Wayne Koski

Age 43 b. 1982-08-30
๐Ÿ“ 16293 Camaron Ave, Petersburg Il
๐Ÿ“ž (414) 810-8144
โœ‰๏ธ WAYNE_R_KOSKI@YAHOO.COM, wayne_r_koski@yahoo.com

Wayne Koski from Ravenna, TX

Age 70
๐Ÿ“ County Rd, Ravenna, TX 75476
๐Ÿ“ž (817) 284-4083, (817) 589-2968, (817) 589-9384, (817) 284-2477, (903) 583-4751, (903) 583-5494
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Linda Black Koski,Kirsten Lynn Smith,Karen Koski,Dr Wayne Koski

Wayne Koski from Detroit Lakes, MN

Age 50 b. Nov 1975 Becker Co.
๐Ÿ“ 27736 County Rd 141
๐Ÿ“ž (804) 237-1940

Wayne Koski from Mullan, ID

Age 87 b. Jul 1938 Shoshone Co.
๐Ÿ“ Po Box 42
๐Ÿ“ž (262) 945-3918

Wayne Koski from Colorado Springs, CO

Age 50 b. May 1975
๐Ÿ“ 7910 Wildridge Rd
๐Ÿ“ž (719) 390-2803

Wayne Koski from Apo New York, NY

Age 66 b. Apr 1960
๐Ÿ“ 178th Signal Co
๐Ÿ“ž (252) 527-6345

Wayne Koski

๐Ÿ“ 18586 2nd St, Petersburg Il
๐Ÿ“ž (217) 303-3782
โœ‰๏ธ WAYNE_R_KOSKI@YAHOO.COM

Wayne Koski

๐Ÿ“ 62971 Southern Acres Dr, South Bend In 46614
๐Ÿ“ž (574) 291-4194
โœ‰๏ธ WAYNEKOSKI@ATT.NET

Wayne Koski

๐Ÿ“ 62971 Southern Acres Dr, South Bend In
๐Ÿ“ž (574) 291-4194
โœ‰๏ธ WAYNEKOSKI@ATT.NET

Wayne Koski

๐Ÿ“ 18586 2nd, Petrsbg Il 62675
๐Ÿ“ž (217) 303-3782
โœ‰๏ธ WAYNE_R_KOSKI@YAHOO.COM

Wayne Koski from Fort Myers, FL

Age 88 b. Apr 1937 Lee Co.
๐Ÿ“ 16295 Davis Rd 130

Wayne Koski from Mullan, ID

Age 87 b. Jul 1938 Shoshone Co.
๐Ÿ“ 319 Hunter St Unit 42

Wayne Koski from Cedar Falls, IA

Age 82 b. Mar 1944 Black Hawk Co.
๐Ÿ“ 3004 W 4th St 45

Wayne Koski from Saint Paul, MN

Age 84 b. Dec 1941 Ramsey Co.
๐Ÿ“ 111 Kellogg Blvd E Apt 1 B

Wayne Koski from Fort Carson, CO

Age 50 b. May 1975 El Paso Co.
๐Ÿ“ 43 Placeman

Wayne Koski from Jaffrey, NH

Age 75 b. Jul 1950
๐Ÿ“ 30 Lacy Rd

Wayne Koski from Daytona Beach, FL

Age 86 b. Feb 1940 Volusia Co.
๐Ÿ“ 655 Madison Ave

Wayne Koski from Loveland, CO

Male
๐Ÿ“ 469 Johnson Ave
๐Ÿ’ผ 1702
๐Ÿ“ž (763) 314-0392

Wayne Koski from Omaha, NE

Douglas Co.
๐Ÿ“ 6635 Bedford Ave
๐Ÿ“ž (402) 556-1118

Wayne Koski from Long Beach, WA

Pacific Co.
๐Ÿ“ 10512 Pacific Way

Wayne Koski from Crystal Falls, MI

Iron Co.
๐Ÿ“ 114 N Casagranda Rd

Wayne Koski from St Paul Park, MN

๐Ÿ“ 1011 3rd St

Wayne Koski from Post Falls, ID

Kootenai Co.
๐Ÿ“ 1508 E 3 Rd Ave

Wayne Koski from South Bend, IN

St Joseph Co.
๐Ÿ“ 222 E Fairview Ave

Wayne Koski from Socorro, NM

Socorro Co.
๐Ÿ“ 509 Hannah Pl

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 25 contact records for Wayne Koski across 13 states. The most recent address on file is in Detroit Lakes, Minnesota. Of these records, 12 include phone numbers and 5 include email addresses. The listed age is 70. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Koski Wayne B

Lake County
PIN: 071527200000004901
Value: $8,820

Koski Wayne

Fannin County
PIN: 0759-001-0000-05
· 1476 Cr 1400
Lot: 3,555,252sqft

Koski Wayne & Constance Trust Koski Wayne E & Constance M Trustee W/Life Estate

St-joseph County
· 62971 Southern Acres Dr, South-Bend

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 3 property records linked to Wayne Koski in South-Bend. Values shown are from county assessor records and may differ from current market prices.

