Stanley Kirkpatrick

Age 79 b. 1946-11-11
๐Ÿ“ 1022 Garners Creek Rd, Dickson Tn
๐Ÿ“ž (908) 440-2949, (615) 970-1216
โœ‰๏ธ GMADDOG@ICLOUD.COM

Stanley Kirkpatrick from La Jolla, CA

Age 87 b. Jan 1939 San Diego Co.
๐Ÿ“ 8694 Villa Jolla Drive Ln Unit 6
๐Ÿ“ž (518) 465-6219, (858) 457-7989, (858) 277-9543

Stanley Kirkpatrick from Waco, TX

Age 55
๐Ÿ“ 804 Faulkner Ln, Waco, TX 76704
๐Ÿ“ž (254) 756-2982

Stanley Kirkpatrick from Chattanooga, TN

Age 96
๐Ÿ“ 825 Runyan Dr #c24, Chattanooga, TN 37405
๐Ÿ“ž (423) 877-2884, (423) 877-2884
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Marian M Kirkpatrick,Mary K Kirkpatrick

Stanley Kirkpatrick from Knoxville, TN

Age 51
๐Ÿ“ 1819 Raven Hill Ct, Knoxville, TN 37922
๐Ÿ“ž (865) 966-5805, (865) 966-5805
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Julie Anne Kirkpatrick

Stanley Kirkpatrick from Sweet, ID

Age 87 b. Sep 1938 Gem Co.
๐Ÿ“ 8610 Kirkpatrick Rd
๐Ÿ“ž (208) 584-3417

Stanley Kirkpatrick from Anza, CA

Age 115 b. Nov 1910 Riverside Co.
๐Ÿ“ 59195 Gilman Rd
๐Ÿ“ž (909) 763-5421
๐Ÿ‘ค aka Stanley Kirkpatrick

Stanley Kirkpatrick from La Jolla, CA

Jan 1900 San Diego Co.
๐Ÿ“ 8205 La Jolla Scenic Dr N
๐Ÿ“ž (806) 323-8088

Stanley Kirkpatrick from Shermans Dale, PA

Male
๐Ÿ“ 5501 Spring Rd
๐Ÿ“ž (717) 269-2965 (AT&T MOBILITY)

Stanley Kirkpatrick from La Jolla, CA

Age 77 b. Sep 1948 San Diego Co.
๐Ÿ“ 8205 La Jolla Scenic Dr

Stanley Kirkpatrick from Dickson, TN

Age 79 b. Nov 1946
๐Ÿ“ 210 Oak Park Dr

Stanley Kirkpatrick from Knoxville, TN

Age 63 b. Sep 1962 Knox Co.
๐Ÿ“ 9805 Autumnwood Ci

Stanley Kirkpatrick from Superior, WY

Sweetwater Co.
๐Ÿ“ Po Box 65
๐Ÿ“ž (307) 382-7697

Stanley Kirkpatrick from Mifflintown, PA

๐Ÿ“ 182 Mountain View Rd
๐Ÿ“ž 5822812

Stanley Kirkpatrick from Phoenix, AZ

Maricopa Co.
๐Ÿ“ 4931 W Heather Dr
๐Ÿ“ž (301) 759-1246

Stanley Kirkpatrick from Sault Sainte Marie, MI

Chippewa Co.
๐Ÿ“ 153 Hc 46 Po Box 153

Stanley Kirkpatrick from Arlington, TX

Tarrant Co.
๐Ÿ“ 2414 Cloverdale

Stanley Kirkpatrick from Bethany, MO

Harrison Co.
๐Ÿ“ 305 N 18th St

Stanley Kirkpatrick from Waco, TX

Mclennan Co.
๐Ÿ“ 804 Faulkner Ln

Stanley Kirkpatrick from Shermans Dale, PA

Perry Co.
๐Ÿ“ 15 Lower Dr

Stanley Kirkpatrick from Salem, OH

Wayne Co.
๐Ÿ“ 2 W

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 22 contact records for Stanley Kirkpatrick across 10 states. The most recent address on file is in La Jolla, California. Of these records, 13 include phone numbers and 1 include email addresses. Ages range from 51 to 96, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Kirkpatrick Stanley

Llano County
PIN: 10175-006-0063-0
· 929 Dojo
Lot: 6,356sqft

Kirkpatrick Stanley

Burnet County
PIN: 50022
· 13801 Cr 207 Lampasas
Lot: 498,039sqft

Kirkpatrick Stanley

Llano County
PIN: 10175-006-0063-0
· 929 Dojo
Lot: 5,464sqft

Kirkpatrick Stanley

Llano County
PIN: 10175-006-0063-0
· 929 Dojo
Lot: 9,179sqft

Kirkpatrick Stanley

Burnet County
· 13801 Cr 207 Lampasas, Briggs

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 5 property records linked to Stanley Kirkpatrick in Briggs. Values shown are from county assessor records and may differ from current market prices.

