Thomas Shiah from New York, NY

Age 65
๐Ÿ“ 791 Park Ave #10a, New York, NY 10021
๐Ÿ“ž (212) 570-1265, (860) 567-4828, (212) 686-0789, (516) 627-2809
โœ‰๏ธ ooo007ooo@aol.com, thomasshiah@hotmail.com
๐Ÿช Stratus Petroleum Corp, Toc Terminals, Inc, Stratus Resources, Inc

Thomas Shiah from Chino Hills, CA

Age 63
๐Ÿ“ 2484 Paseo Del Palacio, Chino Hills, CA 91709
๐Ÿ“ž (909) 597-8086, (909) 597-8086, (914) 962-1481, (818) 964-1673
โœ‰๏ธ tshiah@aol.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Shanna Shiah,Daoyou Y Shiah,Thomas Y Shieh,Daoyou Shieh

Thomas Y Shiah from Chino Hills, CA

Age 71
๐Ÿ“ 2484 Pso Del Palacio, Chino Hills, CA 91709
๐Ÿ“ž (909) 597-8086

Thomas Shiah from Chino Hills, CA

Age 76 b. 1950 Male
๐Ÿ“ 2484 Paseo Del Palacio
๐Ÿ“ž (909) 597-8086

Thomas Shiah from New York, NY

Age 78 b. Mar 1948 New York Co.
๐Ÿ“ 600 3rd Ave Unit 22 Ndf

Thomas Shiah from Morris, CT

Male
๐Ÿ“ 107 Looking Glass Hill Rd
๐Ÿ“ž (860) 361-6481

Thomas Shiah from New York, NY

New York Co.
๐Ÿ“ 600 3rd Ave

Thomas Shiah from Minneapolis, MN

Hennepin Co.
๐Ÿ“ 701 4th Ave 1240

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 8 contact records for Thomas Shiah across 4 states. The most recent address on file is in Chino Hills, California. Of these records, 5 include phone numbers and 2 include email addresses. Ages range from 63 to 71, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Shiah Thomas E

Erie County
· 15 Charleston Ave, Tonawanda-Town Ny 14217
Built: 1930.0
Assessed: $41,200

Shiah, Thomas

Doc #2015072800778001
· 169 East 69th Street, Unit 14a, New York Ny 10021
Record: P

Shiah, Thomas

Doc #2005091200664003
· 791 Park Avenue, #10-1, New York Ny 10021
Record: P

Shiah, Thomas

Doc #2005091200664001
· 791 Park Avenue, New York Ny 10021
Record: P

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 4 property records linked to Thomas Shiah in Tonawanda-Town, New York. Values shown are from county assessor records and may differ from current market prices.

Thomas E Shiah

Reg: 99121522
15 Charleston Ave, 3, 14217
DOB: 19851227 Gender: Male

Thomas E Shiah

Republican
15 Charleston Ave, 3, 14217
DOB: 19851227 Gender: Male

Thomas J Shiah

Democrat
145 East 84 Street, 0, 10028
DOB: 19830406 Gender: Male

Thomas R Shiah

BLK
169 East 69 Street, 0, 10021
DOB: 19480805 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 4 voter registration records were found for Thomas Shiah. Records show affiliations with REP, DEM, BLK, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2008 Lexus LS 460
ยท Registered to: Thomas Shiah
ยท VIN: JTHBL46F985074291
·
247 3rd Ave S, Minneapolis, MN, 55415
·
(612) 508-8787
2011 Mercedes-Benz M-Class
ยท Registered to: Thomas Shiah
ยท VIN: 4JGBB8GB4BA744847
·
791 Park Ave Apt 10A, New York, NY, 10021-3512
·
(212) 570-1265
2003 MERCEDES BENZ E CLASS CAR PRESTIGE LUXURY
ยท Registered to: Thomas Shiah
ยท VIN: WDBUF70J73A269191
·
791 Park Ave Apt 10a, New York, NY, 10021

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 3 vehicle registration records are associated with Thomas Shiah. Registered makes include Lexus, Mercedes-Benz, Mercedes Benz. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Stroock & Stroock & Lavan LLP

Associate Financial Restructuring
tshiah@stroock.com
New York,

Energy Merchant Corp

Thomas ShiahExecutive Director
(410) 838-8322thomas.shiah@.energy-merchant.com
5 Lake Fanny Rd, Bel Air, MD21014

Stratus Resources Inc

President
(212) 319-3560
New York, NY
Commodity and Security Brokers, Exchanges, Services and Dealers (Finance)

