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Will Tatum

Age 38 b. 1987-08-25
📍 Will Tatum, 1568 Pebble Ridge Dr, Raleigh Nc
📞 (910) 248-4116, (603) 965-8663
✉️ WILLIAM.R.TATUM@GMAIL.COM, william.r.tatum@gmail.com

Will Tatum from Mc Cool, MS

Age 74
📍 10166 Attala Road 2120, Mc Cool, MS 39108
📞 (662) 547-6291, (662) 547-6291, (662) 547-9729
👨‍👩‍👧 Relatives: Gay R Griffin,Antonia Pearl Tatum,Priscilla Sparkman,Janice M Tatum

Will Tatum from Van Nuys, CA

Los Angeles Co.
📍 14201 Nordhoff St Apt D 12
📞 (407) 545-9540, (818) 920-6669

Will Tatum from Fort Collins, CO

Age 47 b. 1979 Larimer Co.
📍 8335 Louden Cir
📞 (970) 223-5332

Will Tatum from Mc Cool, MS

Age 106 b. Jun 1919 Attala Co.
📍 10166 Attala Rd 2120
📞 (662) 547-6291

Will Tatum from Shreveport, LA

Age 63
📍 9217 Emmett Dr, Shreveport, LA 71106
👨‍👩‍👧 Relatives: Sterling Tatum

Will Tatum from Flagstaff, AZ

Male
📍 2313 N Center St # 1
📞 (520) 470-9496 (SPRINT)

Will Tatum from Grand Rapids, MI

Age 90 b. 1936 Male
📍 5458 Pinebrook Ave Se
📞 (616) 301-3933

Will Tatum from Kansas City, KS

Age 81 b. Sep 1944 Wyandotte Co.
📍 2109 Georgia Ave

Will Tatum from Petersburg, VA

Age 57 b. Apr 1968 Petersburg City Co.
📍 2046 Walton St

Will Tatum from Kansas City, KS

Age 87 b. Sep 1938 Wyandotte Co.
📍 2511 N 57th St

Will Tatum from Culver City, CA

Age 63 b. 1963 Male
📍 4966 1/2 Marionwood Dr
📞 (310) 686-6380 (Cell)

Will Tatum from Hattiesburg, MS

0
📍 1909 Fuller St, Hattiesburg, MS 39401

Will Tatum from Sahuarita, AZ

Pima Co.
📍 15197 S Avenida Rancho Verde
📞 (520) 777-5166

Will Tatum from Northridge, CA

Los Angeles Co.
📍 8623 Wilbur Ave Apt 3
📞 (239) 454-9488

Will Tatum from Petersburg, VA

Petersburg City Co.
📍 4445 Roundtop Ave 22
📞 (408) 297-4229

Will Tatum from Clinton, NC

Sampson Co.
📍 50 S Rose Ln

Will Tatum from Panorama City, CA

Los Angeles Co.
📍 9339 Sylmar Ave Apt 4

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 18 contact records for Will Tatum across 9 states. The most recent address on file is in Van Nuys, California. Of these records, 11 include phone numbers and 1 include email addresses. Ages range from 63 to 74, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

2008 CHEVROLET MALIBU
· Registered to: Will Tatum
· VIN: 1G1ZH57B78F159426
·
2701 Lafayette Ave, Kansas City, KS, 66104-4261
·
(913) 371-5046
2010 CHEVROLET HHR
· Registered to: Will Tatum
· VIN: 3GNBACDV2AS589907
·
2701 Lafayette Ave, Kansas City, KS, 66104-4261
2012 CADILLAC CTS
· Registered to: Will Tatum
· VIN: 1G6DS1E38C0108877
·
2701 Lafayette Ave, Kansas City, KS, 66104-4261
·
(913) 371-5046

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 3 vehicle registration records are associated with Will Tatum. Registered makes include Chevrolet, Cadillac. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Business Record

+19176935751willtatum@mac.com

Will Tatum

Pilot
Delta Air Lines
Auburn, Alabama, United States
LinkedIn

Will Tatum

Pilot
Delta Air Lines
Alabama
LinkedIn

Will Tatum

Greater New York City Area

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 5 business affiliations were found for Will Tatum. Companies include Delta Air Lines. Roles listed include Null. Records are compiled from state business registries, SEC filings, and professional networking databases.

