Valerie Malcolm

Age 80 b. 1946-04-08
๐Ÿ“ 685 Seven Gables Cir Se, Palm Bay Fl
๐Ÿ“ž (321) 626-6398, (321) 914-2886
โœ‰๏ธ OSEWILLIAMS@GMAIL.COM

Valerie Malcolm from Brooklyn, NY

Age 78 b. May 1947 Kings Co.
๐Ÿ“ 81 4th Ave
๐Ÿ“ž (718) 789-6709

Valerie Malcolm

๐Ÿ“ 9 Goodrow St, Norwalk Ct
๐Ÿ“ž (203) 852-9464, (203) 644-7750
โœ‰๏ธ EVMALCOLM@SBCGLOBAL.NET

Valerie Malcolm from Brooklyn, NY

Age 67
๐Ÿ“ 962 Ocean Ave #49, Brooklyn, NY 11226
๐Ÿ“ž (718) 282-7251, (718) 282-7258, (718) 789-6709, (718) 638-8383, (718) 773-7880, (718) 624-0177
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Corlette Mv Malcolm
๐Ÿช Delcor-Fox Housing Developers Inc, Darmal Associates, Inc, Delcor Associates, Inc, Delcor-Bushwick Housing Developers Inc

Valerie Malcolm from Auburndale, FL

Age 68 b. Sep 1957
๐Ÿ“ 106 South Ct
๐Ÿ“ž (863) 965-4549

Valerie Malcolm from Jamaica, NY

Queens Co.
๐Ÿ“ 16430 Hillside Ave
๐Ÿ“ž (765) 893-8445

Valerie Malcolm from San Diego, CA

Age 81 b. 1945 Female
๐Ÿ“ 11248 Bootes St
๐Ÿ“ž (858) 536-9773

Valerie Malcolm from Cleveland, OH

Age 62 b. Aug 1963 Cuyahoga Co.
๐Ÿ“ Po Box 210152

Valerie Malcolm from Atlanta, GA

Age 67 b. Jul 1958
๐Ÿ“ 82025 Po Box
๐Ÿ‘ค aka Valerie Ine Malcolm

Valerie Malcolm from Stratford, CT

Age 91 b. Jul 1934 Fairfield Co.
๐Ÿ“ 167 Dewey St 2

Valerie Malcolm from Bronx, NY

Age 64 b. Aug 1961
๐Ÿ“ 4433 De Reimer Ave
๐Ÿ‘ค aka Valerie Elaine Wallace

Valerie Malcolm from Lakeland, FL

Age 68 b. Nov 1957 Polk Co.
๐Ÿ“ 3019 Knights Station Rd

Valerie Malcolm from Norwalk, CT

๐Ÿ“ 12 Ricky Ln
๐Ÿ“ž (314) 845-0888

Valerie Malcolm from Norwalk, CT

Age 43 b. 1983 Female
๐Ÿ“ 19 Mills St

Valerie Malcolm from Norwalk, CT

๐Ÿ“ 49 Glasser St 51

Valerie Malcolm from Miami, FL

Miami Dade Co.
๐Ÿ“ 20630 Sw 120th Pl

Valerie Malcolm from Haslett, MI

Ingham Co.
๐Ÿ“ 5915 Bois Ile Dr 86

Valerie Malcolm from San Diego, CA

San Diego Co.
๐Ÿ“ 1551 Black Lion Ct

Valerie Malcolm from Boca Raton, FL

Palm Beach Co.
๐Ÿ“ 477 Ne 35th St

Valerie Malcolm from Palm Coast, FL

Flagler Co.
๐Ÿ“ 47 Westglen Ln

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 20 contact records for Valerie Malcolm across 7 states. The most recent address on file is in Brooklyn, New York. Of these records, 8 include phone numbers and 2 include email addresses. The listed age is 67. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Malcolm, Valerie

Brevard County
PIN: 29 3718JR 2658 5
· 458 Seahorse Cir SE, Palm Bay 32909
Value: $78,060

Malcolm Valerie

Ingham County
PIN: 33-02-02-10-152-012
· 1966 Lac Du Mont, HASLETT mi

Malcolm, Valerie

Brevard County
PIN: 29 3718-JR-2658-5
· 458 Seahorse Cir SE, Mill Cd 34U0
Built: 1997.0
Assessed: $150,700

