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Stefan Scott from Somerville, MA

Age 43
📍 18 Cedar St #2, Somerville, MA 02143
📞 (508) 478-5376, (617) 776-7760
✉️ hschwenker@aol.com
👨‍👩‍👧 Relatives: Jared W Scott,Lawrence S Scott,Catherine G Scott,Soren Nathaniel Scott,Caleb J Scott,Nerida E Scott,L Scott,Merida Scott

Stefan Scott from Jacksonville, FL

Age 42
📍 4500 Baymeadows Rd #196, Jacksonville, FL 32217
📞 (904) 268-6934, (904) 730-7244, (904) 860-3768
👨‍👩‍👧 Relatives: Lillieth A Scott,Richard Kenneth Scott,Patricia Adavis Scott,Douglas I Scott,Raymond D Scott,Damien S Scott,Nancy M Zimmerman,Sarah Ann Kwiatek,Damian Sean Scott
🏪 He Loves Me Inc, He Loves Me, Inc

Stefan Scott from Spring, TX

Age 44
📍 623 Enchanted Trail Dr, Spring, TX 77388
📞 (281) 222-2595, (936) 321-2186, (409) 756-4148, (805) 579-3717
👨‍👩‍👧 Relatives: Ruth Loren Scott,David Edwin Scott,Scott R Miltonjr,Sharon Lofton Scott,Jason Andrew Scott,Tricia K Vanrobays,Ralph Milton Scott,Gretchen Donna Ayresscott,Valerie A Norvell

Stefan Scott from Conroe, TX

Age 74 b. Feb 1952 Montgomery Co.
📍 1101 Wilson Rd
📞 (936) 441-2078
👤 aka Stefan P Scott

Stefan Scott from San Antonio, TX

Age 31 b. Apr 1994
📍 201 Grandview Pl
📞 (830) 469-5557

Stefan Scott

📍 3809 Bonn Blvd, Indianapolis In
📞 (317) 340-8091
✉️ STEFANSCOTT34@ICLOUD.COM

Stefan Scott from Jacksonville, FL

Male
📍 4500 Baymeadows Rd #196
📞 (904) 860-3768 (AT&T MOBILITY)

Stefan Scott from Hyattsville, MD

Age 46 b. 1980 Male
📍 7021 Freeport St
📞 (301) 322-4292

Stefan Scott from Scranton, PA

Age 56 b. Sep 1969 Lackawanna Co.
📍 1317 Prescott Ave 3

Stefan Scott from Jacksonville, FL

Age 53 b. May 1972 Duval Co.
📍 3545 Saint Johns Bluff Rd S

Stefan Scott from Jacksonville, FL

Age 59 b. Sep 1966 Duval Co.
📍 10275 Saint Augustine Rd

Stefan Scott from Glen Burnie, MD

Age 65 b. Nov 1960
📍 8042 Foxridge Ln
👤 aka Stefana Scott

Stefan Scott from Richardson, TX

Age 40 b. Dec 1985
📍 1806 Serenade Ln
👤 aka Stefan James Scotts

Stefan Scott from Queens Village, NY

Age 35 b. Jun 1990
📍 11208 Colfax St
👤 aka Stefan E Scott

Stefan Scott from Malden, MA

Age 55 b. Aug 1970
📍 17 Davis St

Stefan Scott from West Jordan, UT

Age 33 b. Dec 1992
📍 5209 W Dove Creek Ln
👤 aka Stefan Shan Scott

Stefan Scott from Gray Summit, MO

Age 56 b. Nov 1969
📍 254 Purina Dr
👤 aka Scott Stefan

Stefan Scott from Matteson, IL

Age 53 b. Sep 1972 Cook Co.
📍 720 Rose Ln

Stefan Scott from Phil Campbell, AL

Franklin Co.
📍 1522 Highway 47
📞 (205) 993-5374

Stefan Scott from Somerville, MA

📍 53 Beacon St A
📞 (757) 340-1945

Stefan Scott from Sonoma, CA

Sonoma Co.
📍 185 Leveroni Rd
📞 (325) 695-3548

Stefan Scott from Jacksonville, FL

Age 54 b. 1972 Male
📍 11750 Alden Rd Apt 401

Stefan Scott from Philadelphia, PA

Philadelphia Co.
📍 3600 Chestnut St 1149

Stefan Scott from Irving, TX

Dallas Co.
📍 3941 N O Connor Rd 141

Stefan Scott from Capitol Heights, MD

Prince Georges Co.
📍 914 Brooke Rd

Stefan Scott from Bozeman, MT

Gallatin Co.
📍 211 Wedeln Dr

Unknown Person

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 27 contact records for Stefan Scott across 12 states. The most recent address on file is in Conroe, Texas. Of these records, 11 include phone numbers and 2 include email addresses. Ages range from 42 to 44, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Scott Stefan

