Todd Sean Elias Jr from Mesa, AZ

Age 59 b. 6/30/1966

Todd Elias

Age 57 b. 1968-08-03
๐Ÿ“ 58 Hibury Dr, Houston Tx
๐Ÿ“ž (713) 240-2008, (713) 668-9999
โœ‰๏ธ RTELIAS@GESLAWFIRM.COM

Todd Elias from Mesa, AZ

Male
๐Ÿ“ 10249 E Carmel Ave
๐Ÿ“ž (480) 720-8440 (SPRINT), (480) 242-1772

Todd Elias

๐Ÿ“ 1811 Bering Dr Ste 300, Houston Tx
๐Ÿ“ž (281) 236-8593, (713) 339-1021
โœ‰๏ธ RTELIAS@GESLAWFIRM.COM

Todd Elias

๐Ÿ“ N3195 Elias Rd, Peshtigo Wi
๐Ÿ“ž (715) 923-8007, (715) 923-2886
โœ‰๏ธ NELIAS97@YAHOO.COM

Todd Elias

๐Ÿ“ 58 Hibury, Houston Tx 77024
๐Ÿ“ž (281) 236-8593, (713) 339-1021
โœ‰๏ธ RTELIAS@GESLAWFIRM.COM

Todd Elias from Peshtigo, WI

Age 65 b. Aug 1960 Marinette Co.
๐Ÿ“ N3195 Elias Rd
๐Ÿ“ž (715) 789-2877

Todd Elias from Levittown, PA

Age 69 b. 1957 Bucks Co.
๐Ÿ“ 18 Daffodil Ln
๐Ÿ“ž (215) 945-1856

Todd Elias from Wyoming, MN

Age 60 b. Jul 1965 Chisago Co.
๐Ÿ“ 3572 190th Ave Ne
๐Ÿ“ž (763) 413-3257

Todd Elias from Peshtigo, WI

Age 65 b. Aug 1960 Marinette Co.
๐Ÿ“ W 5815 Little River Rd
๐Ÿ“ž (760) 945-9072

Todd Elias from Minneapolis, MN

Age 61 b. 1965 Male
๐Ÿ“ 10688 Hummingbird St Nw
๐Ÿ“ž (763) 516-5370 (Cell)

Todd Elias from Philadelphia, PA

Age 69 b. Feb 1957 Philadelphia Co.
๐Ÿ“ 100 Overhill Ave 21 A

Todd Elias from Port Clinton, OH

Ottawa Co.
๐Ÿ“ 118 Fulton St
๐Ÿ“ž (815) 895-3217

Todd Elias from Pearland, TX

Brazoria Co.
๐Ÿ“ 2739 Dunsmere Ct
๐Ÿ“ž (713) 436-5365

Todd Elias from Waddell, AZ

๐Ÿ“ 18259 W Butler Dr
๐Ÿ“ž (480) 242-1772

Todd Elias from Peoria, IL

Peoria Co.
๐Ÿ“ 3529 Ne Monroe St

Todd Elias from Philadelphia, PA

Philadelphia Co.
๐Ÿ“ 4855 N 5th St

Todd Elias from Beaverton, OR

Washington Co.
๐Ÿ“ 11840 Sw Windmill Dr

Todd Elias from Glendale, AZ

Maricopa Co.
๐Ÿ“ 6444 N 67th Ave 1076

Todd Elias from Dekalb, IL

De Kalb Co.
๐Ÿ“ 1205 N 13 Th St

Todd Elias from Spokane, WA

Spokane Co.
๐Ÿ“ 1311 S Westcliff Pl Apt 501

Todd Elias from Minneapolis, MN

Hennepin Co.
๐Ÿ“ 5236 37th Ave

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 22 contact records for Todd Elias across 9 states. The most recent address on file is in Mesa, Arizona. Of these records, 14 include phone numbers and 5 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Elias Todd

Anoka County
PIN: 003-223124110051
· 10688 Hummingbird St NW
Lot: 21,783sqft

Elias Todd

Anoka County
PIN: 003-223124110051
· 10688 Hummingbird St NW
Lot: 21,783sqft

Elias Todd W

Marinette County

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 3 property records linked to Todd Elias in Grover. Values shown are from county assessor records and may differ from current market prices.