Malcolm Valerie

Ingham County
· 1966 Lac Du Mont, Meridian Mi 48840.0

Malcolm, Valerie

Doc #2016120101320001
· 365 Bridge Street, Brooklyn Ny 112013816
Record: P

Malcolm, Valerie

Doc #FT_3590006007059
Record: P

Malcolm, Valerie

Doc #2024061800966001
· 365 Bridge St, Brooklyn Ny 112010900
Record: P

Malcolm, Valerie

Doc #2004021201114001
· 81 4th Ave., Brooklyn Ny 11217
Record: P

Malcolm, Valerie

Doc #2013052901202001
· 962 Ocean Avenue, Brooklyn Ny 11226
Record: P

Malcolm, Valerie

Doc #FT_3210001435221
· 156 Carlton Ave, Bklyn Ny 00000
Record: P

Malcolm, Valerie

Doc #2023042500037001
Record: P

Malcolm, Valerie

Doc #2020111300331003
· 365 Bridge Street, 15a, Brooklyn Ny 11201
Record: P

Malcolm, Valerie

Doc #2016110700318001
· 365 Bridge Street, Brooklyn Ny 11201
Record: P

Malcolm, Valerie

Doc #2020111300331002
· 365 Bridge Street, 15a, Brooklyn Ny 11201
Record: P

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 14 property records linked to Valerie Malcolm in Meridian, Brooklyn, Bklyn. Values shown are from county assessor records and may differ from current market prices.

Valerie Malcolm

Union Point, 30669
DOB: 1/1/1957 Gender: Female
Congress: 010

Valerie Posadas Malcolm

Republican Reg: 06/21/2009
417 Belgrade St, Philadelphia, PA, 19125
DOB: 07/15/1981

Valerie V Malcolm

5318 NW 204th St, Alachua, , 326157570

Valerie O Malcolm

Democrat
1235 President Street, 11225
DOB: 19660428 Gender: Female

Valerie V Malcolm

Democrat
365 Bridge Street, 11201
DOB: 19470514 Gender: Female

Valerie Joanne Malcolm

NAV Reg: 6/12/2018
11021 SE 52nd Ave, Milwaukie, OR, 97222
DOB: 1/1/1982
County: Clackamas

Valerie Posadas Malcolm

417 Belgrade St
DOB: 07/15/1981

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 7 voter registration records were found for Valerie Malcolm in Pennsylvania, , Oregon. Records show affiliations with R, DEM, NAV, which may reflect different individuals or changes over time. 2 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2009 Ford Escape
ยท Registered to: Valerie Malcolm
ยท VIN: 1FMCU03G49KA58393
·
1966 Lac Du Mont, Haslett, MI, 48840-9506
·
(517) 339-9341
2001 Ford Windstar
ยท Registered to: Valerie Malcolm
ยท VIN: 2FMZA53451BC20245
·
9 Goodrow St, Norwalk, CT, 06855
·
(203) 852-9464

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 2 vehicle registration records are associated with Valerie Malcolm. Registered makes include Ford. The most recent model year on record is 2009. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Vmalcolm

+14402934745pauann8753@yahoo.com

Delcor Assoc Inc

Owner
Female
Brooklyn, NY
Building Construction - Operative Builders and General Contractors (Construction)

Delcor Associates Inc

President
female
Brooklyn, NY
Engineering, Management, Accounting, Research and Related Industries (Services)

Valerie Malcolm

Office Manager And Graphic Designer
Canned Heat Glass
Oregon

Delcor Associates Inc

Valerie MalcolmOwner
(718) 638-8383v.malcolm@delcorassociatesinc.com
Brooklyn, NY

Valerie Malcolm

Marketing Consultant ยท Portland, Oregon Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 11 business affiliations were found for Valerie Malcolm. Companies include Delcor Assoc Inc, Delcor Associates Inc. Roles listed include Null. Records are compiled from state business registries, SEC filings, and professional networking databases.

Delcor-Bushwick Housing Developers INC.

ID: 2357275
Addr: 81 Fourth Ave, Brooklyn, NEW YORK, 11217
Filed: Mar 17, 1999 NEW YORK Kings County
Chairman: Valerie Malcolm

Delcor Associates, INC.

ID: 1412933
Addr: 156 Carlton Ave, Brooklyn, NEW YORK, 11205
Filed: Jan 9, 1990 NEW YORK Kings County
Chairman: Valerie Malcolm

Delcor Associates, INC.

ID: 1412933
Addr: 156 Carlton Ave, Brooklyn, NEW YORK, 11205
Filed: Jan 9, 1990 NEW YORK Kings County
Chairman: Valerie Malcolm

Delcor-Bushwick Housing Developers INC.