Thomas H Shiah

Owner
(612) 338-0066
Minneapolis, MN
Legal Services (Services)

Thomas Shiah

Director
New York, NY

Dianas Gourmet Catering INC

Thomas ShiahOwner
TShiah@DIANASGOURMETCATERINGINC.COM
Burbank, CA

Dolce Spazio Dessert Cafe

Thomas ShiahGenaral Manager
(518) 583-4708ThomasShiah@dolcespaziodessertcafe.com
Saratoga Springs, NY12866

Georgia Restaurant Association

Thomas ShiahStaff Member
(404) 467-9000TShiah@garestaurants.org
Atlanta, GA30305

Thomas Shiah

Project Manager Supply Chain Management
Prz Technologies
Buffalo, New York, United States Mechanical Or Industrial Engineering

Thomas Shiah

Project Manager Supply Chain Management
Prz Technologies
New York

Stratus Petroleum Corp

Thomas ShiahChief Executive Officer
(414) 524-8883
Bel Air, MD

Dolce Spazio Dessert Cafe

Thomas ShiahGenaral Manager
(518) 583-4708
Saratoga Spgs, NY

Thomas Shiah

Harrisburg, PA17110

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 13 business affiliations were found for Thomas Shiah. Companies include Energy Merchant Corp, Stratus Resources Inc, Thomas H Shiah and 5 more. Roles listed include Associate Financial Restructuring and Executive Director. Records are compiled from state business registries, SEC filings, and professional networking databases.

Toc Terminals, INC.

Addr: 9040 Roswell Rd Ste 380, Atlanta, GA, 30350
GA
Officer: Thomas R Shiah

Stratus Petroleum CORP.

Addr: 5 Lake Fanny Road, Baltimore, MD, 21014
MD
Officer: Thomas R Shiah

Thomas R. Shiah

Unknown Corporation

Addr: 600 Third Ave., New York, NEW YORK, 10022
NEW YORK
Officer: Thomas Shiah

Thomas Shiah

Stratus Petroleum CORP.

Addr: 5 Lake Fanny Road, Baltimore, GA, 21014
GA
CEO: Thomas Shiah

Source: Public Records Thomas Shiah appears in 6 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

thomas JAMES shiah

Currently registered
School: Fordham University Law School (2012)
Co:
Paul Hastings LLP
Addr: New York, NY
County: New York

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Thomas Shiah holds 1 state-issued professional license on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Inventor Record

Thomas Shiah - YORKTOWN HEIGHT

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Thomas Shiah is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

$150 Sep 20, 2004
2004
Fetsch, Michael
Shiah, Thomas Attorney Minneapolis, MN
$1,000 Sep 27, 2000
2000 DEM
Clinton, Hillary Rodham
Shiah, Thomas R New York, NY
$250 Nov 22, 1999
2000 DEM
Lillehaug, David L
Shiah, Thomas H Attorney Minneapolis, MN
$1,000 Sep 27, 2000
2000 DEM
Clinton, Hillary Rodham
Shiah, Thomas New York, NY
$200 Jul 8, 2010
2010
Plunkett, Tom
Shiah, Thomas H Self Employed Self Employed Attorney Minneapolis, MN
$250 Oct 23, 2010
2010 DEM
Dayton, Mark & Prettner Solon, Yvonne
Shiah, Thomas Attorney @ Self Employed Minneapolis, MN
$250 Oct 26, 2016
2016
Latz, Ronald S
Shiah, Thomas H Attorney Minneapolis, MN
$500 Mar 31, 1988
1988 DEM
Dukakis, Michael S
Shiah, Thomas R New York, NY
$250 Aug 18, 2004
2004
Burke, Susan
Shiah, Thomas Attorney Minneapolis, MN
$200 Aug 4, 2000
2000 DEM
Coleman, Christopher Brien
Shiah, Thomas Attorney Minneapolis, MN
$300 Oct 12, 2004
2004
Lange, Lajune
Shiah, Thomas Attorney Minneapolis, MN
$250 Oct 26, 2016
Latz, Ronald S
Contributor Attorney Minneapolis, MN
$200 Aug 4, 2000
Unknown Committee
Shiah, Thomas Minneapolis, MN
$250
2010 D
Dayton, Mark & Prettner Solon, Yvonne
Contributor Attorney @ Self-Employed Minneapolis, MN

