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Stacy Nelson Waggoner from Sandy, UT

Age 51 b. 7/30/1974
📍 2171 E Meadow Lark Way, #sandy, UT 84093-2644
✉️ future4us2@gmail.com
👨‍👩‍👧 Relatives: Connie I Morgan,Angela M Waggoner,Ashly Ann Hanson,Aubri E Smith,Barry F Waggoner Sr,Karen R Mee,Sandra M Gray,Spencer A Waggoner,Spencer Waggoner,Adrianne R Goudeau,Andrew N Mee,Betty L Nelson,Betty C Tolman,Beverly L Gray,Blake E Waggoner,Bretta D Alexander,Brian J Nelson,Bryan Lee Gray,Carmen L Ranck,Decker Sanderson Smith,Dorothy J Waggoner,Garrett I Gray,Irene Vargas,James W Mee,Jessica Lynn Morgan,Joshua P Morgan,Justin L Morgan,Karen E Schuman,Karen E Schuman,Karen E Schuman,Kevan F Smith,Kimberly Nelson,Lynsi Filoiaulo Waggoner,Macy B Nelson,Mayra Garibay,Michael K Schuman,Monty L Morgan,Morgan D Johnson,Nathan M Morgan,Schavon T Waggoner,Scott J Nelson,Shauna Hayes,Spencer T Waggoner,Susan T Smith,Tineille S Waggoner,Trae Waggoner,Wendy R Nelson,Yvette Rene Vargas
🕐 16 previous addresses

Stacy Waggoner from Brentwood, TN

Age 40
📍 5631 Clovermeade Dr, Brentwood, TN 37027
📞 (615) 469-4642, (626) 405-1022, (901) 867-3259, (651) 405-9108, (952) 484-5304, (615) 469-4642, (626) 405-1022, (901) 867-3259, (615) 898-8236
✉️ sjwaggoner@comcast.net
👨‍👩‍👧 Relatives: Richard M Jarrell,Diane Joan Spencer,Cathy L Jarrell,Laura Christine Connelly,Catherine L Chambers,Brian S Waggoner,Don J Waggoner,Sandra L Waggoner,Steven R Jarrell

Stacy Waggoner from Dumas, TX

Age 41
📍 1317 Morton Ave, Dumas, TX 79029
📞 (806) 934-0873, (817) 466-1681, (806) 355-5943, (806) 934-0873, (817) 466-1681, (817) 319-7468, (806) 352-4632, (806) 353-9238
👨‍👩‍👧 Relatives: Wagoner Vernona Howell,Veronica Waggoner,Amy S Waggoner,Jan H Waggoner,Jessica Marie Dorman,Kodi M Waggoner,Amy Shanan Waggoner,Amy Shanan Waggoner,Amy S Waggoner

Stacy Waggoner from Citrus Hts, CA

Age 56 b. Dec 1969 Sacramento Co.
📍 6016 Sunrise Vista Dr 107
📞 (505) 758-1733, (916) 419-2113

Stacy Waggoner from Loomis, CA

Age 56 b. 1970 Male
📍 5590 Saunders Ave
📞 (530) 305-8156 (Cell)
✉️ stacyw1276@surewest.net

Stacy Waggoner from New York, NY

Age 64 b. Jun 1961 New York Co.
📍 330 E 63rd St Apt 6 F
📞 (812) 824-9035

Stacy Waggoner from Marionville, MO

Age 65 b. Nov 1960
📍 212 Dunkle Dr
📞 (417) 678-1386
👤 aka Stacy Fay Miller, Stacy D Waggoner, Stacy Fay Barrett

Stacy Waggoner from Eagan, MN

Age 51 b. Jul 1974 Dakota Co.
📍 1150 Northwood Dr
📞 (302) 731-1903
👤 aka Stacy L Jarrell

Stacy Waggoner

📍 2502 Sunset Dr, Longmont Co
📞 (720) 280-0590, (720) 280-0590
✉️ SSWAGGNOER@Q.COM

Stacy Waggoner from Aurora, MO

Female
📍 23499 Lawrence 1230
📞 (417) 850-0085 (AT&T MOBILITY)

Stacy Waggoner from Murrieta, CA

0000 U
📍 36258 Saint Raphael Dr
📞 (951) 677-1362

Stacy Waggoner from Sandy, UT

Age 51 b. Jul 1974
📍 2171 E Meadow Lark Way
👤 aka Wagg Stacy Nelson, Stacy Lamar Wagg, Stacy Lamar Nelsonwaggoner

