Stephen Solovy from Glencoe, IL

Age 65
๐Ÿ“ 611 Greenleaf Ave, Glencoe, IL 60022
๐Ÿ“ž (312) 266-7050, (312) 961-7970, (847) 242-0334, (262) 567-4158, (262) 510-4931, (262) 510-4928
โœ‰๏ธ ssolovy@hotmail.com, ssolovy@juno.com, ssolovy@levyrestaurants.com, stephen.solovy@msn.com

Stephen Solovy from Chicago, IL

Age 69 b. Apr 1957 Cook Co.
๐Ÿ“ 950 N Michigan Ave Apt 5101
๐Ÿ“ž (312) 266-7050

Stephen Solovy from Oconomowoc, WI

Waukesha Co.
๐Ÿ“ 35926 N Beach Rd
๐Ÿ“ž (414) 745-9681

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 3 contact records for Stephen Solovy across 2 states. The most recent address on file is in Glencoe, Illinois. Of these records, 3 include phone numbers and 1 include email addresses. The listed age is 65. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Solovy Stephen Fine Art

President
(312) 664-4860
Chicago, IL
Amusement and Recreation Services (Services)

Stephen Solovy

President

Mortgage Connection

Stephen SolovySecretary
(262) 510-4928ssolovy@mortgageconnection.net
35926 N Beach Rd, Oconomowoc, WI53066

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 3 business affiliations were found for Stephen Solovy. Companies include Solovy Stephen Fine Art, Mortgage Connection. Roles listed include President and Secretary. Records are compiled from state business registries, SEC filings, and professional networking databases.

$950 Aug 8, 1988
1988 DEM
Kohl, Herb
Solovy, Stephen Art Dealer Chicago, IL
$1,000 Jun 29, 1988
1988 DEM
Simon, Paul
Solovy, Stephen A Art Dealer Chicago, IL
$1,000 Apr 7, 2008
2008 DEM
Landrieu, Mary L
Solovy, Stephen Art Dealer @ Stephen Solovy Fine Art Chicago, IL
$500 Feb 29, 2012
2012 DEM
Cullerton, Thomas E
Solovy, Stephen Kohl Highland Park, IL
$500 May 4, 2008
2008 DEM
Kohl, Dan
Solovy, Stephen Art Consultant @ Solovy Fine Arts Chicago, IL
$500 Mar 7, 2012
2012 DEM
Morrison, Julie A
Solovy, Stephen Kohl Highland Park, IL
$1,000 Jun 22, 1990
1990 DEM
Muenster, Theodore R
Solovy, Stephen Art Dealer Chicago, IL
$1,000 Nov 3, 1988
1988 DEM
Kohl, Herb
Solovy, Stephen Art Dealer Chicago, IL
$500 Mar 6, 2012
2012 DEM
Noland, Michael
Solovy, Stephen Kohl Highland Park, IL
$1,000 Feb 22, 1993
1994 DEM
Mitchell, George J
Solovy, Stephen A Art Dealer @ Stephen Solovy Fine Art Chicago, IL
$500 Mar 3, 2012
2012 DEM
Miller, Donna
Solovy, Stephen Kohl Highland Park, IL
$1,000 Sep 19, 1989
1990 DEM
Levin, Carl
Solovy, Stephen A Art Dealer Chicago, IL
$1,000 Sep 13, 1994
1994 DEM
Kohl, Herb
Solovy, Stephen Art Dealer Chicago, IL
$1,000 Jun 29, 1988
DEM
Simon, Paul
Contributor Art Dealer Chicago, IL
$1,000 Apr 7, 2008
Unknown Committee
Solovy, Stephen Art Dealer @ Stephen Solovy Fine Art Chicago, IL
$500
2008 D
Kohl, Dan
Contributor Art Consultant @ Solovy Fine Arts Chicago, IL

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 16 political contribution records found for Stephen Solovy. Total disclosed contributions amount to $12,950. Recipients include Simon, Paul, Kohl, Dan. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Stephen K Solovy

Age 60 Male
·
35926 N Beach Rd, Oconomowoc, WI 53066 (Waukesha County)
43.1047, -88.4600
· (262) 567-4158
Marital: Single TZ: Central
Occ: Education Edu: Graduate School
Homeowner Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 1 demographic profile associated with Stephen Solovy. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Stephen Solovy. These loans were issued to businesses, not individuals.

