Stephen Kiel

Age 73 b. 1952-10-19
๐Ÿ“ 1024 Dittman Ct, Beech Island Sc
๐Ÿ“ž (216) 533-5249, (111) 111-0002
โœ‰๏ธ STEPHEN.KIEL@AMBIOPHARM.COM, stephen.kiel@ambiopharm.com

Stephen Kiel

Age 74 b. 1951-07-27
๐Ÿ“ 26602 Strafford, Misn Viejo Ca 92692
๐Ÿ“ž (949) 367-2915, (949) 702-1993
โœ‰๏ธ KIEL.LINDA@GMAIL.COM, kiel.linda@gmail.com

Stephen Kiel

Age 59 b. 1966-10-06
๐Ÿ“ 2558 Elizabeth Dr, Pelham Al
๐Ÿ“ž (205) 403-0018, (205) 862-3380
โœ‰๏ธ SAYRIJ@GMAIL.COM

Stephen Kiel

๐Ÿ“ 9704 Daycroft Ct, Raleigh Nc
๐Ÿ“ž (919) 673-3994, (919) 673-5475
โœ‰๏ธ DKIEL@BELLSOUTH.NET

Stephen Kiel from Pelham, AL

Age 60 b. 1966 Male
๐Ÿ“ 2558 Elizabeth Dr
๐Ÿ’ผ 2204
๐Ÿ“ž (205) 621-6200, (205) 403-0018
โœ‰๏ธ blakeduck53@yahoo.com

Stephen Kiel from Raleigh, NC

Age 70
๐Ÿ“ 9704 Daycroft Ct, Raleigh, NC 27615
๐Ÿ“ž (919) 232-1104, (919) 847-1648
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Nettie Seeling Kiel,Diane C Cates

Stephen Kiel from Houston, TX

0
๐Ÿ“ 5800 Lumberdale Rd #56, Houston, TX 77092
๐Ÿ“ž (713) 682-4364
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Nettie Seeling Kiel

Stephen Kiel from White Hse Sta, NJ

Age 48
๐Ÿ“ 101 Cole Rd, White Hse Sta, NJ 08889
๐Ÿ“ž (908) 534-5160, (908) 534-5160, (908) 868-7317, (908) 530-7032
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Lisa Plumstead

Stephen Kiel from Kent, WA

Age 46 b. Oct 1979 King Co.
๐Ÿ“ 26521 114th Pl Se
๐Ÿ“ž (253) 852-5992

Stephen Kiel from Manitowoc, WI

Age 66 b. Jul 1959 Manitowoc Co.
๐Ÿ“ 611 S 34th St
๐Ÿ“ž (920) 682-4788

Stephen Kiel from Lancaster, CA

Age 74 b. Jul 1951 Los Angeles Co.
๐Ÿ“ 1827 West Ave
๐Ÿ“ž (352) 374-4143

Stephen Kiel from Saint Louis, MO

Age 85 b. Jul 1940 Saint Louis Co.
๐Ÿ“ 5793 Birchmont Place Dr
๐Ÿ“ž (314) 892-2747

Stephen Kiel from Whitehouse Station, NJ

Age 60 b. Dec 1965 Hunterdon Co.
๐Ÿ“ 101 Cole Rd
๐Ÿ“ž (908) 534-5160

Stephen Kiel from Birmingham, AL

Male
๐Ÿ“ 3603 Doe Ln Apt B
๐Ÿ“ž (205) 789-0023 (VERIZON WIRELESS)