ID: 2357275
Addr: 81 Fourth Ave, Brooklyn, NEW YORK, 11217
Filed: Mar 17, 1999 NEW YORK Kings County
Chairman: Valerie Malcolm

Canned Heat Glass, LLC

Addr: 2425 SE Ochoco St, Milwaukie, OR, 97222
OR
MANAGER: Valerie Malcolm

Canned Heat Glass, LLC

Addr: 2425 SE Ochoco St, Milwaukie, OR, 97222
OR
Officer: Valerie Malcolm

Source: Public Records Valerie Malcolm appears in 6 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

valerie V malcolm

Age 74
Resident 65+ Hunt/Fish
Addr: 5318 NW 204th St, Alachua, FL 32615
County: Alachua

valerie V malcolm

Resident 65+ Hunt/Fish
Addr: Alachua, FL 32615
County: Alachua

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Valerie Malcolm holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

๐Ÿ›๏ธ

Valerie Malcolm

2020
Probation Officer
Department: Department Of Probation
๐Ÿ’ต Pay: $68,156.00

Source: City/State Transparency Portals ยท Government Payroll Databases ยท Open Data Portals Valerie Malcolm appears in 1 government employment record from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

Valerie A Malcolm

Group Tour
Oct 14, 2014, 09:00 AM
ยท WH

Source: White House Visitor Logs ยท Obama Administration Transparency Initiative ยท NARA Valerie Malcolm appears in 1 White House visitor log entry from the WAVES/ACR access control system. These records were released under government transparency initiatives and primarily cover the Obama administration era.

Valerie Malcolm

Westfield Sr. High School - Westfield, NJ, NJ
1975

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Valerie Malcolm has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$1,000 Jan 18, 1990
1990 I
Dinkins, David N
Malcolm, Valerie
$5 Mar 2, 2004
2004 DEM
Sharpton, Rev Alfred C
Malcolm, Valerie Retired Norwalk, CT
$3 May 31, 2019
2020 DEM
Ocasio Cortez, Alexandria
Malcolm, Valerie Designer @ Self Milwaukie, OR
$4,000 Apr 9, 1993
1994 I
Dinkins, David N
Malcolm, Valerie V President @ Delcor Associates, INC. Brooklyn, NY
$500 Jun 4, 2010
2010 DEM
Clarke, Yvette
Malcolm, Valerie Banker @ Retired Brooklyn, NY
$25 May 25, 2004
2004
Warren, Terry
Malcolm, Valerie Haslett, MI
$1,000 Jan 18, 1990
I
Dinkins, David N
Contributor
$500 Jun 4, 2010
Unknown Committee
Malcolm, Valerie Banker @ Retired Brooklyn, NY

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 8 political contribution records found for Valerie Malcolm. Total disclosed contributions amount to $7,033. Recipients include Dinkins, David N. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Valerie I Malcolm

Age 59 Female
·
PO Box 82025, Atlanta, GA 30354 (Fulton County)
33.6620, -84.4026
Marital: Single TZ: Eastern
Homeowner
MP

Valerie O Malcolm

Age 51 Female
·
1235 President St, Brooklyn, NY 11225 (Kings County)
40.6681, -73.9484
· (646) 251-9083
Marital: Married TZ: Eastern
Homeowner Multi-Family Purchased 2009
MP

Valerie V Malcolm

Age 66 Female
·
5318 NW 204th St, Alachua, FL 32615 (Alachua County)
29.7052, -82.5591
Marital: Married TZ: Eastern
Homeowner Single Family Built 1978
MP

Valerie H Malcolm

Age 66 Female
·
1966 Lac Du Mont, Haslett, MI 48840 (Ingham County)
42.7493, -84.4202
· (989) 339-9341
Marital: Single TZ: Eastern
Homeowner Single Family Built 1972
MP

Valerie A Malcolm

Age 64 Female
·
4989 US Route 6, Andover, OH 44003 (Ashtabula County)
41.6357, -80.6392
· (440) 293-4745
Marital: Married TZ: Eastern
Homeowner Single Family Built 1900 Purchased 2001
MP

Valerie A Malcolm

Age 59 Female
·
1609 Crane Creek Cv, Lakeland, FL 33801 (Polk County)
28.0662, -81.8633
· (863) 644-7983
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family
MP

Valerie Malcolm

Female
·
458 Seahorse Cir SE, Palm Bay, FL 32909 (Brevard County)
27.9650, -80.6618
· (321) 728-3363
TZ: Eastern
Homeowner Single Family Built 1997 Purchased 2003
MP