2011 Honda CR-V
ยท Registered to: Stanley Kirkpatrick
ยท VIN: 5J6RE4H79BL013584
·
132 S Maple St, West Salem, OH, 44287
·
(419) 846-3117
2011 Toyota Avalon
ยท Registered to: Stanley Kirkpatrick
ยท VIN: 4T1BK3DB5BU372781
·
1819 Raven Hill Ct, Knoxville, TN, 37922-7212

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 2 vehicle registration records are associated with Stanley Kirkpatrick. Registered makes include Honda, Toyota. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Wisconsin Restaurant Association

Stanley KirkpatrickStaff Member
StanleyKirkpatrick@wirestaurant.org
Madison, WI53713

Stanley Kirkpatrick

Project Management
Sedak Gmbh & Co. Kg
Townsville, Queensland, Australia Construction

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 2 business affiliations were found for Stanley Kirkpatrick. Companies include Wisconsin Restaurant Association, Sedak Gmbh & Co. Kg. Roles listed include Staff Member. Records are compiled from state business registries, SEC filings, and professional networking databases.

$100 Dec 8, 2021
2022 REP
Bailey, Richard
Kirkpatrick, Stanley Retired San Diego, CA
$100 Dec 8, 2021
REP
Bailey, Richard
Contributor Retired San Diego, CA
$200 Jul 12, 2021
Unknown Committee
Kirkpatrick, Stanley C. Retired Dickson, TN

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 3 political contribution records found for Stanley Kirkpatrick. Total disclosed contributions amount to $400. Recipients include Bailey, Richard. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Stanley C Kirkpatrick

Age 70 Male
·
1022 Garners Creek Rd, Dickson, TN 37055 (Dickson County)
36.0923, -87.5164
Marital: Single TZ: Central
Edu: High School
Homeowner Single Family Purchased 1999
MP

Stanley Kirkpatrick

Age 56 Male
·
13801 County Road 207, Lampasas, TX 76550 (Lampasas County)
31.0514, -98.0789
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 2000 Purchased 2000
MP

Stanley E Kirkpatrick

Age 78 Male
·
4031 Porte De Palmas, San Diego, CA 92122 (San Diego County)
32.8606, -117.2260
Marital: Married TZ: Pacific
Occ: Technical Edu: Graduate School
Homeowner Multi-Family
MP

Stanley M Kirkpatrick

Age 76 Male
·
132 S Maple St, West Salem, OH 44287 (Wayne County)
40.9229, -82.0521
· (419) 846-3117
Marital: Married TZ: Eastern
Occ: Management Edu: Some College
Homeowner Single Family Purchased 2006
MP

Stanley D Kirkpatrick

Age 54 Male
·
1819 Raven Hill Ct, Knoxville, TN 37922 (Knox County)
35.8544, -84.1003
· (865) 661-2546
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1994 Purchased 1999
MP

Stanley W Kirkpatrick

Age 58 Male
·
804 Faulkner Ln, Waco, TX 76704 (McLennan County)
31.5757, -97.1318
· (254) 753-0023
Marital: Married TZ: Central
Edu: Graduate School
Homeowner Single Family Built 1952
MP

Stanley R Kirkpatrick

Age 61 Male
·
182 Mountain View Rd, Mifflintown, PA 17059 (Juniata County)
40.5610, -77.3930
Marital: Married TZ: Eastern
Occ: Service Industry Edu: High School
Single Family
MP

Stanley S Kirkpatrick

Age 82 Male
·
8610 Kirkpatrick Rd, Sweet, ID 83670 (Gem County)
43.9798, -116.3180
· (208) 584-3417
Marital: Married TZ: Mountain
Homeowner Single Family Built 1976

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 8 demographic profiles associated with Stanley Kirkpatrick. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Stanley Kirkpatrick. These loans were issued to businesses, not individuals.

Tiglat Atanous

Sole Proprietorship

$10,100 Paid in Full
Address:
317 N El Camino Real Ste 109
Encinitas, CA92024-2812
Approved

Mar 27, 2021

Forgiven

$10,142

Jobs Reported

1

Loan #

1848368703

Loan Size

Small

Activemed Integrative Health

Corporation

$43,330 Paid in Full
Address:
317 N El Camino Real Ste 306
Encinitas, CA92024-2814
Approved

Feb 4, 2021

Forgiven

$43,725

Jobs Reported

8

Loan #

2878958404

Loan Size

Small

Diana Hoppe M.d. INC.

