Timothy Kwan from Springfield, VA

Age 52
๐Ÿ“ 6253 Rathlin Dr, Springfield, VA 22152
๐Ÿ“ž (703) 992-9328, (817) 427-2586, (817) 427-2586, (817) 543-1360, (703) 992-9328, (817) 907-9730
โœ‰๏ธ blairh@well.com, timzter@gnotch.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Edward W Kwan,Edward K Kwan,Shirley K Kwan

Timothy Kwan

Age 48 b. 1978-02-12
๐Ÿ“ 4305 N Pershing Ave Apt 2, Stockton Ca
๐Ÿ“ž (209) 405-2306, (111) 111-0002
โœ‰๏ธ TIMKWAN51@YAHOO.COM, timkwan51@yahoo.com

Timothy Kwan

Age 38 b. 1987-06-03
๐Ÿ“ Apt 38, 1571 W El Camino Real, Mountain View Ca
๐Ÿ“ž (650) 996-7519, (650) 996-7519
โœ‰๏ธ TIMOTHY.HC.KWAN@GMAIL.COM, timothy.hc.kwan@gmail.com

Timothy Kwan

Age 59 b. 1967-02-08
๐Ÿ“ 13792 Hwy 16, Washington County Ar 72704
๐Ÿ“ž (479) 270-9915
โœ‰๏ธ TIM_KWAN1@CAMPBELLSOUP.COM, tim_kwan1@campbellsoup.com

Timothy Kwan from Daly City, CA

Age 42
๐Ÿ“ 512 Southhill Blvd, Daly City, CA 94014
๐Ÿ“ž (415) 349-8168, (415) 877-9005, (508) 668-6394
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Glenn D Kwan,Gregory A Kwan,Jacqueline Fay Kwan,Meredith A Kwan,Famulus Kwan
๐Ÿช Rice Rockets, Inc

Timothy Kwan

Age 77 b. 1948-10-28
๐Ÿ“ 375 Ordway St, San Francisco Ca
๐Ÿ“ž (415) 602-0868
โœ‰๏ธ QT_TAM@YAHOO.COM

Timothy Kwan from San Gabriel, CA

Age 75 b. Apr 1950 Los Angeles Co.
๐Ÿ“ 416 W Chestnut Ave
๐Ÿ“ž (205) 589-4159, (626) 286-8728
๐Ÿ‘ค aka Yau Tim Kwan, Betty

Timothy Kwan from Springfield, VA

Age 63 b. May 1962 Fairfax Co.
๐Ÿ“ 6253 Rathlin Dr
๐Ÿ“ž (703) 992-9328

Timothy Kwan from Daly City, CA

Age 54 b. 1972 Male
๐Ÿ“ 512 Southhill Blvd
๐Ÿ’ผ 2519
๐Ÿ“ž (415) 349-8168
โœ‰๏ธ tak_emist@hotmail.com

Timothy Kwan from San Francisco, CA

Age 77 b. Oct 1948 San Francisco Co.
๐Ÿ“ 375 Ordway St
๐Ÿ“ž (415) 468-8047

Timothy Kwan

๐Ÿ“ 2443 Shadow Pass, Grand Prairie Tx
๐Ÿ“ž (817) 907-0014, (817) 907-0014
โœ‰๏ธ TIMOTHY.KWAN@UTEXAS.EDU

Timothy Kwan

๐Ÿ“ 3101 Davis, Austin Tx 78748
๐Ÿ“ž (817) 907-0014, (817) 907-0014
โœ‰๏ธ TIMOTHY.KWAN@UTEXAS.EDU

Timothy Kwan from Berkeley, CA

Male
๐Ÿ“ 2700 Hearst Ave
๐Ÿ“ž (213) 344-8882 (T-MOBILE)