Todd Elias

Republican Reg: 05/20/1992
18 Daffodil Ln, Levittown, PA, 19055
DOB: 02/23/1957 Gender: Male

Todd Elias

18 Daffodil Ln
DOB: 02/23/1957 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Todd Elias in Pennsylvania. Party affiliation is listed as R. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2008 Honda Accord
ยท Registered to: Todd Elias
ยท VIN: 1HGCP36828A052258
·
18259 W Butler Dr, Waddell, AZ, 85355-7837
·
(480) 242-1772
1993 CHEVROLET ASTRO VAN VAN
ยท Registered to: Todd Elias
ยท VIN: 1GNDM19Z5PB155016
·
10688 Hummingbird St NW, Minneapolis, MN, 55433
1994 GMC SAFARI VAN
ยท Registered to: Todd Elias
ยท VIN: 1GKEL19W1RB507313
·
10688 Hummingbird St NW, Minneapolis, MN, 55433
1990 DODGE CARAVAN VAN
ยท Registered to: Todd Elias
ยท VIN: 2B4FK25K3LR677898
·
10688 Hummingbird St NW, Minneapolis, MN, 55433
1997 CHEVROLET ASTRO VAN VAN
ยท Registered to: Todd Elias
ยท VIN: 1GNDM19WXVB219232
·
10688 Hummingbird St NW, Minneapolis, MN, 55433
2004 NISSAN ARMADA WAGON
ยท Registered to: Todd Elias
ยท VIN: 5N1AA08B84N722859
·
10249 E Carmel Ave, Mesa, AZ, 85208
2000 DODGE CARAVAN VAN
ยท Registered to: Todd Elias
ยท VIN: 2B4GP2438YR669058
·
10688 Hummingbird St NW, Minneapolis, MN, 55433
ยท Registered to: Todd Elias
·
10688 Hummingbird St NW, Minneapolis, MN, 55433

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 8 vehicle registration records are associated with Todd Elias. Registered makes include Honda, Chevrolet, Gmc, Dodge and others. The most recent model year on record is 2008. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Gordon

Lawyer
+17136689999rtelias@geslawfirm.com

Gordon and Elias LLP

Todd EliasPartner
(713) 668-9999telias@.gordon-elias.com
5821 Southwest Fwy, Houston, TX77057

Todd Elias

Partner At Gordon, Elias And Seely, L.l.p
Gordon, Elias & Seely, L.l.p.
Houston, Texas, United States Law Practice

Todd Elias

Partner At Gordon, Elias And Seely, L.l.p
Gordon, Elias & Seely, L.l.p.

Day Care/Child Devmnt Council

Todd EliasExecutive Director
(215) 945-1856todde.xyz@gmail.com
18 Daffodil Lane, Levittown, PA19055
daycarecouncil.org

Day Care/Child Devmnt Council

Todd EliasExecutive Director
(215) 945-1856todde.xyz@gmail.com
18 Daffodil Lane, Levittown, PA19055

Day Care/Child Devmnt Council

Todd EliasExecutive Director
(215) 945-1856todde.xyz@gmail.com
18 Daffodil Lane, Levittown, PA19055

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 10 business affiliations were found for Todd Elias. Companies include Gordon and Elias LLP, Gordon, Elias & Seely, L.l.p., Day Care/Child Devmnt Council. Roles listed include Lawyer and Partner. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: 4505 Coventry Lane, Corpus Christi, TX, 78411
TX
VP: Todd Elias

Ssdl, L.l.c.

Addr: 1811 Bering Dr, Ste 300, Houston, TX, 77057
TX
MEMBER: Todd Elias

Bay Trailer Leasing Company, Incorporated

ID: 0048063800
Addr: 4505 Coventry Lane, Corpus Christi, TX, 78411
TX
Director: Todd Elias

Bay Trailer Leasing Company, Incorporated

ID: 0048063800
Addr: 4505 Coventry Lane, Corpus Christi, TX, 78411
TX
VP: Todd Elias

Ssdl, L.l.c.

ID: 0801201379
Addr: 1811 Bering Dr, Ste 300, Houston, TX, 77057
TX
MEMBER: Todd Elias

Source: Public Records Todd Elias appears in 5 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Todd Elias