Stacy Waggoner from Robinson, IL

📍 7876 E 700th Av
📞 (618) 544-8749

Stacy Waggoner from Cambridge, OH

Guernsey Co.
📍 920 Gomber Ave
📞 (860) 747-1389

Stacy Waggoner from Amarillo, TX

Potter Co.
📍 Po Box 50790

Stacy Waggoner from Amarillo, TX

Potter Co.
📍 410 S Prospect St Apt B

Stacy Waggoner

📍 4 Robinson Il Po Box 194

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 17 contact records for Stacy Waggoner across 9 states. The most recent address on file is in Citrus Hts, California. Of these records, 13 include phone numbers and 4 include email addresses. Ages range from 40 to 41, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Waggoner Stacy

Placer County
PIN: 44080032
· 5590 Saunders Av, CA

Waggoner, Stacy

Lawrence County
PIN: 117036003002008000
· No Situs Address
Lot: 12,905sqft

Waggoner Stacy

Placer County
· 5590 Saunders Av, Rocklin Ca

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 3 property records linked to Stacy Waggoner in Rocklin. Values shown are from county assessor records and may differ from current market prices.

Stacy Waggoner

Decatur, 300302349
DOB: 1/1/1968 Gender: Female
Congress: 005

Stacy Waggoner

Republican
2502sunset Dr, Longmont, CO, 80501
DOB: 1973 Gender: Female Ph: 303-776-4203
County: Boulder

Stacy Lynn Waggoner

Reg: 20081002
123 Garden Ln, Decatur, 300302349
Gender: Female

Stacy Fay Waggoner

County: Lawrence

Stacy E Waggoner

BLK
145 East 16 Street, 10003
DOB: 19610605 Gender: Female

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 5 voter registration records were found for Stacy Waggoner in Colorado. Records show affiliations with REP, BLK, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

1996 PONTIAC SUNFIRE CAR BASIC ECONOMY
· Registered to: Stacy Waggoner
· VIN: 1G2JB1249T7571989
·
6244 Molesberger Rd, Ashland, KY, 41102
2011 Kia Optima
· Registered to: Stacy Waggoner
· VIN: KNAGN4A70B5174253
·
401 Sun Blossom Ct, Roseville, CA, 95678-3429
·
(916) 774-0141
2008 Honda CR-V
· Registered to: Stacy Waggoner
· VIN: JHLRE38708C056531
·
471 Lambert St SW, Texas City, TX, 77590
·
(409) 948-1403

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 3 vehicle registration records are associated with Stacy Waggoner. Registered makes include Pontiac, Kia, Honda. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Audio Trixx & Tint

Owner
+18069340879audiotrixxandtint@hotmail.com
LinkedIn

Waggoner & Waggoner PA

Manager
(352) 620-2300
Ocala, FL
Engineering, Management, Accounting, Research and Related Industries (Services)

Stacy Waggoner

Board Member
Ann Arbor, MI

International Child Care Usa INC

Stacy WaggonerDirector
Ann Arbor, MI

Stacy Waggoner

Co-Founder
Studio Four Nyc, LLC
New York, New York, United States
stacy@studiofournyc.com
LinkedIn

Stacy Waggoner

Owner
Audio Trixx And Tint
Texas
audiotrixxandtint@hotmail.com
LinkedIn

American Recycled Plastic

Stacy WaggonerSales Customer
(417) 850-0085stacy.waggoner@hotmail.com
23499 Lawrence 1230, Aurora, MO65605
itsrecycled.com

Stacy Waggoner

Agent Development Manager · Greater Nashville Area

Augusta Book Exchange

Stacy WaggonerAccountant
(916) 774-0141slw1276@surewest.net
401 Sun Blossom Court, Roseville, CA95678

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 16 business affiliations were found for Stacy Waggoner. Companies include Waggoner & Waggoner PA, Studio Four Nyc, LLC, Augusta Book Exchange. Roles listed include Owner and Board Member. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: 330 E. 63rd St., Apt 7F, New York, NY, 10021
NY
Member: stacy E waggoner

Rancho FFF, LLC

Addr: 330 E. 63rd St., Apt 7f, New York, TX, 10021
TX
MEMBER: Stacy Waggoner

Rancho FFF, LLC

ID: 0800707321
Addr: 330 E. 63rd St., Apt 7f, New York, NY, 10021
NY
MEMBER: Stacy E Waggoner

Source: Public Records Stacy Waggoner appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

🏛️

Unknown

Source: City/State Transparency Portals · Government Payroll Databases · Open Data Portals Stacy Waggoner appears in 1 government employment record from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