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 14 political contribution records found for Thomas Shiah. Total disclosed contributions amount to $5,050. Recipients include Latz, Ronald S, Dayton, Mark & Prettner Solon, Yvonne. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Thomas Shiah

Male
·
15 Charleston Ave, Kenmore, NY 14217 (Erie County)
42.9590, -78.8559
TZ: Eastern
Homeowner Single Family Built 1930 Purchased 2013
MP

Thomas Y Shiah

Age 67 Male
·
2484 Paseo Del Palacio, Chino Hills, CA 91709 (San Bernardino County)
33.9797, -117.7490
· (909) 967-1717
Marital: Married TZ: Pacific
Edu: High School
Homeowner Single Family Built 1993 Purchased 1994
MP

Thomas E Shiah

Age 31 Male
·
64 Lowell Rd, Buffalo, NY 14217 (Erie County)
42.9799, -78.8741
· (716) 873-9214
Marital: Married TZ: Eastern
Occ: Professional
Homeowner Single Family Built 1942

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 3 demographic profiles associated with Thomas Shiah. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Thomas Shiah. These loans were issued to businesses, not individuals.

Digitalml Usa INC

Corporation

$161,802 Paid in Full
Address:
126 E 56th St Ste 1220
New York, NY10022-3613
Approved

Apr 29, 2020

Forgiven

$162,741

Jobs Reported

9

Loan #

3024257302

Loan Size

Medium

Lotus Capital Partners LLC

Limited Liability Company(LLC

$83,100 Paid in Full
Address:
126 E 56th St Fl 4
New York, NY10022-3613
Approved

Mar 18, 2021

Forgiven

$83,806

Jobs Reported

4

Loan #

4628608607

Loan Size

Small

Mason Financial Partners

Limited Liability Company(LLC

$19,589 Paid in Full
Address:
126 E 56th St
New York, NY10022
Approved

Apr 30, 2020

Forgiven

$19,763

Jobs Reported

1

Loan #

4897947301

Loan Size

Small

Lubcher & Ganis LLP

Limited Liability Partnership

$164,820 Paid in Full
Address:
126 E 56th St Fl 3
New York, NY10022-3034
Approved

Mar 23, 2021

Forgiven

$166,956

Jobs Reported

8

Loan #

6848698602

Loan Size

Medium

Lotus Capital Partners, LLC

Limited Liability Company(LLC

$122,637 Paid in Full
Address:
126 E 56th St Fl 4
New York, NY10022
Approved

May 1, 2020

Forgiven

$119,758

Jobs Reported

4

Loan #

2488707702

Loan Size

Small

Gardy & Notis, LLP

Limited Liability Partnership

$87,607 Paid in Full
Address:
126 E 56th St Fl 8
New York, NY10022
Approved

May 1, 2020

Forgiven

$88,575

Jobs Reported

4

Loan #

1501937702

Loan Size

Small

Winston Art Group, INC.

Corporation

$506,432 Paid in Full
Address:
126 E 56th St Fl 24
New York, NY10022
Approved

May 1, 2020

Forgiven

$512,801

Jobs Reported

21

Loan #

3111817705

Loan Size

Medium

Gan Aliya

Non-Profit Organization

$141,145 Paid in Full
Address:
126 E 56th St Fl 10R
New York, NY10022-3082
Approved

Mar 26, 2021

Forgiven

$142,094

Jobs Reported

13

Loan #

9383308604

Loan Size

Small

Raven & Kolbe, LLP

Limited Liability Partnership

$271,452 Paid in Full
Address:
126 E 56th St Ste 202
New York, NY10022
Approved

May 1, 2020

Forgiven

$274,593

Jobs Reported

10

Loan #

2150407709

Loan Size

Medium

Lubcher & Ganis, LLP

Limited Liability Partnership

$133,282 Paid in Full
Address:
126 E 56th St Fl 3
New York, NY10022
Approved

May 1, 2020

Forgiven

$135,154

Jobs Reported

8

Loan #

1906547701

Loan Size

Small

Saddle Rock LLC

Limited Liability Company(LLC

$138,423 Paid in Full
Address:
126 E 56th St Fl 33 Tower 56
New York, NY10022-3685
Approved

Mar 2, 2021

Forgiven

$139,060

Jobs Reported

7

Loan #

6071768501

Loan Size

Small

Kinneret Group LLC

Limited Liability Company(LLC

$246,527 Paid in Full
Address:
126 E 56th St Rm 16r
New York, NY10022-3073
Approved

May 1, 2020

Forgiven

$248,040

Jobs Reported

11

Loan #

6084977704

Loan Size

Medium

Raven & Kolbe LLP

Limited Liability Partnership

$161,840 Paid in Full
Address:
126 E 56th St Ste 202
New York, NY10022-3613
Approved

Feb 2, 2021

Forgiven

$163,215

Jobs Reported

9

Loan #

1680388410

Loan Size

Medium

Winston Art Group INC.