Timothy Kwan from Fayetteville, AR

0000 Male
๐Ÿ“ 13792 W Highway 16
๐Ÿ“ž (479) 271-2650

Timothy Kwan from Boston, MA

Age 53 b. Jun 1972 Suffolk Co.
๐Ÿ“ 726 Commonwealth Ave Unit 2 S

Timothy Kwan from Berkeley, CA

Age 39 b. Aug 1986
๐Ÿ“ 1806 Berkeley Way Apt 11

Timothy Kwan from Pasco, WA

Age 39 b. Jun 1986
๐Ÿ“ 8307 Lopez Dr
๐Ÿ‘ค aka Tim F Kwan

Timothy Kwan from Monterey Park, CA

Age 62 b. Oct 1963 Los Angeles Co.
๐Ÿ“ 1490 S Rock View St

Timothy Kwan from Gold River, CA

Sacramento Co.
๐Ÿ“ 1901 Blue Lead Pl

Timothy Kwan from Honolulu, HI

Honolulu Co.
๐Ÿ“ 60 N Beretania St Apt 106

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 20 contact records for Timothy Kwan across 6 states. The most recent address on file is in San Gabriel, California. Of these records, 14 include phone numbers and 8 include email addresses. Ages range from 42 to 52, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Kwan Timothy K Trustee Et Al

Placer County
· 4192 Enchanted Ci, Roseville Ca

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Timothy Kwan in Roseville. Values shown are from county assessor records and may differ from current market prices.

Timothy Kwan

Democrat Reg: 10/16/2016
5128 Holmes St, Pittsburgh, PA, 15201
DOB: 08/31/1985 Gender: Male

Timothy Sun Kwan

8688 Tomnitz Ave Unit 102, Las Vegas, NV, 89178
County: Clark

Timothy Kwan

Democrat
220 21 Street, 0, 11232
DOB: 19761218 Gender: Male

Timothy Kwan

Democrat
83-80 118 Street, 11415
DOB: 19850831 Gender: Male

Timothy Hao-Ting Kwan

NAV Reg: 8/7/2013
5205 SE 140th Pl, Portland, OR, 97236
DOB: 1/1/1995
County: Multnomah

Timothy Kwan

5128 Holmes St
DOB: 08/31/1985 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 6 voter registration records were found for Timothy Kwan in Pennsylvania, Nevada, Oregon. Records show affiliations with D, DEM, NAV, which may reflect different individuals or changes over time. 2 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2007 TOYOTA COROLLA
ยท Registered to: Timothy Kwan
ยท VIN: 1NXBR32E27Z899757
·
4224 Sky Sands St, Las Vegas, NV, 89147
2011 MERCEDES-BENZ SL-CLASS
ยท Registered to: Timothy Kwan
ยท VIN: WDBSK7BA6BF161520
·
13792 W Highway 16, Fayetteville, AR, 72704-9781
·
(479) 271-2650
2012 Toyota Prius c
ยท Registered to: Timothy Kwan
ยท VIN: JTDKDTB3XC1030188
·
7726 Bandshell Pl, Columbus, OH, 43235
·
(513) 550-0045
2008 Volkswagen Rabbit
ยท Registered to: TIMOTHY Kwan
ยท VIN: WVWCA71K18W176180
·
8504 Stone Ave N, Seattle, WA, 98520-4310
2012 Ford F-150
ยท Registered to: Timothy Kwan
ยท VIN: 1FTFW1R62CFB61831
·
13792 W Highway 16, Fayetteville, AR, 72704-9781
·
(479) 271-2650
2006 Ford F-150
ยท Registered to: Timothy Kwan
ยท VIN: 1FTPW12V46FB68323
·
13792 W Highway 16, Fayetteville, AR, 72704
·
(479) 271-2650
2011 LINCOLN MKZ
ยท Registered to: Timothy Kwan
ยท VIN: 3LNHL2GC4BR774806
·
13792 W Highway 16, Fayetteville, AR, 72704-9781
·
(479) 271-2650

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 7 vehicle registration records are associated with Timothy Kwan. Registered makes include Toyota, Mercedes-Benz, Volkswagen, Ford and others. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Relativity

Engineering Manager
Timothy.Kwan@relativity.com
Chicago,

Timothy Kwan

Intern Cad Technician
Civiltec Engineering, INC.
California

Timothy C. Kwan

IT Auditor at The Canadian ยท Toronto, Canada Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 12 business affiliations were found for Timothy Kwan. Roles listed include Engineering Manager and Tech Yahoo Software Development Engineer. Records are compiled from state business registries, SEC filings, and professional networking databases.