Corporation

$21,520 Paid in Full
Address:
317 N El Camino Real Ste 310
Encinitas, CA92024-2814
Approved

Mar 4, 2021

Forgiven

$21,670

Jobs Reported

3

Loan #

6828478500

Loan Size

Small

Anna Krasheninnikova

Sole Proprietorship

$20,517 Paid in Full
Address:
317 N El Camino Real Ste 104
Encinitas, CA92024-2812
Approved

Apr 1, 2021

Forgiven

$20,648

Jobs Reported

1

Loan #

4969468709

Loan Size

Small

Cristen Hunter

Sole Proprietorship

$2,637 Paid in Full
Address:
317 N El Camino Real Ste 201
Encinitas, CA92024-2813
Approved

Mar 3, 2021

Forgiven

$2,657

Jobs Reported

1

Loan #

6224598500

Loan Size

Small

Mieko Sie

Self-Employed Individuals

$11,421 Paid in Full
Address:
317 N El Camino Real Ste 408
Encinitas, CA92024-2810
Approved

Mar 8, 2021

Forgiven

$11,516

Jobs Reported

1

Loan #

8038578500

Loan Size

Small

Coastal Hearing Aid Center Incorporated

Corporation

$28,682 Paid in Full
Address:
317 N El Camino Real Ste 501
Encinitas, CA92024-2816
Approved

Feb 13, 2021

Forgiven

$28,873

Jobs Reported

3

Loan #

8327868402

Loan Size

Small

Earthlogic Landscape LLC

Subchapter S Corporation

$12,621 Paid in Full
Address:
8610 Kirkpatrick Rd
Sweet, ID83670-5010
Approved

Apr 26, 2021

Forgiven

$12,773

Jobs Reported

3

Loan #

1461468900

Loan Size

Small

Warren W. Pleskow M.d.

Sole Proprietorship

$84,025 Paid in Full
Address:
317 N El Camino Real Ste 506
Encinitas, CA92024-2816
Approved

Apr 27, 2020

Forgiven

$84,766

Jobs Reported

8

Loan #

3587687208

Loan Size

Small

Acupuncture Continuum INC.

Corporation

$2,750 Paid in Full
Address:
317 N El Camino Real Ste 401
Encinitas, CA92024-2810
Approved

Apr 20, 2021

Forgiven

$2,760

Jobs Reported

2

Loan #

6641908803

Loan Size

Small

Linda R. Olafson Md INC

Corporation

$22,500 Paid in Full
Address:
317 N El Camino Real #402
Encinitas, CA92024-2810
Approved

Apr 8, 2020

Forgiven

$22,610

Jobs Reported

4

Loan #

7830737002

Loan Size

Small

Warren Pleskow

Sole Proprietorship

$84,272 Paid in Full
Address:
317 N El Camino Real Ste 506
Encinitas, CA92024-2816
Approved

Feb 27, 2021

Forgiven

$84,533

Jobs Reported

8

Loan #

5434578509

Loan Size

Small

William C Holland Md Apc

Corporation

$55,462 Paid in Full
Address:
317 N El Camino Real Ste 405
Encinitas, CA92024-2815
Approved

Apr 29, 2021

Forgiven

$55,792

Jobs Reported

5

Loan #

5309218910

Loan Size

Small

Medstar Medical Corporation

Subchapter S Corporation

$12,237 Paid in Full
Address:
317 N El Camino Real Ste 506
Encinitas, CA92024-2816
Approved

May 4, 2020

Forgiven

$12,318

Jobs Reported

2

Loan #

1710547405

Loan Size

Small

Kupper And Keener Chiropractic, Apc

Corporation

$18,799 Paid in Full
Address:
317 N El Camino Real 110
Encinitas, CA92024
Approved

May 1, 2020

Forgiven

$19,077

Jobs Reported

2

Loan #

9073317703

Loan Size

Small

Alexandra R. Bunyak Md INC.

Corporation

$38,255 Paid in Full
Address:
317 N El Camino Real Ste 504
Encinitas, CA92024-2816
Approved

Feb 13, 2021

Forgiven

$38,482

Jobs Reported

4

Loan #

8478048400

Loan Size

Small

Sherine Blair, L.ac.

Sole Proprietorship

$16,706 Paid in Full
Address:
317 N El Camino Real
Encinitas, CA92024-2811
Approved

May 12, 2021

Forgiven

$16,760

Jobs Reported

1

Loan #

1017099003

Loan Size

Small

Mieko Sie

Self-Employed Individuals

$12,421 Paid in Full
Address:
317 N El Camino Real Ste 408
Encinitas, CA92024-2810
Approved

Jun 16, 2020

Forgiven

$12,531

Jobs Reported

1

Loan #

6194587902

Loan Size

Small

Pantangco Dental Corporation

Corporation

$67,705 Paid in Full
Address:
317 N El Camino Real Ste 106
Encinitas, CA92024-2812
Approved

