Steven Puffer from Bowling Green, OH

Age 71 b. Dec 1954 Wood Co.
๐Ÿ“ 1316 Charles St
๐Ÿ“ž (419) 352-8290, (419) 310-0304
โœ‰๏ธ spuffer@yahoo.com

Steven Puffer from Coralville, IA

Age 69
๐Ÿ“ 706 13th Ave, Coralville, IA 52241
๐Ÿ“ž (319) 351-8027, (319) 351-8027, (319) 551-7619, (319) 626-2999
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Craig Steven Puffer,Aaron M Puffer,Jacqueline Kay Puffer,Animal C Puffer

Steven Puffer from Sandpoint, ID

Age 80 b. Feb 1946 Bonner Co.
๐Ÿ“ 328 Janish Dr
๐Ÿ“ž (573) 756-7705

Steven Puffer from Big Sandy, TN

Age 49 b. Jun 1976 Benton Co.
๐Ÿ“ 203 Branch Rd
๐Ÿ“ž (731) 593-5323

Steven Puffer from Coralville, IA

Age 80 b. Jun 1945 Johnson Co.
๐Ÿ“ 06 13th Ave C
๐Ÿ“ž (319) 351-8027

Steven Puffer from Champlin, MN

Age 62 b. Mar 1964 Hennepin Co.
๐Ÿ“ 11821 Florida Ave N
๐Ÿ“ž (763) 427-1615

Steven Puffer from Omaha, NE

Age 64 b. Jul 1961 Douglas Co.
๐Ÿ“ 14705 Adams Cir
๐Ÿ“ž (402) 894-0041
๐Ÿ‘ค aka Steven Puffer

Steven Puffer from Jackson, TN

Age 50 b. 1976 Madison Co.
๐Ÿ“ 29 Castlerock Cv
๐Ÿ“ž (731) 421-8467

Steven Puffer from New Canaan, CT

Age 59 b. 1967 Male
๐Ÿ“ 357 Jelliff Mill Rd
๐Ÿ“ž (203) 966-6685

Steven Puffer from North Liberty, IA

Age 80 b. Jun 1945 Johnson Co.
๐Ÿ“ 620 Liberty Way

Steven Puffer from Saint Petersburg, FL

Pinellas Co.
๐Ÿ“ 7401 18th St Ne
๐Ÿ“ž (727) 527-6846

Steven Puffer

๐Ÿ“ 1316 Charles St, Bowling Green Oh
๐Ÿ“ž (419) 352-8290

Steven Puffer from Stamford, CT

Age 59 b. 1967 Male
๐Ÿ“ 585 Webbs Hill Rd

Steven Puffer from Saint Petersburg, FL

Pinellas Co.
๐Ÿ“ 7401 18th St

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 14 contact records for Steven Puffer across 8 states. The most recent address on file is in Bowling Green, Ohio. Of these records, 11 include phone numbers and 1 include email addresses. The listed age is 69. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Puffer, Steven Lincoln

Pinellas County
PIN: 17 31 04 95184 018 0090
· 1301 47th Ave NE, St Petersburg 33703
Value: $305,674

Puffer Steven F PLLC

Nacogdoches County
· Tanglewood Cir, Nacogdoches

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Steven Puffer in Nacogdoches. Values shown are from county assessor records and may differ from current market prices.

Steven Lincoln Puffer

1301 47th Ave NE, St Petersburg, , 33703

Steven F Puffer

Republican Reg: 5/8/2017
623 E Main St, Molalla, OR, 97038
DOB: 1/1/1982
County: Clackamas

