OpenDataUSA

Quick Navigation

Steven Mingus from Glouster, OH

Age 53
📍 3758 Vicksville Ln, Glouster, OH 45732
📞 (740) 767-4522, (740) 767-4522, (614) 264-6221, (614) 322-9057, (614) 403-7448, (614) 837-5254
✉️ vlkemper@aol.com, vlkemper@hotmail.com, vlkemper@yahoo.com
👨‍👩‍👧 Relatives: Sallie A Mingus,Victoria L Mingus,Vicki L Mingus,Gavin Mingus,Gavin Mingus

Steven Mingus from Louisville, KY

Age 56
📍 151 Wise Ct, Louisville, KY 40229
📞 (502) 955-1726, (502) 955-6217, (502) 543-4897, (502) 955-1726, (502) 543-4579, (502) 543-9542, (502) 955-6217
✉️ abst@aol.com, stevmine@aol.com, stevmine@usa.net, stevmine@wmconnect.com, swmingus@aol.com
👨‍👩‍👧 Relatives: Peggy Sue Rummage,Helen B Mingus,Michael K Mingus,Leeann Ann Mingus,Tonjia Mingus,Peggy S Mingus,Carl D Mingus,Brandi N Mingus,Brandi Nicole Mingus

Steven Mingus

📍 3222 Pomeroy Dr, Louisville Ky
📞 (502) 297-2667, (502) 643-3209
✉️ STEVE@ATLASWINDOWS.COM

Steven Mingus from Louisville, KY

Age 44
📍 1432 Clay St, Louisville, KY 40217
📞 (502) 495-6462, (502) 495-6462, (502) 551-4647, (502) 479-9916, (502) 368-9298
👨‍👩‍👧 Relatives: Barry D Mingus,Cecil E Mingus,Glenda G Mingus,Shannon L Schneidtmiller,Julie L Mingus,Julie L Mingus
🏪 Aspirations Llc, Aspirations, Llc

Steven Mingus from Louisville, KY

Age 56 b. Aug 1969 Jefferson Co.
📍 3222 Pomeroy Dr
📞 (502) 495-6462, (502) 741-5182

Steven Mingus from Loveland, OH

Age 74 b. Oct 1951 Clermont Co.
📍 6352 S Devonshire Dr
📞 (219) 936-2226, (513) 697-0672

Steven Mingus from Hebron, IN

Age 60 b. Jul 1965 Porter Co.
📍 17 Park Pl 2
📞 (304) 768-2391, (808) 779-3342

Steven Mingus from Findlay, OH

Age 60 b. Jul 1965 Hancock Co.
📍 6925 County Road 236
📞 (419) 581-3128

Steven Mingus from Valley Spgs, CA

Age 63 b. Aug 1962 Calaveras Co.
📍 180 Hidden Ln
📞 (516) 541-2460

Steven Mingus from Louisville, KY

Age 67 b. Jun 1958
📍 151 Wise Ct
📞 (502) 543-4897

Steven Mingus from Spokane Valley, WA

Age 69 b. Jun 1956 Spokane Co.
📍 503 S Custer Rd
📞 (509) 535-5427

Steven Mingus from Ames, IA

Age 67 b. Apr 1958 Story Co.
📍 435 25th St
📞 (515) 232-9188

Steven Mingus from Glouster, OH

Age 65 b. Aug 1960 Morgan Co.
📍 3758 Vicksville Ln
📞 (740) 767-4522

Steven Mingus from Saint Paul, MN

Age 68 b. Jan 1958 Ramsey Co.
📍 4690 Debra Ln
📞 (651) 483-6013

Steven Mingus from Comins, MI

Age 71 b. Feb 1955 Oscoda Co.
📍 4772 Tote Rd
📞 (989) 848-2178

Steven Mingus from Loveland, AZ

Male
📍 5373 N Camino De Oeste
📞 (513) 405-2019 (AT&T MOBILITY)

