Steven Georgalas from Newton Falls, OH

Age 41
๐Ÿ“ 621 Artesian Ave, Newton Falls, OH 44444
๐Ÿ“ž (330) 730-6044, (330) 872-4489, (330) 872-5974, (724) 872-9924, (330) 394-7132
โœ‰๏ธ steve.oh@aol.com, steve.oh@netzero.net, steve77621.oh@netzero.net
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Margaret Sepstephen Georgalas,Stephen D Georgalas,Jeannette M Georgalas,Taryn R Georgalas

Steven W Georgalas from Newton Falls, OH

Age 49
๐Ÿ“ 4251 Mcclure East Rd, Newton Falls, OH 44444
๐Ÿ“ž (330) 872-9924, (330) 872-4489, (330) 730-6044

Steven Georgalas from Newton Falls, OH

Age 52 b. May 1973 Trumbull Co.
๐Ÿ“ 21 Artesian Ave N
๐Ÿ“ž (330) 872-4489

Steven Georgalas from Newton Falls, OH

Male
๐Ÿ“ 621 Artesian Ave
๐Ÿ“ž (330) 730-6044 (VERIZON WIRELESS)

Steven Georgalas from Warren, OH

Age 52 b. May 1973 Trumbull Co.
๐Ÿ“ 201 N High E St

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 5 contact records for Steven Georgalas in Ohio. The most recent address on file is in Newton Falls, Ohio. Of these records, 4 include phone numbers and 1 include email addresses. Ages range from 41 to 49, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Steven Georgalas

Democrat
209 Main St, Keyport, 07735
DOB: 8/7/1963
County: Monmouth

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Steven Georgalas. Party affiliation is listed as D. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2013 Nissan Murano
ยท Registered to: Steven Georgalas
ยท VIN: JN8AZ1MW3DW303960
·
209 Main St, Keyport, NJ, 07735
·
(732) 739-2030
2013 Nissan Murano
ยท Registered to: Steven Georgalas
ยท VIN: JN8AZ1MW7DW303721
·
209 Main St, Keyport, NJ, 07735
·
(732) 739-2030

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 2 vehicle registration records are associated with Steven Georgalas. Registered makes include Nissan. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Steven Georgalas

Production Worker
Automated Packaging Systems
Newton Falls, Ohio, United States Packaging And Containers

Steven Georgalas

Production Worker
Automated Packaging Systems

EDQ Services

Steven GeorgalasLawyer
steven.georgalas@yahoo.com
621 Artesian Ave, Newton Falls, OH44444
agriculturalmedia.com

EDQ Services

Steven GeorgalasLawyer
steven.georgalas@yahoo.com
621 Artesian Ave, Newton Falls, OH44444

EDQ Services

Steven GeorgalasLawyer
steven.georgalas@yahoo.com
621 Artesian Ave, Newton Falls, OH44444

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 5 business affiliations were found for Steven Georgalas. Companies include Automated Packaging Systems, EDQ Services. Roles listed include Lawyer. Records are compiled from state business registries, SEC filings, and professional networking databases.

๐Ÿ›๏ธ

Steven Georgalas

Department: Monmouth County/Hall Of Records
Fund: PFRS - Police and Firemen's Retirement System
Retired: 2023-01
๐Ÿ›๏ธ

Unknown

๐Ÿ›๏ธ

Unknown

๐Ÿ›๏ธ

Unknown

Source: City/State Transparency Portals ยท Government Payroll Databases ยท Open Data Portals Steven Georgalas appears in 4 government employment records from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

MP

Steven Georgalas

Age 54 Male
·
209 Main St, Keyport, NJ 07735 (Monmouth County)
40.4311, -74.2002
· (732) 739-2030
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1986 Purchased 1994

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 1 demographic profile associated with Steven Georgalas. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Steven Georgalas. These loans were issued to businesses, not individuals.

