Steven Somen from Simsbury, CT

Age 63 b. Feb 1963 Hartford Co.
๐Ÿ“ 3 Laurie Joe Way
๐Ÿ“ž (860) 651-6698, (860) 538-5567, (860) 392-9159

Steven Somen from San Antonio, TX

Age 63 b. Feb 1963 Bexar Co.
๐Ÿ“ 8527 Carlton Woods Dr
๐Ÿ“ž (507) 373-3874
๐Ÿ‘ค aka Somen R Steven, Somen R Somen

Steven Somen from Simsbury, CT

Age 51
๐Ÿ“ 3 Laurie Joe Way, Simsbury, CT 06070
๐Ÿ“ž (860) 651-6698, (860) 651-6881, (860) 538-5567, (860) 230-0644, (860) 651-6698, (210) 520-0354, (210) 521-3587, (210) 543-0039
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Beth S Siegfield,Elizabeth S Somen

Steven R Somen from Canton, CT

Age 59
๐Ÿ“ 21 Thompson Hill Rd, Collinsville, CT 06019
๐Ÿ“ž (860) 392-8512

Steven Somen from Chicago, IL

Age 74 b. Sep 1951 Cook Co.
๐Ÿ“ 161 E Chicago Ave
๐Ÿ“ž (312) 266-8270

Steven Somen from Collinsville, CT

Age 63 b. 1963 Male
๐Ÿ“ 21 Thompson Hill Rd
๐Ÿ“ž (860) 392-8512 (Cell)

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 6 contact records for Steven Somen across 3 states. The most recent address on file is in Simsbury, Connecticut. Of these records, 6 include phone numbers. Ages range from 51 to 59, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

2005 Acura MDX
ยท Registered to: Steven Somen
ยท VIN: 2HNYD18995H513065
·
5378 Berwanger Dr, Powell, OH, 43065
·
(614) 761-1870
2004 Acura TL
ยท Registered to: Steven Somen
ยท VIN: 19UUA66224A014557
·
5378 Berwanger Dr, Powell, OH, 43065
·
(614) 761-1870
2004 BUICK REGAL CAR UP/MID SPCLTY
ยท Registered to: Steven Somen
ยท VIN: 2G4WB52K241179647
·
5378 Berwanger Dr, Powell, OH, 43065
·
(614) 761-1870
2001 HONDA ACCORD 4DR SEDAN
ยท Registered to: Steven Somen
ยท VIN: 1HGCG66541A083945
·
5378 Berwanger Dr, Powell, OH, 43065
·
(614) 761-1870
1996 DODGE CARAVAN
ยท Registered to: Steven Somen
·
8527 Carlton Woods Dr, San Antonio, TX, 78254

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with Steven Somen. Registered makes include Acura, Buick, Honda, Dodge. The most recent model year on record is 2005. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Aramark

Finance Manager
+12106776645somen-steven@aramark.com
San Antonio,

Legendary Homes Inc

Steven SomenAll Other
(312) 371-5278ssomen@legendaryhomesaz.com
161 E Chicago Ave #25f, Chicago, IL60611

Nanosys Inc

Steven SomenExecutive Director of Jewish Rehabilitat
(312) 371-5278ssomen@netzero.net
161 E Chicago Ave #25f, Chicago, IL60611
nanosysinc.com

Aramark Corporation

Steven SomenFinance Manager
(210) 677-6645
San Antonio, TX

Aramark Corp

Steven SomenFinance Manager
(215) 238-3000somen-steven@aramark.com
Philadelphia, PA

Taco Bell

Steven SomenOwner
ssomen@netzero.net
161 E Chicago Ave #25f, Chicago, IL60611

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 8 business affiliations were found for Steven Somen. Companies include Legendary Homes Inc, Aramark Corporation, Aramark Corp and 1 more. Roles listed include Finance Manager and All Other. Records are compiled from state business registries, SEC filings, and professional networking databases.

