Shirley Barham from Citrus Heights, CA

Age 85 b. Feb 1941 Female
๐Ÿ“ 7376 Sandalwood Dr
๐Ÿ“ž (916) 967-3011, (916) 727-3278
โœ‰๏ธ sewingnonnie@gmail.com

Shirley Barham

Age 89 b. 1937-01-01
๐Ÿ“ 103 Nostalgia Ln, Zebulon Nc
๐Ÿ“ž (111) 111-0001, (919) 812-9718
โœ‰๏ธ EINENUE@AOL.COM

Shirley Barham from Meridian, MS

Age 88
๐Ÿ“ 2603 24th Ave, Meridian, MS 39305
๐Ÿ“ž (662) 328-1911

Shirley Barham from Columbus, MS

Age 68
๐Ÿ“ 214 Country Ln, Columbus, MS 39702
๐Ÿ“ž (662) 327-1084, (662) 327-1084
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Emmitt E Kyle,Emmitt E Ukyle,Hampton W Kyle

Shirley Barham from Conway, AR

Age 88 b. Jan 1938 Faulkner Co.
๐Ÿ“ 2975 Dallas Loop
๐Ÿ“ž (501) 513-9316

Shirley Barham from Conway, AR

Age 76
๐Ÿ“ 2975 Dallas Loop, Conway, AR 72034
๐Ÿ“ž (501) 513-9316, (410) 266-5006, (410) 798-6042
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Daniel Barhamjr,Daniel Barham

Shirley Barham from Joliet, IL

Age 80 b. 1946 Will Co.
๐Ÿ“ 1504 Elgin Ave
๐Ÿ“ž (815) 727-1327

Shirley Barham from Mcdonough, GA

Age 88 b. Jun 1937 Henry Co.
๐Ÿ“ 435 New Hope Rd
๐Ÿ“ž (770) 914-0321

Shirley Barham from Smithfield, VA

Age 100 b. 1926 Isle Of Wight Co.
๐Ÿ“ 19227 Farm Rd
๐Ÿ“ž (757) 357-9376

Shirley Barham from Mcdonough, GA

Age 89 b. 1937 Henry Co.
๐Ÿ“ 445 New Hope Rd
๐Ÿ“ž (770) 957-3117

Shirley Barham from Birmingham, AL

Age 76 b. Aug 1949 Jefferson Co.
๐Ÿ“ 5825 Court O
๐Ÿ“ž (410) 534-6089
๐Ÿ‘ค aka Shirley A Spe, Shirley Ann May

Shirley Barham from Overton, TX

Age 79
๐Ÿ“ 213a Po Box, Overton, TX 75684
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: James Larry Barham,Harold L Barham

Shirley Barham from Boston, MA

0
๐Ÿ“ 82 Wellington Hill St, Boston, MA 02126
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Granville H Barham

Shirley Barham from Burlington, NC

Female
๐Ÿ“ 2544 Hyde St
๐Ÿ“ž (336) 987-3014 (CRICKET)

Shirley Barham from Virginia Beach, VA

Age 72 b. 1954 Virginia Beach City Co.
๐Ÿ“ 424 Kings Point Ct

Shirley Barham from Henderson, NC

Age 88 b. 1938 Vance Co.
๐Ÿ“ 4999 Glebe Rd

Shirley Barham from Louisville, IL

Age 80 b. Mar 1946 Clay Co.
๐Ÿ“ 2769 Owl Rd

Shirley Barham from Wendell, NC

Age 89 b. Jan 1937 Wake Co.
๐Ÿ“ 711 E 3rd St

Shirley Barham from Powhatan, VA

Age 52 b. Sep 1973 Powhatan Co.
๐Ÿ“ Po Box 1120

Shirley Barham from Orangevale, CA

Age 85 b. Feb 1941 Sacramento Co.
๐Ÿ“ 6436 Bay Hl Way Wa

Shirley Barham from Virginia Bch, VA

Age 71 b. Dec 1954 Virginia Beach City Co.
๐Ÿ“ 205 Thalia Trace Dr

Shirley Barham from Oklahoma City, OK

Age 87 b. 1939 Oklahoma Co.
๐Ÿ“ 5310 S Land Ave

Shirley Barham from Meridian, MS

Age 110 b. Oct 1915 Lauderdale Co.
๐Ÿ“ 3820 A Pl A

Shirley Barham from Birmingham, AL

0
๐Ÿ“ 2001 12th Ave, Birmingham, AL 35285

Shirley Barham from Punta Gorda, FL

Charlotte Co.
๐Ÿ“ 1000 Marlin Dr
๐Ÿ“ž (813) 637-8040

Shirley Barham from Powhatan, VA

Powhatan Co.
๐Ÿ“ 2546 Mill Rd
๐Ÿ“ž (804) 598-3241

Shirley Barham from Garnett, KS

Anderson Co.
๐Ÿ“ 310 S Willow St 19
๐Ÿ“ž (352) 378-9571
๐Ÿ‘ค aka R Barham Shirley