Subway Unified Network LLC

Limited Liability Company(LLC

$266,217 Paid in Full
Address:
209 Main St
Byesville, OH43723-1338
Approved

Feb 13, 2021

Forgiven

$269,079

Jobs Reported

51

Loan #

8651728408

Loan Size

Medium

John Matthews

Sole Proprietorship

$11,097 Paid in Full
Address:
209 Main St
Weston, GA31832-2522
Approved

Mar 26, 2021

Forgiven

$11,159

Jobs Reported

1

Loan #

9636298602

Loan Size

Small

The Richland Cafe LLC

Limited Liability Company(LLC

$2,135 Paid in Full
Address:
209 Main St
Richland, OR97870
Approved

May 1, 2020

Forgiven

$2,150

Jobs Reported

1

Loan #

7365987708

Loan Size

Small

Southington Pediatric Assoc. LLC

Limited Liability Company(LLC

$74,500 Paid in Full
Address:
209 Main St
Southington, CT06489-2539
Approved

Mar 15, 2021

Forgiven

$74,833

Jobs Reported

8

Loan #

2635688608

Loan Size

Small

Richard Greteman

Sole Proprietorship

$20,833 Paid in Full
Address:
209 Main St
Ralston, IA51459-7701
Approved

Apr 11, 2021

Forgiven

$20,866

Jobs Reported

1

Loan #

1937448803

Loan Size

Small

Jason Huggins

Single Member LLC

$20,833 Paid in Full
Address:
209 Main St
Elroy, WI53929-1251
Approved

Apr 17, 2021

Forgiven

$20,890

Jobs Reported

1

Loan #

5218568806

Loan Size

Small

Keep Evansville Beautiful

Non-Profit Organization

$29,488 Paid in Full
Address:
209 Main St
Evansville, IN47708-1445
Approved

Jan 23, 2021

Forgiven

$29,600

Jobs Reported

4

Loan #

4261808306

Loan Size

Small

East Delphi LLC

Limited Liability Company(LLC

$57,715 Paid in Full
Address:
209 Main St
Falmouth, MA02540-2749
Approved

Feb 20, 2021

Forgiven

$58,472

Jobs Reported

18

Loan #

2417018510

Loan Size

Small

Good Fellos INC.