Northeast High School - Philadelphia, PA, PA
1976

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Todd Elias has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$7 Dec 6, 2012
2012
United Services Automobile Association Employee Pac Usaa Employee Pac
Elias, Todd Property Adjuster Iii @ United Services Automobile Asn Waddell, AZ
$500 Oct 16, 2008
2008 DEM
Engelhart, Michael
Elias, Todd Attorney @ Gordon & Elias LLP Houston, TX
$7 May 23, 2013
2014
United Services Automobile Association Employee Pac Usaa Employee Pac
Elias, Todd Property Adjuster Iii @ United Services Automobile Asn Waddell, AZ
$2,500 Jul 6, 2011
2012 328
Engelhart, Mike
Elias, Todd Attorney @ Gordon Elias & Seely LLP Pearland, TX
$500 Jun 30, 2016
2016
Hawkins, Kristen Brauchle
Elias, Todd Lawyer Houston, TX
$2,000 Jan 18, 2020
2020
Moore, Daryl L
Elias, Todd Lawyer Houston, TX
$7 Jan 3, 2013
2012
United Services Automobile Association Employee Pac Usaa Employee Pac
Elias, Todd Property Adjuster Iii @ United Services Automobile Asn Waddell, AZ
$7 Apr 25, 2013
2014
United Services Automobile Association Employee Pac Usaa Employee Pac
Elias, Todd Property Adjuster Iii @ United Services Automobile Asn Waddell, AZ
$7 Dec 20, 2012
2012
United Services Automobile Association Employee Pac Usaa Employee Pac
Elias, Todd Property Adjuster Iii @ United Services Automobile Asn Waddell, AZ
$7 May 9, 2013
2014
United Services Automobile Association Employee Pac Usaa Employee Pac
Elias, Todd Property Adjuster Iii @ United Services Automobile Asn Waddell, AZ
$1,000 Sep 29, 2016
2016
Carter, O Kyler
Elias, Todd Attorney Houston, TX
$7 Jul 18, 2013
2014
United Services Automobile Association Employee Pac Usaa Employee Pac
Elias, Todd Property Adjuster Iii @ United Services Automobile Asn Waddell, AZ
$7 Apr 11, 2013
2014
United Services Automobile Association Employee Pac Usaa Employee Pac
Elias, Todd Property Adjuster Iii @ United Services Automobile Asn Waddell, AZ
$7 Mar 28, 2013
2014
United Services Automobile Association Employee Pac Usaa Employee Pac
Elias, Todd Property Adjuster Iii @ United Services Automobile Asn Waddell, AZ
$7 Jan 31, 2013
2014
United Services Automobile Association Employee Pac Usaa Employee Pac
Elias, Todd Property Adjuster Iii @ United Services Automobile Asn Waddell, AZ
$7 Mar 14, 2013
2014
United Services Automobile Association Employee Pac Usaa Employee Pac
Elias, Todd Property Adjuster Iii @ United Services Automobile Asn Waddell, AZ
$7 Jan 17, 2013
2012
United Services Automobile Association Employee Pac Usaa Employee Pac
Elias, Todd Property Adjuster Iii @ United Services Automobile Asn Waddell, AZ
$7 Feb 28, 2013
2014
United Services Automobile Association Employee Pac Usaa Employee Pac
Elias, Todd Property Adjuster Iii @ United Services Automobile Asn Waddell, AZ
$7 Jun 6, 2013
2014
United Services Automobile Association Employee Pac Usaa Employee Pac
Elias, Todd Property Adjuster Iii @ United Services Automobile Asn Waddell, AZ
$7 Jun 20, 2013
2014
United Services Automobile Association Employee Pac Usaa Employee Pac
Elias, Todd Property Adjuster Iii @ United Services Automobile Asn Waddell, AZ
$7 Jul 3, 2013
2014
United Services Automobile Association Employee Pac Usaa Employee Pac
Elias, Todd Property Adjuster Iii @ United Services Automobile Asn Waddell, AZ
$2,500 Jun 30, 2015
2016
Engelhart, Mike
Elias, Todd Attorney Houston, TX
$7 Jan 31, 2013
United Services Automobile Association Employee Pac Usaa Employee Pac
Contributor Property Adjuster Iii @ United Services Automobile Asn Waddell, AZ
$7
2014
United Services Automobile Association Employee Pac Usaa Employee Pac
Contributor Property Adjuster Iii @ United Services Automobile Asn Waddell, AZ
$2,000 20200118
Moore, Daryl L. (The Honorable)
Contributor Lawyer

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 25 political contribution records found for Todd Elias. Total disclosed contributions amount to $11,129. Recipients include United Services Automobile Association Employee Pac Usaa Employee Pac, Moore, Daryl L. (The Honorable). Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Todd Elias

Male
·
10249 E Carmel Ave, Mesa, AZ 85208 (Maricopa County)
33.4042, -111.6100
TZ: Mountain
Single Family
MP

Todd A Elias

Age 52 Male
·
218 Harrison St, Port Clinton, OH 43452 (Ottawa County)
41.5117, -82.9467
Marital: Single TZ: Eastern
Edu: Some College
Single Family
MP