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Steven Puffer in , Oregon. Party affiliation is listed as REP. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 TOYOTA TUNDRA
ยท Registered to: Steven Puffer
ยท VIN: 5TFDM5F11CX035967
·
1299 Meadowview Ave, Rexburg, ID, 83440
·
(208) 419-3590
2013 Ford Explorer
ยท Registered to: Steven Puffer
ยท VIN: 1FM5K7F89DGB42636
·
102 4th St, Honolulu, HI, 96818
2007 GMC Acadia
ยท Registered to: Steven Puffer
ยท VIN: 1GKEV23707J153689
·
510 Cedar Ln, Waterville, OH, 43566
·
(419) 309-8055
2007 Chrysler 300
ยท Registered to: Steven Puffer
ยท VIN: 2C3KA53G17H718243
·
14705 Adams Cir, Omaha, NE, 68137-3934
·
(402) 894-0041
2003 MITSUBISHI ECLIPSE CAR BASIC SPORTY
ยท Registered to: Steven Puffer
ยท VIN: 4A3AE55H53E160445
·
11821 Florida Ave N, Champlin, MN, 55316
·
(763) 427-1615
2017 Jeep Cherokee
ยท Registered to: Steven Puffer
ยท VIN: 1C4PJMDS0HW597092
·
11821 Florida Ave N, Champlin, MN, 55316
2001 FORD ESCAPE WAGON
ยท Registered to: Steven Puffer
ยท VIN: 1FMYU01161KA49929
·
29 Castlerock Cv, Jackson, TN, 38305
2003 FORD MUSTANG COUPE
ยท Registered to: Steven Puffer
ยท VIN: 1FAFP48Y13F300208
·
3004 North Court, Williamsburg, VA, 23185
2000 DODGE DURANGO WAGON
ยท Registered to: Steven Puffer
ยท VIN: 1B4HS28N1YF230306
·
11821 Florida Ave N, Champlin, MN, 55316
·
(763) 427-1615
2005 Cadillac SRX
ยท Registered to: Steven Puffer
ยท VIN: 1GYEE637850161426
·
1316 Charles St, Bowling Green, OH, 43402
·
(419) 352-8290
1979
ยท Registered to: Steven Puffer
·
1327 Superior St Ste A, Sandpoint, ID, 83864

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 11 vehicle registration records are associated with Steven Puffer. Registered makes include Toyota, Ford, Gmc, Chrysler and others. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

CenterforCosmeticDentistry-StevenF.Puffer

+12085242034drpuffer@find-your-smile.com

Puffer Animal Care Ctr

Owner
(319) 626-2999
North Liberty, IA
Agricultural Services (Services)

Puffer Animal Care Center

Owner
(319) 626-2999
North Liberty, IA
Agricultural Services (Services)

Personnel Placements

Executive Director
(731) 668-6777sales@personnelplacements.com
Jackson, TN
Business Services (Services)

The Dream Center Of Jackson

Steven PufferSecretary
Jackson, TN

Steven Puffer

Electrophysiology Technologist
Creighton University
Omaha, Nebraska, United States Higher Education

Steven Puffer

Electrophysiology Technologist
Creighton University

Dakota Agronomy Partners Llc

Steven PufferVice President
thepuffster03@yahoo.com
632 S Dodge St Apt 7, Iowa City, IA52240
dakotaagronomy.com

Steven Puffer

General Dentist ยท Molalla, Oregon

Dakota Agronomy Partners Llc

Steven PufferVice President
thepuffster03@yahoo.com
632 S Dodge St Apt 7, Iowa City, IA52240

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 13 business affiliations were found for Steven Puffer. Companies include Puffer Animal Care Ctr, Puffer Animal Care Center, Personnel Placements and 2 more. Roles listed include Null and Human Resources Manager And General Manager Of Company Operations. Records are compiled from state business registries, SEC filings, and professional networking databases.

Steven D Puffer

Addr: 706 13th Ave, Coralville, IA, 52241
IA

Steven D Puffer

Addr: 706 13th Ave, Coralville, IA, 52241
IA

Steven D Puffer

Addr: 706 13th Ave, Coralville, IA, 52241
IA

Steven D Puffer

Addr: 706 13th Ave, Coralville, IA, 52241
IA

Pufferridge Farms

Addr: 328 Janish Drive, Sandpoint, ID, 83864
ID
Owner: Steven Puffer

Pufferridge Farms

Addr: 328 Janish Drive, Sandpoint, ID, 83864
ID
Owner: Steven Puffer

Steven F Puffer PLLC

Addr: 3010 Lbj Frwy #200, Dallas, TX, 75234
TX
Managing Member: Steven Puffer

Unknown Corporation

Addr: 3010 Lbj Frwy #200, Dallas, TX, 75234
TX
Officer: Steven Puffer

Steven F Puffer PLLC

ID: 0802212147
Addr: 3010 Lbj Frwy #200, Dallas, TX, 75234
TX
Managing Member: Steven Puffer

Puffer Holdings LLC

ID: 0802212153
Addr: 3010 Lbj Frwy #200, Dallas, TX, 75234
TX
Managing Member: Steven Puffer

Source: Public Records Steven Puffer appears in 10 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Steven Fredrick Puffer

Dentist License
CLOSED

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Steven Puffer holds 1 state-issued professional license on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Inventor Record

Steven Puffer - Champlin

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Steven Puffer is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

Steven L Puffer

Group Tour
Nov 29, 2012, 10:30 AM
ยท WH

Source: White House Visitor Logs ยท Obama Administration Transparency Initiative ยท NARA Steven Puffer appears in 1 White House visitor log entry from the WAVES/ACR access control system. These records were released under government transparency initiatives and primarily cover the Obama administration era.

