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Mr Terry Lee Schlegel Jr from Dallas, TX

Age 84 b. 11/19/1941
📍 16660 Dallas Pkwy, Ste 2600, #dallas, TX 75248-2621
✉️ lana.schlegel@worldnet.att.net, coralinen@aol.com, terrys@corel.com, terry.schlegel@address.com, lanaschlegel@comcast.net, coralinen@iwon.com, terryschlegel@yahoo.com, jeanschlegel@mail.com
👨‍👩‍👧 Relatives: Jean M Schlegel,Daniel L Schlegel,Darrah Andrey Schlegel,Darren M Schlegel,Dawn V England,Dianna L Schlegel,Elizabeth M Schlegel,Heather A Lee,John A Schlegel,Jonathan H Schlegel,Lee C Bassett,Melvin W Schlegel,Todd W Schlegel,Audra Smith,Barbara Ann England,Charlotte A Lee,Diane G Schlegel,Elizabeth K Crock,Elizabeth M Crock,F Crock,Frederick J Lee,George F Lee Sr,Heather A Lee,Jennifer E Crock,Jennifer L Schlegel,Joseph F Crock,Kameron G Schlegel,Lee C Bassett,Leslie Lee Kinder,Lisa P Hathaway,Lora L Hoops,Lori Ann Hogrefe,Lorraine P Bassett,Mae F Hall,Matthew L Hibbert,Norman W England 4th,Robert W Behney 3rd,Ronald J Hall Jr,Steven S Lee,Susan Crock,Barbara C Testi,Beth L England,Bettyl England,Christie L England 4th,Colleen A Hibbert 4th,James A Kinder,Jessica Mae Archick,Joanne D Condosta,Norman W England Jr,Paul M Condosta
🕐 16 previous addresses

Terry Schlegel from Port Richey, FL

Age 58
📍 8900 Farmington Ln, Port Richey, FL 34668
📞 (727) 849-7263, (727) 849-9513
✉️ lightning.35@hotmail.com
👨‍👩‍👧 Relatives: Walter R Schlegel,Josephine J Schlegel,Paula M Schlegel,Raymond R Schlegel,Maria R Schlegel,Allison C Schlegel,Bonnie L Schlegel,Jo Schlegel

Terry Schlegel from Placerville, CA

Age 69 b. Nov 1956 El Dorado Co.
📍 1516 Lower Lake Dr
📞 (916) 621-4878, (530) 621-4878

Terry Schlegel from Manhattan, KS

Age 72 b. Jul 1953 Riley Co.
📍 2220 Griffith Ter
📞 (913) 776-8722, (785) 537-0511

Terry Schlegel from Frederick, MD

Age 82 b. Feb 1944 Frederick Co.
📍 5521 Camelot Ct
📞 (301) 662-4814

Terry Schlegel from Centerville, MA

Age 76 b. Nov 1949 Barnstable Co.
📍 76 Cranberry Ln
📞 (508) 775-7808

Terry Schlegel from Columbia Fls, MT

Age 75 b. Sep 1950 Flathead Co.
📍 170 S Hilltop Rd
📞 (402) 465-9044

Terry Schlegel from Kutztown, PA

Age 65 b. 1961 Berks Co.
📍 15 Hilltop Rd
📞 (610) 683-8031

Terry Schlegel from Douglassville, PA

Age 64 b. Sep 1961 Berks Co.
📍 432 Hill Rd
📞 (610) 370-3588

Terry Schlegel

📍 1205 Jefferson Ave, Defiance Oh
📞 (419) 789-3465
✉️ TJANEHOFFMAN@GMAIL.COM

Terry Schlegel from Nwptrichey, FL

Male
📍 8900 Farmington Ln
📞 (727) 236-8446 (Cell)

Terry Schlegel from Placerville, CA

Age 69 b. Nov 1956 El Dorado Co.
📍 2383 Story Book Ln

Terry Schlegel from Hudson, FL

Age 69 b. Jul 1956
📍 18442 Waydale Loop
👤 aka Terry Schlgel

Terry Schlegel from Agra, OK

Age 56 b. May 1969 Lincoln Co.
📍 Po Box 4

Terry Schlegel from Lyon Station, PA

Age 68 b. Sep 1957 Berks Co.
📍 1 S Kemp St 2 Fl

Terry Schlegel from Temperance, MI

Age 72 b. Apr 1953 Monroe Co.
📍 8237 Lewis Ave

Terry Schlegel from Matlacha, FL

Age 74 b. May 1951 Lee Co.
📍 2775 Geary St

Terry Schlegel from Reading, PA

Berks Co.
📍 120 W 47th St
📞 (610) 779-9702

Terry Schlegel from Birdsboro, PA

Berks Co.
📍 413 W 2nd St

Terry Schlegel from Lancaster, PA

Lancaster Co.
📍 343 W Walnut St Apt 2

Terry Schlegel from Hyannis, MA

📍 58 Yarmouth Rd

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 21 contact records for Terry Schlegel across 10 states. The most recent address on file is in Placerville, California. Of these records, 12 include phone numbers and 3 include email addresses. The listed age is 58. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Schlegel Terry & Maria