Timothy Kwan

Medical Board
ACTIVE
License # 125083943
Firm: Timothy Jeffrey Kwan Do
Specialty: Internal Medicine
Addr: Oak Lawn, IL 60453

timothy kwan

Medical Board
ACTIVE
License # 125083943
Specialty: Internal Medicine
Addr: Oak Lawn, IL 60453
County: Cook
Issued: Jul 1, 2024 Exp: Jun 30, 2027

Licensed Professional

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Timothy Kwan holds 3 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Inventor Record

Timothy Kwan - Grand Prairie

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Timothy Kwan is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

Timothy Kwan

Bellarmine College Preparatory School - San Jose, CA, CA
1974

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Timothy Kwan has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$100 Jul 2, 2020
2020 DEM
Biden, Joe
Kwan, Timothy Engineer @ Self Pittsburgh, PA
$250 Apr 30, 2010
2010 DEM
Hanabusa, Colleen Wakako
Kwan, Timothy J Lui Attorney @ Carl Smith Ball LLP Honolulu, HI
$250 Apr 30, 2010
DEM
Hanabusa, Colleen Wakako
Contributor Attorney @ Carl Smith Ball LLP Honolulu, HI

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 3 political contribution records found for Timothy Kwan. Total disclosed contributions amount to $600. Recipients include Hanabusa, Colleen Wakako. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Timothy Kwan

Male
·
2431 Ellsworth St, Berkeley, CA 94704 (Alameda County)
37.8654, -122.2630
TZ: Pacific
Multi-Family
MP

Timothy W Kwan

Age 55 Male
·
6253 Rathlin Dr, Springfield, VA 22152 (Fairfax County)
38.7816, -77.2552
Marital: Single TZ: Eastern
Edu: Graduate School
Homeowner Single Family Built 1984 Purchased 2006
MP

Timothy N Kwan

Age 26 Male
·
417 Ositos Ave, Sunnyvale, CA 94086 (Santa Clara County)
37.3738, -122.0440
· (408) 505-2082
Marital: Single TZ: Pacific
Homeowner Single Family Built 1954 Purchased 1997
MP

Timothy Kwan

Male
·
13792 W Highway 16, Fayetteville, AR 72704 (Washington County)
36.0785, -94.2960
TZ: Central
Homeowner Single Family Built 2003 Purchased 2014
MP

Timothy L Kwan

Age 30 Male
·
333 E Ontario St, Chicago, IL 60611 (Cook County)
41.8934, -87.6188
Marital: Married TZ: Central
Occ: Healthcare Edu: High School
Multi-Family
MP

Timothy A Kwan

Age 45 Male
·
512 Southhill Blvd, Daly City, CA 94014 (San Mateo County)
37.7060, -122.4380
· (415) 349-8168
Marital: Single TZ: Pacific
Occ: White Collar Edu: Graduate School
Homeowner Single Family Built 1964 Purchased 2006
MP

Timothy S Kwan

Age 53 Male
·
1490 S Rock View St, Monterey Park, CA 91754 (Los Angeles County)
34.0466, -118.1560
· (323) 261-3609
Marital: Married TZ: Pacific
Edu: High School
Homeowner Single Family Built 1957 Purchased 2002
MP

Timothy Kwan

Age 21 Male
·
5205 SE 140th Pl, Portland, OR 97236 (Multnomah County)
45.4847, -122.5190
· (503) 762-3268
Marital: Single TZ: Pacific
Homeowner Single Family
MP

Timothy Kwan

Male
·
8307 Lopez Dr, Pasco, WA 99301 (Franklin County)
46.2733, -119.1990
TZ: Pacific
Homeowner Single Family Built 2001 Purchased 2014
MP

Timothy S Kwan

Age 68 Male
·
375 Ordway St, San Francisco, CA 94134 (San Francisco County)
37.7193, -122.4040
· (415) 225-7693
Marital: Married TZ: Pacific
Homeowner Single Family Built 1963 Purchased 1992
MP

Timothy Kwan

Age 45 Male
·
1425 S Eads St, Arlington, VA 22202 (Arlington County)
38.8607, -77.0536
Marital: Married TZ: Eastern
Multi-Family
MP

Timothy Kwan

Age 32 Male
·
8380 118th St, Kew Gardens, NY 11415 (Queens County)
40.7050, -73.8341
· (917) 838-8933
TZ: Eastern
Homeowner Multi-Family
MP

Timothy B Kwan

Age 29 Male
·
12670 Humphreys Dr, Baton Rouge, LA 70816 (East Baton Rouge County)
30.4165, -91.0381
· (225) 335-2181
Marital: Married TZ: Central
Edu: Some College
Homeowner Single Family Purchased 2006
MP

