Stewart Benjamin from Birmingham, AL

Age 67
๐Ÿ“ 4924 Cahaba River Rd, Birmingham, AL 35243
๐Ÿ“ž (205) 967-8587, (205) 980-3463, (205) 593-4048, (205) 981-1566, (850) 236-0793, (205) 988-8797
โœ‰๏ธ debbie@thebenjamingroup.biz, sbenjami@aol.com, sbenjami@mony.com, sbenjami@msn.com, sheri_benjamin@benjamingroup.com, stuartbenjamin@comcast.net, stuart@benjamingroup.com

Stewart Benjamin from Lafayette, CO

Age 55
๐Ÿ“ 755 Avalon Ave, Lafayette, CO 80026
๐Ÿ“ž (303) 438-9621, (303) 438-9621, (303) 661-0484, (303) 665-2708, (303) 665-3574
โœ‰๏ธ kathyb@cityoflafayette.com, papaelk@cs.com, papaelk59@cs.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Kathryn Elizabeth Benjamin,Elizabeth Marie Benjamin,Nathan Lane Benjamin,Adam N Benjamin

Stewart Benjamin

๐Ÿ“ 622 Tranquility Gln Unit 5a, Escondido Ca
๐Ÿ“ž (442) 999-5877, (619) 246-1695
โœ‰๏ธ STUBENJ@SAN.RR.COM

Stewart Benjamin from Ft Lauderdale, FL

Age 65 b. Jan 1961 Broward Co.
๐Ÿ“ Po Box 120716
๐Ÿ“ž (570) 341-0644, (845) 688-5581
๐Ÿ‘ค aka Benjamin J Stewart, Jerome S Benjamin

Stewart Benjamin from Cambridge, MA

0
๐Ÿ“ 193 Rindge Ave, Cambridge, MA 02140
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Aniscia R Benjaminprince,Patricia Benjaminstewart,Jawanna M Benjamin

Stewart Benjamin from Cambridge, MA

Male
๐Ÿ“ 193 Rindge Ave
๐Ÿ“ž (617) 584-0412 (AT&T MOBILITY)

Stewart Benjamin from Birmingham, AL

Male
๐Ÿ“ 1025 Snowshill Cir
๐Ÿ“ž (205) 967-8587

Stewart Benjamin from Orangeburg, SC

Age 65 b. Jan 1961 Orangeburg Co.
๐Ÿ“ 1617 Spring Valley Cir
๐Ÿ“ž (412) 481-8324
๐Ÿ‘ค aka Benjamin J Stewart, Jerome S Benjamin

Stewart Benjamin from Broomfield, CO

Age 66 b. Jun 1959 Broomfield Co.
๐Ÿ“ 765 W Midway Blvd
๐Ÿ“ž (303) 438-9621

Stewart Benjamin from Plainview, NY

Age 62 b. Feb 1964 Nassau Co.
๐Ÿ“ 27 Shelter Hill Rd

Stewart Benjamin from Lenoir City, TN

Age 79 b. Apr 1947 Loudon Co.
๐Ÿ“ Rr 6 Po Box 129

Stewart Benjamin from University Heights, OH

Age 54 b. Aug 1971 Cuyahoga Co.
๐Ÿ“ 2335 Ashurst Rd

Stewart Benjamin from Cicero, IL

Cook Co.
๐Ÿ“ 1314 S Austin Bl

Stewart Benjamin from Lafayette, CO

Boulder Co.
๐Ÿ“ 1814 Lydia Dr

Stewart Benjamin from Denver, CO

Adams Co.
๐Ÿ“ 4256 E 113 Th Pl

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 15 contact records for Stewart Benjamin across 9 states. The most recent address on file is in Birmingham, Alabama. Of these records, 8 include phone numbers and 3 include email addresses. Ages range from 55 to 67, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Benjamin, Stewart

Greene County
PIN: 2.0
· 28 Stony Rd
Lot: 59,858sqft

Benjamin Stewart

Oakland County
PIN: 1017302009
· 2815 Long Winter Ln, OAKLAND mi
Assessed: $244,730

Benjamin Stewart Coulter

Hennepin County
· 3929 Lyndale Ave S, Minneapolis

Stewart Benjamin

2024 Ulster County
· 1145 Creek Locks, Rosendale

Benjamin, Stewart

Doc #2023081800295001
· 210-15 23rd Avenue, Apt 3e, Bayside Ny 11360
Record: P

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 5 property records linked to Stewart Benjamin in Minneapolis, Bayside. Values shown are from county assessor records and may differ from current market prices.

