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Stephen Cohoon

📍 11416 Running Brush Ln, Austin Tx
📞 (512) 585-7921, (512) 627-1679
✉️ SMCOHOON@GMAIL.COM, smcohoon@gmail.com

Stephen Cohoon

Age 68 b. 1957-06-01
📍 6716 Fox Hollow Ct, Flowery Br Ga
📞 (770) 354-5721, (678) 936-4006
✉️ STEVEC@AWANA.ORG

Stephen Cohoon

📍 8300 Spicewood Springs, Austin Tx 78759
📞 (512) 585-7921, (512) 627-1679
✉️ SMCOHOON@GMAIL.COM

Stephen Cohoon from Lawrenceville, GA

Male
📍 1232 Highfield Dr
📞 (404) 642-5346
✉️ stephen.cohoon@hotmail.com

Stephen Cohoon from Hoschton, GA

Age 68 b. Jun 1957 Jackson Co.
📍 226 Prestwick Dr
📞 (770) 682-9203, (706) 658-2337

Stephen E Cohoon from Hoschton, GA

Age 64
📍 226 Prestwick Dr, Hoschton, GA 30548
📞 (706) 658-2337, (706) 658-2338

Stephen Cohoon from Round Hill, VA

Age 69 b. 1957 Loudoun Co.
📍 20733 Furr Rd
📞 (540) 554-2049

Stephen Cohoon from Austin, TX

Age 71 b. Sep 1954 Travis Co.
📍 8300 Spicewood Springs Cv
📞 (512) 257-7972

Stephen Cohoon from Excelsior Springs, MO

Age 67 b. Jul 1958
📍 14626 Schoolfield Rd
📞 (816) 630-1841

Stephen Cohoon

📍 20733 Furr Rd, Round Hill Va 20141
📞 (703) 675-8497, (540) 554-2049
✉️ MICHELECOHOON@GMAIL.COM

Stephen Cohoon

📍 20733 Furr Rd, Round Hill Va
📞 (703) 675-8497, (540) 554-2049
✉️ MICHELECOHOON@GMAIL.COM

Stephen Cohoon from Farwell, MI

Age 73 b. Oct 1952 Clare Co.
📍 7791 White Birch Dr
📞 (989) 386-4594

Stephen Cohoon from Jacksonville, FL

Age 68 b. Jun 1957 Duval Co.
📍 9717 Stead Ct
📞 (770) 886-3185

Stephen Cohoon from Burtchville, MI

Age 82 b. Jan 1944 Saint Clair Co.
📍 6835 North Rd
📞 (709) 482-0236

Stephen Cohoon

📍 14626 Schoolfield, Clay County Mo 64024
📞 (816) 630-1841
✉️ SWC_RKC_AAC_PRC@MSN.COM

Stephen Cohoon

📍 14626 Schoolfield Rd, Excelsior Spg Mo
📞 (816) 630-1841
✉️ SWC_RKC_AAC_PRC@MSN.COM

Stephen Cohoon

📍 11416 Running Brush Ln, Austin Tx 78717
📞 (512) 585-7921
✉️ SMCOHOON@GMAIL.COM

Stephen Cohoon from Saint Louis, MO

Age 58 b. 1968 Saint Louis Co.
📍 207 Pentonville Dr

Stephen Cohoon from Lakewood, CO

Age 52 b. Mar 1974 Jefferson Co.
📍 8357 W Floyd Ave

Stephen Cohoon from Portland, OR

Age 75 b. Jan 1951 Washington Co.
📍 15215 Sw 100th Ave

Stephen Cohoon from Atlanta, GA

Dekalb Co.
📍 1547 Bishop Holw Ru Rn

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 21 contact records for Stephen Cohoon across 8 states. The most recent address on file is in Lawrenceville, Georgia. Of these records, 17 include phone numbers and 9 include email addresses. The listed age is 64. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Stephen Cohoon