Wayne Koski

UAF
7910wildridge Rd, Colo Springs, CO, 80908
DOB: 1975 Gender: Male Ph: 719-390-2803
County: El Paso

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Wayne Koski in Colorado. Party affiliation is listed as UAF. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2003 TOYOTA RAV4 MINI SPORT UTILITY
ยท Registered to: Wayne Koski
ยท VIN: JTEHH20V236079915
·
PO Box 1355, Post Falls, ID, 83877
2003 DODGE DAKOTA MIDSIZE TRUCK
ยท Registered to: Wayne Koski
ยท VIN: 1D7FL36X53S109558
·
4915 Schoen Rd Lot 42, Union Grove, WI, 53182
2007 JEEP WRANGLER UNLIMITED
ยท Registered to: Wayne Koski
ยท VIN: 1J4GA69187L145784
·
55749 Lee St, Astor, FL, 32102-2835
2007 Ford Escape
ยท Registered to: Wayne Koski
ยท VIN: 1FMCU031X7KA15007
·
7910 Wildridge Rd, Colorado Springs, CO, 80908-2937
·
(719) 390-2803
2014 Chevrolet Cruze
ยท Registered to: Wayne Koski
ยท VIN: 1G1PC5SB4E7131778
·
1175 Candida Rd, Elgin, IL, 60123
·
(847) 608-4390
2018 CHEVROLET CRUZE
ยท Registered to: Wayne Koski
ยท VIN: 1G1PC5SB4I7131778
·
1175 Candida Rd, Elgin, IL, 60123
·
(847) 608-4390
2002 SUBARU LEGACY 4DR SEDAN
ยท Registered to: Wayne Koski
ยท VIN: 4S3BE656627212521
·
30 Lacy Rd, Jaffrey, NH, 03452
2006 HONDA CR-V WAGON
ยท Registered to: Wayne Koski
ยท VIN: JHLRD68516C010660
·
2045 Forest St, Hastings, MN, 55033
2007 FORD F150 PICKUP
ยท Registered to: Wayne Koski
ยท VIN: 1FTRX14W77FA80976
·
114 S Casagranda Rd, Crystal Falls, MI, 49920
·
(906) 822-7272
1986 AMERICAN MOTORS J10 PICKUP
ยท Registered to: Wayne Koski
ยท VIN: 1JTCM26U0GT000434
·
4915 Schoen Rd Lot 42, Union Grove, WI, 53182
2005 FORD MUSTANG
ยท Registered to: Wayne Koski
ยท VIN: 1ZVFT80N855152708
·
1263 Sperl St, Saint Paul, MN, 55118
·
(651) 765-1845
2008 Chevrolet Silverado 1500
ยท Registered to: Wayne Koski
ยท VIN: 1GCEC14X18Z105647
·
62971 Southern Acres Dr, South Bend, IN, 46614-4841
·
(574) 291-4194
2000 GMC SIERRA PICKUP
ยท Registered to: Wayne Koski
ยท VIN: 1GTEK19T8YE147085
·
114 S Casagranda Rd, Crystal Falls, MI, 49920
·
(906) 822-7272
ยท Registered to: Wayne Koski
·
7230 Coral Ridge Dr, Colorado Springs, CO, 80925
·
(719) 390-2803
ยท Registered to: Wayne Koski
·
822 W Minckler St, Iron River, MI, 49935
·
(906) 265-3637

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 15 vehicle registration records are associated with Wayne Koski. Registered makes include Toyota, Dodge, Jeep, Ford and others. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

North American Palladium Ltd

IT Management(manager Is It)
+14163607590ext3006wkoski@napalladium.com
Toronto,

Silver Valley Seniors INC

Wayne KoskiDirector
Osburn, ID

Wayne Koski

Security
Whelan Security
Minneapolis, Minnesota, United States

Wayne Koski

Security
Whelan Security
Minnesota

Maxwell Bloyd & CO

Wayne KoskiSales Customer
(386) 689-2199wayne.koski@maxwellbloyd.com
651 Madison Ave, Daytona Beach, FL32114

Calvary Baptist Church

Wayne KoskiTraining Director
(386) 689-2199wayne.koski@juno.com
651 Madison Ave, Daytona Beach, FL32114
calvaryba.com

Wayne & lisa Koski

United States

Mat Manufacturing Corp

Wayne KoskiManager
wkoski@att.net
PO Box 278, Salem, wi53168

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 12 business affiliations were found for Wayne Koski. Companies include Whelan Security, Maxwell Bloyd & CO, Mat Manufacturing Corp. Roles listed include IT Management(manager Is It) and Director. Records are compiled from state business registries, SEC filings, and professional networking databases.