$8 Jul 3, 2002
2002
Cigna Corporation Political Action Commi
Somen, Steven R Vp, Participant Solu @ Ct General Life Insurance Co Simsbury, CT
$8 Nov 6, 2001
2002
Cigna Corporation Political Action Commi
Somen, Steven R Vp, Program Manageme Simsbury, CT
$8 Mar 27, 2002
2002
Cigna Corporation Political Action Commi
Somen, Steven R Vp, Participant Solu @ Ct General Life Insurance Co Simsbury, CT
$25 Aug 10, 2012
2012
Nationwide Mutual Insurance Company Financial & Investments Political Action Committee
Somen, Steven R Vp, Operations, Nrp @ Nationwide Powell, OH
$25 Nov 30, 2012
2012
Nationwide Mutual Insurance Company Financial & Investments Political Action Committee
Somen, Steven R Vp, Operations, Nrp @ Nationwide Powell, OH
$8 Jan 29, 2002
2002
Cigna Corporation Political Action Commi
Somen, Steven R Vp, Participant Solu @ Ct General Life Insurance Co Simsbury, CT
$60 Apr 11, 2016
2016
The Travelers Companies, INC Political Action Committee T Pac
Somen, Steven Vp Information Systems @ Travelers Indemnity Co Hartford, CT
$8 Jun 17, 2003
2004
Cigna Corporation Political Action Commi
Somen, Steven R Vp, Participant Solu @ Ct General Life Insurance Co Simsbury, CT
$25 Oct 5, 2012
2012
Nationwide Mutual Insurance Company Financial & Investments Political Action Committee
Somen, Steven R Vp, Operations, Nrp @ Nationwide Powell, OH
$8 Aug 28, 2003
2004
Cigna Corporation Political Action Commi
Somen, Steven R Vp, Participant Solu @ Ct General Life Insurance Co Simsbury, CT
$8 Oct 9, 2002
2002
Cigna Corporation Political Action Commi
Somen, Steven R Vp, Participant Solu @ Ct General Life Insurance Co Simsbury, CT
$25 Sep 7, 2012
2012
Nationwide Mutual Insurance Company Financial & Investments Political Action Committee
Somen, Steven R Vp, Operations, Nrp @ Nationwide Powell, OH
$8 Jul 17, 2002
2002
Cigna Corporation Political Action Commi
Somen, Steven R Vp, Participant Solu @ Ct General Life Insurance Co Simsbury, CT
$8 Jul 30, 2002
2002
Cigna Corporation Political Action Commi
Somen, Steven R Vp, Participant Solu @ Ct General Life Insurance Co Simsbury, CT
$8 Mar 27, 2002
2002
Cigna Corporation Political Action Committee
Somen, Steven R Vp, Participant Solutions @ Ct General Life Insurance Co Simsbury, CT
$8 Sep 11, 2003
2004
Cigna Corporation Political Action Commi
Somen, Steven R Vp, Participant Solu @ Ct General Life Insurance Co Simsbury, CT
$8 Dec 4, 2001
2002
Cigna Corporation Political Action Commi
Somen, Steven R Vp, Program Manageme Simsbury, CT
$8 Mar 26, 2003
2004
Cigna Corporation Political Action Commi
Somen, Steven R Vp, Participant Solu @ Ct General Life Insurance Co Simsbury, CT
$8 Sep 12, 2002
2002
Cigna Corporation Political Action Commi
Somen, Steven R Vp, Participant Solu @ Ct General Life Insurance Co Simsbury, CT
$25 Sep 21, 2012
2012
Nationwide Mutual Insurance Company Financial & Investments Political Action Committee
Somen, Steven R Vp, Operations, Nrp @ Nationwide Powell, OH
$8 Feb 26, 2003
2004
Cigna Corporation Political Action Commi
Somen, Steven R Vp, Participant Solu @ Ct General Life Insurance Co Simsbury, CT
$8 Aug 13, 2002
2002
Cigna Corporation Political Action Commi
Somen, Steven R Vp, Participant Solu @ Ct General Life Insurance Co Simsbury, CT
$8 Jan 10, 2003
2004
Cigna Corporation Political Action Commi
Somen, Steven R Vp, Participant Solu @ Ct General Life Insurance Co Simsbury, CT
$8 Jun 3, 2003
2004
Cigna Corporation Political Action Commi
Somen, Steven R Vp, Participant Solu @ Ct General Life Insurance Co Simsbury, CT
$8 Jul 3, 2002
2002
Cigna Corporation Political Action Committee
Somen, Steven R Vp, Participant Solutions @ Ct General Life Insurance Co Simsbury, CT
$8 Jun 24, 2002
2002
Cigna Corporation Political Action Commi
Somen, Steven R Vp, Participant Solu @ Ct General Life Insurance Co Simsbury, CT
$8 Oct 9, 2003
2004
Cigna Corporation Political Action Commi
Somen, Steven R Articipant Solutions @ Ct General Life Insurance Co Simsbury, CT
