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Vicki Trotter from Lockport, NY

Age 54
📍 4055 Johnson Rd, Lockport, NY 14094
📞 (716) 439-1956, (716) 731-2333, (716) 731-5400
✉️ kvtrotter@comcast.net, kvtrotter@juno.com
👨‍👩‍👧 Relatives: Perry D Schultz,Joanne C Schultz,Scott Deanna Schultz,Deanna G Schultz,Kenneth P Schultz,Kim K Trotter,Kim Trotter,Dessie J Schultz,Vickie Trotter

Vicki Trotter

Age 69 b. 1957-01-02
📍 402 Evian Way, Brandon Ms
📞 (601) 416-8753, (469) 543-5499
✉️ VICKIT606@GMAIL.COM

Vicki Trotter from Knoxville, TN

Age 52
📍 3405 Old Settlers Trl, Knoxville, TN 37920
📞 (865) 539-1007, (865) 573-9600, (865) 539-1007, (865) 573-9600, (865) 607-4981
👨‍👩‍👧 Relatives: Phillip R Trotter,Vickie P Trotter,Philip Trotter

Vicki Trotter from Fort Worth, TX

Age 51
📍 4455 Crestline Rd, Fort Worth, TX 76107
📞 (817) 763-9220
👨‍👩‍👧 Relatives: Vicky Kirkman Trotter,Elise Ann Trotter,Elliottvi Trotter

Vicki Trotter from Lawrenceville, GA

Age 66 b. Sep 1959 Gwinnett Co.
📍 447 Kings Hill Ct
📞 (404) 995-3040

Vicki Trotter

📍 4383 Harrington Rd, Lockport Ny
📞 (716) 251-2661, (716) 439-1956
✉️ KVTROTTER@JUNO.COM

Vicki Trotter from Laguna Woods, CA

Age 88 b. Jul 1937 Orange Co.
📍 2297 Via Puerta
📞 (541) 850-0368

Vicki Trotter from Redlands, CA

Age 71 b. Jul 1954 San Bernardino Co.
📍 416 The Te 2
📞 (314) 474-5561
👤 aka Vicki A Buzzard

Vicki Trotter

📍 1065 Lindyn Lee Way, Gallatin Tn
📞 (615) 708-4573
✉️ VICKI.TROTTER@YAHOO.COM

Vicki Trotter from Hawthorne, CA

Female
📍 14415 Chadron Ave
📞 (310) 968-2924 (VERIZON WIRELESS)

Vicki Trotter from Mission Viejo, CA

Age 89 b. 1937 Female
📍 23477 El Greco
📞 (949) 305-0444

Vicki Trotter from Minneapolis, MN

Age 70 b. Feb 1956 Hennepin Co.
📍 716 Adams St Ne

Vicki Trotter from Belzoni, MS

Age 69 b. Jan 1957 Humphreys Co.
📍 301 E Jackson St

Vicki Trotter from Klamath Falls, OR

Age 88 b. Jul 1937 Klamath Co.
📍 9214 St Andrews Cir

Vicki Trotter from Gallatin, TN

Age 69 b. Mar 1957
📍 1065 Lindyn Lee Way
👤 aka Vickie Dean Trotter, Vicki S Crawford, Vicky Dean Crawford

Vicki Trotter from Knoxville, TN

Age 76 b. Dec 1949 Knox Co.
📍 7729 Wilmington Dr

Vicki Trotter from Sanborn, NY

Age 66 b. Oct 1959 Niagara Co.
📍 30890 Shenk Rd
👤 aka Vicki S Schultz, Vicki Schultz, Vicki Trotter

Vicki Trotter from Azusa, CA

Age 62 b. Jul 1963 Los Angeles Co.
📍 1331 N San Gabriel Ave

Vicki Trotter from Glennville, GA

Tattnall Co.
📍 4332 Loves Chapel Rd
📞 (912) 654-3631

Vicki Trotter from Vancouver, WA

Clark Co.
📍 9803 Ne 76th St
📞 (360) 885-1296

Vicki Trotter from Redford, MI

Wayne Co.
📍 19195 Norborne

Vicki Trotter from Glennville, GA

Tattnall Co.
📍 1 Rt 1 251

Vicki Trotter from Marysville, MI

Saint Clair Co.
📍 424 8th St

Vicki Trotter from Vancouver, WA

Clark Co.
📍 1120 Ne Minnehaha St

Vicki Trotter from Vancouver, WA

Clark Co.
📍 4302 Ne 127th Ave

Vicki Trotter from Schenectady, NY

Schenectady Co.
📍 29 Eagle St

Vicki Trotter from Gainesville, FL

Alachua Co.
📍 2801 Nw 23rd Bl M 86

Vicki Trotter from Lake Elsinore, CA

Riverside Co.
📍 15140 Grand Ave 15

Vicki Trotter from Winston Salem, NC

📍 175 Brooks Landing Dr

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 29 contact records for Vicki Trotter across 12 states. The most recent address on file is in Lawrenceville, Georgia. Of these records, 13 include phone numbers and 4 include email addresses. Ages range from 51 to 54, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Trotter, Vicki