Superior Lighting Services, LLC, Dissolved May 6, 2021

Voluntarily Dissolved
Addr: Allons, TN
Registered Agent: Wayne Robert Koski

Galena Lodge No. 42, Incorporated, Independent Order Of Odd Fellows Of

Addr: 319 Hunter St, Mullan, ID, 83846
ID
Officer: Wayne Koski

Galena Lodge No. 42, Incorporated, Independent Order Of Odd Fellows Of

Addr: 319 Hunter St, Mullan, ID, 83846
ID
Officer: Wayne Koski

Source: Public Records Wayne Koski appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

wayne Robert koski

Expired
License # 111668
Addr: Allons, TN

Wayne Koski

JW
Expired
Addr: Allons, TN

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Wayne Koski holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Wayne Koski

Chassell High School - Chassell, MI, MI
1978

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Wayne Koski has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$1 Aug 25, 2020
2020 DEM
Hegar, Mary Jennings Mj
Koski, Wayne Not Employed Mullan, ID
$15 Mar 29, 2016
2016 DEM
Sanders, Bernard
Koski, Wayne Not Employed Mullan, ID
$15 Aug 11, 2020
2020
Biden Victory Fund
Koski, Wayne Not Employed Mullan, ID
$1 Aug 25, 2020
2020 DEM
Bullock, Steve
Koski, Wayne Not Employed Mullan, ID
$15 Mar 29, 2016
DEM
Sanders, Bernard
Contributor Not Employed Mullan, ID

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 5 political contribution records found for Wayne Koski. Total disclosed contributions amount to $48. Recipients include Sanders, Bernard. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Wayne M Koski

Age 60 Male
·
509 Hannah Pl, Socorro, NM 87801 (Socorro County)
34.0605, -106.9020
· (505) 227-0677
Marital: Married TZ: Mountain
Edu: Some College
Homeowner Single Family
MP

Wayne Koski

Age 35 Male
·
18586 2nd St, Petersburg, IL 62675 (Menard County)
39.9964, -89.8518
Marital: Inferred Single TZ: Central
Single Family
MP

Wayne Koski

Age 75 Male
·
1175 Candida Rd, Elgin, IL 60123 (Kane County)
42.0632, -88.2761
· (847) 429-0087
Marital: Single TZ: Central
Occ: Management Edu: Some College
Homeowner Single Family
MP

Wayne B Koski

Age 77 Male
·
PO Box 568, Astor, FL 32102 (Lake County)
29.1539, -81.5673
Marital: Single TZ: Eastern
Homeowner
MP

Wayne A Koski

Age 67 Male
·
30 Lacy Rd, Jaffrey, NH 03452 (Cheshire County)
42.8059, -72.0299
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1956
MP

Wayne H Koski

Age 67 Male
·
PO Box 1355, Post Falls, ID 83877 (Kootenai County)
47.7138, -116.9420
Marital: Single TZ: Pacific
Homeowner
MP

Wayne Koski

Age 57 Male
·
1263 Sperl St, Saint Paul, MN 55118 (Dakota County)
44.9076, -93.0703
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 1973 Purchased 2004
MP

Wayne Koski

Male
·
14034 Lincoln View Dr, Petersburg, IL 62675 (Menard County)
39.9638, -89.8497
TZ: Central
Single Family
MP

Wayne C Koski

Age 75 Male
·
469 Johnson Ave, Loveland, CO 80537 (Larimer County)
40.3882, -105.1180
· (651) 459-8290
TZ: Mountain
Occ: Professional Edu: Graduate School
Homeowner Single Family Built 1994 Purchased 2014
MP

Wayne D Koski

Age 66 Male
·
822 W Minckler St, Iron River, MI 49935 (Iron County)
46.0946, -88.6470
· (906) 265-3637
Marital: Single TZ: Central
Edu: Some College
Homeowner Single Family
MP

