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Terry L Horning from Holton, KS

Age 67 b. 4/21/1958
📍 426 Commanche Dr, #holton, KS 66436-1132
✉️ terryhorning@hotmail.com
👨‍👩‍👧 Relatives: Casey L Kathrens,Craig V Kathrens,Harold H Craig,Kenneth E Craig,Laurel R Craig,Natalie E Kathrens,Natalie E Kathrens,Stuart A Horning,Velma L Craig,Bonnie J Farley Sr,Cassandra N Dixson,Craig H Heiple,Jennifer L Craig,Jimmy E Craig,Joe M Craig,Kurt S Kathrens,Larry Allen Craig,Rebecca J Craig,Richard J Farley,Allison L Cunningham,Amanda K Lero,Benjamin G Karpinski,Catherine A Rodkey,Catherine E Wood,Craig F Russell,Diane S Kathrens,Heidi M Kathrens,Heidi Kathrens,Jaimie L Kathrens,James M Bailey,Janis L Karpinski,Jeff M. Kathrens,Jennifer E Manka,John E Craig Jr,John A Karpinski,John A Karpinski,Karen S Craig,Laney D Kathrens,Larry G Kathrens,Leah C Bond,Lee T Trent,Mark J Kathrens,Michael J Bailey,Nancy J Kathrens,Sarah D Wood,Steven Wendell Kathrens,Teri N Craig,Tina M Bailey,Wallace W Kathrens,Wallace W Kathrens
🕐 11 previous addresses

Terry Horning from Cheverly, MD

Age 73 b. May 1952
📍 6103 Forest Rd
📞 (301) 341-1494
👤 aka Terry A Horning

Terry Horning from Smiths Creek, MI

Age 44 b. Feb 1982 Saint Clair Co.
📍 1893 Burns Rd
📞 (810) 367-6129

Terry Horning from Greensburg, PA

Age 88 b. Apr 1937 Westmoreland Co.
📍 933 Rolling Meadows Dr
📞 (412) 834-0681

Terry Horning from Dunkirk, MD

Age 62 b. Mar 1964 Calvert Co.
📍 3420 Jones Rd
📞 (410) 257-6769

Terry Horning from Pacifica, CA

Age 67 b. Apr 1958 San Mateo Co.
📍 302 Palmetto Ave 108
📞 (901) 388-4846

Terry Horning from Galion, OH

Age 60 b. Nov 1965 Crawford Co.
📍 220 E Church St
📞 (419) 462-8556

Terry Horning from Sandusky, OH

Age 77 b. Feb 1949 Erie Co.
📍 140 Seminole Trl
📞 (419) 684-5185

Terry Horning from Norwalk, OH

Age 77 b. Feb 1949 Huron Co.
📍 165 Gibbs Rd R 1
📞 (419) 668-8729

Terry Horning from Hughesville, PA

Age 84 b. Nov 1941 Lycoming Co.
📍 296 Cemetery St
📞 (570) 584-4362

Terry Horning from Greensburg, PA

Age 89 b. Sep 1936 Westmoreland Co.
📍 25 Barclay St
📞 (724) 834-0681

Terry Horning from Creston, IA

Age 81 b. May 1944 Union Co.
📍 1403 N Elm St
📞 (548) 052-6655

Terry Horning from Adams Center, NY

Age 89
📍 18669 Owens Rd, Adams Center, NY 13606
📞 (315) 583-5702, (315) 583-5702

Terry Horning from Des Moines, IA

Male
📍 2808 Fleur Dr Apt 210
📞 (515) 229-4331 (VERIZON WIRELESS)

Terry Horning from New Port Richey, FL

Age 101 b. 1925 U
📍 9530 Sunbeam Dr
📞 (315) 583-5702

Terry Horning from Holton, KS

Age 71 b. Sep 1954 Jackson Co.
📍 101 Iowa Ave

Terry Horning from Mountain View, CA

Age 67 b. Apr 1958 Santa Clara Co.
📍 530 Showers Dr Unit 7170

Terry Horning from Sun City, AZ

Age 81 b. May 1944
📍 10652 W Coggins Dr

Terry Horning from Beulah, ND

Age 77 b. Dec 1948 Mercer Co.
📍 205 3rd Ave Nw 306

Terry Horning from Adams Center, NY

Jefferson Co.
📍 18669 Owens Rd

Terry Horning from Rochester, NY

Monroe Co.
📍 118 Okd Hickory Trl

Terry Horning from Alachua, FL

Alachua Co.
📍 739 Tur Key Creek Bl

Terry Horning from Linden, PA

Lycoming Co.
📍 Po Box 158

Terry Horning from Galion, OH

Crawford Co.
📍 7694 State Route 97

Terry Horning from Rochester, NY

Monroe Co.
📍 118 Old Hickory Trl

Terry Horning from Dunkirk, MD

Calvert Co.
📍 3420 Old Jones Rd

Terry Horning

📍 8 Greensburg Pa

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 27 contact records for Terry Horning across 11 states. The most recent address on file is in Cheverly, Maryland. Of these records, 15 include phone numbers and 1 include email addresses. The listed age is 89. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Horning Terry L & Sue A

Prince-georges County
· 6103 Forest Road, Md 20785.0
Built: 1940.0
Assessed: $227,600

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to Terry Horning. Values shown are from county assessor records and may differ from current market prices.