Shirley Barham from Marco Island, FL

Collier Co.
๐Ÿ“ 172 1st Ave
๐Ÿ“ž (912) 449-3409

Shirley Barham from Fairfield, AL

Jefferson Co.
๐Ÿ“ 421 Forest Dr
๐Ÿ“ž (615) 666-2176

Shirley Barham from Overton, TX

Rusk Co.
๐Ÿ“ 1 Box 213 A

Shirley Barham from Henderson, NC

Vance Co.
๐Ÿ“ 3 Po Box 607

Shirley Barham from Grand Rapids, MI

Kent Co.
๐Ÿ“ 333 Highland St

Shirley Barham from Dallas, TX

Dallas Co.
๐Ÿ“ 226 E 6th St

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 34 contact records for Shirley Barham across 14 states. The most recent address on file is in Citrus Heights, California. Of these records, 18 include phone numbers and 2 include email addresses. Ages range from 68 to 88, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Barham Shirley

PIN: 452153
· 2544 Hyde St, BURLINGTON CITY nc
Built: 1958.0
Assessed: $95,221

Barham Shirley & Essie W Greer

Henry County

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Shirley Barham in Locust-Grove. Values shown are from county assessor records and may differ from current market prices.

Shirley Barham

McDonough, 302527103
DOB: 1/1/1937 Gender: Female
Congress: 010

Shirley Ann Barham

2975 Dallas Loop, Conway, AR, 72034

Shirley W Barham

Reg: 19631029
445 New Hope Rd, McDonough, 302527103
Gender: Female

shirley RICHARDS barham

Unaffiliated Reg: 07/18/2014
Removed
DOB: 1937 Gender: Female
County: Wake

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 4 voter registration records were found for Shirley Barham in Arkansas. Party affiliation is listed as UNA. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2013 Hyundai Tucson
ยท Registered to: Shirley Barham
ยท VIN: KM8JU3ACXDU723044
·
2975 Dallas Loop, Conway, AR, 72034
·
(501) 513-9316
1998 MERCURY MARQUIS CAR TRAD LARGE
ยท Registered to: Shirley Barham
ยท VIN: 2MEFM74W1WX651412
·
4840 County Road 106 N, Overton, TX, 75684
·
(903) 657-6762
2010 Ford Taurus
ยท Registered to: Shirley Barham
ยท VIN: 1FAHP2FW2AG156237
·
2546 Mill Rd, Powhatan, VA, 23139-5203
·
(804) 598-3241
2009 Cadillac DTS
ยท Registered to: Shirley Barham
ยท VIN: 1G6KD57Y09U106527
·
19227 Farm Rd, Smithfield, VA, 23430-2561
·
(757) 357-9376
2010 DODGE RAM PICKUP 1500
ยท Registered to: Shirley Barham
ยท VIN: 1D7RB1GP5AS238397
·
445 New Hope Rd, Mcdonough, GA, 30252-8801
·
(770) 957-3117
2018 HYUNDAI TUCSON
ยท Registered to: Shirley Barham
ยท VIN: KM8JU3ACXIU723044
·
2975 Dallas Loop, Conway, AR, 72034-7352
·
(501) 513-9316
1996 MERCURY MYSTIQUE 4DR SEDAN
ยท Registered to: Shirley Barham
ยท VIN: 1MELM6534TK607081
·
2975 Dallas Loop, Conway, AR, 72034
·
(501) 513-9316
ยท Registered to: Shirley Barham
·
2546 Mill Rd, Powhatan, VA, 23139
·
(804) 598-3241

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 8 vehicle registration records are associated with Shirley Barham. Registered makes include Hyundai, Mercury, Ford, Cadillac and others. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Shirley Barham

Canada Fine Art

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 1 business affiliation was found for Shirley Barham. Records are compiled from state business registries, SEC filings, and professional networking databases.