Subchapter S Corporation

$54,264 Paid in Full
Address:
209 Main St
Brookville, PA15825-0833
Approved

Feb 10, 2021

Forgiven

$54,513

Jobs Reported

12

Loan #

6543488401

Loan Size

Small

Rachel W Hansen

Sole Proprietorship

$36,800 Paid in Full
Address:
209 Main St
Oneonta, NY13820-2502
Approved

Apr 10, 2020

Forgiven

$37,113

Jobs Reported

3

Loan #

1180807108

Loan Size

Small

Emily Weller

Self-Employed Individuals

$3,273 Paid in Full
Address:
209 Main St
Westside, IA51467-7574
Approved

Feb 3, 2021

Forgiven

$3,288

Jobs Reported

1

Loan #

2205928401

Loan Size

Small

Keep Evansville Beautiful

Non-Profit Organization

$29,000 Paid in Full
Address:
209 Main St
Evansville, IN47708-1445
Approved

Apr 14, 2020

Forgiven

$29,130

Jobs Reported

4

Loan #

7232427101

Loan Size

Small

Life Insight Services

Sole Proprietorship

$6,460 Paid in Full
Address:
209 Main st
Holden, MA01520
Approved

Apr 30, 2020

Forgiven

$6,544

Jobs Reported

1

Loan #

7158827300

Loan Size

Small

Playhouse Preschool Center, LLC

Limited Liability Company(LLC

$16,798 Paid in Full
Address:
209 Main St
Malden, MO63863-2113
Approved

Apr 7, 2020

Forgiven

$16,951

Jobs Reported

6

Loan #

7050477006

Loan Size

Small

Stephanie J Hemenway

Sole Proprietorship

$6,190 Paid in Full
Address:
209 Main St
Morton, WA98356
Approved

Mar 20, 2021

Forgiven

$6,247

Jobs Reported

1

Loan #

5885518610

Loan Size

Small

East Delphi , LLC

Limited Liability Company(LLC

$58,700 Paid in Full
Address:
209 Main St
Falmouth, MA02540-2749
Approved

Apr 27, 2020

Forgiven

$59,261

Jobs Reported

18

Loan #

5006427202

Loan Size

Small

James Darrah

Sole Proprietorship

$5,520 Paid in Full
Address:
209 Main St
Persia, IA51563-6042
Approved

May 20, 2021

Forgiven

$5,546

Jobs Reported

1

Loan #

3809989007

Loan Size

Small

Lml Green Dry Cleaning LLC

Limited Liability Company(LLC

$82,912 Paid in Full
Address:
209 Main St
Wilmington, MA01887-2302
Approved

Feb 13, 2021

Forgiven

$83,635

Jobs Reported

11

Loan #

8701708401

Loan Size

Small

Woods Automotive And General Automotive Repair

Sole Proprietorship

$17,300 Paid in Full
Address:
209 Main St
Forney, TX75126-4023
Approved

Apr 28, 2020

Forgiven

$17,488

Jobs Reported

4

Loan #

7929817209

Loan Size

Small

Publishers Computer CORP

Subchapter S Corporation

$63,395 Paid in Full
Address:
209 Main St
New Milford, NJ07646
Approved

May 1, 2020

Forgiven

$63,996

Jobs Reported

5

Loan #

1172697700

Loan Size

Small

Main Street Dental, PC

Corporation

$48,900 Paid in Full
Address:
209 Main St
Danbury, CT06810-2624
Approved

Apr 30, 2020

Forgiven

$49,578

Jobs Reported

7

Loan #

6791727306

Loan Size

Small

Lpc Flooring, L.l.c.

