Wayne Calder from Schenectady, NY

Age 69
๐Ÿ“ 1054 Day Rd, Schenectady, NY 12303
๐Ÿ“ž (518) 355-3026
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Jefferey W Calder,Cindy M Calder,Barbara J Calber,Stacey J Desbiens,Sharon M Jaaegar,Cynthia M Calder

Wayne Calder from Corbin, KY

Age 95 b. Mar 1931 Whitley Co.
๐Ÿ“ 3192 N Highway 1223
๐Ÿ“ž (606) 528-2921, (606) 528-1721

Wayne Calder from North Babylon, NY

Age 61
๐Ÿ“ 61 Dean St, North Babylon, NY 11703
๐Ÿ“ž (631) 587-2213, (631) 374-0421, (631) 587-2213, (516) 587-2215, (631) 595-9563
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Barbara C Calder,Danieledward Calder,Colleen A Calder,Daniel Calder

Wayne Calder from Schenectady, NY

Age 81 b. Aug 1944 Schenectady Co.
๐Ÿ“ 1054 Day Rd
๐Ÿ“ž (518) 355-3026

Wayne Calder

๐Ÿ“ 201 N Echols St, Caldwell Tx
๐Ÿ“ž (832) 969-4910, (832) 687-2255
โœ‰๏ธ FIDUS187@MINDSPRING.COM

Wayne W Calder

๐Ÿ“ 1054 Day Rd, Schenectady Ny
๐Ÿ“ž (518) 355-3026, (518) 542-8860
โœ‰๏ธ WCALDER@NYCAP.RR.COM

Wayne Calder from Schenectady, NY

Age 82 b. 1944 Male
๐Ÿ“ 103 Homestead Ct
๐Ÿ“ž (518) 355-3026
โœ‰๏ธ bcalder@nycap.rr.com

Wayne Calder from North Babylon, NY

๐Ÿ“ 61 Dean St
๐Ÿ“ž (631) 374-0421 (AT&T MOBILITY)
โœ‰๏ธ WAYNE.CALDER@YAHOO.COM

Wayne Calder from Pearland, TX

Age 62 b. Feb 1964 Brazoria Co.
๐Ÿ“ 3210 Forrester Dr
๐Ÿ“ž (281) 489-8842

Wayne Calder from Sutherlin, OR

Age 85 b. Jan 1941 Douglas Co.
๐Ÿ“ 415 E Control Ave
๐Ÿ“ž (203) 926-9833
๐Ÿ‘ค aka Wayne R Calder, R Wayne Calder

Wayne Calder from Pittsburgh, PA

Age 76 b. Mar 1949 Allegheny Co.
๐Ÿ“ 9232 Oak Ct
๐Ÿ“ž (412) 367-3957

Wayne Calder from Oakland, OR

Age 85 b. 1941 Male
๐Ÿ“ 217 Driver Valley Rd
๐Ÿ“ž (541) 459-4510

Wayne Calder from Deer Park, NY

Age 72 b. Apr 1953 Suffolk Co.
๐Ÿ“ 8 Cayuga Ave

Wayne Calder from Fort Bragg, CA

Age 105 b. Apr 1920 Mendocino Co.
๐Ÿ“ 19898 Riverview Dr

Wayne Calder from Simpsonville, SC

Age 65 b. Jun 1960 Greenville Co.
๐Ÿ“ 102 Terrabay
๐Ÿ‘ค aka Calder Wayne Douglas

Wayne Calder from Fort Lauderdale, FL

Broward Co.
๐Ÿ“ 2440 W State Rd 84 120

Wayne Calder from Vernal, UT

Uintah Co.
๐Ÿ“ 531 W 100 S

Wayne Calder from Laguna Hills, CA

Orange Co.
๐Ÿ“ 22655 Napoli

Wayne Calder from Alexandria, VA

Alexandria City Co.
๐Ÿ“ 100 Century Dr Apt 7202

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 19 contact records for Wayne Calder across 10 states. The most recent address on file is in Corbin, Kentucky. Of these records, 12 include phone numbers and 4 include email addresses. Ages range from 61 to 69, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Calder, Wayne

Douglas County
PIN: 250503BB00200
· 217 Driver Valley Rd, Oakland
Lot: 94,003sqft

Calder, Wayne

Douglas County
PIN: 250503BB00400
· 129 Driver Valley Rd, Oakland
Lot: 45,645sqft