Mary Riordan LTD

Corporation

$32,745 Paid in Full
Address:
980 N Michigan Ave Ste 1400
Chicago, IL60611-7500
Approved

Jan 19, 2021

Forgiven

$33,032

Jobs Reported

2

Loan #

1810248304

Loan Size

Small

Christopher Johnson

Independent Contractors

$20,833 Paid in Full
Address:
980 N Michigan Ave Ste 700
Chicago, IL60611-4553
Approved

Apr 2, 2021

Forgiven

$21,044

Jobs Reported

1

Loan #

5679508704

Loan Size

Small

Law Offices Of R Tamara De Silva LLC

Sole Proprietorship

$20,833 Exemption 4
Address:
980 N Michigan Ave Ste 1400
Chicago, IL60611-7500
Approved

Mar 31, 2021

Jobs Reported

1

Loan #

3809598709

Loan Size

Small

Shawnah Donley

Independent Contractors

$15,616 Paid in Full
Address:
980 N Michigan Ave #700
Chicago, IL60611-4553
Approved

Apr 29, 2020

Forgiven

$15,724

Jobs Reported

1

Loan #

2344037300

Loan Size

Small

Powerteam International, INC.

Corporation

$20,000 Paid in Full
Address:
980 N Michigan Ave
Chicago, IL60611-4501
Approved

Jun 11, 2020

Forgiven

$20,184

Jobs Reported

2

Loan #

2243317901

Loan Size

Small

One Mag Smile P.c.

Corporation

$75,000 Paid in Full
Address:
980 N Michigan Ave Ste 630
Chicago, IL60611-4501
Approved

Jan 22, 2021

Forgiven

$75,375

Jobs Reported

6

Loan #

4021008303

Loan Size

Small

Inspired Voyages INC

Corporation

$40,312 Paid in Full
Address:
980 N Michigan Ave Ste 1235
Chicago, IL60611-4531
Approved

Jan 20, 2021

Forgiven

$40,684

Jobs Reported

3

Loan #

1917188310

Loan Size

Small

Collectiv LLC

Limited Liability Company(LLC

$16,030 Paid in Full
Address:
980 N Michigan Ave Ste 1400
Chicago, IL60611
Approved

May 1, 2020

Forgiven

$16,180

Jobs Reported

2

Loan #

2849897709

Loan Size

Small

Yarrow Resort Trs LLC

Limited Liability Company(LLC

$704,564 Paid in Full
Address:
980 N Michigan Ave Ste 1700
Chicago, IL60611-7503
Approved

Mar 23, 2021

Forgiven

$713,347

Jobs Reported

48

Loan #

7334268610

Loan Size

Medium

Volsurface Capital Management LLC

Limited Liability Company(LLC

$23,900 Paid in Full
Address:
980 N Michigan Ave Ste 1220
Chicago, IL60611-4531
Approved

Feb 6, 2021

Forgiven

$24,066

Jobs Reported

1

Loan #

4438448410

Loan Size

Small

Mm-Law LLC

Limited Liability Company(LLC

$118,800 Paid in Full
Address:
980 N Michigan Ave Ste 1400
Chicago, IL60611-7500
Approved

Jan 28, 2021

Forgiven

$119,803

Jobs Reported

7

Loan #

7662738303

Loan Size

Small

Leslie North

Sole Proprietorship

$20,835 Paid in Full
Address:
980 N Michigan Ave Ste 1245
Chicago, IL60611
Approved

May 1, 2020

Forgiven

$21,030

Jobs Reported

1

Loan #

9357597708

Loan Size

Small

Harrcourt Jewels INC.

Subchapter S Corporation

$11,884 Paid in Full
Address:
980 N Michigan Ave Ste 1177
Chicago, IL60611-4522
Approved

Jan 20, 2021

Forgiven

$12,010

Jobs Reported

2

Loan #

2276258300

Loan Size

Small

Affluent Media Group INC.