$8 Dec 18, 2001
2002
Cigna Corporation Political Action Commi
Somen, Steven R Vp, Program Manageme Simsbury, CT
$8 Jun 5, 2002
2002
Cigna Corporation Political Action Commi
Somen, Steven R Vp, Participant Solu @ Ct General Life Insurance Co Simsbury, CT
$25 Dec 14, 2012
2012
Nationwide Mutual Insurance Company And Allied Group INC. Pac Of California
Somen, Steven R Vp, Operations, Nrp @ Nationwide Powell, OH
$10 Dec 23, 2016
2016
The Travelers Companies, INC. Political Action Committee (t Pac)
Somen, Steven R Vp Information Systems @ Travelers Indemnity Co Hartford, CT
$10 Nov 23, 2016
2016
The Travelers Companies, INC. Political Action Committee (t Pac)
Somen, Steven R Vp Information Systems @ Travelers Indemnity Co Hartford, CT
$10 Nov 10, 2016
2016
The Travelers Companies, INC. Political Action Committee (t Pac)
Somen, Steven R Vp Information Systems @ Travelers Indemnity Co Hartford, CT
$8 Jun 26, 2003
2004
Cigna Corporation Political Action Commi
Somen, Steven R Vp, Participant Solu @ Ct General Life Insurance Co Simsbury, CT
$10 Dec 9, 2016
2016
The Travelers Companies, INC. Political Action Committee (t Pac)
Somen, Steven R Vp Information Systems @ Travelers Indemnity Co Hartford, CT
$25 Oct 19, 2012
2012
Nationwide Mutual Insurance Company Financial & Investments Political Action Committee
Somen, Steven R Vp, Operations, Nrp @ Nationwide Powell, OH
$25 Aug 24, 2012
2012
Nationwide Mutual Insurance Company Financial & Investments Political Action Committee
Somen, Steven R Vp, Operations, Nrp @ Nationwide Powell, OH
$8 May 22, 2002
2002
Cigna Corporation Political Action Commi
Somen, Steven R Vp, Participant Solu @ Ct General Life Insurance Co Simsbury, CT
$25 Jul 27, 2012
2012
Nationwide Mutual Insurance Company Financial & Investments Political Action Committee
Somen, Steven R Vp, Operations, Nrp @ Nationwide Powell, OH
$8 May 20, 2003
2004
Cigna Corporation Political Action Commi
Somen, Steven R Vp, Participant Solu @ Ct General Life Insurance Co Simsbury, CT
$8 Jul 3, 2003
2004
Cigna Corporation Political Action Commi
Somen, Steven R Vp, Participant Solu @ Ct General Life Insurance Co Simsbury, CT
$8 Sep 3, 2002
2002
Cigna Corporation Political Action Committee
Somen, Steven R Vp, Participant Solutions @ Ct General Life Insurance Co Simsbury, CT
$8 Apr 22, 2002
2002
Cigna Corporation Political Action Commi
Somen, Steven R Vp, Participant Solu @ Ct General Life Insurance Co Simsbury, CT
$8 Apr 10, 2002
2002
Cigna Corporation Political Action Committee
Somen, Steven R Vp, Participant Solutions @ Ct General Life Insurance Co Simsbury, CT
$8 Feb 13, 2002
2002
Cigna Corporation Political Action Commi
Somen, Steven R Vp, Participant Solu @ Ct General Life Insurance Co Simsbury, CT
$8 Feb 13, 2002
2002
Cigna Corporation Political Action Committee
Somen, Steven R Vp, Participant Solutions @ Ct General Life Insurance Co Simsbury, CT
$8 Jul 30, 2002
2002
Cigna Corporation Political Action Committee
Somen, Steven R Vp, Participant Solutions @ Ct General Life Insurance Co Simsbury, CT
$25 Nov 16, 2012
2012
Nationwide Mutual Insurance Company Financial & Investments Political Action Committee
Somen, Steven R Vp, Operations, Nrp @ Nationwide Powell, OH
$10 Jun 28, 2013
2014
Nationwide Mutual Insurance Company Financial & Investments Political Action Committee
Somen, Steven R Vp, Operations, Nrp @ Nationwide Powell, OH
$8 Nov 5, 2002
2002
Cigna Corporation Political Action Commi
Somen, Steven R Vp, Participant Solu @ Ct General Life Insurance Co Simsbury, CT
$10 Dec 23, 2016
The Travelers Companies, INC. Political Action Committee (t Pac)
Contributor Vp Information Systems @ Travelers Indemnity Co Hartford, CT
$10 Dec 9, 2016
Unknown Committee
Somen, Steven R Vp Information Systems @ Travelers Indemnity Co Hartford, CT
$100
2016
The Travelers Companies, INC Political Action Committee T Pac
Contributor Vp Information Systems @ Travelers Indemnity Co Hartford, CT

