Stuart Binns from Laguna Niguel, CA

๐Ÿ“ 24411 Opal Hill Ct
๐Ÿ“ž (949) 683-0270 (VERIZON WIRELESS)
โœ‰๏ธ SBINNS12@MSN.COM

Stuart Binns

๐Ÿ“ 29441 Big Range Rd, Canyon Lake Ca
๐Ÿ“ž (949) 683-0270, (949) 683-0270
โœ‰๏ธ STUARTBINNS@YAHOO.COM

Stuart Binns

๐Ÿ“ 29441 Big Range, Canyon Lake Ca 92587
๐Ÿ“ž (949) 683-0270, (949) 683-0270
โœ‰๏ธ STUARTBINNS@YAHOO.COM

Stuart Binns from Canyon Lake, CA

Age 71 b. 1955 Male
๐Ÿ“ 29441 Big Range Rd
๐Ÿ’ผ 2203
๐Ÿ“ž (951) 430-1702

Stuart Binns from Laguna Niguel, CA

Orange Co.
๐Ÿ“ 4411 Opal Hill Ct

Stuart Binns from Mission Viejo, CA

Orange Co.
๐Ÿ“ 24411 Opal Hill Ct Unit G

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 6 contact records for Stuart Binns in California. The most recent address on file is in Laguna Niguel, California. Of these records, 4 include phone numbers and 3 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

2011 Toyota Rav4
ยท Registered to: Stuart Binns
ยท VIN: 2T3ZF4DV2BW096974
·
26521 Saddleback Dr, Mission Viejo, CA, 92691
·
(949) 683-0270

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 1 vehicle registration record is associated with Stuart Binns. Registered makes include Toyota. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Stuart Binns

Project Lead
Cml Sustain (commissioning Management) Limited
London, London, United Kingdom Construction

Stuart Binns

Senior Manager Regulatory Affairs
Xperthr
Suffolk

Capistrano Lamp Repair

Stuart BinnsOwner
(949) 496-7272support@srfsew.com
31878 Del Obispo St # 106, San Juan Cpstrno, CA92675

Capistrano Lamp Repair

Stuart BinnsOwner
(714) 271-0331sales@srfsew.com
2668 Foxborough Pl, Fullerton, CA92833
srfsew.com

Capistrano Lamp Repair

Stuart BinnsOwner
(714) 271-0331sales@srfsew.com
2668 Foxborough Pl, Fullerton, CA92833

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 12 business affiliations were found for Stuart Binns. Companies include Cml Sustain (commissioning Management) Limited, Capistrano Lamp Repair. Roles listed include Owner. Records are compiled from state business registries, SEC filings, and professional networking databases.

Ukuva Iafrica Usa INC.

Addr: 3773 Howard Hughes Pkwy - Suite 500s, Las Vegas, NV, 89169-6014
NV
Officer: Stuart Binns

Ukuva Iafrica Usa INC.

Addr: 2360 Corporate Circle - Suite 400, Henderson, NV, 89074-7739
NV
Officer: Stuart Binns

Symmetry, INC.

Addr: 2360 Corporate Circle - Suite 400, Henderson, NV, 89074-7739
NV
Secretary: Stuart Binns

Source: Public Records Stuart Binns appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

MP

Stuart Binns

Age 62 Male
·
29441 Big Range Rd, Quail Valley, CA 92587 (Riverside County)
33.6936, -117.2710
Marital: Married TZ: Pacific
Occ: Education Edu: Some College
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 1 demographic profile associated with Stuart Binns. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Stuart Binns. These loans were issued to businesses, not individuals.

Joseph F Love

Sole Proprietorship

$9,103 Paid in Full
Address:
31878 Del Obispo St
San Juan Capistrano, CA92675
Approved

Apr 29, 2020

Forgiven

$9,203

Jobs Reported

1

Loan #

3299427304

Loan Size

Small

Novus Group, LLC

Limited Liability Company(LLC

$15,900 Paid in Full
Address:
3773 Howard Hughes Pkwy 500s
Las Vegas, NV89169-6014
Approved

Apr 28, 2020

Forgiven

$14,980

Jobs Reported

1

Loan #

1222767304

Loan Size

Small

Zuni Trucking, INC.