Stewart Benjamin

UAF
4256e 113th Pl, Thornton, CO, 80233
DOB: 1947 Gender: Male Ph: 303-450-0714
County: Adams

Stewart F Benjamin

A Reg: 07/31/2015
Maplewood Avenue, Bridgeport, CT, 06605
DOB: 09/27/1954 Gender: Male Ph: 203-243-7617

Stewart Scott Benjamin

A Reg: 11/20/2017
Main Street (Oakville), Oakville, CT, 06779
DOB: 11/12/1991 Gender: Male

Stewart Benjamin

A Reg: 08/02/2005
Madison Street, Norwalk, CT, 06854
DOB: 03/18/1931 Gender: Male Ph: 203-838-9005

Stewart A Benjamin

Reg: 1/1/21706
28 Stony Rd, 7, 12442
DOB: 19740504 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 5 voter registration records were found for Stewart Benjamin in Colorado, Connecticut. Records show affiliations with UAF, A, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 RAM RAM PICKUP 1500
ยท Registered to: Stewart Benjamin
ยท VIN: 1C6RD7FT4CS282570
·
PO Box 404, Shokan, NY, 12481-0404
·
(845) 943-0859
2004 Cadillac SRX
ยท Registered to: Stewart Benjamin
ยท VIN: 1GYEE63A240168124
·
4 Abbey Ln, Plainview, NY, 11803
·
(516) 707-9781
2012 Chrysler 300
ยท Registered to: Stewart Benjamin
ยท VIN: 2C3CCAAG5CH272988
·
8841 Brooke Ave, Westminster, CA, 92683
·
(714) 842-0560
2004 Chrysler Pacifica
ยท Registered to: Stewart Benjamin
ยท VIN: 2C8GM684X4R379127
·
8841 Brooke Ave, Westminster, CA, 92683
2009 ACURA MDX
ยท Registered to: Stewart Benjamin
ยท VIN: 2HNYD28299H532603
·
4 Abbey Ln, Plainview, NY, 11803-3003
·
(516) 933-9726
2003 AUDI A4 4DR SEDAN
ยท Registered to: Stewart Benjamin
ยท VIN: WAUJT68EX3A240456
·
4 Abbey Ln, Plainview, NY, 11803
·
(516) 933-9726
2012 ACURA MDX
ยท Registered to: Stewart Benjamin
ยท VIN: 2HNYD2H26CH516172
·
4 Abbey Ln, Plainview, NY, 11803-3003
·
(516) 707-9781

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 7 vehicle registration records are associated with Stewart Benjamin. Registered makes include Ram, Cadillac, Chrysler, Acura and others. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Business Record

GM
sbenjamin@donavee.com

Orange Coast Dodge

Stewart BenjaminSales Executive
(714) 546-1934sbenjamin@ocauto.com
2929 Harbor Blvd, Costa Mesa, CA92626

Benjamin Stewart

Security Engineer at Security Innovation
Security Innovation
New York

Marin City Community Development Corporation

Stewart Benjamin
(415) 339-2837bstewart@marincitycdc.org
Sausalito, 94965CA

Stewart Benjamin

Customer Service Representative
Coles
Tyabb, Victoria, Australia Retail

Stewart Benjamin

Archiologist
Bsc Timber

Don-A Chrysler Jeep

Stewart BenjaminGeneral Manager
(714) 528-5337stuart.benjamin@donavee.com
Placentia, CA

Stewart Benjamin

Acco ยท Jeffersonville, Indiana

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 12 business affiliations were found for Stewart Benjamin. Companies include Orange Coast Dodge, Marin City Community Development Corporation, Coles and 1 more. Roles listed include GM and General Manager. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: 12 Pascal Way, Durham, NORTH CAROLINA, 27705
NORTH CAROLINA
Officer: Stewart Benjamin

Benjamin Investing Partnership

Addr: 12 Pascal Way, Durham, LA, 27705
LA
General Partner: Stewart Benjamin

Source: Public Records Stewart Benjamin appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Benjamin Stewart

NEUROLOGY
Individual Male
NPI: 1174934327
School: NORTHWESTERN UNIVERSITY FEINBERG MEDICAL SCHOOL (2014)

Benjamin Stewart

NEUROLOGY
Individual Male
NPI: 1386039899
School: UNIVERSITY OF LOUISVILLE SCHOOL OF MEDICINE (2015)

Benjamin Stewart

NEUROLOGY
Individual Male
NPI: 1174934327
School: NORTHWESTERN UNIVERSITY FEINBERG MEDICAL SCHOOL (2014)

Benjamin Stewart

NEUROLOGY
Individual Male
NPI: 1174934327
School: NORTHWESTERN UNIVERSITY FEINBERG MEDICAL SCHOOL (2014)