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 53 political contribution records found for Steven Somen. Total disclosed contributions amount to $752. Recipients include The Travelers Companies, INC. Political Action Committee (t Pac), The Travelers Companies, INC Political Action Committee T Pac. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Steven R Somen

Age 54 Male
·
3 Laurie Joe Way, Simsbury, CT 06070 (Hartford County)
41.9159, -72.7922
· (860) 538-5567
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1994 Purchased 1999
MP

Steven R Somen

Age 54 Male
·
21 Thompson Hill Rd, Canton, CT 06019 (Hartford County)
41.8459, -72.9416
TZ: Eastern
Homeowner Single Family Built 1994 Purchased 2014
MP

Steven M Somen

Age 65 Male
·
161 E Chicago Ave, Chicago, IL 60611 (Cook County)
41.8967, -87.6235
· (312) 266-8270
Marital: Married TZ: Central
Edu: Graduate School
Homeowner Multi-Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 3 demographic profiles associated with Steven Somen. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Steven Somen. These loans were issued to businesses, not individuals.

Nm Interior Design, LLC

Limited Liability Company(LLC

$20,800 Paid in Full
Address:
161 E Chicago Ave 33B
Chicago, IL60611
Approved

May 1, 2020

Forgiven

$20,929

Jobs Reported

1

Loan #

6838157702

Loan Size

Small

Lawrence Rosen

Independent Contractors

$20,715 Paid in Full
Address:
161 E Chicago Ave Unit 31G
Chicago, IL60611-2620
Approved

May 23, 2021

Forgiven

$20,888

Jobs Reported

1

Loan #

6706179001

Loan Size

Small

Law Offices Of Fern Trevino

Limited Liability Company(LLC

$20,832 Paid in Full
Address:
161 E Chicago Ave Unit 51A
Chicago, IL60611-6683
Approved

Mar 25, 2021

Forgiven

$20,944

Jobs Reported

1

Loan #

9083128607

Loan Size

Small

Cook Radiation Oncology S.c.