Pasco County
PIN: 1625271040000021960
· 8900 Farmington Ln, Port Richey 34668
Value: $30,814

Schlegel Terry

PIN: 9972-00-86-4795.000
· 1078 Charlie Long Rd, NC
Built: 2017.0
Assessed: $130,728

Schlegel Terry Lee &

Pasco County
· 18442 Waydale Loop, Port-Richey 34667.0
Built: 2015.0
Assessed: $216,629

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 3 property records linked to Terry Schlegel in Port-Richey. Values shown are from county assessor records and may differ from current market prices.

Terry L Schlegel

Democrat Reg: 02/29/1968
2160 Old Lancaster Pike, Reinholds, PA, 17569
DOB: 11/19/1941 Gender: Male

Terry Lee Schlegel

Democrat Reg: 06/22/2013
15 Hilltop Rd, Kutztown, PA, 19530
DOB: 03/12/1960

Terry L Schlegel

Republican Reg: 04/11/1990
5005 Vista Ct, Mohnton, PA, 19540
DOB: 09/03/1967 Gender: Male

Terry Lee Schlegel

18442 Waydale LOOP, Hudson, , 34667

Terry L Schlegel

Unaffiliated
5521 Camelot Ct, Frederick, MD, 21704
Gender: Male
County: Frederick

Terry Schlegel

Unaffiliated Reg: 05/10/2017
1078 Charlie Long Rd, Hurdle Mills, NC, 27541
DOB: 1949 Gender: Female
County: Person

Terry L Schlegel

2160 Old Lancaster Pike
DOB: 11/19/1941 Gender: Male

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 7 voter registration records were found for Terry Schlegel in Pennsylvania, , Maryland and 1 other state. Records show affiliations with D, R, UNA, which may reflect different individuals or changes over time. 2 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 Hyundai Elantra
· Registered to: Terry Schlegel
· VIN: KMHDH4AEXCU296505
·
76 Cranberry Ln, Centerville, MA, 02632-3723
·
(508) 775-7808
2007 Acura TL
· Registered to: Terry Schlegel
· VIN: 19UUA76557A003492
·
5005 Vista Ct, Mohnton, PA, 19540-9010
·
(610) 855-8133
2007 HYUN ENTO
· Registered to: Terry Schlegel
· VIN: KNDMC233876035483
·
8900 Farmington Ln, Port Richey, FL, 34668-5721
2004 Chevrolet Venture
· Registered to: Terry Schlegel
· VIN: 1GNDX03E34D255168
·
723 King St, Temperance, MI, 48182
·
(734) 847-4097
2013 Acura RDX
· Registered to: Terry Schlegel
· VIN: 5J8TB4H33DL003042
·
5005 Vista Ct, Mohnton, PA, 19540
·
(610) 213-4181
1989 OLDSMOBILE DELTA 88 4DR SEDAN
· Registered to: Terry Schlegel
· VIN: 1G3HY54C6KW300851
·
1103 Road 206, Cheyenne, WY, 82001
· Registered to: Terry Schlegel
· VIN: 2SWUW11A42G084488
·
140 Lakeshore Dr, Kalispell, MT, 59901
·
(406) 257-2187
1985 HONDA CIVIC HCHBK 2DR
· Registered to: Terry Schlegel
· VIN: JHMAG4318FS001176
·
1103 Road 206, Cheyenne, WY, 82001
2012 CHEVROLET CRUZE
· Registered to: Terry Schlegel
· VIN: 1G1PF5SCXC7133032
·
723 King St, Temperance, MI, 48182-1636
·
(734) 847-4097
· Registered to: Terry Schlegel
·
723 King St, Temperance, MI, 48182
·
(734) 847-4097

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 10 vehicle registration records are associated with Terry Schlegel. Registered makes include Hyundai, Acura, Hyun, Chevrolet and others. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