Calder Wayne D

Greenville County
· 2601 Duncan Chapel, Greenville

Wayne W Calder

2022 Schenectady County
· 103 Homestead, Rotterdam

Wayne W Calder

2021 Schenectady County
· 103 Homestead, Rotterdam

Wayne W Calder

2023 Schenectady County
· 103 Homestead, Rotterdam

Wayne W Calder

2022 Schenectady County
· 103 Homestead, Rotterdam

Wayne W Calder

2023 Schenectady County
· 103 Homestead, Rotterdam

Wayne W Calder

2024 Schenectady County
· 103 Homestead, Rotterdam

Wayne W Calder

2024 Schenectady County
· 103 Homestead, Rotterdam

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 10 property records linked to Wayne Calder in Greenville. Values shown are from county assessor records and may differ from current market prices.

Wayne Calder

Democrat Reg: 06/01/1978
9232 Oak Ct, Pittsburgh, PA, 15237
DOB: 03/16/1949 Gender: Male

Wayne K Calder

Reg: 09530584
61 Dean St
DOB: 19530402 Gender: Male
Senate: 2

Wayne W Calder

Reg: 1/1/215626
103 Homestead Ct
DOB: 19440826 Gender: Male
Senate: 20

Wayne Calder

9232 Oak Ct
DOB: 03/16/1949 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 4 voter registration records were found for Wayne Calder in Pennsylvania. Party affiliation is listed as D. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 GMC Terrain
ยท Registered to: Wayne Calder
ยท VIN: 2GKFLVEK7C6316066
·
1054 Day Rd, Schenectady, NY, 12303-3363
·
(518) 355-3026
2011 LEXUS ES 350
ยท Registered to: Wayne Calder
ยท VIN: JTHBK1EG4B2461674
·
61 Dean St, North Babylon, NY, 11703-4103
·
(631) 587-2213
2007 HONDA ACCORD CAR UPPER MIDSIZE
ยท Registered to: Wayne Calder
ยท VIN: 1HGCM66587A099549
·
9232 Oak Ct, Pittsburgh, PA, 15237
·
(412) 367-3457
2007 Hyundai Elantra
ยท Registered to: Wayne Calder
ยท VIN: KMHDU46D17U253723
·
1054 Day Rd, Schenectady, NY, 12303-3363
·
(518) 355-3026
2011 Hyundai Sonata
ยท Registered to: Wayne Calder
ยท VIN: 5NPEC4ACXBH006830
·
1054 Day Rd, Schenectady, NY, 12303-3363
·
(518) 355-3026
2005 Suzuki Forenza
ยท Registered to: Wayne Calder
ยท VIN: KL5JD56Z65K100830
·
3192 N Highway 1223, Corbin, KY, 40701-4857
2007 Honda Civic
ยท Registered to: Wayne Calder
ยท VIN: 2HGFG11697H518761
·
201 N Echols St, Caldwell, TX, 77836-1514
2018 FORD F-150
ยท Registered to: Wayne Calder
ยท VIN: 1FTFX1CG4JKE44072
·
201 North Echols, Caldwell, TX, 77836
2008 MAZDA MX-5 MIATA
ยท Registered to: Wayne Calder
ยท VIN: JM1NC25F180152614
·
201 N Echols St, Caldwell, TX, 77836-1514
2003 TOYOTA CAMRY 4DR SEDAN
ยท Registered to: Wayne Calder
ยท VIN: 4T1BE32K33U676879
·
61 Dean St, North Babylon, NY, 11703
·
(631) 587-2213

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 10 vehicle registration records are associated with Wayne Calder. Registered makes include Gmc, Lexus, Honda, Hyundai and others. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Calder Brothers Corporation

Vice President Engineering
+18642444800wcalder@calderbrothers.com
Taylors,

Wcw Engineers Inc

President
(847) 437-3600
Elk Grove Village, IL
Engineering, Management, Accounting, Research and Related Industries (Services)

Genoa Methodist

Pastor
(713) 946-2312
Houston, TX
Membership Organizations (Organizations)

A-1 Sutherlin Rent-All

Partner
(541) 459-9574
Sutherlin, OR
Business Services (Services)