Corporation

$415,282 Paid in Full
Address:
126 E 56th St Fl 24
New York, NY10022-3687
Approved

Feb 16, 2021

Forgiven

$418,549

Jobs Reported

21

Loan #

9224078403

Loan Size

Medium

Lafayette Enterprises INC Payroll Acct

Corporation

$394,262 Paid in Full
Address:
126 E 56th St
New York, NY10022
Approved

May 1, 2020

Forgiven

$398,383

Jobs Reported

11

Loan #

1993807704

Loan Size

Medium

Alan Mason

Limited Liability Company(LLC

$36,237 Paid in Full
Address:
126 E 56th St
New York, NY10022-3613
Approved

Mar 20, 2021

Forgiven

$36,451

Jobs Reported

1

Loan #

5606198608

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 16 PPP loan records are linked to businesses associated with Thomas Shiah. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Thomas Shiah on the map

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Thomas Shiah in New York, NY: Background Summary

Location
791 Park Ave #10A,New York, NY 10021, New York, NY
Other Locations
Chino Hills, CA ยท New York, NY ยท Morris, CT and 1 more
Profiles Found
8 people with this name
Phone Numbers
(212) 570-1265 and 2 others on file
Email
ooo007ooo@aol.com and 2 others on file
Possible Relatives
Serge Lehembre Shiah, Eugenia S Shiah, Chyn D Shiah, Patricia S Shiah, Christine D Shiah and 5 more
Career
Associate Financial Restructuring, Executive Director at Energy Merchant Corp, Stratus Resources Inc
Voter Registration
Registered Republican
Properties
4properties owned
Vehicles
3 linked โ€” 2008 Lexus Ls 460, 2011 Mercedes-Benz M-Class and 1 more
Contributions
$5,050 total โ€” Latz, Ronald S, Dayton, Mark & Prettner Solon, Yvonne
PPP Loans
$3084K for Digitalml Usa INC, Lotus Capital Partners LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Thomas Shiah. Because public records are indexed by name rather than by a unique identifier, the 73 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Thomas Shiah

Search Complexity: High

73 public records across 7states, belonging to approximately 8 different individuals. With 8 distinct profiles across 7 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 7 states. Highest concentration: New York (22%), followed by Minnesota and California. Spans the Northeast and Midwest regions.

NY16recordsMN6recordsCA5recordsMD3recordsGA3recordsPA1record

Record Type Breakdown

Data spans 10 record categories. Largest: PPP Loan Records (23%), which are tied to specific businesses and addresses. Also includes Political Contribution Records (14) and Business & Corporate Filings (13).

16
PPP Loan Records
14
Political Contribution Records
13
Business & Corporate Filings
8
Contact & Address Records
6
Corporate Records
4
Property Ownership Records

Age Distribution

Age range: approximately 15 years. Largest group: Senior (65+) (75%).

Senior (65+)3peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Thomas Shiah

Is Thomas Shiah a registered voter?
Yes, voter registration records show Thomas Shiah is registered. We found 4 voter registration entries across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Thomas Shiah own property?
County assessor records show 4 properties associated with Thomas Shiah in Tonawanda-Town, New York and 3 other locations. Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Thomas Shiah?
Records show 3 vehicle registrations associated with Thomas Shiah, including a 2008 Lexus LS 460. Registered makes include Lexus, Mercedes-Benz, Mercedes Benz. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Thomas Shiah?
We found 13 business affiliations for Thomas Shiah (Associate Financial Restructuring). Other companies include Stratus Resources Inc, Thomas H Shiah. Business records are compiled from state registries, SEC filings, and professional databases.
Has Thomas Shiah made political donations?
FEC disclosure records show 14 reported political contributions from Thomas Shiah, totaling $5,050. Recipients include Latz, Ronald S and Dayton, Mark & Prettner Solon, Yvonne. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Thomas Shiah?
Our database contains 73 total records for Thomas Shiah spanning 7 states. This includes 8 distinct contact records, 5 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Thomas Shiah?
The 73 records displayed for Thomas Shiah are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Thomas Shiah remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.