Flowery Branch, 30542
DOB: 1/1/1957 Gender: Male
Congress: 009

Stephen Enoch Cohoon

Reg: 20170329
6716 Fox Hollow Ct, Flowery Branch, 30542
Gender: Male

Stephen Wayne Cohoon

County: Clay

Stephen Alan Cohoon

Democrat Reg: 1/24/2013
15220 SW Alderbrook Ct, Portland, OR, 97224
DOB: 1/1/1951
County: Washington

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 4 voter registration records were found for Stephen Cohoon in Oregon. Party affiliation is listed as DEM. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 Dodge Journey
· Registered to: Stephen Cohoon
· VIN: 3C4PDDBG5CT291025
·
6835 North Rd, Burtchville, MI, 48059
·
(810) 385-5496
2011 HONDA FIT CAR BASIC ECONOMY
· Registered to: Stephen Cohoon
· VIN: JHMGE8H5XBC008072
·
8300 Spicewood Springs Cv, Austin, TX, 78759
·
(512) 257-7972
2007 Honda CR-V
· Registered to: Stephen Cohoon
· VIN: JHLRE48767C078442
·
8300 Spicewood Springs Cv, Austin, TX, 78759-6047
·
(512) 585-7921
2010 CHEVROLET SILVERADO 1500
· Registered to: Stephen Cohoon
· VIN: 3GCRKSE32AG124218
·
20733 Furr Rd, Round Hill, VA, 20141-1808

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 4 vehicle registration records are associated with Stephen Cohoon. Registered makes include Dodge, Honda, Chevrolet. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Trend Micro

Senior Software Engineer
+81353343600stephen_cohoon@trendmicro.com
Austin,
LinkedIn

Cohoon's Elevator

Owner
(989) 835-7724
Midland, MI
Motor Freight Transportation (Transportation)

Serve One Global Network INC

Stephen CohoonPresident
Flowery Branch, GA

Stephen Cohoon

Senior Software Engineer at Dell<b

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 6 business affiliations were found for Stephen Cohoon. Companies include Cohoon's Elevator. Roles listed include Senior Software Engineer and Systems Analyst. Records are compiled from state business registries, SEC filings, and professional networking databases.

Inventor Record

Stephen Cohoon - TX

Source: USPTO Patent Database · U.S. Patent & Trademark Office Stephen Cohoon is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