Terry A Horning

Democrat Reg: 08/11/1960
25 Barclay St, Greensburg, PA, 15601
DOB: 04/03/1937 Gender: Unknown

Terry L. Horning

Gender: F

Terry Lee Horning

Democrat
6103 Forest Rd, Cheverly, MD, 20785
Gender: Male
County: Prince George's

Terry R Horning

Reg: C009025
18669 Owens Rd
DOB: 19250201 Gender: Male
Senate: 21

Terry M Horning

Reg: 1/1/105781
6 Adams Ave
DOB: 19581107 Gender: Male
Senate: 21

Terry A Horning

25 Barclay St
DOB: 04/03/1937 Gender: Unknown

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 6 voter registration records were found for Terry Horning in Pennsylvania, Maryland. Records show affiliations with D, DEM, which may reflect different individuals or changes over time. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2009 FORD ESCAPE
· Registered to: Terry Horning
· VIN: 1FMCU03779KD02019
·
6103 Forest Rd, Cheverly, MD, 20785
2008 Ford Explorer
· Registered to: Terry Horning
· VIN: 1FMEU74888UA39695
·
220 E Church St, Galion, OH, 44833
·
(419) 462-8556
2011 Ford Ranger
· Registered to: Terry Horning
· VIN: 1FTKR1AD0BPA41566
·
6103 Forest Rd, Hyattsville, MD, 20785-3025
2012 CHEVROLET CRUZE
· Registered to: Terry Horning
· VIN: 1G1PH5SC3C7188075
·
31347 Ute Ave, Waukee, IA, 50263-7550
2012 Ram 5500
· Registered to: Terry Horning
· VIN: 3C7WDNFL2CG197365
·
(419) 544-0116
2007 NISSAN XTERRA
· Registered to: Terry Horning
· VIN: 5N1AN08W17C506598
·
6 Adams Ave, Johnstown, NY, 12095-1030
2006 Dodge Ram 3500
· Registered to: Terry Horning
· VIN: 3D7MX48C26G133615
·
220 E Church St, Galion, OH, 44833
·
(419) 462-8556

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 7 vehicle registration records are associated with Terry Horning. Registered makes include Ford, Chevrolet, Ram, Nissan and others. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Lee Hecht Harrison Knightsbridge

Senior Consultant
+18882835151terry.horning@lhhknightsbridge.com
Edmonton,
LinkedIn

T & H Co

Owner
(419) 468-4696
Galion, OH
Construction - Special Trade Contractors (Construction)

H & H Management & Info Svcs

Principal
(301) 341-1494
Hyattsville, MD
Engineering, Management, Accounting, Research and Related Industries (Services)

Terry Horning

Canada
LinkedIn

Terry Craig Horning

Topeka, Kansas Area

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 8 business affiliations were found for Terry Horning. Companies include T & H Co, H & H Management & Info Svcs. Roles listed include Senior Consultant. Records are compiled from state business registries, SEC filings, and professional networking databases.

Terry L Horning

Group Tour
Jul 28, 2012, 09:30 AM
· WH

Source: White House Visitor Logs · Obama Administration Transparency Initiative · NARA Terry Horning appears in 1 White House visitor log entry from the WAVES/ACR access control system. These records were released under government transparency initiatives and primarily cover the Obama administration era.