Limited Liability Company(LLC

$9,457 Paid in Full
Address:
209 Main St
La Porte City, IA50651-1235
Approved

Apr 27, 2020

Forgiven

$9,539

Jobs Reported

2

Loan #

6277987202

Loan Size

Small

Riverwind Inn Bed & Breakfast

Partnership

$3,178 Paid in Full
Address:
209 Main St
Deep River, CT06417-2022
Approved

Feb 20, 2021

Forgiven

$3,205

Jobs Reported

2

Loan #

2263638504

Loan Size

Small

Main Street Dental PC

Corporation

$69,100 Paid in Full
Address:
209 Main St
Danbury, CT06810-2624
Approved

Feb 3, 2021

Forgiven

$69,530

Jobs Reported

7

Loan #

2115658410

Loan Size

Small

Daniel S. Pelkey

Sole Proprietorship

$26,400 Paid in Full
Address:
209 Main St
Charlestown, NH03603-4910
Approved

Apr 7, 2020

Forgiven

$26,623

Jobs Reported

6

Loan #

7401597010

Loan Size

Small

Lakeview Veterinary Hospital LLC

Limited Liability Company(LLC

$18,397 Paid in Full
Address:
209 Main St
Ashland, WI54806-1725
Approved

Apr 30, 2020

Forgiven

$13,470

Jobs Reported

5

Loan #

6803447303

Loan Size

Small

Ronald Miller

Sole Proprietorship

$5,162 Paid in Full
Address:
209 Main St
Norway, IA52318-9563
Approved

Feb 2, 2021

Forgiven

$5,180

Jobs Reported

1

Loan #

1921708401

Loan Size

Small

The Three Earred Rabbit

Corporation

$56,936 Paid in Full
Address:
209 Main St
Trussville, AL35173-1483
Approved

Jan 29, 2021

Forgiven

$67,245

Jobs Reported

16

Loan #

8371808305

Loan Size

Small

New Fox Hair LLC

Limited Liability Company(LLC

$16,628 Paid in Full
Address:
209 Main St
Fort Lee, NJ07024-5711
Approved

Mar 23, 2021

Forgiven

$16,703

Jobs Reported

3

Loan #

6432028607

Loan Size

Small

Tammy Fadler Enterprises INC

Subchapter S Corporation

$23,800 Exemption 4
Address:
209 Main St
Festus, MO63028-1906
Approved

Feb 9, 2021

Forgiven

$24,050

Jobs Reported

3

Loan #

5947778407

Loan Size

Small

Kellys Catering

Sole Proprietorship

$7,500 Paid in Full
Address:
209 Main St
Hospers, IA51238-7777
Approved

Apr 28, 2020

Forgiven

$7,562

Jobs Reported

2

Loan #

8969577208

Loan Size

Small

Samantha Ward, Esthetician LLC

Limited Liability Company(LLC

$11,870 Paid in Full
Address:
209 Main St
Norman, OK73069
Approved

Apr 15, 2020

Forgiven

$11,962

Jobs Reported

1

Loan #

9115497100

Loan Size

Small

Alt Breeding Schwarz Architects, LLC

Limited Liability Company(LLC

$145,814 Paid in Full
Address:
209 Main St
Annapolis, MD21401
Approved

May 5, 2020

Forgiven

$147,013

Jobs Reported

9

Loan #

2147427409

Loan Size

Small

Pretty Nails

Self-Employed Individuals

$10,775 Paid in Full
Address:
209 Main St
Greenfield, MA01301
Approved

May 5, 2020

Forgiven

$9,834

Jobs Reported

1

Loan #

2386747408

Loan Size

Small

Ccy Jewelers, LLC

Limited Liability Company(LLC

$46,142 Paid in Full
Address:
209 Main St
Marlborough, MA01752-3850
Approved

Jul 24, 2020

Forgiven

$46,595

Jobs Reported

7

Loan #

7932108107

Loan Size

Small

The Bieritz Agency, INC.

Corporation

$40,000 Paid in Full
Address:
209 Main St
Cooperstown, NY13326-1111
Approved

Apr 9, 2020

Forgiven

$40,319

Jobs Reported

6

Loan #

9394827007

Loan Size

Small

Carl Short

Self-Employed Individuals

$20,832 Paid in Full
Address:
209 Main St
Manchester, KY40962-1259
Approved

May 26, 2021

Forgiven

$20,916

Jobs Reported

1

Loan #

7830619004

Loan Size

Small

Durham'S Automotive Parts LLC

Limited Liability Company(LLC

$29,400 Paid in Full
Address:
209 Main St
Highland Falls, NY10928-1604
Approved

Mar 3, 2021

Forgiven

$29,581

Jobs Reported

4

Loan #

6417848510

Loan Size

Small

Trang Nguyen

Self-Employed Individuals

$10,775 Paid in Full
Address:
209 Main St
Greenfield, MA01301-3203
Approved

Jan 31, 2021

Forgiven

$10,838

Jobs Reported

1

Loan #

9836688301

Loan Size

Small

Anas Boukili DBA Iman Insurance Agency

Sole Proprietorship

$20,833 Paid in Full
Address:
209 Main St
Woodbrige, NJ07095
Approved

Jun 23, 2020

Forgiven

$21,021

Jobs Reported

3

Loan #

1972218004

Loan Size

Small

Avila'S Cocina INC.

Subchapter S Corporation

$136,620 Paid in Full
Address:
209 Main St
Seal Beach, CA90740-6333
Approved

Apr 14, 2020

Forgiven

$138,020

Jobs Reported

29

Loan #

7113077100

Loan Size

Small

Carl Short

Self-Employed Individuals

$20,832 Paid in Full
Address:
209 Main St
Manchester, KY40962-1259
Approved

Mar 9, 2021

Forgiven

$20,891

Jobs Reported

1

Loan #

8162728505

Loan Size

Small

Czar'S Treasures INC.

Corporation

$9,855 Paid in Full
Address:
209 Main St
Ketchikan, AK99901-6427
Approved

Apr 29, 2021

Forgiven

$9,924

Jobs Reported

2

Loan #

5030688903

Loan Size

Small

Wc Gretter & Sons, INC.