Steven Puffer

Molalla Union High School - Molalla, OR, OR
2000

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Steven Puffer has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$5 Dec 24, 2020
2022 REP
Republican National Committee
Puffer, Steven P Invasive Cardiovascular Technologist @ Chi Health Omaha, NE
$25 Nov 13, 2020
2020
Trump Make America Great Again Committee
Puffer, Steven Invasive Cardiovascular Technologist @ Chi Health Omaha, NE
$25 Nov 24, 2020
2020
Trump Make America Great Again Committee
Puffer, Steven Invasive Cardiovascular Technologist @ Chi Health Omaha, NE
$20 Dec 5, 2020
2020
Trump Make America Great Again Committee
Puffer, Steven Invasive Cardiovascular Technologist @ Chi Health Omaha, NE
$25 Nov 19, 2020
2020
Trump Make America Great Again Committee
Puffer, Steven Invasive Cardiovascular Technologist @ Chi Health Omaha, NE
$10 Nov 14, 2020
2020
Trump Make America Great Again Committee
Puffer, Steven Invasive Cardiovascular Technologist @ Chi Health Omaha, NE
$20 Nov 28, 2020
2020
Trump Make America Great Again Committee
Puffer, Steven Invasive Cardiovascular Technologist @ Chi Health Omaha, NE
$19 Dec 11, 2020
2022
Save America
Puffer, Steven P Invasive Cardiovascular Technologist @ Chi Health Omaha, NE
$4 Nov 16, 2020
2022 REP
Republican National Committee
Puffer, Steven P Invasive Cardiovascular Technologist @ Chi Health Omaha, NE
$50 Dec 7, 2016
2016
Texas Dental Association Political Action Committee
Puffer, Steven Dentist Nacogdoches, TX
$5 Nov 27, 2020
2022 REP
Republican National Committee
Puffer, Steven P Invasive Cardiovascular Technologist @ Chi Health Omaha, NE
$150 Mar 10, 2014
2014
Idaho Dental Pac
Puffer, Steven Idaho Falls, ID
$25 Nov 15, 2020
2020
Trump Make America Great Again Committee
Puffer, Steven Invasive Cardiovascular Technologist @ Chi Health Omaha, NE
$150 Mar 10, 2014
Idaho Dental Pac
Contributor Idaho Falls, ID
$20 Dec 29, 2020
Unknown Committee
Puffer, Steven Invasive Cardiovascular Technologist @ Chi Health Omaha, NE
$150
2014
Idaho Dental Pac
Contributor Idaho Falls, ID

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 16 political contribution records found for Steven Puffer. Total disclosed contributions amount to $703. Recipients include Idaho Dental Pac. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Steven P Puffer

Age 56 Male
·
14705 Adams Cir, Omaha, NE 68137 (Douglas County)
41.1950, -96.1439
Marital: Single TZ: Central
Edu: High School
Homeowner Single Family Built 1976 Purchased 2001
MP

Steven J Puffer

Age 70 Male
·
29 Castlerock Cv, Jackson, TN 38305 (Madison County)
35.6973, -88.7762
· (731) 421-8467
Marital: Married TZ: Central
Homeowner Single Family Built 2001 Purchased 2011
MP

Steven Puffer

Male
·
1422 Ontario St, Oshkosh, WI 54901 (Winnebago County)
44.0356, -88.5459
TZ: Central
Single Family
MP

Steven D Puffer

Age 72 Male
·
706 13th Ave, Coralville, IA 52241 (Johnson County)
41.6788, -91.5813
· (319) 551-7619
Marital: Single TZ: Central
Homeowner Single Family Built 1958
MP

Steven C Puffer

Male
·
1316 Charles St, Bowling Green, OH 43402 (Wood County)
41.3688, -83.6734
· (419) 310-0304
TZ: Eastern
Homeowner Single Family Built 1967 Purchased 1986
MP