ProspectMX

Director Of Business Development
+18773127331tschlegel@prospectmx.com
Lancaster,
LinkedIn

Terry Schlegel

Image Development And Tax Coordinator
Schroedel, Scullin & Bestic, LLC
Ohio
tas@ssb-cpa.com
LinkedIn

Ssb LLC

Terry SchlegelSales Executive
(330) 533-1131tschlegel@ssb-cpa.com
Canfield, OH

Terry Schlegel

Director of Busines · Lancaster, Pennsylvania Area

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 12 business affiliations were found for Terry Schlegel. Companies include Ssb LLC. Roles listed include Director Of Business Development. Records are compiled from state business registries, SEC filings, and professional networking databases.

Inventor Record

Terry Schlegel - Reading

Source: USPTO Patent Database · U.S. Patent & Trademark Office Terry Schlegel is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

Terry Schlegel

Lowell High School - Lowell, MA, MA
1967

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Terry Schlegel has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$30 Oct 9, 2014
2014
Florida Onsite Wastewater Pac
Schlegel, Terry Septic Service Matlacha, FL
$30 Oct 27, 2015
2016
Florida Onsite Wastewater Pac
Schlegel, Terry Septic Service Matlacha, FL
$20 Nov 26, 2013
2014
Florida Onsite Wastewater Pac
Schlegel, Terry Septic Service Matlacha, FL
$15 Sep 30, 2011
2012
Florida Onsite Wastewater Pac
Schlegel, Terry Matlacha, FL
$20 Nov 26, 2013
Florida Onsite Wastewater Pac
Contributor Septic Service Matlacha, FL
$20
2014
Florida Onsite Wastewater Pac
Contributor Septic Service Matlacha, FL

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 6 political contribution records found for Terry Schlegel. Total disclosed contributions amount to $135. Recipients include Florida Onsite Wastewater Pac. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Terry L Schlegel

·
2160 Old Lancaster Pike, Reinholds, PA 17569 (Lancaster County)
40.2511, -76.0391
· (717) 484-4416
TZ: Eastern
Homeowner Single Family Built 1930 Purchased 1968
MP

Terry L Schlegel

Age 73 Male
·
5521 Camelot Ct, Frederick, MD 21704 (Frederick County)
39.3899, -77.3442
· (301) 662-4814
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1987 Purchased 1985
MP

Terry Schlegel

·
1860 Massachusetts Ave, Youngstown, OH 44514 (Mahoning County)
41.0282, -80.6231
Marital: Single TZ: Eastern
Homeowner Multi-Family
MP

Terry L Schlegel

Age 60 Female
·
1516 Lower Lake Dr, Placerville, CA 95667 (El Dorado County)
38.7732, -120.9610
· (530) 621-4878
Marital: Married TZ: Pacific
Edu: Some College
Homeowner Single Family Built 1990 Purchased 1990
MP

Terry Schlegel

Age 56
·
15 Hilltop Rd, Kutztown, PA 19530 (Berks County)
40.5330, -75.7506
· (610) 683-8031
Marital: Single TZ: Eastern
Occ: Service Industry Edu: High School
Homeowner Single Family
MP

Terry L Schlegel

Age 75 Male
·
5005 Vista Ct, Mohnton, PA 19540 (Berks County)
40.2359, -75.9462
· (484) 431-2608
Marital: Married TZ: Eastern
Homeowner Single Family Built 2002 Purchased 2002
MP

Terry Schlegel

Age 31
·
35 Nylander Way, Acton, MA 01720 (Middlesex County)
42.4633, -71.4547
· (978) 201-2112
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family
MP

Terry A Schlegel

Age 55
·
432 Hill Rd, Douglassville, PA 19518 (Berks County)
40.2832, -75.7476
· (610) 370-3588
Marital: Married TZ: Eastern
Edu: Graduate School
Homeowner Single Family Built 1994 Purchased 1994
MP

Terry A Schlegel

Age 64 Male
·
4827 W 78th Ter, Prairie Vlg, KS 66208 (Johnson County)
38.9869, -94.6414
Marital: Married TZ: Central
Occ: Service Industry Edu: Graduate School
Single Family
MP

Terry Schlegel

·
18442 Waydale Loop, Hudson, FL 34667 (Pasco County)
28.3917, -82.6549
· (727) 505-5323
TZ: Eastern
Homeowner Single Family Built 2015 Purchased 2016
MP

Terry L Schlegel

Age 66 Male
·
140 Lakeshore Dr, Kalispell, MT 59901 (Flathead County)
48.1801, -114.3640
· (406) 250-2187
Marital: Married TZ: Mountain
Homeowner Single Family Built 2000

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 11 demographic profiles associated with Terry Schlegel. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Terry Schlegel. These loans were issued to businesses, not individuals.