Stephen Kiel from Atlantic Highlands, NJ

Age 60 b. Dec 1965 Monmouth Co.
๐Ÿ“ 52 W Highland Ave

Stephen Kiel from Hudson, OH

Age 73 b. Oct 1952 Summit Co.
๐Ÿ“ 110 W Streetsboro St
๐Ÿ‘ค aka Stephen J Keil

Stephen Kiel from Hialeah, FL

Age 82 b. Aug 1943 Miami Dade Co.
๐Ÿ“ 110 Royal Palm Rd

Stephen Kiel from Manitowoc, WI

Age 66 b. Jul 1959 Manitowoc Co.
๐Ÿ“ 611 S 34th St S 34

Stephen Kiel from Florissant, MO

Age 83 b. Sep 1942 Saint Louis Co.
๐Ÿ“ 680 Preakness Ln

Stephen Kiel from Baltimore, MD

Age 43 b. Dec 1982 Baltimore City Co.
๐Ÿ“ 6818 Barnett Rd

Stephen Kiel from Mission Viejo, CA

Age 77 b. Nov 1948 Orange Co.
๐Ÿ“ 26602 Strafford

Stephen Kiel from Miami, FL

0
๐Ÿ“ 13500 Kendall, Miami, FL 33186

Stephen Kiel from Bangor, ME

๐Ÿ“ 86 Maple St
๐Ÿ“ž (773) 485-1919

Stephen Kiel from Raleigh, NC

Wake Co.
๐Ÿ“ 9704 Daycroft Ct
๐Ÿ“ž (919) 847-1648

Stephen Kiel from Orrtanna, PA

Adams Co.
๐Ÿ“ 11 Pine Tree

Stephen Kiel from Portland, OR

Multnomah Co.
๐Ÿ“ 1221 Se 23 Rd Ave A

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 26 contact records for Stephen Kiel across 14 states. The most recent address on file is in Pelham, Alabama. Of these records, 16 include phone numbers and 5 include email addresses. Ages range from 48 to 70, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Kiel Stephen W & Kimberly W

Shelby County
· 2558 Elizabeth Drive, Alabaster-Helena

Kiel, Stephen E & Lisa

Residential Hunterdon County
· 101 Cole Road, 08889

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Stephen Kiel in Alabaster-Helena. Values shown are from county assessor records and may differ from current market prices.

Stephen E Kiel

Republican
101 Cole Rd, Whitehouse Station, 08889
DOB: 12/8/1965
County: Hunterdon

Stephen Michael Kiel

Democrat
350 Paddington Rd, Baltimore, MD, 21212
Gender: Male
County: Baltimore City

Stephen F Kiel

County: St. Louis

stephen JOHN kiel

Republican Reg: 04/11/2012
3590 Ruddy Duck Wynd, Southport, NC, 28461
DOB: 1952 Gender: Male
County: Brunswick

Stephen R. Kiel

1712 Lake St, Bridport, VT

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 5 voter registration records were found for Stephen Kiel in Maryland, North Carolina, Vermont. Records show affiliations with R, DEM, REP, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2008 KIA OPTIMA
ยท Registered to: Stephen Kiel
ยท VIN: KNAGE123485171598
·
5793 Birchmont Place Dr, Saint Louis, MO, 63129
·
(314) 892-2747
2011 Toyota Highlander
ยท Registered to: Stephen Kiel
ยท VIN: 5TDZK3EH5BS027504
·
2558 Elizabeth Dr, Pelham, AL, 35124-2606
·
(205) 862-3380
2018 TOYOTA AVALON
ยท Registered to: Stephen Kiel
ยท VIN: 4T1BD1EB6JU063266
·
4517 Hydes Rd, Hydes, MD, 21082
2013 Kia Sorento
ยท Registered to: Stephen Kiel
ยท VIN: 5XYKT3A17DG336589
·
611 S 34th St, Manitowoc, WI, 54220
·
(920) 902-1151
2008 Hyundai Elantra
ยท Registered to: Stephen Kiel
ยท VIN: KMHDU46D88U318438
·
611 S 34th St, Manitowoc, WI, 54220-4314
·
(920) 902-1151

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with Stephen Kiel. Registered makes include Kia, Toyota, Hyundai. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

F5 Networks

Security Specialist
+19089691331s.kiel@f5.com

Stephen Kiel

Firefighter And Medic
Pelham Fire
Pelham, Alabama, United States Public Safety

Stephen Kiel

Firefighter And Medic
Pelham Fire
Alabama

Ubs Securities LLC

Stephen KielESOP Manager
(212) 713-2000stephen.kiel@ubs.com
New York, NY

Ubs Financial Svc

Stephen KielESOP Manager
(701) 746-1365stephen.kiel@ubs.com
Grand Forks, ND

Stephen Kiel

Wilmington, North Carolina Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 10 business affiliations were found for Stephen Kiel. Companies include Pelham Fire, Ubs Securities LLC, Ubs Financial Svc. Roles listed include Security Specialist and Chief Financial Officer. Records are compiled from state business registries, SEC filings, and professional networking databases.

Stephen N Kiel

Addr: R R #4, Seymour, IN, 47274
IN

Kiel.stephen. N.