Benjamin Stewart

NEUROLOGY
Individual Male
NPI: 1386039899
School: UNIVERSITY OF LOUISVILLE SCHOOL OF MEDICINE (2015)

Benjamin Stewart

FAMILY PRACTICE
Individual Male
NPI: 1558587253
School: PHILADELPHIA COLLEGE OF OSTEOPATHIC MEDICINE (2005)

Benjamin Stewart

PHYSICAL THERAPY
Individual Male
NPI: 1619205127
School: OTHER (2009)

Benjamin Stewart

PHYSICAL THERAPY
Individual Male
NPI: 1619205127
School: OTHER (2009)

Source: CMS NPI Registry (NPPES) ยท State Medical Boards ยท Healthcare Provider Databases 8 healthcare provider records found for Stewart Benjamin in the CMS National Provider Identifier registry. NPI registration is required for providers billing Medicare or Medicaid. Listing here does not constitute an endorsement of care quality.

Benjamin Stewart

General Lines Agent
License # 3399954
NPN 21740217
Qual: Life, Accident, Health & HMO
Addr: Corpus Christi, TX 78414
Issued: Sep 26, 2025 Exp: Dec 31, 2027

Benjamin Stewart

General Lines Agent
License # 3399954
NPN 21740217
Qual: Life, Accident, Health & HMO
Addr: Corpus Christi, TX 78414
Issued: Sep 26, 2025 Exp: Dec 31, 2027

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Stewart Benjamin holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Stewart Benjamin

William Howard Taft Sr. High School - Woodland Hills, CA, CA
1979

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Stewart Benjamin has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Stewart Benjamin

Male
·
1955 E Calle Monte Vista, Tempe, AZ 85284 (Maricopa County)
33.3362, -111.9050
· (480) 755-7919
TZ: Mountain
Homeowner Single Family Built 1988 Purchased 2014
MP

Stewart L Benjamin

Age 58 Male
·
765 W Midway Blvd, Broomfield, CO 80020 (Broomfield County)
39.9238, -105.0780
Marital: Married TZ: Mountain
Edu: Graduate School
Homeowner Single Family Built 1957 Purchased 2001
MP

Stewart Benjamin

Male
·
1025 Snowshill Cir, Birmingham, AL 35242 (Shelby County)
33.4556, -86.6845
· (205) 967-8587
TZ: Central
Homeowner Single Family Built 2009 Purchased 2009
MP

Stewart M Benjamin

Age 56 Male
·
8841 Brooke Ave, Westminster, CA 92683 (Orange County)
33.7287, -117.9750
· (714) 842-0560
Marital: Married TZ: Pacific
Edu: Graduate School
Homeowner Single Family Built 1976 Purchased 1996
MP

Stewart A Benjamin

Age 70 Male
·
4256 E 113th Pl, Denver, CO 80233 (Adams County)
39.9018, -104.9380
· (303) 459-1900
Marital: Married TZ: Mountain
Occ: Professional Edu: Some College
Homeowner Single Family Built 1978 Purchased 1990

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 5 demographic profiles associated with Stewart Benjamin. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Stewart Benjamin. These loans were issued to businesses, not individuals.

Erica'S Dance Academy INC.

Corporation

$10,100 Paid in Full
Address:
4 Abbey Ln
Middleboro, MA02346-3229
Approved

Jan 29, 2021

Forgiven

$10,158

Jobs Reported

2

Loan #

8218798308

Loan Size

Small

Orange Coast Auto Group, LLC

Limited Liability Company(LLC

$1,754,859 Paid in Full
Address:
2929 Harbor Blvd
Costa Mesa, CA92626-3912
Approved

Apr 10, 2020

Forgiven

$1,770,848

Jobs Reported

97

Loan #

2384377106

Loan Size

Medium-Large

Provided It, LLC

Limited Liability Company(LLC

$72,500 Paid in Full
Address:
4 Abbey Ln
Delray Beach, FL33446
Approved

Apr 27, 2020

Forgiven

$73,126

Jobs Reported

6

Loan #

4690737202

Loan Size

Small

Erica'S Dance Academy, INC.

Corporation

$10,100 Paid in Full
Address:
4 Abbey Ln
Middleboro, MA02346-3229
Approved

Apr 10, 2020

Forgiven

$10,220

Jobs Reported

4

Loan #

1577197102

Loan Size

Small

Benjamin & Company Cpa P.c.