Marathon County
PIN: 07314527080420991
· 3007 Nick Ave
Lot: 45,549sqft

Scott Stefan Franklin

Wichita County

Stefan J Scott

2022 Orange County
· 7 Cherry, Cornwall

Stefan J Scott

2024 Orange County
· 7 Cherry, Cornwall

Stefan J Scott

2021 Orange County
· 7 Cherry, Cornwall

Stefan J Scott

2023 Orange County
· 7 Cherry, Cornwall

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 6 property records linked to Stefan Scott in Wichita-Falls. Values shown are from county assessor records and may differ from current market prices.

Stefan Scott

Columbus, 31909
DOB: 1/1/2000 Gender: Male
Congress: 002

Stefan G Scott

11750 Alden Rd, Jacksonville, , 32246

Stefan Thomas Scott

Democrat
7021 Freeport St, Hyattsville, MD, 20784
Gender: Male
County: Prince George's

Stefan Frank Scott

County: Jefferson

stefan JAMES scott

Republican Reg: 06/27/2016
165 Summit Woods Dr #10, Blowing Rock, NC, 28605
DOB: 1985 Gender: Male
County: Watauga

Stefan J Scott

BLK
25 Pleasant Hill Rd, 12, 10953
DOB: 19900919 Gender: Male

Stefan A Scott

Democrat
112-08 Colfax Street, 0, 11429
DOB: 19900617 Gender: Male

Stefan A Scott

Democrat
735 Anderson Hill Rd, 6, 10577
DOB: 19900617 Gender: Male

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 8 voter registration records were found for Stefan Scott in , Maryland, North Carolina. Records show affiliations with DEM, REP, BLK, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2008 Chevrolet Silverado K150
· Registered to: Stefan Scott
· VIN: 3GCEK13J28G301161
·
2620 Bretton Rd, Wichita Falls, TX, 76308-5322

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 1 vehicle registration record is associated with Stefan Scott. Registered makes include Chevrolet. The most recent model year on record is 2008. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Wentworth Institute of Technology

Associate Registrar
scotts@wit.edu
Malden,
LinkedIn

Innovative Surgical Concepts, Inc.

Stefan Scott
(715) 359-1750iscscott@gte.net
Schofield, 54476WI

Stefan Scott

Canada
LinkedIn

Crum & Forster Insurance

Stefan ScottAccountant
stefan.scott@aol.com
29584 Red Top Rd, Richards, TX77873
crumandforster.com

Stefan Scott

Computer Software Profe · Queens Village, New York

Crum & Forster Insurance

Stefan ScottAccountant
stefan.scott@aol.com
29584 Red Top Rd, Richards, TX77873

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 11 business affiliations were found for Stefan Scott. Companies include Innovative Surgical Concepts, Inc., Crum & Forster Insurance. Roles listed include Associate Registrar and Accountant. Records are compiled from state business registries, SEC filings, and professional networking databases.

🏛️

Stefan Scott

Cashier
💵 Pay: $265.28

Source: City/State Transparency Portals · Government Payroll Databases · Open Data Portals Stefan Scott appears in 1 government employment record from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

Stefan Scott

Bladensburg High School - Bladensburg, MD, MD
1998

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Stefan Scott has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$15 Apr 1, 2016
2016 DEM
Sanders, Bernard
Scott, Stefan Teacher, Administrator @ Comm Of Ma, Bu Malden, MA
$2 Apr 1, 2016
2016 DEM
Actblue
Scott, Stefan Teacher, Administrator @ Comm Of Ma, Bu Malden, MA
$2 Apr 1, 2016
DEM
Actblue
Contributor Teacher, Administrator @ Comm Of Ma, Bu Malden, MA

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 3 political contribution records found for Stefan Scott. Total disclosed contributions amount to $18. Recipients include Actblue. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Stefan Scott

Age 48 Male
·
105 Lydia, Festus, MO 63028 (Jefferson County)
38.2163, -90.4516
· (636) 933-9456
TZ: Central
Homeowner Single Family Built 1984 Purchased 2003
MP

Stefan A Scott

Age 47 Male
·
17 Davis St, Malden, MA 02148 (Middlesex County)
42.4307, -71.0294
Marital: Inferred Single TZ: Eastern
Edu: Graduate School
Single Family
MP

Stefan Scott

Age 64 Male
·
9673 Campi Dr, Lake Worth, FL 33467 (Palm Beach County)
26.5655, -80.1986
TZ: Eastern
Homeowner Single Family Built 2007 Purchased 2008
MP