Addr: Rr 4 Box 239, Seymour, IN
IN

Fairview Lake INC

Addr: R R #4, Seymour, IN, 47274
IN
Agent: Stephen N Kiel

Unknown Corporation

ID: 1895088
Officer: Stephen Kiel

Source: Public Records Stephen Kiel appears in 4 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Inventor Record

Stephen Kiel - Mission Viejo

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Stephen Kiel is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

Stephen M Kiel

Group Tour
Nov 14, 2013, 09:00 PM
ยท WH

Source: White House Visitor Logs ยท Obama Administration Transparency Initiative ยท NARA Stephen Kiel appears in 1 White House visitor log entry from the WAVES/ACR access control system. These records were released under government transparency initiatives and primarily cover the Obama administration era.

$7 Sep 30, 2020
2020 DEM
Bullock, Steve
Kiel, Stephen University Of Baltimore Baltimore, MD
$100 Feb 9, 2016
2016 DEM
Sanders, Bernard
Kiel, Stephen Not Employed Mission Viejo, CA
$1,000 Aug 4, 2020
2020 DEM
Biden, Joe
Kiel, Stephen Not Employed Rancho Mission Viejo, CA
$7 Sep 30, 2020
2020 DEM
Hickenlooper, John W.
Kiel, Stephen University Of Baltimore Baltimore, MD
$7 Sep 30, 2020
2020 DEM
Warnock, Raphael
Kiel, Stephen University Of Baltimore Baltimore, MD
$25 Oct 31, 2020
2020 DEM
Biden, Joe
Kiel, Stephen Librarian @ University Of Baltimore Baltimore, MD
$7 Sep 30, 2020
2020 DEM
Cunningham, Cal
Kiel, Stephen University Of Baltimore Baltimore, MD
$100 Feb 9, 2016
DEM
Sanders, Bernard
Contributor Not Employed Mission Viejo, CA
$1,000 Aug 4, 2020
Unknown Committee
Kiel, Stephen Not Employed Rancho Mission Viejo, CA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 9 political contribution records found for Stephen Kiel. Total disclosed contributions amount to $2,254. Recipients include Sanders, Bernard. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Stephen N Kiel

Age 66 Male
·
26602 Strafford, Mission Viejo, CA 92692 (Orange County)
33.5757, -117.6510
· (949) 378-7321
Marital: Married TZ: Pacific
Occ: White Collar Edu: Some College
Homeowner Single Family Purchased 2004
MP

Stephen W Kiel

Age 50 Male
·
2558 Elizabeth Dr, Pelham, AL 35124 (Shelby County)
33.3310, -86.8248
· (205) 337-2881
Marital: Married TZ: Central
Occ: Management Edu: Some College
Homeowner Single Family Built 1985 Purchased 2006
MP

Stephen N Kiel

Age 73 Male
·
7274 E County Road 1000 N, Seymour, IN 47274 (Jackson County)
39.0253, -85.9051
· (812) 454-1407
Marital: Married TZ: Eastern
Occ: Professional Edu: Some College
Homeowner Single Family Built 1945
MP

Stephen J Kiel

Age 74 Male
·
9704 Daycroft Ct, Raleigh, NC 27615 (Wake County)
35.9147, -78.6650
· (919) 232-1104
Marital: Married TZ: Eastern
Homeowner Single Family Built 1981 Purchased 2005
MP

Stephen E Kiel

Age 50 Male
·
101 Cole Rd, White Hse Sta, NJ 08889 (Hunterdon County)
40.5769, -74.7765
· (908) 534-6087
Marital: Married TZ: Eastern
Occ: Technical Edu: Graduate School
Homeowner Single Family Built 1976 Purchased 1999
MP

Stephen J Kiel

Age 64 Male
·
3590 Ruddy Duck Wynd, Southport, NC 28461 (Brunswick County)
33.9416, -78.0930
· (330) 414-8085
Marital: Married TZ: Eastern
Occ: White Collar Edu: Some College
Homeowner Single Family Built 2005 Purchased 2011
MP

Stephen R Kiel

Age 41 Male
·
3 Old College Farm Rd, Middlebury, VT 05753 (Addison County)
44.0165, -73.1588
Marital: Inferred Single TZ: Eastern
Single Family
MP

Stephen A Kiel

Age 50 Male
·
194 Union St, Bangor, ME 04401 (Penobscot County)
44.8272, -68.8125
TZ: Eastern
Homeowner Single Family Built 1900 Purchased 2008
MP