Stacy Waggoner

Yellville-Summit High School - Yellville, AR, AR
1992

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Stacy Waggoner has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$25 Oct 15, 2020
2020 REP
Graham, Lindsey O
Waggoner, Stacy Mechanic @ Prestige Dodge Longmont, CO
$500 Sep 29, 2020
2020
Biden Victory Fund
Waggoner, Stacy Owner @ Studio Four Nyc New York, NY
$250 Jan 20, 2023
2024 DEM
Dccc
Waggoner, Stacy Sales @ Studio Four Nyc New York, NY
$8 Sep 29, 2020
2020
Biden Victory Fund
Waggoner, Stacy Studio Four Nyc New York, NY
$500 Sep 29, 2020
2020
Biden Victory Fund
Waggoner, Stacy Studio Four Nyc New York, NY
$50 Jun 26, 2018
2018 DEM
Mj For Texas
Waggoner, Stacy Sales @ Studio Four Nyc New York, NY
$25 Oct 15, 2020
REP
Graham, Lindsey O
Contributor Mechanic @ Prestige Dodge Longmont, CO
$8 Sep 29, 2020
Unknown Committee
Waggoner, Stacy Sales @ Studio Four Nyc New York, NY

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 8 political contribution records found for Stacy Waggoner. Total disclosed contributions amount to $1,366. Recipients include Graham, Lindsey O. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Stacy L Waggoner

Age 43 Female
·
2529 Titans Ln, Brentwood, TN 37027 (Williamson County)
35.9722, -86.7030
· (615) 364-6646
Marital: Married TZ: Central
Edu: Graduate School
Homeowner Single Family Built 2003 Purchased 2011
MP

Stacy E Waggoner

Age 56 Female
·
330 E 63rd St, New York, NY 10065 (New York County)
40.7626, -73.9615
· (917) 683-2364
Marital: Single TZ: Eastern
Homeowner Multi-Family
MP

Stacy C Waggoner

Age 44 Male
·
503 Pear Ave, Dumas, TX 79029 (Moore County)
35.8623, -101.9662
Marital: Married TZ: Central
Occ: Professional Edu: High School
Homeowner Single Family Built 1973 Purchased 2013
MP

Stacy L Waggoner

·
36258 Saint Raphael Dr, Murrieta, CA 92562 (Riverside County)
33.5921, -117.1960
· (951) 698-4263
Marital: Single TZ: Pacific
Homeowner Single Family Built 1988 Purchased 2004
MP

Stacy L Waggoner

Age 49
·
7015 Brookwood Way, Cumming, GA 30041 (Forsyth County)
34.0813, -84.1839
Marital: Single TZ: Eastern
Edu: Some College
Homeowner Single Family
MP

Stacy F Waggoner

Age 56 Female
·
212 Dunkle Dr, Marionville, MO 65705 (Lawrence County)
37.0028, -93.6249
Marital: Married TZ: Central
Edu: High School
Single Family
MP

Stacy L Waggoner

Age 43 Female
·
2502 Sunset Dr, Longmont, CO 80501 (Boulder County)
40.2027, -105.1250
· (303) 684-2945
Marital: Married TZ: Mountain
Edu: High School
Homeowner Single Family Built 1985 Purchased 2002
MP

Stacy Waggoner

Age 26
·
1339 Shoreline Dr, Saint Paul, MN 55121 (Dakota County)
44.8482, -93.1456
Marital: Single TZ: Central
Edu: Some College
Single Family
MP

Stacy Waggoner

Age 48
·
214 E Davis St, Decatur, GA 30030 (Dekalb County)
33.7632, -84.2936
Marital: Single TZ: Eastern
Homeowner Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 9 demographic profiles associated with Stacy Waggoner. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Stacy Waggoner. These loans were issued to businesses, not individuals.