Terry Horning

Creston High School - Creston, IA, IA
1962

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Terry Horning has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$55 Jan 7, 2010
2010
Prince George S Co Prof Fire Fighters & Paramed Assoc Pac
Horning, Terry L Bowie, MD
$10 Nov 19, 2007
2008
Prince George S Co Prof Fire Fighters & Paramed Assoc Pac
Horning, Terry L Bowie, MD
$5 Nov 18, 2008
2008
Prince George S Co Prof Fire Fighters & Paramed Assoc Pac
Horning, Terry L Bowie, MD
$35 Aug 9, 2010
2010
Prince George S Co Prof Fire Fighters & Paramed Assoc Pac
Horning, Terry L Bowie, MD
$10 Jan 7, 2008
2008
Prince George S Co Prof Fire Fighters & Paramed Assoc Pac
Horning, Terry L Bowie, MD
$10 Jan 11, 2011
2012
Prince George S Co Prof Fire Fighters & Paramed Assoc Pac
Horning, Terry L Bowie, MD
$10 Jan 13, 2009
2010
Prince George S Co Prof Fire Fighters & Paramed Assoc Pac
Horning, Terry L Bowie, MD
$60 Jan 4, 2016
2016
Prince George S County Professional Fire Fighters Association Pac
Horning, Terry Government @ Pgc Cheverly, MD
$60 Jan 6, 2014
2014
Prince George S County Professional Fire Fighters Association Pac
Horning, Terry Government @ Pgc Cheverly, MD
$5 Jun 1, 2014
2014
Prince George S County Professional Fire Fighters Association Pac
Horning, Terry Government @ Pgc Cheverly, MD
$5 Jan 7, 2010
2010
Prince George S Co Prof Fire Fighters & Paramed Assoc Pac
Horning, Terry L Bowie, MD
$20 May 1, 2014
2014
Prince George S County Professional Fire Fighters Association Pac
Horning, Terry Government @ Pgc Cheverly, MD
$30 Aug 7, 2007
2008
Prince George S Co Prof Fire Fighters & Paramed Assoc Pac
Horning, Terry L Bowie, MD
$10 Jan 7, 2015
2016
Prince George S County Professional Fire Fighters Association Pac
Horning, Terry Government @ Pgc Cheverly, MD
$5 Sep 17, 2007
2008
Prince George S Co Prof Fire Fighters & Paramed Assoc Pac
Horning, Terry L Bowie, MD
$10 Oct 6, 2014
2014
Prince George S County Professional Fire Fighters Association Pac
Horning, Terry Government @ Pgc Cheverly, MD
$5 Aug 9, 2007
2008
Prince George S Co Prof Fire Fighters & Paramed Assoc Pac
Horning, Terry L Bowie, MD
$10 Oct 1, 2010
2010
Prince George S Co Prof Fire Fighters & Paramed Assoc Pac
Horning, Terry L Bowie, MD
$10 Aug 1, 2014
2014
Prince George S County Professional Fire Fighters Association Pac
Horning, Terry Government @ Pgc Cheverly, MD
$60 Feb 1, 2012
2012
Prince George S Co Prof Fire Fighters & Paramed Assoc Pac
Horning, Terry L Bowie, MD
$60 Invalid Date
2018
Prince George S County Professional Fire Fighters Association Pac
Horning, Terry Cheverly, MD
$60 Invalid Date
2016
Prince George S County Professional Fire Fighters Association Pac
Horning, Terry Government @ Pgc Cheverly, MD
$45 Oct 18, 2008
2008
Prince George S Co Prof Fire Fighters & Paramed Assoc Pac
Horning, Terry L Bowie, MD
$5 Nov 6, 2014
2014
Prince George S County Professional Fire Fighters Association Pac
Horning, Terry Government @ Pgc Cheverly, MD
$5 Nov 5, 2010
2010
Prince George S Co Prof Fire Fighters & Paramed Assoc Pac
Horning, Terry L Bowie, MD
$60 Jan 5, 2012
2012
Prince George S Co Prof Fire Fighters & Paramed Assoc Pac
Horning, Terry L Bowie, MD
$60 Jan 6, 2014
Prince George S County Professional Fire Fighters Association Pac
Contributor Government @ Pgc Cheverly, MD
$60
2014
Prince George S County Professional Fire Fighters Association Pac
Contributor Government @ Pgc Cheverly, MD

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 28 political contribution records found for Terry Horning. Total disclosed contributions amount to $780. Recipients include Prince George S County Professional Fire Fighters Association Pac. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Terry L Horning

Age 65 Male
·
6103 Forest Rd, Hyattsville, MD 20785 (Prince Georges County)
38.9248, -76.9117
· (301) 341-1494
Marital: Married TZ: Eastern
Edu: Graduate School
Homeowner Single Family Built 1940 Purchased 1976
MP

Terry M Horning

Age 58 Male
·
6 Adams Ave, Johnstown, NY 12095 (Fulton County)
43.0246, -74.3668
Marital: Single TZ: Eastern
Homeowner Single Family
MP

Terry Horning

·
205 3rd Ave NW, Hazen, ND 58545 (Mercer County)
47.2951, -101.6280
TZ: Central
Single Family
MP

Terry G Horning

Age 68 Male
·
140 Seminole Trl, Sandusky, OH 44870 (Erie County)
41.4685, -82.8207
· (419) 626-8683
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1945 Purchased 2006
MP

