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Terri Burks from Apopka, FL

Age 46
📍 539 Conure St, Apopka, FL 32712
📞 (407) 886-3409, (859) 296-7686, (407) 886-3409, (859) 299-4946, (407) 880-9578
✉️ turbur4@aol.com
👨‍👩‍👧 Relatives: Sherry Gray Cuenca,William R Burks,William F Gray,Shirley E Gray,Burks Virgil Carter,Robert Gray

Terri Burks from Little Rock, AR

Age 52
📍 23225 Colonel Glenn Rd, Little Rock, AR 72210
📞 (501) 821-5729, (501) 224-7427
👨‍👩‍👧 Relatives: Barry C Cmaks,Lindsay Burks,Michelle Terri Burks,Michelle T Burks,Barry Burks

Terri A Burks

Age 43 b. 1982-07-12
📍 425 Washington Ave Apt 12, Clarksdale Ms
📞 (901) 480-6266
✉️ JULIUSBURKS13@YAHOO.COM

Terri Burks from Louisville, KY

Age 52
📍 4901 Cawood Dr #3, Louisville, KY 40218
📞 (502) 964-0248, (502) 473-8745, (502) 473-7423, (502) 968-4733, (502) 964-0248, (502) 473-8745
👨‍👩‍👧 Relatives: Christia D Burks,Leroy N Burks,Nathaniel A Burks,Evelyn N Burks,Terry Burks,Antione D Burks

Ms Terri Lynn Burks from Gilroy, CA

Age 64 b. 9/16/1961
📍 6515 Kensington Pl, #gilroy, CA 95020-6769
👨‍👩‍👧 Relatives: Alan R Burks,Sam Burks
🕐 4 previous addresses

Terri Burks from Orlando, FL

Age 58 b. Dec 1967 Orange Co.
📍 3512 Pine Ridge Ct
📞 (636) 239-0633, (407) 886-3067
👤 aka Terri L Gray, Terri Lburks

Terri Burks from San Antonio, TX

Age 57
📍 9315 Shining Star, San Antonio, TX 78239
📞 (210) 659-2951
👨‍👩‍👧 Relatives: Dale Ray Burks,Anita R Burks,Anita M Burks

Terri Burks from Mexico Beach, FL

Age 62 b. May 1963 Bay Co.
📍 Po Box 14208
📞 (404) 427-5057

Terri D Burks from Indianapolis, IN

Age 76 b. 2/6/1950
📍 5325 S Harding St, #indianapolis, IN 46217-9574
🕐 3 previous addresses

Terri Burks from Roseburg, OR

Age 64 b. Dec 1961 Douglas Co.
📍 3019 Ne Monterey Dr
📞 (541) 673-8115

Terri Burks from Pearcy, AR

Age 71 b. Nov 1954
📍 329 D M Ct
📞 (501) 520-7329
👤 aka Terri Dawn Beam, Terri Cox Beam, Terri Bran

Terri Burks from Gilroy, CA

Age 64 b. Sep 1961 Santa Clara Co.
📍 6515 Kensington Pl
📞 (408) 842-0238
👤 aka Burks Terri

Terri Burks from Louisville, KY

Age 64 b. Aug 1961 Jefferson Co.
📍 4901 Cawood Dr Apt 3
📞 (502) 968-4733

Terri Burks from Louisville, KY

Age 47
📍 2211 Lytle St, Louisville, KY 40212
📞 (502) 776-9385, (502) 451-3765, (502) 776-9385

Terri Burks from Minneapolis, MN

Female
📍 2115 Aldrich Ave S
📞 (612) 281-3060 (SPRINT)

Terri Burks from Pearcy, AR

Age 72 b. 1954 Female
📍 329 D And M Ct
📞 (501) 520-7329

Terri Burks from Bloomington, IN

Age 67 b. Nov 1958
📍 6691 W State Road 48
👤 aka Terri Rene Burks

Terri Burks from Centre, AL

Age 64 b. Jul 1961
📍 1534 County Road 101
👤 aka Terri Lynn Burks, Teri L Burks, Terri H Dockery

Terri Burks from Houston, TX

Age 56 b. Mar 1970
📍 Genera Delivery

Terri Burks from Port Saint Joe, FL

Age 62 b. May 1963
📍 8107 Alabama Ave
👤 aka Trri L Burks, Terry A Burks, Terry Lynn Burks