Shirley Barham

SATEC @ W. A. Porter Collegiate Institute - Scarborough, ON
1965

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Shirley Barham has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$200 Jun 1, 2020
2020
Trump Make America Great Again Committee
Barham, Shirley Oklahoma City, OK
$188 Jan 17, 2020
2020 REP
Trump, Donald J
Barham, Shirley Oklahoma City, OK
$188 Jan 17, 2020
2020 REP
Trump, Donald J
Barham, Shirley Oklahoma City, OK
$200 Jan 21, 2020
2020
Trump Make America Great Again Committee
Barham, Shirley Oklahoma City, OK
$250 Mar 14, 2013
2014 REP
Ware, Mr R Lee Jr
Barham, Shirley Retired @ Barham Powhatan, VA
$200 Aug 30, 2011
2012 REP
Williams, David
Barham, Shirley Retired Powhatan, VA
$250 Apr 12, 2014
2014 REP
Ware, Mr R Lee Jr
Barham, Shirley Retired @ Barham Powhatan, VA
$150 Jun 1, 2020
2020 REP
Trump, Donald J
Barham, Shirley Oklahoma City, OK
$250 Apr 5, 2015
2016 REP
Ware, R Lee Jr
Barham, Shirley Powhatan, VA
$250 May 5, 2012
2012 REP
Ware, Mr R Lee Jr
Barham, Shirley Retired @ Barham Powhatan, VA
$188 Jan 17, 2020
REP
Trump, Donald J
Contributor Oklahoma City, OK
$200 Jun 1, 2020
Unknown Committee
Barham, Shirley Oklahoma City, OK
$250
2005 R
Ware Jr, R Lee
Contributor Powhatan, VA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 13 political contribution records found for Shirley Barham. Total disclosed contributions amount to $2,763. Recipients include Trump, Donald J, Ware Jr, R Lee. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Shirley A Barham

Age 79 Female
·
2975 Dallas Loop, Conway, AR 72034 (Faulkner County)
35.1034, -92.4741
· (501) 266-5006
Marital: Married TZ: Central
Homeowner Single Family Built 1995 Purchased 2005
MP

Shirley M Barham

Age 80 Female
·
4999 Glebe Rd, Henderson, NC 27537 (Vance County)
36.3996, -78.4207
· (252) 492-5233
Marital: Inferred Married TZ: Eastern
Edu: High School
Homeowner Single Family
MP

Shirley P Barham

Age 92 Female
·
2 Fenwick Rd, Fort Monroe, VA 23651 (Hampton City County)
37.0071, -76.3123
· (804) 357-9376
Marital: Married TZ: Eastern
Edu: Some College
Multi-Family
MP

Shirley A Barham

Age 76 Female
·
7376 Sandalwood Dr, Citrus Hts, CA 95621 (Sacramento County)
38.7164, -121.2950
· (916) 727-3278
Marital: Single TZ: Pacific
Homeowner Single Family Built 1975 Purchased 2005
MP

Shirley Barham

Age 82 Female
·
2546 Mill Rd, Powhatan, VA 23139 (Powhatan County)
37.5613, -77.8070
· (804) 598-3241
Marital: Married TZ: Eastern
Homeowner Single Family Built 1987
MP

Shirley W Barham

Age 80 Female
·
445 New Hope Rd, McDonough, GA 30252 (Henry County)
33.4207, -84.0542
Marital: Married TZ: Eastern
Occ: Professional Edu: High School
Homeowner Single Family Built 1996 Purchased 2002
MP

Shirley Barham

Age 82 Female
·
2544 Hyde St, Burlington, NC 27217 (Alamance County)
36.0985, -79.3912
· (336) 710-2642
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1958
MP

Shirley M Barham

Age 71 Female
·
2769 Owl Rd, Louisville, IL 62858 (Clay County)
38.8256, -88.4848
· (618) 665-4278
Marital: Inferred Married TZ: Central
Occ: Service Industry Edu: High School
Homeowner Single Family
MP

Shirley Barham

Age 82 Female
·
4776 County Road 106 N, Overton, TX 75684 (Rusk County)
32.2360, -94.8845
Marital: Married TZ: Central
Edu: High School
Single Family
MP

Shirley R Barham

Age 80 Female
·
103 Nostalgia Ln, Zebulon, NC 27597 (Wake County)
35.8277, -78.3112
· (919) 375-5020
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 2007 Purchased 2015
MP

Shirley A Barham

Age 60 Female
·
3604 Camelot Dr SE, Grand Rapids, MI 49546 (Kent County)
42.9197, -85.5782
Marital: Single TZ: Eastern
Edu: High School
Multi-Family
MP

Shirley Barham

Age 77 Female
·
5310 S Land Ave, Oklahoma City, OK 73119 (Oklahoma County)
35.4121, -97.5715
· (405) 517-5766
Marital: Married TZ: Central
Edu: Some College
Homeowner Single Family Built 1959 Purchased 1979

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 12 demographic profiles associated with Shirley Barham. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Shirley Barham. These loans were issued to businesses, not individuals.