Todd Elias

Age 49 Male
·
58 Hibury Dr, Houston, TX 77024 (Harris County)
29.7543, -95.5370
· (713) 339-1021
Marital: Married TZ: Central
Edu: Graduate School
Homeowner Single Family Built 1960 Purchased 2012
MP

Todd Elias

Male
·
N3534 County Road Rw, Peshtigo, WI 54157 (Marinette County)
45.0684, -87.7407
· (715) 582-3336
Marital: Married TZ: Central
Homeowner Single Family
MP

Todd Elias

Age 60 Male
·
18 Daffodil Ln, Levittown, PA 19055 (Bucks County)
40.1396, -74.8379
Marital: Married TZ: Eastern
Homeowner Single Family Built 1953 Purchased 1997
MP

Todd Elias

Male
·
10688 Hummingbird St NW, Coon Rapids, MN 55433 (Anoka County)
45.1635, -93.3097
TZ: Central
Homeowner Single Family Built 1983 Purchased 2013
MP

Todd W Elias

Age 57 Male
·
N3195 Elias Rd, Peshtigo, WI 54157 (Marinette County)
45.0777, -87.9119
· (715) 923-8003
Marital: Married TZ: Central
Occ: Service Industry Edu: High School
Homeowner Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with Todd Elias. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Todd Elias. These loans were issued to businesses, not individuals.

Hale Trucking Company LLC

Limited Liability Company(LLC

$3,727 Paid in Full
Address:
3572 190th Ave NE
Wyoming, MN55092-9527
Approved

Jan 27, 2021

Forgiven

$3,752

Jobs Reported

1

Loan #

6569978306

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Todd Elias. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Todd Elias on the map

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Todd Elias in AZ: Background Summary

Location
9855 E Flower Ave Mesa, AZ 85208-3188
Other Locations
Mesa, AZ ยท Peshtigo, WI ยท Levittown, PA and 11 more
Profiles Found
22 people with this name
Phone Numbers
(480) 242-1772 and 16 others on file
Email
telias2959@msn.com and 13 others on file
Possible Relatives
Nicole D Elias, Ann L Cava, Anthony W Nicholson JR, Cassie L Elias, Doneitta L Layeux and 42 more
Career
Lawyer, Partner at Gordon and Elias LLP, Gordon, Elias & Seely, L.l.p.
Voter Registration
Registered Republican
Properties
3properties owned
Vehicles
8 linked โ€” 2008 Honda Accord, 1993 Chevrolet Astro Van and 6 more
Contributions
$11.1K total โ€” Moore, Daryl L. (The Honorable), United Services Automobile Association Employee Pac Usaa Employee Pac
PPP Loans
$3,726.68 for Hale Trucking Company LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Todd Elias. Because public records are indexed by name rather than by a unique identifier, the 85 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Todd Elias

Search Complexity: High

85 public records across 9states, belonging to approximately 22 different individuals. With 22 distinct profiles across 9 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 9 states. Highest concentration: Texas (11%), followed by Arizona and Pennsylvania. Spans the Midwest and West regions.

TX9recordsAZ9recordsPA9recordsMN5recordsWI4recordsOH2records

Record Type Breakdown

Data spans 8 record categories. Largest: Political Contribution Records (32%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (23) and Business & Corporate Filings (10).

25
Political Contribution Records
23
Contact & Address Records
10
Business & Corporate Filings
8
Vehicle Registration Records
5
Corporate Records
3
Property Ownership Records

Age Distribution

Age range: approximately 11 years. Largest group: Senior (65+) (40%).

Senior (65+)2peopleMiddle-Age (40-64)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Todd Elias

Is Todd Elias a registered voter?
Yes, voter registration records show Todd Elias is registered in Pennsylvania with R affiliation. We found 2 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Todd Elias own property?
County assessor records show 3 properties associated with Todd Elias . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Todd Elias?
Records show 8 vehicle registrations associated with Todd Elias, including a 2008 Honda Accord. Registered makes include Honda, Chevrolet, Gmc, Dodge. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Todd Elias?
We found 10 business affiliations for Todd Elias (Lawyer). Other companies include gordon, elias & seely, l.l.p., Day Care/Child Devmnt Council. Business records are compiled from state registries, SEC filings, and professional databases.
Has Todd Elias made political donations?
FEC disclosure records show 25 reported political contributions from Todd Elias, totaling $11,129. Recipients include United Services Automobile Association Employee Pac Usaa Employee Pac and Moore, Daryl L. (The Honorable). Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Todd Elias?
Our database contains 85 total records for Todd Elias spanning 9 states. This includes 22 distinct contact records, 14 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Todd Elias?
The 85 records displayed for Todd Elias are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Todd Elias remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.