Corporation

$45,022 Paid in Full
Address:
31878 Del Obispo St Suite 118-316
San Juan Capistrano, CA92675-3223
Approved

Apr 27, 2020

Forgiven

$45,665

Jobs Reported

11

Loan #

5586777208

Loan Size

Small

Michael Tang

Sole Proprietorship

$20,833 Exemption 4
Address:
3773 Howard Hughes Pkwy
Las Vegas, NV89169-0922
Approved

Apr 7, 2021

Jobs Reported

1

Loan #

8532968701

Loan Size

Small

E&d Food, INC.

Corporation

$38,382 Paid in Full
Address:
31878 Del Obispo St Ste 120
San Juan Capo, CA92675-3253
Approved

May 1, 2020

Forgiven

$28,615

Jobs Reported

5

Loan #

5430397706

Loan Size

Small

Allstate Medical LLC

Limited Liability Company(LLC

$19,583 Paid in Full
Address:
3773 Howard Hughes Pkwy Ste 500s
Las Vegas, NV89169
Approved

May 14, 2020

Forgiven

$19,852

Jobs Reported

5

Loan #

6364917408

Loan Size

Small

Gdm Landscape INC

Corporation

$70,000 Paid in Full
Address:
31878 Del Obispo St Ste 118-435
San Juan Capistrano, CA92675-3223
Approved

Feb 17, 2021

Forgiven

$70,295

Jobs Reported

9

Loan #

9423868407

Loan Size

Small

Trinity Bay LLC

Limited Liability Company(LLC

$10,000 Paid in Full
Address:
3773 Howard Hughes Pkwy Ste 500
Las Vegas, NV89169-5940
Approved

Feb 18, 2021

Forgiven

$10,046

Jobs Reported

1

Loan #

1366128502

Loan Size

Small

Novus Group LLC

Limited Liability Company(LLC

$15,916 Paid in Full
Address:
3773 Howard Hughes Pkwy Ste 500S
Las Vegas, NV89169-6014
Approved

Jan 17, 2021

Forgiven

$15,982

Jobs Reported

1

Loan #

1518498301

Loan Size

Small

Avneet Bedi DBA The Ups Store #0041

Sole Proprietorship

$17,300 Exemption 4
Address:
31878 Del Obispo St Suite 118
San Juan Capistrano, CA92675
Approved

Apr 28, 2020

Jobs Reported

4

Loan #

1749677308

Loan Size

Small

Branding Studios

Limited Liability Company(LLC

$20,833 Paid in Full
Address:
3773 Howard Hughes Pkwy Ste 500s
Las Vegas, NV89169
Approved

May 7, 2020

Forgiven

$21,017

Jobs Reported

1

Loan #

3493237408

Loan Size

Small

Annette Changala, INC

Corporation

$47,220 Paid in Full
Address:
31878 Del Obispo St Ste 118-453
San Juan Capistrano, CA92675
Approved

Apr 11, 2020

Forgiven

$47,656

Jobs Reported

4

Loan #

3361517102

Loan Size

Small

Monica McKnight

Limited Liability Company(LLC

$20,833 Paid in Full
Address:
3773 Howard Hughes Pkwy Ste 500S
Las Vegas, NV89169-6014
Approved

May 5, 2021

Forgiven

$20,896

Jobs Reported

1

Loan #

7109288903

Loan Size

Small

The Shane Coatings Company

Corporation

$3,399 Paid in Full
Address:
3773 Howard Hughes Pkwy Suite 500s
Las Vegas, NV89169
Approved

May 1, 2020

Forgiven

$3,436

Jobs Reported

1

Loan #

4781297708

Loan Size

Small

Softsell LLC

Limited Liability Company(LLC

$62,167 Paid in Full
Address:
3773 Howard Hughes Pkwy Ste 500S
Las Vegas, NV89169-6014
Approved

Mar 20, 2021

Forgiven

$62,467

Jobs Reported

3

Loan #

4775158603

Loan Size

Small

Kaleo Marketing LLC

Limited Liability Company(LLC

$182,504 Paid in Full
Address:
3773 Howard Hughes Pkwy Ste 500S
Las Vegas, NV89169-6014
Approved

Feb 5, 2021

Forgiven

$185,169

Jobs Reported

15

Loan #

3697868407

Loan Size

Medium

Tridel Construction

Limited Liability Company(LLC

$30,264 Paid in Full
Address:
3773 Howard Hughes Pkwy Suite 500s
Las Vegas, NV89169-0922
Approved

May 22, 2020

Forgiven

$30,548

Jobs Reported

20

Loan #

1893177806

Loan Size

Small

Thai That, INC.