Stefan Scott

Age 24 Male
·
943 Broadacre Ave, Clawson, MI 48017 (Oakland County)
42.5344, -83.1597
Marital: Single TZ: Eastern
Single Family
MP

Stefan Scott

Male
·
6810 E 47th St, Indianapolis, IN 46226 (Marion County)
39.8421, -86.0505
Marital: Married TZ: Eastern
Homeowner Single Family
MP

Stefan Scott

Age 36 Male
·
7021 Freeport St, Hyattsville, MD 20784 (Prince Georges County)
38.9519, -76.8931
· (301) 322-4292
Marital: Single TZ: Eastern
Occ: Healthcare Edu: High School
Homeowner Single Family Built 1953 Purchased 1990
MP

Stefan Scott

Age 31 Male
·
7829 Purdue Ave, Dallas, TX 75225 (Dallas County)
32.8540, -96.7727
TZ: Central
Homeowner Single Family Built 2001 Purchased 2003
MP

Stefan A Scott

Age 27 Male
·
11208 Colfax St, Queens Vlg, NY 11429 (Queens County)
40.7049, -73.7465
· (718) 776-2125
Marital: Married TZ: Eastern
Homeowner Single Family Purchased 2012
MP

Stefan Scott

Age 23 Male
·
201 Grandview Pl, San Antonio, TX 78209 (Bexar County)
29.4770, -98.4599
Marital: Single TZ: Central
Single Family
MP

Stefan W Scott

Age 33 Male
·
2081 Randy Scott Dr, Dayton, OH 45449 (Montgomery County)
39.6451, -84.2347
· (937) 247-9767
Marital: Single TZ: Eastern
Edu: High School
Multi-Family
MP

Stefan F Scott

Age 27 Male
·
2620 Bretton Rd, Wichita Falls, TX 76308 (Wichita County)
33.8552, -98.5299
· (940) 767-1004
Marital: Single TZ: Central
Homeowner Single Family Built 1958 Purchased 2015

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 11 demographic profiles associated with Stefan Scott. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Stefan Scott. These loans were issued to businesses, not individuals.

Future Stars Southampton LLC

Limited Liability Company(LLC

$248,485 Paid in Full
Address:
735 Anderson Hill Rd
Purchase, NY10577
Approved

Apr 27, 2020

Forgiven

$250,797

Jobs Reported

13

Loan #

4189207203

Loan Size

Medium

Future Stars Tennis Academy At Harbourview LLC

Limited Liability Company(LLC

$314,022 Paid in Full
Address:
735 Anderson Hill Rd
Purchase, NY10577
Approved

Apr 27, 2020

Forgiven

$317,389

Jobs Reported

7

Loan #

4823397201

Loan Size

Medium

Lifestyle Integrated Fitness Training Ll

Limited Liability Company(LLC

$63,225 Paid in Full
Address:
735 Anderson Hill Rd
Purchase, NY10577-1402
Approved

May 1, 2020

Forgiven

$63,760

Jobs Reported

4

Loan #

6664767707

Loan Size

Small

Jamecia Collins

Sole Proprietorship

$20,832 Exemption 4
Address:
401 University Oaks Blvd Apt 1705
College Station, TX77840-3409
Approved

May 26, 2021

Jobs Reported

1

Loan #

7620729004

Loan Size

Small

Ow Sports Associates LLC

Limited Liability Company(LLC

$117,217 Paid in Full
Address:
735 Anderson Hill Rd
Purchase, NY10577-1402
Approved

Feb 10, 2021

Forgiven

$118,062

Jobs Reported

5

Loan #

6624798402

Loan Size

Small

Prison Communities International, INC. DBA Rehabilitation Th

Corporation

$70,407 Paid in Full
Address:
735 Anderson Hill Rd
Purchase, NY10577
Approved

May 1, 2020

Forgiven

$70,829

Jobs Reported

6

Loan #

1521657709

Loan Size

Small

Childrens Center At Purchase College INC

Non-Profit Organization

$129,140 Paid in Full
Address:
735 Anderson Hill Rd
Purchase, NY10577-1402
Approved

Mar 12, 2021

Forgiven

$129,940

Jobs Reported

9

Loan #

9062168500

Loan Size

Small

Lifestyle Integrated Fitness Training LLC

Limited Liability Company(LLC

$63,225 Paid in Full
Address:
735 Anderson Hill Rd
Purchase, NY10577-1402
Approved

Feb 4, 2021

Forgiven

$63,575

Jobs Reported

6

Loan #

2925628403

Loan Size

Small

Prison Communities International INC.