Pac Global INC.

Corporation

$175,532 Paid in Full
Address:
16660 Dallas Pkwy Ste 1200
Dallas, TX75248-6804
Approved

Jan 19, 2021

Forgiven

$176,999

Jobs Reported

6

Loan #

1637968303

Loan Size

Medium

Chem Can Services, LLC

Limited Liability Company(LLC

$179,400 Paid in Full
Address:
16660 Dallas Pkwy Ste 1600
Dallas, TX75248-6808
Approved

Apr 28, 2020

Forgiven

$181,363

Jobs Reported

18

Loan #

7909827204

Loan Size

Medium

Mirstate Insurance Agency LLC

Limited Liability Company(LLC

$27,400 Paid in Full
Address:
16660 Dallas Pkwy Ste 2250
Dallas, TX75248
Approved

Apr 29, 2020

Forgiven

$27,677

Jobs Reported

2

Loan #

3066107301

Loan Size

Small

Worth Financial Group, INC

Corporation

$20,832 Paid in Full
Address:
16660 Dallas Pkwy Ste 2200
Dallas, TX75248-2612
Approved

Jun 22, 2020

Forgiven

$20,969

Jobs Reported

1

Loan #

1547818006

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 4 PPP loan records are linked to businesses associated with Terry Schlegel. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Terry Schlegel on the map

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Found 56 results across 13 states

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Terry Schlegel in TX: Background Summary

Location
16660 Dallas Pkwy, STE 2600 Dallas, TX 75248-2621
Other Locations
Placerville, CA · Manhattan, KS · Frederick, MD and 14 more
Profiles Found
21 people with this name
Phone Numbers
(717) 484-4416 and 15 others on file
Email
lana.schlegel@worldnet.att.net and 9 others on file
Possible Relatives
Jean M Schlegel, Daniel L Schlegel, Darrah Andrey Schlegel, Darren M Schlegel, Dawn V England and 51 more
Career
Director Of Business Development at Ssb LLC
Voter Registration
Registered Democrat
Properties
2properties owned
Vehicles
10 linked — 2012 Hyundai Elantra, 2007 Acura TL and 8 more
Contributions
$135 total — Florida Onsite Wastewater Pac, Florida Onsite Wastewater Pac
PPP Loans
$403K for Pac Global INC., Chem Can Services, LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Terry Schlegel. Because public records are indexed by name rather than by a unique identifier, the 86 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights — patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Terry Schlegel

Search Complexity: High

86 public records across 13states, belonging to approximately 21 different individuals. With 21 distinct profiles across 13 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county — highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 13 states. Highest concentration: Pennsylvania (17%), followed by Florida and California. Spans the Northeast and South regions.

PA15recordsFL10recordsCA6recordsMA6recordsMD4recordsKS3records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (42%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (12) and Vehicle Registration Records (10).

31
Contact & Address Records
12
Business & Corporate Filings
10
Vehicle Registration Records
7
Voter Registration Records
6
Political Contribution Records
4
PPP Loan Records

Age Distribution

Age range: approximately 28 years, suggesting multiple generations. Largest group: Senior (65+) (82%).

Senior (65+)9peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Terry Schlegel

Is Terry Schlegel a registered voter?
Yes, voter registration records show Terry Schlegel is registered in Pennsylvania with D affiliation. We found 7 voter registration entries across 4 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Terry Schlegel own property?
County assessor records show 3 properties associated with Terry Schlegel . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Terry Schlegel?
Records show 10 vehicle registrations associated with Terry Schlegel, including a 2012 Hyundai Elantra. Registered makes include Hyundai, Acura, Hyun, Chevrolet. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Terry Schlegel?
We found 12 business affiliations for Terry Schlegel (Director Of Business Development). Business records are compiled from state registries, SEC filings, and professional databases.
Has Terry Schlegel made political donations?
FEC disclosure records show 6 reported political contributions from Terry Schlegel, totaling $135. Recipients include Florida Onsite Wastewater Pac. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Terry Schlegel?
Our database contains 86 total records for Terry Schlegel spanning 13 states. This includes 21 distinct contact records, 12 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Terry Schlegel?
The 86 records displayed for Terry Schlegel are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Terry Schlegel remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.