Terry O Horning

Age 35 Male
·
1817 Richman Rd, Smiths Creek, MI 48074 (Saint Clair County)
42.9559, -82.6029
Marital: Married TZ: Eastern
Occ: Professional
Homeowner Single Family
MP

Terry Horning

·
4643 Brott Rd, North Street, MI 48049 (Saint Clair County)
43.0389, -82.6097
TZ: Eastern
Homeowner Single Family Purchased 2013
MP

Terry Horning

·
2414 59th Pl, Hyattsville, MD 20785 (Prince Georges County)
38.9204, -76.9185
TZ: Eastern
Single Family
MP

Terry L Horning

Age 53 Female
·
3420 Old Jones Rd, Dunkirk, MD 20754 (Calvert County)
38.7124, -76.6675
· (443) 642-0447
Marital: Single TZ: Eastern
Edu: High School
Homeowner Single Family Built 1992 Purchased 1992
MP

Terry R Horning

Age 92
·
9530 Sunbeam Dr, New Prt Rchy, FL 34654 (Pasco County)
28.3118, -82.6575
· (315) 583-5702
Marital: Married TZ: Eastern
Edu: Some College
Single Family
MP

Terry F Horning

Age 51 Male
·
220 E Church St, Galion, OH 44833 (Crawford County)
40.7351, -82.7874
· (419) 462-8556
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1940 Purchased 1997
MP

Terry A Horning

Age 80 Male
·
25 Barclay St, Greensburg, PA 15601 (Westmoreland County)
40.3112, -79.5485
· (717) 773-6985
Marital: Married TZ: Eastern
Occ: White Collar Edu: High School
Homeowner Single Family
MP

Terry L Horning

Age 70
·
PO Box 306, Beulah, ND 58523 (Mercer County)
47.2922, -101.8280
· (701) 873-5261
Marital: Married TZ: Central
Homeowner Built 2004 Purchased 2013

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 12 demographic profiles associated with Terry Horning. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Terry Horning on the map

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Found 53 results across 11 states

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Terry Horning in KS: Background Summary

Location
426 Commanche Dr Holton, KS 66436-1132
Other Locations
Cheverly, MD · Smiths Creek, MI · Greensburg, PA and 17 more
Profiles Found
27 people with this name
Phone Numbers
(785) 364-3424 and 15 others on file
Email
terryhorning@hotmail.com
Possible Relatives
Casey L Kathrens, Craig V Kathrens, Harold H Craig, Kenneth E Craig, Laurel R Craig and 42 more
Career
Senior Consultant at T & H Co, H & H Management & Info Svcs
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
7 linked — 2009 Ford Escape, 2008 Ford Explorer and 5 more
Contributions
$780 total — Prince George S County Professional Fire Fighters Association Pac, Prince George S County Professional Fire Fighters Association Pac
White House
1 recorded visit

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Terry Horning. Because public records are indexed by name rather than by a unique identifier, the 94 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Terry Horning

Search Complexity: High

94 public records across 11states, belonging to approximately 27 different individuals. With 27 distinct profiles across 11 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 11 states. Highest concentration: Maryland (16%), followed by Ohio and Pennsylvania. Spans the Midwest and South regions.

MD15recordsOH8recordsPA6recordsNY5recordsIA4recordsMI4records

Record Type Breakdown

Data spans 6 record categories. Largest: Contact & Address Records (38%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (28) and Business & Corporate Filings (8).

30
Contact & Address Records
28
Political Contribution Records
8
Business & Corporate Filings
7
Vehicle Registration Records
6
Voter Registration Records
1
Property Ownership Records

Age Distribution

Age range: approximately 46 years, suggesting multiple generations. Largest group: Senior (65+) (75%).

Senior (65+)9peopleMiddle-Age (40-64)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Terry Horning

Is Terry Horning a registered voter?
Yes, voter registration records show Terry Horning is registered in Pennsylvania with D affiliation. We found 6 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Terry Horning own property?
County assessor records show 1 property associated with Terry Horning . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Terry Horning?
Records show 7 vehicle registrations associated with Terry Horning, including a 2009 FORD ESCAPE. Registered makes include Ford, Chevrolet, Ram, Nissan. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Terry Horning?
We found 8 business affiliations for Terry Horning (Senior Consultant). Other companies include H & H Management & Info Svcs. Business records are compiled from state registries, SEC filings, and professional databases.
Has Terry Horning made political donations?
FEC disclosure records show 28 reported political contributions from Terry Horning, totaling $780. Recipients include Prince George S County Professional Fire Fighters Association Pac. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Terry Horning?
Our database contains 94 total records for Terry Horning spanning 11 states. This includes 27 distinct contact records, 15 with phone numbers, 1 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Terry Horning?
The 94 records displayed for Terry Horning are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Terry Horning remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.