Timothy C Kwan

Age 23 Male
·
1808 Rio Grande St, Austin, TX 78701 (Travis County)
30.2817, -97.7453
Marital: Single TZ: Central
Multi-Family
MP

Timothy S Kwan

Age 32 Male
·
8688 Tomnitz Ave, Las Vegas, NV 89178 (Clark County)
36.0181, -115.2810
TZ: Pacific
Multi-Family
MP

Timothy Y Kwan

Age 68 Male
·
706 Estrella Ave, Arcadia, CA 91007 (Los Angeles County)
34.1164, -118.0540
· (626) 286-8966
Marital: Married TZ: Pacific
Edu: High School
Homeowner Single Family Built 1965 Purchased 2015
MP

Timothy Kwan

Age 32 Male
·
5128 Holmes St, Pittsburgh, PA 15201 (Allegheny County)
40.4780, -79.9524
Marital: Inferred Single TZ: Eastern
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 17 demographic profiles associated with Timothy Kwan. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Timothy Kwan. These loans were issued to businesses, not individuals.

Green Air Mechanical, INC.

Corporation

$18,297 Paid in Full
Address:
375 Ordway St
San Francisco, CA94134-2130
Approved

May 1, 2020

Forgiven

$18,435

Jobs Reported

3

Loan #

6107517710

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Timothy Kwan. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Timothy Kwan on the map

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Timothy Kwan in Springfield, VA: Background Summary

Location
6253 Rathlin Dr,Springfield, VA 22152, Springfield, VA
Other Locations
San Gabriel, CA ยท Springfield, VA ยท Daly City, CA and 8 more
Profiles Found
20 people with this name
Phone Numbers
(703) 992-9328 and 11 others on file
Email
blairh@well.com and 7 others on file
Possible Relatives
Edward W Kwan, Edward K Kwan, Shirley K Kwan, Glenn D Kwan, Gregory A Kwan and 3 more
Career
Engineering Manager, Tech Yahoo Software Development Engineer
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
7 linked โ€” 2007 Toyota Corolla, 2011 Mercedes-Benz Sl-Class and 5 more
Contributions
$600 total โ€” Hanabusa, Colleen Wakako
Licenses
2 professional licenses (MEDICAL BOARD)
PPP Loans
$18,297 for Green Air Mechanical, INC.

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Timothy Kwan. Because public records are indexed by name rather than by a unique identifier, the 83 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Timothy Kwan

Search Complexity: High

83 public records across 14states, belonging to approximately 20 different individuals. With 20 distinct profiles across 14 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county โ€” highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 14 states. Highest concentration: California (28%), followed by Virginia and Arkansas. Spans the West and South regions.

CA23recordsVA7recordsAR7recordsIL4recordsWA3recordsNV3records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (48%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (12) and Vehicle Registration Records (7).

31
Contact & Address Records
12
Business & Corporate Filings
7
Vehicle Registration Records
6
Voter Registration Records
3
Professional License Records
3
Political Contribution Records

Age Distribution

Age range: approximately 39 years, suggesting multiple generations. Largest group: Senior (65+) (18%).

Senior (65+)2peopleMiddle-Age (40-64)8peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Timothy Kwan

Is Timothy Kwan a registered voter?
Yes, voter registration records show Timothy Kwan is registered in Pennsylvania with D affiliation. We found 6 voter registration entries across 3 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Timothy Kwan own property?
County assessor records show 1 property associated with Timothy Kwan . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Timothy Kwan?
Records show 7 vehicle registrations associated with Timothy Kwan, including a 2007 TOYOTA COROLLA. Registered makes include Toyota, Mercedes-Benz, Volkswagen, Ford. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Timothy Kwan?
We found 12 business affiliations for Timothy Kwan (Engineering Manager). Business records are compiled from state registries, SEC filings, and professional databases.
Has Timothy Kwan made political donations?
FEC disclosure records show 3 reported political contributions from Timothy Kwan, totaling $600. Recipients include Hanabusa, Colleen Wakako. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Timothy Kwan?
Our database contains 83 total records for Timothy Kwan spanning 14 states. This includes 20 distinct contact records, 14 with phone numbers, 8 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Timothy Kwan?
The 83 records displayed for Timothy Kwan are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Timothy Kwan remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.