ENMAX Corporation

Wayne CalderDirector Customer Experience at ENMAX Corporation
Calgary,

Sutherlin Blackberry Festival Inc

Wayne CalderDirector
Sutherlin, OR

Wayne Calder

Complex Director Of Engineering
Rosewood Hotel Group/Hoiana Project
Vietnam

Wayne Calder

Clinical Specialist
Thoratec
Pennsylvania

Longs Drugs

Wayne CalderBusiness Systems Analyst
hockeyrules2323@yahoo.com
102terrabay, Simpsonville, SC29681
longs.com

Ernie Witham Writer

Wayne CalderInformation Technology
wayne.calder@yahoo.com
61 Dean St, North Babylon, NY11703

Wayne D. Calder

Vice President, ยท Greenville, South Carolina Area

Wayne Calder

Pittsburgh, PA15237-0

Ernie Witham Writer

Wayne CalderInformation Technology
wayne.calder@yahoo.com
61 Dean St, North Babylon, NY11703

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 21 business affiliations were found for Wayne Calder. Companies include Wcw Engineers Inc, Genoa Methodist, A-1 Sutherlin Rent-All and 2 more. Roles listed include Vice President Engineering and Director Customer Experience. Records are compiled from state business registries, SEC filings, and professional networking databases.

A. J. Gray INC.

Filed: Aug 18, 1961
Registered Agent: Wayne L Calder

Source: Public Records Wayne Calder appears in 1 corporate filing from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

wayne Douglas calder

Expired
License # 28548
Addr: Park Ridge, IL

Wayne Calder

PE
Expired
Addr: Park Ridge, IL

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Wayne Calder holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Inventor Record

Wayne Calder - Simpsonville

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Wayne Calder is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

Wayne Calder

Raymond High School - Raymond, AB
1989

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Wayne Calder has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$100 Mar 7, 2013
2014
Dagostino, Dom
Calder, Wayne Sch Dy, NY
$239 Aug 24, 2011
2012
Re Unite Rotterdam
Calder, Wayne Rotterdam, NY
$100 Apr 18, 2011
2012
Jasenski, Tony
Calder, Wayne W Schenectady, NY
$100 Mar 7, 2013
Dagostino, Dom
Contributor Sch Dy, NY
$100
2014
Dagostino, Dom
Contributor Sch Dy, NY

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 5 political contribution records found for Wayne Calder. Total disclosed contributions amount to $639. Recipients include Dagostino, Dom. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Wayne Calder

Age 79 Male
·
2603 Pinta Cir, Grand Prairie, TX 75052 (Dallas County)
32.7069, -96.9959
Marital: Single TZ: Central
Single Family
MP

Wayne P Calder

Age 64 Male
·
5449 S 3375 W, Roy, UT 84067 (Weber County)
41.1643, -112.0600
· (801) 825-4027
Marital: Married TZ: Mountain
Homeowner Single Family Built 1995 Purchased 1995
MP

Wayne Calder

Age 68 Male
·
9232 Oak Ct, Pittsburgh, PA 15237 (Allegheny County)
40.5743, -80.0343
· (717) 540-3912
Marital: Married TZ: Eastern
Occ: Management Edu: Some College
Homeowner Single Family Built 1959 Purchased 1992
MP

Wayne Calder

Age 75 Male
·
217 Driver Valley Rd, Oakland, OR 97462 (Douglas County)
43.4287, -123.2840
· (541) 459-4510
Marital: Single TZ: Pacific
Edu: Graduate School
Homeowner Single Family Built 1973 Purchased 1995
MP

Wayne S Calder

Age 54 Male
·
201 N Echols St, Caldwell, TX 77836 (Burleson County)
30.5331, -96.6953
· (832) 969-4910
Marital: Married TZ: Central
Edu: High School
Single Family
MP

Wayne Calder

Age 61 Male
·
102 Terrabay, Simpsonville, SC 29681 (Greenville County)
34.8045, -82.2401
Marital: Married TZ: Eastern
Occ: Technical Edu: Some College
Homeowner Single Family Built 1985 Purchased 2000
MP

Wayne K Calder

Age 64 Male
·
61 Dean St, North Babylon, NY 11703 (Suffolk County)
40.7214, -73.3261
· (631) 398-8032
Marital: Married TZ: Eastern
Occ: Clerical Edu: High School
Homeowner Single Family Purchased 1992

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with Wayne Calder. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Wayne Calder. These loans were issued to businesses, not individuals.