$80 Sep 30, 2013
2014
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$80 Apr 30, 2009
2010
Bayer Corporation Political Action Committee
Cohoon, Stephen Director, Formulations @ Bayer CORP Pittsburgh, PA
$80 Apr 30, 2012
2012
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$80 Oct 31, 2010
2010
Bayer CORP Pac
Cohoon, Stephen Pittsburgh, PA
$80 Apr 30, 2014
2014
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$80 May 31, 2012
2012
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$80 Mar 31, 2010
2010
Bayer Corporation Political Action Committee
Cohoon, Stephen Director, Formulations @ Bayer CORP Pittsburgh, PA
$80 May 31, 2011
2012
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$80 Apr 29, 2011
2012
Bayer CORP Pac
Cohoon, Stephen Pittsburgh, PA
$120 Jun 30, 2012
2012
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$80 Oct 31, 2013
2014
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$80 Sep 30, 2011
2012
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$120 Dec 31, 2011
2012
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$120 Jul 31, 2009
2010
Bayer Corporation Political Action Committee
Cohoon, Stephen Director, Formulations @ Bayer CORP Pittsburgh, PA
$80 Aug 31, 2013
2014
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$120 Jul 31, 2011
2012
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$80 May 31, 2011
2012
Bayer CORP Pac
Cohoon, Stephen Pittsburgh, PA
$200 Dec 31, 2012
2012
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$80 Mar 31, 2014
2014
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$80 Oct 31, 2009
2010
Bayer Corporation Political Action Committee
Cohoon, Stephen Director, Formulations @ Bayer CORP Pittsburgh, PA
$80 Jul 31, 2013
2014
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$80 Jun 30, 2009
2010
Bayer Corporation Political Action Committee
Cohoon, Stephen Director, Formulations @ Bayer CORP Pittsburgh, PA
$80 Nov 30, 2009
2010
Bayer Corporation Political Action Committee
Cohoon, Stephen Director, Formulations @ Bayer CORP Pittsburgh, PA
$80 Jul 31, 2012
2012
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$80 Jun 30, 2011
2012
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$80 Oct 31, 2012
2012
Bayer CORP Pac
Cohoon, Stephen Pittsburgh, PA
$80 Mar 31, 2011
2012
Bayer CORP Pac
Cohoon, Stephen Pittsburgh, PA
$160 Nov 22, 2010
2012
Bayer Corporation Political Action Committee
Cohoon, Stephen Director, Formulations @ Bayer CORP Pittsburgh, PA
$120 May 31, 2013
2014
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$80 Mar 31, 2011
2012
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$120 Dec 31, 2010
2012
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$80 Jun 30, 2013
2014
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$80 Nov 26, 2012
2012
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$40 May 31, 2014
2014
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$80 Nov 22, 2010
2010
Bayer CORP Pac
Cohoon, Stephen Pittsburgh, PA
$80 Aug 31, 2011
2012
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$80 Aug 31, 2009
2010
Bayer Corporation Political Action Committee
Cohoon, Stephen Director, Formulations @ Bayer CORP Pittsburgh, PA
$80 Jun 30, 2010
2010
Bayer Corporation Political Action Committee
Cohoon, Stephen Director, Formulations @ Bayer CORP Pittsburgh, PA
$80 Apr 30, 2010
2010
Bayer Corporation Political Action Committee
Cohoon, Stephen Director, Formulations @ Bayer CORP Pittsburgh, PA
$80 Mar 31, 2012
2012
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$80 Aug 31, 2012
2012
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$80 Apr 30, 2013
2014
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$80 Sep 30, 2009
2010
Bayer Corporation Political Action Committee
Cohoon, Stephen Director, Formulations @ Bayer CORP Pittsburgh, PA
$80 Mar 31, 2013
2014
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$80 Sep 30, 2012
2012
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$80 Nov 30, 2011
2012
Bayer Corporation Political Action Committee
Cohoon, Stephen Dir Formulations @ Bayer CORP Pittsburgh, PA
$80 Mar 31, 2009
2010
Bayer Corporation Political Action Committee
Cohoon, Stephen Director, Formulations @ Bayer CORP Pittsburgh, PA
$120 Jul 31, 2010
2010
Bayer Corporation Political Action Committee
Cohoon, Stephen Director, Formulations @ Bayer CORP Pittsburgh, PA
$2 Jul 29, 2004
2004
Michigan Farm Bureau Pac Agri Pac
Cohoon, Stephen Midland, MI
$80 May 31, 2009
2010
Bayer Corporation Political Action Committee
Cohoon, Stephen Director, Formulations @ Bayer CORP Pittsburgh, PA
$2 Jul 29, 2004
Michigan Farm Bureau Pac Agri Pac
Contributor Midland, MI

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 51 political contribution records found for Stephen Cohoon. Total disclosed contributions amount to $4,364. Recipients include Michigan Farm Bureau Pac Agri Pac. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Stephen G Cohoon

Age 64 Male
·
7791 White Birch Dr, Farwell, MI 48622 (Clare County)
43.8749, -84.8113
· (989) 835-8410
Marital: Married TZ: Eastern
Homeowner Single Family
MP

Stephen Cohoon

Male
·
PO Box 129, North Street, MI 48049 (Saint Clair County)
43.0379, -82.5556
TZ: Eastern
Homeowner
MP

Stephen M Cohoon

Age 62 Male
·
11416 Running Brush Ln, Austin, TX 78717 (Williamson County)
30.4942, -97.7978
· (214) 248-6468
Marital: Married TZ: Central
Edu: Graduate School
Homeowner Single Family Built 2011 Purchased 2016
MP