Terri Burks from Beech Grove, IN

Age 75 b. Feb 1951 Marion Co.
📍 214 S 4th Ave

Terri Burks from Bloomington, IN

Age 67 b. Nov 1958 Monroe Co.
📍 3989 S Eastmont Ave
👤 aka Burks Terri

Terri Burks from Simms, TX

Age 64 b. Apr 1961
📍 27 James Bowie Ln
👤 aka Terri Lynn Elkins

Terri Burks from Olive Branch, MS

Age 58 b. Mar 1968
📍 4848 Grazeland Cv
👤 aka Terri Lovetta Burks, Terri Lovetta Bowens, Levetta Bowens

Terri Burks from Louisville, KY

Age 75 b. Mar 1951
📍 4819 Dover Rd Apt 1

Terri Burks from Edwardsburg, MI

Age 58 b. Mar 1968
📍 66666 Conrad Rd
👤 aka Terri Lee Rousey, Terri E Burks

Terri Burks from Clarksdale, MS

Age 43 b. Jul 1982
📍 425 Washington Ave Apt 12

Terri Burks from Louisville, KY

Age 60 b. Oct 1965
📍 1915 Rockford Ln Apt 123
👤 aka T Burks

Terri Burks from Caseyville, IL

Age 59 b. Mar 1967
📍 925 Thornridge Ct
👤 aka Terri Lemott Cade, Terri L Cad, T L Cade

Terri Burks from Maple Grove, MN

Age 70 b. May 1955
📍 17947 69th Pl N
👤 aka Terri J Burks

Terri Burks from Louisville, KY

Age 64 b. Aug 1961
📍 4307 Landside Dr
👤 aka Terry L Burks

Terri Burks from Niles, MI

Age 58 b. Mar 1968 Berrien Co.
📍 61007 Indian Lake Rd
👤 aka Terri L Rousey

Terri Burks from Birmingham, AL

0
📍 2812 John Bryan Rd #d, Birmingham, AL 35211

Terri Burks from Three Rivers, TX

0
📍 583 Po Box, Three Rivers, TX 78071

Terri Burks from Kenneth City, FL

Pinellas Co.
📍 5264 61st Way N
📞 (813) 545-8123

Terri Burks from Springdale, AR

Washington Co.
📍 231 Carlock Rd
📞 (410) 546-6950

Terri Burks from Denver, CO

Denver Co.
📍 12325 Albrook Dr
📞 (561) 778-5225

Terri Burks from Louisville, KY

Jefferson Co.
📍 5313 Rural Way
📞 (740) 732-7153

Terri Burks from Irvine, CA

Orange Co.
📍 5051 Alton Pkwy
📞 (702) 896-9600

Terri Burks from Saint Louis, MO

📍 4234 Dewey Ave Apt 1n

Terri Burks from Louisville, KY

Jefferson Co.
📍 4325 Shepherdsville Rd

Terri Burks from Hamtramck, MI

📍 13708 Gable St

Terri Burks from Costa Mesa, CA

Orange Co.
📍 3008 Royal Palm Dr D
👤 aka Burks Terri Lorraine

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 43 contact records for Terri Burks across 14 states. The most recent address on file is in Orlando, Florida. Of these records, 21 include phone numbers and 2 include email addresses. Ages range from 46 to 57, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Burks Terri K Fisher

Chesterfield County
· 13318 Lady Ashley Rd, Midlothian

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to Terri Burks in Midlothian. Values shown are from county assessor records and may differ from current market prices.

Terri Cox Burks

329 D & M Court, Pearcy, AR, 71964

Terri L Burks

8107 Alabama Ave, Port St Joe, , 32456

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 2 voter registration records were found for Terri Burks in Arkansas, . Voter data is released as public information under state election laws and reflects status at time of the state data release.

2010 Toyota Camry
· Registered to: Terri Burks
· VIN: 4T1BK3EKXAU104662
·
4848 Grazeland Cv, Olive Branch, MS, 38654-8750
·
(662) 893-6382
2010 MAZDA MAZDA6
· Registered to: Terri Burks
· VIN: 1YVHZ8CH2A5M27106
·
113 Larkspur Dr, Huntington, WV, 25705-3903
2006 FORD TAURUS
· Registered to: Terri Burks
· VIN: 1FAFP53U16A152587
·
4901 Cawood Dr Apt 3, Louisville, KY, 40218
·
(502) 290-5952
· Registered to: Terri Burks
·
PO Box 171, Simms, TX, 75574

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 4 vehicle registration records are associated with Terri Burks. Registered makes include Toyota, Mazda, Ford, N. The most recent model year on record is 2010. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

The Wellness Center

Owner
+16127272989terri@wellnesscentermn.com
Minneapolis,
LinkedIn

Betts Brian DC

President
(612) 727-2989
Minneapolis, MN
Amusement and Recreation Services (Services)

The Bloomington Project School INC

Terri BurksBusiness Manager
Bloomington, IN

Terri Burks

Data Entry Specialist
Rx Crossrads
Louisville, Kentucky, United States Health, Wellness And Fitness
LinkedIn