Stephen F Kiel

Age 77 Male
·
5793 Birchmont Place Dr, Saint Louis, MO 63129 (Saint Louis County)
38.4656, -90.3311
· (314) 954-6472
Marital: Married TZ: Central
Edu: Some College
Homeowner Single Family Built 2001 Purchased 2013
MP

Stephen G Kiel

Age 67 Male
·
4517 Hydes Rd, Hydes, MD 21082 (Baltimore County)
39.4888, -76.5187
· (410) 592-3788
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1966 Purchased 1989
MP

Stephen Kiel

Age 72 Male
·
3651 E Carpenter Ave, Cudahy, WI 53110 (Milwaukee County)
42.9557, -87.8582
· (414) 303-6670
Marital: Single TZ: Central
Edu: Some College
Homeowner Single Family Built 1942 Purchased 1997

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 11 demographic profiles associated with Stephen Kiel. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Stephen Kiel. These loans were issued to businesses, not individuals.

Midwest Ii, INC

Corporation

$876,000 Paid in Full
Address:
6194 Section Rd
Ottawa Lake, MI49267-9526
Approved

Apr 5, 2020

Forgiven

$887,291

Jobs Reported

189

Loan #

5201977002

Loan Size

Medium

Midwest Ii INC

Corporation

$812,500 Paid in Full
Address:
6194 Section Rd
Ottawa Lake, MI49267-9526
Approved

Feb 2, 2021

Forgiven

$823,175

Jobs Reported

100

Loan #

1505668403

Loan Size

Medium

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Stephen Kiel. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Stephen Kiel on the map

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Stephen Kiel in Beech Island, SC: Background Summary

Location
1024 Dittman Ct, Beech Island Sc, Beech Island, SC
Other Locations
Pelham, AL ยท Kent, WA ยท Manitowoc, WI and 14 more
Profiles Found
26 people with this name
Phone Numbers
(216) 533-5249 and 17 others on file
Email
stephen.kiel@ambiopharm.com and 4 others on file
Possible Relatives
Nettie Seeling Kiel, Diane C Cates, Lisa Plumstead
Career
Security Specialist, Chief Financial Officer at Pelham Fire, Ubs Securities LLC
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
5 linked โ€” 2008 Kia Optima, 2011 Toyota Highlander and 3 more
Contributions
$2,253.58 total โ€” Sanders, Bernard
PPP Loans
$1689K for Midwest Ii, INC, Midwest Ii INC
White House
1 recorded visit

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Stephen Kiel. Because public records are indexed by name rather than by a unique identifier, the 82 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Stephen Kiel

Search Complexity: High

82 public records across 19states, belonging to approximately 26 different individuals. With 26 distinct profiles across 19 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 19 states. Highest concentration: North Carolina (7%), followed by California and Alabama. Spans the South and Midwest regions.

NC6recordsCA6recordsAL5recordsFL4recordsNJ4recordsIN4records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (46%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (10) and Political Contribution Records (9).

32
Contact & Address Records
10
Business & Corporate Filings
9
Political Contribution Records
5
Voter Registration Records
5
Vehicle Registration Records
4
Corporate Records

Age Distribution

Age range: approximately 42 years, suggesting multiple generations. Largest group: Senior (65+) (62%).

Senior (65+)8peopleMiddle-Age (40-64)5people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Stephen Kiel

Is Stephen Kiel a registered voter?
Yes, voter registration records show Stephen Kiel is registered with R affiliation. We found 5 voter registration entries across 3 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Stephen Kiel own property?
County assessor records show 2 properties associated with Stephen Kiel . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Stephen Kiel?
Records show 5 vehicle registrations associated with Stephen Kiel, including a 2008 KIA OPTIMA. Registered makes include Kia, Toyota, Hyundai. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Stephen Kiel?
We found 10 business affiliations for Stephen Kiel (Security Specialist). Other companies include Ubs Securities LLC, Ubs Financial Svc. Business records are compiled from state registries, SEC filings, and professional databases.
Has Stephen Kiel made political donations?
FEC disclosure records show 9 reported political contributions from Stephen Kiel, totaling $2,254. Recipients include Sanders, Bernard. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Stephen Kiel?
Our database contains 82 total records for Stephen Kiel spanning 19 states. This includes 26 distinct contact records, 16 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Stephen Kiel?
The 82 records displayed for Stephen Kiel are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Stephen Kiel remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.