Corporation

$94,000 Paid in Full
Address:
31878 Del Obispo St #109
San Juan Capistrano, CA92675
Approved

Apr 28, 2020

Forgiven

$95,210

Jobs Reported

21

Loan #

9461757207

Loan Size

Small

Kaleo Marketing LLC

Limited Liability Company(LLC

$161,671 Paid in Full
Address:
3773 Howard Hughes Pkwy 500 S
Las Vegas, NV89169-6014
Approved

Apr 28, 2020

Forgiven

$163,644

Jobs Reported

7

Loan #

1210697310

Loan Size

Medium

C Tech Development Corporation

Subchapter S Corporation

$79,800 Paid in Full
Address:
3773 Howard Hughes Pkwy South Tower, Suite 500
Las Vegas, NV89169
Approved

Apr 14, 2020

Forgiven

$80,375

Jobs Reported

3

Loan #

7224737100

Loan Size

Small

Bas Food Services INC

Sole Proprietorship

$236,673 Paid in Full
Address:
31878 Del Obispo St
San Juan Capistrano, CA92675-3223
Approved

Mar 20, 2021

Forgiven

$239,636

Jobs Reported

40

Loan #

5815248606

Loan Size

Medium

Jdm & Sons Investments LLC

Limited Liability Company(LLC

$36,000 Exemption 4
Address:
3773 Howard Hughes Pkwy Ste 500S
Las Vegas, NV89169-6014
Approved

Feb 14, 2021

Jobs Reported

3

Loan #

9042998407

Loan Size

Small

Red Storm Management Consulting INC.

Corporation

$9,987 Paid in Full
Address:
3773 Howard Hughes Pkwy Ste 500S
Las Vegas, NV89169
Approved

May 1, 2020

Forgiven

$10,089

Jobs Reported

2

Loan #

8337077300

Loan Size

Small

Distributed Energy Financial Group LLC

Limited Liability Company(LLC

$33,572 Paid in Full
Address:
3773 Howard Hughes Pkwy Ste 500s
Las Vegas, NV89169-6014
Approved

May 1, 2020

Forgiven

$33,902

Jobs Reported

3

Loan #

5354547700

Loan Size

Small

Water Education Services INC

Corporation

$5,996 Paid in Full
Address:
3773 Howard Hughes Pkwy Ste 500s
Las Vegas, NV89169-6014
Approved

May 1, 2020

Forgiven

$6,045

Jobs Reported

3

Loan #

9180687301

Loan Size

Small

Amin Destinations LTD

Limited Liability Partnership

$26,059 Paid in Full
Address:
3773 Howard Hughes Pkwy S
Las Vegas, NV89169
Approved

May 1, 2020

Forgiven

$22,159

Jobs Reported

4

Loan #

6455087708

Loan Size

Small

E&d Food INC.

Corporation

$39,735 Paid in Full
Address:
31878 Del Obispo St Ste 120
San Juan Capistrano, CA92675-3253
Approved

Jan 28, 2021

Forgiven

$39,961

Jobs Reported

10

Loan #

7433188300

Loan Size

Small

Gigi'S INC

Subchapter S Corporation

$283,892 Exemption 4
Address:
3773 Howard Hughes Pkwy Ste 500S
Las Vegas, NV89169-6014
Approved

Feb 8, 2021

Forgiven

$207,833

Jobs Reported

80

Loan #

5314498406

Loan Size

Medium

Rathod Corporation

Corporation

$44,002 Paid in Full
Address:
31878 Del Obispo St Ste 116
San Juan Capistrano, CA92675-3253
Approved

Mar 20, 2021

Forgiven

$44,172

Jobs Reported

8

Loan #

5192978605

Loan Size

Small

Club Nails

Corporation

$2,867 Paid in Full
Address:
31878 Del Obispo St Ste 117
San Juan Capistrano, CA92675-3223
Approved