Steven Mingus from Lodi, CA

Age 66 b. Sep 1959 San Joaquin Co.
📍 2225 Condor Ct

Steven Mingus from Webster City, IA

Age 67 b. Apr 1958 Hamilton Co.
📍 1638 210th St

Steven Mingus from Shepherdsville, KY

Age 64 b. Jul 1961 Bullitt Co.
📍 Po Box 5

Steven Mingus from Spokane, WA

Age 68 b. Sep 1957 Spokane Co.
📍 5503 Custer 503

Steven Mingus from Tucson, AZ

Age 63 b. 1963 Male
📍 10370 S Brandywine Ln

Steven Mingus from Saint Paul, MN

Dakota Co.
📍 445 Arion St 314

Steven Mingus from Plainfield, IN

Hendricks Co.
📍 7160 Hawthorne Dr

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 23 contact records for Steven Mingus across 9 states. The most recent address on file is in Louisville, Kentucky. Of these records, 16 include phone numbers and 3 include email addresses. Ages range from 44 to 56, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Mingus Steven & Green Marnie P & Green Raymond L & Joy L All Jt/Rs

Pima County
· 3136 W Bayleaf Dr, Tucson

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to Steven Mingus in Tucson. Values shown are from county assessor records and may differ from current market prices.

Steven Mingus

Democrat
2422allegheny Dr, Colo Springs, CO, 80919
DOB: 1963 Gender: Male Ph: 719-244-2154
County: El Paso

Steven A Mingus

Reg: 09/16/1988
503 Custer Rd, Spokane Vly, WA, 99212
DOB: 06/03/1956 Gender: Male
County: SP

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 2 voter registration records were found for Steven Mingus in Colorado, Washington. Party affiliation is listed as DEM. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2007 Hyundai Santa Fe
· Registered to: Steven Mingus
· VIN: 5NMSG13D47H082916
·
8726 Red Bark Pass, Traverse City, MI, 49685-7914
·
(231) 946-4340
2008 Mercury Mariner
· Registered to: Steven Mingus
· VIN: 4M2CU91168KJ32588
·
3758 Vicksville Ln, Glouster, OH, 45732
·
(740) 767-4522
2006 PONTIAC G6 CAR LOWER MIDSIZE
· Registered to: Steven Mingus
· VIN: 1G2ZF55B364150588
·
143 Fossil Rock Dr, Azle, TX, 76020
2012 Toyota Tundra
· Registered to: Steven Mingus
· VIN: 5TFUW5F14CX239656
·
525 W Main Cross St, Findlay, OH, 45840
·
(419) 806-9967
2007 MAZDA CX-9 CUV
· Registered to: Steven Mingus
· VIN: JM3TB38Y470112756
·
3222 Pomeroy Dr, Louisville, KY, 40220
2004 TOYOTA COROLLA CAR BASIC ECONOMY
· Registered to: Steven Mingus
· VIN: 1NXBR32E64Z204188
·
143 Fossil Rock Dr, Azle, TX, 76020
2002 SUBARU LEGACY CAR UPPER MIDSIZE
· Registered to: Steven Mingus
· VIN: 4S3BH665526612377
·
2891 Grasmere Ave, Columbus, OH, 43224
2015 Chevrolet Trax
· Registered to: Steven Mingus
· VIN: KL7CJPSB1FB136049
·
9935 W 59Th Ave # 13-104, Arvada, CO, 80004
2017 CHEVROLET TRAX
· Registered to: Steven Mingus
· VIN: KL7CJPSB1HB136049
·
9935 W 59th Ave # 13-104, Arvada, CO, 80004
1998 DODGE RAM TRUCK PICKUP
· Registered to: Steven Mingus
· VIN: 1B7HF13Y9WJ112565
·
3856 N Beehive St, Coeur D Alene, ID, 83815
·
(208) 292-4976
2000 FORD EXCURSION WAGON
· Registered to: Steven Mingus
· VIN: 1FMSU43F1YEC77612
·
3856 N Beehive St, Coeur D Alene, ID, 83815
·
(208) 292-4976

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 11 vehicle registration records are associated with Steven Mingus. Registered makes include Hyundai, Mercury, Pontiac, Toyota and others. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Village Development Corporation

Steven MingusTreasurer
Cincinnati, OH

Steven Mingus

Tucson, Arizona, United States
LinkedIn

Steven Mingus

Land Title Researcher at Gerner · Cincinnati Area

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 5 business affiliations were found for Steven Mingus. Roles listed include Treasurer. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Kentucky Limited Liability Company/Foreign Limited Liability Company
Officer: Steven Wayne Mingus

Stev Mingus, LLC

Addr: KY
KY
Manager: Steven Mingus

Source: Public Records Steven Mingus appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Steven Lee Mingus

Health Care Assistant Certification

Source: State Professional Licensing Boards · Dept. of Professional Regulation Steven Mingus holds 1 state-issued professional license on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Steven Mingus