MP

Will Tatum

Male
·
21733 County Road 2160, Troup, TX 75789 (Smith County)
32.1592, -95.0764
TZ: Central
Single Family
MP

Will Tatum

Age 81 Male
·
5458 Pinebrook Ave SE, Grand Rapids, MI 49548 (Kent County)
42.8642, -85.6519
· (616) 301-3933
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 2 demographic profiles associated with Will Tatum. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Will Tatum. These loans were issued to businesses, not individuals.

D & N Trucking INC

Subchapter S Corporation

$17,000 Paid in Full
Address:
PO Box 306
Lamesa, TX79331
Approved

Apr 7, 2020

Forgiven

$17,164

Jobs Reported

3

Loan #

7529777004

Loan Size

Small

Black Diamond Coal, LLC

Corporation

$129,800 Paid in Full
Address:
PO Box 306
Allen, KY41601-0306
Approved

Apr 29, 2020

Forgiven

$130,796

Jobs Reported

14

Loan #

3358227304

Loan Size

Small

Green Right O'Way Constructors INC

Corporation

$18,975 Paid in Full
Address:
PO Box 306
Ukiah, CA95482
Approved

May 5, 2020

Forgiven

$19,057

Jobs Reported

7

Loan #

2000907406

Loan Size

Small

Matewan Convention & Visitor'S Bureau, INC.

Corporation

$4,198 Paid in Full
Address:
PO Box 306
Matewan, WV25678
Approved

Apr 29, 2020

Forgiven

$4,229

Jobs Reported

1

Loan #

4055617300

Loan Size

Small

Advanced Electrical Services INC.

Corporation

$35,200 Paid in Full
Address:
PO Box 306
Carmel, ME04419-0306
Approved

Apr 14, 2020

Forgiven

$35,482

Jobs Reported

2

Loan #

6042077108

Loan Size

Small

Booneville Lumber INC.

Subchapter S Corporation

$49,700 Paid in Full
Address:
Po Box 306
Baldwyn, MS38824
Approved

Apr 4, 2020

Forgiven

$50,310

Jobs Reported

9

Loan #

4798627010

Loan Size

Small

Sarkis Rostomyan

Self-Employed Individuals

$20,833 Exemption 4
Address:
14201 Nordhoff St
Panorama City, CA91402-1921
Approved

Apr 23, 2021

Jobs Reported

1

Loan #

9484078802

Loan Size

Small

Schoen Fumigation, INC.

Corporation

$118,900 Paid in Full
Address:
PO Box 306
Smith Center, KS66967-0306
Approved

Apr 9, 2020

Forgiven

$119,714

Jobs Reported

7

Loan #

1121377110

Loan Size

Small

Travis-Noe Funeral Home

Partnership

$73,032 Paid in Full
Address:
PO Box 306
Kirksville, MO63501
Approved

Apr 10, 2020

Forgiven

$73,560

Jobs Reported

5

Loan #

1989197109

Loan Size

Small

Scott Hepko Realtor

Sole Proprietorship

$14,363 Paid in Full
Address:
PO Box 306
Seymour, MO65746
Approved

Apr 13, 2020

Forgiven

$14,466

Jobs Reported

1

Loan #

4518727110

Loan Size

Small

William E Fagaly & Son INC

Corporation

$40,532 Paid in Full
Address:
PO Box 306
Miamitown, OH45041-0306
Approved

Apr 15, 2020

Forgiven

$38,230

Jobs Reported

8

Loan #

8421037106

Loan Size

Small

Mid Cal Heating, Sheet Metal And Gutters, INC.

