spanning 7 states. This includes 9 distinct contact records, 3 with phone numbers, 1 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Sherri Ellsworth?
The 76 records displayed for Sherri Ellsworth are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Sherri Ellsworth remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.