Wayne County
PIN: 79006030195000.0
· 19195 Norborne
Lot: 11,077sqft

Trotter, Vicki

PIN: 6806-04-3485.00
· 175 Brooks Landing DR, WINSTON-SALEM nc
Assessed: $191,900

Trotter Vicki B

Humphreys County
· 301 Jackson St, 4

Vicki S Trotter

2023 Niagara County
· 4383 Harrington, Lockport

Vicki S Trotter

2022 Niagara County
· 4383 Harrington, Lockport

Vicki S Trotter

2021 Niagara County
· 4383 Harrington, Lockport

Vicki S Trotter

2024 Niagara County
· 4383 Harrington, Lockport

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 7 property records linked to Vicki Trotter in 4. Values shown are from county assessor records and may differ from current market prices.

vicki ANN trotter

Unaffiliated Reg: 01/09/2013
175 Brooks Landing Dr, Winston Salem, NC, 27106
DOB: 1955 Gender: Female
County: Forsyth

Vicki S Trotter

Republican
4383 Harrington Rd, 14, 14094
DOB: 19591015 Gender: Female

Vicki Rae Trotter

Republican Reg: 5/2/2012
9214 St Andrews Cir, Klamath Falls, OR, 97603
DOB: 1/1/1937
County: Klamath

Vicki Alice Louise Trotter

Reg: 04/28/2008
14728 18th St, Vancouver, WA, 98684
DOB: 10/14/1960 Gender: Female
County: CR

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 4 voter registration records were found for Vicki Trotter in North Carolina, Oregon, Washington. Records show affiliations with UNA, REP, which may reflect different individuals or changes over time. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2009 Chevrolet Malibu
· Registered to: Vicki Trotter
· VIN: 1G1ZG57B294174397
·
25731 Catalina St, Southfield, MI, 48240-1412
·
(313) 516-6193
2011 Chevrolet Cruze
· Registered to: Vicki Trotter
· VIN: 1G1PH5S99B7176600
·
19195 Norborne, Redford, MI, 48240-1412
1996 TOYOTA CAMRY CAR UPPER MIDSIZE
· Registered to: Vicki Trotter
· VIN: 4T1EG12K4TU771835
·
135 Maple Island Rd, Burnsville, MN, 55306
·
(952) 898-2874
2017 FORD FOCUS
· Registered to: Vicki Trotter
· VIN: 1FADP3F22HL332524
·
4383 Harrington Rd, Lockport, NY, 14094-9409
2010 HONDA CR-V WAGON
· Registered to: Vicki Trotter
· VIN: 5J6RE4H55AL058647
·
95 Saint Clair Blvd, Marysville, MI, 48040
2005 NISSAN ALTIMA 4DR SEDAN
· Registered to: Vicki Trotter
· VIN: 1N4AL11D05N900609
·
108 1/2 Gwin St, Greenwood, MS, 38930
2005 NISSAN ALTIMA 2DR COUPE
· Registered to: Vicki Trotter
·
402 Evian Way, Brandon, MS, 39042

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 7 vehicle registration records are associated with Vicki Trotter. Registered makes include Chevrolet, Toyota, Ford, Honda and others. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Brauer Material Handling Systems

HR Manager
+16158592930vtrotter@braueronline.com
Hendersonville,
LinkedIn

Walgreens

Manager
(615) 889-6066
Hermitage, TN
Miscellaneous Retail (Stores)

Epic Outreach Inc

Vicki TrotterAdvisory Board Member
Jacksonville, FL

Vicki Trotter

Hairdresser
Tantique
Birmingham, Alabama, United States
LinkedIn

Vicki Trotter

Hairdresser
Tantique
Alabama
LinkedIn

Rice; Elaine

Vicki TrotterChief Executive
vicki.trotter@twcny.rr.com
431 Bromwich St Sw, Decatur, AL35603
elainesgallery.com

Wild Rose Inn

Vicki TrotterOwner
(615) 504-5965vicki.trotter@twcny.rr.com
431 Bromwich St Sw, Decatur, AL35603

Vicki Trotter

HR Manager at Brauer Mate · Greater Nashville Area

Wild Rose Inn

Vicki TrotterOwner
(615) 504-5965vicki.trotter@twcny.rr.com
431 Bromwich St Sw, Decatur, AL35603

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 31 business affiliations were found for Vicki Trotter. Companies include Walgreens, Tantique, Wild Rose Inn. Roles listed include HR Manager and Null. Records are compiled from state business registries, SEC filings, and professional networking databases.