Terri Burks

Data Entry Specialist
Rx Crossrads
Kentucky
LinkedIn

Fred Anderson Toyota

Terri BurksPresident
(407) 886-3067trbur4@aol.com
539 Conure St, Apopka, FL32712
fredandersontoyota.com

Fred Anderson Toyota

Terri BurksPresident
(407) 886-3067trbur4@aol.com
539 Conure St, Apopka, FL32712

Terri Burks

San Francisco Bay Area

Fred Anderson Toyota

Terri BurksPresident
(407) 886-3067trbur4@aol.com
539 Conure St, Apopka, FL32712

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 18 business affiliations were found for Terri Burks. Companies include Betts Brian DC, Rx Crossrads, Fred Anderson Toyota. Roles listed include Owner and Cfo. Records are compiled from state business registries, SEC filings, and professional networking databases.

Terri Burks

Carol William Hayes High School - Birmingham, AL, AL
1979

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Terri Burks has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$50 Aug 19, 2020
2020
Biden Victory Fund
Burks, Terri Not Employed Caseyville, IL
$50 Aug 19, 2020
Biden Victory Fund
Contributor Not Employed Caseyville, IL

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 2 political contribution records found for Terri Burks. Total disclosed contributions amount to $100. Recipients include Biden Victory Fund. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Terri K Burks

Age 40 Female
·
13318 Lady Ashley Rd, Midlothian, VA 23114 (Chesterfield County)
37.4770, -77.6434
· (804) 405-1810
Marital: Married TZ: Eastern
Occ: Management Edu: Some College
Homeowner Single Family Built 1983 Purchased 2008
MP

Terri L Burks

Age 50 Female
·
1151 Shire St, Nokomis, FL 34275 (Sarasota County)
27.1474, -82.4378
· (941) 882-4192
Marital: Married TZ: Eastern
Occ: Healthcare Edu: Some College
Homeowner Single Family Built 1978 Purchased 2003
MP

Terri R Burks

Age 58 Female
·
6691 W State Road 48, Bloomington, IN 47404 (Monroe County)
39.1630, -86.6289
· (812) 480-7280
Marital: Married TZ: Eastern
Homeowner Single Family Built 2002 Purchased 2000
MP

Terri D Burks

Age 62 Female
·
17947 69th Pl N, Maple Grove, MN 55311 (Hennepin County)
45.0810, -93.5081
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 2002 Purchased 2016
MP

Terri L Burks

Age 54 Female
·
PO Box 14208, Mexico Beach, FL 32410 (Bay County)
30.1565, -85.6482
Marital: Single TZ: Central
Occ: White Collar Edu: Some College
Homeowner Single Family Built 1993 Purchased 2012
MP

Terri L Burks

Female
·
925 Thornridge Ct, Caseyville, IL 62232 (Saint Clair County)
38.6358, -89.9716
TZ: Central
Homeowner Single Family Purchased 2016
MP

Terri Burks

Female
·
1319 Edgewood Dr, Richardson, TX 75081 (Dallas County)
32.9360, -96.7024
TZ: Central
Single Family
MP

Terri L Burks

Age 56 Female
·
4901 Cawood Dr, Louisville, KY 40218 (Jefferson County)
38.1805, -85.6423
· (843) 306-0699
Marital: Single TZ: Eastern
Occ: Professional Edu: High School
Homeowner Multi-Family
MP

Terri Burks

Age 49 Female
·
4848 Grazeland Cv, Olive Branch, MS 38654 (Desoto County)
34.9314, -89.7402
· (662) 893-6382
Marital: Married TZ: Central
Homeowner Single Family Built 2005 Purchased 2002
MP

Terri Burks

Female
·
1221 Westlynne Way, Louisville, KY 40222 (Jefferson County)
38.2681, -85.6140
· (502) 432-7814
TZ: Eastern
Multi-Family
MP

Terri Burks

Female
·
6912 Sky Blue Ave, Louisville, KY 40258 (Jefferson County)
38.1504, -85.8515
Marital: Single TZ: Eastern
Single Family
MP

Terri L Burks

Age 49 Female
·
1709 Hogue Ave, Apopka, FL 32712 (Orange County)
28.7099, -81.5163
Marital: Married TZ: Eastern
Occ: Service Industry Edu: High School
Single Family
MP

Terri L Burks

Age 55 Female
·
6515 Kensington Pl, Gilroy, CA 95020 (Santa Clara County)
36.9930, -121.5690
· (408) 842-0238
Marital: Married TZ: Pacific
Occ: Professional Edu: High School
Homeowner Single Family Built 1979 Purchased 1999
MP

Terri C Burks

Age 62 Female
·
329 D And M Ct, Pearcy, AR 71964 (Garland County)
34.4309, -93.2614
· (501) 520-7329
Marital: Married TZ: Central
Occ: Management Edu: Some College
Homeowner Single Family Built 2000 Purchased 2011

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 14 demographic profiles associated with Terri Burks. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Terri Burks. These loans were issued to businesses, not individuals.