Stephen E Cohoon

Age 62 Male
·
20733 Furr Rd, Round Hill, VA 20141 (Loudoun County)
39.0461, -77.7971
· (540) 554-2049
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1987 Purchased 2015
MP

Stephen W Cohoon

Age 59 Male
·
14626 Schoolfield Rd, Excelsior Spg, MO 64024 (Clay County)
39.3578, -94.2832
· (816) 289-1803
Marital: Married TZ: Central
Occ: Service Industry Edu: Some College
Homeowner Single Family Built 1992
MP

Stephen E Cohoon

Age 60 Male
·
6716 Fox Hollow Ct, Flowery Br, GA 30542 (Hall County)
34.1889, -83.9057
· (706) 658-2338
Marital: Married
Edu: High School
Single Family
MP

Stephen A Cohoon

Age 66 Male
·
15220 SW Alderbrook Ct, Portland, OR 97224 (Washington County)
45.4098, -122.7730
· (503) 524-3127
TZ: Pacific
Homeowner Single Family Built 1977 Purchased 2012

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with Stephen Cohoon. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Stephen Cohoon on the map

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Found 35 results across 8 states

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Stephen Cohoon in Austin, TX: Background Summary

Location
11416 Running Brush Ln, Austin Tx, Austin, TX
Other Locations
Lawrenceville, GA · Hoschton, GA · Round Hill, VA and 8 more
Profiles Found
21 people with this name
Phone Numbers
(512) 585-7921 and 14 others on file
Email
smcohoon@gmail.com and 4 others on file
Career
Senior Software Engineer, Systems Analyst at Cohoon's Elevator
Voter Registration
Registered Democrat
Vehicles
4 linked — 2012 Dodge Journey, 2011 Honda Fit and 2 more
Contributions
$4,364 total — Michigan Farm Bureau Pac Agri Pac

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Stephen Cohoon. Because public records are indexed by name rather than by a unique identifier, the 100 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights — patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Stephen Cohoon

Search Complexity: High

100 public records across 8states, belonging to approximately 21 different individuals. With 21 distinct profiles across 8 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 8 states. Highest concentration: Georgia (8%), followed by Michigan and Texas. Spans the South and Midwest regions.

GA8recordsMI7recordsTX6recordsMO5recordsVA4recordsOR3records

Record Type Breakdown

Data spans 6 record categories. Largest: Political Contribution Records (55%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (27) and Business & Corporate Filings (6).

51
Political Contribution Records
27
Contact & Address Records
6
Business & Corporate Filings
4
Voter Registration Records
4
Vehicle Registration Records
1
Patent & Invention Records

Age Distribution

Age range: approximately 30 years, suggesting multiple generations. Largest group: Senior (65+) (67%).

Senior (65+)6peopleMiddle-Age (40-64)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Stephen Cohoon

Is Stephen Cohoon a registered voter?
Yes, voter registration records show Stephen Cohoon is registered. We found 4 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
What vehicles are registered to Stephen Cohoon?
Records show 4 vehicle registrations associated with Stephen Cohoon, including a 2012 Dodge Journey. Registered makes include Dodge, Honda, Chevrolet. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Stephen Cohoon?
We found 6 business affiliations for Stephen Cohoon (Senior Software Engineer). Business records are compiled from state registries, SEC filings, and professional databases.
Has Stephen Cohoon made political donations?
FEC disclosure records show 51 reported political contributions from Stephen Cohoon, totaling $4,364. Recipients include Michigan Farm Bureau Pac Agri Pac. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Stephen Cohoon?
Our database contains 100 total records for Stephen Cohoon spanning 8 states. This includes 21 distinct contact records, 17 with phone numbers, 9 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Stephen Cohoon?
The 100 records displayed for Stephen Cohoon are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Stephen Cohoon remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.