Vicki Trotter

Dvt, INC.

Addr: 6025 Lee Hwy, Chattanooga, TN, 37421
TN
Registered Agent: Vicki Trotter

Unknown Corporation

Addr: Chattanooga, TN
TN
Officer: Vicki Trotter

Source: Public Records Vicki Trotter appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Vicki Trotter

Gardendale High School - Gardendale, AL, AL
1974

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Vicki Trotter has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$25 Nov 20, 2003
2004
Mi Education Association Mea Pac
Trotter, Vicki A Marysville, MI
$20 Nov 3, 2008
2008
Mi Education Association Mea Pac
Trotter, Vicki A Marysville, MI
$40 Jul 20, 2016
2016 328
Trump, Donald J
Trotter, Vicki Mission Viejo, CA
$25 Jan 14, 2011
2012
Mi Education Association Mea Pac
Trotter, Vicki Marysville, MI
$25 Nov 1, 2007
2008
Mi Education Association Mea Pac
Trotter, Vicki A Marysville, MI
$40 Aug 8, 2016
2016 REP
Trump, Donald J
Trotter, Vicki Mission Viejo, CA
$25 Dec 6, 2004
2004
Mi Education Association Mea Pac
Trotter, Vicki A Marysville, MI
$25 Dec 20, 2018
2020 REP
Republican National Committee
Trotter, Vicki R Retired Mission Viejo, CA
$25 Nov 10, 2009
2010
Mi Education Association Mea Pac
Trotter, Vicki Marysville, MI
$25 Jan 25, 2017
2018
Progressive Turnout Project
Trotter, Vicki Not Employed Winston Salem, NC
$300 May 15, 2003
2004
Nrcce Non Federal 1
Trotter, Vicki Owner @ Premier Staffing Chattanooga, TN
-$25 May 1, 2020
2020 DEM
Harrison, Jaime
Trotter, Vicki Burnsville, MN
$40 Aug 8, 2016
REP
Trump, Donald J
Contributor Mission Viejo, CA
$25 Dec 20, 2018
Unknown Committee
Trotter, Vicki R. Mrs. Retired Mission Viejo, CA

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 14 political contribution records found for Vicki Trotter. Total disclosed contributions amount to $640. Recipients include Trump, Donald J. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Vicki K Trotter

Age 61 Female
·
425 Fowles St, Oceanside, CA 92054 (San Diego County)
33.2028, -117.3420
TZ: Pacific
Edu: High School
Single Family
MP

Vicki M Trotter

Age 58 Female
·
19195 Norborne, Redford, MI 48240 (Wayne County)
42.4309, -83.2997
· (313) 443-8600
Marital: Married TZ: Eastern
Homeowner Single Family Built 1947 Purchased 2010
MP

Vicki A Trotter

Age 56 Female
·
9803 NE 76th St, Vancouver, WA 98662 (Clark County)
45.6779, -122.5720
TZ: Pacific
Edu: High School
Homeowner Single Family
MP

Vicki R Trotter

Age 80 Female
·
23477 El Greco, Mission Viejo, CA 92692 (Orange County)
33.6216, -117.6370
· (949) 305-0444
Marital: Married TZ: Pacific
Occ: Professional Edu: High School
Homeowner Single Family Built 1981 Purchased 2011
MP

Vicki Trotter

Age 62 Female
·
175 Brooks Landing Dr, Winston Salem, NC 27106 (Forsyth County)
36.1177, -80.3547
· (336) 923-5485
Marital: Single TZ: Eastern
Occ: Insurance Edu: Some College
Homeowner Single Family Built 2000 Purchased 2012
MP

Vicki Trotter

Female
·
4332 Loves Chapel Rd, Glennville, GA 30427 (Tattnall County)
31.9390, -81.9318
· (912) 654-3631
Marital: Married TZ: Eastern
Occ: Healthcare Edu: Some College
Homeowner Single Family Built 1990
MP

Vicki Trotter

Age 54 Female
·
25010 Daisy Ave, Loma Linda, CA 92354 (San Bernardino County)
34.0478, -117.2580
Marital: Single TZ: Pacific
Edu: High School
Single Family
MP

Vicki E Trotter

Age 52 Female
·
214 Shop Rd, Ward, SC 29166 (Saluda County)
33.8876, -81.7540
· (803) 685-5293
Marital: Married TZ: Eastern
Homeowner Single Family Built 1979 Purchased 2008
MP

Vicki Trotter

Female
·
8311 W Pepper Ct, Knoxville, TN 37923 (Knox County)
35.9007, -84.0496
TZ: Eastern
Homeowner Single Family Built 1990 Purchased 2000

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 9 demographic profiles associated with Vicki Trotter. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Vicki Trotter. These loans were issued to businesses, not individuals.