Subchapter S Corporation

$12,500 Paid in Full
Address:
980 N Michigan Ave Ste 1400
Chicago, IL60611
Approved

May 1, 2020

Forgiven

$12,638

Jobs Reported

1

Loan #

1816207700

Loan Size

Small

Tps Aggie Trs LLC

Limited Liability Company(LLC

$159,999 Paid in Full
Address:
980 N Michigan Ave Ste 1700
Chicago, IL60611-7503
Approved

Feb 24, 2021

Forgiven

$161,692

Jobs Reported

17

Loan #

3953898503

Loan Size

Medium

312 Spirits LLC

Limited Liability Company(LLC

$12,500 Paid in Full
Address:
980 N Michigan Ave Ste 1400
Chicago, IL60611-4501
Approved

Jan 23, 2021

Forgiven

$12,630

Jobs Reported

3

Loan #

4618418300

Loan Size

Small

Enterprise Consulting Services, INC. DBA

Subchapter S Corporation

$169,425 Paid in Full
Address:
980 N Michigan Ave Ste 1277
Chicago, IL60611
Approved

May 1, 2020

Forgiven

$171,288

Jobs Reported

120

Loan #

2935807700

Loan Size

Medium

Tyson Chicago INC

Corporation

$23,236 Paid in Full
Address:
980 N Michigan Ave Ste 1400
Chicago, IL60611
Approved

May 19, 2020

Forgiven

$23,463

Jobs Reported

6

Loan #

8858547403

Loan Size

Small

Mbg Consulting INC

Subchapter S Corporation

$220,210 Paid in Full
Address:
980 N Michigan Ave Ste 1000
Chicago, IL60611
Approved

May 1, 2020

Forgiven

$222,746

Jobs Reported

170

Loan #

3070127702

Loan Size

Medium

Tps Longhorn Trs LLC

Limited Liability Company(LLC

$202,352 Paid in Full
Address:
980 N Michigan Ave Ste 1700
Chicago, IL60611-7503
Approved

Feb 24, 2021

Forgiven

$203,369

Jobs Reported

8

Loan #

3584958501

Loan Size

Medium

Teel & Company

Corporation

$37,150 Paid in Full
Address:
980 N Michigan Ave Ste 1400
Chicago, IL60611-7500
Approved

Jan 21, 2021

Forgiven

$37,459

Jobs Reported

3

Loan #

2745858307

Loan Size

Small

Skoog Productions LLC

Limited Liability Company(LLC

$142,917 Paid in Full
Address:
980 N Michigan Ave Ste 1640
Chicago, IL60611-7541
Approved

Mar 9, 2021

Forgiven

$144,026

Jobs Reported

8

Loan #

8451148504

Loan Size

Small

Trabert & Hoeffer Incorporated

Subchapter S Corporation

$100,772 Paid in Full
Address:
980 N Michigan Ave Ste 1530
Chicago, IL60611-7539
Approved

Feb 20, 2021

Forgiven

$101,461

Jobs Reported

6

Loan #

2226428501

Loan Size

Small

Delle Amiche LLC

Limited Liability Company(LLC

$86,668 Paid in Full
Address:
980 N Michigan Ave
Chicago, IL60611-4501
Approved

Jan 20, 2021

Forgiven

$87,306

Jobs Reported

12

Loan #

2339488308

Loan Size

Small

Rachel Kane

Independent Contractors

$17,275 Paid in Full
Address:
980 N Michigan Ave Ste 700
Chicago, IL60611-4553
Approved

Mar 5, 2021

Forgiven

$17,375

Jobs Reported

1

Loan #

7364638506

Loan Size

Small

Saveplac Plywood CORP

Corporation

$13,840 Paid in Full
Address:
980 N Michigan Ave Ste 1400
Chicago, IL60611
Approved

May 1, 2020

Forgiven

$14,013

Jobs Reported

1

Loan #

2192247707

Loan Size

Small

Shawnah Donley

Independent Contractors

$22,727 Paid in Full
Address:
980 N Michigan Ave Ste 700
Chicago, IL60611-4553
Approved

Feb 22, 2021

Forgiven

$22,860

Jobs Reported

1

Loan #

2981308504

Loan Size

Small

Vector Trading LLC

Limited Liability Company(LLC

$276,112 Paid in Full
Address:
980 N Michigan Ave
Chicago, IL60611
Approved

May 1, 2020

Forgiven

$277,781

Jobs Reported

15

Loan #

1668977705

Loan Size

Medium

Nolan Code

Sole Proprietorship

$5,640 Paid in Full
Address:
980 N Michigan Ave Ste 700
Chicago, IL60611-4553
Approved

Jan 22, 2021

Forgiven

$5,663

Jobs Reported

1

Loan #

3490598303

Loan Size

Small

Global Telecom For Business LLC

Limited Liability Company(LLC

$25,000 Paid in Full
Address:
980 N Michigan Ave Ste 1400
Chicago, IL60611-7500
Approved

May 1, 2020

Forgiven

$25,229

Jobs Reported

1

Loan #

9266527300

Loan Size

Small

Kneen & Co.