Salpointe Catholic High School - Tucson, AZ, AZ
2008

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Steven Mingus has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$70 Jan 1, 1
2004
Cinergy CORP Political Action Committee
Mingus, Steven L Mgr, Information Technology @ Cinergy Loveland, OH
$46 Jan 1, 1
2004
Cinergy CORP Political Action Committee
Mingus, Steven L Mgr, Information Technology @ Cinergy Loveland, OH
$20 Nov 30, 2000
2000
Cinergy CORP Political Action Committee
Mingus, Steven L Loveland, OH
$20 Jul 14, 2000
2000
Cinergy CORP Political Action Committee
Mingus, Steven L Loveland, OH
$20 Aug 31, 2000
2000
Cinergy CORP Political Action Committee
Mingus, Steven L Loveland, OH
$20 Jul 29, 2000
2000
Cinergy CORP Political Action Committee
Mingus, Steven L Loveland, OH
$20 Apr 30, 2000
2000
Cinergy CORP Political Action Committee
Mingus, Steven L Loveland, OH
$20 Sep 15, 2000
2000
Cinergy CORP Political Action Committee
Mingus, Steven L Loveland, OH
$20 May 31, 2000
2000
Cinergy CORP Political Action Committee
Mingus, Steven L Loveland, OH
$20 Aug 15, 2000
2000
Cinergy CORP Political Action Committee
Mingus, Steven L Loveland, OH
$20 Jun 15, 2000
2000
Cinergy CORP Political Action Committee
Mingus, Steven L Loveland, OH
$43 Jan 1, 1
2002
Cinergy CORP Political Action Committee
Mingus, Steven L Mgr, Information Technology @ Cinergy Loveland, OH
$20 Dec 16, 2000
2000
Cinergy CORP Political Action Committee
Mingus, Steven L Loveland, OH
$20 Oct 15, 2000
2000
Cinergy CORP Political Action Committee
Mingus, Steven L Loveland, OH
$20 Sep 30, 2000
2000
Cinergy CORP Political Action Committee
Mingus, Steven L Loveland, OH
$20 May 15, 2000
2000
Cinergy CORP Political Action Committee
Mingus, Steven L Loveland, OH
$20 Apr 15, 2000
2000
Cinergy CORP Political Action Committee
Mingus, Steven L Loveland, OH
$20 Oct 31, 2000
2000
Cinergy CORP Political Action Committee
Mingus, Steven L Loveland, OH
$45 Jan 1, 1
2002
Cinergy CORP Political Action Committee
Mingus, Steven L Mgr, Information Technology @ Cinergy Loveland, OH
$22 Jan 1, 1
2002
Cinergy CORP Political Action Committee
Mingus, Steven L Mgr, Information Technology @ Cinergy Loveland, OH
$20 Dec 31, 2000
2000
Cinergy CORP Political Action Committee
Mingus, Steven L Loveland, OH
$67 Jan 1, 1
2002
Cinergy CORP Political Action Committee
Mingus, Steven L Mgr, Information Technology @ Cinergy Loveland, OH
$20 Jul 29, 2000
Cinergy CORP Political Action Committee
Contributor Loveland, OH

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 23 political contribution records found for Steven Mingus. Total disclosed contributions amount to $638. Recipients include Cinergy CORP Political Action Committee. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Steven Mingus

Male
·
3136 W Bayleaf Dr, Tucson, AZ 85741 (Pima County)
32.3182, -111.0340
· (520) 742-1579
TZ: Mountain
Homeowner Single Family Built 1983 Purchased 2014
MP

Steven L Mingus

Age 65 Male
·
6352 S Devonshire Dr, Loveland, OH 45140 (Clermont County)
39.2206, -84.2395
· (513) 697-0672
Marital: Married TZ: Eastern
Edu: Graduate School
Homeowner Single Family Built 1990 Purchased 2014
MP

Steven A Mingus

Age 61 Male
·
503 S Custer Rd, Spokane Vly, WA 99212 (Spokane County)
47.6524, -117.3410
Marital: Married TZ: Pacific
Occ: Professional Edu: High School
Homeowner Single Family Built 1900
MP

Steven J Mingus

Age 59 Male
·
143 Fossil Rock Dr, Azle, TX 76020 (Tarrant County)
32.8350, -97.6003
· (651) 353-4690
Marital: Married TZ: Central
Edu: Some College
Homeowner Single Family Purchased 2011
MP