Corporation

$18,805 Paid in Full
Address:
4 Abbey Ln
Plainview, NY11803-3003
Approved

Feb 3, 2021

Forgiven

$18,962

Jobs Reported

1

Loan #

2048868402

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 5 PPP loan records are linked to businesses associated with Stewart Benjamin. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

๐Ÿ—๏ธ

Unknown

EXPIRED

๐Ÿ“ 1048 N KARLOV AVE

Source: City Building Departments ยท DOB Permit Databases ยท Construction Records Building permit records from city and county building departments. Shows construction, renovation, and demolition permits associated with properties linked to this individual. Permit data is public record maintained by local government.

Source: IMDb ยท Open Library ยท Sports Reference ยท FIDE Chess Federation Additional public records from specialized databases including entertainment industry credits (IMDb), published works (Open Library), sports statistics, and other publicly available reference sources.

Find Stewart Benjamin on the map

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Stewart Benjamin in Birmingham, AL: Background Summary

Location
4924 Cahaba River Rd, Birmingham, AL 35243, Birmingham, AL 35243
Other Locations
Ft Lauderdale, FL ยท Cambridge, MA ยท Orangeburg, SC and 7 more
Profiles Found
15 people with this name
Phone Numbers
(205) 967-8587 and 12 others on file
Email
debbie@thebenjamingroup.biz and 10 others on file
Possible Relatives
Kathryn Elizabeth Benjamin, Elizabeth Marie Benjamin, Nathan Lane Benjamin, Adam N Benjamin, Aniscia R Benjaminprince and 2 more
Career
General Manager, Sales Executive at Orange Coast Dodge, Marin City Community Development Corporation
Voter Registration
Registered A
Properties
4properties owned
Vehicles
7 linked โ€” 2012 Ram Ram Pickup 1500, 2004 Cadillac Srx and 5 more
Healthcare
Licensed provider โ€” NEUROLOGY, FAMILY PRACTICE
Licenses
2 professional licenses (General Lines Agent)
PPP Loans
$1866K for Erica'S Dance Academy INC., Orange Coast Auto Group, LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Stewart Benjamin. Because public records are indexed by name rather than by a unique identifier, the 75 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Healthcare Provider Data

Healthcare provider information is sourced from the National Plan and Provider Enumeration System (NPPES), a registry managed by the Centers for Medicare and Medicaid Services (CMS). Every healthcare provider that bills Medicare or Medicaid is required to obtain a National Provider Identifier (NPI), so the presence of an NPI listing confirms that the individual holds recognized healthcare credentials. The specialty, practice address, and taxonomy codes reflect the provider's own attestation at the time of registration or most recent update. An NPI listing does not constitute an endorsement of care quality, nor does it indicate whether the provider is currently accepting new patients.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Stewart Benjamin

Search Complexity: High

75 public records across 16states, belonging to approximately 15 different individuals. With 15 distinct profiles across 16 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Healthcare Provider Records section may be most helpful for disambiguation because these records include NPI numbers, which are unique identifiers per provider.

Geographic Distribution

Records are widely distributed across 16 states. Highest concentration: Colorado (9%), followed by California and New York. Spans the West and Northeast regions.

CO7recordsCA7recordsNY7recordsMA4recordsAL4recordsCT3records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (31%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (12) and Healthcare Provider Records (8).

21
Contact & Address Records
12
Business & Corporate Filings
8
Healthcare Provider Records
7
Vehicle Registration Records
5
Property Ownership Records
5
Voter Registration Records

Age Distribution

Age range: approximately 24 years, suggesting multiple generations. Largest group: Senior (65+) (60%).

Senior (65+)3peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Stewart Benjamin

Is Stewart Benjamin a registered voter?
Yes, voter registration records show Stewart Benjamin is registered in Colorado with UAF affiliation. We found 5 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Stewart Benjamin own property?
County assessor records show 5 properties associated with Stewart Benjamin in Minneapolis, New York and 4 other locations. Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Stewart Benjamin?
Records show 7 vehicle registrations associated with Stewart Benjamin, including a 2012 RAM RAM PICKUP 1500. Registered makes include Ram, Cadillac, Chrysler, Acura. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Stewart Benjamin?
We found 12 business affiliations for Stewart Benjamin (GM). Other companies include Marin City Community Development Corporation, coles. Business records are compiled from state registries, SEC filings, and professional databases.
Is Stewart Benjamin a healthcare provider?
Yes, the CMS National Provider Identifier registry lists Stewart Benjamin as a registered healthcare provider (NPI: 1174934327). NPI registration is required for all providers billing Medicare or Medicaid. This listing confirms enrollment in the federal healthcare system but does not indicate quality of care.
How many records exist for Stewart Benjamin?
Our database contains 75 total records for Stewart Benjamin spanning 16 states. This includes 15 distinct contact records, 8 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Stewart Benjamin?
The 75 records displayed for Stewart Benjamin are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Stewart Benjamin remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.