Corporation

$44,150 Paid in Full
Address:
980 N Michigan Ave Ste 650
Chicago, IL60611-4553
Approved

Jan 22, 2021

Forgiven

$44,455

Jobs Reported

4

Loan #

3906218310

Loan Size

Small

Leslie North

Sole Proprietorship

$20,835 Paid in Full
Address:
980 N Michigan Ave Ste 1245
Chicago, IL60611-4532
Approved

Apr 1, 2021

Forgiven

$20,959

Jobs Reported

1

Loan #

4563698708

Loan Size

Small

National Property Valuation Advisors INC

Corporation

$1,032,000 Paid in Full
Address:
980 N Michigan Ave
Chicago, IL60611-4501
Approved

Apr 9, 2020

Forgiven

$1,038,450

Jobs Reported

61

Loan #

9531427002

Loan Size

Medium-Large

Amanda S Kleinman Md, LTD

Corporation

$9,805 Paid in Full
Address:
980 N Michigan Ave STE 1400
Chicago, IL60611-4501
Approved

Aug 3, 2020

Forgiven

$9,948

Jobs Reported

1

Loan #

3073018205

Loan Size

Small

Inspired Voyages, INC.

Corporation

$40,310 Paid in Full
Address:
980 N Michigan Ave Ste 1235
Chicago, IL60611-4531
Approved

Apr 29, 2020

Forgiven

$40,617

Jobs Reported

3

Loan #

3980707306

Loan Size

Small

Michael Gingrich

Single Member LLC

$20,833 Paid in Full
Address:
980 N Michigan Ave Ste 1400
Chicago, IL60611-7500
Approved

May 14, 2021

Forgiven

$20,905

Jobs Reported

1

Loan #

1900359008

Loan Size

Small

Torg Management LLC

Limited Liability Company(LLC

$114,940 Paid in Full
Address:
980 N Michigan Ave Ste 1700
Chicago, IL60611-7503
Approved

Feb 26, 2021

Forgiven

$115,872

Jobs Reported

6

Loan #

4818798510

Loan Size

Small

Rolei Financial Services CORP

Subchapter S Corporation

$8,608 Exemption 4
Address:
980 N Michigan Ave Ste 1189
Chicago, IL60611-4501
Approved

Jun 29, 2020

Forgiven

$4,961

Jobs Reported

1

Loan #

5601518010

Loan Size

Small

Sre Bulldog Hotel Trs LLC

Limited Liability Company(LLC

$1,985,003 Paid in Full
Address:
980 N Michigan Ave Ste 1700
Chicago, IL60611-7503
Approved

Mar 31, 2021

Forgiven

$2,007,953

Jobs Reported

183

Loan #

4093478706

Loan Size

Medium-Large

One Mag Smile, P.c.

Corporation

$61,612 Paid in Full
Address:
980 N Michigan Ave Suite 630
Chicago, IL60611
Approved

May 1, 2020

Forgiven

$62,165

Jobs Reported

5

Loan #

1135247804

Loan Size

Small

Kneen & Co

Corporation

$27,700 Paid in Full
Address:
980 N Michigan Ave Ste 650
Chicago, IL60611-4501
Approved

Apr 11, 2020

Forgiven

$24,825

Jobs Reported

3

Loan #

3254527110

Loan Size

Small

Rei Invest Capital

Subchapter S Corporation

$263,595 Exemption 4
Address:
980 N Michigan Ave Ste 1400
Chicago, IL60611-7500
Approved

Apr 29, 2021

Jobs Reported

14

Loan #

4451468900

Loan Size

Medium

Judith Hannah

Sole Proprietorship

$8,200 Paid in Full
Address:
980 N Michigan Ave Ste 1400
Chicago, IL60611-4501
Approved