Subchapter S Corporation

$109,615 Paid in Full
Address:
PO Box 306
Seaside, CA93955
Approved

Apr 27, 2020

Forgiven

$108,750

Jobs Reported

11

Loan #

4627597205

Loan Size

Small

Sergiu Pirgari

Self-Employed Individuals

$20,833 Exemption 4
Address:
14201 Nordhoff St
Panorama City, CA91402-1921
Approved

Apr 18, 2021

Jobs Reported

1

Loan #

5674848800

Loan Size

Small

St Gertrude Roman Catholic Church

Non-Profit Organization

$80,000 Paid in Full
Address:
28 School St
Bayville, NY11709-1931
Approved

Apr 28, 2020

Forgiven

$80,729

Jobs Reported

19

Loan #

9230817204

Loan Size

Small

Neshanic Valley Irrigation, LLC

Limited Liability Company(LLC

$217,916 Paid in Full
Address:
PO Box 306
Neshanic Station, NJ08853
Approved

Apr 28, 2020

Forgiven

$219,877

Jobs Reported

40

Loan #

7236717200

Loan Size

Medium

Progressive Construction Of The Midsouth, LLC

Limited Liability Company(LLC

$223,100 Paid in Full
Address:
PO Box 306
Byhalia, MS38611-0306
Approved

Apr 7, 2020

Forgiven

$214,509

Jobs Reported

20

Loan #

7325487009

Loan Size

Medium

Johnny Nipp

Sole Proprietorship

$16,594 Paid in Full
Address:
PO Box 306
Healdton, OK73438
Approved

Apr 28, 2020

Forgiven

$15,681

Jobs Reported

1

Loan #

7586217203

Loan Size

Small

Cashion Tank, LLC

Limited Liability Company(LLC

$55,735 Paid in Full
Address:
PO Box 306
Cashion, AZ85329
Approved

May 1, 2020

Forgiven

$56,245

Jobs Reported

10

Loan #

2495377708

Loan Size

Small

Hooves Hounds & Whiskers Pet Sitting LLC

Limited Liability Company(LLC

$11,657 Paid in Full
Address:
28 School St
Branford, CT06405-3328
Approved

Feb 5, 2021

Forgiven

$11,762

Jobs Reported

3

Loan #

3576518400

Loan Size

Small

Michele Cota

Sole Proprietorship

$14,031 Paid in Full
Address:
28 School St
Montpelier, VT05602-3166
Approved

May 5, 2021

Forgiven

$14,073

Jobs Reported

1

Loan #

7173378900

Loan Size

Small

J & S Restore

Sole Proprietorship

$23,540 Paid in Full
Address:
PO Box 306
Kadoka, SD57543
Approved

Apr 7, 2020

Forgiven

$23,684

Jobs Reported

3

Loan #

6903147010

Loan Size

Small

Hartland Building And Restoration Compan

Corporation

$635,030 Paid in Full
Address:
28 School St
East Granby, CT06026
Approved

Apr 29, 2020

Forgiven

$641,641

Jobs Reported

25

Loan #

2387877305

Loan Size

Medium

Kstar Coffee Co. INC.

Subchapter S Corporation

$98,308 Paid in Full
Address:
1011 Baldwin Park Blvd
Baldwin Park, CA91706-5806
Approved

Jan 20, 2021

Forgiven

$99,534

Jobs Reported

14

Loan #

2442908301

Loan Size

Small

McClean Landscape & Nursery LLC

Subchapter S Corporation

$43,163 Paid in Full
Address:
PO Box 306
Granby, CT06035
Approved

Jun 26, 2020

Forgiven

$43,456

Jobs Reported

4

Loan #

4537668009

Loan Size

Small

Jml Landscaping, INC.

Subchapter S Corporation

$205,275 Paid in Full
Address:
PO Box 306
Neshanic Station, NJ08853
Approved

Apr 29, 2020

Forgiven

$207,088

Jobs Reported

14

Loan #

3381117304

Loan Size

Medium

Burton Enterprises, INC.

Corporation

$5,540 Paid in Full
Address:
PO Box 306
Buffalo, WY82834-0306
Approved

Apr 8, 2020

Forgiven

$5,574

Jobs Reported

1

Loan #

7890227004

Loan Size

Small

Pitt Excavating, LLC

Limited Liability Company(LLC

$35,900 Paid in Full
Address:
PO Box 306
Franklin, KY42135-0306
Approved

Apr 27, 2020

Forgiven

$36,174

Jobs Reported

3

Loan #

5952597203

Loan Size

Small

Clayton Walker

Sole Proprietorship

$10,255 Paid in Full
Address:
PO Box 306
Vinalhaven, ME04863-0306
Approved

Jun 3, 2020

Forgiven

$10,323

Jobs Reported

1

Loan #

7328957809

Loan Size

Small

Bob'S Marine Service, INC.