Jun 3, 2020

Forgiven

$2,893

Jobs Reported

7

Loan #

7252167800

Loan Size

Small

Zainey LLC

Limited Liability Company(LLC

$15,830 Paid in Full
Address:
3773 Howard Hughes Pkwy Ste 500S
Las Vegas, NV89169-6014
Approved

Feb 22, 2021

Forgiven

$15,889

Jobs Reported

1

Loan #

2669518503

Loan Size

Small

Usamerican Spark LLC

Limited Liability Company(LLC

$42,210 Paid in Full
Address:
3773 Howard Hughes Pkwy Ste 500
Las Vegas, NV89169-5940
Approved

May 1, 2020

Forgiven

$42,468

Jobs Reported

10

Loan #

5650247709

Loan Size

Small

Trusted Ally Home Care LLC

Subchapter S Corporation

$553,000 Paid in Full
Address:
3773 Howard Hughes Pkwy Ste 500s
Las Vegas, NV89169-0922
Approved

Apr 9, 2020

Forgiven

$557,060

Jobs Reported

67

Loan #

9754627000

Loan Size

Medium

Air Usa INC.

Subchapter S Corporation

$589,792 Paid in Full
Address:
3773 Howard Hughes Pkwy Ste 500S
Las Vegas, NV89169-6014
Approved

Mar 30, 2021

Forgiven

$594,772

Jobs Reported

29

Loan #

2682758706

Loan Size

Medium

Chris Klabecki

Sole Proprietorship

$8,911 Paid in Full
Address:
3773 Howard Hughes Pkwy Ste 500S
Las Vegas, NV89169-6014
Approved

May 20, 2021

Forgiven

$8,955

Jobs Reported

1

Loan #

4594489006

Loan Size

Small

Incorp Services, INC.

Corporation

$879,750 Paid in Full
Address:
3773 Howard Hughes Pkwy Suite 500 South, Las Vegas, Nevada, 89169
Las Vegas, NV89169-6014
Approved

Jun 30, 2020

Forgiven

$890,307

Jobs Reported

94

Loan #

7004028006

Loan Size

Medium

Michael Clayton

Sole Proprietorship

$16,795 Paid in Full
Address:
31878 Del Obispo St # 118-329
San Juan Capistrano, CA92675-3223
Approved

Apr 4, 2021

Forgiven

$16,879

Jobs Reported

1

Loan #

6489358700

Loan Size

Small

Improve My Chess LLC

Limited Liability Company(LLC

$11,797 Paid in Full
Address:
3773 Howard Hughes Pkwy Ste 500s
Las Vegas, NV89169-0922
Approved

Jun 26, 2020

Forgiven

$11,912

Jobs Reported

2

Loan #

4505988006

Loan Size

Small

Silicon Business International LLC

Single Member LLC

$9,678 Paid in Full
Address:
3773 Howard Hughes Pkwy Ste 500S
Las Vegas, NV89169-6014
Approved

May 27, 2021

Forgiven

$9,715

Jobs Reported

1

Loan #

8048139007

Loan Size

Small

Air Usa, INC.

Subchapter S Corporation

$262,229 Paid in Full
Address:
3773 HOWARD HUGHES PKWY Suite 500S
Las Vegas, NV89169-6014
Approved

Apr 28, 2020

Forgiven

$263,817

Jobs Reported

17

Loan #

8106877209

Loan Size

Medium

Alpa Group LLC

Single Member LLC

$16,455 Paid in Full
Address:
31878 Del Obispo St Ste 472
San Juan Capistrano, CA92675-3223
Approved

Apr 11, 2021

Forgiven

$16,490

Jobs Reported

1

Loan #

2233968802

Loan Size

Small

Thai That INC

Corporation

$101,061 Paid in Full
Address:
31878 Del Obispo St Ste 109
San Juan Capistrano, CA92675-3223
Approved

Mar 24, 2021

Forgiven

$102,531

Jobs Reported

16

Loan #

8124528601

Loan Size

Small

Fort Point, LLC

Limited Liability Company(LLC

$437,162 Paid in Full
Address:
3773 Howard Hughes Pkwy Ste 500 South
Las Vegas, NV89169
Approved