Nicole Williams

Sole Proprietorship

$20,833 Exemption 4
Address:
2812 John Bryan Rd
Birmingham, AL35211-5674
Approved

Apr 15, 2021

Jobs Reported

1

Loan #

3681638806

Loan Size

Small

The Wellness Center INC

Subchapter S Corporation

$76,292 Paid in Full
Address:
4201 E 54th St
Minneapolis, MN55417-2245
Approved

Mar 5, 2021

Forgiven

$76,824

Jobs Reported

13

Loan #

7013328505

Loan Size

Small

Dennis Billingsley

Sole Proprietorship

$20,415 Paid in Full
Address:
2812 John Bryan Rd Apt I
Birmingham, AL35211-5607
Approved

May 27, 2021

Forgiven

$20,626

Jobs Reported

1

Loan #

8160369006

Loan Size

Small

Troyer Brothers INC

Corporation

$471,253 Paid in Full
Address:
6691 W State Road 124
Decatur, IN46733-8330
Approved

Feb 9, 2021

Forgiven

$473,344

Jobs Reported

48

Loan #

5948958404

Loan Size

Medium

Abc Learning Centre INC

Non-Profit Childcare Center

$165,200 Paid in Full
Address:
6691 W State Road 46
Columbus, IN47201-5079
Approved

Mar 12, 2021

Forgiven

$166,386

Jobs Reported

26

Loan #

9267168504

Loan Size

Medium

Source: SBA PPP Loan Data · CARES Act Public Disclosures 5 PPP loan records are linked to businesses associated with Terri Burks. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Terri Burks on the map

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Found 78 results across 16 states

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Terri Burks in Apopka, FL: Background Summary

Location
539 Conure St,Apopka, FL 32712, Apopka, FL
Other Locations
Orlando, FL · Mexico Beach, FL · Roseburg, OR and 23 more
Profiles Found
43 people with this name
Phone Numbers
(407) 886-3409 and 20 others on file
Email
turbur4@aol.com and 1 other on file
Possible Relatives
Sherry Gray Cuenca, William R Burks, William F Gray, Shirley E Gray, Burks Virgil Carter and 17 more
Career
Owner, Cfo at Betts Brian DC, Rx Crossrads
Properties
1property owned
Vehicles
4 linked — 2010 Toyota Camry, 2010 Mazda Mazda6 and 2 more
Contributions
$100 total — Biden Victory Fund
PPP Loans
$754K for Nicole Williams, The Wellness Center INC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Terri Burks. Because public records are indexed by name rather than by a unique identifier, the 99 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Terri Burks

Search Complexity: High

99 public records across 16states, belonging to approximately 43 different individuals. With 43 distinct profiles across 16 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county — highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 16 states. Highest concentration: Florida (13%), followed by Kentucky and Arkansas. Spans the South and Midwest regions.

FL13recordsKY12recordsAR10recordsCA7recordsTX6recordsIN6records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (62%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (18) and PPP Loan Records (5).

52
Contact & Address Records
18
Business & Corporate Filings
5
PPP Loan Records
4
Vehicle Registration Records
2
Voter Registration Records
2
Political Contribution Records

Age Distribution

Age range: approximately 32 years, suggesting multiple generations. Largest group: Senior (65+) (38%).

Senior (65+)6peopleMiddle-Age (40-64)10people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Terri Burks

Is Terri Burks a registered voter?
Yes, voter registration records show Terri Burks is registered in Arkansas. We found 2 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Terri Burks own property?
County assessor records show 1 property associated with Terri Burks . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Terri Burks?
Records show 4 vehicle registrations associated with Terri Burks, including a 2010 Toyota Camry. Registered makes include Toyota, Mazda, Ford, N. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Terri Burks?
We found 18 business affiliations for Terri Burks (Owner). Other companies include rx crossrads, Fred Anderson Toyota. Business records are compiled from state registries, SEC filings, and professional databases.
Has Terri Burks made political donations?
FEC disclosure records show 2 reported political contributions from Terri Burks, totaling $100. Recipients include Biden Victory Fund. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Terri Burks?
Our database contains 99 total records for Terri Burks spanning 16 states. This includes 43 distinct contact records, 21 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Terri Burks?
The 99 records displayed for Terri Burks are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Terri Burks remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.