Temara Davis

Self-Employed Individuals

$20,800 Paid in Full
Address:
10602 Sagewillow Ln
Houston, TX77089-3016
Approved

Apr 29, 2021

Forgiven

$20,890

Jobs Reported

1

Loan #

4592138910

Loan Size

Small

Temara Davis

Self-Employed Individuals

$20,500 Paid in Full
Address:
10602 Sagewillow Ln
Houston, TX77089-3016
Approved

Jan 28, 2021

Forgiven

$20,646

Jobs Reported

1

Loan #

7675128307

Loan Size

Small

Bc Fire Extinguisher

Subchapter S Corporation

$3,700 Paid in Full
Address:
61 Dean St
north Babylon, NY11703
Approved

Apr 28, 2020

Forgiven

$3,770

Jobs Reported

1

Loan #

1294567302

Loan Size

Small

Willie Davis

Self-Employed Individuals

$20,615 Paid in Full
Address:
10602 Sagewillow Ln
Houston, TX77089-3016
Approved

Feb 19, 2021

Forgiven

$20,708

Jobs Reported

1

Loan #

2103318503

Loan Size

Small

Jared Wilson

Self-Employed Individuals

$20,585 Paid in Full
Address:
10602 Sagewillow Ln
Houston, TX77089-3016
Approved

May 20, 2021

Forgiven

$20,670

Jobs Reported

1

Loan #

4746129003

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 5 PPP loan records are linked to businesses associated with Wayne Calder. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Wayne Calder on the map

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Wayne Calder in Corbin, KY: Background Summary

Location
3192 N Highway 1223, Corbin, KY 40701
Other Locations
Schenectady, NY ยท North Babylon, NY ยท Pearland, TX and 10 more
Profiles Found
19 people with this name
Phone Numbers
(518) 355-3026 and 11 others on file
Email
fidus187@mindspring.com and 3 others on file
Possible Relatives
Jefferey W Calder, Cindy M Calder, Barbara J Calber, Stacey J Desbiens, Sharon M Jaaegar and 5 more
Career
Vice President Engineering, Director Customer Experience at Wcw Engineers Inc, Genoa Methodist
Voter Registration
Registered Democrat
Properties
3properties owned
Vehicles
10 linked โ€” 2012 Gmc Terrain, 2011 Lexus Es 350 and 8 more
Contributions
$639.4 total โ€” Dagostino, Dom, Dagostino, Dom
Licenses
2 professional licenses (PE)
PPP Loans
$86,200 for Temara Davis, Temara Davis

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Wayne Calder. Because public records are indexed by name rather than by a unique identifier, the 90 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Wayne Calder

Search Complexity: High

90 public records across 11states, belonging to approximately 19 different individuals. With 19 distinct profiles across 11 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 11 states. Highest concentration: New York (21%), followed by Texas and South Carolina. Spans the Northeast and South regions.

NY19recordsTX6recordsSC6recordsOR5recordsPA5recordsKY4records

Record Type Breakdown

Data spans 10 record categories. Largest: Contact & Address Records (28%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (21) and Property Ownership Records (10).

23
Contact & Address Records
21
Business & Corporate Filings
10
Property Ownership Records
10
Vehicle Registration Records
5
Political Contribution Records
5
PPP Loan Records

Age Distribution

Age range: approximately 45 years, suggesting multiple generations. Largest group: Senior (65+) (80%).

Senior (65+)8peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Wayne Calder

Is Wayne Calder a registered voter?
Yes, voter registration records show Wayne Calder is registered in Pennsylvania with D affiliation. We found 4 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Wayne Calder own property?
County assessor records show 10 properties associated with Wayne Calder . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Wayne Calder?
Records show 10 vehicle registrations associated with Wayne Calder, including a 2012 GMC Terrain. Registered makes include Gmc, Lexus, Honda, Hyundai. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Wayne Calder?
We found 21 business affiliations for Wayne Calder (Vice President Engineering). Other companies include Genoa Methodist, A-1 Sutherlin Rent-All. Business records are compiled from state registries, SEC filings, and professional databases.
Has Wayne Calder made political donations?
FEC disclosure records show 5 reported political contributions from Wayne Calder, totaling $639. Recipients include Dagostino, Dom. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Wayne Calder?
Our database contains 90 total records for Wayne Calder spanning 11 states. This includes 19 distinct contact records, 12 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Wayne Calder?
The 90 records displayed for Wayne Calder are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Wayne Calder remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.