Steven E Puffer

Age 54 Male
·
11821 Florida Ave N, Champlin, MN 55316 (Hennepin County)
45.1687, -93.3640
· (763) 427-1615
Marital: Married TZ: Central
Occ: Management Edu: Some College
Homeowner Single Family Built 1991 Purchased 1991
MP

Steven Puffer

Age 71 Male
·
328 Janish Dr, Sandpoint, ID 83864 (Bonner County)
48.2949, -116.6310
· (208) 263-5483
Marital: Inferred Single TZ: Pacific
Occ: Technical
Homeowner Single Family Built 1978
MP

Steven Puffer

Age 50 Male
·
585 Webbs Hill Rd, Stamford, CT 06903 (Fairfield County)
41.1364, -73.5664
· (203) 966-6685
Marital: Married TZ: Eastern
Edu: Graduate School

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 8 demographic profiles associated with Steven Puffer. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Steven Puffer. These loans were issued to businesses, not individuals.

Steven F Puffer PLLC

$99,483 Paid in Full
Address:
1211 Park St
Approved

Jan 21, 2021

Forgiven

$100,641

Loan #

2884168301

Loan Size

Small

Margarette Neal

Self-Employed Individuals

$20,833 Paid in Full
Address:
632 S Dodge St
Iowa City, IA52240-4830
Approved

Mar 23, 2021

Forgiven

$20,993

Jobs Reported

1

Loan #

7049158602

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Steven Puffer. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Steven Puffer on the map

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Steven Puffer in Bowling Green, OH: Background Summary

Location
1316 Charles St, Bowling Green, OH 43402
Other Locations
Sandpoint, ID ยท Big Sandy, TN ยท Coralville, IA and 7 more
Profiles Found
14 people with this name
Phone Numbers
(419) 352-8290 and 9 others on file
Email
spuffer@yahoo.com
Possible Relatives
Craig Steven Puffer, Aaron M Puffer, Jacqueline Kay Puffer, Animal C Puffer
Career
Human Resources Manager And General Manager Of Company Operations, Secretary at Puffer Animal Care Ctr, Puffer Animal Care Center
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
11 linked โ€” 2012 Toyota Tundra, 2013 Ford Explorer and 9 more
Contributions
$702.75 total โ€” Idaho Dental Pac, Idaho Dental Pac
PPP Loans
$120K for Steven F Puffer PLLC, Margarette Neal
White House
1 recorded visit

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Steven Puffer. Because public records are indexed by name rather than by a unique identifier, the 84 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Steven Puffer

Search Complexity: High

84 public records across 12states, belonging to approximately 14 different individuals. With 14 distinct profiles across 12 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 12 states. Highest concentration: Iowa (15%), followed by Idaho and Tennessee. Spans the Midwest and South regions.

IA13recordsID7recordsTN5recordsOH5recordsTX5recordsNE4records

Record Type Breakdown

Data spans 10 record categories. Largest: Contact & Address Records (22%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (16) and Business & Corporate Filings (13).

16
Contact & Address Records
16
Political Contribution Records
13
Business & Corporate Filings
11
Vehicle Registration Records
10
Corporate Records
2
Property Ownership Records

Age Distribution

Age range: approximately 31 years, suggesting multiple generations. Largest group: Senior (65+) (71%).

Senior (65+)5peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Steven Puffer

Is Steven Puffer a registered voter?
Yes, voter registration records show Steven Puffer is registered in . We found 2 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Steven Puffer own property?
County assessor records show 2 properties associated with Steven Puffer . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Steven Puffer?
Records show 11 vehicle registrations associated with Steven Puffer, including a 2012 TOYOTA TUNDRA. Registered makes include Toyota, Ford, Gmc, Chrysler. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Steven Puffer?
We found 13 business affiliations for Steven Puffer (null). Other companies include Puffer Animal Care Center, Personnel Placements. Business records are compiled from state registries, SEC filings, and professional databases.
Has Steven Puffer made political donations?
FEC disclosure records show 16 reported political contributions from Steven Puffer, totaling $703. Recipients include Idaho Dental Pac. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Steven Puffer?
Our database contains 84 total records for Steven Puffer spanning 12 states. This includes 14 distinct contact records, 11 with phone numbers, 1 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Steven Puffer?
The 84 records displayed for Steven Puffer are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Steven Puffer remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.