Jun 27, 2020

Forgiven

$8,242

Jobs Reported

1

Loan #

5271138010

Loan Size

Small

Stephanie Derderian

Independent Contractors

$20,832 Paid in Full
Address:
980 N Michigan Ave Ste 700
Chicago, IL60611-4553
Approved

Feb 9, 2021

Forgiven

$20,915

Jobs Reported

1

Loan #

5992168400

Loan Size

Small

Network Consulting INC

Corporation

$61,041 Paid in Full
Address:
980 N Michigan Ave Ste 1290
Chicago, IL60611-4523
Approved

Feb 19, 2021

Forgiven

$61,499

Jobs Reported

3

Loan #

1971298505

Loan Size

Small

Powerteam International INC.

Corporation

$20,000 Paid in Full
Address:
980 N Michigan Ave
Chicago, IL60611-4501
Approved

Jan 30, 2021

Forgiven

$20,268

Jobs Reported

2

Loan #

8903708301

Loan Size

Small

Fremont Group LLC

Limited Liability Company(LLC

$49,172 Paid in Full
Address:
980 N Michigan Ave Ste 1750
Chicago, IL60611-4501
Approved

Mar 18, 2021

Forgiven

$49,434

Jobs Reported

2

Loan #

4129838601

Loan Size

Small

Michelle Orner

Independent Contractors

$12,883 Paid in Full
Address:
980 N Michigan Ave 7th floor
Chicago, IL60611-4501
Approved

Jul 31, 2020

Forgiven

$12,972

Jobs Reported

1

Loan #

1882988204

Loan Size

Small

Teel & Company

Corporation

$9,500 Paid in Full
Address:
980 N Michigan Ave Suite 1400
Chicago, IL60611
Approved

Apr 27, 2020

Forgiven

$9,563

Jobs Reported

1

Loan #

3745457205

Loan Size

Small

Thomas Foertsch

Corporation

$550 Paid in Full
Address:
980 N Michigan Ave Ste 1220
Chicago, IL60611-4531
Approved

Feb 9, 2021

Forgiven

$554

Jobs Reported

4

Loan #

5610338409

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 50 PPP loan records are linked to businesses associated with Stephen Solovy. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Stephen Solovy on the map

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7
4

Stephen Solovy in Glencoe, IL: Background Summary

Location
611 Greenleaf Ave, Glencoe, IL 60022, Glencoe, IL 60022
Other Locations
Chicago, IL ยท Oconomowoc, WI
Profiles Found
3 people with this name
Age
69 years old (born 04/22/1957)
Phone Numbers
(312) 266-7050 and 6 others on file
Email
ssolovy@hotmail.com and 3 others on file
Career
President, Secretary at Solovy Stephen Fine Art, Mortgage Connection
Contributions
$12.9K total โ€” Simon, Paul, Kohl, Dan
PPP Loans
$6461K for Mary Riordan LTD, Christopher Johnson

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Stephen Solovy. Because public records are indexed by name rather than by a unique identifier, the 75 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Stephen Solovy

Search Complexity: Low

75 public records across 2states, belonging to approximately 3 different individuals. With only 3 profiles found, identifying the correct person should be straightforward.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are concentrated across 2 states. Highest concentration: Illinois (9%), followed by Wisconsin. Concentrated in the Midwest.

IL7recordsWI4records

Record Type Breakdown

Data spans 4 record categories. Largest: PPP Loan Records (68%), which are tied to specific businesses and addresses. Also includes Political Contribution Records (16) and Contact & Address Records (5).

50
PPP Loan Records
16
Political Contribution Records
5
Contact & Address Records
3
Business & Corporate Filings

Frequently Asked Questions About Stephen Solovy

What businesses are associated with Stephen Solovy?
We found 3 business affiliations for Stephen Solovy, including Solovy Stephen Fine Art. Other companies include Mortgage Connection. Business records are compiled from state registries, SEC filings, and professional databases.
Has Stephen Solovy made political donations?
FEC disclosure records show 16 reported political contributions from Stephen Solovy, totaling $12,950. Recipients include Simon, Paul and Kohl, Dan. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Stephen Solovy?
Our database contains 75 total records for Stephen Solovy spanning 2 states. This includes 3 distinct contact records, 3 with phone numbers, 1 with email addresses. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Stephen Solovy?
The 75 records displayed for Stephen Solovy are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Stephen Solovy remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.