Steven A Mingus

Age 27 Male
·
5373 N Camino De Oeste, Tucson, AZ 85745 (Pima County)
32.3049, -111.0630
Marital: Single TZ: Mountain
Homeowner Single Family Built 2005 Purchased 2003
MP

Steven R Mingus

Age 60 Male
·
8726 Red Bark Pass, Traverse City, MI 49685 (Grand Traverse County)
44.7629, -85.6237
· (231) 946-4340
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1987
MP

Steven Mingus

Male
·
715 McMakin Ave, Cincinnati, OH 45232 (Hamilton County)
39.1723, -84.5180
TZ: Eastern
Homeowner Single Family Built 1903 Purchased 2016
MP

Steven L Mingus

Age 56 Male
·
2467 Murrays Run Rd, Bardstown, KY 40004 (Nelson County)
37.8865, -85.4254
Marital: Married TZ: Eastern
Occ: White Collar Edu: Some College
Homeowner Single Family
MP

Steven F Mingus

Age 48 Male
·
3222 Pomeroy Dr, Louisville, KY 40220 (Jefferson County)
38.2050, -85.6258
· (502) 551-4647
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Purchased 2001
MP

Steven F Mingus

Age 52 Male
·
6925 County Road 236, Findlay, OH 45840 (Hancock County)
41.0639, -83.5927
· (419) 581-3128
Marital: Married TZ: Eastern
Occ: White Collar Edu: Some College
Homeowner Single Family Built 1966
MP

Steven Mingus

Age 59 Male
·
130 Pebblebrook Dr, Shepherdsvlle, KY 40165 (Bullitt County)
38.0366, -85.6950
TZ: Eastern
Homeowner Single Family Built 1974 Purchased 2011

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 11 demographic profiles associated with Steven Mingus. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Steven Mingus on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
6
2
3
2
3
11
4
2
16
3
4

Found 56 results across 11 states

Fewer
More

Steven Mingus in Glouster, OH: Background Summary

Location
3758 Vicksville Ln,Glouster, OH 45732, Glouster, OH
Other Locations
Louisville, KY · Loveland, OH · Hebron, IN and 14 more
Profiles Found
23 people with this name
Phone Numbers
(740) 767-4522 and 17 others on file
Email
vlkemper@aol.com and 8 others on file
Possible Relatives
Sallie A Mingus, Victoria L Mingus, Vicki L Mingus, Gavin Mingus, Peggy Sue Rummage and 13 more
Career
Treasurer
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
11 linked — 2007 Hyundai Santa Fe, 2008 Mercury Mariner and 9 more
Contributions
$637.66 total — Cinergy CORP Political Action Committee

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Steven Mingus. Because public records are indexed by name rather than by a unique identifier, the 88 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Steven Mingus

Search Complexity: High

88 public records across 11states, belonging to approximately 23 different individuals. With 23 distinct profiles across 11 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 11 states. Highest concentration: Ohio (18%), followed by Kentucky and Arizona. Spans the Midwest and West regions.

OH16recordsKY11recordsAZ6recordsWA4recordsMI4recordsTX3records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (41%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (23) and Vehicle Registration Records (11).

31
Contact & Address Records
23
Political Contribution Records
11
Vehicle Registration Records
5
Business & Corporate Filings
2
Voter Registration Records
2
Corporate Records

Age Distribution

Age range: approximately 31 years, suggesting multiple generations. Largest group: Senior (65+) (57%).

Senior (65+)8peopleMiddle-Age (40-64)6people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Steven Mingus

Is Steven Mingus a registered voter?
Yes, voter registration records show Steven Mingus is registered in Colorado with DEM affiliation. We found 2 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Steven Mingus own property?
County assessor records show 1 property associated with Steven Mingus . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Steven Mingus?
Records show 11 vehicle registrations associated with Steven Mingus, including a 2007 Hyundai Santa Fe. Registered makes include Hyundai, Mercury, Pontiac, Toyota. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Steven Mingus?
We found 5 business affiliations for Steven Mingus (TREASURER). Business records are compiled from state registries, SEC filings, and professional databases.
Has Steven Mingus made political donations?
FEC disclosure records show 23 reported political contributions from Steven Mingus, totaling $638. Recipients include Cinergy CORP Political Action Committee. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Steven Mingus?
Our database contains 88 total records for Steven Mingus spanning 11 states. This includes 23 distinct contact records, 16 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Steven Mingus?
The 88 records displayed for Steven Mingus are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Steven Mingus remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.