Corporation

$73,377 Paid in Full
Address:
735 Anderson Hill Rd
Purchase, NY10577-1402
Approved

Feb 13, 2021

Forgiven

$73,820

Jobs Reported

6

Loan #

8452608404

Loan Size

Small

Future Stars Tennis Academy At Harbourview LLC

Limited Liability Company(LLC

$374,920 Paid in Full
Address:
735 Anderson Hill Rd
Purchase, NY10577-1400
Approved

Feb 26, 2021

Forgiven

$377,580

Jobs Reported

13

Loan #

4523878502

Loan Size

Medium

Future Stars Southampton LLC

Limited Liability Company(LLC

$248,485 Paid in Full
Address:
735 Anderson Hill Rd
Purchase, NY10577-1402
Approved

Jan 29, 2021

Forgiven

$250,398

Jobs Reported

13

Loan #

8233238302

Loan Size

Medium

Purchase College Association

Non-Profit Organization

$161,000 Paid in Full
Address:
735 Anderson Hill Rd
Purchase, NY10577
Approved

Apr 30, 2020

Forgiven

$162,073

Jobs Reported

12

Loan #

4999227309

Loan Size

Medium

Brandon Johnson

Sole Proprietorship

$14,426 Exemption 4
Address:
401 University Oaks Blvd Apt 1708
College Station, TX77840-3409
Approved

May 29, 2021

Jobs Reported

1

Loan #

9847789004

Loan Size

Small

Ow Sports Associates LLC

Limited Liability Company(LLC

$123,637 Paid in Full
Address:
735 Anderson Hill Rd
Purchase, NY10577
Approved

Apr 28, 2020

Forgiven

$124,767

Jobs Reported

3

Loan #

6339727201

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 14 PPP loan records are linked to businesses associated with Stefan Scott. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Stefan Scott on the map

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Found 46 results across 16 states

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Stefan Scott in Somerville, MA: Background Summary

Location
18 Cedar St #2,Somerville, MA 02143, Somerville, MA
Other Locations
Conroe, TX · San Antonio, TX · Jacksonville, FL and 16 more
Profiles Found
27 people with this name
Phone Numbers
(508) 478-5376 and 10 others on file
Email
hschwenker@aol.com and 1 other on file
Possible Relatives
Jared W Scott, Lawrence S Scott, Catherine G Scott, Soren Nathaniel Scott, Caleb J Scott and 21 more
Career
Associate Registrar, Accountant at Innovative Surgical Concepts, Inc., Crum & Forster Insurance
Voter Registration
Registered Democrat
Properties
2properties owned
Vehicles
1 linked — 2008 Chevrolet Silverado K150
Contributions
$18 total — Actblue
PPP Loans
$2022K for Future Stars Southampton LLC, Future Stars Tennis Academy At Harbourview LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Stefan Scott. Because public records are indexed by name rather than by a unique identifier, the 86 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Stefan Scott

Search Complexity: High

86 public records across 16states, belonging to approximately 27 different individuals. With 27 distinct profiles across 16 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county — highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 16 states. Highest concentration: Texas (13%), followed by Florida and Massachusetts. Spans the South and Northeast regions.

TX11recordsFL6recordsMA6recordsMD6recordsMO3recordsNY2records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (41%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes PPP Loan Records (14) and Business & Corporate Filings (11).

30
Contact & Address Records
14
PPP Loan Records
11
Business & Corporate Filings
8
Voter Registration Records
6
Property Ownership Records
3
Political Contribution Records

Age Distribution

Age range: approximately 42 years, suggesting multiple generations. Largest group: Senior (65+) (15%).

Senior (65+)2peopleMiddle-Age (40-64)8peopleYounger Adult (25-39)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Stefan Scott

Is Stefan Scott a registered voter?
Yes, voter registration records show Stefan Scott is registered. We found 8 voter registration entries across 3 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Stefan Scott own property?
County assessor records show 6 properties associated with Stefan Scott . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Stefan Scott?
Records show 1 vehicle registration associated with Stefan Scott, including a 2008 Chevrolet Silverado K150. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Stefan Scott?
We found 11 business affiliations for Stefan Scott (Associate Registrar). Other companies include Crum & Forster Insurance. Business records are compiled from state registries, SEC filings, and professional databases.
Has Stefan Scott made political donations?
FEC disclosure records show 3 reported political contributions from Stefan Scott, totaling $18. Recipients include Actblue. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Stefan Scott?
Our database contains 86 total records for Stefan Scott spanning 16 states. This includes 27 distinct contact records, 11 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Stefan Scott?
The 86 records displayed for Stefan Scott are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Stefan Scott remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.