Mar 23, 2021

Forgiven

$67,997

Jobs Reported

3

Loan #

6486078606

Loan Size

Small

Cristen Hunter

Sole Proprietorship

$2,637 Paid in Full
Address:
317 N El Camino Real Suite 201
Encinitas, CA92024
Approved

Apr 29, 2020

Forgiven

$2,655

Jobs Reported

1

Loan #

2800947307

Loan Size

Small

Coastal Hearing Aid Center

Corporation

$24,460 Paid in Full
Address:
317 N El Camino Real Ste 501
Encinitas, CA92024
Approved

May 1, 2020

Forgiven

$24,684

Jobs Reported

4

Loan #

2895037710

Loan Size

Small

Pure Zen Wellness

Sole Proprietorship

$20,517 Paid in Full
Address:
317 N El Camino Real Ste 104
Encinitas, CA92024-2810
Approved

Jul 29, 2020

Forgiven

$20,643

Jobs Reported

1

Loan #

9735658108

Loan Size

Small

Intelligent Bioenergetics INC

Corporation

$34,650 Paid in Full
Address:
317 N El Camino Real Ste 407
Encinitas, CA92024-2815
Approved

May 1, 2020

Forgiven

$34,858

Jobs Reported

3

Loan #

5648117706

Loan Size

Small

Blush By Natalie INC.

Corporation

$26,280 Paid in Full
Address:
317 N El Camino Real Ste 101
Encinitas, CA92024-2812
Approved

Feb 26, 2021

Forgiven

$26,448

Jobs Reported

4

Loan #

4860248502

Loan Size

Small

Medstar Medical Corporation

Subchapter S Corporation

$12,238 Paid in Full
Address:
317 N El Camino Real Ste 506
Encinitas, CA92024-2816
Approved

Feb 24, 2021

Forgiven

$12,305

Jobs Reported

1

Loan #

3819878507

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 25 PPP loan records are linked to businesses associated with Stanley Kirkpatrick. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Stanley Kirkpatrick on the map

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Stanley Kirkpatrick in La Jolla, CA: Background Summary

Location
8694 Villa Jolla Drive Ln Unit 6, La Jolla, CA 92037
Other Locations
Sweet, ID ยท Anza, CA ยท Shermans Dale, PA and 10 more
Profiles Found
22 people with this name
Phone Numbers
(865) 966-5805 and 15 others on file
Email
gmaddog@icloud.com
Possible Relatives
Julie Anne Kirkpatrick, Jerry E Burnette, Mattie K Burnette, Michele H Burnette, Terri C Burnette and 50 more
Career
Wisconsin Restaurant Association, Sedak Gmbh & Co. Kg
Properties
5properties owned
Vehicles
2 linked โ€” 2011 Honda Cr-V, 2011 Toyota Avalon
Contributions
$400 total โ€” Bailey, Richard
PPP Loans
$687K for Tiglat Atanous, Activemed Integrative Health

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Stanley Kirkpatrick. Because public records are indexed by name rather than by a unique identifier, the 71 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Stanley Kirkpatrick

Search Complexity: High

71 public records across 11states, belonging to approximately 22 different individuals. With 22 distinct profiles across 11 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 11 states. Highest concentration: California (13%), followed by Tennessee and Texas. Spans the West and South regions.

CA9recordsTN8recordsTX5recordsPA4recordsID3recordsOH3records

Record Type Breakdown

Data spans 6 record categories. Largest: Contact & Address Records (41%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes PPP Loan Records (25) and Property Ownership Records (5).

26
Contact & Address Records
25
PPP Loan Records
5
Property Ownership Records
3
Political Contribution Records
2
Vehicle Registration Records
2
Business & Corporate Filings

Age Distribution

Age range: approximately 65 years, suggesting multiple generations. Largest group: Senior (65+) (67%).

Senior (65+)6peopleMiddle-Age (40-64)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Stanley Kirkpatrick

Does Stanley Kirkpatrick own property?
County assessor records show 5 properties associated with Stanley Kirkpatrick . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Stanley Kirkpatrick?
Records show 2 vehicle registrations associated with Stanley Kirkpatrick, including a 2011 Honda CR-V. Registered makes include Honda, Toyota. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Stanley Kirkpatrick?
We found 2 business affiliations for Stanley Kirkpatrick, including Wisconsin Restaurant Association. Other companies include sedak gmbh & co. kg. Business records are compiled from state registries, SEC filings, and professional databases.
Has Stanley Kirkpatrick made political donations?
FEC disclosure records show 3 reported political contributions from Stanley Kirkpatrick, totaling $400. Recipients include Bailey, Richard. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Stanley Kirkpatrick?
Our database contains 71 total records for Stanley Kirkpatrick spanning 11 states. This includes 22 distinct contact records, 13 with phone numbers, 1 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Stanley Kirkpatrick?
The 71 records displayed for Stanley Kirkpatrick are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Stanley Kirkpatrick remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.