Carboni Sales Group, INC.

Corporation

$186,415 Paid in Full
Address:
6025 Lee Hwy
Chattanooga, TN37421
Approved

Apr 14, 2020

Forgiven

$188,780

Jobs Reported

11

Loan #

6509047104

Loan Size

Medium

Tikesha Philosoph

Sole Proprietorship

$415 Exemption 4
Address:
14415 Chadron Ave
Hawthorne, CA90250-9094
Approved

Apr 2, 2021

Jobs Reported

1

Loan #

5248648709

Loan Size

Small

Magnolia Manor Of Philadelphia LLC

Limited Liability Company(LLC

$39,573 Paid in Full
Address:
708 Columbus Ave
Philadelphia, MS39350-5989
Approved

Feb 10, 2021

Forgiven

$39,794

Jobs Reported

8

Loan #

6611978409

Loan Size

Small

Magnolia Manor Of Philadelphia

Limited Liability Company(LLC

$26,300 Paid in Full
Address:
708 Columbus Ave
Philadelphia, MS39350-5989
Approved

Apr 9, 2020

Forgiven

$39,755

Jobs Reported

8

Loan #

9611187002

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 4 PPP loan records are linked to businesses associated with Vicki Trotter. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Vicki Trotter on the map

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Found 65 results across 14 states

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Vicki Trotter in Lockport, NY: Background Summary

Location
4055 Johnson Rd,Lockport, NY 14094, Lockport, NY
Other Locations
Lawrenceville, GA · Laguna Woods, CA · Redlands, CA and 17 more
Profiles Found
29 people with this name
Phone Numbers
(716) 439-1956 and 13 others on file
Email
kvtrotter@comcast.net and 3 others on file
Possible Relatives
Perry D Schultz, Joanne C Schultz, Scott Deanna Schultz, Deanna G Schultz, Kenneth P Schultz and 10 more
Career
HR Manager, Senior Recruiter at Walgreens, Tantique
Voter Registration
Registered Republican
Properties
3properties owned
Vehicles
7 linked — 2009 Chevrolet Malibu, 2011 Chevrolet Cruze and 5 more
Contributions
$640 total — Trump, Donald J
PPP Loans
$253K for Carboni Sales Group, INC., Tikesha Philosoph

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Vicki Trotter. Because public records are indexed by name rather than by a unique identifier, the 110 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Vicki Trotter

Search Complexity: High

110 public records across 14states, belonging to approximately 29 different individuals. With 29 distinct profiles across 14 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 14 states. Highest concentration: California (10%), followed by Alabama and Tennessee. Spans the South and West regions.

CA11recordsAL9recordsTN7recordsMN6recordsMI5recordsWA5records

Record Type Breakdown

Data spans 8 record categories. Largest: Business & Corporate Filings (31%), which reveal professional roles and employer history. Also includes Contact & Address Records (30) and Political Contribution Records (14).

31
Business & Corporate Filings
30
Contact & Address Records
14
Political Contribution Records
7
Property Ownership Records
7
Vehicle Registration Records
4
Voter Registration Records

Age Distribution

Age range: approximately 38 years, suggesting multiple generations. Largest group: Senior (65+) (60%).

Senior (65+)6peopleMiddle-Age (40-64)4people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Vicki Trotter

Is Vicki Trotter a registered voter?
Yes, voter registration records show Vicki Trotter is registered in North Carolina with UNA affiliation. We found 4 voter registration entries across 3 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Vicki Trotter own property?
County assessor records show 7 properties associated with Vicki Trotter . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Vicki Trotter?
Records show 7 vehicle registrations associated with Vicki Trotter, including a 2009 Chevrolet Malibu. Registered makes include Chevrolet, Toyota, Ford, Honda. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Vicki Trotter?
We found 31 business affiliations for Vicki Trotter (HR Manager). Other companies include tantique, Wild Rose Inn. Business records are compiled from state registries, SEC filings, and professional databases.
Has Vicki Trotter made political donations?
FEC disclosure records show 14 reported political contributions from Vicki Trotter, totaling $640. Recipients include Trump, Donald J. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Vicki Trotter?
Our database contains 110 total records for Vicki Trotter spanning 14 states. This includes 29 distinct contact records, 13 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Vicki Trotter?
The 110 records displayed for Vicki Trotter are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Vicki Trotter remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.