Wayne S Koski

Age 74 Male
·
PO Box 101, Ravenna, TX 75476 (Fannin County)
33.6965, -96.1341
Marital: Single TZ: Central
Homeowner Built 1900 Purchased 2000
MP

Wayne F Koski

Male
·
11789 E South Lake Blvd, Lk Nebagamon, WI 54849 (Douglas County)
46.4892, -91.7004
· (715) 374-2351
Marital: Married TZ: Central
Homeowner Single Family
MP

Wayne R Koski

Age 42 Male
·
7910 Wildridge Rd, Colorado Spgs, CO 80908 (El Paso County)
39.0441, -104.6790
Marital: Married TZ: Mountain
Occ: Professional Edu: High School
Homeowner Single Family Built 1999 Purchased 2012
MP

Wayne W Koski

Age 65 Male
·
114 S Casagranda Rd, Crystal Falls, MI 49920 (Iron County)
46.1812, -88.4089
· (906) 822-7272
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family
MP

Wayne H Koski

Age 79 Male
·
PO Box 42, Mullan, ID 83846 (Shoshone County)
47.4709, -115.7750
Marital: Single TZ: Pacific
Occ: Professional
Homeowner Single Family
MP

Wayne A Koski

Age 41 Male
·
6020 65th Ave N, Minneapolis, MN 55429 (Hennepin County)
45.0730, -93.3588
Marital: Inferred Married TZ: Central
Occ: Professional
Homeowner Multi-Family
MP

Wayne E Koski

Age 73 Male
·
62971 Southern Acres Dr, South Bend, IN 46614 (St Joseph County)
41.5793, -86.2738
· (574) 250-0652
Marital: Married TZ: Eastern
Homeowner Single Family Built 1989

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 17 demographic profiles associated with Wayne Koski. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Wayne Koski on the map

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Wayne Koski in Petersburg, IL: Background Summary

Location
16293 Camaron Ave, Petersburg Il, Petersburg, IL
Other Locations
Detroit Lakes, MN ยท Mullan, ID ยท Colorado Springs, CO and 15 more
Profiles Found
25 people with this name
Phone Numbers
(414) 810-8144 and 9 others on file
Email
wayne_r_koski@yahoo.com and 1 other on file
Possible Relatives
Linda Black Koski, Kirsten Lynn Smith, Karen Koski, Dr Wayne Koski
Career
IT Management(manager Is It), Director at Whelan Security, Maxwell Bloyd & CO
Voter Registration
Registered UAF
Properties
2properties owned
Vehicles
15 linked โ€” 2003 Toyota Rav4, 2003 Dodge Dakota and 13 more
Contributions
$47.5 total โ€” Sanders, Bernard
Licenses
2 professional licenses (JW)

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Wayne Koski. Because public records are indexed by name rather than by a unique identifier, the 88 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Wayne Koski

Search Complexity: High

88 public records across 16states, belonging to approximately 25 different individuals. With 25 distinct profiles across 16 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 16 states. Highest concentration: Idaho (11%), followed by Colorado and Florida. Spans the Midwest and West regions.

ID10recordsCO9recordsFL7recordsMN7recordsWI6recordsIL6records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (41%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Vehicle Registration Records (15) and Business & Corporate Filings (12).

29
Contact & Address Records
15
Vehicle Registration Records
12
Business & Corporate Filings
5
Political Contribution Records
3
Property Ownership Records
3
Corporate Records

Age Distribution

Age range: approximately 45 years, suggesting multiple generations. Largest group: Senior (65+) (80%).

Senior (65+)8peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Wayne Koski

Is Wayne Koski a registered voter?
Yes, voter registration records show Wayne Koski is registered in Colorado with UAF affiliation. We found 1 voter registration entry across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Wayne Koski own property?
County assessor records show 3 properties associated with Wayne Koski . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Wayne Koski?
Records show 15 vehicle registrations associated with Wayne Koski, including a 2003 TOYOTA RAV4. Registered makes include Toyota, Dodge, Jeep, Ford. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Wayne Koski?
We found 12 business affiliations for Wayne Koski (IT Management(manager Is It)). Other companies include Maxwell Bloyd & CO, Mat Manufacturing Corp. Business records are compiled from state registries, SEC filings, and professional databases.
Has Wayne Koski made political donations?
FEC disclosure records show 5 reported political contributions from Wayne Koski, totaling $48. Recipients include Sanders, Bernard. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Wayne Koski?
Our database contains 88 total records for Wayne Koski spanning 16 states. This includes 25 distinct contact records, 12 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Wayne Koski?
The 88 records displayed for Wayne Koski are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Wayne Koski remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.