Corporation

$77,000 Paid in Full
Address:
209 Main St
Harper, IA52231-1000
Approved

Apr 27, 2020

Forgiven

$77,460

Jobs Reported

6

Loan #

5503187203

Loan Size

Small

Yk 2

Corporation

$40,800 Paid in Full
Address:
209 Main St
Fort Lee, NJ07024-5711
Approved

Jan 29, 2021

Forgiven

$41,067

Jobs Reported

4

Loan #

8181528303

Loan Size

Small

Congregation Of The Resurrection

Non-Profit Organization

$8,500 Paid in Full
Address:
209 Main St
Allenton, WI53002
Approved

May 7, 2020

Forgiven

$8,544

Jobs Reported

5

Loan #

3481457407

Loan Size

Small

Kendall Snead

Self-Employed Individuals

$5,948 Paid in Full
Address:
209 Main St
Spearman, TX79081-2065
Approved

Jan 23, 2021

Forgiven

$5,982

Jobs Reported

1

Loan #

4673078308

Loan Size

Small

Julie Garretson

Sole Proprietorship

$4,031 Paid in Full
Address:
209 Main St
Graymont, IL61743-2071
Approved

Mar 6, 2021

Forgiven

$4,049

Jobs Reported

1

Loan #

7705308500

Loan Size

Small

Southington Pediatric Assoc LLC

Limited Liability Company(LLC

$34,500 Paid in Full
Address:
209 Main St
Southington, CT06489
Approved

May 1, 2020

Forgiven

$34,950

Jobs Reported

7

Loan #

8878507301

Loan Size

Small

Gregory A. Fraser, P.c.

Corporation

$43,485 Paid in Full
Address:
209 Main St
Lindale, TX75771-6607
Approved

Apr 6, 2020

Forgiven

$40,765

Jobs Reported

3

Loan #

6414347010

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 50 PPP loan records are linked to businesses associated with Steven Georgalas. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Steven Georgalas on the map

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Steven Georgalas in Newton Falls, OH: Background Summary

Location
621 Artesian Ave,Newton Falls, OH 44444, Newton Falls, OH
Other Locations
Newton Falls, OH ยท Warren, OH
Profiles Found
5 people with this name
Phone Numbers
(330) 730-6044 and 2 others on file
Email
steve.oh@aol.com and 2 others on file
Possible Relatives
Margaret Sepstephen Georgalas, Stephen D Georgalas, Jeannette M Georgalas, Taryn R Georgalas
Career
Lawyer at Automated Packaging Systems, EDQ Services
Voter Registration
Registered Democrat
Vehicles
2 linked โ€” 2013 Nissan Murano, 2013 Nissan Murano
PPP Loans
$1867K for Subway Unified Network LLC, John Matthews

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Steven Georgalas. Because public records are indexed by name rather than by a unique identifier, the 68 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Steven Georgalas

Search Complexity: Moderate

68 public records across 2states, belonging to approximately 5 different individuals. There are 5 distinct profiles in the results. Using the state filter or checking age and address details will help identify the correct individual.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county โ€” highly useful for narrowing results.

Geographic Distribution

Records are concentrated across 2 states. Highest concentration: Ohio (12%), followed by New Jersey. Spans the Midwest and Northeast regions.

OH8recordsNJ3records

Record Type Breakdown

Data spans 5 record categories. Largest: PPP Loan Records (79%), which are tied to specific businesses and addresses. Also includes Contact & Address Records (5) and Business & Corporate Filings (5).

50
PPP Loan Records
5
Contact & Address Records
5
Business & Corporate Filings
2
Vehicle Registration Records
1
Voter Registration Records

Frequently Asked Questions About Steven Georgalas

Is Steven Georgalas a registered voter?
Yes, voter registration records show Steven Georgalas is registered with D affiliation. We found 1 voter registration entry across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
What vehicles are registered to Steven Georgalas?
Records show 2 vehicle registrations associated with Steven Georgalas, including a 2013 Nissan Murano. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Steven Georgalas?
We found 5 business affiliations for Steven Georgalas, including automated packaging systems. Other companies include EDQ Services. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Steven Georgalas?
Our database contains 68 total records for Steven Georgalas spanning 2 states. This includes 5 distinct contact records, 4 with phone numbers, 1 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Steven Georgalas?
The 68 records displayed for Steven Georgalas are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Steven Georgalas remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.