Apr 13, 2020

Forgiven

$440,066

Jobs Reported

23

Loan #

4792157108

Loan Size

Medium

Desert Lake Foods INC

Corporation

$104,029 Paid in Full
Address:
3773 Howard Hughes Pkwy Ste 500
Las Vegas, NV89169
Approved

May 18, 2020

Forgiven

$105,152

Jobs Reported

3

Loan #

8359227407

Loan Size

Small

Avneet Bedi

Sole Proprietorship

$13,571 Paid in Full
Address:
31878 Del Obispo St Ste 118
San Juan Capistrano, CA92675-3224
Approved

Feb 25, 2021

Forgiven

$13,635

Jobs Reported

3

Loan #

4230878509

Loan Size

Small

Cash On Cash Enterprises LLC

Limited Liability Company(LLC

$23,602 Paid in Full
Address:
3773 Howard Hughes Pkwy Ste 500S
Las Vegas, NV89169-6014
Approved

Feb 20, 2021

Forgiven

$23,765

Jobs Reported

1

Loan #

2216458506

Loan Size

Small

Guerin Fine Art INC

Corporation

$5,645 Paid in Full
Address:
31878 Del Obispo St # 118473
San Juan Capistrano, CA92675
Approved

May 1, 2020

Forgiven

$5,695

Jobs Reported

1

Loan #

2991707710

Loan Size

Small

Freshex

Limited Liability Company(LLC

$8,161 Paid in Full
Address:
3773 Howard Hughes Pkwy 500S
Las Vegas, NV89169
Approved

May 3, 2020

Forgiven

$8,265

Jobs Reported

1

Loan #

1019537408

Loan Size

Small

Electroflip LLC

Limited Liability Company(LLC

$14,470 Exemption 4
Address:
3773 Howard Hughes Pkwy Ste 500s
Las Vegas, NV89169-6014
Approved

May 1, 2020

Jobs Reported

2

Loan #

7099107709

Loan Size

Small

Water Education Services INC

Corporation

$5,997 Paid in Full
Address:
3773 Howard Hughes Pkwy Ste 500S
Las Vegas, NV89169-6014
Approved

Mar 4, 2021

Forgiven

$6,027

Jobs Reported

3

Loan #

6672318501

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 50 PPP loan records are linked to businesses associated with Stuart Binns. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Stuart Binns on the map

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Stuart Binns in Laguna Niguel, CA: Background Summary

Location
24411 Opal Hill Ct, Laguna Niguel, CA 92677
Other Locations
Canyon Lake, CA ยท Mission Viejo, CA
Profiles Found
6 people with this name
Phone Numbers
(949) 683-0270 and 1 other on file
Email
sbinns12@msn.com and 1 other on file
Career
Owner at Cml Sustain (commissioning Management) Limited, Capistrano Lamp Repair
Vehicles
1 linked โ€” 2011 Toyota Rav4
PPP Loans
$4804K for Joseph F Love, Novus Group, LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Stuart Binns. Because public records are indexed by name rather than by a unique identifier, the 73 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Stuart Binns

Search Complexity: Moderate

73 public records across 4states, belonging to approximately 6 different individuals. There are 6 distinct profiles in the results. Using the state filter or checking age and address details will help identify the correct individual.

Geographic Distribution

Records are moderately distributed across 4 states. Highest concentration: California (18%), followed by Nevada and New York. Spans the West and Northeast regions.

CA13recordsNV3recordsNY2recordsGA2records

Record Type Breakdown

Data spans 5 record categories. Largest: PPP Loan Records (69%), which are tied to specific businesses and addresses. Also includes Business & Corporate Filings (12) and Contact & Address Records (6).

50
PPP Loan Records
12
Business & Corporate Filings
6
Contact & Address Records
3
Corporate Records
1
Vehicle Registration Records

Frequently Asked Questions About Stuart Binns

What vehicles are registered to Stuart Binns?
Records show 1 vehicle registration associated with Stuart Binns, including a 2011 Toyota Rav4. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Stuart Binns?
We found 12 business affiliations for Stuart Binns, including cml sustain (commissioning management) limited. Other companies include Capistrano Lamp Repair. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Stuart Binns?
Our database contains 73 total records for Stuart Binns spanning 4 states. This includes 6 distinct contact records, 4 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Stuart Binns?
The 73 records displayed for Stuart Binns are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Stuart Binns remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.