Corporation

$184,300 Paid in Full
Address:
PO Box 306
Ocean View, DE19970
Approved

Apr 14, 2020

Forgiven

$186,764

Jobs Reported

22

Loan #

7121147108

Loan Size

Medium

Udell Jewlers, INC

Corporation

$94,940 Paid in Full
Address:
28 School St
Glen Cove, NY11542-2512
Approved

Apr 8, 2020

Forgiven

$95,945

Jobs Reported

7

Loan #

8381237003

Loan Size

Small

First United Methodist Church Of Sunray

Non-Profit Organization

$12,800 Paid in Full
Address:
PO Box 306
Sunray, TX79086
Approved

Apr 10, 2020

Forgiven

$12,919

Jobs Reported

1

Loan #

1211787108

Loan Size

Small

Sarkis Rostomyan

Self-Employed Individuals

$20,833 Exemption 4
Address:
14201 Nordhoff St
Panorama City, CA91402-1921
Approved

Apr 2, 2021

Jobs Reported

1

Loan #

5553438701

Loan Size

Small

100th Meridian Law Group P.c.

Subchapter S Corporation

$12,500 Paid in Full
Address:
PO Box 306
Telluride, CO81435-0306
Approved

Apr 6, 2020

Forgiven

$12,661

Jobs Reported

1

Loan #

6227077006

Loan Size

Small

Taylor Durham

Self-Employed Individuals

$5,455 Exemption 4
Address:
28 School St
Rienzi, MS38865-9503
Approved

Apr 22, 2021

Jobs Reported

1

Loan #

7699848806

Loan Size

Small

Tk Electric, LLC

Limited Liability Company(LLC

$7,446 Paid in Full
Address:
PO Box 306
Osborne, KS67473-0306
Approved

Apr 29, 2020

Forgiven

$7,497

Jobs Reported

1

Loan #

4397187302

Loan Size

Small

Connecticut Experiential Learning Center INC.

Corporation

$19,500 Paid in Full
Address:
28 School St
Branford, CT06405-3328
Approved

Feb 5, 2021

Forgiven

$19,626

Jobs Reported

2

Loan #

3933758401

Loan Size

Small

Aeromics, INC.

Corporation

$72,900 Paid in Full
Address:
28 School St
Branford, CT06405-3328
Approved

Apr 30, 2020

Forgiven

$73,703

Jobs Reported

3

Loan #

4747177300

Loan Size

Small

Taylor Durham

Self-Employed Individuals

$5,455 Exemption 4
Address:
28 School St
Rienzi, MS38865-9503
Approved

Mar 30, 2021

Jobs Reported

1

Loan #

2745638703

Loan Size

Small

S&s Contractors, INC

Corporation

$98,027 Paid in Full
Address:
PO Box 306
Coeburn, VA24230-0271
Approved

Apr 27, 2020

Forgiven

$99,222

Jobs Reported

9

Loan #

4998537208

Loan Size

Small

Jba & Associates INC

Corporation

$8,333 Paid in Full
Address:
PO Box 306
Bat Cave, NC28710
Approved

May 11, 2020

Forgiven

$8,421

Jobs Reported

1

Loan #

4788787400

Loan Size

Small

Oc Luxury Jewelers LLC

Corporation

$239,492 Paid in Full
Address:
28 School St
Glen Cove, NY11542-2512
Approved

Feb 12, 2021

Forgiven

$240,783

Jobs Reported

15

Loan #

7489488404

Loan Size

Medium

Envision Pharmacy Consulting, LLC

Corporation

$116,400 Paid in Full
Address:
PO Box 306
Epworth, IA52045-0306
Approved

Apr 9, 2020

Forgiven

$117,248

Jobs Reported

7

Loan #

8989407004

Loan Size

Small

Dick Family Financial INC

Corporation

$8,750 Paid in Full
Address:
PO Box 306
Rossville, KS66533
Approved

Apr 28, 2020

Forgiven

$8,804

Jobs Reported

2

Loan #

6513307200

Loan Size

Small

Monty B. Adams, Sr.