Kathryn A Cox Mdpc

Subchapter S Corporation

$33,110 Paid in Full
Address:
330 E 63rd St Apt 1j
New York, NY10065
Approved

Jun 17, 2020

Forgiven

$33,368

Jobs Reported

2

Loan #

7932387909

Loan Size

Small

Amanda Hedrick

Sole Proprietorship

$12,840 Paid in Full
Address:
21662 Lawrence 2230
Aurora, MO65605-8207
Approved

Mar 20, 2021

Forgiven

$12,921

Jobs Reported

1

Loan #

5166818610

Loan Size

Small

Metal Dog Consulting Ny, LLC

Limited Liability Company(LLC

$20,832 Paid in Full
Address:
330 E 63rd St Apt 4m
New York, NY10065
Approved

Jun 18, 2020

Forgiven

$20,985

Jobs Reported

1

Loan #

8692897903

Loan Size

Small

Richard L. Fulp

Sole Proprietorship

$11,375 Paid in Full
Address:
23499 Lawrence 1230
Aurora, MO65605-6248
Approved

Feb 13, 2021

Forgiven

$11,423

Jobs Reported

1

Loan #

8207388406

Loan Size

Small

Rf Sealing And Striping LLC

Limited Liability Company(LLC

$26,495 Paid in Full
Address:
23499 Lawrence 1230
Aurora, MO65605-6248
Approved

May 21, 2021

Forgiven

$26,653

Jobs Reported

2

Loan #

5178629006

Loan Size

Small

Metal Dog Consulting Ny LLC

Limited Liability Company(LLC

$20,832 Paid in Full
Address:
330 E 63rd St Apt 4M
New York, NY10065-7710
Approved

Mar 20, 2021

Forgiven

$20,939

Jobs Reported

1

Loan #

6015698608

Loan Size

Small

Kody R Hedrick

Sole Proprietorship

$5,507 Paid in Full
Address:
21662 Lawrence 2230
Aurora, MO65605-8207
Approved

Mar 20, 2021

Forgiven

$5,533

Jobs Reported

1

Loan #

5983018606

Loan Size

Small

Rf Sealing And Striping LLC

Limited Liability Company(LLC

$26,300 Paid in Full
Address:
23499 Lawrence 1230
Aurora, MO65605-6248
Approved

Apr 6, 2020

Forgiven

$26,496

Jobs Reported

5

Loan #

6102847008

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 8 PPP loan records are linked to businesses associated with Stacy Waggoner. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Stacy Waggoner on the map

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Found 47 results across 15 states

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Stacy Waggoner in UT: Background Summary

Location
2171 E Meadow Lark Way Sandy, UT 84093-2644
Other Locations
Citrus Hts, CA · Loomis, CA · New York, NY and 8 more
Profiles Found
17 people with this name
Phone Numbers
(801) 702-9832 and 16 others on file
Email
future4us2@gmail.com and 3 others on file
Possible Relatives
Connie I Morgan, Angela M Waggoner, Ashly Ann Hanson, Aubri E Smith, Barry F Waggoner SR and 57 more
Career
Owner, Board Member at Waggoner & Waggoner PA, Studio Four Nyc, LLC
Voter Registration
Registered Republican
Properties
3properties owned
Vehicles
3 linked — 1996 Pontiac Sunfire, 2011 Kia Optima and 1 more
Contributions
$1,366 total — Graham, Lindsey O
PPP Loans
$157K for Kathryn A Cox Mdpc, Amanda Hedrick

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Stacy Waggoner. Because public records are indexed by name rather than by a unique identifier, the 78 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Stacy Waggoner

Search Complexity: High

78 public records across 15states, belonging to approximately 17 different individuals. With 17 distinct profiles across 15 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 15 states. Highest concentration: California (15%), followed by Missouri and New York. Spans the West and Midwest regions.

CA12recordsMO6recordsNY6recordsTX5recordsCO3recordsTN2records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (31%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (16) and Political Contribution Records (8).

21
Contact & Address Records
16
Business & Corporate Filings
8
Political Contribution Records
8
PPP Loan Records
5
Voter Registration Records
3
Property Ownership Records

Age Distribution

Age range: approximately 26 years, suggesting multiple generations. Largest group: Senior (65+) (33%).

Senior (65+)2peopleMiddle-Age (40-64)4people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Stacy Waggoner

Is Stacy Waggoner a registered voter?
Yes, voter registration records show Stacy Waggoner is registered. We found 5 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Stacy Waggoner own property?
County assessor records show 3 properties associated with Stacy Waggoner . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Stacy Waggoner?
Records show 3 vehicle registrations associated with Stacy Waggoner, including a 1996 PONTIAC SUNFIRE. Registered makes include Pontiac, Kia, Honda. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Stacy Waggoner?
We found 16 business affiliations for Stacy Waggoner (Owner). Other companies include studio four nyc, llc, Augusta Book Exchange. Business records are compiled from state registries, SEC filings, and professional databases.
Has Stacy Waggoner made political donations?
FEC disclosure records show 8 reported political contributions from Stacy Waggoner, totaling $1,366. Recipients include Graham, Lindsey O. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Stacy Waggoner?
Our database contains 78 total records for Stacy Waggoner spanning 15 states. This includes 17 distinct contact records, 13 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Stacy Waggoner?
The 78 records displayed for Stacy Waggoner are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Stacy Waggoner remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.