Valerie Malcolm

Age 72 Female
·
11248 Bootes St, San Diego, CA 92126 (San Diego County)
32.9263, -117.1320
· (858) 536-9773
Marital: Inferred Married TZ: Pacific
Homeowner Single Family
MP

Valerie Malcolm

Female
·
4433 De Reimer Ave, Bronx, NY 10466 (Bronx County)
40.9007, -73.8457
Marital: Single TZ: Eastern
Single Family
MP

Valerie J Malcolm

Female
·
9 Goodrow St, Norwalk, CT 06855 (Fairfield County)
41.0999, -73.4061
· (203) 852-9464
TZ: Eastern
Homeowner Single Family Built 1960 Purchased 1976
MP

Valerie Malcolm

Age 63 Female
·
9149 Tivoli Pl, Boca Raton, FL 33434 (Palm Beach County)
26.3812, -80.1887
· (561) 483-4703
TZ: Eastern
Single Family
MP

Valerie A Malcolm

Age 33 Female
·
105 Pebble Ct, Berea, OH 44017 (Cuyahoga County)
41.3681, -81.8604
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1900 Purchased 1991

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 12 demographic profiles associated with Valerie Malcolm. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Valerie Malcolm. These loans were issued to businesses, not individuals.

Tud, INC

Corporation

$6,875 Paid in Full
Address:
365 Bridge Street Apt 6D
Brooklyn, NY11201
Approved

Apr 27, 2020

Forgiven

$6,925

Jobs Reported

1

Loan #

4789017209

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Valerie Malcolm. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Valerie Malcolm on the map

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Valerie Malcolm in Palm Bay, FL: Background Summary

Location
685 Seven Gables Cir SE, Palm Bay Fl, Palm Bay, FL
Other Locations
Brooklyn, NY ยท Auburndale, FL ยท Jamaica, NY and 11 more
Profiles Found
20 people with this name
Phone Numbers
(321) 626-6398 and 9 others on file
Email
osewilliams@gmail.com and 1 other on file
Possible Relatives
Corlette Mv Malcolm
Career
Delcor Assoc Inc, Delcor Associates Inc
Voter Registration
Registered Democrat
Properties
11properties owned
Vehicles
2 linked โ€” 2009 Ford Escape, 2001 Ford Windstar
Contributions
$7,033 total โ€” Dinkins, David N
Licenses
2 professional licenses (Resident 65+ Hunt/Fish)
PPP Loans
$6,875 for Tud, INC
White House
1 recorded visit

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Valerie Malcolm. Because public records are indexed by name rather than by a unique identifier, the 89 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Valerie Malcolm

Search Complexity: High

89 public records across 10states, belonging to approximately 20 different individuals. With 20 distinct profiles across 10 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 10 states. Highest concentration: New York (22%), followed by Florida and Connecticut. Spans the Northeast and South regions.

NY20recordsFL11recordsCT6recordsMI5recordsCA3recordsGA3records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (31%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Property Ownership Records (14) and Business & Corporate Filings (11).

23
Contact & Address Records
14
Property Ownership Records
11
Business & Corporate Filings
8
Political Contribution Records
7
Voter Registration Records
6
Corporate Records

Age Distribution

Age range: approximately 29 years, suggesting multiple generations. Largest group: Senior (65+) (88%).

Senior (65+)7peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Valerie Malcolm

Is Valerie Malcolm a registered voter?
Yes, voter registration records show Valerie Malcolm is registered. We found 7 voter registration entries across 3 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Valerie Malcolm own property?
County assessor records show 14 properties associated with Valerie Malcolm in Meridian, New York and 13 other locations. Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Valerie Malcolm?
Records show 2 vehicle registrations associated with Valerie Malcolm, including a 2009 Ford Escape. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Valerie Malcolm?
We found 11 business affiliations for Valerie Malcolm (null). Other companies include Delcor Associates Inc. Business records are compiled from state registries, SEC filings, and professional databases.
Has Valerie Malcolm made political donations?
FEC disclosure records show 8 reported political contributions from Valerie Malcolm, totaling $7,033. Recipients include Dinkins, David N. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Valerie Malcolm?
Our database contains 89 total records for Valerie Malcolm spanning 10 states. This includes 20 distinct contact records, 8 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Valerie Malcolm?
The 89 records displayed for Valerie Malcolm are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Valerie Malcolm remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.