Limited Liability Company(LLC

$19,667 Paid in Full
Address:
PO Box 306
Columbia, LA71418
Approved

Apr 15, 2020

Forgiven

$19,795

Jobs Reported

1

Loan #

9696047102

Loan Size

Small

Scott Jewelers LTD

Corporation

$1,199,015 Paid in Full
Address:
28 School St
Glen Cove, NY11542-2512
Approved

Apr 8, 2020

Forgiven

$1,211,871

Jobs Reported

83

Loan #

8352107000

Loan Size

Medium-Large

Oc Luxury Jewelers, LLC

Corporation

$239,492 Paid in Full
Address:
28 School St
Glen Cove, NY11542-2512
Approved

Apr 8, 2020

Forgiven

$242,060

Jobs Reported

15

Loan #

8408657001

Loan Size

Medium

Cooper Landscapes

Sole Proprietorship

$11,466 Paid in Full
Address:
PO Box 306
Hailey, ID83333
Approved

May 6, 2020

Forgiven

$11,616

Jobs Reported

5

Loan #

3109827404

Loan Size

Small

Achievement Consulting & Training, INC.

Subchapter S Corporation

$20,833 Paid in Full
Address:
PO Box 306
Indian Hills, CO80454
Approved

Apr 28, 2020

Forgiven

$21,030

Jobs Reported

1

Loan #

7703737206

Loan Size

Small

Hebert-Gattuso Renovation And Maintenance Group, LLC

Limited Liability Company(LLC

$23,000 Paid in Full
Address:
PO Box 306
Gretna, LA70053
Approved

Jun 5, 2020

Forgiven

$23,224

Jobs Reported

2

Loan #

8622577808

Loan Size

Small

Jeff Mullins Construction

Sole Proprietorship

$24,500 Paid in Full
Address:
PO Box 306
Pennington Gap, VA24277
Approved

Apr 30, 2020

Forgiven

$24,706

Jobs Reported

6

Loan #

6402407301

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 50 PPP loan records are linked to businesses associated with Will Tatum. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Will Tatum on the map

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Found 25 results across 10 states

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Will Tatum in Raleigh, NC: Background Summary

Location
Will Tatum, 1568 Pebble Ridge Dr, Raleigh Nc, Raleigh, NC
Other Locations
Van Nuys, CA · Fort Collins, CO · Mc Cool, MS and 9 more
Profiles Found
18 people with this name
Phone Numbers
(910) 248-4116 and 11 others on file
Email
william.r.tatum@gmail.com
Possible Relatives
Gay R Griffin, Antonia Pearl Tatum, Priscilla Sparkman, Janice M Tatum, Sterling Tatum
Career
Delta Air Lines
Vehicles
3 linked — 2008 Chevrolet Malibu, 2010 Chevrolet Hhr and 1 more
PPP Loans
$4774K for D & N Trucking INC, Black Diamond Coal, LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Will Tatum. Because public records are indexed by name rather than by a unique identifier, the 81 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Will Tatum

Search Complexity: High

81 public records across 10states, belonging to approximately 18 different individuals. With 18 distinct profiles across 10 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

Geographic Distribution

Records are widely distributed across 10 states. Highest concentration: California (6%), followed by Kansas and Mississippi. Spans the South and West regions.

CA5recordsKS5recordsMS3recordsLA2recordsNC2recordsAZ2records

Record Type Breakdown

Data spans 4 record categories. Largest: PPP Loan Records (63%), which are tied to specific businesses and addresses. Also includes Contact & Address Records (21) and Business & Corporate Filings (5).

50
PPP Loan Records
21
Contact & Address Records
5
Business & Corporate Filings
3
Vehicle Registration Records

Age Distribution

Age range: approximately 68 years, suggesting multiple generations. Largest group: Senior (65+) (50%).

Senior (65+)4peopleMiddle-Age (40-64)3peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Will Tatum

What vehicles are registered to Will Tatum?
Records show 3 vehicle registrations associated with Will Tatum, including a 2008 CHEVROLET MALIBU. Registered makes include Chevrolet, Cadillac. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Will Tatum?
We found 5 business affiliations for Will Tatum (null). Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Will Tatum?
Our database contains 81 total records for Will Tatum spanning 10 states. This includes 18 distinct contact records, 11 with phone numbers, 1 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Will Tatum?
The 81 records displayed for Will Tatum are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Will Tatum remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.