Cathy Johnson

Sole Proprietorship

$20,833 Exemption 4
Address:
1504 Elgin Ave
Forest Park, IL60130-2667
Approved

Mar 12, 2021

Forgiven

$21,146

Jobs Reported

1

Loan #

9190548501

Loan Size

Small

Linda Moore, Sole Proprietorship

Sole Proprietorship

$5,291 Paid in Full
Address:
1504 Elgin Ave
Forest Park, IL60130-2618
Approved

May 29, 2020

Forgiven

$5,353

Jobs Reported

1

Loan #

4789617800

Loan Size

Small

Winningedge Offensive Line Training LLC

Limited Liability Company(LLC

$3,125 Paid in Full
Address:
825 Westfield Dr
Fairfield, AL35064-1561
Approved

May 13, 2021

Forgiven

$3,159

Jobs Reported

1

Loan #

1311859007

Loan Size

Small

Linda Moore

Sole Proprietorship

$5,291 Paid in Full
Address:
1504 Elgin Ave
Forest Park, IL60130-2667
Approved

Feb 20, 2021

Forgiven

$5,350

Jobs Reported

1

Loan #

2324598510

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 4 PPP loan records are linked to businesses associated with Shirley Barham. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Shirley Barham on the map

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Shirley Barham in Citrus Heights, CA: Background Summary

Location
7376 Sandalwood Dr, Citrus Heights, CA 95621
Other Locations
Conway, AR ยท Joliet, IL ยท McDonough, GA and 19 more
Profiles Found
34 people with this name
Phone Numbers
(916) 967-3011 and 19 others on file
Email
sewingnonnie@gmail.com and 1 other on file
Possible Relatives
Albe Barham SR, Charlene L Mcfarland, Lavonta Barham, Lavonta Maurice Barham, Anna E Sands and 58 more
Voter Registration
Registered No Party Preference
Properties
2properties owned
Vehicles
8 linked โ€” 2013 Hyundai Tucson, 1998 Mercury Marquis and 6 more
Contributions
$2,762.5 total โ€” Ware Jr, R Lee, Trump, Donald J
PPP Loans
$34,540 for Cathy Johnson, Linda Moore, Sole Proprietorship

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Shirley Barham. Because public records are indexed by name rather than by a unique identifier, the 85 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Shirley Barham

Search Complexity: High

85 public records across 14states, belonging to approximately 34 different individuals. With 34 distinct profiles across 14 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 14 states. Highest concentration: Virginia (14%), followed by Arkansas and North Carolina. Spans the South and Midwest regions.

VA12recordsAR8recordsNC8recordsTX5recordsOK5recordsCA5records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (56%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (13) and Vehicle Registration Records (8).

40
Contact & Address Records
13
Political Contribution Records
8
Vehicle Registration Records
4
Voter Registration Records
4
PPP Loan Records
2
Property Ownership Records

Age Distribution

Age range: approximately 58 years, suggesting multiple generations. Largest group: Senior (65+) (92%).

Senior (65+)12peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Shirley Barham

Is Shirley Barham a registered voter?
Yes, voter registration records show Shirley Barham is registered. We found 4 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Shirley Barham own property?
County assessor records show 2 properties associated with Shirley Barham . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Shirley Barham?
Records show 8 vehicle registrations associated with Shirley Barham, including a 2013 Hyundai Tucson. Registered makes include Hyundai, Mercury, Ford, Cadillac. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Shirley Barham?
We found 1 business affiliation for Shirley Barham. Business records are compiled from state registries, SEC filings, and professional databases.
Has Shirley Barham made political donations?
FEC disclosure records show 13 reported political contributions from Shirley Barham, totaling $2,763. Recipients include Trump, Donald J and Ware Jr, R Lee. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Shirley Barham?
Our database contains 85 total records for Shirley Barham spanning 14 states. This includes 34 distinct contact records, 18 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Shirley Barham?
The 85 records displayed for Shirley Barham are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Shirley Barham remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.