Subchapter S Corporation

$375,725 Paid in Full
Address:
161 E Chicago Ave Unit 52B
Chicago, IL60611-6684
Approved

Feb 10, 2021

Forgiven

$378,292

Jobs Reported

23

Loan #

6472328401

Loan Size

Medium

Michael McPherson

Sole Proprietorship

$20,833 Exemption 4
Address:
161 E Chicago Ave Unit 45C
Chicago, IL60611-6679
Approved

Apr 26, 2021

Jobs Reported

1

Loan #

2377728908

Loan Size

Small

Nm Interior Design LLC

Limited Liability Company(LLC

$16,800 Paid in Full
Address:
161 E Chicago Ave Unit 33B
Chicago, IL60611-6670
Approved

Mar 20, 2021

Forgiven

$17,004

Jobs Reported

1

Loan #

5477848605

Loan Size

Small

Mark Stolman

Sole Proprietorship

$20,833 Exemption 4
Address:
161 E Chicago Ave Apt 20A
Chicago, IL60611-2601
Approved

Apr 12, 2021

Jobs Reported

1

Loan #

2450588802

Loan Size

Small

Saeed Chowdhry

Sole Proprietorship

$25,000 Paid in Full
Address:
161 E Chicago Ave Unit 34F
Chicago, IL60611-2621
Approved

Feb 13, 2021

Forgiven

$25,177

Jobs Reported

1

Loan #

8651178409

Loan Size

Small

Milan Rubenstein

Self-Employed Individuals

$20,832 Paid in Full
Address:
161 E Chicago Ave Unit 36A
Chicago, IL60611-2622
Approved

Mar 20, 2021

Forgiven

$21,040

Jobs Reported

1

Loan #

5804438609

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 9 PPP loan records are linked to businesses associated with Steven Somen. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Steven Somen on the map

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Steven Somen in Simsbury, CT: Background Summary

Location
3 Laurie Joe Way, Simsbury, CT 06070
Other Locations
San Antonio, TX ยท Canton, CT ยท Chicago, IL and 1 more
Profiles Found
6 people with this name
Phone Numbers
(860) 651-6698 and 5 others on file
Possible Relatives
Beth S Siegfield, Elizabeth S Somen
Career
Finance Manager, All Other at Legendary Homes Inc, Aramark Corporation
Vehicles
5 linked โ€” 2005 Acura Mdx, 2004 Acura TL and 3 more
Contributions
$752 total โ€” The Travelers Companies, INC Political Action Committee T Pac, The Travelers Companies, INC. Political Action Committee (t Pac)
PPP Loans
$542K for Nm Interior Design, LLC, Lawrence Rosen

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Steven Somen. Because public records are indexed by name rather than by a unique identifier, the 87 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Steven Somen

Search Complexity: Moderate

87 public records across 5states, belonging to approximately 6 different individuals. There are 6 distinct profiles in the results. Using the state filter or checking age and address details will help identify the correct individual.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 5 states. Highest concentration: Connecticut (14%), followed by Illinois and Texas. Spans the Northeast and Midwest regions.

CT12recordsIL7recordsTX3recordsOH3recordsPA1record

Record Type Breakdown

Data spans 5 record categories. Largest: Political Contribution Records (63%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (9) and PPP Loan Records (9).

53
Political Contribution Records
9
Contact & Address Records
9
PPP Loan Records
8
Business & Corporate Filings
5
Vehicle Registration Records

Age Distribution

Age range: approximately 24 years, suggesting multiple generations. Largest group: Senior (65+) (25%).

Senior (65+)1personMiddle-Age (40-64)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Steven Somen

What vehicles are registered to Steven Somen?
Records show 5 vehicle registrations associated with Steven Somen, including a 2005 Acura MDX. Registered makes include Acura, Buick, Honda, Dodge. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Steven Somen?
We found 8 business affiliations for Steven Somen (Finance Manager). Other companies include Aramark Corporation, Aramark Corp. Business records are compiled from state registries, SEC filings, and professional databases.
Has Steven Somen made political donations?
FEC disclosure records show 53 reported political contributions from Steven Somen, totaling $752. Recipients include The Travelers Companies, INC. Political Action Committee (t Pac) and The Travelers Companies, INC Political Action Committee T Pac. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Steven Somen?
Our database contains 87 total records for Steven Somen spanning 5 states. This includes 6 distinct contact records, 6 with phone numbers. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Steven Somen?
The 87 records displayed for Steven Somen are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Steven Somen remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.